✷✡ ➋✝☛ ☎❖✄ ✞❱ ✞ ✫ ❖❆✥ ✞ ✆☞✝❨ ☛ ✞❆✌✁
❲ ✁✂ ✄✁❆❨✱ ☎✆✝☎❖ ✞ ✟✵✱ ✠✵✟✽
BUSINESS & AG
❙ ➚➘➹ ✞✟❙
❋❆❈ ➚ ✠✞✞✡
➴➷➬➮➱➬✃❐❒ ❮❰➷Ï ÐÑÒ❐ ÓÔ
➂❿Ú❻➃➂❿ ❶ ❷❹❾ ❹➍ ➌❽➈❸➃➊❶❷
❶➊❾➃➉➃❾➈ ❹➂ ❹❾❽❿➂ ➂❿❶❸❹➅❸➎
➓➔➍ ❷❿❸❸➒❿➄❻➊❶❾❿➄ ➌❿❹➌❷❿
❶➂❿ ➂❿❾➃➂➃➅❼ ❿❶➂❷➈ ❶➅➄ ➊❹➁➒
➍❹➂❾❶❺❷❿ ➃➅ ❾❽❿➃➂ ➂❿❾➃➂❿➁❿➅❾
➈❿❶➂❸➇ ❼❹❹➄ ➍❹➂ ❾❽❿➁➇ ❺❻❾
→❿ ➡➅❹→ ❾❽❿➈ ❶➂❿➅➣❾➇↔ ❸❶➃➄
➞❶❾❾ ➩❻❾❷❿➄❼❿➇ ➂❿❸❿❶➂➊❽
❿➊❹➅❹➁➃❸❾ ❶❾ ❾❽❿ ➢❿➅❾❿➂
➍❹➂ ➩❿❾➃➂❿➁❿➅❾ ➩❿❸❿❶➂➊❽ ❶❾
➐❹❸❾❹➅ ➢❹❷❷❿❼❿➎
Õ❽❿➂❿ ➃❸ ❶ →➃➄❿➅➃➅❼ ❼❶➌
➃➅ ➂❿❾➃➂❿➁❿➅❾ ❶❼❿❸ ❺❿❾→❿❿➅
➊❹❷❷❿❼❿ ❶➅➄ ❽➃❼❽➒❸➊❽❹❹❷
❼➂❶➄❻❶❾❿❸➇ ➩❻❾❷❿➄❼❿ ❸❶➈❸➇
❹➅❿ ❾❽❶❾ ➃❸ ➁❹❸❾ ❶➌➌❶➂❿➅❾
→❽❿➅ ❷❹❹➡➃➅❼ ❶❾ ❾❽❿ ❶➉❿➂❶❼❿
❶❼❿ ❹➍ ➂❿❾➃➂❿➁❿➅❾ ➍❹➂ ➁❿➅➎
Õ❽❿ ➃➅➊➂❿❶❸➃➅❼ ➅❻➁❺❿➂ ❹➍
→❹➁❿➅ ➃➅ ❾❽❿ →❹➂➡➍❹➂➊❿ ➃➅
➂❿➊❿➅❾ ➄❿➊❶➄❿❸ ➊❶➅ ❸➡❿→ ❾❽❿
❹➉❿➂❶❷❷ ➳❼❻➂❿❸➎
➞❿➅ →➃❾❽ ➊❹❷❷❿❼❿ ➄❿❼➂❿❿❸
❶➂❿ ➂❿❾➃➂➃➅❼ ❶❾ ❶➅ ❶➉❿➂➒
❶❼❿ ❶❼❿ ❹➍ ➨➽➎➜➇ ❶➊➊❹➂➄➃➅❼
❾❹ ➩❻❾❷❿➄❼❿➣❸ ➊❶❷➊❻❷❶❾➃❹➅❸
❺❶❸❿➄ ❹➅ ❼❹➉❿➂➅➁❿➅❾ ➄❶❾❶➎
Õ❽❶❾➣❸ ➅❿❶➂❷➈ ❾❽➂❿❿ ➈❿❶➂❸
❷❶❾❿➂ ❾❽❶➅ ➁❿➅ →➃❾❽ ❹➅❷➈
❽➃❼❽➒❸➊❽❹❹❷ ➄❿❼➂❿❿❸➇ →❽❹
❶➂❿ ➂❿❾➃➂➃➅❼ ❶❾ ❶➅ ❶➉❿➂❶❼❿
❶❼❿ ❹➍ ➨➤➎➥➎
➔➅ ❾❽❿ ❷❶❾❿ ➙➛➜➝❸➇ ❾❽❹❻❼❽➇
❾❽❿ ❾→❹ ❼➂❹❻➌❸ →❿➂❿ ➂❿❾➃➂➒
➃➅❼ ❶❾ ➅❿❶➂❷➈ ❾❽❿ ❸❶➁❿ ❶❼❿Û
➨➦➎➨ ➍❹➂ ➊❹❷❷❿❼❿ ❼➂❶➄❻❶❾❿❸
❶➅➄ ➨➦➎➙ ➍❹➂ ❽➃❼❽➒❸➊❽❹❹❷
❼➂❶➄❻❶❾❿❸➎
➓➯❿ ❸❿❿ ➌❿❹➌❷❿ ➃➅❾❿➅➄➃➅❼
❾❹ →❹➂➡ ❶ →❽❹❷❿ ❷❹❾ ❷❹➅❼❿➂➇
❺❻❾ ❾❽❿ ➌➂❹❺❷❿➁ ➃❸ ➍❹➂ ❾❽❿
➁❹❸❾ ➌❶➂❾➇ ➃❾➣❸ ❶ ❷❹❾ ❿❶❸➃❿➂
➍❹➂ ➊❹❷❷❿❼❿ ❼➂❶➄❻❶❾❿❸ ❾❹
➍❻❷➳❷❷ ❾❽❶❾ ➌❷❶➅➇↔ ➩❻❾❷❿➄❼❿
❸❶➃➄➎
Õ❽➃❸ ➄➃➉➃➄❿ ❺❿❾→❿❿➅
❽➃❼❽❷➈➒ ❶➅➄ ❷❿❸❸➒❿➄❻➊❶❾❿➄
➻➁❿➂➃➊❶➅❸ ❺❿❼➃➅❸ ❷❹➅❼
❺❿➍❹➂❿ ❾❽❿ ❼❹❷➄❿➅ ➈❿❶➂❸➎
➀❾❶➂❾➃➅❼ ➍➂❹➁ ❾❽❿➃➂ ➤➝❸➇
➊❹❷❷❿❼❿ ❼➂❶➄❻❶❾❿❸ ❶➂❿ ➁❹➂❿
❷➃➡❿❷➈ ❾❹ ❽❶➉❿ ➭❹❺❸ ❶➅➄
➁❶➡❿ ➁❹➂❿ ➁❹➅❿➈ ❾❽❶➅
❾❽❿➃➂ ❷❿❸❸➒❿➄❻➊❶❾❿➄ ➌❿❿➂❸➎
Ü❶❸❾ ➈❿❶➂➇ ➍❹➂ ❿➆❶➁➌❷❿➇ ❾❽❿
❾➈➌➃➊❶❷ ➊❹❷❷❿❼❿ ❼➂❶➄❻❶❾❿
❿❶➂➅❿➄ ➅❿❶➂❷➈ ❾→❹➒❾❽➃➂➄❸
➁❹➂❿ ❾❽❶➅ ❾❽❿ ❾➈➌➃➊❶❷ ❽➃❼❽➒
❸➊❽❹❹❷ ❼➂❶➄❻❶❾❿➇ ❶➁❹➅❼ ❶❷❷
→❹➂➡❿➂❸ ❶❼❿➄ ➤➽ ❶➅➄ ❶❺❹➉❿➎
Õ❽❶❾➣❸ ➄➂➃➉➃➅❼ ❶ ❸➌❷➃❾ ➃➅
➂❿❾➃➂❿➁❿➅❾ ❸❶➉➃➅❼❸Û Õ❽❿
❾➈➌➃➊❶❷ ❽❹❻❸❿❽❹❷➄❸ ➂❻➅ ❺➈
❸❹➁❿❹➅❿ →➃❾❽ ❶ ➊❹❷❷❿❼❿
➄❿❼➂❿❿ ❽❶❸ Ù➙➙➨➇➛➝➝ ➃➅ ❶
➂❿❾➃➂❿➁❿➅❾ ❶➊➊❹❻➅❾➇ ➁❹➂❿
❾❽❶➅ ❾➂➃➌❷❿ ❾❽❿ Ù➵➨➇➝➝➝
➁❿➄➃❶➅ ➍❹➂ ❽❹❻❸❿❽❹❷➄❸ ➂❻➅
❺➈ ❸❹➁❿❹➅❿ →➃❾❽ ❹➅❷➈ ❶
❽➃❼❽➒❸➊❽❹❹❷ ➄➃➌❷❹➁❶➎
➴➷➬➮➱➬✃❐❒ ❮❰➷Ï ÐÑÒ❐ ÓÔ
→❹➂➡❿➄ ➍❹➂ ❾❽❿ Õ➂❻➁➌
➊❶➁➌❶➃❼➅ ❶➅➄ ❶➃➁❿➄ ❾❹
❻❸❿ ❾❽❿ ➄❶❾❶ ❾❹ ➃➅➫❻❿➅➊❿
❿❷❿➊❾➃❹➅❸➎ ➞❹➂❿ ➂❿➊❿➅❾❷➈➇
➾❶➊❿❺❹❹➡ ➂❿➉❿❶❷❿➄ ❾❽❶❾
❽❶➊➡❿➂❸ ➁❶➅❶❼❿➄ ❾❹ ➌➃❿➂➊❿
➃❾❸ ❸❿➊❻➂➃❾➈ ❾❹ ❺➂❿❶➡ ➃➅❾❹ ➽➝
➁➃❷❷➃❹➅ ❶➊➊❹❻➅❾❸ ➎
➾❶➊❿❺❹❹➡ ❸❶➈❸ ➃❾ →❹➅➣❾
➓❷➃❸❾❿➅ ❾❹➇ ➉➃❿→ ❹➂ ➡❿❿➌ ❾❽❿
➊❹➅❾❿➅❾❸ ➓ ❹➍ ➉➃➄❿❹ ➊❶❷❷❸➇
❶➄➄➃➅❼ ❾❽❶❾ ❾❽❿ ➸❹➂❾❶❷
➊❶➁❿➂❶ →❹➅➣❾ ❻❸❿ ➍❶➊➃❶❷
➂❿➊❹❼➅➃❾➃❹➅ ❹➂ ➃➄❿➅❾➃➍➈
➌❿❹➌❷❿ ➃➅ ❾❽❿ ➉➃➄❿❹ ➊❶❷❷❸➎
Õ❽❿ ➄❿➉➃➊❿ →➃❷❷ ❶❷❷❹→ ❻❸❿➂❸
❾❹ ➄➃❸❶❺❷❿ ❾❽❿ ➊❶➁❿➂❶ ❶➅➄
➁➃➊➂❹➌❽❹➅❿ →➃❾❽ ❶ ❸➃➅❼❷❿
❾❶➌ ❶➅➄ ❾❹ ❷❹➊➡ ➃❾ →➃❾❽
❶ ➅❻➁❿➂➃➊❶❷ ➌❶❸❸➊❹➄❿➎
Õ❽❿➂❿➣❸ ❶❷❸❹ ❶ ➌❽➈❸➃➊❶❷
➊❶➁❿➂❶ ➊❹➉❿➂ ❾❹ ➌➂❿➉❿➅❾
➂❿➊❹➂➄➃➅❼➎
➸❹➂❾❶❷ →➃❷❷ ➅❹❾ ➄➃❸➌❷❶➈
➾❶➊❿❺❹❹➡ ❶➄❸ ➓❶❾ ❾❽➃❸
❾➃➁❿➇↔ ❾❽❿ ➊❹➁➌❶➅➈ ❸❶➃➄➇
❶❷❾❽❹❻❼❽ ➃❾ ➅❹❾❿➄ ❾❽❶❾
❾❽➃➂➄➒➌❶➂❾➈ ❸❿➂➉➃➊❿❸ ❸❻➊❽
❶❸ ➁❻❸➃➊ ❸❾➂❿❶➁➃➅❼ ➁➃❼❽❾
❿➁❺❿➄ ❾❽❿➃➂ ❹→➅ ❶➄❸ ❾❽❿
❸❶➁❿ →❶➈ ❾❽❿➈ ➄❹ ❹➅ ❹❾❽❿➂
➄❿➉➃➊❿❸➎
Õ❽❿ ➊❹➁➌❶➅➈ ❸❶➈❸
➾❶➊❿❺❹❹➡➣❸ ➌➂➃➉❶➊➈ ➌❹❷➃➊➈
❶➌➌❷➃❿❸ ❾❹ ➸❹➂❾❶❷➇ ❸➃➅➊❿ ➃❾
❻❸❿❸ ➞❿❸❸❿➅❼❿➂ ➍❹➂ ➉❹➃➊❿
❶➅➄ ➉➃➄❿❹ ➊❶❷❷❸➎ ➾❶➊❿❺❹❹➡
❿➆❿➊❻❾➃➉❿❸ ❽❶➉❿ ➂❿➌❿❶❾➒
❿➄❷➈ ❸❶➃➄ ❾❽❶❾ ❾❽❿ ➊❹➁➌❶➅➈
➄❹❿❸ ➅❹❾ ❻❸❿ ❾❽❿ ➊❹➅❾❿➅❾❸
❹➍ ➁❿❸❸❶❼❿❸ ❹➂ ➊❶❷❷❸ ➍❹➂
❶➄➉❿➂❾➃❸➃➅❼ ➌❻➂➌❹❸❿❸ ❶➅➄
→➃❷❷ ➅❹❾ ➄❹ ❸❹ ➃➅ ❾❽❿ ➍❻❾❻➂❿➎
➀❾➃❷❷➇ ❾❽❿➂❿ ❶➂❿ ❹❾❽❿➂➇ ❷❿❸❸
➄➃➂❿➊❾ ➌❹❸❸➃❺➃❷➃❾➃❿❸ ➍❹➂ ❾❽❿
➍❻❾❻➂❿➎
What’s driving the
retirement divide
➺❿❶❷❾❽ ➃❸ ❶ ❺➃❼ ➍❶➊❾❹➂ ➃➅
➄❿➊➃➄➃➅❼ →❽❿➅ ❾❹ ➂❿❾➃➂❿➇
➩❻❾❷❿➄❼❿ ❸❶➃➄➎ ➻ ❸❾➂❹➡❿➇
❽❿❶➂❾ ❶❾❾❶➊➡ ❹➂ ➄❿➌➂❿❸❸➃❹➅
➊❹❻❷➄ ➡➅❹➊➡ ❶➅➈❹➅❿ ➃➅❾❹ ❶➅
➚➪➶➹➘
➴➷➬➮➱➬✃❐❒ ❮❰➷Ï ÐÑÒ❐ ÓÔ
❶❷❸❹ ❺❹❻❼❽❾ ❾❽❿ ➀❹➁➁❿➂
❺❻➃❷➄➃➅❼ ➅❿➆❾ ➄❹❹➂➇ ❶➅➄
❾❽❿➈ ❻❸❿➄ ➃❾ ❾❹ ❸❾❹➂❿ ❶❷❷
❾❽❿➃➂ ➉❿➅➄➃➅❼ ➁❶➊❽➃➅❿❸
❶➅➄ ➂❿❸❾❶❻➂❶➅❾ ❸❻➌➌❷➃❿❸➇
➃➅➊❷❻➄➃➅❼ ❺❹➆❿❸ ❹➍ ➊❶➅➄➈
❺❶➂❸➎ ➏❶❾❻➂❶❷❷➈➇ ➐❹❺❺➈ ❶➅➄
➑❶❾❽➈ ➁❶➄❿ ❶ ❽❶❺➃❾ ❹➍ ➊❹➁➒
➃➅❼ ❾❹ ❾❽❿ ❸❾❹➂❿ ❶➍❾❿➂ ❸➊❽❹❹❷
❽❹❻➂❸➎
➓➔ ➊❹❻❷➄ ➊❹➁❿ ❽❿➂❿ ❶➍❾❿➂
❸➊❽❹❹❷ ❶➅➄ ❼❹ ➅❿➆❾ ➄❹❹➂➇
❶➅➄ ❶❸ ❷❹➅❼ ❶❸ ❾❽❿ ➊❶➅➄➈
❺❹➆ →❶❸ ❹➌❿➅➇ ➔ ➊❹❻❷➄ ❽❶➉❿
❶ ➊❶➅➄➈ ❺❶➂➇ ❺❻❾ →❿ →❿➂❿➅➣❾
❶❷❷❹→❿➄ ❾❹ ❹➌❿➅ ❺❹➆❿❸➎ ➔➣➉❿
❽❶➄ ❶ ❷❹➅❼ ❹❺❸❿❸❸➃❹➅ →➃❾❽
➊❶➅➄➈ ❺❶➂❸➇↔ ❸❽❿ ❸❶➃➄ →➃❾❽ ❶
❷❶❻❼❽➎
↕❻➂➃➅❼ ❾❽❿ ➙➛➜➝❸➇ ➞➃❷❷❿➂
❶➅➄ ➐❻➂❾❹➅ ❿➆➌❶➅➄❿➄ ❺➈
àáâãäå æáçâ èáéêëìá íîäïä
ðñòóôõö ÷øó ñùúöõ úûõü ñùõ ýþõ úÿ ✈ ✁ ôñù ý ✂ ú ✄✄ õþõ óõþüõõ ☎ ý ✆ ✝ õ ✝ õññõü úÿÿ ñùýø
ñùúöõ ✁ ôñùúòñ úøõ t
❿❶➂❷➃❿➂➒❾❽❶➅➒❿➆➌❿➊❾❿➄ ➂❿➒
❾➃➂❿➁❿➅❾➇ ❺❻❾ ❷❿❸❸➒❿➄❻➊❶❾❿➄
➻➁❿➂➃➊❶➅❸ ❾❿➅➄ ❾❹ ❽❶➉❿
→❹➂❸❿ ❽❿❶❷❾❽ ❶❸ ❶ ❼➂❹❻➌
❾❽❶➅ ❾❽❿➃➂ ❽➃❼❽❿➂➒❿➄❻➊❶❾❿➄
➌❿❿➂❸➎
Ü❿❸❸➒❿➄❻➊❶❾❿➄ ➻➁❿➂➃➊❶➅❸
❶❷❸❹ ❶➂❿ ➁❹➂❿ ❷➃➡❿❷➈ ❾❹ ❺❿ ➃➅
➌❽➈❸➃➊❶❷❷➈ ➄❿➁❶➅➄➃➅❼ ➭❹❺❸➇
→❽➃➊❽ ❶➂❿ ❾❹❻❼❽❿➂ ❾❹ ➡❿❿➌
❶❸ ❶❼❿ ➃➅➊➂❿❶❸❿❸➎
➻➁❹➅❼ ➁❿➅ ❶❼❿➄ ➽➝ ❶➅➄
❹➉❿➂➇ ➍❹➂ ❿➆❶➁➌❷❿➇ ➨➙ ➌❿➂➒
➊❿➅❾ ❹➍ →❹➂➡❿➂❸ →➃❾❽❹❻❾ ❶
➊❹❷❷❿❼❿ ➄❿❼➂❿❿ ❽❶➉❿ ❾❹ ➁❹➉❿
❽❿❶➉➈ ❷❹❶➄❸ Ö❹➂ ➌❿❹➌❷❿× ❶❸
❶ ➂❿❼❻❷❶➂ ➌❶➂❾ ❹➍ ❾❽❿➃➂ ➭❹❺➎
Õ❽❶❾➣❸ ➁❹➂❿ ❾❽❶➅ ➄❹❻❺❷❿
❾❽❿ ➤➵ ➌❿➂➊❿➅❾ ➂❶❾❿ ❹➍ ❾❽❿➃➂
➊❹❷❷❿❼❿➒❼➂❶➄❻❶❾❿ ➌❿❿➂❸➇
❶➊➊❹➂➄➃➅❼ ❾❹ ➂❿❸❿❶➂➊❽❿➂❸ ❶❾
➺❶➂➉❶➂➄ ➼➅➃➉❿➂❸➃❾➈➇ ➩➻➏↕
➢❹➂➌➎ ❶➅➄ ❾❽❿ ➼➅➃➉❿➂❸➃❾➈
❹➍ ➢❶❷➃➍❹➂➅➃❶➇ Ü❹❸ ➻➅❼❿❷❿❸➎
Ü❹→❿➂➒❿➄❻➊❶❾❿➄ →❹➂➡❿➂❸
❶❷❸❹ ❶➂❿ ➁❻➊❽ ➁❹➂❿ ❷➃➡❿❷➈
❾❹ ❽❶➉❿ ➭❹❺❸ ❾❽❶❾ ➂❿Ú❻➃➂❿
❾❽❿➁ ❾❹ ❸❾❶➅➄ ❶❷❷ ❾❽❿ ❾➃➁❿➇
➄❹ ➂❿➌❿❾➃❾➃➉❿ ❽❶➅➄ ➁❹➉❿➒
➁❿➅❾❸ ❹➂ ❺❿ ➃➅ ❾➃➂➃➅❼ ❹➂
➌❶➃➅➍❻❷ ➌❹❸➃❾➃❹➅❸➎
➓➔❾➣❸ ➁❻➊❽ ❿❶❸➃❿➂ ❾❹ →❹➂➡
❸➃❾❾➃➅❼ ➄❹→➅ ❶❾ ❶ ➊❹➁➌❻❾❿➂
❶❾ ➨➽ ❾❽❶➅ ➃➅ ❶ →❶➂❿❽❹❻❸❿➇↔
❸❶➃➄ ➢➂❶➃❼ ➢❹➌❿❷❶➅➄➇ ❸❿➅➃❹➂
➂❿❸❿❶➂➊❽ ❶❸❸❹➊➃❶❾❿ →➃❾❽ ❾❽❿
➠➁➌❷❹➈❿❿ ➐❿➅❿➳❾ ➩❿❸❿❶➂➊❽
➔➅❸❾➃❾❻❾❿➎
Õ❽❿ ➍❿➄❿➂❶❷ ❼❹➉❿➂➅➁❿➅❾
❸❶➃➄ ➙➛➎➤ ➌❿➂➊❿➅❾ ❹➍ ❿➉❿➂➈➒
❹➅❿ ❶❼❿➄ ➨➽ ❶➅➄ ❹➉❿➂ →❶❸
❿➁➌❷❹➈❿➄➇ ❶❸ ❹➍ ➀❿➌❾❿➁❺❿➂➎
Õ❽❶❾➣❸ ❾➃❿➄ ➍❹➂ ❾❽❿ ❽➃❼❽❿❸❾
➂❶❾❿ ❸➃➅➊❿ ➙➛➨➤➇ ❶➅➄ ➃❾➣❸
➅❿❶➂❷➈ ➄❹❻❺❷❿ ❾❽❿ ❷❿➉❿❷ ❹➍
❾❽❿ ➁➃➄ ➙➛➥➝❸➎
❸➌❿➅➄➃➅❼ ➁❹➅❿➈ ❾❽❿➈➣❷❷
❽❶➉❿ ❿❶➊❽ ➈❿❶➂ ➃➅ ➂❿❾➃➂❿➒
➁❿➅❾➇ ➃➍ ❾❽❿➈ ➂❿❾➃➂❿ ❶❾ ➨➤➎
Õ❽❿➅ ❽❿ ❸❽❹→❸ ❽❹→ ➁❻➊❽
❷❶➂❼❿➂ ❾❽❶❾ ➅❻➁❺❿➂ →❹❻❷➄
❺❿ ➃➍ ❾❽❿➈ →❶➃❾ ❻➅❾➃❷ ➨➜➇ ❶❸
➁❻➊❽ ❶❸ ➽➝ ➌❿➂➊❿➅❾ ❽➃❼❽❿➂
➃➅ ❸❹➁❿ ➊❶❸❿❸➎
➓➯❿➣➂❿ ➅❹❾ ❾➂➈➃➅❼ ❾❹ ❾❶❷➡
❾❽❿➁ ➃➅❾❹ ➃❾➇↔ ❽❿ ❸❶➃➄➎ ➓➔❾➣❸
➁❹➂❿ ❼➃➉➃➅❼ ❾❽❿➁ ❹➌❾➃❹➅❸➎
↕❹ ➈❹❻ →❶➅❾ ❾❹ ❺❿ ❶❺❷❿
❾❹ ❾❶➡❿ ➁❹➂❿ ❾➂➃➌❸➇ ❸➌❿➅➄
➁❹➂❿ ❾➃➁❿ →➃❾❽ ➈❹❻➂ ➍❶➁➃❷➈➇
❶➅➄ ➃❸ ➃❾ →❹➂❾❽ ➃❾ ❾❹ ➈❹❻ ❾❹
→❹➂➡ ❷❹➅❼❿➂ ❶➅➄ ❽❶➉❿ ➁❹➂❿
❹➍ ❾❽❹❸❿ ❾❽➃➅❼❸Þ↔
➢❹➅❸➃➄❿➂ ❸❹➁❿❹➅❿ →❽❹
❾❻➂➅❸ ➨➨ ❾❽➃❸ ➈❿❶➂ ❶➅➄
→❹❻❷➄ ❼❿❾ Ù➙➇➝➝➝ ➁❹➅❾❽❷➈
❶❸ ❾❽❿➃➂ ➀❹➊➃❶❷ ➀❿➊❻➂➃❾➈
❺❿➅❿➳❾➎ ➔➍ ❾❽❶❾ ➌❿➂❸❹➅ ❽❶➄
➂❿❾➃➂❿➄ ❶❾ ➨➤➇ ❾❽❿➃➂ ➁❹➅❾❽❷➈
❺❿➅❿➳❾ →❹❻❷➄ ❽❶➉❿ ❺❿❿➅
❹➅❷➈ Ù➜➽➝➎ ➻➅➄ ➍❹➂ ❿❶➊❽
➈❿❶➂ ❾❽❿➈ ➄❿❷❶➈ ❼❿❾❾➃➅❼
❺❿➅❿➳❾❸ ➌❶❸❾ ➨➨➇ ❾❽❿ ❸➃➧❿ ❹➍
❾❽❶❾ ❺❿➅❿➳❾ →➃❷❷ ❼➂❹→ ❺➈ ➥
➌❿➂➊❿➅❾➇ ❻➅❾➃❷ ❾❽❿➈ ➂❿❶➊❽
❶❼❿ ➜➝➎
❼➂❿→ ➃➅❾❹ ➻➄➉➃➊❿ ➢❹➎➇ →❽➃➊❽
➂❻➅❸ ❾❽❿ ❷❿❼❶❷➒❶➄➉➃➊❿ ❸➃❾❿
➾➂❿❿➻➄➉➃➊❿➎➊❹➁➎ ß❹❷➄❸❽❹❷❷❿
➃❸ ➢➠➟ ❹➍ ❾❽❿ ➊❹➁➌❶➅➈
❶➅➄ ❶❷❸❹ ❾➂❶➉❿❷❸ ❿➆❾❿➅➒
❸➃➉❿❷➈ →➃❾❽ ❽➃❸ →➃➍❿ Ø ❽❿
➂❿➁❶➂➂➃❿➄ ➃➅ ➙➛➛➨ Ø →❽❹
❸❶➈❸ ❸❽❿ →❹❻❷➄ ➌➂❿➍❿➂ ❽❿
➓➂❿➒➂❿❾➃➂❿➎↔
➓➔ ❾❽➃➅➡ ❸❽❿ ➡➅❹→❸
❾❽❶❾➣❸ ➅❹❾ ❷➃➡❿❷➈ ❶❸ ❷❹➅❼ ❶❸
➔ ➂❿➁❶➃➅ ❽❿❶❷❾❽➈ ❶➅➄ ❸❹
❷❹➅❼ ❶❸ ➁➈ ➊❹❷❷❿❶❼❻❿❸ ❶➅➄ ➔
➍❿❿❷ ➔ ❶➁ ➁❶➡➃➅❼ ❶ ➌❹❸➃❾➃➉❿
➊❹➅❾➂➃❺❻❾➃❹➅➇↔ ❽❿ ❸❶➃➄ ➃➅ ❶➅
➃➅❾❿➂➉➃❿→ ➊❹➅➄❻➊❾❿➄ ❹➉❿➂
❿➁❶➃❷➎
A tougher time
➔➅➊❿➅❾➃➉❿❸ ❶➂❿ ❶❷➃❼➅❿➄
➍❹➂ ➌❿❹➌❷❿ ❾❹ ➡❿❿➌ →❹➂➡➃➅❼➇
❿➉❿➅ ➌❶❸❾ ❾❽❿➃➂ ➁➃➄➒➨➝❸➎
➯❽❿➅ ➊❷➃❿➅❾❸ ❶❾ →❿❶❷❾❽
❶➄➉➃❸❿➂ ➐➂❹❻→❿➂ Ý ➲❶➅❶➒
➊❽❹→❸➡➃ ➊❹➁❿ ❾❹ ➢➠➟
➀❾❿➌❽❿➅ ➲❶➅❶➊❽❹→❸➡➃➇ ❽❿
❸❽❹→❸ ❾❽❿➁ ❽❹→ ➁❻➊❽ ➃➅
ß❿➂➂➈ ß❹❷➄❸❽❹❷❷❿ ➭❻❸❾ ➊❿❷➒
❿❺➂❶❾❿➄ ❽➃❸ ➜➥❾❽ ❺➃➂❾❽➄❶➈➇
❶➅➄ ❽❿➣❸ ❸❾➃❷❷ →❹➂➡➃➅❼➎ ➺❿
❽❶❸ ➄❿❼➂❿❿❸ ➍➂❹➁ ➯➃❷❷➃❶➁
❶➅➄ ➞❶➂➈ ❶➅➄ ➢❹❷❻➁❺➃❶
➼➅➃➉❿➂❸➃❾➈➇ ❶➅➄ ❶➍❾❿➂ ❶
➂❹❻❼❽❷➈ ❾→❹➒➄❿➊❶➄❿ ➊❶➂❿❿➂
→➃❾❽ ➞❿❾Ü➃➍❿➇ ❽❿ ❾❹❹➡ ❶➅
❿❶➂❷➈➒➂❿❾➃➂❿➁❿➅❾ ❹➍➍❿➂
→❽❿➅ ❽❿ →❶❸ ➽➝ ➈❿❶➂❸ ❹❷➄➎
➺➃❸ ➳➂❸❾ →➃➍❿ ❽❶➄
➂❿➊❿➅❾❷➈ ➄➃❿➄ ❶➅➄ ❽❿ →❶❸
➂❿❶➄➈ ➍❹➂ ❶ ❺➃❼ ➊❽❶➅❼❿➎ ➐❻❾
❶➍❾❿➂ ➭❻❸❾ ❾❽➂❿❿ ➁❹➅❾❽❸ ❹➍
➂❿❾➃➂❿➁❿➅❾➇ ❽❿ →❶❸ ❺❹➂❿➄➎
➓➔ ➁➃❸❸❿➄ ❾❽❿ ❶➊❾➃❹➅
❶➅➄ →❹➂➡➃➅❼ →➃❾❽ ❸➁❶➂❾
➌❿❹➌❷❿➇↔ ❽❿ ❸❶➃➄➎
➺❿ ❸❾❶➂❾❿➄ ➄❹➃➅❼ ➊❹➅➒
❸❻❷❾➃➅❼ →❹➂➡ ❶➍❾❿➂ ➌❿❹➌❷❿
➍➂❹➁ ❽➃❸ ➄❶➈❸ →➃❾❽ ➞❿❾Ü➃➍❿
➂❿❶➊❽❿➄ ❹❻❾ ❾❹ ❽➃➁ ➍❹➂
❽❿❷➌ →➃❾❽ ➌➂❹➭❿➊❾❸➎ Õ❽➃❸ ❼➃❼
➐❿➉❿➂❷➈ ➞❹➂➂➃❸➇ ➽➥➇
→❶➅❾❸ ❾❹ →❹➂➡ ❺❻❾ ➳➅➄➃➅❼ ❶
➭❹❺ ➃❸➅➣❾ ❿❶❸➈➎
Õ❽❿ ➻❻❸❾➃➅➇ Õ❿➆❶❸➇ ➂❿❸➃➒
➄❿➅❾ ❻❸❿➄ ❾❹ ❽❶➉❿ ❶ ❼❹❹➄
➭❹❺ ➳❷➃➅❼ ➃➅❸❻➂❶➅➊❿ ➊❷❶➃➁❸➇
❺❻❾ ➂❿➊❿➅❾❷➈ ❺❿❼❶➅ ❾❶➡➃➅❼
➊❶➂❿ ❹➍ ❽❿➂ ❸➃➆ ❼➂❶➅➄➊❽➃❷➒
➄➂❿➅ ❶➍❾❿➂ ❽❿➂ ➄❶❻❼❽❾❿➂
➂❶➅ ➃➅❾❹ ❾➂❹❻❺❷❿ →➃❾❽ ➄➂❻❼❸➎
Õ❽❶❾ ➁❿❶➅❾ ❸❽❿ ➊❹❻❷➄➅➣❾
→❹➂➡ ➅➃❼❽❾❸ ❶➅➈➁❹➂❿➎
➞❹➂➂➃❸ ❸❶➃➄ ➄❻➂➃➅❼ ➭❹❺
➃➅❾❿➂➉➃❿→❸ ❸❽❿ ➊❶➅ ❾❿❷❷ ❽❿➂
❶❼❿ ❶➅➄ ❷❶➊➡ ❹➍ ❶ ➊❹❷❷❿❼❿
➄❿❼➂❿❿ ❶➂❿ ❽➃➅➄❿➂➃➅❼ ❽❿➂➇
❺❶❸❿➄ ❹➅ ❾❽❿ Ú❻❿❸❾➃❹➅❸
❶❸➡❿➄➎
➻❼❿➃❸➁ ➃❸ ❶ ➌➂❹❺❷❿➁
❶➊➂❹❸❸ ❾❽❿ ❿➊❹➅❹➁➈ ➍❹➂
➌❿❹➌❷❿ ❶❸ ➈❹❻➅❼ ❶❸ ➦➝➇ ❶➊➒
➊❹➂➄➃➅❼ ❾❹ ➻➻➩➸➇ →❽➃➊❽ ❽❶❸
❸❾❶➂❾❿➄ ❶ ➭❹❺ ❺❹❶➂➄ ❾❹ ❽❿❷➌
➊❹➅➅❿➊❾ ❹❷➄❿➂ →❹➂➡❿➂❸ →➃❾❽
➭❹❺❸ ➃➅ ❷➃❼❽❾ ❹➍ ❾❽➃❸ ➊❽❶❷➒
❷❿➅❼❿➎
➔➅ ❾❽❿ ➁❿❶➅❾➃➁❿➇ ❸❽❿
➄❹❿❸ →❹➂➡ ➍❹➂ ➄❿❷➃➉❿➂➈
❸❿➂➉➃➊❿❸ ❸❻➊❽ ❶❸ ß➂❻❺➺❻❺
❶➅➄ ↕❹❹➂➄❶❸❽ ❾❹ ➁❶➡❿
❿➅➄❸ ➁❿❿❾➎
➀❽❿ ➄➃➄ ❸❾❶➂❾ ➊❹❷❷❿❼❿ ❺❻❾
➄➃➄➅➣❾ ➳➅➃❸❽ ❺❿➊❶❻❸❿ ❹➍ ❾❽❿
❶➌➌❿❶❷ ❹➍ →❹➂➡➃➅❼ ❷➃➍❿➎
➓➔ ➊❹❻❷➄ ❼❿❾ ❶ ➄❿➊❿➅❾ ➭❹❺
→➃❾❽❹❻❾ ❶ ➄❿❼➂❿❿➇↔ ➞❹➂➂➃❸
❸❶➃➄➎ ➓➔❾➣❸ ➅❹❾ ❷➃➡❿ ❾❽❶❾ ➅❹→➎↔
❺❻➈➃➅❼ ❶ ❺➃❼ ➂❿❸❾❶❻➂❶➅❾
❸❻➌➌❷➈ ❺❻❸➃➅❿❸❸ ➃➅ ➐❹➃❸❿➇
➔➄❶❽❹➇ ❶➅➄ ➐❻➂❾❹➅ ➁❹➉❿➄
❾❽❿➂❿ ❾❹ ➁❶➅❶❼❿ ❾❽❶❾➇ →❽➃❷❿
➞➃❷❷❿➂ ❽❶➅➄❷❿➄ ❺❻❸➃➅❿❸❸ ➃➅
➏❹➂❾❽❿❶❸❾ ➟➂❿❼❹➅ ❾❽➂❹❻❼❽
❾❽❿ ➠❷❼➃➅ ➠❷❿➊❾➂➃➊ ❸❾❹➂❿➎
➠❶➊❽ ➌❶➂❾➅❿➂ ❽❶➄ ❽➃❸ ❹→➅
➂❹❻❾❿❸ ❾❹ →❹➂➡ →➃❾❽ ❾❽❿
➉❿➅➄➃➅❼ ➁❶➊❽➃➅❿❸ ❶➅➄
➂❿❸❾❶❻➂❶➅❾ ❸❻➌➌❷➃❿❸➇ ❶➅➄
➞➃❷❷❿➂ ➄➃➄ ❾❽❿ ❺❹❹➡➡❿❿➌➃➅❼➎
➞➃❷❷❿➂ ❼❹❾ ❸❹ ❺❻❸➈ →➃❾❽ ❾❽➃❸
➌❶➂❾ ❹➍ ❽➃❸ ❺❻❸➃➅❿❸❸ ❾❽❶❾
❽❿ ❽➃➂❿➄ ❶➌➌❷➃❶➅➊❿ ❸❶❷❿❸
❿➁➌❷❹➈❿❿❸ ➍❹➂ ❾❽❿ ❸❾❹➂❿➇
➃➅➊❷❻➄➃➅❼ ➐❹❹❾❸ ➢❽❻➂➊❽➃❷❷➇
→❽❹ →❹➂➡❿➄ ❾❽❿➂❿ ➍❹➂ ➁❹➂❿
❾❽❶➅ ➤➝ ➈❿❶➂❸➎
➔➅ ➙➛➥➦➇ ➞➃❷❷❿➂ ❶➅➄ ➐❻➂➒
❾❹➅ →❶➅❾❿➄ ❾❹ ➄❹→➅❸➃➧❿ ❶➅➄
➂❿❾➃➂❿ ❸❹❹➅➇ ❸❹ ❾❽❿➈ ❸❹❷➄ ❹➍➍
❾❽❿ ➉❿➅➄➃➅❼ ❶➅➄ ➂❿❸❾❶❻➂❶➅❾
❸❻➌➌❷➈ ❺❻❸➃➅❿❸❸ ➃➅ ➐❹➃❸❿➇
❷❿❶➉➃➅❼ ❹➅❷➈ ❾❽❿ ❹➌❿➂❶➒
❾➃❹➅ ❹➍ ❾❽❿ ➠❷❼➃➅ ➠❷❿➊❾➂➃➊
❸❾❹➂❿ ❶➅➄ ❶➌➌❷➃❶➅➊❿ ❸❶❷❿❸➎
➢❽❻➂➊❽➃❷❷ ➂❿❾➃➂❿➄ ➍➂❹➁ ❾❽❿
❸❾❹➂❿ ➃➅ ➙➛➥➨➇ ❶❾ →❽➃➊❽ ❾➃➁❿
➩➈❸➄❶➁ ❺❿❼❶➅ →❹➂➡➃➅❼ ❶❾
❾❽❿ ❸❾❹➂❿ ➍❻❷❷ ❾➃➁❿➇ ➄❹➃➅❼ ❾❽❿
❺❹❹➡➡❿❿➌➃➅❼ ❶➅➄ ➫❹❹➂ ❸❶❷❿❸➎
➐❹❺❺➈ →❶❸ ❷➃➡❿→➃❸❿
❾➂❶➃➅❿➄ ❸➃➅➊❿ ❾❽❿ ❶❼❿ ❹➍ ➅➃➅❿
❾❹ ❽❿❷➌ ❶❾ ❾❽❿ ❸❾❹➂❿ ❶➅➄
❹➅ ➄❿❷➃➉❿➂➃❿❸➎ ↕❻➂➃➅❼ ❽➃❸
➭❻➅➃❹➂ ❶➅➄ ❸❿➅➃❹➂ ➈❿❶➂❸ ➃➅
❽➃❼❽ ❸➊❽❹❹❷➇ ❽❿ ➌❷❶➅➅❿➄ ❽➃❸
➊❷❶❸❸❿❸ ❸❹ ❾❽❶❾ ❽❿ ➊❹❻❷➄ ❺❿
➂❿❷❿❶❸❿➄ ❹➅ ❶ →❹➂➡ ❸❾❻➄➈
➌➂❹❼➂❶➁ ❶➅➄ ❶➊➊❹➁➌❶➅➈ ❽➃❸
➍❶❾❽❿➂ ❹➅ ❸❾❹➂❿ ➄❿❷➃➉❿➂➃❿❸➎
➓➯❽❿➅ ➁➈ ➄❶➄ ➄➃❿➄ ➃➅
➙➛➥➥➇ ➁➈ ➁❹➁➇ ➐❹❺❺➈ ❶➅➄
➔ ❺❹❻❼❽❾ ❹❻❾ ➲❶➊➡➣❸ ➃➅❾❿➂❿❸❾
➃➅ ❾❽❿ ❸❾❹➂❿➇↔ ❸❽❿ ❸❶➃➄➎ ➓➯❿
→❶➅❾❿➄ ❾❹ ➡❿❿➌ ➃❾ ➃➅ ❾❽❿ ➍❶➁➒
➃❷➈➇ ❶➅➄ ➲❶➊➡ →❶❸ ❸❶❾➃❸➳❿➄ ❾❹
➂❿❾➃➂❿ ❶❾ ❾❽❶❾ ❾➃➁❿ ❶➅➈→❶➈➎↔
➞➃❷❷❿➂ ❶➅➄ ➩➈❸➄❶➁ ❽❶➉❿
❺❿❿➅ ❹➌❿➂❶❾➃➅❼ ❾❽❿ ❺❻❸➃➒
➅❿❸❸ ❾❹❼❿❾❽❿➂ ➵➝ ➈❿❶➂❸
❾❽➃❸ ➁❹➅❾❽➇ ❶➅➄ ❾❽❿➈ →❹➂➡
❾❹❼❿❾❽❿➂ ❶❺❹❻❾ ❶❸ ❸➁❹❹❾❽❷➈
❶❸ ❶ →❶❸❽❿➂ ❶➅➄ ➄➂➈❿➂
➄❹➎ ➑❶❾❽➈ ➂❻➅❸ ❾❽❿ ❸❾❹➂❿➇
❽❶➅➄❷❿❸ ❸❶❷❿❸ ❶➅➄ ❺❹❹➡➒
➡❿❿➌➃➅❼➇ ❶➅➄ ➞➃❷❷❿➂ ➁❶➡❿❸
❾❽❿ ➄❿❷➃➉❿➂➃❿❸ ❶➅➄ ➃➅❸❾❶❷❷❶➒
❾➃❹➅❸ ❶➍❾❿➂ ❽➃❸ ❸❽➃➍❾ ➃❸ ❹➉❿➂
❶❾ ❾❽❿ ➠❷❼➃➅ ➌❷➈→❹❹➄ ➁➃❷❷
→❽❿➂❿ ❽❿ ❽❶❸ →❹➂➡❿➄ ➍❹➂
❾❽❿ ➌❶❸❾ ➦➵ ➈❿❶➂❸➎
➓➐❹❺❺➈ ➄❹❿❸ ➄❿❷➃➉❿➂➃❿❸
➳➉❿ ➄❶➈❸ ❶ →❿❿➡➇↔ ❸❽❿ ❸❶➃➄➎
➓➸❿❹➌❷❿ ❷❹➉❿ ❽➃➁ →❽❿➅ ❽❿
❼❿❾❸ ❾❹ ❾❽❿➃➂ ❽❹❻❸❿➎ ➺❿➣❸ ❸❹
❼❹❹➄ ❶❾ →❽❶❾ ❽❿ ➄❹❿❸➎↔
➻➍❾❿➂ ❸❹ ➁❶➅➈ ➈❿❶➂❸
❷❿❶➂➅➃➅❼ ➍➂❹➁ ❽➃❸ ➍❶❾❽❿➂
❶❺❹❻❾ ❽❹→ ❾❹ ➁❶➡❿ ➄❿❷➃➉➒
❿➂➃❿❸ ❶➅➄ →❹➂➡ →➃❾❽ ❾❽❿
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❀❁❂❃❄❅❇❃❅❁❇❈
❉❉❊❋ ●❍❍■❏❑
▲▼◆P◗❘❙❚◆❯❳❚▼❩❩❬❭◗P❪❪❫◆❪▲
✠✟ ➹➚ ❋ ➪ ❨
➴➷➬➮➱➬✃❐❒ ❮❰➷Ï ÐÑÒ❐ ÓÔ
❺➈ ➊❹❷❷❿➊❾➃➅❼ ➉❹❷❻➅❾❶➂➈
➌❶➈➂❹❷❷ ➄❿➄❻➊❾➃❹➅❸ ➍➂❹➁
❿➁➌❷❹➈❿❿❸ ❶➅➄ ➄➃❸❺❻➂❸➃➅❼
❾❽❿❸❿ ➍❻➅➄❸ ❾❹ ➊❹➁➁❻➅➃❾➈
❸❿➂➉➃➊❿ ❼➂❹❻➌❸➇ ➃➅➊❷❻➄➃➅❼
➍❹❹➄ ❺❶➅➡❸ ➃➅ ➠❷❼➃➅ ❶➅➄
➏❹➂❾❽ ➸❹→➄❿➂➇ ➢❹❻➂❾ ➻➌➒
➌❹➃➅❾❿➄ ➀➌❿➊➃❶❷ ➻➄➉❹➊❶❾❿❸
❹➍ ➠❶❸❾❿➂➅ ➟➂❿❼❹➅➇ ❶➅➄
❾❽❿ ➐❶➡❿➂ ➢➃❾➈ ➐❶➊➡➒
➌❶➊➡ ➸➂❹❼➂❶➁➎ ➾❹➂ ➁❹➂❿
➃➅➍❹➂➁❶❾➃❹➅ ➉➃❸➃❾ →→→➎
❻→❿❹➎❹➂❼➎
Wolf depredation
compensation
available
Ü➻ ß➩➻➏↕➠ Ø ➻❾ ➃❾❸
➟➊❾➎ ➵ ➁❿❿❾➃➅❼➇ ❾❽❿ ➼➅➃❹➅
➢❹❻➅❾➈ ➐❹❶➂➄ ❹➍ ➢❹➁➒
➁➃❸❸➃❹➅❿➂❸ ❶→❶➂➄❿➄ →❹❷➍
➄❿➌➂❿➄❶❾➃❹➅ ➊❹➁➌❿➅❸❶➒
❾➃❹➅ ➍❻➅➄➃➅❼ ❾❹ ❶ ➊❹❻➅❾➈
➂❿❸➃➄❿➅❾ ❷❹➊❶❾❿➄ ➅❿❶➂
➀❾❶➂➡❿➈➎ ➻➅ ❶➌➌❷➃➊❶❾➃❹➅
→❶❸ ➂❿➊❿➃➉❿➄ ➂❿Ú❻❿❸❾➒
➃➅❼ ➂❿➃➁❺❻➂❸❿➁❿➅❾ ➍❹➂
➌❻❺❷➃➊➇ ❽❿ ❼❶➉❿ ❶→❶➈ ❸❹➁❿
❹➍ ❽➃❸ ❾➂❶➄❿ ❸❿➊➂❿❾❸➎
➓➔ ➍❿❿➄ ➄❹❼❼➈ ❾➂❿❶❾❸ ❾❹
➄❹❼❸➇ ❷❿❾ ❾❽❿ ➡➃➄❸ ❾❶➡❿ ➂➃➄❿❸
❹➅ ❾❽❿ ❾➂❻➊➡ ❷➃➍❾➇ ❶➅➄ ➔ ❷❿❶➉❿
❾❽❿ ❷❶➂❼❿ ❶➌➌❷➃❶➅➊❿ ❺❹➆❿❸
❺❿❽➃➅➄ ➍❹➂ ➡➃➄❸ ❾❹ ➌❷❶➈
→➃❾❽➇↔ ➞➃❷❷❿➂ ❸❶➃➄➎
➺❿ ➊➂❿➄➃❾❸ ❽➃❸ ❹➂❼❶➅➃➧❿➄
❸➃❸❾❿➂ ➍❹➂ ❾❽❿ ❸➁❹❹❾❽ ➍❻➅➊➒
❾➃❹➅➃➅❼ ❹➍ ❾❽❿➃➂ ❺❻❸➃➅❿❸❸
❶➅➄ ➍❹➂ ❽➃❸ ❸❿➊❹➅➄ ➭❹❺➎
➓Õ❽➃❸ ➃❸ ❼❹➃➅❼ ❾❹ ❼❶➃➅
Ö➾❶➊❿❺❹❹➡× ➅❹❾ ❹➅❷➈ ❶
➌❷❶➊❿ ➃➅ ❾❽❿ ❸➁❶➂❾ ❽❹➁❿➇
❺❻❾ ❶❷❸❹ ➄❶❾❶ ❾❽❿➈ ➁❶➈
➅❹❾ ❽❶➉❿ ❺❿❿➅ ❶❺❷❿ ❾❹ ➊❹❷➒
❷❿➊❾ ❺❿➍❹➂❿ ❹➂ ❻➅➄❿➂❸❾❶➅➄
❺❿➍❹➂❿➇↔ ❸❶➃➄ ➻➐➔ ➩❿❸❿❶➂➊❽
❶➅❶❷➈❸❾ ➲❹➅❶❾❽❶➅ ➢❹❷❷➃➅❸➎
Õ❽➃❸ ➃➅➊❷❻➄❿❸ ➌❿❹➌❷❿➣❸
❷❹➊❶❾➃❹➅➇ ❶➊❾➃➉➃❾➃❿❸ ❶➅➄ ➃➅➒
❾❿➂❿❸❾❸ Ø ➓❶❷❷ ❾❽❿ ➂❿❶❸❹➅❸
➊❹➁➌❶➅➃❿❸ →❶➅❾ ❾❹ ❼❿❾
➃➅❾❹ ❾❽❿ ❽❹➁❿➎↔
Õ❽❶❾ ❸❶➃➄➇ ➾❶➊❿❺❹❹➡
❸❶➈❸ ➸❹➂❾❶❷ ➄❹❿❸ ➅❹❾
➊❹❷❷❿➊❾ ❶➅➈ ➃➅➍❹➂➁❶❾➃❹➅
❶❺❹❻❾ ➌❿❹➌❷❿➣❸ ❽❹➁❿➇
❷➃❸❾❿➅➃➅❼ ❹➅❷➈ ➍❹➂ ➉❹➃➊❿
➊❹➁➁❶➅➄❸➎ Õ❽❿ ➊❶➁❿➂❶➇
→❽❿➅ ❿➅❶❺❷❿➄➇ ➄❿❾❿➊❾❸
➌❿❹➌❷❿ ❶❸ ❾❽❿➈ →❶❷➡ ➃➅❾❹
❾❽❿ ➂❹❹➁ ❺❻❾ ➄❹❿❸ ➅❹❾
➃➄❿➅❾➃➍➈ ❸➌❿➊➃➳➊ ➌❿❹➌❷❿
❹➂ ➂❿➊❹➂➄ ❶➅➈❾❽➃➅❼ ❶❺❹❻❾
➌❿❹➌❷❿➣❸ ❽❹➁❿❸➇ ❶➊➊❹➂➄➃➅❼
❾❹ ➾❶➊❿❺❹❹➡➎
➾❶➊❿❺❹❹➡ →➃❷❷ ❹➍➍❿➂
➸❹➂❾❶❷ ➃➅ ❾→❹ ❸➃➧❿❸ Ø ❶
Ù➙➛➛ ➁❹➄❿❷ →➃❾❽ ❶ ➙➝➒➃➅➊❽
❽❹➂➃➧❹➅❾❶❷ ❸➊➂❿❿➅ ❶➅➄ ❶
Ù➵➦➛ ➓➸❷❻❸↔ ➉❿➂❸➃❹➅ →➃❾❽ ❶
➙➽➎➨➒➃➅➊❽ ❸➊➂❿❿➅ ❾❽❶❾ ➊❶➅
❸→➃❾➊❽ ❺❿❾→❿❿➅ ➉❿➂❾➃➊❶❷ ❹➂
❽❹➂➃➧❹➅❾❶❷ ❹➂➃❿➅❾❶❾➃❹➅❸➎
➐❹❾❽ ➁❹➄❿❷❸ ❶❷❸❹ ➃➅➊❷❻➄❿
❶➅ ➃➅❾❿➂➅❿❾➒➊❹➅➅❿➊❾❿➄
❸➌❿❶➡❿➂ ❾❽❶❾ ➍❿❶❾❻➂❿❸
➻➁❶➧❹➅➣❸ ➉❹➃➊❿➒❶➊❾➃➉❶❾❿➄
➄➃❼➃❾❶❷ ❶❸❸➃❸❾❶➅❾➇ ➻❷❿➆❶➎
➸❹➂❾❶❷ ➊❹➅➅❿➊❾❸ ➊❶❷❷❸
❾❽➂❹❻❼❽ ➞❿❸❸❿➅❼❿➂➇
➁❿❶➅➃➅❼ ❾❽❶❾ ➃❾ ➊❶➅ ➂❿❶➊❽
➌❿❹➌❷❿ →❽❹ ➄❹➅➣❾ ❽❶➉❿ ❶
➸❹➂❾❶❷ ❾❽❿➁❸❿❷➉❿❸➎ ➻➅➄
❸➃➅➊❿ ➞❿❸❸❿➅❼❿➂ ➊❶➅ ❺❿
❻❸❿➄ →➃❾❽❹❻❾ ❶ ➾❶➊❿❺❹❹➡
❶➊➊❹❻➅❾➇ ➸❹➂❾❶❷ ❻❸❿➂❸ →❹➅➣❾
➅❿❿➄ ❶ ➾❶➊❿❺❹❹➡ ❶➊➊❹❻➅❾ ❾❹
❻❸❿ ➃❾ Ø ❹➅❷➈ ➞❿❸❸❿➅❼❿➂➎
➍❿➅➊➃➅❼ ❶❸ ❶ ➁❿❶➅❸ ❹➍ ❶
➅❹➅❷❿❾❽❶❷ →❹❷➍ ➄❿❾❿➂➂❿➅❾
❾❿➊❽➅➃Ú❻❿ ➄❿❸➃❼➅❿➄ ❾❹
➁➃➅➃➁➃➧❿ →❹❷➍➒❷➃➉❿❸❾❹➊➡
➊❹➅➫➃➊❾❸➎ Õ❽❿ ➂❿❸➃➄❿➅❾
➃❸ ❷❹➊❶❾❿➄ ➃➅ ❶➅ ❶➂❿❶
❹➍ ➡➅❹→➅ →❹❷➍ ❶➊❾➃➉➃❾➈➇
→❽➃➊❽ ➃❸ ❶ ➂❿Ú❻➃➂❿➁❿➅❾
➍❹➂ ➂❿➊❿➃➌❾ ❹➍ ➍❻➅➄➃➅❼➎
➸➂❿➉➃❹❻❸ ❸❻➊➊❿❸❸➍❻❷ ❶➌➒
➌❷➃➊❶➅❾❸ ➂❿➊❿➃➉❿➄ ➍❻➅➄➃➅❼
➍❹➂ ➂❶➅❼❿ ➂➃➄❿➂❸➇ ❽❿➂➄❿➂❸➇
❷➃➉❿❸❾❹➊➡ ❼❻❶➂➄ ➄❹❼❸➇ ❶➃➂
➌❶❾➂❹❷ ❶➅➄ ➍❿➅➊➃➅❼➎
➢❹➁➌❿➅❸❶❾➃❹➅ ➂❿➁❶➃➅❸
❶➉❶➃❷❶❺❷❿ ❺➈ ❶➌➌❷➃➊❶➒
❾➃❹➅ ❻➅❾➃❷ ➲❶➅➎ ➙➇ ➤➝➙➛➎ ➔➍
❶➄❿Ú❻❶❾❿ ❼➂❶➅❾ ➍❻➅➄❸ ❶➂❿
➅❹❾ ❶➉❶➃❷❶❺❷❿ ❾❹ ➍❻❷❷➈ ➍❻➅➄
❿❶➊❽ ❶➌➌➂❹➉❿➄ ❶➌➌❷➃➊❶➒
❾➃❹➅➇ ➂❿➃➁❺❻➂❸❿➁❿➅❾❸
→➃❷❷ ❺❿ ➄❿❾❿➂➁➃➅❿➄ ❶❾ ❾❽❿
➄➃❸➊➂❿❾➃❹➅ ❹➍ ❾❽❿ ➼➅➃❹➅
➢❹❻➅❾➈ ➯❹❷➍ ↕❿➌➂❿➄❶❾➃❹➅
➢❹➁➌❿➅❸❶❾➃❹➅ ➊❹➁➁➃❾➒
❾❿❿➎ ➻➄➄➃❾➃❹➅❶❷ ➃➅➍❹➂➁❶➒
❾➃❹➅ ❶➅➄ ❶➌➌❷➃➊❶❾➃❹➅❸ ❶➂❿
❶➉❶➃❷❶❺❷❿ ❶❾ →→→➎❻➅➃❹➅➒
➊❹❻➅❾➈➎❹➂❼ ❹➂ ❺➈ ➊❶❷❷➃➅❼
➽➦➙➒➛➨➵➒➙➝➝➙➎
➓➀❽❿ ➃❸ ❶➁❶➧➃➅❼ ❽❹→ ❸❽❿
➡❿❿➌❸ ❿➉❿➂➈❾❽➃➅❼ ❸❾➂❶➃❼❽❾➇
➍➂❹➁ ➼➸➀ ➄❿❷➃➉❿➂➃❿❸➇ ❾❽❿
➌❽❹➅❿ ➂➃➅❼➃➅❼➇ ➌❿❹➌❷❿ ➊❹➁➒
➃➅❼ ❾❽➂❹❻❼❽ ❾❽❿ ➄❹❹➂➇ ❼❿❾➒
❾➃➅❼ ➁❿ ❷➃➅❿➄ ❻➌ ❶➅➄ ❹➅ ❾❽❿
➂❹❶➄➇ ❶➅➄ ➃❾➣❸ ❶❷→❶➈❸ ➂➃❼❽❾➇↔
➞➃❷❷❿➂ ❸❶➃➄➎
➠❷❼➃➅ ➠❷❿➊❾➂➃➊ ➃❸ ❹➌❿➅
➙➝ ❶➎➁➎ ❾❹ ➽ ➌➎➁➎ ➞❹➅➄❶➈
❾❽➂❹❻❼❽ ➾➂➃➄❶➈ ❶➅➄ ➁❶➈ ❺❿
➂❿❶➊❽❿➄ ❶❾ ➽➦➙➒➦➵➜➒➤➝➽➦➎