16
ITOME AND FARM MAGAZINE SECTION
Painting Farm Buildings Necessary
Banks Will Loan More Money on Neat Structures.
DOK8 it pay to carefully paint farm
buildings! Does it add to tha sell
ing value of a farm when buildings
are properly kept up and regularly
painted? A careful inquiry of a num
ber of leading bankers in the Mississippi
valley, including such states as Iowa,
Illinois, Michigan, Ohio, Indiana and
Missouri, reveals the fact that in nearly
every case the bankers did not hesitate
to say that they would loan all the way
from 5 to 50 por cent more on land
where farm buildings were well painted
and kept in good condition. They main
tain that well kept-up and well painted
buildings and fences are an indication
cf thrift, and that the thrifty farmer is
a good client, and to him money can be
safely loaned. An averago of the re
turns from these banVers shows that
the increased loan value because of
painted buildings is around 22 per cent.
Some of these bankers make inter
esting comment. A Michigan concern
Bays that while not especially prepared
to advise definitely in response to this
inquiry, the officers would loan more
money on farms where buildings were
painted than where they were not so
treated. This bank also finds that
where houses, barns and fences are
well taken care of, the farm is a pro
fitable proposition, and bankers in gen
eral consider the farmer a good client.
Another Michigan bank says "farm
buildings out of repair and needing
paint indicate that the owner is slow
pay." Such farms are. rated at about
one-third of the assessed valne for loans.
Where the farm buildings are in good
shape the rating is one-half. The
president of a middle western bank says
that when real estate loans are consid
ered, painted buildings aro always taken
into consideration in making an esti
mate. The general appearanco of the
property surrounding the house and
barn and also the fields and fences
would bo carefully observed. lie fur
ther says that he has no hesitancy in
saying that he would absolutely Tefuse
a loan on farms where the buildings
were not kept up and woll painted. In
his judgment, unpainted farm buildings
would reduce the loan value at least 25
per cent
A Minnesota bankeT says that he is
much more willing to loan money where
the buildings are well painted. In his
particular case he believes that he
would loan 20 per cent more than if
tho buildings were not properly taken
care of. A farmer who will keep his
buildings painted takes a much deeper
interest in his work than one who does
not. Another Minnesota bank says that
well painted buildings have resulted in
securing from his bank sometimes as
high as 25 per cent more money than
where the buildings are not painted. An
Ohio concern says that it will loan 25
jper cent more money on a well kept farm
where buildings are painted at least
once every five years.
Practical Silo Results
BY EOT COLEMAN.
I have never seen a dairy man who has
tried the feeding of silage who would
think of keeping milk cows without
it.' I was talking with a dairy man
just a few days ago. He said that he
built a silo last fall and did not see how
he got along without it. He said that
he had seen several silos that there had
been silos in his community, but to him
it seemed something of an experiment.
The cost of building loomed up before1
him, and he had been too busy to give
much attention to the success of his
neighbors, who had been using silos for
several years. Then, the prospect of
losing his feed kept him in dread. But
one season's experience showed him
that a silo is a great necessity.
The same may be Baid of tho farmer
who raises beef cattle and raises his own
feed, and if ho does not raise his own
feed ho can not very well afford to
feed them except in very unusual sea
eons. '
. Expense Is Small.
In the first place, you can get much
more stuff from a given amount of land
in corn silage than in any other way. On
goad land in a favorable season you can
get at very little expense from eight to
80 tons of the very best feed per acre
planted in corn and peas, or corn alone.
The silo is the means of saving every
pound of this vast amount of feed in the
best possible manner.
The first silo that I ever built I put
up myself with the help of a hired man
in less than a week, not working hard.
It did. not cost me over $25 a very
small affair, of course, only eight feet
in diameter and 13 feet deep. Of course,
I would not think of building another
one so small, but that was my first experiment.
It was made of 2x4 and undressed
stuff. The staves were simply set up
edge to edge without rratching or bevel
ing. But it was a success. The damp
ness and the heat of the silage closed
the cracks so that they were air tight,
and, as I had but pne door, tnere was
only a small quantity of spoiled feed
around it and tho necessary loss on top.
The remainder of it was as good as 1
now have in a silo made very much
larger with longer and grooved staves.
Silo Saves Feed.
Id the silo tho feed is fractically all
saved and utilized. Corn fed under the
most favorable conditions in any other
way results in a great loss, which is al
most unavoidable. I Iiad fed shreddod
fodder for a number of years before I
built my silo, and found it was a hard
proposition to avoid a large loss of the
feeding value of the stalks and fodder
by this method because of both wither
ing and wasting of the harder parts, for
it is almost impossible to get the entire
crop properly shredded at the time of
year when it lias to be done. But I find
that when the crop is put into the silo
it is all eaten. If the silo is properly
made and silage properly fed, there need
not be a bushel of waste. The corn is
cut up in half inch lengths whilo it v
HOM EST E ADS
In Sunny Alberta, Western Canada
Why pay $50.00 to be located when you can get the same service
and information for $3.00! We have located several hundred on home
steads in Western Canada the last past 10 years and have always charged
Fifty Dollars for location fee. We have decided to change our system.
Instead of having you come to our office and we personally take charge
of you and locate you, we will give you the information by mail for
Three ($3.00) Dollars. We know where the best lands are that are open
for filing and settlement. We will give you full information telling you
where to go, where the land is, what kind of land you can get in various
parts of Western Canada. We will inform you where you can get all
prairie or all timber, or where you can get partly prairie and partly
timber land. The claims will be close to railroad and town. Level black
loam soil, only 12 to 15 feet to water, creeks through many of the claims.
Will direct you to lands adapted for grain raising, on lands best for
raising cattle, or on the best mixed farming lands in Western Canada.
Any one of these claims is worth a life time of saving to you. Will
give you information regarding maps, plats, etc. Will givo you the
name and address of a reliable land guido in the vicinity where you
want to go that will put you on the land. Will give you full informa
tion regarding the location of tho railroad, how far it has been built,
where it is in operation, etc., etc., and how to get your IlomeseeUer'a
rates and tickets; and all information concerning price, terms and lease
rent on all Hudson Bay Lands in Western Canada. This all for $3.00,
which remit us by P. O. money order and we will givo you the informa
tion to get a Homestead that will make you independent.
CANADIAN HOMESTEAD CO.
73 SIXTH STREET, POBTLAND, OREGON.
yet succulent, and even the harder parts
of the stalks become soft by the heat
and juices of the other parts, and con
sequently all become palatable food. The
eows will clean np the last vestige of
every feed. The succulence of the feed
keeps tho cows in good condition. The
palatability of it gives them a good ap
potite, and the richness of it does away
with buying much concentrated feed
stuffs.
HOMESTEAD SEEKERS LOCATED
IN WESTERN CANADA.
The Canadian Homestead Company,
73 Sixth street, Portland, Oregon, pub
lishing an advertisement in this issue
regarding the location of homestead
seekers in Western Canada that must
appeal to every person who intends in
the near future to take up a homestead
in "Sunny Alberta." This company
has been locating people on Canadian
lands for a great many years and has
always given the best of satisfaction.
They are the only people on the Coast
making a regular business of locating
settlers on Canadian lands. This com
pany has decided to locate people by
mail and can do so as satisfactory as if
the applicant came to the office at
Portland.
All In Vain.
The teacher was trying to break
.Tntnna nf snvino "I have went." but
fhe task seemed hopeless. So, as a last
resort, she had mm stay aner bi-uuui
and write twenty times on the black
board, "I have gono home."
While the child was occupied, the
teacher left the room, and was still ab
sent when James finished the task. And
to acquaint her with tho fact, he wrote:
"Dear Teacher: I have wrote what
you told me and have went home."
The Military Look.
When Sir John French was in com
mand of the cavalry at Canterbury he
chanced one day to meet a rather
slouching young recruit.
"Tell me, lad," said the new chief of
the general staff, "does this city be
long to yout"
The military Hedging biuuk;
blushingly replied:
"No sir "
"Never mind," said French genially,
"straighten yourself np, pull yourself
together and "look as though it did."
No y hs 144 tre plinting societies
The first III folded In 100, and since then
20,000,000 trees have been planted.
READ EVERY WORD!!
Mr. Rancher
Mr. Merchant!
Mr. Cattle Man!
Mr. Hop Grower!
Mr. Fruit Grower!
Do you protect the amount of Dollars on your Bank
Checks against the CHECK RAISES?
Do you know that American Bank records Rhow losses
through bad check men of. $500,000 in 1900, $5,000,000 1906,
$15,000,000 in 1911 and the awful total of $23,000,000 in 1913!
WHO! will be called on to stand this enormous yearly
loss? The Parmer! Yes, because most city business men now
use Check Protection. WHY do you, at a yearly expense,
protect your farm buildings, crops and stock against loss by
fire, storm and disease, YET! neglect to protect the total
cash receipts of all your hard work, your Bank account.
RIGHT NOW buy this $10.00 New Era Machine, it will
stamp in Eed Indelible Ink the exact amount of your check
in Dollars, show it to your Banker, use it 30 days, then if
not satisfied your money will be returned without question.
Sign and Mail This Order.
COMMERCE UTILITY COEPOEATION,
411-12-13-14 15 Panama Building,
Portland, Oregon.
Ship me one Robert H. Ingersoll New Era guaranteed Check Pro
tector C. O. D. $10.00 by Parcels Post, prepaid,
, ' Name.
Address.
WeTeach You To Play
Any Inslrumenl Easily Quickly ,
Flora McCordr
YOU STUDY AT HOME
Mistakes are impossible the young
est child can learn Prices are low.
Let u put the joy of musio in your
borne, write today now to
American School of Music
Fifth Floor Commonwealth Bldg.
Portland, Oregon.
A Perfect Time Beater Fnrniibed Free
STAFF
,,,,,, Director P. E. McCurdr, ., . . , ,,
Fro Emmerich; Signer A. Vloettt; Mens, Bulo,
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