i
L'
1 i
VNOMII Of THI ANNUAL tTATIMINT OP THI
NEW WORLD LIFE INSURANCE COMPANY '
f l-okane, In the Hale of Waahlmton, on !h thlrty-flrat 4ar of Do
eaiakar, tilt, meae is th Inauranca Coannlaalvnor of the slat of
graaon, purauant to lwi
CAPITAL
Amount pf aapllal Hack Ml
INCOMI
.41,114,100.00
Total pramlum Income Inr the yur ...
fnlaraal dlyld.nda an ranle rwalvl durlns tha ytai
lacoma from ether eouroae reoelva during r
..I rn.wiH
174,414 41
Total Inoom
N14M.I1
DltlUMIMINTI
Hi for loose, endowment, annultle and
VOIUae
turrander
pivldanda hell to potfcVhoiderl diirln the iu.
piviaands paid an caiiHal etwk durin the rar
Commlaalona and ealerlte pal during tha vaar.
Taaee. Ilcana'a and (mi paid durlni lit year-
Amount of all other oioenailuroa...
ToUl pndlttir
I ltl.IM.0l
: ' ) m
. fTI.Itlui
. IflMIT
4,411. ll
4 tM.nt.n
AIIITI
Valua af Mai aatata owned fmarhat value! ..
Value of Hack and bonda ownad (markal or amortUad
valual
Laane on mnrtaaa and collalaral, ate
Prantlum notaa and poller loan
L'aan in oanaa ana on nana..
oncollasted and dafwred premlume.
niaraal and ranta duo and aeomad
lihar aeeat. (nal)
l M.M1.II
111.401 II
1,111.4(111
111.11)11
iit.tn ii
n ii oi
MX It
. 11,444 41
TaUl aaaett ,.
a apaalal dapoalla In anr aula (If an? Iharo be).
Total aaaeli admitted In Oregon
i
J47.TM.I0
i
LIAIIUTKI
Nat raearvaa - --.
Uroea clalma for loaaat unpaid..
Ail othar llabillllea
l.6.litM
I.134H
11,71141
Total liabilities, aulualvt of capital itock of..
Jt,14l.4
Uiiniii in ortiooN port thi viaa
Araaa aramluma racalvad durina' tha Tar.
Framluma and coupona raturnad during tha yaar
Loam paia ourinf ina year..
J 174.01171
1.74141
10,071.11
NKVY WORLD UrB INSURANCE COMPANT
Jean I. Cadlgan, Praaldont Ruaaall C. Burton, "ecretarr
titulary raaldant atlurnay for aarvlee: Oaorga Outhrle.
VNOflll OP THI ANNUAL tTATIMINT OP THI 1 1
nprMAN't Ft NF. INSURANCE COMPANY
e aw w vsaa-
of Ian Prarrtaco, tn tha Plata of California, on tha thlrty-flrat day of
beoember, lull, mada to tha Inauranca Commlaeluncr of tha Blel of
rBMnn m.rauant In law!
V CAPITAL
Amount ot capital Mook paH up ..
.4 t,too,ooojo
INCOMI
Nat oramlumi raMlvad during tha yar 111.
Inlanat, dlvldanda and ranta raralrrd during tha yac-
iaaurea front olhar auurcaa racairad during tha yaar
Itt.Ottlt
foi.iu ll
ll,7IH
Total Inooma
1t4M4l.tO
OIIIUMIMINTI
Nat loaaaa paid during tha yaar Including adjualmant oi-
?Wldanda paid on eapltal atockTurlng tha yr.
smmlaalvna and aalarlta paid during tha yaar
aaaa, llranaia and faaa pud during tha yaar
Amount of all othar oipandlturaa ,
Total oapandllurM "
AIIITI
Valua of raal aatata ownad (markt valua).-.;
Valuo of llocka and bonda ownad (markat alu)..
Loana on morlgagaa and collalaral, ate.
Caah In oanaa ana on nana .
Pnmluma In oouna of oollactlon wrlttan alnca B'ptem-
bar , lilt 5
lataraat and ranta dua and accrued
I f.ttt tot n
. 4.1U4.04l.li
. 114.1411)
. l.in. mot
11,M7,47.77
J 417.IO0.OO
11,041.144 41
1 IK III It
1,717,11.14
Tatal aiaata .
baao apaclal adpoalla In any atala (If any Ultra ba).
Tatal aiaala admlttad In Oragan
1,704.411.11
l,4ll.t
I410.I6I.M
0 00
,010,tM.t
LIAIILITIII
unpaid-
1,107.1 1!
Amount ot unaarnd pratnluma on all outatandlng rlaka ;! S
bua for enmmlaalon and k" w
All othar llabllitlaa
7tl.M4.ll
Tatal liabintlaa, anlualva of capital itock of
i,wo,ooo.oo ,.
.41I,11,0M.4
UIINIII IN ORIOON FOR THI YIAP)
Nat nramluma raoalvrd during tha yaar I MT.fM.lf
Loaaaa paid during tha yaai
Loaaaa inourrad during tha yar
11,111.61
T6.771.tl
riRRMAN'l FUND INSURANCE CO.. SAN fRANCISCO. CAL.
J. B. Larlaon, Praaldant JIarbart P. Btanchard, BaorataiT
Statutory raaldant altornay for aarrlcoi H. I. Tloknar, Portland,
Orotan. '
VN0PIII OP THI ANNUAL ITATIMINT OP THI -
Union Firo Insurance Co.
of Parli. Rapubllo of Franca, on tha thlrty-flrat day of Dacambar, '
Hit, mada to tha Inauranca Oommlulonar of tha Biita of Ornoa.
purauant to law:
CAPITAL
Amount of Itatutory Dapoilt , t W0.000.00
INCOMI
I1.01I.T1IW
bui,lh.b ualbul Attrinm lk vnmr
IniarmL dividanda and ranta racalrad during tha yaar 11,147.11
la coma front othar aourva raoalvad during Ina yaar
ai.aaaatt.ra
Total Income
DIIIUPIIMINTI
Nat loaaaa paid during tha yaar Including adjuatmanl
aspanara . .n
DlTldanda paid on capital atook during tha yaar
Commlaalona and aalarlaa paid during tha yar
Taiaa, lloanaoa and faaa paid during tha yaar , ....
Amount of all other oipandlturaa
401,14111
1 in.ttiu
Cl.4tt.04
te,4M.n
Total oupandlturoi
al,160.M
AIIITI
aiua nf ml aatata ownad (market valua).
Valua of atocka and bonda owiikI (markat valua).
Mana on morlgagao ana coiiaurai, ate.
CTaah in oanaa ana on nana
Pramluma In souraa ot oollaotlon wrlttan alnca Baptara-
bar, lilt , -
Internal and ranta dua and aocruad
1,071.174.01
117,111.41
llt.tlttt
14.H4.H
Total aatata
apaclal dapoalti In any alata (If any tharo be).
14l44l.tf
Total anati admlttad In Oregon..
H,4l,14tJt
LIAIILITIII
Oroaa clalma for loaaaa unpaid .; I 15JM'55
Amount of unaarnad pramluma on all outatandlng rlaka "i 'l, 5!
Dua for eommlaalon and brukaraga 'Ss iii SJ
All other llabllitlaa-. 10,000.00
Total llabllitlaa, excluelve of capital itock of..
.4 I74,N7.I1
UIINISI IN ORIOON FOR THI VIAR
Nat pramluma raoalvad during tha yaar
aoa paia auring ina year..
lawa Incurred during tha yaar...
10,171.11
4.IM.M
J.llO.tt
UNION FIRE INS. CO., OF PARIS, FRANCE!
Starkweather Shepley, Inc., U. 8. Mgra,
Kmll O. Pleper, Vloe-Prea. A Mgr. Agcy, DapL
' Itatutory raaldant attorney for aervlce:
A. D. Trunkay, Portland.
"., IVNOPBII OP THI ANNUAL ITATIMINT OP TH
Weit Coait-San Francisco Life Insurance Co.
of San Frandaco, In th Plate of California, on the thlrty-flrat day of
Eeoember, lilt, made to the Inauranca Commlaalonar of the State of
regon, purauant to law:
CAPITAL
Amount of capital itock paid up.- . " ' .' M,000.
INCOMI
Total premium Income for the year. l,60B,0S0.SO
Intaraat, dlvldanda and rente received during the year Il7,76t .11
Income from other aourcea received during the year 111,717.11
ttMl5M.0l
Total Income
OI8IURSEMENTI
paid for loaeei. endowmenta, annultlea and aurrender
vaiuea ......-......--r....-...-- .
m ie,aov.oa
Z I,97I.IT
41,716 tf
- 199,067.11
Total enpandlturec 11,100,871,11
A88ET8
' Value of real eatate owned (market value) ... 71.451.W
..l.ioi.isteu
ruvMAn,ia nairi tn nnltcvholdera durina the year.
blvldendi paid on capital alock during the year..
Commlaalona ana aaiarioa paiu uurma m
Taxea, llcenana and feea paid during tha year-.
Amount of all other eipendlturea , , M
value; .,.,........
Loana on mortgagee and collateral, etc.
Premium notea and policy loana
Caah In banka and on nana...
Net uncollected end deforred premluma...
iniareai ana renia aua ana aoorueu.
Other aaati (net)
mn
llt.BOl.14
4 1.404. 10
77.5t7.40
Total tiiata
Leaa apaclal depoalta In any atate (If any there be)
Total alien admitted In Oregon
..4,8,261.10
,603,151.10
LIABILITIES
Not reaervei
Oroaa clalma for loaaea unpaid)..
All other Uablllttea .
TIHW m CACflHT MAN
llKJ " AND MADE A BOLD
ENDEAVOR TO LAND HIM.
A iportiman tlli of I eurloui
Incident from bit llorj. wlilcb
ippeari to be luthenile, II P
pean thet part; of Buberraen
were out Id boil after ud
leon, On of tbi men, wIiom
.born hid become limed eome
mllef from home, hid been lakro
on board, but wn not Bathing. Ai
I peoilt fur wearing ipan he
at In the bow with bli fei-t
binilni over the ild of tbi
klff.
Soon ifter bli entrance Into
th bolt on of th iDglera
ctufht l imill ludieoo, wblcb
be pliyfulljr bung on tbe bono
min'i projecting ipur, Th In
clJent wii forgotten ind the
gtidgeoo bang there, 1U UII Juit
touching th water,
Suddenly tbe nun gir cry
of ntonlihment, od th other!
looking np Uf I lirg Jaokdab
planning th water In vlgoroui
faahlon. The boat began to
rock; th mm In th bow loit
bli bilinc ind tumbled Into lb
Ilk, where be dluppeared from
light
A moment titer he mae to th
urfic, th JickBib (till thmh
Ing th witer ibout hie foot, tod
It wii Men that tbe fub tit
ciught on th ipur. The Jack
wii hug fellow ind very
trout, ind In It trosgle for
freedom It plunged down towird
the bottom of the Ink, dragging
th men feet foremost ifter It
till weight however, wa too
much for the flub and it mad
mall headway.
Th fiahermen now went to
the aulitinc of their compin
Ion. On of them (truck th jack
with in oar and atunned It Th
man wu nulled Into the boat and
th Jackfl.h deipatched. Th big
fuh had Jumped for th gudgeon,
Sxed !t teeth In Itl body ind
hid tomehow ben cjnght by th
gill on th crane-neevea ipur.
-..l,14t,7B1.00
ZZZZ-L 68.014.S0 '
H1.4I4.M
Total llabllitlaa, exclualve of oapltal ttock ! K4W.MI.iS
; BUSINESS IN OREGON FOR THI YEAR
Proaa pramluma received during the year J.t IJ'S'H!
remluma and dlvldenda returned during the year , lEiX"iS
Loaaea paid during the year. - 7,100 "
WEST COAST-SAN FRANCISCO LIFE INSURANCE COMPANT
Charlea W. Helaor, Vice Proaldont Oordon Thomaon, BeoretaW
Statutory realdent attorney for aervlce;
J, W. Stewart, Qaaco Bldg., Portland, Ore.
TREE YIELDS MANY PRODUCTS
How Nitlvei f MounUln In th Sou
dan Oct Needed Supply f
Water and Food.
How th native of th Kordofan
ind Nuba mountain of th Soudan
thair water aunnlv In tlieremirk-
able Tebeldl, Baobab or Adansonla
dlglta treea, It explained by Oipt. b.
Oilwty Warren, In th Wld World
Ungatln.
The trunk of thee treea, wnicn at
tain huie Dronortloni lometlmei be
ing 18 fet In dlimeter for a dlitanc
of over 20 feet, wner in nrancuw
begin, are hollow. A hole I cut In th
tree nedr the top of th atralght trunk,
and natlv hollow out tn inierior,
until a mere shell a few Inches thick
remain. Then baaln to formed In
th earth near Ita base, which Bin
rin tha ralnv aenson. This water
ll stored In the trunk Of th tree, and
remain iweet for long periods, Men
after two yean only l alight discol
oration wai noted In th water,
Native sell water from Uteie nore
hnnM tn traveler. Tenant rent tha
tree with their landi and itor the
family water wpply In them. Noooay
how old the tree arc although
they ar reputed to b many centurle
old.
Prom the bark of th treei the na
tive! make rop for binding camel
loads, building homes, etc. 'in trwa
vinid nuta of bitter taste, not unlike
alraondi, which ar ground into a Hour.
Th nut ihelll ar wed ai inun ooxee.
U. S. INCOME TAX
EXEMPTSIIOBODY
Every Person Who Had Income
in 1919 Must Determine
Own Liability.
MARCH 15 LAST FILING DATE.
Surest Way ll to Fallow Form 1040A.
Fro Advice In Doubtful Cases.
Severe Penaltlee in
Law.
NuIkmH la eiemnt from Income Tux.
An obligation I laid directly on th
boulder of each cltlten ana resilient
to consider hli own cine and to get his
return In on time If one ll due.
With eacb return showing a lax due
a narment must sroomnanr tbe return
In tha full amount nf the tax or at
least nn-fliirter nf the tax.
All return! for 1919 must be filed on
or before March IS.
Iluat Ihow True Flflurea.
- In figuring up hi earning for Id
mim tax nurnnaea a Hereon must taka
Into consideration all Item ot taxable
Income, and eacb Item Itself must be
ecu rat In amount. Guease and es
timate must be avoided, for the re
turn I made under oath.
Rvenrhnrlv who had an Income dur
ing 1919 muit now determine whether
hi or ber net Income wai sufficient In
amount tn reoulre an Income Tax re
turn. Th best way to find out la to
get l Form 1040A and follow tbe In
atruetlnni nrlnted on It That form
will aerve ai a reminder of every Item
of Income; and If a return I due, It
Mia haw tn nrennre and file It.
On of the Important po'nte to keep
In mind la that a person a net income
I found by l computation prescribed
In th law, and that eacn item oi in
come from every source must be con
sidered, unless specincally exempted.
Another thing to remember Ii that
Ihtj personal exemption allowed tax
payer by law haa no relation whatever
to the requirement to file return. This
TPmntlnn la not to be considered until
njarann hsa flrured out hli net In
come and determined whether It was
sufficient to require him to file a re
inrn Then. If a return must be filed,
he ahould read carefully th Instruc
tion! for claiming exemption, aua com
nlr hie return.
If In doubt on iny point n to Income
or deductions, i person may secure
ha advice and aid from th nearest
Internal Revenue office. Many liauka
nil trout comtianle are also furnish
ing almllar aervlce during banking
hour. I
. Heavy Penaltlee In Law.
For falling to make a return on time
tbe penalty Is a flue of not more than
11,000 and an addition of 25 pr cent
to the tax. If any. For making a false
or fraudulent return the penalty la a
One of not more than $10,000 or Im
prisonment not exceeding one year, or
hoth- and. In addition. 50 per cent ot
the tax. There are other penalties for
falling to pay tax when due and for
understatement of the tax through
negligence.
Many Source of Ineom.
Aside from what one may earn by
hla. aervlses, there are many, other
Practical Frocks of Silk or Wool
ITU A
Two afternoon frocki of the simple
and unpretentious sort that prove most
useful are shown in the picture above.
One of them is In taffeta lilk In a dark
blue and the other In wool tricotlne In
tha same color. They are both very
nractlcal dresses and the tricotlne win
be found equal to taking the place of
t arolt skirt and blouse, or separate
aklrt and blouse, for all day wear. It
la the sort of dresa that become use
ful for the treet or business, worn
with a fur piece or separate coat
The taffeta dress Is one of several
nnn,,in mnripia in which narrow
flounce of the illk play an Important
part In some of these tne akin is a
oria nf nverlnnnlnf flounces. Of scant
fullness, and each about five Inches
wide. They are let to a foundation
anil terminate lust below the blp line,
iwa ihi. th nlain taffeta is Ratli-
red Into the belt at the waistline,
ttuiieea in the several models vary,
some of them having no flounces in
Ktr flniahlnc. and a favorite for tbem
i. h anrnlice stvle. In the dress
shown above the skirt Is draped at the
aides and a group of three flounces aei
itiaonnallv snesesti I tunic high
at one aide. Above this group a sec
ond flounce follow! the same aiagonai
una Th fnd for the alrdlei of heavy,
Roman-striped ribbon U an advantage
that the designer of tnn irocg am noi
...rinnt it la the beat possible fin
ishing touch and besldei eneircltnsr the
sources of income. If he sold any
property during 1919 he must figure
out the gain realized. If lie rented
buildings, iitnu, apartments or rooms
such rents must be cnnrldered tnxa
able, and he mnv dnin
waist It followi th line of th flounce
and make a chic affair ot sunpii
drwa. In thii model flounce! appeal
on the sleeves and it the neck.
The frock of trtCOtln Cat an SttTI
tive ind simple bodice that tw'soi
along the shoulder and underarm it
one aide. It U cut with round sec
rtw hlih and a nnrtern In ItltCheOr
on braid that has th appearance of
embroidery, outlines s pointeu couar.
The bodice extends little below thl
waistline, where the skirt U let oi
In a way that widens th hlpi Uttl
A narrow band of the embroidery or
nament! the front of the bodice and I
similar band, but wider, is placed
ahnut the skirt. Small, flat cloth-eof
ered buttons extend tn dose-set row
below this band to th bottom of tM
skirt The soft girdle at the waist
la made of tricotlne and the long
sleeves flare s little and are finished
with a narrow band of embroidery in
the same pattern as the other bands.
This little flare In tie sleeves, me verj
slightly widened hips, the easy adjnst
ment of the bodice, ar all ne-v style
notes that the designer has adfp-ert,
with becoming restraint, tc- "''Ol
frock that is Intended to be t 'i-aL
newssary expenses incident!! ' -
Bank Interest is a common sourc
of Income and is taxable whether with
drawn or not Any amount of Interest
credited to a depositor Is income to
the depositor.. " . -i'
' -gg
7
As sure as you
are a foot high
7
awuai
Mow ta Drlv a Pea in k Tree.
Wa are nlantlnc memorial forest
and are learning to protect and pre
wild life, both animal and
vegetable; therefore, when w are in
th. wilds w must be' careful not to
destroy timber, and If w want to use
a iron for a hat rack. I ciotnes rava
or a gun rack, we must devise lomel
method which will not Injure the tree.'
Tha nlrt.t ma woodsman aid tnis oy
striking hli axe Into the trunk of the
tree and thereby making a perpendic
ular cut Into th center of thii cut
h. wnulrl then drive a blunt neg. The
..v . 4
rtvnntnoo nf this Ilea in th fact mat
. . I
an nnrliht wound on a tree neaia
j readily and leave! practically no scar;
thamfnra. if when on leaves camp
the peg li knocked from Iti place
I timra will be no Injury done to we
t. Boy' Life.
Whv Yawnlna la Contaalou.
a neeuiisr thins about the process
ot yawning Is that on person in s
ma vanmlna- will OUlte IIKeu l u
or nearly all tn omen to jawum, i
also. There seemi to oe no explana
tion of thii excepting that when ll
nnmher nf neonle are In one room and
one of them beglna to yawn, the others
do io, not because they perceive the
ni vawn so much ai the probable
fact that the air in the room has be
come io poor that there la not enough
a air for all the neonle In It
breathing normally, and many of them
are forced to yawn at about th lame
time. i
ev-f
ii ii .i r l t.. 1 U s . j
you will luce uiis wainei 1 urmsii f
ana isuuicsuc v ,
a" X. i1t ii ll
I r.m.1. ,m Mold miwrwbm aa
faa
tuku Baku Uaa a Snub Note.
n,,hiB itirn hnildoss. have mnb
noses to enable them to breathe while
holding on to the soft yielding akin
with their moutha when nursing. Thii
.minniitinn is irlvpn hv Dr. Herbert R.
Spencer of London in writing l letter
t the Lancet. Doctor Spencer write!
that the button-ended,turned-up nose
Ii almost universal, exwpt among the
babies of races that are marked by
hook noses, when the baby' nose is
ifien turned down Into I partial hop.
YOU ne Ver got such cigarette
contentment as Camels hand
you.' Camels quality and expert
blend of choice Turkish and choice
Domestic Tobaccos make this
croodness oossible-aid makeyou
prefer this Camel blend to either
kindoftobaccosmokedstraight!
Camels mellow-mildness is a
revelation 1 Smoke them with
freedom without tiring your taste
They leave no unpleasant ciga
retty aftertaste nor unpleasant
cigaretty odorl
Give Camels every test then
compare them puff-for-puff with
any cigarette in the world I
of 30 tiitrltti t6i 30 oantat
or (an pacJiat'ea(300aanaa
in t laaii-papr-"ra eat
ton. Wa arronHv raeoaiaiaiij
rnia carton for Ina Aoma or or
oca aapptr or whm roa I naval
R. J. REYNOLDS
TOBACCO CO.
Winaton-Salaa, N. 0.
L M
TURKISH b DOMESnCfJ' .)
fV