Ribbons and Handkerchiefs. FANCY RIBBONS AT 25c PER YARD. 150 pieces of fancy ribbons. 4 to 6 inches wide, many of them worth double. Just the thing for Xmas. SAMPLE HANDKER CHIEFS AT 15c EACH. 25 dozen to select from, and every one worth 25 cents each. lie sure and get your share of these. TOMORROW'S Flood's Store v Aunts for R. & G. Corsets. Agents tor Standard Pattern NEW LINE to TILLAMOOK via the and Pacific Railway & Navigation Co. SUNSET (OGDEN&SHASTAl ROUTES Kv. Trains will run daily, except Sunday, on the following schedule UKJ J. ,...8:50 A. : 1:20 P. 2:04 P. 2:25 P. 7:55 A. 8:15 A. 9:00 A. 1:25 P. 4:10 P. Portland 'Lv. llillsboro . Ar. Beach Points . Ar. Hay City At. Tillamook fl.v .Tillamook I.v. Hay City .v. Beach Points Ar. I lillshoro Ar. Portland Thiomrh tickets on sale nt city ti:ket office, Third and streets, or Fourth and Yamhill, to all points on the P. R. & N M. M. M. M. M. M. M. M. M. M. Washington Further par- i ticulars from the city ticket agent or agent Fourth and Yamhill strec:, General Passenger Agent, Portland, Oregon. J. V. PIPE. 203 West Second Street. ;r realestate. ' Farm lands, city property, timber lands. Money to loan on approved se curity. Insurance written in the best old line companies. STONE Don't Miss A Good Opportunity. ! Seventh Day Adventists.- Preaching ; morning and evening by Elder Ernston. Evening suijec: The Next Universal , Kingdom. i Christian Albyn EB-n, minister. Bible school will begin at 10:15 a. m. ;C. E. U:3'l p. m. Evening Berviee 7:30. The public is cordially invited. ' Baptist ChuichF. A. Douglas, rr.in iater. Sabbath school 10 a. m. Morning worship 11a. m. B. Y. P. U. 6:30 ' Evening service 7:30. Special music by j the choir. St. Peters (Epiicopal).-Rev. Henry H. Maraden, Minister. Holy commun ion 8 a. m. Morning 'sermi,)) 11 a.m. I Knndnv school 10 a. m. Evening ser vice 7:30 r to. Christian Science. Services 11 a. m. The subject will be: God the Preserver of Man. S. S. at 10 a. m. Wed nesday testimonial meeting 8 p. m. All are cordially invited. Grace Presbyterian. L. S.' Mochel, miuimer. Liivine services at 11 a. m. and 7:30 p m. Old-fashioned gospel dis courses. High clas3 sacred, music. S. S. lJ a. m. Excellent school, graded, up to date. Y. P. S. C. E. 6:45 p. m. First Methodist church Cor. 3rd and Ellsworth. D. H Leech, Pastor. Class- nv.etinir 10. Morning service at 10:30 a. im, S.-S. at 11:45 a. m., Junior League 3 d. m. EDWorth League at 6:30 p. m Evening church service 7:30. A wel come to the public. United Presbyterian. W. P. White, Pastor. Services at 10:30 a. m. and 7-3(1 p. m.' Bible school at 11:45 a. m. Christian Endeavor at the parsonage at b:ao p. m. Juniors meet at 3 p. m. A lecture on the fifth chapter of Romans at 7:30 p. m. Thursday. St. Mary'o (Catholic). Rev. Arthur Lane. Rictor. Kev.- Wm. Hampson, Assistant. Sunday services 8 and 10:30 a. m. and 7:30 p. m. The sermons will be delivered by a Rev. Father of St. Benedict's Abbey. Father Lane will have charge of the services at Lebanon. The public is cordially invited. Fi'st Presbyterian. Rev. F. H. Ges elbratht, Minister. Morning service 10:30. Pre-Christmes Meditation: Chii tiinity's Earliest Christmas Gifts. Evening service 7:30. Miss Hamilton, Sec. of the Chautauqua N. Y., will speck on the Brotherhood of Man. S. S. 11:45. C. E. 6:30. A cordial wel come to all. Church of God.-Meets at W. C. T. U. Hall. S. S. 10 a. m , and preach ing will be at 11 a. m. Bible reading at residence of N. Williams, 1017Elstst. at 3 p. m. Prayer meeting at residence of A. M. Holt, Wednesday 7:30 p. m., 1025 E 1st St. All who are inter ested in th- truth are invited to these services. R L. Glasgow, pastor. MISFITS. Gov. West may be depended upon boost Or. to The Oregonian is insurgents. kept lusy killing Albanv has never had a better year than 1911. Thirteen years to find how the Maine was blown up. Albany's $75 000 P. O. will shining improvement of 1912. be a According to Dr. M&tson any outdoor life is what tubercolosis needs. Broadalhin and Second will be some with three new structures on the corners. Portland Telegram: No gentleman carries a smoke in his mouth while talk ing to a lady. Wilson, Folk, Clark and Harmon are a great quartet. It is not often a party can present so many strong men at a sitting. First and second in dairy butter and first in creamery butter in all Oregon 13 Albany's record, one to be proud of.. It is a big thing to be a butter center. Thirty trips to Corvallis for only $7.50 is 25 cents a ride, half price, bringing the O A. C. pretty close to Albany. The U. O. will have to get a hump on to beat that. ALBANY. An Albany usher has handed the Democrat the followine. entitled "End- Seat nogs in Church," taken from Judge, and wishes it published for the benefit of the Albany hogs, of which there are plenty, as every usher will testify: In Ohio a crusade has been started against the end seat hog in churches. The custom of the firBt ccmer monopo lizing the end seats in church pews is now selfish. There was a time when it wis justified. The head of the family would take the end seat so as to be ready to protect his loved ones in -case of an attack by Indians. There is not much danger now of such attacks, and the Christian spirit can be displayed when the first comer moves along and gives his brother or sister the choice end seat. TO THE PROPIETOR OT THE SMALL STORE Your big competitors do not need the service of the lighting experts in our New Business Department. Long ago the large stores availed themselves of the trade drawing power of mod ern electric lighting. They secured scientific help not one bit better than that which we now offer you without expense. It is necessary that our ex perts plan the most efficient and economical lighting in stallations. ,We want to keep a lighting customer once we have secured his . patronage. Tungsten store lighting correctly installed, is within the means of the smallest shop-keeper. TELEPHONES 15 OREGON POWER CO. ELECTRIC SUPPLY HOUSE AND CONTRACTORS Ralston Eleetric Supply Co., 310 W 2nd Street. Tuga Walton, 728 E 4th Street. LUMBER SHINGLES DRAIN TILE SEWER. .PIPE BOXES OF ALL KINDS Agents for the Los Angeles Fancy Press Brick Hearth Tile of all kinds Both 'Phones. THE CHAS. K. SPAULDING LOG CO. Jealousy. For hiildlng, ornamental purposos, rap, tilling, etc, rip SiimDk-B at M. Senders & Co' store W.L. COBB, It, D b. Home Phono,4. 1 VE YOUR CLOTHES CLEANED AND PRESSED The Pantatorium, GILBERT & HUSTON T. J.ST1TES, Attorney at Law. Notary Public, t ...hi hnuinima of all kinds in all the tourta promptly attonod to. Boll phono ! COLLINS & TAYLOR, Real Estate and Insurance, ' Buy and sell property. Insure . property and transact loans. ' Large or small timber tracts. Many men who are "WAITING" today, trying to decide whether or not to invest in Albany property, were in the same unsettled frame of mind five or ten years jbo. They lost their opportunities then, and they arc passing them by now. Others bought then and made money. They are buying today and making money. While the "WAITING" man's time never comes. Make up your mind to do, then AC1. Oct hold of some good resi dence property in RAMBLER PARK at once. The owners of this addition have made the price so reasonable and the terms so easy that you cannot afford to pay rent any longer. Call at our office and let us explain our plan to you. Our experience and our advice are at your service. COLLINS & TAYLOR, No. 132 W. 1st St. Albany, Oregon. Victoria chocolates At tho Mission Parlors. Plenty of mud guards at Baltimore's. Bicycles all the time at Baltimore's. Fence costs for sale at the Shingle Mill. You get the best fruit nouget at the Mission Parlors. Call at the Elite for lowest prises ou your Xmas candies. A shipment of Fisk tires fresh from the factory at Baltimore's. If your Oregonian misses notify Ben Clelan at once. Victoria Chocolates, at the Mission Parlors, are delicious eating. When vou want something cood to eat remember The Dressed Beef Co., 2nd & Lyon. We make a specialty of Friendship, Engagement, and Wedding rings. F. M. French & Son, jewelers. Solid rubber type printing outfits just arrived by express from the east, just the thing for a boys Xmas. liawhngs that's all. i L. W. Ross has moved his jewelry store to next door to the postoffice. where he will be glad to see all inter ested in jewelry and watch and clock repairing. "Hull" detachable handle umbrellas make very acceptable Ceristmas gifts. Wc have some beauties in both ladies and gents sizes, t . M. French & Sen, Jeweler. It isi't often that one person is capa ble of acting successfully a full reel of pictures alone, yet this is done by Miss Florence Turner of the Vitagraph company. This is a superb picture and is to be shown tonight at Dreamland. In addition there is an exceptionally good Lubin and two fine comedies, im one of them Bumptious, the funny. Edison man playing the part of hero. !: Established 1871 Assets- Over $1,060,000.00 FIEST NATIONAL BANK I of Albany, Oaagon. 2 (Oldast National Bank 'n the Willamette Valley.) I These Banks have resources and connections which enable them to be of the greatest service to their customers. They cordiafly- in vite the accounts of individuals and firms to whom they extend the services and facilities of strong and sound financial institution. Lots oi FiskTires at Baltimores. J. M. RALSTON, Insurance, Loans & Collections. Have money to loan in sivr.ll and large amounts. Notes and mort gages bought- 1 W'H 1,01111 y" Properly handled for non-rcsi dems. A. STARK, Physician and Will ft Stark Hlork M. D. Surgeon, Albany II. A. Ctawford Wo LEININGER. Dentist, Albany BR. MARY MARSHALL, Osteopathic Physician, Albany State Dank Building. Bell Black -'. Honic- 75 DR. VIRGINI A I.KWKAUX, Osteopathic Physician. Schmilt Block, Albany. Thoties: OlVice Home .159, Hell Black 2751: Residence 394 Home, black So.t Hell 15R. W. R. B1LYEU, Dentist, "it! Sfi'V Farm and City Property. If interested in buying Farm City Property it will pay you to look at some ot the bargains on our list The owner's price is our price. We show you the property without pense, and you are under no ohltga tiou to buv. Below arc sonic of our bargains: (A) acres, all tillable land, good lUnldines, $4.t per acre. 450 acres, ,t7j tillable land, good lo cation, S4U per acre. I 3J1 acres, about 100 acres of tim i ber, $-'S per acre. Mil acres, fair buildings, good loca- I lion, $45 per acre. ' City Property. (House and barn ami two lots, $2,600 j Kiltt room house, tine location $.1,500 : Kight room house, full lot $-',UV lur room house, two lots $1,600 ! It's not our way to run you down on the street, but will gladly have a I talk with you at our ollices, at 23o ; West l-'irst street, Albany, Oregon. I li we can not show you best kmrain, then buy of the other telUnv, ;bnt see us before buying. j Till- 1.1NN & BENTON' REAL I ESTATE COMPANY. P G. WILL, lor Watches Total $406,339.76 State of Oregon, County of Linn ss. I. H. B. Cusick, Cashier of the above ou are wnnting the Oregon Jour-, nameu bank.do solemnly swear that the uoove siHbtmieiii is uuw tu uie uch ui my knowledge and belief. M. t5. uusn uasnier. Subscribed and sworn to before me this 8th day of Dee , 1911. I GALE S. HILL. Notary Public. ! Correct attest. (Signed bv) E. D. CUSICK, C. H. CUSICK, dir ectors. BRUCE & ANM1ERSON, I Opposite the Postotlice. 1 Four chairs. Prompt and cliie. i lent care of the (ace and hair. VIEKECK'S BATHS, 217 West First Street. Virit-CUst Wotk Guaranteed Calendars at F, M. French & Sons's Jewelry Store. A hior crowd erioved Pollv of the Circus last night, well presented. A new eleitric sign 13' feet long. on First St., reads TRACYS. . IF YOUR GROCER doesn't handle Valley Creamery Butter ask him WHY! If nal. see E. G. GulT, agent. Home phone 2354. A special school election will be held Die. 22, ut 7:30 p. m. to vote a school tax. The Democrat has received several n irnirranhs about the opera house or- chistra of a critical character. Wo guarantee the lowest prices on Xmas candies in quantities to schools, churches, etc., at tho Elite. If party senn taking 'Teddy" cart from Chambers & MeCunde's Thursday. D c, 7, mil. will return at once to 1017 E. Sth St. and avuid troub'e. G. M. Knox. Will send order east last of week for monogram atationeiy to be delivered here for Christmas Get your orders in by Thursjuiy night. Kawlmgs, J. S. Morgan has sold his six acres near the brick yard to Daniel K. Roth, wno will make it his home. J. F. Powell mado the sale. An inquiry 'rom Minn., received to day by Manager Stewart of the com mercial clab, was signed by Wallace 11. Leo, i sme name as a former Albany college president, now of Tacoma. The Democrat appreciates a copy of tli" F.ri.-, Ponn.. Disimtch, with tha petureauf the western governors, in c u ling tr.nt of Oswald West. It was sent hv Osc.i' sih. a former Albany boy, no a resident of Etie. No 10! REPORT OF iHE CONDITION of the J. W. CUSICK & COl Bankers- at Albany, in the State of Oregon, at the close of business Dec. 5, lull. RESOURCES, Loans and discounts $190,051.86 i Overdrafts-secured and unse- ' , cured 3,486,86! bonus and warrants 44,uzu.M Stocks and other securities. . banking House 9.000.00 Furniture and fixtures 2,980:53 Other real estate owned 760:00 Due from Banks (not reserve banks) 9.9o0.11 Due from approved reserve- banks 116,317.88 Checks and other cash items 2,344.70 Cash on hand) 27,416.99 Total I06,339.76 UIABIUITIESi Capital stock ? 50,000.00' surplus tuna - w.uuu.uu Undivided profits., less ex penses and! taxes paid 7.187.40 Due to banks and bankers. . I6,286.39 Individual deposits subieetto check 281,006.95 Demand certificates of de posit 11,840.54. Certihed checks IS.sU Liabilities other than those above stated 1 li S T SAVINGS BANK of Albany, Oregon. (Owned' by Shareholders of the First National Bank.) Interest on Assets Over Time Deposits. $390)300.00 v SOME 'OF THE LARG EST CORPORATIONS in the state are our depositors, and they have exactly the same security that any other depositor has. We invite you to- come with us and make it YOUR BANK. J. W. Cusick & Co., Bankers. albany; Oregon. just To Remind You ALBANY STATE BANK has every eqrapment of a modesa, progressive institution; including SAVINGS DEPARTMENT 1 in which interest is paid on DEPOSITS whether large cr small. COMMERCIAL DEPARTMENT in which checking accounts are gladly received from indi viduals, firms and corporations. SAFETY DEPOSIT BOXES To Rent. ' WM BAIN, Pres. P. D. GILBERT, Vice-Pres. H. N. BOULEY, Cashier. GLENDORR 1 t3 are for sale, lot Stmx'iuU ft., soil on terms to suit Better see us before all the choice one are genu. TEBAULT REAL ESTATE Co. GROCERIES AND BAKED GOODS AT CONRAD MEYERS STETTER'S FOR GROCERIES AND CROCKERY