ÏO CO-OPERAIE WITH Fi SOUL M ATERIAL HAS ENTERED T H E BANK VAULTS OF TH E NATION. The Bank a Financial Power House to the Community. By Peter Radford. One of the greatest opportunities in the business life of the nation lies in practical co-operation of the coun try banks with the farmer in building agriculture and the adventure is laden with greuter possibilities than any lorward movement now before the American public. A few bankers have loaned money to farmers at a low rate of interest, and ofttlmes without compensation, to buy blooded livestock, build silos, ertilize the laud, secure better seed. 1. ¡d their products for a betetr inar- - - 1 price, etc. The banker in con tributing toward improving the grade of livestock; the quality of the seed une the fertility of the soil, plants in the agricultural life of the community a fouutain of profit, that, like Tenny son's brook, runs on and on forever. Community Progress a Bank Asset. i he time was when money loaned on such a basis would severely test the sanity of the banker; such trans actions would pain the directors like a blow in the face. A cashier who would dare to cast bread upon waters that did not return buttered side up in time for annual dividends would have to give way to a more capable man. This does not necessarily mean that the bankers aro getting any better or thut the milk of humun kiudnesss is being imbibed more freely by our finan ciers. It Indicates that the bankers are getting wiser, becoming more abli-fin anciers and the banking industry inure competent. The vision of the builder is crowding out the spirit of the pawn broker. A light has been turned on a now world of investment and no usurer ever received ns large returns on the investment as these progres sive bankers, who made loans to uplift industry. The bankers have always been liberal city builders, but they are now building agriculture. A Dollar With a Soul. It Is refreshing in this strenuous commercial life to find so many dol lars with souls. When a dollar is ap- preached to perform a tusk that does not directly yield the highest rate of Interest, wo usually hear the rustle of the eagle's wings as it soars up ward; when a dollar is requested to return at the option of the borrower. It usually appeals to the Goddess of Liberty for its contracturai rights; when a dollar is asked to expand in volume to suit the requirements of indu9t»y, it usually talks solemnly of its redeemer, but soul material has > ntered Into the vaults of our banks nd rate, time and volume have a new basis of reckoning In so far as the ability of some of the bankers permit them to co-operate in promot ing the business of farming. God Almighty's Noblemen. These bankers are God noblemen. Heaven lent ; irlt of these men and will help them roll in cornerstones of. empires. not philanthropists; they are wise t> t u bankers. The spirit of the builder has given them a new vision, and wisdom has visited upon them busi ness foresight. The cackle of the hen, the low of kine and the rustle of growing crops echo in every bank vault in the nation and the shrewd banker knows that he can more effectively increase The fact WK wish to hammer is that Alex McNair Ac Co.’s his deposits by putting blue blood in store gives more quality, service and satisfaction than pny other the veins of livestock; quality in the yield of the soil and value into store in Tillamook county. agricultural products, than by busi ness handshakes, overdrafts and gaudy calendars. Remember Alex McNair & Co. for Builders’ Hardware, Taking the community into part nership with the bank, opening up a Eave Troughing, Farm Tools, Shelf Goods, Cutlery, and every- * ledger account with progress, making thing kept in a fully stocked hardware store. thrift and enterprise stockholders and the prosperity of the country an asset to the bank, put behind it stability far more desirable than a 6 letterhead bearing the names of all the distinguished citizens of the com e m i munity The bank is the financial power house of the community and blessed is the locality that has an up-to-date banker. * . . r- i i A n r « - i m 0 “ It B o a t Hurt a Fact to Hammer it. Our Phonominal Success Demonstates that Fact. m It is an admitted economic fact that there can be no permanent prosperity without a permanent agriculture. Alex McNair & Co ! CLOVERDALE HOTEL 9 Agriculture is recognized as the greatest of all industries and a pros perous, progressive and enlightened agricultural population is the surest safeguard of civilization. Tillamook, Ore. CLOVERDALE, ORE. A H om e for Î : i Travelers and V isitors I « A l. L. E. K WITT, Osteopathic Physician end Surgeon O B 8TK H U C A L S F E C I a L I 8 1 — Both Fhniic-s— re 214, 21ft ami 21H Tillumouk Com* i i l - Meals 3 5c and 50c ♦ ♦ Rods 50c and up, » 6 « \ E verything Eirst-class Y o u r Patronage Solicited mereiai Club Building. TAYLOR AGENCY 1 1,000 huvs a market garden property on the main line of the S. near Hubbard. Party lives in Tillamook county and wants to n e the money. Full particulars this office. #35 an acre buys an 80 acr» h near Meda. Buy this prop- i now It is sure to increase in (.«., and is the making of a good ranch. 78 acre bottom la ml ranch, terest you. eiti'ired ultd feiued. with good house 1G0 acres, 30 acres meadow land, and harn, all stocked. An in small house and good barn, come starts ts soon as vou own the small orchard, 1$ miles to school, prop« rtj Near to cheese factory 5 acres good onion land, but only .«mi s c h o o l #18.001 buys this $ of this is cleared, 5 cows go with monev-maker. 0.000 cash, balance It) years at 0 per cent interest. ranch. Ask tor particulars. #5,000; Willamette Valley property. Seventeen and one-half acres creek bottom and bench land with good barn, 14 acres cleared, #100 per acre. It takes #1000 cash to handle this and its an excellent buy. Reasons for'selling— Owner is re half cash; balance 5 years at 6 per See us for prices on residence or cent. tirinu and wishes to move to his business lots and small acreage 14,500 buys SO acres; better than village home. pieces in the growing village of 75 acres tide ami creek bottom half river bottom land. 6 acres Cloverdale. land. Ask us for prices and terms. plow land, house and harn. prop Almighty's earth the Eighty acres of merchantable erty all fenced and cross fenced the angels S head of cows and complete farm place the timber close to the village of Will consider trade *for They are cloverdale at a price that will in- outdt. Taylor Real Estate Agency r.lnvprdale Orennn.