HEPPNER GAZETTE TIMES, HEPPNER, OREGON, THURSDAY, MARCH 31, 1932.
PAGE THREE
A Rock in A Weary Land
When I was fifteen years old my
father took me into his study, and
gave me a talk about life insur
ance. He was a preacher, with a
large family and a small salary.
"Paying my premiums has kept
me poor, and often in debt," he
said, "but I am well rewarded. I
can lie down and selep soundly at
night."
In order to bring the lesson
home, he applied for $3,000 of life
insurance on the twenty payment
plan for me, saying that he would
carry it until I had graduated from
college and I could go on with it
from there.
Twenty years seemed longer at
that time than a hundred years
seem now. I wondered if I would
ever live to the ripe old age of
thirty-five, when the policies would
be paid in full.
Well, I have lived that long, and
these policies, and some others, are
all paid up. Father himself lived
long and, having educated his chil
dren and seen them all started, he
cashed in his insurance and was
comfortable in his old age.
Remembering this lesson, I have
signed my checks for premiums
very cheerfully, but never with so
much satisfaction as during the
past two years.
In a period when almost every
thing one owns is tumbling it is
great to know that one investment,
at least, is just as good as it prom
ised to be. Nothing has happened
to any of the big insurance com
panies, and nothing will.
I was reminded of this the other
day when I attended a convention
of insurance salesmen. They were
full of human interest stories.
Said one: "A business man walk
ed into my office and asked for an
application blank. He said that two
years ago he Was worth $200,000,
and thought that he and his family
were safe from financial worries
forever. Now the $200,000 is less
than $50,000. His only hope of in
dependence is through systematic
savings as represented by payments
of life insurance premiums."
Another told of a man who ask
ed: "I am thirty-five and have to
start all over again. What kind of
a policy can you offer me that will
insure me a competence at sixty?"
We were all carried off our feet
by the new theory of investments
in 1929. Bonds and insurance were
out of date. Common stocks were
the one sure way to fortune.
Now the pendulum has swung
back. The old-fashioned ideas are
in style again. It is a time when
insurance companies ought to dou
ble their advertising, and insurance
salesmen their efforts.
When we were prosperous we
sometimes regarded these salesmen
as a nuisance. Today their wares
are "as rivers of water in a dry
place; as the shadow of a rock in
a weary land."
ADVENTURE
To the young man who wants to
go adventuring I recommend the
Canadian Northwest. The proces
sion of explorers and prospectors
into the northern part of British
Columbia has begun, and wonderful
tales are being brought back of
the mineral richness of the region
lying from 500 to 1,000 miles north
from Vancouver. ,
I have heard of gold outcroppings
which indicate deposits of the yel
low metal exceeding anything yet
discovered on earth and veins
where silver Is to be found in pure
blocks of huge size. From up north
in the Great Bear Lake country
there was brought down not long
ago twenty tons of radium-bearing
pitchblende ore which assayed
above $8,000 a ton.
I wish I were forty years young
er. VOTERS
Last week I expressed the hope
that at the elections of 1932 more
of the voters of America would go
to the polls. Nearly half of those
eligible to vote in 1928 did not
do so.
Now I learn that the United
States Junior Chamber of Com
merce has taken this up in a ser
ious way and is starting a campaign
now to try to get at, least fifty mil
lion votes out on November 8th
next. That Is a live organization of
young business men and I think
they will get somewhere.
It looks as if we might have an
interesting and exciting Presiden
tial campaign after all.
UNEMPLOYMENT
Two hundred and fifty thousand
men a quarter of a million have
been put back to work In a month
since the American Legion began
Its drive against unemployment.
That is a big help, but there are
still probably four or five million
men normally employed who have
no work to do now.
There are hundreds of communi
ties, whole counties, in fact, in
which there is no unemployment.
But there are thousands in which
unemployment has gone on so long
that actual suffering is beginning.
Governors of thirty states reported
last week to Washington that there
was no actual starvation in their
states, but there must be many
families perilously close to it.
When this depression is over and
we are rolling along on the wave
of the next boom, will we do any
thing to prevent a recurrence of
this sort of distress? If past his
tory is any guide, J'm afraid not.
EDUCATION
When I was a boy getting on
toward college age people did not
think of a college education as a
direct help to earning a living.
Young men went to college because
they had a thirst for education and
culture for their own sakes.
In the past thirty years or so
there has grown up a theory of
college education based upon the
better earning power of the col
lege graduate. That has led to an
entire change in the curriculum
and the point of view of the col
leges. It no longer sets a man
apart from his fellows to be known
as a college graduate. Any smart
boy can get a degree of some sort
or other, and he doesn't have to be
so smart, at that. Of real educa
tion, in the old cultural sense, there
Is little to be obtained in most of
the colleges.
I agree with Dr. Harvey N. Dav
is, president of Stevens Institute of
Technology, who said the other day
that the result of this overproduc
tion of college graduates is bound
to be a reduction In the cash value
of a college education and a return
to the state of mind In which young
folk went to college for the sake
of learning how to get the most
satisfaction out of life, rather than
how to get the largest number of
dollars.
HOTELS
One by one the great hotels of
Brazil's Loveliest
1 j
T
N ' sin
1
t I.
1
nidi Caillct. elected
"Queen of Students" of Brazil, in
New York are going Into the hands
of receivers. There are not half a
dozen hostelries of the first order
left that are not bankrupt, and
hundreds of second rate and third
rate hotels are in the same fix.
New York went crazy over hotel
building a few years ago. People
were going to give up their homes
and live In hotels; New York's
three hundred thousand daily
strangers would increase to a mil
lion, and all would want ten-dol-lar-a-day
rooms. So hotels were
promoted by speculators, who got
theirs, and left the buyers of sec
ond mortgage bonds holding the
bag. These credulous "investors"
are losing all they put in, and hotel
rates are (coming down to some
thing near what people are willing
to pay.
One man I know came to New
York recently and looked at a suite
of Jour roms in one of the largest
and most fashionable hotels.
"Twelve thousand dollars a year,"
said the manager. "I'll give you
$250 a month," said my friend. His
offer was accepted!
ON OREGON FARMS
Hillsboro Poison is the most ec
onomical and satisfactory means of
controlling gray diggers or ground
squirrels and March and April is
the best time to put out the poison,
says W. S. Averill, assistant county
agent. Nineteen stores in Wash
ington county are cooperating in
distributing the poison mixed by
Mr. Averill to farmers.
Dallas Applying rock sulphate,
sometimes sold as Tri Calcium
Phosphate, to crops, is like trying
to grow plants on concrete pave
ment, Arthur King, soils specialist
of the Oregon Extension service,
advised Polk county farmers re
cently. While rock phosphate has
a high chemical analysis, the plant
food is not available. Farmers
planning to use this particular plant
food would do best to apply super
phosphate, King says.
Oregon City One thousand boys
and girls enrolled in 4-H club work
in Clackamas county during the
past year carried projects with a
gross value of $24,348.26, reports
LeRoy G. Wright, county club ag
bor, feed and other materials, esti
mated at $14,276.79, the youngsters
ent After deducting costs of la
had a net profit of $9,376.79.
Try a Gazette Times Want Ad.
MEDICAG0 SATIVA
GREAT FARM CROP
Forage Plant Given High Praise by
O. S. C. Specialist; Is Good
for Large Area.
Oregon has had its share of "won
der plants," seeds of which came
from an Egyptian tomb or perhaps
the craw of a wild goose," says E.
R. Jackman, extension farm crops
specialist at Oregon State college,
and many in this state have got ex
cited over magazine stories of
world beating crops that later prov
ed failures here.
Occasionally, however, a wonder
ful crop does show up, such as Fed
eration wheat in "eastern Oregon,
sweet clover in the middle west and
lespediza in the south. And right
now there Is a crop for western Or
egon of truly marvelous properties,
says Jackman. It is Medicago sat
iva, "It is the best hay crop in exist
ence," Jackman says positively.
"It stays green and succulent
throughout the driest summer, is
economical to grow and is high in
both protein and minerals, so that
animals fed on it stay in good con
dition. This forage plant can be
pastured, fed green or used for hay,
producing the latter at the rate of
three to five tons per acre year af
ter year without reseeding. The
hay is suitable for cows, horses or
sheep and even hogs clean it up to
the last straw.
"When fields that have grown
Medicago sativa are finally plowed
up it is found that the crop has en
riched the soil beyond belief," Jack
man continues. "Fields which for
merly produced 20-bushel grain
yields jump to 40 bushels, and the
beneficial effects last many years.
"One would think that seed of
such a plant would be extremely
high in price, as a salesman might
easily convince one that it would
be worth $50 a pound, but fortun
ately the seed is plentiful and a
field may be planted for only $2.50
an acre not much more than for
a grain crop."
. Mr. Jackman estimates that at
least 500,000 acres in western Ore
gon are adapted to this crop. Coun
ty agents In every Williamette val
ley county have seen it tried and
Joan and Gene in Double Harness
There Isn't Any Doubt Left That Spring Is Here
l ittle Toan Bennett, dauehter of Richard Bennett the actor, and famed
(or her work on the screen, weds Gene Markey. dramatist and novelist
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If you've had any doubts about it, here's "Babe" Ruth, the Home Run King, signing his contract for the
season to play with the New York "Yankees." Mrs. Ruth looks over his shoulder while Col Ruppert, Owner of th
Yankees, wears a smile. Babe's salary for the season will be $75,000, a cut of $5,000 from last year.
are enthusiastic over its possibil
ities, some saying it will do more
to pull dairymen through the de
pression than Congress can or will
do.
"Those interested in trying Medi
cago sativa can get seed from any
dealer by asking for it by its com
mon name, ALFALFA," Jackman
concludes. "It is well to ask for
certified seed of the Grimm variety."
' IPvl
Who makes your
Fire Insurance Rate?
Property owners individually and collectively create die
conditions which determine the cost of their fire insurance.
There is nothing secret in the making of fire insurance rates.
Several major facts enter into the determination of these charges,
such as construction, occupancy, the quality of private and
public fire protection, exposure from other property and general v
loss experience.
ELIMINATE HAZARDS
Stock Fire Insurance Companies maintain bureaus to assist in
eliminating fire hazards or correcting defects which may affect
your rate. The advice of such bureaus is offered to you free of
charge through your insurance agent.
THE NATIONAL BOARD OF FIRE UNDERWRITERS
85 John Strttt, NEW YORK
CHICAGO, 222 Wtsi Adams Street SAN FRANCISCO, Merchants Exchange Bldg.
A National Organization of Stock Fire Insurance Companies Established in 1866
These Companies are represented by Capable Agents in your community.
iiki r PHONE 1082
IVlaClVlarr OtOreS, InC. Free Delivery
ffl '
Honey
Honey, so healthful and nu
tritious, so satisfying to the
hungry appetites and then so
economically priced.
5 -LB.
PAIL
49c
10pl85c
PANCAKE FLOUR
MacMarr. delicious with honey
NO. 10
BAG ...
53c
Extra Specials for Fri.-Sat.-Mon., April 1st, 2nd &4th
COFFEE
Edwards' dependable vacuum packed 1 II A
coffee. "It's dated." It' treh, honeit 300 KGT ID. JjC
flavor, rich and mellow you'll enjoy i w w "
it goodness and aroma, you'll be prond Qfl V 1 IL
to erve It to your friend. Z IDSe OOC
HAMS
ARMOUR'S STAB Fixed flavor,
sweet and Jnicy; only a few at
this price.
Per Lb. I9ic
PEANUT BUTTER
Fresh and delirious
i LBS..
TOILET PAPER
Largo rolls line quultty tissue.
9
ROLLS
COFFEE
MAC MARR
3 LBS.
AIRWAY
3 LBS
49c
89c
59c
MACARONI
Good quality elbo cut
10 LBS. 45c
CHEESE
Ongon fine cream loaf
POUND 20c
TOMATOES
6No.2'2 Tins 69c
PER CASE $2.65
FORMAY
The perfect shortening
1- lb. TIN 19c
2- lb. TIN 37c
3- lb. TIN 53c
6-lb. Tin $1.04
SOAP
Harmony, the finest laundry soap
on the market. It floats.
10 LARGE BARS 39c
SOAP
Large 10c bars asst. toilet soap
BARS
25c
BACON
Eastern oorn fed, fancy lean
side.
Fins flavored, medium weight
back bacon.
Per Lb. 18c Per Lb. 15c
her costume at me marui
val at Rio de Janeiro.