The 8do Triban«
Page3
General News
s
A Fraternal Insurance Order on the American
Experience Plan Now Organizing in Your City
■
^FlIE AYncrican Experience Table of mortality i* th«-*taii<iarJ for rale* an«l
■ I
reserves tiactl by CMd Line insurance companie*
It w.i intrralucrd in
Itoifl and compiled by Shepard Homans, a great actuary. It wa* u*ed
bv the big life insurance companies for half a century, it h i* Ucn found safe,
sure and sound. No failures occur because of this table
The MACCABEE lite insurance on this table i* iust a ,.»f. .« . old-line in
surance. The reserves are accumulated in ju*t the ».«me was
I hr tin.inc i.il
plans are similar, and are governed by law» of the'state*.
It is surprising to some agents of the life companies to le.irn that the MAC
CABEES insurance ia on the American Experience labl«
11«« ' «.in have no
come back.
The only difference in the use of the American Experience 1 able by the
MACCABEES is that they figure on the reserve eaminj: . 4 per cent. The old-
line cotopaniea three, three and a half and four per cent. Since .u cumulate«!
money inveifted in sound securities or mortgages will earn tic or *i* |ier cent, it
would seem that a 4 per cent assumption is *aie.
'*•'11 IS difference in intercut assumption make* a l>*ig difference in rate». If
ÍI
the reverie fund* .ire Credited with interest at 4 |>cr cent intercat each year
and the interval compounded right along, it take» least money to lx* collcc-
cd than if intercat werc at 3 or .*»A |*r cent.
I hrrctorr the rate* arc Icaa for fra
ternal insurance on the American E*|wricncc at 4 |»cr cent.
The M accabess on the American E'pericncv fable arc permitted by law to
give caah surrender, |wii«l-up and extended in*urance. and other legal reserve
features. They may |»ay rcfun<l*. anti give the meml>era the saving* due to eco
nomical operation*, excess* interest earning* atul favorable death rate*.
Ti e economy on fraternal operation ¡.* well known. It i» protection for peo
ple who arc thrifty.
The Mu'CAitiffs maintain the legal reserve on every certificate. The M ac «
CABBF. s have many other *|>c< ial features.
I h< M u c \nt» s arc just a* strong
aS any old-line company doing business on the American continent.
The M ac CABI i s arc run by mentlter* and managed by their representative*
Not run for profit and gain.
Selling Points of Maccabee Certificates
/
I
2
3
4
5
6
7
8
Incontestable after two years
Cash Surrender
Loan Value
Paid Up Insurance
Extended Insurance
Whole Life; 20 Pay; Endowment
Double Indemnity
Income Disability
9
10
11
12
13
11
15
Ki
Annual Dividends
Option Settlement
Legal Reserve
American Experience 4 per cent
Renefits of Local Lodge
Monthly Rate Payment
Patriotic Ritualism
Employment Bureau
17
18
19
20
21
22
23
24
Sickness and Accident Benefits
Provides for Widow
Care of Orphans
Income for Old and Indigent
Care of Tuberbular
Pays for Loss of Hand, Eoot, Eye
International Home
Brotherhood 200,000
HOWARD FENNER, 1 he Maccabee Man.
u
Rué
bankers help
lami auu replanned hla field». so that
the crup arca» p«ir man and horse
BOSTON’S GRAND OLD
A bank In Monrovia. I nd . t«•■da aemi
were Incrwaacd
He sold «orne of hl«
BELLS
<wrn for fnrrtP-r»
A b>«««m«nt room
arruffi« anal bought good <*>w*
The |
waa flttrd out laat anaaon for thr pur-
••comi year hla itoome from the
poaa and Ju.000 nar* wore toe ted for
fild North nr <t»rt«t church, flret oc
farm, after paying all pipen».>• and
One-fourth of th«
Atty all farmer*.
cupied about 1TZ3. la aald to be th«
tatare«« on the money InvoauxL had
mwv I
teated hwt year w»« unfit for
oldeat church «till «landing In Boaton.
Farm Accounting Reveals Losing been tncrviuied ovor |3f«0
■nod
Thia year the |»»r<'«niAci> «III
After the completion <>f It* maaalve
Coat* Can Be Regulated
Methods and Points Way to
The work 1« done
run «v«n higher
T have diacowentd.** aaya one farne hrtek *plre In 1740. the no tor deter
Bigger Profits.
under the aupwrvlalon of the high
bookkarpw. ‘that the kind 4 man mine«I upon th« pnrchkm« of a “ring"
ar bool agricultural teacher lie report*
you have on a >>h. aa well a« th.
or chime of belle
that the community will hare a aur
particular team often mak.-v quit,- a
Accordingly.
arrangement*
were
(/■>«»*• BoaAw-Fin ■ ar J
plua of ared corn thia yevr
variation In th« coat of performing
made with the foundry of lludhall at
A farm cannot property be called
The banka of Conway. Ark
have
cartata taska
f have h«artH-<l from Glouccater, England, which caat the
ncceesful anl«aa it pays a fair rate
offered prlaea tor the moat marketable
the
page«
of
my
b*a>k
that
If
I
could
rel«br*(e«l
Itrlla
of
Mt
Martina
In
the
of ini«-real on the inveauaenl and re
aweet potato»« poxlu, «-«I <m one acre
hav« toerwaaed th« ykokl f my wheat
Field*. London, and other famotia
lurua fair w«Mt<*a tor the fanner ■ la
of land A flrat prtxe of |1M> 1« of
bcld by two buahola amt my «orti by
“I«eel«," to mold and *blp a aultabl«
bor
Agriculture la considered by all
fared, along with three di’trtct prfae«
Bve buabel» I wiaild have t litad a chime of belle and a bond therefor In
odd« tb« most imporlaal tndualry I*
of 150 each
Th» county agent and
•ubatati«
tai
profit
from
thorn
“
the
anta
<>f
1.100
pound*
wa*
«gecuted.
the world, and y«t la no other tndea-
the banka ar« working out th« detail*
While the farmatra mar not b« able The bell* were carefully and aklllfully
try la the buatneaa end ao neglected.
Th« County Hanker» A««»elntlon
to Hi price* on tbrvir pi du <». th«y
mad*, «hipped and laid down In lta*
It Is coenmoa to Bad a tanner with
will help to employ a full ttm« «-ounry
do hav« a voice in h crminlng the
In th« early aummer of 1745.
an tnv«ainia«n< of Bflewn u, twenty
leader thia year for boys' and gfrla
ooata of production
To redu<< thia There were eight bella tn the
th»ii*and d.-llars, yet «tone be keep
club work In Calhoun. Cherokee and
coat
they
muat
flr«t
know
what
tbo
the
ainallrat
twlng
a
•It
ln«
h
tioll.
hooka? l’«rhap» ha may jot down a
Buena Via (a cvuuUea Iowa.
coate are
while the largret weighed ataiut I.«**
note now and lhea of aa Important
The number of farmer« who •re (xmnda.
daal. bet thia la of no vain« ta ant
keeping book« on their bualn. ** baa
Made Name Glorioua
T1>« bell* were raise«! to their piare*
analysis of bl* boatoii«* aa a wheta.
tacrveute.i remarkaMy In recent ye ira. tn the great tower with | a caro »1-
A world fatnoua battle ■> «* fought
No other industry, however asnalk to
hut the numtier of bu«tm- .«like fart»
trwordinary—leet aome danger might at Tlienuopyla« In northern Greece
earrtad on without books of eotne
wr* I* woefully «mall *bm Itateli befall them, and •■ their voltma float on Auguat 7. 8 and 9. <**• B C. bo-
sort
alongalde the «um total of the farm
ed out through the aparloua arehea of tween three ht>n«lred Jfpartan» unit
Farming la a buetnma and to be
•r* In th« country
their lofty belfry and tilled the air aoven hundred Timeplan« r«wnmanded
au<-c«a«fuJ must be cuoductod la a
Inventory I* Ind tape naabl«
with their tuneful and mellow aound*. by Leonldaa and the entire Peralan
bu<lne«al!ke way. The buatnraa maa’a
The beala of any ayatem of farm ac
F«»r four day« L««.tildn* »nd
great Indeed wa« the gladneea In the h<««t.
mlti.l should have tndeltoly printed
counting la the annual profa rly llar
heart* of the officer* and member* of hla ban«) Ji«l«l the pu«e of Therinopylae
uprn> It two queatlooa: What proto to
or tnventory
It 1* the at irttng p.in’
the church, for, In the alang of th« agalnat the Invadere, at the rpd of
my huelneea making? How can that
of the farm record*. On« must tak.-
which tini« Ephlaltew. n Trachlnian.
present day. they were aome hella
profit ba Increased? To know th« lai
Into eomlderetion decreaa«« cr In
Although eaat by hand before th« Ie«1 the Porwlana over the mountain«
tor. .me muat find out the former; and
♦ creane* tn th« value of all property
advent of modern merhantcal Contriv by a aecret path to the raer of the
to find out about proAta require* the
ow e d Io gauge the prognwa of Ibo ance* and advance eh am leal practice*, Greek«, who were thue |»luc««1 bela . •■•.
kf -plng of b«H>ka.
beatane«
lacking facta aa to the
these bell* are of remarkable quality two hoetile amile* and were finali«
It la not n«c««aary for a farmer to
rata« of hla property, no buatre«* man
■ nd the aecret of their superior Sut to pl«««*. One Gni-k only e«
have a nxirea tn bookkeeping.
Ab- .
can form an accurate ««tímate of how
ew«etn«na and the tinueually great caped, and he la «aid to have b>««ti
m«><t evnry agricultural eoBege ta th«
be alenda BnanclaJly
Increaned ca«b
carrying power of their tut«*« remain* loaded with reproach«« for having fl««!.
country haa I »sued a atmptllted farm'
may bn due to property whit h wan
Runen« «’By Mtnr.
•counting book which It aril* at «oat I
an unnolved myatery.
•old. or Ire-r«aned .tabla may lw> due
•n«l only a few miauuw are required
Three muelcal bell* kept company
to Improvement* made
If a Oirmer
with one of the «Ignal light* ana
«*«-h «lay u> M down th« day * hap
Snail’a Pace?
la falling behind, th« Inventory will
petting«
April night. In 1775. when Paul Revere
”1!« m««vr* at * «nail'* pw«’«. la a
empbaal*« thia fact
tifien w ten a
Accounts Increnaa ffiretoS
took hl* famoo* ride toward I.etlSg
remark frequently heard. < »i«-. tally
man ka dlaeouragcd and think* he 1«
Instance* n amber a ihoewaDdfokf
ton to Inform the populace of the wlo-n the aubjprt 1« a youngster <■ ng
making no progreea. hl* Inw-r tori««
wh«r« farmer* have profited by know
movement of Briilah trpopa; again, on to achool <>r an offlcwbuy who lia* been
will tell him that he 1« better .rtf than
Ing their butinrea. Account* kept by
that hl*tory making June day of the •ent on an errand
be thought.
nineteen farmer* In llltnoia led them
■ante year they looked out upon the
But *VM of the aloweof of the
At the end of each y> >r a ttnaoclal
tn Improve th« ontaahwUnq and «pa* >
Itattle of Bunker lllll acnxra the younger generation tl>«> afatemoffit la.
■tatement la drawn off. Tir!.* I* th«
atlon of their farm« la way* that add
«'liarle* river, and In 1*M they nar to aay the leaet, «lightly etagn<r«ti-«l
tantur i rating and no farmer with a
ed vpproilmately *4M to their a*ar-(
rowly racaped <lr«truction when their A rwcent eiportniwnt proved that a
good financial atatement need fear
a*, set I a come la IMS, th« seventh
tower houae wa* wrecked by a atorm. •Well progrra»«.« at the rate Of one mile
walking lato a bank and aakii.g tor a
y< ar they had hept areounis
Luckily, however, although made al- in a fortnight.
An Iowa farmer found al th« «nd trf*
m«>et two centurle* ago the flrat
If yon place a email on a «tomi of
th« Hr t year ha hept hooka that erepa
chime* caat for u«e In three Patted fflaaw and watch the andersMa. yott
■rfc brought more momey
J.
<i()IN
Mt ate* they have corn« down to na will aee a aarlea of ripple» along the
th ti
!/i (wrfect condition, with a record nn- anlmal a foot. Ttil« foot Io a network
V«t«ro»artaw
vl?
matched by any other art of hella of mnarlea. and the rippling la pn>
4*
Sterility, Abortion, T. B. Telling tn thia country la that for more than dttced by the*« mnaclc* lengthening
175 year« no public demonatrattoa haa the foot In front and ah«»ricning It be
Phonea¡—Office, 184-J; Rea. 7112
taken pla<*« In Boaton in which their hind. which la th* mall ‘a motl« of im-
ALBANY.OREGON
•<
harmaasto«« votraa bar« MM mingled.
a
THE PENCIL MAKES
A FARM PAY BETTER
DR.
W.
r
Coming to Albany and
Salem
Dr. Mellenthin
SPECIALIST
K
in Internal M>nl)eine for th«
paat twelve year*.
Does Not Operata
Will be in
A lbany , Wednesday, Sept. ;tt)
Allsany Hotel
and in
S ai . km . Thursday, Oct. 1,
.Marion Hotel
Office Hour*: 10 a. m. to 4 p. m.
ONC DAY ONLY
No C
Consultati
Dr. Mcllenthin la a 0gular graduate
in mtslicme and aurgery and la licen*ad
by th« alate of Or egon. Hedora not
opcratr for chronic appcndieitla. gall
atone», ulcer* of. *tolhach. tonalia or
■«leotada.
11« haa to hla credit wonderful rrault*
in <!i»caae« of th« atomach,llv«r.bow«la.
blood, akin, nervea. heart, kidney.blad
der, tail wetting, catarrh, weak lungs,
rheumatiam, actr****
‘
•tira. ‘ leg ulcers
and 1
rectal ailment*.
Below an« the name* of a few of hi*
many »attafled patient« in Oregon;
R««w J. Aplin, Caroon, Waah., nerve
trouble.
.ur*. Otto Will, Jafferaon, varlcoae
ulcer, leg.
.
M. I’, t hriatianaon, Albany, bladder
trouble.
.Mrs. M. A. Ewsn, Coquille, «totnach
trouble.
»
Robert Ztglinaky, »taio. stomach and
heart trouble.
John Roth. Albany, adenoid* ond ton
al la.
‘•re. M. I. 0la«n. Portland, appendl-
citia.
Rf-metnber above date, that consulta
tion on thia trip will be free and that
hla treatment la different.
Married women muat be accompanied
by their huabanda.
Ad«!reaa: 211 Bradbury Bldg., Loe
Angele«, CaHf.
When you enter tain, letuefarnteh
you, with 600 acore carda.