inrdnv evening, -""
THE EUGENE GUARD
Pago Nine
r V, i 1015
IDME BUYING PUN. 'gygfffl ry comes ms dovtt of chamcte? I FACTS ON CHIMNEY
nr nrITV IUAICQ I
yf nUlLI I ULKLLII
iS NOVEL ANGLES
of Kou financinc for
build, for" ( ,h Nationl Aa
ia coram" L, . ,
tistion 01 . .,,i,i hrondraat
ffrtt 1'"' " ,
" ''fw b "lis developed to a point
tbat lie n Pllrrent methods.
If " , hurl client want-
"SUI'PO"": " ,0roiimatok
jSjS? it ro .Ha detail, of fi-
X "! h0W ,h,"'h ' " 1
?ou.,b"'!. ' .,. , .hi, awcific
... hA nfiTifinnl fen-
ioiry out""" '
l.r o' '!. ,P'"n,- ,,,. lt for
The U'"j
tiHO and a 3-room, all-modern, well
51-"". .i ..f lateafr nlHn and
built ':"" .neludcs bath.
fLr"fof summer hot water and
jl ia lvirnai-'u.
rnt of covers interest at 7
,, cent as well as principal. r.acu
rl , .i:rri.nt nmnnnt o?
iK.Tinelit ' ,,i,f,ent
mount of principal, a Kreater one.
. ;,.norl or 7 nrr rout
j wore no i"; . . ' k
Financing Told -"The
periwl over which the ny-
".. After Wl or 00 month. X
in hrlp Hie. purchaser, refinance by
loaning him (for a moment) lhc
title whiln he issues his own firwt
iwriwrft from the proceeds of wind.
Tr s u onv nf his riVht re-
mtininjt t it" present worth; thut
with interest uo to uaus i-ni.v.
... . ..riiioiwitio it rloiiG the aell-
n atnorti7.es his first mortgage (used
.1 ,. fn hnuP ronstriiction)
icwfdinR I" the aKrpeiuent m tt.r
ihA t.avments .received monthly
rom the pnrchHwr.
"The warranty cieca is given uu
i. tiftvo hipn (nmnlRtP.d or
wben the purchaser is being nided
in his rrfmancing oy n eiiiiuiuunruun
jiving of deed and seller receiving in
full the amount of whet is due him
it present worth.
raymeniB tay
i...Ana it-tiinrf S4(HkJ n Tear or
more do not come within the scope
. . . .1- ir f
of the plan, accoruing i" mu--
. famillaii lia aura din
Hit J"""1'" "l
!It (or half their Incomes and wove
(5000 or ?UUUO in inree yeiirs. mi
..k bum a on if nhln rotn'Hfinf ( PAD
IUCU II oiuii
readily be purchased from brokers
on the usual oasis.
"My present aim is to supply
modest homes to families whose in-
ramr from $2500 to S4000
but I have hopes of reaching out nt
some future time to supply nomes
iknB ttliA onrn Iprm thnn $2500.
The present commodity rate on build
nA. nravinlo tVlla HffivifV flit
well built, all modern homes suitable
for a cold climate.
It !. h;l.lT ln.I-ohln ft eiinniv
cod accommodalions at prices rang
mg rrom ?oiK'v id iur imu
the builder may have for clients that
ery large group of families whose
iireinjtB are between $H0 and $Ti
per week, Mr. Moffett points out.
'eoiile like to tell of the well built
Jousea of -l years bro. They leave
he impression that todny's houses
are not well built, tlint our modern
reethods could very well give place
to the slower and more costly method-
of the past.
It is undoubtedly true that there
shoddy construction today, and
tbit some builders turn out an infer
ior product in a nice packnge. There
re poorly built automobiles, poorly
wide hose and poorly wovrn enr
fti. It would bo Rtr.inee if in the
hnildinjf field alone there were no
inferior products.
nut thousnmls of the houses built
twiiy are bettor planned, better dc
ined and better built than any
tioiir-eg this country has ever bc
lre erected. There ii a marked
prnvfinent in exterior annearnnco
interior arrnngement. Modern
tows are compact, yet have plenty
nf room where it. can be used aud
'ojoywl, (lone are the prim parlors
d the chilly hallways, and in their
ee we have the, comfortable liv
;3' room and the oo.y sun porch.
There are other improvements in
wse building, however, that mean
"n more to home owners. Houses
'iv ran be built so that they are
rmpr in winter and cooler in sum
jwr. Thpy ran be more comfortable,
'h winter and summer, and Mill
many tons of coal every year
TT 'he houses nf the past.
Thj is possible through house in
JflUtion, the principle that builders
Wrfttred from the makers of re- .t
f'Jt'ritors snd firelrss pookrs.
r;iry hnildinit material offers a
Hwep f0 the flow of heat and;
'eW- But inulation matrrials offer!
fJManr so srat thst. with three!
mr inrbrn o insulation hent can
TI t a timp. The firfleis cooker
N upno- we lin" h home with
' Mm ios-tlation. It holds in the!
irom the furnace by building
iik rpi!,"nce to hs flow
nd roof. Naturally thi
, ui'Rp n-auni popinr
''B mrt1!i w.i.-L i i
smsCI.r riiitr.. nni mikfn
SlH r"m'"rtril.
'ml " r"l'll,ln Hir hn. gnn
'k Vi 0 "'' " d"minp.l
:n ?'""! "mount of heat lo.t
'""'if nimerin
Motor Owner has
fking Plan
t,. '"' MjDient of $120 fnr a
1r i, ,rf oil Which In park hin
, "T A. I. pitr. an attor-
.p.. .. "icrrrn a ctry
tlH fl -, J by 2:1 I'". nd lia
' Ik....."-"0 rwrmanmt bui!d-
Needs of Small Family Are Met at Small Cost; Wide Choice of Color Effects
Offered in Various Shades of Stucco Now Available
This charming English type cot
tage was designed to meet the needs
of the small family of simple tastes,
A tone of quiet refinement cnhnneoH
the. qunint charm of the exterior and
the long roor! lines add a dignity of
character rarely found in the small
house.
Wide choice of color effect is of
fered in tho various shades of stucco
available to the builder. The brick
trim on the concrete porch also af
fords an opportunity for effective
treatment. The roof should be
stained in harmony with the balance
of the composition.
The arrangement of Ibe rooms has
all the convenience of a much larger
house. The living room is amply
spacious and has plenty of wall spnee
fur furniture placement. The fire
place, if properly constructed, will bo
a great aid in heating a house of
this size.
Modern kitchen equipment makes
the dining nook a feasible and appro
priate feature of borne design. Jf
desired, the nook saown in this plan
may be separated by a low partition
from the balance of the kitchen.
Both bedrooms are of ample size
and each is favored with cross ven
tilntion. Closet space will serve all
ordinary needs. The central ball ties
all rooms nicely and allows 'space
for telephone installation.
This cottage , will fit nicely upon
a 0xl00-foot site and will prove an
asset to any neighborhood. Floor
nrea is 840 square feet.
"Good merchandise, well shown, is
half sold."
Upon this modern proverb Mar
shall Field has built, the largest de
partment store organization in the
world. And by the same virtue, deal
era who are alert to effective mer
chandising processes are discovering
the truth that is hidden jn btese few
words. As - a consequence, these
dealers are enjoying considerably
more prosperity than their brethren
to whom "what was good for grand
father is good enough for inc."
lleywood-Wakefield, one of Amer
ica's foremost manufacturers of fur
nitu:e and baby 'carriages, is a firm
believer in the value of window ad
vertising. "Next to newspaper ad
vertising, window advertising is the
bent merchandising medium is the
axiom of Iiaymond Heed, the adver
tising manager. Therefore, Hoy-wood-Wakefield
is conducting a nation-wide
window ' display contest
from April 1 to May 1 for its host
of dealers throughout the United
States, The solo purpose underlying
the contest is to stimulate dealer in
terest in one of the most valuable
forms of merchandising advertising
at the point of sale. ,
Heywood-Wakefield offers $1000 !
in prizes for the most attractive dis- j
plays of its merchandise during the ;
period of the contest.. The first j
prize is $150; second prize, 5100;
two third prizes. $73 each; four
fourth prizes, $30 each, and many
smaller awards will be made.
The rules of the contest are sim
ple. Judging will be done from pho
tographs of the window displays sub.
milted by the dealers. The judge1
will be well-known merchandising j
and advertising authorities. I'ictures;
must show baby carriagse or reed i
and fiber furniture, hut may show,'
in addition, cane and wood chairs, '
Windsor chairs, cocoa brush door j
mats and floor matting. The multi- j
colored trim, furnished by lleywood- !
Wakefield, must be in the hands of;
the rompany not later than May 15. ;
J0'J5. Each dealer who submits a
photograph or photographs which do;
not win a prize will be paid S2.50. '
to defray the slight expense he may
incur.
Will CONTEST
JO BE COAIOUCTED
SEE US !
Before You Build
Building Material
Is Our Business
Wo nro now prt'pnrcd to ho ot' service to you in
the building line.
We handle lumber, loth, cement, wall board, shing
les, roofing;, etc.
J. W. Copeland Yards
Formerly Fischer-Soulti Lumbar Co.
6th and High Phone 572
-y 4 ; living toon
fDLGtt
Court Says Lease
Has Property tax
A leasehold is property, and Us
cost and Increase in value are prop
erly Capital, according to a decision
just made by the board of tax ap
peals in relation to the federal in-
foni( tnr. ' t' k
The board, in regard to decision
ISo. i, held:
1, That a leasehold is property
and its cost and increase in value
prior to March 1, '1011. are properly
capital. The owner of the leasehold
is entitled to take reduction for ex
haustion of such leasehold in the
suiiic manner as he would with any
other exhaustible property,
- That where the March 1, 1013,
value of a leasehold is determined,
and 'that value is used as the basis
for computing gain on the bale of a
lease, the taxpayer is entitled to take
deductions for exhaustion on the
same basis.
Trades Union Fund
Bill is Defeated
LONDON, March 7. (P) The
house of commons this afternoon for
mally rejected the trades union poli
tical fund bill against the adoption of
which I'rime Minister Baldwin argued
on the ground that the question of
such import should not ,be decided
summarily In the manner proposed.
The prime minister's amendment to
this effect was carried by a vote f
Ii-5 against 13.1.
OREGON I.IFK D. M. JOHN,
Agt. tf
go sa a
3
"Aberdeen," Utah's J
Best," "Peacock,"
Q Rock Springs Coal, Q
Gasco Briquets.
0
Ltf Rainier Coal Co. mm
15 E. 7th Phone 412
r.1
an
FLGDL1LAH
. rUli HO 436
Government Backs
Real Estate Laws
lil several Important cases where
the California real estate department
has revoked or withheld real eslnttv
licenses from parties for misrepre
sentation in the sale of real estate,
the federal department of justice
has brought criminal net ion against
the parties for misuse of ttrp federal
mails, according to the California
Heal Estate association.
In every important case where the
department has brought action
against ' dealers for violation of the
real estate act, according to the as
sociation, the courts have upheld the
commissioner and the real estatt
license law enforcement is generally
upheld by public opinion. Ethical
brokers throughout the state have
lent their hearty encouragement to
the commissioner and, as a result,
the transaction of real estate busi
ness in California is on a highei
plane than ever before.
Valley Printing Co.
Over U. S. Nnfl. Bank.
wedding and business
announcements
commercial and social
printing,
for' quick service call 470
1,
PAINTS ARE HIGH
and unfortunately are going- higher. We cannot
help it and can only advise you to buy early.
We do not believe you can do any better any
where than at the only exclusive paint store in
town.
OXNER'S
at 8th and Olive
Twin Oaks Lumber Co.
FIR AND CEDAR LUMBER ,
SHINGLES LATH
HARDWOOD FLOORS
Phone 782 669 High St.
Builders
We are headquarters for ACME QUALITY
PAINTS and VARNISHES, roofing and building
papers, builders hardware and supplies, mechanics
tools, etc.
Eugene Hardware Co.
9th and Oak Streets
A cood, practical war to reduce
i the danger from a fire if you are
; building a home is to give immediate
attention to the construction of chim
neys. Defective chimneys, flues and
fireplaces rank next to carelessness
in the use of matches and in sniokiuj
in point of fire loss. They are also
the mnin structural cause of dwell
ing house fire losses. Such losses
in th United States amount to from
$l.VOOO.HK to $20,000,000 a yr.
Very few dwelling house chimney
are so erected and insulated or fire
stopped as to he without fire has
nrd; yet nn additional cost of about
$15 a chimney should effectually
abolish all risk of chimney-originating
firejj.
The architects and engineers of
the National Lumber Manufacturers'
association, after a careful study ex
tending over a number of years, have
formulated definite specifications in
regard to the construction and insul
ation of chimneys.
Plan Explained
All chimneys should be built from
tho ground up ami should be placed
on foundations carrying all their
weighr and t least 1U inches widr
all around thin the chimnev aud well
below the frost line. All wood
members of building should be sep
arated from the chimney and not
allowed to come In contact with any
part of it. Not only that but ample
spar should be provided to permit
of insertion nf fire-stopping mater
ials to prevent, radiated host from
affrt?ting woodwork, and also to pro
tect the strurlure against, possible
settlement nf the chimney. It is
reromm-vidd that no wooden beams,
join, or rifterfl, hould lie placed
within 2 inches of the outside face
of any chimney, and that the space
between the chimney, wooden joists,
or beams should be filled with loose
cinders, loose mortar refuse, gypsum
block, or other porous incombustible
material formng a firestop, whlih
should be supported by. strips of
sheet metal or metal lath.
No wooden studding, furring, or
lathing should be placed ngainat any
chimney. In ordinary masonry wall
construction it is usual to imbed
nailing strips of wood in the joints
between courses of brick work to
which furring atrips, or trim, are
nailed. This practice should be abol
ished. Flustering should be directly
on the masonry or tn incombustible:
lathing and furring material. Furring
strips nround chimneys when used
to support base or other trim should
be Insulated from the masonry by the
use of asbestos paper, or equivalent
material at least ft inch thick.
Not Structural Support
A chimney is sometimes erected in
tho center of a building and a care
less builder often uses it to support
Hall's Catarrh
Medicine zl?eti)z
it rid your system of Catarrh or Deaf,
ncss caused by Catarth. ;.
Sold by JniggUti fer wtr 40 ytm
P.I. CHENEY &. CO.. Toledo. Ohio
Plumbing Supplies
For Less
Month of , February
20x30 While Knninel
Sink :
$8.35
1 Lot of Closet Seuta
With Cover
Your Choice
$3.35
Williamson & Co.
' 153 E. 10th Street
Attention
the floor Jolats. Such construction
develops a very serious fire hasard
as the shrinkage of the lumber
members probably will not be the
same as the settling of the masonry
chimney, mid It is almcat certain
that the chimney joints will open up
and furnish opportunity for the pas
sage of flame and sparks In the
spaces between the joints.
Chimneys should never rest upon
or be carried by lumber-built floors,
beams or brackets, or ba hung from
anv lumber-built construction what
ever: neither should they bo support
ed on iron brackets or 'stirrup at
tached to lumber-built coustructiox
up matter how carefully devised.
REAL ESTATE SALE
After passing through a season
which, compared with the phenome
nal activity of has been some
what dull, tho real estate market is
entering with renewed vigor into the
season of 1!L'5. according to the re
ports received from two hundred and
fifty-nine cities by the National As
sociation of Heal Estate Hoards in
its fifth semi-annual survey of the
real estate market.
The market for residential prop
erty, according to thirly-eight per
cent of the cities reporting, is more
active than it was in the fall of
102.1; US per cent indicate tho same
degree of activity, and Kit per cent
report a slower market for residen
tial property. Compared with June.
I021. however, the mnrket shows re
newed activity, for 44 per cent of
the cities reporting indicate a btter
market and only M.'t per cent, indicate
that tho market is in' the same con
dition nf activity.
The market for business property
indicates a still wider difference.
Fift.v-.two per cent report, it more
active than in the fall of 102.1; 3M
per cent the same; hut nearly half,
or 4H per cent, report n more active
market fnr business property than
in June, 1024, and 4.1 per cent the
same.
Business rents are less stable
BOILER MAKERS
and
WELDERS
W. SHENTON
Phone 1054
518 E. 8th St.
Eugene Foundry
and Machine Co.
CONCRETE
BRICK
BURIAL VAULTS
DRAIN TILE
IRRIGATION PIPE
SEWER PIPE
CULVERT PIPE
HOLLOW TILE
BLOCKS
SEPTIC TANKS
Eugene Concrete
Pipe Co,
'35 Blair. Phone 903
Specia
Ruud Double Coil Tank
Water Heater
ill
$1.00 Down, Balance $2.00 Monthly with your gas bill in
stalls a Ruud Double Coil Gas Tank Water Heater in your
home.
This is your chance to get rid of tho old make ahift way of heating water
nnd have n modern hot water supply. Call nt our office nml let us dem
onstrate this heater or n phono call will bring our salesman to your homo.
Mountain . States Power Co.
than rents of residential property.
Nearly half of the cities report busi
ness rents increasing, and only 47
per cent stationary. The most uni
form inerease iu business rents i
found in the southeastern section,
where 7tl per cent report them up.
The most uniform stabilization is
found in the central eastern section,
where AS pec cent indicate nf change.
Kent are decreasing more uniformly
in the south central section, where
Terriil-Voigt Planing
Mill work Service BojSJetin
Moulding- and Inside Trim At Once
Standard Frames 4 to 5 Days
Standard Doors 1 to 2 Hours
Standard 2-Lt. Windows .1 Day
Special Sash - 2 to 3 Days
Cupboard Doors 3 to 4 Days
At Your Service
LUMBER AND BUILDING
MATERIALS
Walters-Bushong Lumber Co.
4th and Pearl Phone 500
MODERN POWER EQUIPMENT '.,
Eugene Foundry and Machine Company
518 Enst 8th Avenuo Phono 105 1
S. B. FINNEGm
Machine Blacksmithing
Soil Truck Tires; Auto nnd Truck Springs; Auto
Wheels nnd HiniH; Oxyncetylene Welding
Wo curry cnrbhlo in cans; also blacksmith coal,
and oxygen in tanks.
1 Sale
fifei It
1
8fl per cent of the reports Indicate
this change.
Business rents are most stable in
cities between 100.000 and 230,000
population, and are least stable in
half report them increasing.
OLD TIME DANCE '
Thurston, February 2Stb, given by
Indies of the Farmers union. Every
body welcome. niT
Co.
Phone 822-R
Near Corner
Fourth and Pearl
THE HOUSE OF SERVICE
In our Ui-ti-dato machine
shop enables us to bid
on nml undertake almost
any task in our line. No
Job too small none too
big for our machines and
our mon. Detailed ' estl
males gladly furnished
on every Job.
W frr I Proposition h.
Phone 23
881 Oak Street