paqeO -
Decalogue for
Frugality Seen
Drawn by National Committee
for 1920 Drive Against High
Living Costs.
HIKE A BUDGET, COKES FIRST
Keep Tab on Expenditures Have a
Bank Account. Spend Less Than
You Earn, Are Other Com
mandments. St. Louis. Ten comnnndments for
the guidance of n man's financial life
have been drawn up by a national
committee of bankers ami others to
aid In the great drive of 10:0 ngnlust
the cohorts of high cost of living.
This decalogue for the frugal man
to stiffen his morale In a battle to save
something from the profiteers and rent
misers is part of the program for the
National Thrift week, to begin Janu
ary 17 next.
Finns for rallying the armies of
money savers for the 1020 drive by
holding this Thrift week were ap
proved hy the American Bank
ers' association In its recent conven
tion In this city. The idea already
had the Indorsement of the United
States League of Building and Loan
Associations, National Federation of
Construction Industries. Retail Cred
it Men's association. National Associ
ation of Life Insurance Underwriters,
National Credit Men's association, the
American Life convention, and other
national bodies.
"Make a Budget," One Commandment.
The ten commandments as recom
mended by Walter Y. Head of Omaha,
vice president of the National bank
section of the American Bankers as
sociation, are:
1. Make a budget.
2. Keep an Intelligent record of ex
penditures. 3. Have a bank account.
4. Carry life Insurance.
5. Make a will.
6. Own your home eventually.
7. Pay your bills promptly.
8. Invest In War Savings stamps
and other government securities.
9. Spend less than you earn.
10. Share with others. Thrift with
out benevolence Is a doubtful blessing.
The eight days of the National
Thrift week have been named after
some points of the financial creed, as
follows:
Saturday, January 17 "Bank day"
or "National Thrift day," to empha
size the need for individual thrift and
the nervice a bank renders a com
munity. Sunday, January 18 "Thrift Sun
day," with sermons In all Amercan
pulpits on the relation of economic
life to religious well-being and the
need of sharing with others.
Monday, January 10 "National In
surance day." to stress the need of
protecting one's family.
Tuesday, January 20 "Own Tour
Home day," to show why it Is desira
ble and how it is possible to own your
own home.
Wednesday, January 21 "Make a
Will day," to urge men to make wills.
Thursday, January 22 "Thrift in
Industry day," to advocate factory
thrift and co-operation between capi
tal and labor.
Friday, January 23 "Family Budget
day."
Saturday, January 24 "Pay Tonr
Bills day."
Supporting this movement in an ad
dress to the bankers In their conven
tion here, Arthur M. East of New
York, national director of the Thrift
week movement, said :
"Financial and Industrial leaders are
Interested In the Increased cost of liv
ing because they know that in most
cases the bill for the Increased cost
Is handed by the worker to the em
MASONIC MEMORIAL
m .... w t v
m 4 r
Grand Master VV. S- Farmer, assisted by ofheers of the Grand lodge, state
of New York, laying the corner stone of tne $6u0,0u0 memorial hospital to
soldiers and sailors of the great war at the Masonic Home, U'lca, N. Y.
ployer for liquidation. The bill for the
cost resulting from the Inefficiency of
the average nutn and housewife In tho
spending of money and their failure to
get full value for money received Is
also handed to the employer for pay
ment either in Increased demands for
wages or In Increased dlssutisfactlou
and Industrial unrest.
"So ninny employers are Ion ruing
that, along with plans for stimulating
the Interest of the worker In his Job,
there must go hand In hand with It
an education of employees la f inula
mental economics and in the use und
value of it one v."
Learns at 70 Two Can't
Live Cheaper Than One
Santa Rosa. "You can't beat
this high cost of living nohow,"
says John Boroquez, seventy
years old, who on September 6
married Adeline Young, aged
sixty-four, keeper of a boarding
house, on the theory that two
could live cheaper than one.
They agreed to divide the pro
ceeds from the boarding house.
Boroquez asked for his share
of the profits. The thrifty bride
refused and started for the bank
to deposit the coin. Boroquez
went to the newspapers and had
Inserted a notice that he had left
his bride and would not be re
sponsible for any debts contract
ed by her.
Captain
Knows
Daring Cavalry Leader Is Terror
to Bandits on Mexican
Border.
ANSWERS THREAT WITH SHOT
Ability for Coping With Banditry Led
to Speedy Promotion From Ser
geant to Captain During
Four Years.
San Antonio, Tex Capt. Leonard
J. Matlack, commander of Company
K, Eighth United States cavalry. Is to
day the most feared American that
Mexican bandits have encountered on
the Texas border. He Is feared more
than the Texas rangers, who for years
were the only official guardians of the
peace In that remote counntry. His
men are of the fighting, daring type,
but Captain Matlack's desire to go it
alone when handling difficult situa
tions has struck terror to the hearts
of Mexican evildoers who are learning
not to commit offenses in country
where he Is known to be stationed.
When Captain Matlack went to
Candalarta, Tex., four years ago, he
was a sergeant. He took station with
his company at a small, Isolated com
munity on the banks of the IUo
Grande. They soon found themselves
In a hotbed of banditry, which Mat
lack determined nzust be cleared.
Matlack Clever and Daring.
Matlack found that the leader of the
bandit crew in San Antonio was Chico
Cano, a former captain in the Carran
za army. Matlack visited San Antonio
alone at different times and met Cano,
informing him that unless he ceased
his lawless practices he would meet
HOSPITAL STARTED
i y w JJt.i, U . A-SsjCjSd MJ,iJk
INDEPENDENCE ENTERPRISE, INOEPENDENCE, OBM0N.
LATEST Y. W. C. A. UNIFORM
"!VT',fl
Itr. Yivla Hello Appleton In. tno
uniform she will wear In Labrador,
where sho will bo stationed as a rep
resentative of the social morality com
mittee of the Y. W. C. A. and of the
Orenfell Mission and will tend sick
babies and people within n ra llus of
20O miles of her hut. She will travel
with skis, snow shoos und by dog team.
Sho says her best medicine Is good ad
vice and wholesome fun.
Matlack
No Fear
Battling Owls Make
Kansas Streets Unsafe
Republic, Kan. The streets
of this town are unsafe for
pedestrians after dark on ac
count of the nightly battles be
tween large flocks of owls. Ite
malnlng In the trees during the
day, they swarm about like lo
custs at night and have become
so numerous and vicious that
they attack human beings. It Is
unsafe for women and children
to venture out after dark.
Ia several Instances persons
have been struck on the head
and rendered unconscious. One
woman was painfully hurt by a
direct attack from an owl which
she had tried to ward off with
an umbrella.
Steps are being taken by the
authorities to rid the city of Its
strange pests. Such a condition.
It is said, was never known here
before, although owls have al
ways been numerous In this sec
tion of the state.
a sudden death. It was not long after
that Cano attempted a raid and got
several hundred 'cattle. Matlack took
up the trail, recovered the cattle, killed
Cano and drove the cattle back Into
Texas.
In like manner he met and killed a
brother of Jesus Benterlas, the ban
dit leader who held the aviators, Davis
and Peterson, in captivity, pending the
payment of ransom money. It was
Matlack who outwitted the Mexican
bandits when he went alone to rescue
Peterson and Davis and escaped with
ha'f the ransom money, Inviting death
for himself and the aviators.
Takes Long Chances.
On one occasion Matlack and his men
were surrounded by an overwhelming
force of Mexicans. Instead of mak
ing a stand to fight, as the bandits ex
pected, Matlack ordered a charge, rode
down the Mexicans pnd killed 35 of
their number. Matlack's men suffered
one slight casualty.
Not long after this a cattle ranch
near Candalarla was raided. Matlack
and his men pursued and killed the
Mexicans and recovered the cattle.
Later Matlack went back to look for
more cattle. While he was riding
around the town a shot was lired from
an adobe house. The bullet went wild.
Matlack boldly kicked In the door of
the house and killed the Mexican who
had fired at him. In virtually every en
counter with Mexicans Matlack has
taken long chances, but he has always
gotten his man.
SERBIA IS FREE OF SMALLPOX
Typhus Also Stamped Out by Relief
Workers, Including Amer
icans. Belgrade. For the first time In five
years Serbia !i today free of smallpox.
Only three cases are reported In the
whole kingdom.
, The announcement Is made by the
medical staff of the American Red
Cross headauarters in Belgrade which
a week ago made the even more grat
ifvine announcement that Serbia is
once more free of typhus, after a strug
gle of five years. Zi
I s" V
v. x
It i " . "
It
J ,-
Cancer Kills One lr Ten
Over Forty; Curable, Federal
Health Service Declares
Tho flrl health Bervlce, re-en-forcing
repoiito.1 mlvlco from tW
health board, and the American ft
clety for tho Control of Ou;r. Jn
Issued n cancer circular for nubile Ul
trlbutlon. It tlednrcH tu out 'f cveiy
ten persons over forty dies of runeer.
While tho urent war cost the Unlte'i
States about WHH) lives, eamvr In
tho same two yearn claimed 1M.i
people In this country.
Tho government iiRenry wnw tlml
cancer Is unquestionably Itx'renslnK
throughout the world, nlthouuli it I"
curable If treated early.
"At the beginning eimeer Is usually
painless und difficult to detect," the
new bulletin points out. "At It first
small growth It can bo wifely "'
easily removed by a competent sur
geon. Cancer Is not n constitutional
or 'blood disease. Is not contnulous.
and Is, practically spouklnsr. t't her
editary. Persistent abnormal dls
charge or bleeding Is suspicious. Soren,
cracks, lacerations, lumps und ulcer
which do not heal, and warts, moles or
birthmarks which chance l lt c'lor
or appeurance, may turn into cancer
unless treated and cured. I'eritlstent
Indigestion In middle llfo, with loss of
weight and change of color, or with
pain, vomiting or diarrhea, calls for
thorough and competent medical ad
vice as to the possibility of Internal
cancer. A doctor who treats a sus
picious symptom without Milking a
thorough examination does not know
his business."
The bulletin empbnHlres that no
medicine will cure cancer and that
early diagnosis Is all-Important
PROFIT FROM
RAISING POULTRY
There Is considerable profit in poul
try at the present time. Tho matter
of profit In poultry keeping Is a thing
which each person must solve for him
self, so much depends upon the keeper.
Poultry raising Is not easy work; it
requires lots of time and patience.
Where stock Is kept and poultry has
free range, a hen may be kept for a
year on four to six pecks of corn or
Its equivalent. No one thinking of
going Into this business cun figure on
u profit above $1 a hen, and that Is
much too large if the keeper is Inex
perienced. If the hens arc given warm, clean,
dry quarters and a variety of grain
green vegetable food of some kind
with plenty of ground oyster shells
and once or twice a week a little
ground bone and meat rnenl, they will
keep in good thrifty condition. F.arly
hatched pullets will usunlly commence
to lay about the middle of January.
One and two-year-old hens will seldom
lay when the weather Is very cold.
A practical poultrymnn says:
"Cleanliness, a variety of grain, regu
larity of feeding, pure clean water
given twice a day, and a well -littered
shed for exercise, must be provided.
I feed mixed srraln, wheat, corn and
oats In the morning and evening; the
grain Is sown over the cut straw In
the feeding room. At noon scalded
fine-cut clover hay mixed with wheat
bran and a little oil meal Is fed. On
this food the hens lay fairly well, even
in cold weather. I raise most all of
my feed and have an abundance of
grass and clover pasture In summer,
and rye and wheat pasture In winter.
When snow covers the ground, I feed
cabbage leaves, beets and turnips, cut
fine and mixed with bran. There Is
not much money in the business If
most of the grain has to be bought and
hired help employed."
Men Bellhops and Waiters
Get More Tips Than "Women,
Labor Statistics Reveal
Hotel guests pay far larger tips to
bellhops and waiters than to chamber
maids, according to estimates of man
agers of 153 hotels reported in the la
bor review of the department of labor.
The figures show that maids receive
average tips of only from 11 to 88
cents a day, as compared with $1.27 to
$3.78 for bellmen and from $1.10 to
$3.67 for waiters.
The difference makes the real In
come of maids less than bellmen, al
though the average dully rate of wages
Is $1.29 for the maid and 80 cents for
the bellboy.
The report shows that men working
In hotels and restaurants outnumber
women In occupations usually regard
ed as women's work. Of the 40,000
employees counted In those vocations,
24,000 are men. Of the cooks 9 per
cent are women, ot the dishwashers,
40 per cent are women, and of the
kitchen help, 37 per cent are women.
A striking contrast between the
wages paid men and women In the
same occupation Is shown by the re
port, which is said to be the first ever
prepared on a nation-wide scale for
tho hotel business. Thus, 24 men
cooks are paid $10 a day, while only
one woman receives as much aa $0 a
day. The largest group of men clean
ers receives $2 a day, women, $1,
Ancient Buttons.
In Egypt buttons have been found
whose material Indicates they were
made about 2500 li. C.
Making Yarn From Paper.
The production of yarn from paper
was known In Japan more than a cen
tury ago.
yl llmUvyLLLi LI
h: a package
po a package
x$ during the war
Uca package
NOW
THE FLAVOR LASTS
SO DOES THE PRICE!
1 .'
THAT CHANGE IN
WOWS LIFE
Mrs. Godden Tells How It
May be Passed in Safety
and Comfort
Fremont, O. "I was passing through
the critical period of life, Im-uhj forty-
MX y"ir8 or aj.;e and
had all th iym-ti)minci(l-nttothnt
change lu-at llnnh
eb, n-rvuufin-MS, und
wan in a general run
down condition, so
it was hard for mo
to do my work.
I-ydia E. hnkham'i
Vegetable Com
pound was recom
mended to me ns the
l'Bt i-ernedy for my
troubles, which it
surely proved to be. I fed better ami
stronger in every way tiinc taking it,
on 1 tho nnnoving symptoms havo tiiwip
penred." Mrs. M. Godden, 925 Nil-poll-on
St, Fremont, Ohio.
Such annoviriff svmntons as heat
flashes, nervouansss, backache, head-
acne, irritability and "tho blues," may
bo apeedlly overcome and tho system
restored to normal conditions by this
famoun root and herb remedy I.ydiu E.
Tinkham's Vegetable Compound.
If any complications present them
selves write the I'inkham Medicine Co.,
Lynn, Mass., for Bugentioni how to
overcome them. The result of forty
years experience ia at your service und
your letter held in strict confidence.
Trappert Notice Wanted furs, till kln1n.
Hlilp now while tho prli-e U up. Your
money htime Huy furs received and top
prlceH. Ktsnd for quotation canli. ThcH
UuiitlliK & Co., 679-4Gth fit. Jtrooklyn.N. Y.
And the Fly Escaped.
One of tho queerest Btorlca of auto
mobile wrecks comes from Geneva.
A man driving along tho state road
toward Waterloo had tho windshield
of his machine open. A dragonfly
entered through tho opening and hit
him in the face. Ho tried to brush
it off, moving tho Htcerlnir wheel un
consciously, ran Into tho ditch and
uirough a fence and had a bad smash
up. And tho worst of it is, tho suf
ferer can't buo the fly for damages.
It's a queer world. If you don't
think bo try to count all the good
friends who have boon away on vaca
tions that you haven't misHod.
Locusta in Algeria have found a
dangerous enemy In a fly which fol
lows them and lays Its eggs where
they lay theirs.
YOIIDTW- J?u3 if Sore, Irritated,
,,UHm ULJ Inflamed or Granulated;
UN 1 Murine of ten. Safe for Infant or Adult
At all Druggista. Write for Free Eye Book
Muriae Eye Kemedy Companychlcaaffi?.:
'Ik A'ti
fjfnURTHR RcIreshM. SaolhM.
as-Keep your Eyes
; '
I IP
v.
before the war
1 I Mil 1 1 I
New Houston Hot
SUth r.mxti St.. On
V. kln.li tram tlnlon Dooot. Tw U
rroca N fWtoffl Modra Md
Ovm too Wd room Hua "
m f unnr.AN Muu
-
Patent Pie Pn.
An luvmifiir turn liatCIlted & Pi
i . . Il.it .tin tin Ldl
ill iwu euvwunn mm - i
apart without danger of breaking!
cotiteum.
Flih Live In Ice.
During iovcral months of each '
ac.mo of the great rivers ot Siberia
frozen solid to the bottom, but
flnlies ImprlHoned In the ice maln
their vitality and resume their acfi
life when the ico melts in tho sprf
Proofs of Bigness.
To disagree with the other fel
i, rid mill remain friendly; to seo
other fellow's viewpoint and still cl
to your own opinion with a smuo i
ia ui,w.,.r- in travel tho first 60 m
- niiletly
in company wuu viw -
.,r.t i,ii nit vnn know: to smile at I
w v.',. . 1
. ..,!.. I ,.!,! I'll tO WDf
brcaiunBi lamo " j
not willingly but anxloualy. proves i -you
aro a bigger man than tho of-
nary follow wo find on tho pay ',.
Kxchango.
Are Yon Satisfied?
I, th. bl.a-.st. most .P-rtecUJ
Mt Kit yourself tor rSiiu
with mor tnon.y. 1'ennsu.m f
nurl our Gradual. .
wnt for wtuiosr irosrU m 7
PortlanA. r
NAME 'BAYER' MEANS,
r
ASPIRIN IS GE
Get relief without fear I
told in "Bayer VXTl
.. . 11. tininiP-
The "Bayer Cross J f &
pirin." u iiroiuuio :. the gos
tlons and Positively Idontlflos tn
ulno Aspirin prescribed by
for over eighteen ye' nftCkaee r
Always buy an unbroken patKi ,
Always buy an unbroken lhc
m.,. -r.MoH nf AsDlrln" WlU " ,
it .Tablets 01
tains propor uiruc" -,
ii.,rt r,,i,ta TTAmlncho. Toothac'
propor directions i
llovo Colds, Ileadacho, 1 oo""- ,.
ache, Nouralgla, IumbabO, p
tlsm. Neuritis, Joint Poins, and
gonerally. lv0 tabhf
Handy tin boxes of twlv0lst3 Bl
cost but a few cents. DrugBi
soil larger "Dayer" Pjtanufaf
Is the trade mark of DWr I Saiicy
ture of Monoacotlcacidester 010