MUTUAL FIRE INSURANCE COMPANY
HAS CLAIMANTS BUT NO ASSETTS
Under Stale Law Policy Holders Hare No Recourse. Instead of Damages They May
Get Assessments
Acting on complaints that came to
It a department, States Insurance
C omnvHsioncr Harvey Wells in Au
t utit served notice upon the Mutual
Fire company of which II. D. Wngnon
) president, to pay up their outstand
ing claims for fire losses within GO
days or he would enjoin the company
fiom doing further business in the
t jte.
The time given by the insurance
f nmissioncr expired yesterday and
I representative of the insurance de
partment has been instructed to ascer
tain whether the company has com
plied with the notice served by the in
Mirancc commissioner.
Commissioner Wells says that infor
mntion furnished him by Hamilton
Wagnon, Jr, secretary of the company
iu to tho effect that the company's un
paid fire claims amount to $0700,
which with other current expenses
would make their total indebtedness
exceed $7000, with no cash on hand or
lusets of any kind. He says also the
company has already collected from its
policy holders up to full 100 per cent
of tho standard premium.
While the company was having dif
ficulty with its policy holders and the
Insurance commissioner, the situation
was complicated by an apparent at
tempt on the Mutual Fire company
State Merchants Mutual Fire Insur
ance company, of which J. C. Mann is
ptesident, without effecting a legal
consolidation.
When commissioner Wells was ad
vised of this he notified Mr. Mnun that
ho would hold him and the other oflic
era of the Heaver company responsible
for any effort to transfer the member-
chip and business of that company to
the Mutual Firo company without tak-
i g tho proper legal steps and giving
the members of tho company oppor
tunity to vote upon the question of
merger.
Commissioner Wells was advised by
a policy holder of the Heaver company
that at a recent meeting of the board
of directors of the concern, three mem
hen of the board resigned and the
va?:nt places wcro filled by appoint
ment, one of the appointees being II.
I). Wngnon, while tho other two were
Understood to be men closely allied
with him.
The complaining policy holder said
ro notice of n meeting was received
1 y members of tho association, and
lli.it he believes the remaining two di
re itors had no authority to appoint
t roe board members.
II. D. Wngnon Jr., who is secretary
of tho Mutual Fire company, was
elected secretary of the Heaver com
pany. When asked about the matter
ho Raid there was no consolidation of
tho two mutual companies but that he
was elected secretary of both so as o
tnvo expenses of administration.
The Warrcnton News published last
week correspondence which has passed
between W. O. Hendricks of that placo
and officers of tho Mutual Firo com
pany and the state insuranco commis
sioner, in order to show treatment
Hendricks received at tho hands of the
company.
These letters show that the Mutual
Fire company represented that by pa
ronizinir it nn immediate saving at
from U0 to 10 per cent in firo insurance
premiums would be made. Hendricks
took a policy of $1500, and on June 0
1915 he received notice from the com
pany that his assessment was $31.90,
which he paid.
On September 1, he received notice
of another assessment of $615.80. He
then sent his policy back for cancella
tion, and was advised he could not can
cel it until all assessments were paid
He then took the matter up with he
United States attorney's ofllcc, on the
alleged grounds that the mails had
being used to defraud. He received a
reply that nothing could be done. The
reply, however, said.
"Undoubtedly you were misled by
the agent of the company, hb to the
cost of insurance to be furnished, as
probably have been many other policy
holders of that company."
When he took the matter up with
Commissioner Wells, that official said
"To my regret I find that the law does
not givo us any jurisdiction over mu
tual companies. The only thing I can
do is to order them to pay their losses
and expenses, which I have done. Now
urttler the by-laws of the mutual com
pnny you are liable for twice the a
mount of premium in any one year,
You have given me the standard rate
at fll per $1000. This would make
a standard premium of $(( for $1500
of insurance. Therefore, you are li
able for $132 in any one year:. You
state you have paid $31.00 and they
have assessed you $03.80, which is
$39,70 more than the standard rate.
Now if you pay tins $03.00 which they
have assessed you they can only assess
you $30.00 more."
To Move Hlancn Wireless Station
Clinton Applegarth was in from tho
Wireless Station at Capo Blanco Inst
Saturday. Mr. Applegarth says that
the much talked about moving of tho
station from its present location to
Coos Hay will become a reality next
year as the government has decided to
make tho move when the supplies now
at the station aro exhausted, which
will probably be during the latter part
of next summer. The new station to be
built by the government will be at
Coalcdo, about two miles up the bay
from Mnrshficld, and will be made to
develop about three times the power
that the present ono will. It is said
that the government's real reason for
moving, is not because of the difficul
ty of getting supplies to Cape Hlaneo,
but because late wars have demon
strated that wireless stations in ex
posed places aro destroyed by tho ene
my Port Orford Tribune.
Albany Ncbergall Meat Co. pack
ing plant Hearing completion.
Pendleton Sixtli garage of concrete
being built here.
Marion and Polk counties have unit
ed in program for new bridge ncross
Willamette at Salem.
Bargain Offer!
WEEKLY OREGONIAN, ONE YEAR, $1.50
BANDON RECORDER, ONE YEAR, $1.50
Both Papers to January, 1917,
For $2.50
Address, Recorder Publishing Co.
Bandon, Oregon
Good Printing, Neatly
and Promptly Done
Recorder Print Shop
Would Start State Road
Fred Hollistcr of North Bend has
bravely undertaken to boost a gigan
tic road building scheme. We hope
that his success will be equal to his
nerve, and we stand ready to lend our
small voice to swell the chorous in
favor of the object which he seeks to
promote, namely a Coast highway.
The plan in the first instance to build
a road from the Caadian to the Mexi
can line, to be promoted in Congress
by its representatives there from
tho three coast states through which
the road is proposed to be built and is
backed, so we understand, by men of
National influence. Mr. Ilollistur,
fearing thct Oregon being the weaker
numerically, in congressional repre
sentatives, would receive the short
end of the benefits accuring from such
a plan, proposes that Oregon alone in
itiate the plan, for a coast road from
the Washington to the California line
and thereby insure the completion of
the Ore,;on section of the road first
and later seek to carry out original
plan by constructing the North and
South ends, through Washington and j
California, Mr. Hollistcr appears to
be sponsor for the Oregon-First id;, s
in this matter, n:d his plan is wor hy
of consideration. The Coos County
Good Koads association will prove a
valuable assistant to any plans on
this line.
PARTHENON FOR
CITY OF ASHLAND
Proposed to Move Fair Building to Oregon
City. Lady Who Wanted an Apple
STATU INDUSTRIAL NOTES
New lumber rate established by the
S. P. Co. for valley mills is 4c per
100 lower than for Portland will go
far to revive the interior sawmill in
dustry. Transfers are to be given between
Willamette Valley Southern and Port
land Railway Light & Power Co.
trains.
Hood Uiver is to have a co-operative
spray manufacturing plant.
Lane county to get two clover-seed
cleaning plants.
Baker city power plant cannot sup
ply current for needed light.
Seven counties reduced school taxes
average of 12 per cent. Twenty
three counties reduced county and
toad levy $370,2.r)G.
TnlbotClearing 008-ncrc farm be
gun here.
Pilot Hock granting electric light
plant frnchisc.
Enterprise sewer contract for
$ 18,052 let here. -
The Dalles is to secure another
dried fruit industry.
Toledo sawmill, idle since February
csumes operations.
Work to begin on tho Riddle-Tiller-
Orater Lake highway.
Dairymen at Canby are discussing
a cheese factory.
Construction of new Portland and
Oregon City electric proceeding.
Coast guard and life saving stations
lo have telephone connections.
Snlem city budget reduced $10,000
from past year.
Falls City logging road to be extend
M and sawmills to open.
Broom handles and salmon crates
no manufactured at North Bend on a
large scale.
Ktigene contract let for Allen Lew
s warehouse.
Chemawa Indian school will open
lids on $10,000 auditorium Nov. 15
Condon 50,000 bushels wheat sold
it 90 cents.
Amity water works contract let at
VJ 770.70.
v'alker citizens offer $10,000 bonus
o secure a milk condenscry
It fell to the lot of J. L. Meyers to
ie the unfortunate sacrifice to the
careless hunter's niurkmanship this
imo. Sunday afternoon Mr. Meyers
rranged a hunt in the Cow Creek
"ountry near Anchor with his hunting
'ompanion, Jim Manuel. Manuel
tarted n buck in his territory and was
giving chase and seeing a bush move
fired. Upon going to see his game h!
found his companion drawing his last
breath. The ktory is that Mr. Mey
ed to him, but instead had encroached
Manuel's ground without letting him
know of his whereabouts. Tho result
is a calamitious misfortune that will
always cause grief.
Mr. Meyers was a prosperous barber
in this city for tho past sixteen years
and was elected mayor in 1911 and
has always held the respecto f the
community. He was -17 years of age
and leaves a wife and threo children
Oregon Observer, (Grants Pass)
Orville Knight who lives near Myrt
le Point, inado complaint yesterday
before Justice Stanley ngnlimt Fred
Kampher, it neighbor, licensing the
latter of threatening to kill him and
his family Countable Dunham went
itnd riiuili I ho im i'Nt mid when Kiiin
plier win brought Into coin t lie decld
ml not In controvert tho rhargi. Un
wu plai'i'd undur bond of titfiO lo
kmtp lliu ii vi ct and wun allowed lo go
mii Id own nwignlwiHu until Hutiir
ituy In iri)ur iliv Imm, Tim illllliiul-
ty hiumj imir iiupruiMjily rwiMrmdwJ M,
imm Jiii(i uijowhj mm num mh
If the Southern Pacific will haul the
Oregon building to Ashland free of
cost, it is not wholly improbably that
the famous Oregon Parthenon will
grace the wonderful park being deve
loped at Ashland through the expendi
ture of $175,000 secured by bond issue
for this purpose and that of develop
ing the Lithia Springs there. During
the past ten days, Editor Bert R. Gre
er, of the Ashland Tidings, and chair
man of the Springs Water Commission
has been here in consultation with the
Oregon Commission and the Southern
Pacific officials and is serious in his at
tempt to secure the Oregon building
for rc-ercction in his home city. Just
now there is no great hope that the
Government will decide to maintain
the building here, and contract calls
for its removal within ninety days af
ter the close of the Exposition. The
best offer that the Commission hits had
for the building is $1,000 the concern
making this offer ngreeing to remove
the structure and put the ground in the
shape required by tho contract. How
ever, Editor Greer figures that the
Commission can afford to waive that
amount if the famous building could
be reset at Oregon's southern gate
way, and the public in general will a
gree. It will cost from twelve to fif
teen thousand dollars to wreck the
building and Mr. Greer is confident
that he can secure that amount in his
home city, providing the Southern Pa
cific will agree to transport tho wreck
age to Ashland. It is understood that
the Springs Commision already has
available a considerable sum for the
construction of a casino in the park,
and there would be no difficulty about
financing the construction of the Ore
gon building. If the Parthenon is not
to be maintained here, it is reasonable
certain that all Oregon would delight
in its reconstruction at Ashland. Thnt
city is spending a very largo sum to
dcvolope a great resort and the benu
tificntion of the mountain park prac
tically in the heart of that city is now
in the hands of McLaren, father of
Golden Gate Park's Landscape beauty
and also responsible for the Exposition
grounds. The Oregon Parthenon
would have perfect surroundings
there, and as a convention hall, muse
um, casino, or something of the sort
it would serve a good purpose and ad
vertise Ashland as nothing else could
nnd result to the great advantage of
Oregon in general.
A few days ago a lady approached
ono of the Oregon's representatives
here and said: "I'm from Los Angel
es; I have heard of Oregon apples all
my life but have never tasted one,
I have inquired around here in the
building nnd they tell me there arc
none for sale, but I'll tell you what I
will do I'll give you twenty-five
cents for just one out of that box there
and if you won't take twenty-five
cens I might give you fifty." Need
less to say, she finally got a fine Ore
gon apple at no cost.
On November 15th, officially desig
nated as "Oregon Apple Day" all
comors can get n sample of the fruit
for which there have been so many re
quests. The commission has arrang
ed for the distribution of something
less than 200 boxes of Oregon apples
on that day Spitzcngcrg of 90-to-the-box
size and during thnt day a pro
gram involving music and addresses
md special features will bo earicd out
The Exposition has asked for this day
and will co-operate in every possible
way to make it memorable.
Oregon's competitive npple will be
on display at tho Palace of Horticul
ture (luring the present week, large
shipments being now en route. The
bulk of tho entries will come from
Hood River, thirty entries of a dozen
varieties licing offered from there,
while Rogue River will constributo
largely. Tho Willamette Valley and
Eastern Oregon will furnish a few en
tries of different varieties.
Edna McDonald-Walls was award
ed $0000 in her damage suit against
the Smith Powers Logging Co. for tho
loss of her leg, over a year ago at this
place near tho depot. Coq. Herald
Geo. Guerin left several dnys ago
from Linglois for his homestead on
Coos river, from whence lie will go to
Itoseburg to defend his claim iu a con
tent tlrnt will bo culled at that plain
tomorrow. Mr. fliierln mudo proof
upon his cliilm hnveial years ngo, but
bin patent was never Ihhih'iI and now
the government him inxtitiili'd it con
it. Klini) Mr. Gum In look Hie pluiut
it wutt brown Into (hit 1'nrmt Jtncirvn
whluli fun! piobubly bun Mimtillilng lo
u wllli lliu iiiliH.."'oi Oiforil Trl
ft
ft
BANDON GARAGE CO.
For Your Automobile Troubles
Largest Line of
Tires and Acessories
in the City
Expert Machinist at your Service
FOSTER & HENRY, Props.
Telephone 51, Second St. nnd Chicago Ave.
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Don't Give Yourself Cause To Regret It
fyf because you rejected placing
your valuables in a safety de
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greted their tardiness inacting
fires and burglars have cost
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Our vaults are fire and burglar
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f Large Two-Berth Outside State Rooms With Run-
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J Eight Day Service Between the Coquille River and
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FIRST CLASS PASSENGER FARE, $7.50
FREIGHT RATES, $3 ON UP FREIGHT
I Reservations: J. E. Norton, Coquille; Perkins',
Myrtle Point; E. B. Thrift, Langlois.
J. E. WALSTROM, Agent, Bandon
Fort Rock-I W. Stratton erects
feed, griHtmill and hiiHlnesH block.
Corvallis will lay 1200 feet of ten
'nclt newer with bonne eonneftloim.
Crown-Willametto Paper iiiIIIh h1iIi-
oinK to AuHtralla.
Tho IjiiIIiV Aid of the M. U. 'Iimrli
will meet every 'ii i l.iy nfii p (i
in (hi) iuilor of Hi" 'huiili iji lil !
rwlH' llOtllifd 'Vlll't ..(,IIUI am
aro invlUil "
The Bandon Recordei
AGENTS WANTED,
Everywhere
To Sell -
Madame
Du Four
Face
Powder
wbli h 111 rinr"t
in lunr I'olort
A ml Tim Mri
25c & 50c
run JIIM,
Kn4 U Clump
Julia Marlow
Tr wild
Mt'i'iiiiiiiiriiil
llMiluiur
Mm I uui'
I'urr
0 t'vHitri
iTfii)ururCof,w.ihaa