Tuesday, January 18, 1021
THE HEPPNER HERALD, HEPPNER, OREGON
Five
NEWS I KOM O. A. C.
V V W V V V V V
9m r :
4
AS A MEMBER
of the
AL RESERVE SYSTEM
WE ARE COMPLETELY EQUIPPED
TO RENDER THE KIND OF BANKING
SERVICE THAT OUR CUSTOMERS
HAVE A RIGHT TO EXPECT. OUR
ENTIRE ORGANIZATION IS PLAN
NED FOR THE SOLE PURPOSE OF
PROVIDING THOROUGHLY SATIS
FACTORY BANKING CONNECTIONS.
Heppner, Oregon
Painless Parker
The Famous Dentist
PEOPLE living
a hundred miles
or more away
come to my ofliccs
to have their teeth
fixed up. I make it
a rule that those
from a distance
shall be waited
upon immediately
and their work be
completed first, so
they can go back home as
soon as possible.
Years ago I discovered how
to extract and fix teeth with
out hurting, and, was so
successful that people
called me "Painless"
Parker. My practice has
grown, until I now have
f t?7
twenty-eight offices,
and all my associ
ates in these offices
have been taught
how to practice
painless dentistry
as well as I can do
it myself. We have
fixed up the teeth
of over a million
people, and call our
wav of practicing
"the E. R. Parker System."
If your teeth are bothering
you, and you want them put
in good shape without hurt
ing and without pay
ing a fancy price, come
to our nearest office,
which you will find
located at
755 Main Street, Pendleton
326 Washington' Street, Portland
BOARDMAN
First National Bank
Mr. G. Blayden has finished the
concrete wall for his new bungalow
and will build immediately.
B. S. Kingsley has taken over the
hardware store and will make ex
pensive improvements in the near
future.
Mr. A. C. Payne, a business mar
of Taeoma, is registered at the High
way Inn.
George and the mules are much
alive yet.
Rehearsal for the local Cram."
"Al Martin's Country Store," is be
ing held twice a week and will l
put on in the near future. It is good,
come out and see it.
Leveling city lots and grading
streets is the order of the day in
Boardman.
The high school basket ball team
played a match game at Condon las'
Friday night, but were defeated 2 8
to 1G. Never mind boy;, soon you : tions livestock, dairy, crops fruit,
will have a gym, to practice in in- j forest or pasture were profitable,,
Experiment Station Report Sci
entific farm practice as developed
and recommended by the Oregon Ex
periment station should be kept years
in advance of general f;trm practice,
in order that the new methods, crops
and varieties may be fully tested be
fore offered to the farmer, says
James T. Jardine, director, in his re
port for 1918-HOO, just off the col
lege press. Much information tha:
has added to the profits of farmin
and even more facts under investiga
tion with promise of eventual solu
tion, are explained in the report.
Copies free on request.
New Farm Account Book A new,
edition of the Oregon farm account
book has just been issued by the Oi
A. C. extension service and Vtuti
States department of agriculture, as
simple, complete and efficient as can
be made. Just what the farm diu
for the farmer whether it made 01
lost him money, and how much and
which of. the leading farm opera-
"Try It Gux Yourself"
says the Good Judge
And you will find how
much more satisfaction a
little of this Real Tobacco
gives you than you ever
got from a big chew of the
ordinary kind.
The good, rich, real to
bacco taste lasts so long
you don't need a fresh
chew nearly as- often. So
it costs you less.
Any man who uses the
Ileal Tobacco Chew" will
tell you that.
Put up in two styles
W-B CUT is a long fine-cut tobacco -
RIGHT CUT is a short-cut tobacco
stead of on the ground, then let 'em
come.
January 26 is the day set by the
Umatilla Commercial Club for ;
grand rally for the John Day Devel
opment League, and a boost for the
Umatilla ltapids Power site.
E. P. Dodd of Herniiston, made
Boardman a visit this week.
The city of Portland is putting up
a big fight for a grand central iii-po
and don't forget that. Boardman is
promised a standard depot also this
year, let her buck.
The Grangers held a meeting in the
auditorium, Monday.
W. P. Tucker is out today buying
alfalfa for shipment. Well Board
man is the place to buy it.
' Ed Miles and Mr. and Mrs. J. C.
Ballinger made a trip to Wasco by
auto this week.
Work has started on three new
houses: P. F. Klitz, Wn, Finnell and
G. Blayden.
are only a few of the useful points
developed in proper accounts. Tin
farmer's gross and net profits, la
income, interest on investment, and
other interesting iteits, are ascer
tained. Copies may be had of coun
ty agents in counties carrying record
projects, from banks cooperating
with the college and government, or
from the college service direct on ap
plication tr O. A. .C., Corvallis, and
payment of actual production cost.
AN APPRECIATION
Mrs. C. E. Knight of Irrigon, de
sires, through the Herald, to express
her thanks and appreciation ot the
assistance and sympathy extended to
herself and her children at, the time
of the illness and death of their hus
band and father.
Mr. Knight was striken with illness
about Thanksgiving while employed
on the highway near lone. He was
taken to The Dalles hospital where
he died December 29. Mrs. Knight
and her family of children are resi
dents of Irrigon where six Of the
children are attending school. The
big hearted people of Irrigon left
nothing undone to make lighter the
weight of sorrow and grief of this
stricken family and it is to express
their thanks that these lines are published.
COW WII7I. SIAU1UT AI.I AI.KA
Alfalfa growers who find no mar
ket for their surplus hay may again
try the dairy eow as the most prom
ising channel. A good cow will turn
one ton of alfalfa into CO to 75
pounds of butterfat, with a by-product
of 1000 pounds of skim mil'k,
which is excellent feed for calves,
pigs and poultry, says E. B. Fitts,
dairy extension specialist at 0. A. C.
Many growers had turned to the
dairy cow before the war as the best
permanent market channel for hay,
but sold off their herds when hay
prices soared and labor was so scarce.
Professor Fitts thinks they might
well consider now getting back into
the dairy game, thereby building a
permanent market for hay, saving
handlin gand shipping costs, remov
ing only a concentrated product from
the farm, and receiving monthly lib
eral pay cheeks.
MORROW FA KM KKS
use ;ooi J ii.i,(ii:
I John Glasscock, of Portland, is
here visiting his mother, Mrs. W. W.
Smead, and his sister, Mrs. W. C.
Bayless, while enjoying a taste of
old-fashioned Morrow couuuty
weather.
I Percy Hughes, well known Butter
creek stockman, is at the home of
A. L. Ayres, on Chase street, suffer
ing from, a violent attack of lumbago.
He was reported improving Monday
and able to walk around the house.
i
I C. N. Jones was in from the ranch
Monday assuring his friends that
wheat will soon go up to $2.00. He
sold a few days ago for $ 1.00.
j
A. N. Krattse, of Portland, is
spending a few day.; ir Heppner and
may decide to locale in this county
j p-i-mam-mly. Mr. Kraut'i- recently
sold a t;
Many Morrow county farmers hav
been changing their tillage methods
in the last two or three years, re
ports the Farm Bureau news. The
tendency is toward earlier plowing
for summer fallow, clean cultivation
and timely planting. More good Bunr
titer fallow cropping was done hist
fall than ever before, and correspond
ingly better yields are looked for next
summer. Record kept by the Mero
branch experiment station for al
most a decade showed the advantage
of improved tillage. Progressive far
liters and extension agents introduced
the improved practices on many
farms.
KllKCne Faii'biiist Passes.
Eugene Fairhurst, an old-time res
ident of the Cecil neighborhood, uie.l
at the Moore hospital Monday morn
ing, of pleural-pneumonla, at the age
of 50 years. He was brought to tht
hospital Saturday evening from the
Farnsworfi ranch, below Cecil, and
was in a serious condition then. lie
was unmarried. A ft''t' and olhei
Tehitives in Portland have been ugli
fied. i:i,i; ..' oi iciiks.
Charter Number 3774 Reserve District No. 12
REPORT OF CONDITION OF THE
FIRST NATIONAL BANK OF HEPPNER
at Heppner in the state of Oregon, at the close of business on
December 29, 1920.
RESOURCES
Iyonns nnd discounts, lnclmlint; rediscounts (ex
eept these shown in 1 and el $ S S 1 ,75 T. 4 J
Cn-nomers' lianllity account of acceptances of this
Bunk purchased or discounted by it 7,100.00
Total Loans SSH.155.54
DEDUCT:
Notes and bills rediscounted with Federal Keservo
Hank (other than bank acceptances sidd)
(see Item 54a.) :S7,5ilfi.D4 01,64fi.O(i
Overdrafts, unsecured 2,132.34
TJ. S. GOVERNMENT SECURITIES OWNED :
Deposited to secure circulation (IT. S. bonds par
value) 2.-..I1H0.0H
Ow.ied and unpledged ".l.OdO.oo
':lr Savings Certificates and 'thrift Stamps ac
tually owned ri.S.36
Total I.'. S. Government securities 5(l,of8.3t)
OTHIE EONDS, SECURITIES. ETC.:
Securities, other than V. S. bonds (not including:
stocks) owned and unpledged -J.TiVvIl 22,705.41
Stock of Federal Reserve Hank (50 per cent of
sul'scriplun) 1,50(1. 0(1
Value of bankin:;- house, owned and unincuiubei-ed 2,000.000 2S. 00(1. 00
Furniture and fixtures tl,!l()0.00
Ileal estate owned other than hnnkiii house .... 4,175.00
Lawful reserve with Federal Heserve Hank H,S72.'J(i
Cosh in vault and net amounts due from national
banks 41.SI6.CS
Net amounts due from banks, bankers, ami trust
companies in the L'nited States (other than in
eluded in Items 11, 12, or l;i) 8,70.1. 2!)
Checks on other banks in the same ci'y or town
as roportius bank (other then limn 151 L577.Se
Total of Items 12, 13, II, 15. and Hi 52,217.77
Clicks en banks locate,! eiusUh' ei' c:'y ,r town of
reporting bank and ether cash hems 300. SS
Kedeniption fund with I". S. Treasurer and due
from C. S. Treasurer -. LL.oUM
Interest earned but not eollecled approx ileal e
en notes and bills receivable not past due ILmS.o.,
Total li 14.1 :;5. 77
LIABILITIES
Capital stock paid in 100,000.00
Surplus fund 50,0110.00
Undivided profits Oii,i;;,2.C.O .,,.,
Less current expenses, interest, and taxes paid.. 20,,;o,.10 60.MII. till
Interest and discount collected nr credited in ad
vance, of maturity and not earned (approximate) 1 10.82
Amount reserved lor taxes accrued " 218. (2
Circulating notes outstandiliK 24,100.00
Net amounts due to National banks 3,!G9.13
Net amounts due to banks, bunkers, and trust
companies In the United States and foreign
countries (other than included In Hems 2S or 20) ' 9, Jill. is
Certified checks outstunditiK 4(1.10
Cashier's cheeks on own hank outstanding 10,58(1,74
Total of items 28, 20, 30, 31, and 32 23,021.25
DEMAND DEPOSITS (Other than bank deposits)
SUBJECT TO RESERVE (deposit Vya'l9
wltlin 30 day):
Individual deposits subjoct to check 385,077.43
Certificates of deposit due in less than 30 days
(other than for money borrowed) bo.mio.iiu
Dividends unpaid M!"
Other demand deposits 7,12.1.27
Total of demand dnposts (other than hank
deposits) suliieot to reserve, items 33,
34, 35, 3(1. 37,' and 38 442,3(10.70
TIME DEPOSITS SUBJECT TO RESERVE (pay
able alter 30 aay, or subject to 30 days or more
notice, and postal savings):
Certificates of deposit (other than for money, ,-.,r..
borrowed) 10,. .0.... Hi
Oilier time deposits 34,8 Hi. 08
Total of time deposits subject to reserve,
Items 30, 40, 4 1, and 12 1 12,022.88
lillls payable, other than with Federal Iteservo
liank (Including all obligations representing '
money borrowed other thai rediscounts!
Letters of credit and travelers' chocks sold for
cash and outstanding Hj.uu
"Acceptances" executed by this bank for customers 7,100.00
Lcs acii'Ptaiices of ths hank pu rrliuscd or dis
(ollllted (see Item lc)
Total sTlTl 35.77
Liabilities for ridisi-oiiiils with bocb-ral Iti-s.uve .,..,,.,
liank tseo It.in Id, -s ' ."''
Total contingent liabililics (51 a, 'b, c, ami d) (not
including items ill Schedule 23) 28,,O0.;,4
State of Ore. on, County of Morrow, ss.
I V P. Mahoney, cashier of tin; above named bank, do noleinnly swear'
that the above statement is tnio to the best of my knowledgo and boiler.
W. I'. MAHONKY, Cashier;
Correct Attest: 1 I. .u.j'EftI18TM
.1. II. NATTKIt,
JOHN KILKKNNY,
W. O. MINOR,.
Directors.
Subset ibed and sworn to before 1110 this nth (lay of January, 1921.
IlUJllNA V. COllltiaALL, Notary ruhllc.
My commission expires August 3, 11)21.
Colon
iMii,,;:
: nd;
ine grain and stock ranch in
, j 1 1 : 1 1 1 1 ; -, ;;ml ai'ler living in
1 j,- awhile la it',:::i r-;!;
i to icnfra i r-a.,ti an,:
;"' the oh! ;' .:(: v. :('.
In
VI'
Uf Call? for C'nf'9 Brr,t.
To mi, I -e a succor of Mo you jiinst
ho ulwnys at It with your eye on the I
;oli. inversion will snnitilitte fur
e.orp Intensive effort, hut the effort It- '
self must hnvH r.o diverting Influenc.
"This oii thing I do," Kays the apos- j
,1.. nrwl In (..:., I urino V nt.t
nrr, on,, in u',ni, i c jo. , ' T
your best 1 ""'.
com; .ion
iiKS in i he ';c.!" ''i'
institution:-; held !:
doldi'i's' ui' ei in.-!! ' 1 V
!i" (-lection of oi li'
l Changes. Wee i i-
v i 'oral" u( the 1"" ' .''
-ii ol t , r.i fociiiB i' - i'
The Fa i nii-is .i, d
el, cted the follow in:; :ln
V. BeyiiiO'', preside
iun and J. W. Cr
di nts ; S. V. Spew-
on! innnl
1 V, o h i :tl
l I!
THE HEPPNER HERALD, ONLY $2.00 A YEAR
WHEN CHILDREN EAT
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your eye on the ball and put
Uito the game.
Xiutlrjcli.
I 1 ' .- .-..'.' ' V "' M '. , . 7' .', ,.W
J Headquarters
J Men's Florsheim Shoes, $1.00 to $2.00 off each pair
g Hole Proof Hosiery, 25 per cent off on this
entire line
DO YOUR CHRISTMAS SHOPPING EARLY
'THE HEPPNER HERALD, ONLY $2.00 A YEAR
SAM HUGHES COMPANY
Heppner Bakery Bread
they arc usually heailhy and happy because their
bodies are well nourished.
I KEEP YOUR MONEY AT HOME
by patronizing Home Industries and your town will
be prosperous and progressive because its
business body will be nourished.
BUY HEPPNER-MAOE BREAD. ONLY 10 II LOAF
HEPPNER BAKERY, M. W. Hammer, Prop.