In
v. (
T U JQ
it m it a ii n .nt'ii.s' , UAiUMV np.t'xTV, o h w n o y
The Muscle of Independence
Your saving capacity is
the nucleus of muscular de
velopment in the world of
dollars and cents.
A savings account in this,
bank helps you to concen
trate on the habit as a. ne-
CULTIVATE
THE
HA'BIT of
SAVIN a
cessity. You are constantly
wanting to "add to your pile" and to "watch it'
grew."
This makes saving a fixed printiple with
you and leads you to financial independence
later in life.
All men make money now-a-days, but only
the wise man saves it, and saving was never easi
er than today.
This bank knows you by sight, or by name
it desires to know you by business contact.
First
National
Bank
Burns, Oregon
The Bank That Believes in Harney County.
No. (I!il5.
ltoport of tho comiltldit of Uio FiltH'i1 NATIONAL HANK nt iMirns, in
llio fcSluto or O-e,oh, at Uio olosio 6r IhihIiiobh December Hi, Ml) Of
" HlWOlll'OOM. . ' . ' .
LoniiB mvrt dlncouniB, lncludln redlHcountH $nrt-ijS4 C70 . ,
.$io.ao
Deduct!
NotoH and
Overdrafts iititsuetirotl
Id H. rJovirnmmit N'iii't(ltH owned:
DoponUod to Bocuro circulation (U. S, boiidu at pur) 00000,06,
Pledged to Hoouro U. 8. deposit (par valuo),. 16,00,0,00'
.Pledged to Hocuro postal Muvingn dopoHltn (par i . .
valuo) 1,000.00
Pledged riH collutbrul for Stale or other doponltH
- or bllla payable- 15,000,00
Owiiod and unpledged 20,550.00
Other HoiuIm, KCCIirUICH, clc.t
Honda (other than U, 8. bonds) pledged lo floeuro .
poHtal nuvlnga dopoHlt , :...J 1,00000,
,$ocurltla, other than U, H, bondH (npt including . ' . "
V sIqcUh), owned nnd unpledged 1S;J,17.0
Total bondH, HocurltloH, etc., other than U,.B. '
Block o( Federal Hcnorvo Dunk (Gu per cent of HUb- ', ,
sorlntlon) .. '.
Valuo of banking Iioumo, owned ttiiduiulncUmbOrod , '4,fi00.'00
Equity In banking hoime.......
Furniture and fixture '.
Lawful ruHurvo with FodurAr KOMurvi) llnillc :
Oiuih In vault, and net umouutH dim from national
hunM - ' '..,. '
Not amount due front ItuijUw, b(ii)orrt,, aiuLlniut-
companion (other llfau In .hint two Mourn).,;,
6hcck on .other hunkrt In the mimo clt' or town an
ronortlug haulc '. ...,,-.....
Total of )at three Horn .. 100,1
Chocka on hunlm located outHltto, of city or town
or reporting bank and other ciiH)pltonif. ......
Redemption fund with ilU 8. Treimurar and duo
from U.' . TreaMiror. ......
.Intoront earned but not collected rapproxlinjito M
on Noton and 11 1 1 1 Hocolvnblo not jxihI duu f
1 ".i'
bllhVredlHOonntcd 121,402.00 f443(flC3.80
1H0.H0
STATEMENT OF THE CONDITION OK THE
Harnev Countv National Bal
u u
102,550.00
10,717168
.v- r
' 3,000100
3 000.00
.laj'oc.oti
10H.OOC.03
41.00
. 000.02
2,500.00
l.tiooa.s.'i
Total.
Capital Htock paid in..
JilalillltloN.
h
LOCAL
ConimlHHloneri Jap McKlnnon aim
II. U, Uuhh expect to tako their do
parturo tomorrow for Portland to nt
tend u mootltiK nt tbo Htato IIIkIiwh)'
ComnilHH(on. They aru koIiu; out by
way of llond.
l A 1inaatitr nt tlilu nflli.. f.rrlv.t.Y
Mm. William Hanley arrived homti i.mnn n.i- ufr,w..i rm wiw.ri
today from Portland whero Bho had 1)UI)flnol,B trip to nutitldo points. He
been ror a month. WllH Ullr0riunutu In inakhiK train con-
' nl . , , , , ., noctloiiM on bin return, which mado
James Plrlo wiih down from bin , , , , nrrlvlnie b me.
ranch on Cow creek tbo foro part of , m ,wlu Hrr,v,,,K m,mu'
IhlK woek. ! hIk Hill Hanley wrltOH the hoito-
Mr. and Ith. T. 11. Short took tholr.tnry of tbo Commercial lub from
doparturo laot Sunday for Portland linltlmoro, Maryland, the following
'trhoro they ko to hcu a little Kraud
daughter who Is reported very Hick.
They went out by wny of Crane.
"What lit the uso of nrgulitK that
tbo coiiHumcr pay the lucomo lax?
Of rourHO ho doe. Ho pay ovory
tking because bo In tbo only mini who
tmnHot panH it along; but ItiHtead of
icroanlng and cummIiik over it and
taming bolHbovik, why not turn our
attention to niaklng the consumer a
Mffgor producer ho ho can pay no me
of tbese tbhiKrt without Injury to
bt
intoroHtliiR wordn: ''Tbo Htock con
volition him ihv mintmrt. I'lontd tni
know irrlRatlnu l moving bnrmoiil-1
niiBly, for tbe futuro Ih unity, of pur
POHO,
Harney county land owner should
Judgo H, ('. r.aveim, who Iiiih boon
very Hick ut, bin homo in thlx city, in
Improving aulte Hujlnfactorlly. Ho-
OHUHO Of HlckUCHH Ollll tllO HCHTClty Of
competent help in tbo way of caring
for the patlnntB hh well as holp' In tbo
hotel, Mri. I.ovoiib found it nccemiary
to close the Iioubo for tbo time being.
7,157.72
37 1,958. 08
SurpluH fund . a mr- -
Undivided proflta i ; n2.2fiS.38
Circulating noten outlnndliiK 4
Certified cbeclci outhtandlng
Ciwlilor'n checkri on own bank outHtandlng
Total for lant two ItoniK
IHriuaiul ilepONltH (other than bank depodtN) Hubert
to lU'ncno (dvpoHltH payiiblo within 30 days)!
Individual dopoaltA tiubjcct to check
Ccitllicntctt of depoHlt duo In lens than 30 days
(othor than for borrowed money)
Othor demand depoRlta... ,
Total demand depilti mibjcct to reserve
Time drMiHltN Hnhjorl to Itcervc (paynblo lifter 30
duyi, or Hiibject to 30 days or more notice, and
poHtal Having ) :
Cortlflcatoa of dopoult (other than for money bor
rowed :
Other time dopoHltn
Total of time ileponltn subject to roHerve
rolled Kioto dcpoxltH (other than pontal hiivIiikh): t
War loan deposit account 3,375.00
Other United States deposit, Including deposits of v c
U. 8. disbursing otllcnr r. 0,190.11
Hills payable with Federal Heservo Hank
Letters of Credit and Travelers Checks sold for puhIij
and outstanding
?733,78C. 50
t
$ 50,000;oo
50,000.00
52',2CK.38
60,000.00
5 1 5 (I
7,152.22
124,128.02
.144,830.22
2G.924.2fi
204.20
122,082.51
1,440.1 1
15,000.00
702.06
?7.'3.78G.5G
121.402. oq
Total f...
MabllllU'H for rediscount, InrluilliiK those will) Fed-
cral Reserve Hank . ..nt.,...' ." '
Total contlngont liabilities x..
State of Oregou. County of llariioy. ns. .
I I I 1 u. t t.l . . A . 1 I t. .
i, r.. M. i.miniir, v.HNiucr uiiim anovo nameu minx, no soiomniy sweur
that ttiu uhovoWalomenl.lH true ro the best of my knowledge and belief.
' .H. U CONSKiti Cashlor.
Hubscrlbed and sworn to boforo ia thin 10th dav of January, 1920.
. . MAHV L IH.OTT. Notary Public.
My Commission expires April 10, 1920.
correct Attest: It. T. IIUOHlor
O It ANT THOMP.'JON
JOHN D. DAl.Y.
- Directors.
Halpb Cattrnop whs In town the
ouier nay from, uiwea.
Wood alcohol has been getting a
Mrs. L. N. gtallard was
bor homo on Otis creek this week to
attend the funeral of her ulcce, Mrs.
This shop bad a lettor from 11, M.
Ilnrtnil lli.i nllinr ilnv In ulifoti In.
luuiuj in ii ti uwnt-rn biiuiiiii n 0...
vol mvm" nt Mm itloctlon for thii Ir- '.asKeu io novo Ills uouross ciianged lo ,"u" rvim.
rigatlon district on Tue.da Wbru-Ihw part of InlfKU AUor)10V 0. . I(5onrd WnH n ,ulH.
ary 10, for on this doponds the chief recently purchased a permanent Mn-L,.,,,-.. niI. ThlirM,nV nn i,iu WI1V .
crying need of tbo valley water -iter homo there. Hu said they hud .Balem whero lift had local IiusIiiiiiIh to
lot of free advertising of late.
over from V"'n "ot a bl ,,ry thank
Dul
PAID IXCAI8.
veto the irrigation iilstrict. no a H K00,i jHUg, nt 'Mother" Jameson
committee of one to boo that your .. . . , ,. . , , ,
neighbor votes. The people of this gently, She remarked that she had
community can hoo a great future to j lived, a good many years but It wiih
the surrounding country It that voto.tho tlrst time In her life that she ever
fa favorublo. bunted the shude In Juuuary.
T y. OU KNOW,. It's funny
Y An' happon to ull of us,
I
The wuy things conio about
An' the town and stato
Wo live In.
An' some of them aro bo good
An' soio so darn bad,
That it makes us hit up an' tako notlco
fir tbo town wo live In
An' tbo town wo don't live in, but
Hear of repoutodly
Hear about all tbo good things thoy've got,
Kino big churches an' school houses
An' Public Libraries and big brick an'
Stone Stores an' a city hull an' clock
An' a Commercial Club
That folks no to an' thrash
Out their difficulties
An' help to get now industries
Jnto tho Town, An' payrolls, an' Irrigation.
An' we notlco that that town
Is a town where folks buys '
Homo produce an' trades
At Homo too, ,
An tho other town an' tholr
Folks an' stores,
Can look for themselves. ' :
'Causo maybe thoy'or clear out
Of tho country un' state
We live In.
An' you can boo if you're
Half as liberal minded
As wo hope '
That by your cooperation an' mine ! ' ,;
An a liberal amount ... i ' ,; 4
Of Clvlo Interest, ... t :
Which same vou hnvo. J c lrMa- ilv
An' can oxlblt by trading at. Homo an';bbosringr;t
T 'XT .
4
1
1
Wo can bring Into being
Thom things wo both
Want nn' strive for,
A better Hums for
You an' mo nn'
Our Posterity.
If wo'ro that lucky,
"Tho outcomb of. logical Judgmont"- ..
1
HARDWApE
. S. Geer & Co.
look after boforo the supremo court.
Dan Kosenfoldt, tho hat man, who
lias tieen making this territory for so
many years, Is bore this week calling
upon his customers.
lluv. n. 8. Hughes and family and
bis-brother Q. F, HughoH, took tholr
departure last Ruiiday afternoon for
uaKor wnero they wij remain for a
a time. Tho epidemic of lntliiur.a
provents any church services and ilur
the time tbo Hughes family will visit
in llkor with relatives and friends.
J. p. Jtounsflvella returned homo
this wepk from a trip to California.
Mrs. flounsnvello accompanied him
out Ijjit returned by way of Wlnno
mucca to Donlo whero was going to
visit for a time with her sister, Mrs.
llathrlck. Upon arriving hero Mr.
Itounsevollo was Informed by tele
I gram that bis wire wan seriously 111
.....At. . - f 4 . . .
wiui inioiimoiiin louowiug nn aiiacK
or Influenza nnd ho madu propara
Hon to go to her but a lator wire was
to tho effect that sho was hnter so be
did no go. Ho has been looking af
ter the -work of erecting his business
building slnco arriving homo.
Krnost Hoynvnan. who recently dis
posed or bis ranch in ths vicinity, has
wrltton a loiter to this odlco rrom
CoUax, California, asking that The
Tlmos-Herald be forwarded to him
there for the present. Slnco leaving
Burns Mr. Heynvnan and tamlly trav
eled over a big territory and aro now
at tho home or nn undo or Mrs
Koynvnnn'fl, Krncst urgos all husto
in construction or tho Irrigation pro
ject ns thus ho sees Harney valley
como Into its own, During his tour
of the country ho has round water tbe
vino iiiIIIK UIUI linilgH HUCCOMH. THO
Bection whoro bo Is at presont Is not
blessed with tho soil wo have but ii
Is proupeorous because of cllnmto and
water. Water and lunshlue will do
tho sume (or thij -.ection, thinks Mr.
Roynvaan us ho can ploturo Harnqy
valji, in ton yoais with its field h u
alfalfa, slloj and dulry h .rdi tin wo'l
at iio llorjfr.VH.
VVMimur Nlifht nnd Mornlnd.
Hai Cttan, Healthy
Eyu, If they Tire, Itch.
loo, Oyav Jt? oinsri or nam, 11 sore,
&.. t-ir-C Irritntcd. Inllamtd or
WVH 111 CO Granulated, nee Murlnu
often, .Sontlios, Hcfruilte,). Safe for)
. Infant or Adult. At all UruggUts. Write for
Free Eye Book. Moriw En KiaiJ Ce ftuiu
Tho price of bread hns been ad
Vnnced at Pago's 8weol 8hop but tho
xlzo of tlo loaf has been Increased to
correspond. Loaves aro now 20 or.
instead of Ifi and tbe price Is 20 cents
for ono loaf, two for 35 cents, throe
for 50 conts. Adv. 1-31
Arrangements hnvo been made
with the Sklens delivery servlco to
dujlver our meats to any pnrt of
town. O.-W. Cash Market, Phono
No. 5. 1-31. Adv,
Gentlemen's clothes Inunderd and
monded; buttons sowed on; good
work; prices reasonable. Mrs. John
Johnson, at south end or Main street,
or loavo at Whlto restaurant. 1-24.
When sck go to King's hospital,
nost equipped surgery in tho interior
and graduate uurso in charge.
11-2 2 tf.
A I Kit I1 NO the PAINTKJt
Hoiiho Painting Auto Painting
Sign nnd Pictorial Painting
INTKItlOH DECORATING
IMPKRHANG1ML AND TINTING
FIRST GLASS WORKMANSHIP
Staining, Graining and Marbling
Dressmaking
Plain and Fancy
Sewing
Masquerade Costumes
Mrs. F. A. THORNTON
In tbn Locher Hullding, ncros
1 street from Summit Hotel
Phono QCO
TACOMA Gl'N HTOttK, INQ.
TACOMA WAH1J.
Largest Stool? of Hunters and
Trappers Supplies in Uto Nortti
wost ICspoclai attention to
niall ordor.
8ond 0110 cent stamp for cntUr
lopuo.
of Burns, Oregon
DECEMBER 31, 191
' RESOURCES
Loans antl Discounts 4 - - - - -Bonds
and Securities - - ..- r ,
TTnifn1 Gfofna T?nnrlfl m
Furniture and Fixtures
Rrn1 Estate OwrTddff
Stock in 'Fcderar Reserve .BanKSV, -
RGdcmntion Funu .- -.
Cash and Exchange
M,
t.
$430,761
135,
34,5(
4,47i
1,0(
1,3
230,588
.$840,691
LIABILITIES.. ;
Capital Stock;
Surplus - -Undivided
Profits
National Currency
Reserved for depreciation Liberty Bonds
i , ' , J4
'$
26,00(
52,00(
6,28(
22,50(
731,711
$840,691
UNITED STATES DEPOSITARY
OREGON'STATE DEPOSITARY
ACtOtiNTS INVITED
We are Agents for
Dr. Hess Stock Reipiedies
Poultry Panacea 30 and 60c will make your Heni
lay more eggs. .
Instant Lice Killer 30c
Stock Tonic. A fine conditioner and worm ex-J
peller. 30c, 60c, $1.25.
Dr. Hess Dip. An Ideal Disinfectant.
REED BROTHERS
The Itexapl Drug Store
Ho careful of your Htep, non. At t Lawen but Ih npt known Y.'hcli
nrrnnt tirlci It Ih iiafrtr In Inkn he COHtemplntetl retiring from
llfo than to Kteal un egg. ''d or continuing tlie liumneiw. ,1
o
CAUI) OF THANKS
Harry Qouldln and bin chlblM
Spain, our connulH toll un, hflH a
surnlUK nt roul. Hut who In huM
wantH to freexo to death going over Ocorgo MncLaren ad hl fJ
thoro to keep wnrm7 jdexlro to cxpresn tholr sincere tbM
o io i no goou peopio or iiiih coraraui
LOCAii APf r:
AL. ror tueir Klniuy aid una nypti
during iheir recent trying oereai
ment.
Tho Kugono Itegliter of January
7 reporta tho wile of a More in CAM) OF THANKS.
Springfield recently, tbe purchaser I Wo take thin eana of extendi
being tho Director Brothorn of Port .bur nlnrere thankn to the mi
lanu ami i. weinmoiR or uawen. it rrtenda for the klndnetn shown ii
tte the. general merchandlHo bi- ympathy extended during our n4
imn had been .conducted by the M ; erveif''h s.,nup(Iin
u.r owiiors lor it. yearn, wr. weiu- Mua. KLLA MARTIN anil
stein iiiih a genornl morchanduo Htore 1 FAMILY
SERVICE
GARAGE
owned and operated by ex-
SERVICE
men, who give absolute
SERVICE
and satisfaction to
customers. Sells DODGE
BROTHER CARS and
FIRESTONE TIRES
Universal Garage
' . -yours for
4 '- .
...... o -is.