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About The Bend bulletin. (Bend, Or.) 1903-1931 | View Entire Issue (Jan. 18, 1917)
I1BNI) IIULLETIN, IJENI), OREGON, TIll'n.SDAY, JANUARY 18, 1017.
wan prcsont at yesterday's meeting
of tho Desort Laud Doard, and ex
pressed his satisfaction at tho pro
posed plan, stating that ho believed'
It workablo and best under tho circumstances.
:daly's decision to be
STATE IS INTERESTED
Ho Of course there's n big differ
enco between n botanist and a florist
She Is there really?
Ho Yes; a botanist Is ono who
knows nil about flowers, nud a florist Is
ono who knows all about the prlco
pcoplo will pay for them. Boston
The clock struck 12.
"I wUh I had enough money to trot
el," remarked tho young man.
"Hero's n enr ticket." announced her
father, making his appearance at that
point I.otilsvlllo Courier-Journal.
RIGHTS OF BORROWERS EXPLAINED
UNDER FEDERAL FARM LOAN LAW
ImmI Hourd'fl -Itcfusul to Ilrlcoae II
tIkiiMou Company From Itond
Until Bottlers' Cause Right
ed, is Influence.
IKrom Wednesday's Dally.)
(Siwlal to The Dally Ilullctin)
RALKM, Or., Jan. 17. Judge
tonly's decision giving nil tho water
of tho CheWaucnn rlvor to tho Cho
"waucan Cattle company, thoroby ron
tiering vnluoloss tho I'alnloy Irrlga
gatlon project, will bo npponlcd to
tho Bupramo court. According to
'promlnout uttoruoya hero and In
i'ortlnnd tho chancca o( obtaining a
reversal of tho Daly decision aro
bright. If a decision In Its favor Is
obtained In thn supremo court tho
Irrigation company will positively
vomploto thn project.
A weak ago tho Portland Irriga
tion Co., a subsidiary of tho North
west Townslto ., which Is back of
tho project, amiounrod Its Intontlon
of making no appeal from tho Daly
decision, becuuso of tho cost Involved.
Jhicnuso of thn financial loss to tho
Keillors on tho project, who hnd In
vested heavily in tho stock of tho Ir
rigation company, It 1ms now con
cluded to tnku the caso to tho higher
According to tho nrrangomeutH
which havn been practically conclud
ed, tho statu Ih vlrtualy becoming n
Imrtner with thu Irrigation company
In prosecuting tho appeal, Tho Dos
rrt Land Hoard will nsk tho lcglsln
turo for f L'.riOO to moot half tho cost
but, It Is understood, that tho com
jinny will uppeul regardless of tho
Htiito Vitally Inti'ii'Mnl.
Tho stntn Ih vitally concerned In
villaining a roversnl of Judgo Daly's
iloclslnu, not only Mr thn purposn of
liratccting thu settlors, but bucifuso
tho very existence nud valuo of the
'.State Water, Hoard Is Involved. If
IIh finding aro to bo swept aside
'stood by tho governor In his sug
gestion to put tho mutter up to tho
i:unilimtlun to lie Tlinnuigli.
If thn leglslatum sees the value
wf this appropriation, tho Desert I.nnd
Hoard will select two engineers act
ing with Project Manager Fred N.
Wallace to conduct a thorough examination"-
liito tho defects In the
reservoir It wits decided that If
tho examination and repairs would
vost morn thnu tho amount to bo
Mskod for, action would bo deferred,
but If tho cost runs less than $25,
000, repairs should begin Immed
iately and tho unexpended funds re
turned to .the state.
Project Manager Fred N. Wallaco
"Como on, Hiram! Don't you waut
to sco tho ossified man"
"Nnw. I kin show you a whale town
of 'cm." Kansas City Journal.
His Carly Struggles.
She Toll mo about your early strue
tics, no There's not much to tell. Tn
mora I struggled tho mora tho old man
laid it on. IIoHton Transcript
After croiscs and looios men grow
humbler and wiser. Franklin,
When a man sits down and hopes
for tho best ho is apt to get the worst
Not In It.
"I'm sorry, then, but you'll have to
count mo out of tho debate" Detroit
Pour chairs nt your aorvlco at the
Motrpolltan. No waiting. Adv.
ONE CENT A WORD Is all a little
Want Ad will cost you.
Call for I'mpoMab.
Tho County Court of Doschutos
County, Oregon, will recelro soalod
bids or proposals as follows:
1. For approximately nlnoty vol
umes of record books, and for office
supplies nnd fixtures.
2. For not less than SIX Standard
.1. For till) transcribing of Its
Intorest In tho records of Crook
Proposals may bo submitted sep
arately for Hooks, nnd paper stock,
for cabinet stock necessary, for tho
typowrltors, nnd for tho Transcripts
from Crook County.
Specifications aro on fllo In tho
office of tho County Clork for said
Deschutes County, where they may
bo examined b.y prnspectlvo blddors.
All bids must bo filed with tho
County Clerk for snld County not
later than tho hour of flvo o'clock P.
M., and must bo accompanied with
a certified check on somo responslblo
banking houso, to guarantee that
tho successful bidder will enter Into
proper contract nccordlug to tho re-
Ulromout of snld specifications.
Snld check must bo payable to tho
Treasurer of said Deschutes County,
and for an amount not less than fO
per cent of tho amount bid.
Proposals will bo opened publicly
nt the Council room In tho O'Knuo
building In Ileud, Oregon, on Mon
day, January 20, 1917, and tho
Court expressly reserves tho right
to roject any and all bids, and also
tho right to reservo any action there
on until, tho first Wednesday, in
March, 1917, It such notion bo found
Dated at Ilend, Oregon, this 17th
day of January, 1917.
J. II. HANKR,
(From Tuesday's Dally)
Iiy lrank R. Wilson,
Of tho Federal Farm Loan Bureau.
WASHINGTON, D. C, Jan. 16
The right to borrow under tho Farm
Loan act Is limited to farmors and
Farmors or prospcctlvo farmers
who wish to borrow, group them
selves Into Farm Loan associations,
each association being composed of
10 or moro farmers, and each as
sociation starting with a minimum of
nt least 120,000 of loans.
To Join, a farmer merely makes
application to tho secretary-treasurer
of tho loan association In his
community. If nono has been or
ganized ho should got together tho
required number of borrowers and
organizo an association. r
Tho Federal Farm Loan Hoard at
Washington will furnish, on appli
cation, a blank, form of articles of
association for such organizations.
Then tho organizers meet and adopt
theso articles nnd sign them, nnd
tho secretary-treasurer makes affi
This association then elects flvo
or moro directors and tho directors
then olect a president, vlco president,
socretary-trcasurer and a loan com
mittee of three mombors.
As soon as tho Fodcral Land Hank
of that district Is ready tor business
It will provldo this local association
with additional blanks Including an
applcatlon for a chartor and blanks
for tho loan commltteo to use In tho
work of appraising tho farms.
As soon as tho loan commltteo Is
olected It may proceed to appralso
tho farms upon which mortgages aro
to bo placed. Its roport, which must
bo unanimous, must accompany tho
slgnod articles of association and bo
tllod with tho Federal Land Hank
of that district.
When this Is dono tho appraiser of
tho Fcdoral Land Hank will, como to
Inspoct tho socurlty otfored and ac-1
cept or reject the report of the loan
No ono farmor may borrow moro
than 110,000 nor less than f 100.
No National Farm Loan association
may start with aggrcgato loans less
It John Smith, a farmer, desires
to borrow $2000 ho Invests In the
stock of his loan association one
twentleth of this amount, of $100.
Ills association then Invests this
monoy In tho stock of tho Federal
Land Hank, enabling It thus to In
crease its capital bo as to mako an
other loan of $2000 to somo other
farmer. Tho borrower gets his In
vestment back when ho pays off his
loan, or ho may turn It In as tho last
payment on his loan.
Farmers aro required to form theso
organizations so that they eventually
will control tho Fedoral Land Hanks.
Each loan association votes In tho
election of the directors Of Its Fed
eral Land Dank. Each association
has a loan commltteo which values
tho land of Its mombors subject to
tho approval of tho land bank ap
praiser and tho Federal Land Dank.
Each association has a board of di
rectors which has tho power to ox-
cludo or admit now members by a
two-thirds voto. It Is through this
local loan association that tho far
mor invests tho monoy to bo used for
Increasing tho capital stock of tho
Federal Land Hanks, and this is how
tho farmer comes into possession of
bis own banking system.
Farmers nro permitted to borrow
up to 30 per cont of tho appraised
valuo of their land and 20 per cont
of the appralsod valuo of tho perma
nent Insured improvements th croon.
It Is not necessary tor a borrower
to bo an actual land owner when he
Joins, but tho landless man must
uso tho borrowed monoy to pur
cboso land which ho Intends to, im
mediately begin farming.
Anothor chapter will bo devoted
to this feature
productive uses and provides a way
for him to got out of debt from tho
profits of tho Investment.
Thus tho Farm Loan net places
within easy reach of tho farmer tho
means to help himself and stimulates
his business initiative. Tho long
tlmo loan, with Its small nnnunl pay
ments, puts a quctus on tho terror of
In tho middle nces the cuckoo was
thought to be n god who took the form
of n bird, and It was n sacrilege to kill
him. The Romans were less supersti
tious and more practical. They caught
him. killed him nnd ntc him and held
no bird could be compared with him
for sweetness of flesh.
The Next Thing.
"Tills Is the sunset gun. The com
Handing ofllcer bn3 to hear Its report
"And ruppcxo It Bhould fall to make
"Then I bare to make a rcport."
Ho Was Soured,
Wijrwag I can always tell a mnrrled
man when I meet one. Ilenpockko
Ob, I don't know! Yon might occasion
ally ran ncrons n bachelor with a
grouch. Philadelphia Record.
THOUSANDS ME AH RESULT 01?
LOG RLAHTING THK POWER
PLANT l'RKl-'D EJIOM ICE, AND
MILL RESUMES WORK.
La Jcrz In a New
Combination For Winter
MORTGAGES GRADUALLY RETIRED
UNDER FEDERAL FARM LOAN ACT
. . JV "nlblM ,.. tljfct JM mtf lock up but ll hM t, doukl. icllnl ipilor. SliM
IkMt l muck aiulaiuimtitcillr Aim tuck laroimt pltoa Uim b IhiwmI C kUwt
r t.utki41 altriMlf far tecum ihootlac,
MARBLES Flexible Rear Sight -pv
mWI4 t4 hMesi
t4 f v M MM
wnwl Want" 4
4 m-I tm iiM,
4 U '
Hy I'nink It. Wilson,
Of tho Fedoral Farm Loan Hurcau.
(Written for tho United Press.)
WA8HLN'aTON, I). C, Jan. 17.
Ono of the features of tho Federal
Farm Loan act which makes a strong
appeal to fnrmers, Is that It .compels
them gradually to retire their in
debtedness through a long or short
period of years.
This process Is called amortiza
tion. Ilndur It thu Interest and prin
cipal aro paid off In equal annual
or senil-annunl Installments through
out tho porlod of tho loan, bo that
at tho end of tho term of tho mort
gage tho borrowor Is out of debt.
All loans under tho Furm Loan
act aro mndo under tho amortization
or Installment plan. Slnco tho bor
rower boglns puylng off htsulobt tho
first your nftur ha gots It.' and bo
causo a long tlmu loan Is best suited
to farmors, borrowers under this
net nro permitted to execute mort
gages to run from flvo to forty years,
nt their option.
Permission Is given to pay all of
tho loan or any part of It on any In
torest paying dnto after tho mort
gage has run flvo years. ftorrowera
nro not permitted to pay off within
tho first flvo years, because thu
monoy which they bate borrowed
has bcon procured by tho bank
through tho salo of Its bonds, nnd
bonds ennnot bo sold for a shortor
porlod than flvo years.
Tho uso of tho borrowed money Is
limited to tho following purposes:
To purchaso land or additional land;
to pay off existing Indebtedness; to
purchaso llvo stock or to mako nny
productive improvements, such as
clearing, fences, drainage, buildings
Tho object of amortization Is to
onablo a farmer to turn n mortgage
Into an Investment. When ho can
borrow at a less rata than It ylolds
him lie la ablo to pay off his Indebt
edness out of tho 'profits of his In
vestment. A long tlmo loan enables
him to use his monoy Judiciously so
that It wilt contribute to Increased
valuo of his laud and Its Increased
Heretoforo farmers havo not been
ablo to borrow for tong time periods.
This discouraged Investment In llvo
stock and for many other purposes,
because tho returns aro alow. Short
term loans made a speculator out of
So tho Farm Loan act, In addition
to providing a way for tho farmor to
borrow to tho limit of safety. Induces
htm to put hla borrowed money to
(From Wednesday's Dally.)
That thousands of fish in tho Des
chutes rlvor nro bolng killed by the
blasting or logs from tho lea at the
mltla la tin ,itnn,l nf umlsr.n. u1
...... ..nA,l Ih Un .1.,.n.nlf.. f.
UIU UllbUfjVU . ,.IU UlUIMItlll, HOW
largo a stretch of wator, In addition
to that In which blasting operations
nro actually bolng carried on, is nf.
foctcd, Is not known. Throughout tho
night detonations of tho high ex
plosives used to froo tho logs so that
tho mills might continue runnmg,
wore heard at frequont Intervals.
Tho minimum reached by tho ther
mometer last night was eight degrees
below zero, four degrees wnrmor than
tho proceeding night, still bitterly
cold, but making enough difference
so that no mora foars for tho clos
ing down of adltlonal plants of the
Bend Water, Light & Powor Co.
wero felt. A small forco of men Is
still being kept on hand for emerg
encies, but tho worst was passod yes
torday aftqrnoon when tho main
plant waa freed from Its Icy hind
rances, and tho normal production
of power was mndo ponslblp.
Today tho machinery In tho plauor
and box factory at tho Ilrooks-Bcan-Ion
Lumber company mill, closed
yesterday for lack of olcctrlo power.
wan humming busily, 'J,
Householders In tho city aro still
In a sad prodlcamont, nnd with
plumborB working day and night to
thaw out pipes and repair leaks, It
is estimated that tho work cannot
bo finished until Friday or Satur
day. Approximately 100 woro on
tho waiting list today.
' A on.ploe of wlntarfa illk itrty la
banded lth Ifuilmn nl, cl(MI wltli ball
button ftlnlnl with an embrnliltred nar
row bell ami tucked acrou th yoka In a
bamming ntck Una. Thl mak an Ideul
town for tnornlnfi.
OUT.U J'OR IKNI)
(Continued from Page 1.)
Also u Full Line of
Bend Hardware Co.
BUICK AND DODGE CARS,
OXY ACETYLENE WELDING,
A FULL LINE OF GOODYEAR GOODS
WITH GOODYEAR SERVICE
All work guaranteed.
Our repair department is operated by ex
WALTER COOMBS. Mgr. '
la a most substantial now town, de
clared Its climate second to none,
Its resources prnctlcally unbounded,
tta scenery romlnlscont of tho beauty
spots of tho southland, and its res
idents allvo, up-to-date, and bust-ncas-llke.
"Man has two makers, God, and
himself," tho spenker declared. "Qod
gives us tho raw matorlal. Wo must
mako character. Also In nature, he
gives us tho raw matorlal. Horo In
Rend Is mngnlflccnt opportunity. My
friends, It's up to you. Tako nd
vantago of It In such n way that you
will bo proud 'of yourselves and
proud of your town. And so that your
state and nutlon will bo proud of
Adicii Iking AoMmmI.
"And don't bo bashful. Advortlso'
your resources throughout tho coun
try, particularly in California. I
travel on nn averngo of 25,000 miles
u year, and I havo heard moro In-
qulrlen In tho last 12 monthB lu nA
gnrd to Central Oregon than liicoii-"
noctlou with nny other part of th"
country. Thoro nro big interests
ready to como lu here it thoy only
knew what you havo to offer, and
ready to help If you need uny assist
ance." Western L'nlon Moving.
Tho question of tho Dunham Falls
segregation, tho bringing of tho
Western Union oftlco and tho express
ofllco closer to tho heart of tho bus
iness district r and the Bonding of
Tumalo mall froBNUcnd, Instead of
neschutcB.-all'advocatod by Tho Bul
letin in 'an earlier iaauo, woro taken
up, nud It waa roporJjOd that wire
aro bolng strung today for tho tote
graph office, i- Tho Ilenham FaU
matter wa8 referred to tho Irrigation,
commltteo, and tho oxpross ofllco
and the mall question to tho trans
O. R. ItllnRnN Pm.lHnnl v l T ta n 1.1
U. C COK. Vlen Prnalilnn T. n lLntivunini 4t -,... ui '
via ri,i.n ,,," ,?--" T """" "V'.M"U' "-?1? vuau.ur ,
n. n. uninun, vico iron, U, A, SS1U YUll.ABSt. LaBfllOr
The First National Bank
OF BEND, BEND, OREGON
Capital fully puld
Surplus - . . .
S YOU Will have
a large amount of
surplus hay this fall
and as this (Banlt
has a large amount
of surplus money,
toe desire to loan
you $100,000 to
purchase cattle or
sheep to eat your
"'If you are inter?
aled call or write
T FIRST NATIONAL BANK OF BEND