PAGE TWO
THE GAZETTE-TIMES. HEFFXER. OREGON. THURSDAY, JULY 27 1922.
1 GAZETTE-TIMES
convention.
vs.
Thev
E HKITNKR GAZFTTE, Ktmk!brf
f. HKrr.SKR TIMES. Eft.Kisked
N.TTMnbr Is. iSS7.
Con.olid.tr4 february II. 19:t.
tion?. that a joint stock land bank has
rea.-hed the limit of loans it is permit
ted to make with its nresent caDitaiiza-
COnventlOn COmpns- I Uotl ,nd therefore requires an increase
of rapital to make additional loans, it is
' their COuntV, there will be n agencv P th country banker either to sub
that can speak authoritatively for I "rib ,fo' in he
' r. ... ' , ! of ;omt stock land banks, or to see to it
;iuc yi, uiai iu guuuucc una) thlt jt is ,ubscribd by farmers.
of action, mat will place responsitm
rel.lt.tMi! eerr TVuTd. BMrcins bv
Vi.tu mm4 89enrr Crawfar
and mttrfd at the PoelonVe at Herpxer. Or
Mon. aa aerord-e itn nattet.
ADVERTISING KATES GIVES OS' APPLICATION
SUBSCRIPTION RATES:
ft, year .,,
MI Months
Three month. - .
Sins'. rope
1100
. 1.00
. .78
MVRROW COL NTT OFFICIAL PAPER
Ferewft Ai4vartiim ftepreaematn
TV AVIRK.A.N PHLSS AnxXIATION
It is estimated by the highway
commission that it will require $2,
ikX).000 to build the Pendleton-John
Day highway. This is the figure giv
en after the commission passed over
th route from Pendleton south last
eck. There is much heavy con
struction to be overcome and the
work will run into money fast. Pen
dleton people are very anxious to
have the commission give this route
immediate attention but it seems the
members do not take to the idea very
readily. We take it, from the re
marks of Chairman Booth at the
banquet in Heppner Saturday eve
ning, that the state will not under
take any new work until the gaps
have been closed up on the roads
already under construction. Hepp
ner is much interested in the build
ing of the Heppner-Spray road. This
is an important piece of work and
would probably prove of as much
benefit to Pendleton as to Heppner,
This road comes in for the same con
sideration as the north and south
road from Pendleton to Canyon City
at the hands of the commission, and
we shall doubtless have to exercise
patience for a few more seasons be
fore our dream of its completion is
realized. The forest service will no
doubt give this favorable considera
tion and the county will co-operate
just as far as it is possible, but there
is a heavy burden of expense to be
met not nearly so expensive, by the
way. as the building of the Pendleton-John
Day road and the ques
tion with the commission will be to
care for all the demands that are
coming from over the state for the
building of similiar connecting high
ways with the east and west trunk
roads.
Heppner is more particuarly in
terested just now in the completion
of the Oregoiv-Washington highway.
One or two gaps in this road should
be closed so that the travel can pass
through this section that we have a
right to expect will come when the
work is done. But while this is the
case, we are not going to sleep on
the proposition of getting something
done on the Heppner-Spray road,
and we shall await with much inter
est the report of the commission on
this piece of work. We are quite
fully convinced, however, that there
will be no deviation from the adopt
ed policy of the commission to com
plete the present program before
other extensions are undertaken.
ity, absolutely provide majority rule
i and at the same time be an agency
mat will not aorogate the individu
al's chief right of citizenship the
privilege of participating in govern
ment." It is true that the old convention
was democratically dominated by a
group, as every bodv or gathering of
men is dominated by the ablest or
ganizers. This group domination,
however, accepted responsibility and
was held accountable for the out
come, and poor judgment in candi
dates or platform, usually spelt de
feat and loss of control, so that there
was every incentive to the exercise
of the best judgment. There was
group responsibility as well as party
responsibility, where under the Ore
gon system there is neither.
In Oregon a man makes up his
mind that he is the proper timber for
governor or whatever office he
yearns for, pays his filing fee, issues
his platform, adopts his slogan and
proceeds to campaign for votes.
Whether he gets very far or not de
pends upon his ability or agility in
enlisting group support and the mon
ey spent in his behalf. Other than
the personal responsibility of the
candidate, there is neither group nor
party responsibility.
The New York primary has been
suggested as an improvement over
the Oregon law and we believe it is
an improvement. In that state a
conference is held and a platform
is written, and at the same time can
didates for the different offices are
recommended only. This does not
shut out anyone from running, and
if the conference should become cor
rupt or err in judgment the free
right of running another candidate is
preserved.
Under this plan Oregon would be
relieved from the Johnny-Jump-ups
and the self-centered boys nominat
ing themselves; it would be relieved
of influences entering into party pol
itics which do not belong there.
Pendleton Tribune.
Pacific Homestead, owned by two
of the staunchest old-time republi'
cans of Salem, R. J. Hendricks and
Carle Abrams, has come out for
Pierce, democrat, as against Olcott,
republican, for governor. The Home
stead has a wide circle of influence
among farmers, and by its counsel
will justify many republican voters
to vote for a democrat. Both Hen
dricks and Abrams were among tljp
strongest supporters of Governor
Withycombe, Abrams holding office
under him. The two are likewise the
principal owners of Salem States-
man, one of the old-time republican
papers of the state. So far the
Statesman has not come out for
Pierce, although it has printed
number of articles during the last
few years intended to discredit 01
cott. The attitude of the Homestead
has considerable political signifi
cance. Oregon Voter.
Once More That Primary
Law.
Findings in the Hall-Olcott re
count case to the effect that a voter
may change his party affiliation back
and forth at will, even upon election
day, brings forcibly home once more
the weakness of our primary election
law. Voters may with impunity in
vade at will the primary of the oppo
site party; the law is a veritable in
vitation to violation of the reason
able tenets of fair play between
parties.
It becomes more apparent with
each election and especially so, now,
because of the bitterness of the
Ha!I-01cott fight, and the attending
circumstances at the May primary in
which literally thousands of demo
crats changed their party affiliation
and mixed into the affairs of the re
publican party to such an extent they
almost controlled it, if, indeed they
did not do so, that the law must be
changed.
The Albany Herald has proposed
a substitute arrangement, which is
worthy of careful consideration. It
is something of a compromise. Says
the Herald:
"To our mind the logical substi
tute for the present primary is a sys
tem that will retain the primary in
its present form for the political sub
divisions of the commonwealth and
provide the party convention for the
state. By preserving the primary for
the nomination of county and city
and township offices and using its
machinery for naming delegates to
the state convention, which will act
for the people in choosing party can
didates and adopting party plat
forms, no violence will be done the
principle of individual participation
in government, yet there will be pos
sible united action for the individu
als. "Such a combination of systems
will circumvent the forces that made
the old convention system odious.
For the direct primary in the county
will deprive the township bosses
from choosing their henchmen to
represent them in the county con
vention, as was done in days gone
by. The trouble with the old con
vention system was that it did not
afford people opportunity to express
their will. Under the modified plan,
which we suggest, the voters of the
county will control their represent
Can't Fool Farm Bureau.
We learn through the New York
World that "Congress resents the
$16,000,000 Farm Federation Lob
by," this in a "special dispatch"
which might be even deliberately
aimed at the destruction of The Am
erican Farm Bureau Federation, now
found very annoying to certain mem
bers of the national legislature who
speak for interests opposed to agri
culture.
A great hue and cry is raised about
the enormous salaries paid to the
personnel of the Farm Bureau Fed
eration. J. R. Howard, the president
is quoted as receiving $15,000 a
year, receives $12,000; Mr. Clover
dale, receives $12,000; the treasurer
and assistant secretary get $8,000;
Grav Silver, the director, $12,000;
and so runs the list covering the de
partment of marketing, the legal de
partment, the information depart
ment and so on.
It is shown that approximately
$75,000 a year is spent in salaries,
These "startling figures" may fright
en the farmer, who has no concep
tion of such fabulous salaries, and
perhaps he may revolt, is of course
the hope.
As a fwt, the cost of the whole
personnel does not foot up to the
falary of any one of a hundred head:
of the great business organizations
who would like to destroy the harm
Bureau Federation, put an end to the
farm bloc and yank the tiller of the
soil back into the yoke.
It is said the Bureau has grafted
itself upon the Federal organization
made possible the Smith Lever act
and is now the dictator of the farm
bloc. If that be so, then Senators
who form the bloc have operated
much more efficiently in the interest
of the heart of America than the in
dependents who roll the pork barrel
without dictation.
If there is anything wrong with
the Farm Bureau it will be corrected.
but the body will not be disintegra
ted.
The farmer has just felt h
strength. He is merely stretching
at the present time.
BANKERS ENDORSE
J. S LAND BANKS
(Continued from Page 1.)
bit shoulder to the wheel and help make
the arm loan system function. When
the situation arises, aa it hat already
arisen in the growth of several institu-
Likewise, when a community, not al
ready served by a joint stock land bank
is in need of long-time money, it is the
country banker who should take the lead
organizing such an institution to
serve that community.
Encourage Co-Operatlon.
The Federal land bank, organised as it
on a co-operative basis, does not so
readily lend itself to a close affiliation
with the small commercial banka of the
,gricultural section as does the joint
stock land bank. Co-operation is a word
to conjure with, and ia a principle to
fostered and encouraged. However,
co-operation in its fundamental princi-
es is still but little understood by the
American farmer. Agriculture as a
whole scarcely can afford to wait for
adequate credit until such time as the
fanner has mastered the principle of co
operation and has organised to make
full use of them. The joint stock land
bank affords an opportunity for the
country banks to join immediately in
the movement for speeding up the farm
loan system and getting money to the
farmer for his long-time needs with the
least possible delay,
And all this is good business for t.ie
barker. It brings new money into the
community and releases !oc,.l non-y.
which heretofore has been tied ::p in
thiee to fne-year mortgages for use in
3hort-term credits. This is a ,-nach j-cat-
adrantage than appears on first
thought. To begin with, it gives imme
diate relief by way of liquidating a vast
amount of froxen credits, for when this
new money goes around the local circle
one dollar may be counted upon to li
quidate four or five dollars of debt.
Beneficiaries.
All this suggests that the first in
vestors in the stock of joint stock land
banks should be either farmers or coun
try bankers who do business with farm
ers. They are the first parties at inter
est in the whole movement Both the
country banker and the farmer are deep-
interested in being able to use the
money of their own communities for,
short-term credit Through the joint
stock land bank the long-term capital
investment in agriculture can be carried
in bond issues running from 20 to 35
years. Other industries long have car
ried their capital investment through
bond issues. The principle is correct
Five years of operation show that the
farm loan system has developed the ma
chinery for applying successfully this
principle to agriculture.
However, no organization and no fi
nancial machinery ever has been per
fected to the point where it will operate
automatically. If the farm loan system
is to function fully, the farmer must
be encouraged to use these land banks.
The farmer must be shown the advan
tages of the long-term amortized loan.
Many farmers still cling to the time
honored custom of borrowing from their
neighbors. The son, taking over his fa
ther!" farm, usually has made only a
small cash payment and has given his
father a mortgage for the remainder,
with the result that the mortgage had to
be renewed frequently and with the fnr
the result that the holder of the mort
gage has had a non-m -tiable security
not readily convertible into cash either
when offered for sale outright, or when
pledged as collateral, in other words,
the farm has changed hands without the
use of either money or a standard, liquid
security on which money could be real
ized readily.
New Money.
If these mortgages, which heretofore
have run from neighbor to neighbor, or
from son to father, had bees placed in
the farm loan system, the neighbor or
the father would have received large
cash payment for his farm. The money
that the seller would have received
would have been new money brought
into the community from the investment
centers of the country. And the seller,
having the actual cash in hand, and the
banker knowing of the transaction, it
would have been possible easily possi
ble to employ this new money, through
the agency of the bank, in extending
short-terra credit to still other farmers
in the same community. Really, if the
first function of a bank is to make it
possible for the community to make the
largest use of its own wealth, either in
money or credit then here is a great
opportunity for the country banks to ex
tend their service to the farmer.
To be sure, a considerable amount of
new money already has flowed to the
country districts through the operation
of the farm loan system. But the vol
ume is atlil smaller than it should be.
and much smaller thn it will be when
once the farmer and the country banker
have become educated as to the benefits
each can derive from the operations of
the farm loan system.
Should Buy Farm Bonds.
It also seems that the agricultural
communities, through their banks and
through the individuals who heretofore
have invested in the old style farm I
mortgages, should be able to carry a
considerable amount of farm loan bonds.
The country banker will find them con
venient aa collateral for all his borrow
ings and the fanner mortgage buyers
will find the bonds safe and liquid. It
would seem that as a popular invest
ment in the rural districts the farm loan
bond ahould supersede all manner of
get-rich-quick stocks. Doubtless the
banker can encourage those individuals
who have money to invest to put it into
something worth while, particularly
when the farmer comes to understand
that the farm loan bond is backed up
by the best farm lands in America. The
natural buyer of farm loan bonds is
that highly conservative individual who
heretofore has confined hit investments
to farm mortgages.
With the recommendations of the spe
cial committe eon finance of the state
bank division of the American Bankers
association and with the advice of Eu
gene Meyer, director of the War Finance
corporation, to guide them, the country
bankers from now on can play a large
part in the development of the farm
loan system, both to their own advan
tage and to the very great benefit of the
American farmer.
And when the country banker has
taught the farmer how to make the
largest possible use of the Federal farm
loan system and its long-term amortized
loan, the problem of how to get money
for the farmer who needs a short-term
loan will have been aolved, to a large
degree, by the presence of a great am
ount of new money in each community
the new money supplied by the land
banks.
fpi!ii!!!!!liil!!!I!I!!liI!!!i!!i!M
I Central Market 1
1 FRESH AND CURED MEATS
Fish In Season g
Take home a bucket of our lard. It
H is a Heppner product and is as
I good as the best. ,
illll!l!!I!!ll!!lllllll!!!!!!ll!!!llllllllllll!lll!llll!lll!llll!ll!l!lllll!IIIIIIIIlllllllllll!
HOTEL PATRICK
35c - NOON DAY SPECIAL - 35c
SOUP
HOT ROAST BEEF SANDWICH
POTATO - BROWN GRAVY
HOT ROAST PORK SANDWICH
POTATO - BROWN GRAVY
COLD BOILED HAM SANDWICH
POTATO SALAD
AMERICAN CREAM CHEESE SANDWICH
PIE OR CAKE
COFFEE - ICED TEA - TEA - MILK
35c - Gill for "Noon Day Special" - 35c
Goodrich
mwunces
new tire prices
lowest cost mkagt ever known
Effective July 20th, Goodrich establishes a revised
price list that is a base line of tire value. It gives the
motorist the buying advantage of knowing that what
ever size tire he selects is or the same quality the
Goodrich one-quality standard. It gives him the long
est mileage, the most satisfactory service and the high
est quality his money can buy. Results will prove that
it is impossible to buy tire mileage at lower cost.
Think of being able to buy
SHvertownCbrds
at such prices as these:
SIZE SIZE
30x3jCl. $13.50 34x4 S.B. $30.85
31 x 3.850. 15.95 32x4S.B. 37.70
30x3 S.B. 15.95 33x4jS.B. 38.55
32x3jS.B. 22.95 34x4jS.B. 39.50
31x4 S.B. 26.45 35x4jS.B. 40.70
32x4 S.B. 29.15 33x5 S.B. 46.95
33x4 S.B. 1 30.05 35x5 S.B. 49.30
tKtrt cAtfrff for excue UK. This UK it pKti ey Goudfich
New base line prices are also effective
on Qoodrich Fabric Tires
size Mg, size
30 x3-"55" $9.65""" 32x4 S.B. Safety $21.20
30x31 -"55" 10.65 33x4 S.B. Safety 2235
32 x 3 S.B. Safety 16.30 34 x 4 S. B. Safety 22.85
This revised price list affords the motorist as
definite a guide to tire prices as Goodrich
Tires are the definite standard of tire quality.
THE B. F. GOODRICH RUBBER COMPANY,!, Ohio
ffoleprayf ffosiziy
Elegant In Appearance
Famous For Long Wear
Sam Hughes Company
Phone Main 962
S
A
F
E
T
Y
&
siiffiiiil
s
E
R
V
I
C
E
A PAID CHECK IS THE BEST
RECEIPT
YOU often pay bills to parties whose integ
rity you would not appear to question by
asking for a receipt. If, through uninten
tional error, you should not be given pro
per credit for money paid and should be presented
with the same bill a second time, you would not
have any proof of having paid unless you had re
ceived a regular receipt. But if you had paid with
a check you would have received a receipt without
asking for it, embarrassing no one. The endorse
ment would be proof of its having been paid.
This is only one of the conveniences of keep
jng your money on deposit and paying it out by
check. There are many other real conveniences in
such a plan. We would be pleased to have you
call and let us explain these advantages more fully.
Every man ought to have a checking account. Our
facilities for handling these accounts are the best,
and they are at your disposal.
Fir National Bank
HEPPNER, OREGON
S3
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