t'M.V TWO
THK i V.KTTK-T1M1-S, HKI-rVKU, OM... TlllliSDAV, MAIL 11, 1020.
H 0 M E CREDIT SYSTEM
FOlflllS ITS MISSION
1 1! i: I'k-:ra. l'ir...ti!'.A S !uv!s.
I nmiil'm. On-con I
In the march of the conturtes
up the sr i'? i'f human at:a;niiient.
education &rn the workers, faith in
mankind twats the time. hile coni-1
mandlng personalities rally the hosts
at)ut the standards of new ideas, j
In this course of progress every j
man who has dared to try out some
dynamic Idea for the betterment of1
mankind, has had his problems to
solve. Great statesmen have come to
look upon the home as the funda
mental institution of civilization, and
the school as the supplement of the
home, the latter always keeping in
close touch with the home life, and
bringing into its work such material
as would make the work of the school
real.
This is probably the vision that
prompted L. R. Alderman, former
City Superintendent of the Portland
schools, to initiate a plan whereby
some recognition might be given the
child for the home work that he does
outside of schoo1! hours, in order to
change his attitude toward the com
mon every day duties of life and to
bring the school and the home into
closer relationship.
It is not the purpose of the writer
to give a comprehensive treatise on
the home credit plan, history of its
adoption in many of the states of the
union, and in several foreign coun
tries, but to point out some of the re
sults of his own experience.
During the year 1910 I visited the
famous Spring Valley school In Polk
county, then under the supervision of
A. I. O'Reilly, now County Club Lea
der of Twin Falls county, Idaho, and
studied the plan as first class evi
dence. Encouraged by the splendid morale
and interest displayed by parents and
pupils. I decided that the Fair View
school in the adjoining district, would
be benefited by the same system.
Since I was the third grade teacher
employed there in the same year, I
was somewhat dubious about adopt
ing a new scheme. However, I am
happy to say that the system produc
ed marvelous results, and I was re
employed for the ensuing year.
In addition to the carrying on of
the work satisfactorily in the school
room, they did the chores nights and
mornings at home and, in this way,
began a system of industrial educa
tion that surprised and pleased the
patrons. In nearly all homes where
Home Credit was tried out, the par
ents found their children anxious to
do work that heretofore had seemed
a drudgery. The Spring Valley
school plan was changed in some re
spects to meet the needs of the com
munity. Tardiness on the part of any
pupil doing the work meant a loss of
so many credits already earned. Dur
ing the previous year witheut home
credits, the school had fifty-seven tar
dies. The home credit year was re
warded with a record attendance of
ninety-five per cent and only eight
tardies.
Part of the credits were given for
sleeping with the windows open, care
of teeth and hair, washing dishes, do
ing errands, mending clothes, etc.
In many schools the pupils were given
a half holiday each month for the
completion of a certain number of
credits.
During the following two years I
continued the plan throughout all of
the grades in the Buena Vista schools.
For eight years I have followed up
this plan to the end that the bond be
tween school and home might be brot
into a closer union, and the testimon
ials of hundreds of parents convince
me that my efforts have not been in
vain. Industrial club work and home
credit have fulfilled a pressing need
of the age.
The Oregon Tubercular Associa
tion, the Red Cross, and other agen
cies have adopted many vital points
taken from the Home Credit Health
charts.
The coming generation will consist
of the boys and girls of today. If
they grow up strong physically, men
tally, morally and spiritually, this
country will be well taken care of in
their day, but if they are dwarfed and
corrupted then we may look with un
easiness to the future as the founda
tion of society will be placed upon a
bed of shifting sands.
Those objecting to the Home Credit
plan that plan whereby the daugh
ter is taught to wash the dishes for
her tired mother instead of spending
all her time at the piano, or occupy
ing the plush chair in the parlor, per
haps forget that development of char
acter is the great purpose of life.
What a responsibility Is given those
who mold the lives of boys and girls.
As Omar tells ub:
"The moving finger writes; and hav
ing writ,
Moves on; nor all thy piety nor wit
Shall lure it back again to cancel
half a line,
Nor all thy tearB wash out a word of
it,"
,:', ...: an old Indian flght-
-r. p!.-rit r ::.! mining man. The
-;t rt ar o'Vored by a building of
M.vr.sh J.'s n. perfeet In every do
tail, even to the stained w indows. It
(' foot lone and contains one of
the largest swimming pools in the
world. The hotel was closed for
many years after Colonel Broadwat
er's death. The poem was written
hy Mr. Spetu-er for the re-opening
by J. August Heinze. who purchased
it and restored it to its pristine glory.
When the war started it closed again,
only the landscape gardner being in
charge.
The poem Is as follows:
With hurtful moth and baneful spider
Alone I trod thy silent hall
Where Time IVath's great derider
Was spreading wide his dusty pall.
1 sadly watched thy fleeting glory.
As. phantom-like it fades away;
While Time and spider spun the
story;
Broadwater's seen its palmiest day.
Some Prescient angel softly told me
As tearless sorrow held me fast,
'A day of resurrection surely
Its pristine glory Is not past."
Full well the sturdy master bullded
In w ilds, Egyptian-like of old.
His homely phrases were not gilded,
His plighted word was good as
gold.
Again thy fountains softly saying.
As weird the phantoms gaily flit.
"God bless our second time for play
ing
When Fashion's hand our lamps relit."
The guests regather round rejoicing;
Joy reigned supreme with laughter
loud;
And all give praise, their spirits voic
ing Glory to him of whom we're proud.
From pain, disease or blighting sor
row
Stranger seekest thou relief?
Forgot thy cares be, and tomorrow
Health, wealth and merriment
achieve.
Max Gorfkle of the Eastern Hide &
Junk Co., returned the last of the
week from a business trip to Portland.
Faultless!
This is your verdict aft
er studying the supreme
construction cf
Pennsylvania
VACUUM CUP
TIRES
We sell them because no
other tires give our customers
the non-skid protection, the
qutlitj, or the erWee afforded
by these popular casings.
Guaranteed per warranty
ug lor
6,000 Mik
I barter '.:. Hwrtr IH.IH.t o.!2.
HH'IIKT OK 1 Hi: l OMHIKIN (k THC
FARMERS X STOCKGBOWERS NATIONAL BANK
T HKPl'NKR l THK STUK OK Ollltl.oV, AT THK rl.UK. OK III MKM
OX KK.HHI HV 2. IKM.
HKSOflU-KS.
Loans and discounts, includinc rediscounts trxeept those shown I'e
low i.;y''.iti tin
Notes ami bills rediseounted (other than Lank an-eptances sot.l)
- I.s:.m 1311.077. 6
Overdraft, unsecured 77142
I. S. (iovrraairBt arearttiea award:
Owned and unpledged lS.-VaVOl)
War Savings Certificates and Thrift Stamps actually owned :.67.V:3 16.1'ei 5J
Other fcoaata. aeearltle. etr-.t
Securities, other than l S. bonds unit Including stocks! owned and
unpledged - J.714 65
William Soukoup, who formerly
was engaged in farming south of
lleppner. has returned to this city af
ter spending the fall and winter down
on the coast.
Stock of Federal Keserve Hank (50 per cent of subscription)
Furniture and fixtures
t.SOO.OO '
... I.17.52i
Lawful reserve with Federal Keserve ltank S3.13S.S5
Cash in vault and net amounts due from national banks 27,601. S7
Set amounta due from banks, t.ankers and trust companies in the
United States (other than included above) 8S1.8S j
Checks on other banks In the same eitv or town as reporting bank 442 21
Total of last three items above 2S.S25.3
Cheeks on banks located outside of city or town of reporting bank
and other cash items 1,064.77
Interest earned but not collected approximate on Notes niid liilis
Receivable not past due 7,357.59
LIA1UL1T1KS
Capital stock paid in 50,
Surplus fund - . "Z 10!
Undivided .profits $ 14.116.17
Less current expenses, interest, and taxes paid ....T.'......'. 3.04S.74 11.
Net amounta due to national banks ... ! 3,
Net amounta due to banks, bankers, and trust companies in the United
States and foreign countries (other than included :uol
Certified cheeks outstanding 3,
Cashier's checks on own bank outstanding 2'
Total of last four items next above Id.261.s3
Ilemaad depoalta (vthrr thaa bank ileHmltiO Nuhjer4 to Heserve (de
posits payable within 30 days):
Individual deposits subject to check 291,
Certificates of deposit due in less than 30 days (other titan for money
borrowed)
Total demand deposits (other than bank deposils) sub
ject to Keserve. last two items above 291.415 SO
Tine depoalta aubjeet to Reserve (payable after 30 days, or subject to
3l days or more notice, and postal savings):
Certificates of deposit (other than for money borrowed) 16,
Other time deposits 11,
Total time deposits subject to Reserve, iast two items
above 2S.01H.O2
t'nlted Statee drpo!ta (other than poxtal aavlngalt
Bills payable, other than Federal Keserve Hank (including all obliga
tions representing money borrowed other than rediscounts) 25,
Letters of Credit and Travelers Checks sold for cash and outstanding
000.00
000.00
067.43
508.08
032 3 :
200 00
921.40
406.88
643 23
366.79
000.00
500.00
TOTAL $426,254.88
Liabilities for rediscounts, including those with Federal Reserve Hank 49.892.00
Of the total loaaa and dlwoontM ahown above, the amount on which Interest and
dlaeonnt wan rharged at rates In exeesN of thone permitted by law (See,
MOT, Kev. Stat.l (exrlnalvr of note upon which total charge aot to exeeed
ageenta wan made) wan none. ..The number of Much loann waa none.
STATE OF OKKtiON. COtSTV OF MOHUOW, aa.
I, S. W. Spencer. Cashier of the nbove-named bank, do solemnly swear that
the above statement Is true to the best of my knowledge and belief.
S. W. Sl'KNCKH, Cashier.
Subscribed and sworn to befote me this 9th dnv of March, r.'20.
JOS. J. NYS. Notary Public.
My Commission expires June IS. 1923.
CORRECT Attest: J. W. BEYMER, F..MMETT COCHRAN. J. O. THOMSON.
Directors.
Willard Service Station
BATTERIES RECHARGED
The Lexington Garage
FREDERICKSON BKOS, Traps.
We Sell Goodyear and Racine Tires
Repair Work Oils Greases
j
Transfer and General Hauling
We do a transfer and general hauling business
of all kinds.
Let us figure with you on that next job.
We will GUARANTEE SATISFACTION.
BARNARD & EMRY
HIGHEST CASH PRICE
Paid for all kinds of Grain and Feed.
I will sell you Corn, Hay and Barley in car load lota at
prices that are reasonable.
I will be in the market for wool this Spring. If you want
to consign your wool, why not send It to the real wool market of the
United States BOSTON.
I am ready to advance you as much If not more than you
can get elsewhere.
I Represent an Old Reliable Finn.
t'OMK AM) 8KK MB
W. W. SMEAD
PEARL OIL
(KEROSENE)
FOR OIL HEATERS
C00KST0VES
AND LAMPS
STANDARD OIL COMPANY
(CALIFORNIA)
A Helpful
Seed Book
P"l rtmW of au hentlS mformatloi! and conlalnla.
ov,rU ? photo ."'ravmK. ahow.n. actual
Lilly' S.wda. It la a.-knorliEd to ba th. LtAUi.x
WtJTKH SKKU CA'I'ALOU.
MHIIK r'llll IIIIH llll'Y TOUAK
The Chas. II. Lilly Co.
Seattle Yakima I'ortlunil
FRESH -:- CLEAN -:- PURE
Willow Brand Butter
Insist on WILLOW BRAND and you
will not fro wroiifr. It costs no more,
but contains genuine butter value.
WILLOW BRAND Butter is a made-at-hoine
product, fresh, pure and rich
in that delicious "buttery" flavor.
Kutterfat which goes into the production of WILLOW BRAND Butter comes
from the dairy herds of the uplands and creek farms of Morrow County.
USE WILLOW BRAND BUTTER ON YOUR TABLE
Morrow County Creamery Company
W. CLAUDE COX, Manager
Gilliam & Bisbee
lllllllllllllllllllllllllllllllllllllllllillllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllMIIIIIIIIIHIIIllllllllll.
ARE NOW LOCATED IN THEIR
new store, where they are prepared
to serve their many patrons.
Our Service will be much better than it was
in the old building; and it will be a pleasure to
show you what we have.
In order to straighten up our stock we are
offering some exceedingly low values on some lines
at much less than they can be replaced for today.
We extend a cordial invitation to everybody
to come in and see us. We will not ask you to buy
. anything, but will take great pleasure in showing
you through the store and what we have to offer
our customers.
IlllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllillHIIIII
Gilliam & Bisbee
Drive to Schempp's
Up-to-date Service Station
for Autoists and truck
drivers.
Zerolene Cup Grease, Red Crown Gasoline, Pearl
Oil, Mica Axle Grease
P0ULTRYMEN We are agents for the Licene Co.
and carry all their products.
G. M. SCHEMPP
III HARDEST METER
Thomas Murray Spencer, the Oregon-Montana
poet, whose works first
attracted attention locally when he
wrote "The Heppner Ride" Just after
the flood here in 1903, was in Hepp
ner last Saturday on his regular visit
from Portland, representing a well
known cigar house of that city. Mr.
Spencer, who lived for a number of
years in Montana, has written a poem,
which we herewith reproduce, about
Broadwater Hot Springs, located out
side the city of Helena, Montana; in
whut is claimed to be the most diffi
cult meter in the English language.
This magnificent hotel was built
many years ago at great cost by Col-
720-Acre Creek Ranch
50 acrea under ditch, 35 acres of number one alfalfa, 50
more can be put under ditch. All kinds of good barns
and out-buildings. Good orchard. One mile from school.
An ideal home and a first-class stock ranch.
SEE ME TODAY.
ROY V. WHITEIS
lleppner, Ore.
HA VK VOU A.NVTHINNO TO SELL? M8T IT WITH ME.
Genuine TRACK-LAYING Tractor
I HAVE secured the agency for the Tmndaar Tractor, a genuine track-laying tractor, now running every day near
Lexington. Come and see what it is doing. Pulls four 14'inch plows 10 inches deep or live in light work, or two
Walla Walla discs. CAN MAKE IMMEDIATE DELIVERY OF A LIMITED NUMBER.
Specifications for the TRUNDAAR TRACTOR
K.VGI.NK: Bore and stroke 4 in. x 6
in.
KXfjiINK: Special Buckeye four-cylinder
tractor type.
TltACTOFl BATING: 20 horsepower on
the drawbar, 35 horsepower on the
belt.
Governor: Patented type, enclosed.
TltKAI): Endless belt type. No lubrica
tion. 2,180 sq. In. ground area. Front
wheels 27 In. diameter. Hear wheels,
:i6 In. diameter. Width of tread, 15
In. Length on ground, 72 In. Turn
ing radius within 12 ft. circle.
HTKKHIXG: Multiple disc drive clutches
running In oil. One for each tread.
M11KICATION: Constant level splash.
Force pump.
TKANHMIHHION: Spur gear type. 5
Inch face on driving gear. Designed
for 20 per cent margin of safety.
IGNITION; Bosch high-tension magneto
with Impulse starter.
I'TKIj TANK: 30 gallons capacity, Sys
tem for low grade fuel.
COOLING: Force feed pump and fun.
KNGINK I'HOTKCTION: Double three
point suspension of power plunt and
tread units.
llltAKIOH: Kxpandlng type. 24 inches In
diameter. Lined with Thermoid Hy
draulic Compressed Brake Lining.
ITIjLKY: 10 Inch diameter, 8 Inch face,
llelt can be attached from front or
rear,
Allt ( I,AKI1 IKll: Air inttike of carburet
or protected agalnHt dust,
Price $3625.00
F. 0. B. Lexington
Speeds the Busi
ness of Farming
KARL L. BEACH, Lexington, or.
V , .