Public Notices
TRUSTEE'S NOTICE OF SALE
T.S. No.: OR-16-734127-AJ Refer-
ence is made to that certain
d e e d m a d e b y, J O H N
CHARLESTON, A MARRIED
MAN as Grantor to WELLS
FARGO FINANCIAL NATIONAL
BANK, C/O SPECIALIZED SERV-
ICES, as trustee, in favor of
WELLS FARGO BANK, N.A. , as
Beneficiary, dated 12/4/2006 ,
recorded 12/26/2006 , in official
records of POLK County, Oregon
in book/reel/volume No. and/or
as fee/file/instrument/ microfilm /
reception number 2006-021001
and subsequently assigned or
transferred by operation of law
to WELLS FARGO BANK, NA
covering the following described
real property situated in said
County, and State, to-wit: APN:
307181 08512-00-00700 BEGIN-
NING AT AN IRON PIPE WHERE
THE EAST BOUNDARY OF THE
ABANDONED RIGHT OF WAY
OF THE DALLAS TO MON-
MOUTH BRANCH OF THE
SOUTHERN PACIFIC RAILROAD
INTERSECTS WITH THE NORTH
BOUNDARY OF THE MELVIN D.
STURGESS DONATION LAND
CLAIM, NOTIFICATION NO. 1523,
CLAIM NO.39 IN SECTION 12,
TOWNSHIP 8 SOUTH, RANGE 5
WEST OF THE WILLAMETTE
MERIDIAN IN POLK COUNTY,
OREGON, WHICH IRON PIPE IS
5.78 CHAINS EAST OF THE IRON
PIPE AT THE NORTHWEST COR-
NER OF SAID CLAIM NO. 39;
THENCE EAST A DISTANCE OF
31.55 CHAINS TO AN IRON PIPE
ON THE WEST BOUNDARY OF
SAID HIGHWAY 99 W; THENCE
SOUTH 06 DEGREES 35 MIN-
UTES WEST A DISTANCE OF
13.93 CHAINS TO AN IRON PIPE
ON THE WEST BOUNDARY OF
SAID HIGHWAY; THENCE WEST
A DISTANCE OF 26.19 CHAINS
TO AN IRON PIPE ON THE EAST
BOUNDARY OF SAID RAILROAD
RIGHT OF WAY; THENCE NORTH
15 DEGREES 15 MINUTES WEST
A DISTANCE OF 14.35 CHAINS
TO THE PLACE OF BEGINNING.
EXCEPTING THEREFROM THE
F O L L OW I N G D E S C R I B E D
TRACT, TO- WIT: BEGINNING AT
THE NORTHEAST CORNER OF
T H E A B OV E D E S C R I B E D
TRACT; THENCE SOUTH 06 DE-
GREES 35 MINUTES WEST A
DISTANCE OF 264.0 FEET;
THENCE WEST A DISTANCE OF
825.0 FEET; THENCE NORTH 06
DEGREES 35 MINUTES EAST A
DISTANCE OF 264.0 FEET;
THENCE EAST A DISTANCE OF
825.0 FEET TO THE PLACE OF
BEGINNING. Commonly known
as: 3410 ADAMS ROAD, DAL-
LAS, OR 97338 The undersigned
hereby certifies that based upon
business records there are no
known written assignments of
the trust deed by the trustee or
by the beneficiary and no ap-
pointments of a successor
trustee have been made, except
as recorded in the records of the
county or counties in which the
above described real property is
situated. Further, no action has
been instituted to recover the
debt, or any part thereof, now re-
maining secured by the trust
deed, or, if such action has been
instituted, such action has been
dismissed except as permitted
by ORS 86.752(7). Both the bene-
ficiary and the trustee have elect-
ed to sell the said real property
to satisfy the obligations se-
cured by said trust deed and no-
tice has been rec orded pursuant
to Section 86.752 (3) of Oregon
Revised Statutes. There is a de-
fault by grantor or other person
owing an obligation, perform-
ance of which is secured by the
trust deed, or by the successor
in interest, with respect to provi-
sions therein which authorize
sale in the event of such provi-
sion. The default for which fore-
closure is made is grantor's fail-
ure to pay when due the follow-
ing sums: Delinquent Payments:
Payment Information From
T h ro u g h To t a l Pay m e n t s
10/22/2015 9/21/2016 $6,698.12
Late Charges From Through
Total Late Charges 10/22/2015
9/21/2016 $0.00 Beneficiary's Ad-
vances, Costs, And Expenses
Attorney Fees $609.00 Property
Preservation $182.00 Fees
$51.00 Total Advances: $842.00
TOTAL FORECLOSURE COST:
$1,724.77 TOTAL REQUIRED TO
REINSTATE: $9,264.89 TOTAL
R E Q U I R E D T O PAYO F F :
$39,230.41 By reason of the de-
fault, the beneficiary has de-
clared all sums owing on the ob-
ligation secured by the trust
deed immediately due and
payable, those sums being the
following, to- wit: The install-
ments of principal and interest
which became due on
10/22/2015, and all subsequent
installments of principal and in-
terest through the date of this
Notice, plus amounts that are
due for late charges, delinquent
property taxes, insurance premi-
ums, advances made on senior
liens, taxes and/or insurance,
trustee's fees, and any attorney
fees and court costs arising from
or associated with the beneficiar-
ies efforts to protect and pre-
serve its security, all of which
must be paid as a condition of
reinstatement, including all sums
that shall accrue through rein-
statement or pay-off. Nothing in
this notice shall be construed as
a waiver of any fees owing to the
Beneficiary under the Deed of
Trust pursuant to the terms of
the loan documents. Whereof,
notice hereby is given that Qual-
ity Loan Service Corporation of
Washington, the undersigned
trustee will on 12/27/2016 at the
hour of 1:00 PM , Standard of
Time, as established by section
187.110, Oregon Revised Stat-
ues, Inside the new lobby at the
Jefferson Street entrance Of the
County Courthouse 850 Main
Street Dallas, Oregon 97338
County of POLK , State of Ore-
gon, sell at public auction to the
highest bidder for cash the in-
terest in the said described real
property which the grantor had
or had power to convey at the
time of the execution by him of
the said trust deed, together
with any interest which the
grantor or his successors in in-
terest acquired after the execu-
tion of said trust deed, to satisfy
Polk County Itemizer-Observer • October 19, 2016 11A
the foregoing obligations there-
by secured and the costs and
expenses of sale, including a
reasonable charge by the
trustee. Notice is further given
that any person named in Sec-
tion 86.778 of Oregon Revised
Statutes has the right to have
the foreclosure proceeding dis-
missed and the trust deed rein-
stated by payment to the benefi-
ciary of the entire amount then
due (other than such portion of
said principal as would not then
be due had no default oc-
curred), together with the costs,
trustee's and attorney's fees
and curing any other default
complained of in the Notice of
Default by tendering the per-
formance required under the ob-
ligation or trust deed, at any
time prior to five days before the
date last set for sale. Other than
as shown of record, neither the
beneficiary nor the trustee has
any actual notice of any person
having or claiming to have any
lien upon or interest in the real
property hereinabove described
subsequent to the interest of
the trustee in the trust deed, or
of any successor in interest to
grantor or of any lessee or other
person in possession of or oc-
cupying the property, except:
Name and Last Known Address
and Nature of Right, Lien or In-
terest JOHN CHARLESTON
3410 ADAMS ROAD DALLAS,
OR 97338 Original Borrower For
Sale Information Call: 888-988-
6736
or
Login
to:
Salestrack.tdsf.com In constru-
ing this notice, the singular in-
cludes the plural, the word
"grantor" includes any succes-
sor in interest to this grantor as
well as any other person owing
an obligation, the performance
of which is secured by the trust
deed, and the words "trustee"
and "beneficiary" include their
respective successors in inter-
est, if any. Pursuant to Oregon
Law, this sale will not be
deemed final until the Trustee's
deed has been issued by Quali-
ty Loan Service Corporation of
Washington . If any irregularities
are discovered within 10 days of
the date of this sale, the trustee
will rescind the sale, return the
buyer's money and take further
action as necessary. If the sale
is set aside for any reason, in-
cluding if the Trustee is unable
to convey title, the Purchaser at
the sale shall be entitled only to
a return of the monies paid to
the Trustee. This shall be the
Purchaser's sole and exclusive
remedy. The purchaser shall
have no further recourse
against the Trustor, the Trustee,
the Beneficiary, the Beneficia-
ry's Agent, or the Beneficiary's
Attorney. If you have previously
been discharged through bank-
ruptcy, you may have been re-
leased of personal liability for
this loan in which case this let-
ter is intended to exercise the
note holders right's against the
real property only. As required
by law, you are hereby notified
that a negative credit report re-
flecting on your credit record
may be submitted to a credit re-
port agency if you fail to fulfill
the terms of your credit obliga-
tions. Without limiting the
trustee's disclaimer of represen-
tations or warranties, Oregon
law requires the trustee to state
in this notice that some residen-
tial property sold at a trustee's
sale may have been used in
manufacturing methampheta-
mines, the chemical compo-
nents of which are known to be
toxic. Prospective purchasers of
residential property should be
aware of this potential danger
before deciding to place a bid
for this property at the trustee's
sale. NOTICE TO TENANTS: TEN-
ANTS OF THE SUBJECT REAL
PROPERTY HAVE CERTAIN
PROTECTIONS AFFFORDED TO
THEM UNDER ORS 86.782 AND
POSSIBLY UNDER FEDERAL
LAW. ATTACHED TO THIS NO-
TICE OF SALE, AND INCORPO-
RATED HEREIN, IS A NOTICE TO
TENANTS THAT SETS FORTH
SOME OF THE PROTECTIONS
THAT ARE AVAILABLE TO A
TENANT OF THE SUBJECT
REAL PROPERTY AND WHICH
SETS FORTH CERTAIN RE-
QUIRMENTS THAT MUST BE
COMPLIED WITH BY ANY TEN-
ANT IN ORDER TO OBTAIN THE
AFFORDED PROTECTION, AS
REQUIRED UNDER ORS 86.771 .
QUALITY MAY BE CONSIDERED
A DEBT COLLECTOR ATTEMPT-
ING TO COLLECT A DEBT AND
ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PUR-
POSE. TS No: OR-16-734127-AJ
Dated: 8/3/2016 Quality Loan
Service Corporation of Washing-
ton, as Trustee Signature By:
____ __ Maria Montana, Assis-
tant Secretary Trustee's Mailing
Address: Quality Loan Service
Corp. of Washington C/O Quality
Loan Service Corporation 411
Ivy Street San Diego, CA 92101
Trustee's Physical Address:
Quality Loan Service Corp. of
Washington 108 1 st Ave South,
Suite 202, Seattle, WA 98104 Toll
Free: (866) 925-0241 IDSPub
#0112933 10/12/2016 10/19/2016
10/26/2016 11/2/2016
(Oct. 12, 19, 26; Nov. 2, 2016)
TRUSTEE'S NOTICE OF SALE
File No. 7236.25988 Reference is
made to that certain trust deed
made by Mark K. Patterson and
Penny J. Patterson, husband
and wife, as grantor, to T.D.
Service Company, a California
Corporation, as trustee, in favor
of Mortgage Electronic Regis-
tration Systems, Inc. as nomi-
nee for Quality Home Loans, its
successors and assigns, as
beneficiary, dated 09/26/06,
recorded 10/09/06, in the mort-
gage records of POLK County,
Oregon, as 2006-016687 and
subsequently assigned to
Citibank, N.A., as Trustee, in
trust for the registered Holders
of CWABS, Inc., Asset-Backed
Certificates, Series 2006-QH2
by Assignment recorded as
2014-010414, covering the fol-
lowing described real property
situated in said county and
state, to wit: Beginning at the
Northeast corner of Tract 2, El-
lendale Homes Addition, Dallas,
Polk County, Oregon; running
thence South 80.0 feet; thence
West 160.0 feet; thence North
110.5 feet; thence East 160.0
feet; thence South 30.5 feet to
the Point of Beginning. PROP-
ERTY ADDRESS: 383 South-
west River Drive Dallas, OR
97338 Both the beneficiary and
the trustee have elected to sell
the real property to satisfy the
obligations secured by the trust
deed and a notice of default has
been recorded pursuant to Ore-
gon Revised Statutes 86.752(3);
the default for which the fore-
closure is made is grantor's fail-
ure to pay when due the follow-
ing sums: monthly payments of
$928.23 beginning 12/01/09,
monthly payments of $928.23
beginning 12/01/09. Monthly
payments of $1,451.35 begin-
ning 11/1/2014, monthly pay-
ments of $1,451.34 beginning
11/1/2015, monthly payments of
$1,451.35 beginning 5/1/2016;
plus advances of $10,070.35; to-
gether with title expense, costs,
trustee's fees and attorney's
fees incurred herein by reason
of said default; any further
sums advanced by the benefici-
ary for the protection of the
above described real property
and its interest therein; and pre-
payment penalties/premiums, if
applicable. By reason of said
default the beneficiary has de-
clared all sums owing on the
obligation secured by the trust
deed immediately due and
payable, said sums being the
following, to wit: $139,233.65
with interest thereon at the rate
of 8 percent per annum begin-
ning 11/01/09; plus advances of
$10,070.35; together with title
expense, costs, trustee's fees
and attorneys fees incurred
herein by reason of said de-
fault; any further sums ad-
vanced by the beneficiary for
the protection of the above de-
scribed real property and its in-
terest therein; and prepayment
penalties/premiums, if applica-
ble. WHEREFORE, notice here-
by is given that the under-
signed trustee will on January
10, 2017 at the hour of 10:00
AM. in accord with the standard
of time established by ORS
187.110, at the following place:
inside the new lobby at the Jef-
ferson Street entrance of the
Polk County Courthouse, 850
Main Street, in the City of Dal-
las, County of POLK, State of
Oregon, sell at public auction to
the highest bidder for cash the
interest in the described real
property which the grantor had
or had power to convey at the
time of the execution by grantor
of the trust deed, together with
any interest which the grantor
or grantor's successors in inter-
est acquired after the execution
of the trust deed, to satisfy the
foregoing obligations thereby
secured and the costs and ex-
penses of sale, including a rea-
sonable charge by the trustee.
Notice is further given that for
reinstatement or payoff quotes
requested pursuant to ORS
86.786 and 86.789 must be time-
ly communicated in a written re-
quest that complies with that
statute addressed to the
trustee's "Urgent Request
Desk" either by personal deliv-
ery to the trustee's physical of-
fices (call for address) or by
first class, certified mail, return
receipt requested, addressed to
the trustee's post office box ad-
dress set forth in this notice.
Due to potential conflicts with
federal law, persons having no
record legal or equitable inter-
est in the subject property will
only receive information con-
cerning the lender's estimated
or actual bid. Lender bid infor-
mation is also available at the
trustee's website, www.north-
westtrustee.com. Notice is fur-
ther given that any person
named in ORS 86.778 has the
right, at any time prior to five
days before the date last set for
the sale, to have this foreclo-
sure proceeding dismissed and
the trust deed reinstated by
payment to the beneficiary of
the entire amount then due
(other than such portion of the
principal as would not then be
due had no default occurred)
and by curing any other default
complained of herein that is ca-
pable of being cured by tender-
ing the performance required
under the obligation or trust
deed, and in addition to paying
said sums or tendering the per-
formance necessary to cure the
default, by paying all costs and
expenses actually incurred in
enforcing the obligation and
trust deed, together with
trustee's and attorney's fees not
exceeding the amounts provid-
ed by said ORS 86.778. Re-
quests from persons named in
ORS 86.778 for reinstatement
quotes received less than six
days prior to the date set for the
trustee's sale will be honored
only at the discretion of the
beneficiary or if required by the
terms of the loan documents. In
construing this notice, the sin-
gular includes the plural, the
word "grantor" includes any
successor in interest to the
grantor as well as any other
person owing an obligation, the
performance of which is se-
cured by said trust deed, and
the words "trustee" and "bene-
ficiary" include their respective
successors in interest, if any.
Without limiting the trustee's
disclaimer of representation or
warranties, Oregon law requires
the trustee to state in this no-
tice that some residential prop-
erty sold at a trustee's sale may
have been used in manufactur-
ing methamphetamines, the
chemical components of which
are known to be toxic. Prospec-
tive purchasers of residential
property should be aware of this
potential danger before decid-
ing to place a bid for this prop-
erty at the trustee's sale. The
trustee's rules of auction may
be accessed at www.northwest-
trustee.com and are incorporat-
ed by this reference. You may
also access sale status at
www.northwesttrustee.com and
www.USA-Foreclosure.com. For
further information, please con-
tact: Nanci Lambert Northwest
Trustee Services, Inc. P.O. Box
997 Bellevue, WA 98009-0997
586-1900 Patterson, Penny and
Mark (TS# 7236.25988)
1002.288047-File No.
(Oct. 12, 19, 26; Nov. 2, 2016)
TRUSTEE'S NOTICE OF SALE
Reference is made to that
certain trust deed made by
DAVID A HORNSBY AND ELIZA-
BETH A HORNSBY as grantor,
to LAND AMERICA as trustee, in
favor of MORTGAGE ELEC-
TRONIC REGISTRATION SYS-
TEMS, INC., ACTING SOLELY
AS A NOMINEE FOR E-LOAN,
INC. as beneficiary, dated De-
cember 30, 2005, recorded Janu-
ary 4, 2006, in the mortgage
records of Polk County, Oregon,
as Document No. 2006-000126,
and assigned to U.S. BANK NA-
TIONAL ASSOCIATION, AS
TRUSTEE, IN TRUST FOR REG-
ISTERED HOLDERS OF BANC
OF AMERICA FUNDING COR-
PORATION MORTGAGE PASS-
THROUGH CERTIFICATES, SE-
RIES 2006-D by assignment
recorded on July 29, 2015 in the
records of Polk County, Ore-
gon, as Document No. 2015-
008137, covering the following
described real property situated
in said county and state, to wit:
PARCEL I:
BEGINNING AT A POINT
WHICH IS 671.02 FEET WEST
AND 555.72 FEET SOUTH 02°
49` EAST FROM THE SOUTH-
EAST CORNER OF THE AMOS
HARVEY DONATION LAND
CLAIM NO. 44 IN TOWNSHIP 6
SOUTH, RANGE 4 WEST OF
THE WILLAMETTE MERIDIAN,
IN THE COUNTY OF POLK AND
STATE OF OREGON; SAID
POINT BEING ON THE EAST
RIGHT OF WAY OF A 25 FOOT
R O A D W AY E A S E M E N T ;
THENCE SOUTH 02° 49` EAST
ALONG SAID ROADWAY 496.94
FEET TO A POINT ON THE
NORTH LINE OF A TRACT OF
LAND SOLD BY CONTRACT TO
VERN J. KANSIER; THENCE
SOUTH 89 ° 09` EAST ALONG
THE NORTH LINE OF SAID
KANSIER TRACT, 427.26 FEET;
THENCE NORTH 00° 08` WEST
496.00 FEET; THENCE NORTH
89 ° 09` WEST 450.39 FEET TO
THE POINT OF BEGINNING.
PARCEL II:
THE EASTERLY 1/2 OF THE
F O L L OW I N G D E S C R I B E D
PROPERTY LYING IMMEDIATE-
LY ADJACENT TO THAT PROP-
ERTY CONVEYED TO JERRY L.
PETERSON AND CHERYL PE-
TERSON UNDER THAT WAR-
RANTY DEED DATED 12-1977
AND RECORDED UNDER BOR
117, PAGE 580 DEED AND
MORTGAGE RECORDS FOR IN
THE COUNTY OF POLK AND
STATE OF OREGON.
A STRIP OF LAND 25.00
FEET IN WIDTH BEING 12.50
FEET ON EACH SIDE OF THE
FOLLOWING CENTERLINE: BE-
GINNING AT A POINT WHICH IS
1232.62 FEET SOUTH 31 ° 29`
WEST AND 12.53 FEET SOUTH
89 ° 11` EAST FROM THE
SOUTHEAST CORNER OF THE
AMOS HARVEY DONATION
LAND CLAIM IN TOWNSHIP 6
SOUTH, RANGE 4 WEST OF
THE WILLAMETTE MERIDIAN IN
THE COUNTY OF POLK AND
STATE OF OREGON; THENCE
NORTH 2° 49` WEST 1169.70
FEET; THENCE NORTH 34 ° 41`
WEST 115.37 FEET; THENCE
NORTH 61° 23` WEST 56.15
FEET; THENCE SOUTH 86 ° 54`
WEST 96.86 FEET; THENCE
SOUTH 73 ° 48` WEST 260.24
FEET; THENCE NORTH 81° 13`
WEST 74.85 FEET; THENCE
NORTH 53 ° 44` WEST 108.05
FEET TO A POINT IN THE CEN-
TERLINE OF ZENA ROAD,
POLK COUNTY ROAD NO. 2.
PROPERTY ADDRESS: 6760
Zena Road, Rickreall, OR 97371
There is a default by the
grantor or other person owing
an obligation or by their succes-
sor in interest, the performance
of which is secured by said
trust deed, or by their successor
in interest, with respect to provi-
sions therein which authorize
sale in the event of default of
such provision. The default for
which foreclosure is made is
grantors' failure to pay when
due the following sums: princi-
pal payments in the total
amount of $27,115.63; plus in-
terest due of $75,607.08; plus
escrow payments in the total
amount of in the amount of
$14,126.66; together with title
expense, costs, trustee's fees
and attorney's fees incurred
herein by reason of said default;
any further sums advanced by
the beneficiary for the protec-
tion of the above described real
property and its interest therein;
and prepayment penalties/pre-
miums, if applicable.
By reason of said default, the
beneficiary has declared all
sums owing on the obligation
secured by said trust deed im-
mediately due and payable, said
sums being the following, to wit:
$276,915.14 with interest there-
on at the rate of 6.38000 percent
per annum beginning November
1, 2011; plus escrow advances
of $12,566.75; plus other fees
and costs in the amount of
$10,245.71; together with title
expense, costs, trustee's fees
and attorney's fees incurred
herein by reason of said default;
any further sums advanced by
the beneficiary for the protec-
tion of the above described
property and its interest therein;
and prepayment penalties/pre-
miums, if applicable.
WHEREFORE, notice is here-
by given that the undersigned
trustee will on December 30,
2016, at the hour of 11:00 AM, in
accord with the standard of time
established by ORS 187.110, at
Polk County Courthouse Main
Entrance, 850 Main Street, Dal-
las, OR 97338, in the City of Dal-
las, County of Polk, State of Ore-
gon, sell at public auction to the
highest bidder for cash the in-
terest in the real property de-
scribed above, which the
grantor had or had power to
convey at the time of the execu-
tion by grantor of the trust deed
together with any interest which
the grantor or grantor's succes-
sors in interest acquired after
the execution of the trust deed,
to satisfy the foregoing obliga-
tions thereby secured and the
costs and expenses of the sale,
including reasonable charges
by the trustee. Notice is further
given that any person named in
ORS 86.778 has the right, at any
time that is not later than five
days before the date last set for
the sale, to have this foreclosure
proceeding dismissed and the
trust deed reinstated by pay-
ment to the beneficiary of the
entire amount then due (other
than such portion of the princi-
ple as would not then be due
had no default occurred) and by
curing any other default com-
plained of herein that is capable
of being cured by tendering the
performance required under the
obligation or trust deed, and in
addition to paying those sums
or tendering the performance
necessary to cure the default,
by paying all costs and expens-
es actually incurred in enforcing
the obligation and trust deed,
together with trustee and attor-
ney fees not exceeding the
amounts provided by ORS
86.778.
Without limiting the trustee's
disclaimer of representations or
warranties, Oregon law requires
the trustee to state in this notice
that some residential property
sold at a trustee's sale may
have been used in manufactur-
ing methamphetamines, the
chemical components of which
are known to be toxic. Prospec-
tive purchasers of residential
property should be aware of this
potential danger before decid-
ing to place a bid for this prop-
erty at the trustee's sale
In construing this notice, the
singular includes the plural, the
word "grantor" includes any
successor in interest to the
grantor as well as any other per-
son owing an obligation, the
performance of which is se-
cured by the trust deed, and the
words "trustee" and benefici-
ary" include their respective
successors in interest, if any.
Robinson Tait, P.S.
710 Second Ave, Suite 710
Seattle, WA 98104
(Oct. 12, 19, 26; Nov. 2, 2016)
TRUSTEE'S NOTICE OF SALE
T.S. No.: OR-15-692305-AJ Ref-
erence is made to that certain
deed made by, CHRISTA MC-
DOUGAL AND JOE MCDOU-
GAL, AS TENANTS BY THE EN-
TIRETY as Grantor to LAWYERS
TITLE INSURANCE CORP, as
trustee, in favor of MORTGAGE
ELECTRONIC REGISTRATION
SYSTEMS, INC., ("MERS") AS
DESIGNATED NOMINEE AND
AGENT FOR HOMESTREET
BANK, A WASHINGTON STATE
CHARTERED SAVINGS BANK ,
as Beneficiary, dated 3/9/2010 ,
recorded 3/10/2010 , in official
records of POLK County, Ore-
gon in book/reel/volume No.
and/or as fee/file/instrument/ mi-
crofilm / reception number 2010-
002293 and subsequently as-
signed or transferred by opera-
tion of law to WELLS FARGO
BANK, NA covering the follow-
ing described real property situ-
ated in said County, and State,
to-wit: APN: 524227 07528-CB-
05900 LOT 34, MARTI'S MEAD-
OW, IN THE CITY OF DALLAS,
COUNTY OF POLK, AND STATE
OF OREGON. Commonly known
as: 257 NW BONANZA AVENUE,
DALLAS, OR 97338 The under-
signed hereby certifies that
based upon business records
there are no known written as-
signments of the trust deed by
the trustee or by the beneficiary
and no appointments of a suc-
cessor trustee have been made,
except as recorded in the
records of the county or coun-
ties in which the above de-
scribed real property is situated.
Further, no action has been in-
stituted to recover the debt, or
any part thereof, now remaining
secured by the trust deed, or, if
such action has been instituted,
such action has been dismissed
except as permitted by ORS
86.752(7). Both the beneficiary
and the trustee have elected to
sell the said real property to sat-
isfy the obligations secured by
said trust deed and notice has
been rec orded pursuant to Sec-
tion 86.752 (3) of Oregon Re-
vised Statutes. There is a default
by grantor or other person
owing an obligation, perform-
ance of which is secured by the
trust deed, or by the successor
in interest, with respect to provi-
sions therein which authorize
sale in the event of such provi-
sion. The default for which fore-
closure is made is grantor's fail-
ure to pay when due the follow-
ing sums: Delinquent Pay-
ments: Payment Information
From Through Total Payments
10/1/2014 7/19/2016 $27,362.82
Late Charges From Through
Total Late Charges 10/1/2014
7/19/2016 $185.08 Beneficiary's
Advances, Costs, And Expenses
Escrow Advances $6,494.85
Total Advances: $6,494.85
TOTAL FORECLOSURE COST:
$1,498.00 TOTAL REQUIRED TO
REINSTATE: $29,045.90 TOTAL
R E Q U I R E D T O PAYO F F :
$186,266.68 By reason of the de-
fault, the beneficiary has de-
clared all sums owing on the
obligation secured by the trust
deed immediately due and
payable, those sums being the
following, to- wit: The install-
ments of principal and interest
which became due on 10/1/2014,
and all subsequent installments
of principal and interest through
the date of this Notice, plus
amounts that are due for late
charges, delinquent property
taxes, insurance premiums, ad-
vances made on senior liens,
taxes and/or insurance,
trustee's fees, and any attorney
fees and court costs arising
from or associated with the ben-
eficiaries efforts to protect and
preserve its security, all of which
must be paid as a condition of
reinstatement, including all sums
that shall accrue through rein-
statement or pay-off. Nothing in
this notice shall be construed as
a waiver of any fees owing to the
Beneficiary under the Deed of
Trust pursuant to the terms of
the loan documents. Whereof,
notice hereby is given that Qual-
ity Loan Service Corporation of
Washington, the undersigned
trustee will on 12/13/2016 at the
hour of 11:00 AM , Standard of
Time, as established by section
187.110, Oregon Revised Stat-
ues, At the Front Entrance to the
Polk County Courthouse, located
at 850 Main Street, Dallas, OR
97338 County of POLK , State of
Oregon, sell at public auction to
the highest bidder for cash the
interest in the said described
real property which the grantor
had or had power to convey at
the time of the execution by him
of the said trust deed, together
with any interest which the
grantor or his successors in in-
terest acquired after the execu-
tion of said trust deed, to satisfy
the foregoing obligations there-
by secured and the costs and ex-
penses of sale, including a rea-
sonable charge by the trustee.
Notice is further given that any
person named in Section 86.778
of Oregon Revised Statutes has
the right to have the foreclosure
proceeding dismissed and the
trust deed reinstated by payment
to the beneficiary of the entire
amount then due (other than
such portion of said principal as
would not then be due had no
default occurred), together with
the costs, trustee's and attor-
ney's fees and curing any other
default complained of in the No-
tice of Default by tendering the
performance required under the
obligation or trust deed, at any
time prior to five days before the
date last set for sale. Other than
as shown of record, neither the
beneficiary nor the trustee has
any actual notice of any person
having or claiming to have any
lien upon or interest in the real
property hereinabove described
subsequent to the interest of the
trustee in the trust deed, or of
any successor in interest to
grantor or of any lessee or other
person in possession of or occu-
pying the property, except: Name
and Last Known Address and
Nature of Right, Lien or Interest
CHRISTA MCDOUGAL 257 NW
BONANZA AVENUE DALLAS,
OR 97338 Original Borrower JOE
MCDOUGAL 257 NW BONANZA
AVENUE DALLAS, OR 97338
Original Borrower For Sale Infor-
mation Call: 800-280-2832 or
Login to: www.auction.com In
construing this notice, the singu-
lar includes the plural, the word
"grantor" includes any succes-
sor in interest to this grantor as
well as any other person owing
an obligation, the performance of
which is secured by the trust
deed, and the words "trustee"
and "beneficiary" include their
respective successors in inter-
est, if any. Pursuant to Oregon
Law, this sale will not be deemed
final until the Trustee's deed has
been issued by Quality Loan
Service Corporation of Washing-
ton . If any irregularities are dis-
covered within 10 days of the
date of this sale, the trustee will
rescind the sale, return the
buyer's money and take further
action as necessary. If the sale is
set aside for any reason, includ-
ing if the Trustee is unable to
convey title, the Purchaser at the
sale shall be entitled only to a re-
turn of the monies paid to the
Trustee. This shall be the Pur-
chaser's sole and exclusive rem-
edy. The purchaser shall have no
further recourse against the
Trustor, the Trustee, the Benefici-
ary, the Beneficiary's Agent, or
the Beneficiary's Attorney. If you
have previously been discharged
through bankruptcy, you may
have been released of personal
liability for this loan in which
case this letter is intended to ex-
ercise the note holders right's
against the real property only.
As required by law, you are
hereby notified that a negative
credit report reflecting on your
credit record may be submitted
to a credit report agency if you
fail to fulfill the terms of your
credit obligations. Without limit-
ing the trustee's disclaimer of
representations or warranties,
Oregon law requires the trustee
to state in this notice that some
residential property sold at a
trustee's sale may have been
used in manufacturing metham-
phetamines, the chemical com-
ponents of which are known to
be toxic. Prospective pur-
chasers of residential property
should be aware of this poten-
tial danger before deciding to
place a bid for this property at
the trustee's sale. NOTICE TO
TENANTS: TENANTS OF THE
SUBJECT REAL PROPERTY
HAVE CERTAIN PROTECTIONS
AFFFORDED TO THEM UNDER
ORS 86.782 AND POSSIBLY
UNDER FEDERAL LAW. AT-
TACHED TO THIS NOTICE OF
SALE, AND INCORPORATED
HEREIN, IS A NOTICE TO TEN-
ANTS THAT SETS FORTH SOME
OF THE PROTECTIONS THAT
ARE AVAILABLE TO A TENANT
OF THE SUBJECT REAL PROP-
ERTY AND WHICH SETS FORTH
CERTAIN REQUIRMENTS THAT
MUST BE COMPLIED WITH BY
ANY TENANT IN ORDER TO OB-
TAIN THE AFFORDED PROTEC-
TION, AS REQUIRED UNDER
ORS 86.771. QUALITY MAY BE
CONSIDERED A DEBT COL-
LECTOR ATTEMPTING TO COL-
LECT A DEBT AND ANY INFOR-
MATION OBTAINED WILL BE
USED FOR THAT PURPOSE. TS
No: OR-15-692305-AJ Dated:
7/20/2016 Quality Loan Service
Corporation of Washington, as
Trustee Signature By: Maria
Montana, Assistant Secretary
Trustee's Mailing Address: Qual-
ity Loan Service Corp. of Wash-
ington C/O Quality Loan Service
Corporation 411 Ivy Street San
Diego, CA 92101 Trustee's Physi-
cal Address: Quality Loan Serv-
ice Corp. of Washington 108 1 st
Ave South, Suite 202, Seattle, WA
98104 Toll Free: (866) 925-0241
IDSPub #0112255 9/28/2016
10/5/2016 10/12/2016 10/19/2016
(Sept. 28; Oct. 5, 12, 19, 2016)