Polk County News
IN THE CIRCUIT COURT OF
THE STATE OF OREGON
FOR THE COUNTY OF POLK
U.S. BANK NATIONAL ASSO-
CIATION, AS TRUSTEE FOR
RESIDENTIAL ASSET MORT-
GAGE PRODUCTS, INC., MORT-
GAGE
ASSET-BACKED
PASS-THROUGH
CERTIFI-
CATES, SERIES 2005-NC1,
Plaintiff,
v.
THE UNKNOWN HEIRS AND
DEVISEES OF BRUCE P.
KLUMPP AKA BRUCE PHILIP
KLUMPP; TABITHA SANDERS;
KAREN M. KLUMPP; VALLEY
CREDIT SERVICE INC.; OREGON
AFFORDABLE HOUSING ASSIS-
TANCE CORPORATION; OCCU-
PANTS OF THE PROPERTY,
Defendants.
Case No.: 15CV23542
SUMMONS BY PUBLICATION
To: The Unknown Heirs and
Devisees of Bruce P. Klumpp
aka Bruce Philip Klumpp and
Occupants of the Property
You are hereby required to
appear and defend the Com-
plaint filed against you in the
above entitled cause within
thirty (30) days from the date of
service of this summons upon
you, and in case of your failure
to do so, for want thereof, Plain-
tiff will apply to the court for the
relief demanded in the Com-
plaint.
NOTICE TO DEFENDANT:
READ THESE PAPERS
CAREFULLY!
You must “appear” in this
case or the other side will win
automatically. To “appear” you
must file with the court a legal
paper called a “motion” or “an-
swer.” The “motion” or “answer”
(or “reply”) must be given to the
court clerk or administrator
within 30 days of the date of first
publication specified herein
along with the required filing
fee. It must be in proper form
and have proof of service on the
plaintiff’s attorney or, if the
plaintiff does not have an attor-
ney, proof of service on the
plaintiff.
If you have questions, you
should see an attorney immedi-
ately. If you need help in finding
an attorney, you may call the
Oregon State Bar’s Lawyer Re-
ferral Service at (503) 684-3763
or toll-free in Oregon at (800)
452-7636.
The relief sought in the Com-
plaint is the foreclosure of the
property located at 194 SW
Cherry St, Dallas, OR 97338.
Date of First Publication:
January 6, 2016
McCarthy & Holthus, LLP
s/ Andreanna C. Smith
Andreanna C. Smith,
OSB# 131336
920 SW 3rd Ave, 1st Floor
Portland, OR 97204
Phone: (855) 809-3977
Fax: (971) 201-3202
E-mail: ansmith@mccarthy-
holthus.com
Of Attorneys for Plaintiff
(Jan. 6, 13, 20, 27, 2016)
TRUSTEE'S NOTICE OF SALE
T.S. No.: OR-14-646585-NH Ref-
erence is made to that certain
deed made by, RICHARD
RILEY & CARRIE RILEY, AS
TENANTS BY THE ENTIRETY
as Grantor to LINDSAY HARTE
LAW OFFICE, as trustee, in
favor of AAMES FUNDING
CORPORATION DBA AAMES
HOME LOAN , as Beneficiary,
dated 3/18/2004 , recorded
3/23/2004 , in official records of
POLK County, Oregon in
book/reel/volume No. and/or as
fee/file/instrument/ microfilm /
reception number 2004-004353
covering the following de-
scribed real property situated
in said County, and State, to-
wit: APN: 143679 0201
07533AB00200 BEGINNING AT
A POINT ON THE SOUTH LINE
OF HANKEL STREET WHICH IS
30.00 FEET SOUTH 00º 00' 46"
WEST AND 96.50 FEET NORTH
89º 51' 49" WEST AND 504.34
FEET NORTH 00º 00' 47" EAST
FROM AN IRON ROD AT THE
SOUTHWEST CORNER OF
BLOCK 2 OF THE BRANDT AD-
DITION TO THE CITY OF DAL-
LAS IN SECTION 33, TOWN-
SHIP 7 SOUTH, RANGE 5
WEST OF THE WILLAMETTE
MERIDIAN, POLK COUNTY,
OREGON, SAID POINT BEING
ON THE WEST LINE OF THAT
TRACT OF LAND CONVEYED
TO ARNOLD H. BRANDT AND
RACHEL F. BRANDT BY THAT
DEED RECORDED IN DEED
VOLUME 138, PAGE 636 OF
THE POLK COUNTY DEED
RECORDS: THENCE NORTH
89º 44' 58" EAST, 96.50 FEET
TO THE EAST LINE OF SAID
BRANDT TRACT OF LAND;
THENCE SOUTH 00º 00' 46"
WEST, 168.00 FEET TO AN
IRON ROD AT THE NORTH-
EAST CORNER OF LOT 12,
BRANDT ADDITION NO. 2, A
DULY RECORDED SUBDIVI-
SION IN THE CITY OF DALLAS;
THENCE SOUTH 89º 44' 58"
WEST, 96.50 FEET TO THE
NORTHWEST CORNER OF
SAID LOT 12; THENCE NORTH
00º 00' 46" EAST, 168.00 FEET
TO MORE OR LESS TO THE
POINT OF BEGINNING. CON-
TAINING 16,212 SQUARE FEET
OF LAND MORE OR LESS.
Commonly known as: 685
SOUTHEAST HANKEL ST,
DALLAS, OR 97338 The under-
signed hereby certifies that
based upon business records
there are no known written as-
signments of the trust deed by
the trustee or by the benefici-
ary and no appointments of a
successor trustee have been
made, except as recorded in
the records of the county or
counties in which the above
described real property is situ-
ated. Further, no action has
been instituted to recover the
debt, or any part thereof, now
remaining secured by the trust
deed, or, if such action has
been instituted, such action
has been dismissed except as
permitted by ORS 86.752(7).
Both the beneficiary and the
trustee have elected to sell the
said real property to satisfy the
obligations secured by said
trust deed and notice has been
rec orded pursuant to Section
86.752 (3) of Oregon Revised
Statutes. There is a default by
grantor or other person owing
an obligation, performance of
which is secured by the trust
deed, or by the successor in in-
terest, with respect to provi-
sions therein which authorize
sale in the event of such provi-
sion. The default for which
foreclosure is made is
grantor's failure to pay when
due the following sums: Delin-
quent Payments: Payment In-
formation From Through Total
Payments 5/1/2013 11/4/2015
$39,174.45 Late Charges From
Through Total Late Charges
5/1/2013 11/4/2015 $1,180.92
Beneficiary's Advances, Costs,
And Expenses Escrow Ad-
vances $7,726.69 Total Ad-
vances: $7,726.69 TOTAL
FORECLOSURE COST:
$1,919.24 TOTAL REQUIRED TO
REINSTATE: $46,052.15 TOTAL
R E Q U I R E D T O PAYO F F :
$170,265.33 By reason of the
default, the beneficiary has de-
clared all sums owing on the
obligation secured by the trust
deed immediately due and
payable, those sums being the
following, to- wit: The install-
ments of principal and interest
which became due on 5/1/2013,
and all subsequent install-
ments of principal and interest
through the date of this Notice,
plus amounts that are due for
late charges, delinquent prop-
erty taxes, insurance premi-
ums, advances made on senior
liens, taxes and/or insurance,
trustee's fees, and any attorney
fees and court costs arising
from or associated with the
beneficiaries efforts to protect
and preserve its security, all of
which must be paid as a condi-
tion of reinstatement, including
all sums that shall accrue
through reinstatement or pay-
off. Nothing in this notice shall
be construed as a waiver of
any fees owing to the Benefici-
ary under the Deed of Trust
pursuant to the terms of the
loan documents. Whereof, no-
tice hereby is given that Quali-
ty Loan Service Corporation of
Washington, the undersigned
trustee will on 3/23/2016 at the
hour of 1:00 PM , Standard of
Time, as established by sec-
tion 187.110, Oregon Revised
Statues, Inside the new lobby
at the Jefferson Street en-
trance Of the County Court-
house 850 Main Street Dallas,
Oregon 97338 County of POLK
, State of Oregon, sell at public
auction to the highest bidder
for cash the interest in the said
described real property which
the grantor had or had power
to convey at the time of the ex-
ecution by him of the said trust
deed, together with any inter-
est which the grantor or his
successors in interest ac-
quired after the execution of
said trust deed, to satisfy the
foregoing obligations thereby
secured and the costs and ex-
penses of sale, including a rea-
sonable charge by the trustee.
Notice is further given that any
person named in Section
86.778 of Oregon Revised
Statutes has the right to have
the foreclosure proceeding dis-
missed and the trust deed rein-
stated by payment to the bene-
ficiary of the entire amount
then due (other than such por-
tion of said principal as would
not then be due had no default
occurred), together with the
costs, trustee's and attorney's
fees and curing any other de-
fault complained of in the No-
tice of Default by tendering the
performance required under
the obligation or trust deed, at
any time prior to five days be-
fore the date last set for sale.
Other than as shown of record,
neither the beneficiary nor the
trustee has any actual notice of
any person having or claiming
to have any lien upon or inter-
est in the real property herein-
above described subsequent
to the interest of the trustee in
the trust deed, or of any suc-
cessor in interest to grantor or
of any lessee or other person
in possession of or occupying
the property, except: Name and
Last Known Address and Na-
ture of Right, Lien or Interest
CARRIE RIELY 685 SOUTH-
EAST HANKEL ST DALLAS,
OR 97338 Original Borrower
RICHARD RILEY 685 SOUTH-
EAST HANKEL ST DALLAS,
OR 97338 Original Borrower
For Sale Information Call: 888-
988-6736 or Login to:
Salestrack.tdsf.com In constru-
ing this notice, the singular in-
cludes the plural, the word
"grantor" includes any succes-
sor in interest to this grantor
as well as any other person
owing an obligation, the per-
formance of which is secured
by the trust deed, and the
words "trustee" and "beneficia-
ry" include their respective
successors in interest, if any.
Pursuant to Oregon Law, this
sale will not be deemed final
until the Trustee's deed has
been issued by Quality Loan
Service Corporation of Wash-
ington . If any irregularities are
discovered within 10 days of
the date of this sale, the trustee
will rescind the sale, return the
buyer's money and take further
action as necessary. If the sale
is set aside for any reason, in-
cluding if the Trustee is unable
to convey title, the Purchaser
at the sale shall be entitled
only to a return of the monies
paid to the Trustee. This shall
be the Purchaser's sole and ex-
clusive remedy. The purchaser
shall have no further recourse
against the Trustor, the Trustee,
the Beneficiary, the Beneficia-
ry's Agent, or the Beneficiary's
Attorney. If you have previous-
ly been discharged through
bankruptcy, you may have
been released of personal lia-
bility for this loan in which
case this letter is intended to
exercise the note holders
right's against the real proper-
ty only. As required by law, you
are hereby notified that a nega-
tive credit report reflecting on
Polk County Itemizer-Observer • January 13, 2016 13A
your credit record may be sub-
mitted to a credit report
agency if you fail to fulfill the
terms of your credit obliga-
tions. Without limiting the
trustee's disclaimer of repre-
sentations or warranties, Ore-
gon law requires the trustee to
state in this notice that some
residential property sold at a
trustee's sale may have been
used in manufacturing
methamphetamines, the chemi-
cal components of which are
known to be toxic. Prospective
purchasers of residential prop-
erty should be aware of this
potential danger before decid-
ing to place a bid for this prop-
erty at the trustee's sale. NO-
TICE TO TENANTS: TENANTS
OF THE SUBJECT REAL
PROPERTY HAVE CERTAIN
PROTECTIONS AFFFORDED
TO THEM UNDER ORS 86.782
AND POSSIBLY UNDER FED-
ERAL LAW. ATTACHED TO
THIS NOTICE OF SALE, AND
INCORPORATED HEREIN, IS A
NOTICE TO TENANTS THAT
SETS FORTH SOME OF THE
PROTECTIONS THAT ARE
AVAILABLE TO A TENANT OF
THE SUBJECT REAL PROPER-
TY AND WHICH SETS FORTH
CERTAIN REQUIRMENTS THAT
MUST BE COMPLIED WITH BY
ANY TENANT IN ORDER TO
OBTAIN THE AFFORDED PRO-
TECTION, AS REQUIRED
UNDER ORS 86.771 . QUALITY
MAY BE CONSIDERED A DEBT
COLLECTOR ATTEMPTING TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED
WILL BE USED FOR THAT
PURPOSE. TS No: OR-14-
646585-NH Dated: 11/4/2015
Quality Loan Service Corpora-
tion of Washington, as Trustee
Signature By: ____ __ Alma
Clark, Assistant Secretary
Trustee's Mailing Address:
Quality Loan Service Corp. of
Washington C/O Quality Loan
Service Corporation 411 Ivy
Street San Diego, CA 92101
Trustee's Physical Address:
Quality Loan Service Corp. of
Washington 108 1 st Ave
South, Suite 202, Seattle, WA
98104 Toll Free: (866) 925-0241
IDSPub #0095058 1/6/2016
1/13/2016 1/20/2016 1/27/2016
(January 6, 13, 20, 27, 2016)
TRUSTEE'S NOTICE OF SALE
TS No.: 1371719-1 Loan No.:
******2308 Reference is made to
that certain trust deed (the
"Deed of Trust") executed by
SHANNON VINCELLI, as
Grantor, to AMERITITLE, as
Trustee, in favor of NATIONAL
CITY MORTGAGE A DIVISION
OF NATIONAL CITY BANK, as
Beneficiary, dated 12/11/2007,
recorded 12/17/2007, as Instru-
ment No. 2007-018795, in the
Official Records of Polk Coun-
ty, Oregon, which covers the
following described real prop-
erty situated in Polk County,
Oregon: THE WEST HALF OF
LOTS NUMBERED FOUR (4),
FIVE (5) AND SIX (6), BLOCK
NUMBERED FOUR (4), OUT
LOT 4 IN THE CITY OF MON-
MOUTH, POLK COUNTY, ORE-
GON, AS SHOWN ON THE
AMENDED PLAT OF SAID LOT
4 OF RECORD IN THE COUNTY
CLERK'S OFFICE IN SAID
COUNTY AND STATE. APN:
08430-BC-02300
Commonly
known as: 360 MAIN ST E
MONMOUTH, OR 97361 The
current beneficiary is: PNC
BANK, NATIONAL ASSOCIA-
TION Both the beneficiary and
the trustee have elected to sell
the above-described real prop-
erty to satisfy the obligations
secured by the Deed of Trust
and notice has been recorded
pursuant to ORS 86.752(3). The
default for which the foreclo-
sure is made is the grantor's
failure to pay when due, the fol-
lowing sums:
Delinquent Payments:
Dates:
05/01/12 thru 01/01/13
No.: 9 Amount: $770.95
Total: $6,938.55
Dates:
02/01/13 thru 12/01/15
No.: 35 Amount: $768.80
Total: $26,908.00
Late Charges:
$123.36
Beneficiary
Advances:
$10,313.02
Foreclosure Fees
and Expenses:
$0.00
Total Required
to Reinstate:
$44,282.93
TOTAL REQUIRED TO PAYOFF:
$137,030.29
By reason of the default, the
beneficiary has declared all ob-
ligations secured by the Deed
of Trust immediately due and
payable, including: the princi-
pal sum of $98,965.00 together
with interest thereon at the rate
of 6 % per annum, from
4/1/2012 until paid, plus all ac-
crued late charges, and all
trustee's fees, foreclosure
costs, and any sums advanced
by the beneficiary pursuant to
the terms and conditions of the
Deed of Trust Whereof, notice
hereby is given that the under-
signed trustee, CLEAR RECON
CORP., whose address is 621
SW Morrison Street, Suite 425,
Portland, OR 97205, will on
4/26/2016, at the hour of 11:00
AM, standard time, as estab-
lished by ORS 187.110, AT THE
MAIN STREET ENTRANCE TO
THE POLK COUNTY COURT-
HOUSE, 850 MAIN STREET,
DALLAS, OR 97338, sell at pub-
lic auction to the highest bid-
der for cash the interest in the
above-described real property
which the grantor had or had
power to convey at the time it
executed the Deed of Trust, to-
gether with any interest which
the grantor or his successors
in interest acquired after the
execution of the Deed of Trust,
to satisfy the foregoing obliga-
tions thereby secured and the
costs and expenses of sale, in-
cluding a reasonable charge by
the trustee. Notice is further
given that any person named
in ORS 86.778 has the right to
have the foreclosure proceed-
ing dismissed and the Deed of
Trust reinstated by payment to
the beneficiary of the entire
amount then due (other than
the portion of principal that
would not then be due had no
default occurred), together
with the costs, trustee's and at-
torneys' fees, and curing any
other default complained of in
the Notice of Default by tender-
ing the performance required
under the Deed of Trust at any
time not later than five days
before the date last set for
sale.
Without limiting the
trustee's disclaimer of repre-
sentations or warranties, Ore-
gon law requires the trustee to
state in this notice that some
residential property sold at a
trustee's sale may have been
used in manufacturing
methamphetamines, the chemi-
cal components of which are
known to be toxic. Prospective
purchasers of residential prop-
erty should be aware of this
potential danger before decid-
ing to place a bid for this prop-
erty at the trustee's sale. In
construing this notice, the
masculine gender includes the
feminine and the neuter, the
singular includes plural, the
word "grantor" includes any
successor in interest to the
grantor as well as any other
persons owing an obligation,
the performance of which is
secured by the Deed of Trust,
the words "trustee" and 'bene-
ficiary" include their respective
successors in interest, if any.
Dated: 12/11/2015 CLEAR
RECON CORP 621 SW Morri-
son Street, Suite 425 Portland,
OR 97205 858-750-7600
(Jan. 6, 13, 20, 27, 2016)
OREGON TRUSTEE'S NOTICE
OF SALE T.S. No: L547431 OR
Unit Code: L Loan No:
1434593/FOUNTAIN/ARDESS
G. AP #1: 188294/1301 08430-
BA-01400 Title #: 8591466 Ref-
erence is made to that certain
Trust Deed made by ARDESS
GERALDINE FOUNTAIN as
Grantor, to FARMERS HOME
ADMINISTRATION, UNITED-
STATED DEPARTMENT OF
A G R I C U LT U R E , A C T I N G
THROUGH THE STATE DIREC-
TOR OF THE FARMER S HOME
ADMINISTRATION FORTHE
STATE OF OREGON as Trustee,
in favor of UNITED STATES
O FA M E R I C A , AC T I N G
THROUGH THE FARMERS
H O M E A D M I N I S T R AT I O N ,
UNITED STATED DEPART-
MENT OF AGRICULTURE as
Beneficiary. Dated April 12,
1984, Recorded April 13, 1984
as Instr. No. --- in Book 177
Page 823 of Official Records in
the office of the Recorder of
POLK County; OREGON cover-
ing the following described
real property situated in said
county and state, to wit: BE-
GINNING AT AN IRON PIPE
431.83 FEET EAST AND 148
FEET NORTHOF THE NORTH-
EAST CORNER OF BLOCK
NUMBERED ONE(1), OFCAT-
TRON'S SUBDIVISION OF OUT
LOT NO. 5, IN THE TOWN OF-
MONMOUTH, IN POLK COUN-
TY, OREGON, SAID POINT
BEING 80 FEET NORTH OF
THE NORTHEAST CORNER OF
THE INTERSECTION OF POW-
ELL AND HIGH STREETS IN
THE CITY OF MONMOUTH,
AND RUNNING THENCE
NORTH 100 FEET ALONG SAID
HIGH STREET; THENCE EAST
110.17 FEET; THENCE SOUTH
100 FEET TO AN IRONPIPE;
THENCE WEST 110.17 FEET TO
THE PLACE OF BEGINNING.
Both the beneficiary and the
trustee have elected to sell the
said real property to satisfy the
obligations secured by said
Trust Deed and a Notice of De-
fault has been recorded pur-
suant to Oregon Revised
Statutes 86.735(3); the default
for which the foreclosure is
made is Grantor's failure to pay
when due, the following sums:
2 PYMTS FROM 04/12/14 TO
05/12/14 @ 733.49 $1,466.98 16
PYMTS FROM 06/12/14 TO
09/12/15 @ 689.24 $11,027.84
MISCELLANEOUS FEES
$ 3 , 3 7 7 . 3 4 S u b - To t a l o f
Amounts in Arrears:$15,872.16
Together with any default in
the payment of recurring obli-
gations as they become due.
ALSO, if you have failed to pay
taxes on the property, provide
insurance on the property or
pay other senior liens or en-
cumbrances as required in the
note and Trust Deed, the bene-
ficiary may insist that you do
so in order to reinstate your ac-
count in good standing. The
beneficiary may require as a
condition to reinstatement that
you provide reliable written ev-
idence that you have paid all
senior liens or encumbrances,
property taxes, and hazard in-
surance premiums. These re-
quirements for reinstatement
should be confirmed by con-
t a c t i n g t h e u n d e rs i g n e d
Trustee. The street or other
common designation if any, of
the real property described
above is purported to be: 349
N. HIGH ST, MONMOUTH, OR
97361 The undersigned Trustee
disclaims any liability for any
incorrectness of the above
street or other common desig-
nation. By reason of said de-
fault, the beneficiary has de-
clared all sums owing on the
obligation secured by said
Trust Deed immediately due
and payable, said sums being
the following, to wit: Principal
$12,795.89, together with inter-
est as provided in the note or
other instrument secured from
03/12/14, plus subsidy recap-
ture in the sum of $61,721.09
and fees assessed in the
amount of $3,283.68, plus ac-
crued interest due thereon, and
such other costs and fees are
due under the note or other in-
strument secured, and as are
provided by statute. WHERE-
FORE, notice is hereby given
that the undersigned trustee
will, on February 16, 2016, at
the hour of 10:00 A.M. in ac-
cord with the Standard Time, as
established by O.R.S. 187.110,
INSIDE THE NEW LOBBY AT
THE JEFFERSON STREET EN-
TRANCE OF THE POLK COUN-
TY COURTHOUSE, 850 MAIN
ST., DALLAS , County of POLK,
State of OREGON, (which is
the new date, time and place
set for said sale) sell at public
auction to the highest bidder
for cash the interest in the said
described real property which
the Grantor had or had power
to convey at the time of execu-
tion by him of the said Trust
Deed, together with any inter-
est which the Grantor or his
successors in interest ac-
quired after the execution of
said Trust Deed, to satisfy the
foregoing obligations thereby
secured and the costs and ex-
penses of sale, including a rea-
sonable charge by the trustee.
Notice is further given that any
person named in O.R.S. 86.778
has the right, at any time prior
to five days before the date last
set for the sale, to have this
foreclosure proceeding dis-
missed and the Trust Deed re-
instated by payment to the
beneficiary of the entire
amount then due (other than
such portion of the principal as
would not then be due had no
default occurred) and by cur-
ing any other default com-
plained herein that is capable
of being cured by tendering the
performance required under
the obligation of the Trust
Deed, and in addition to paying
said sums or tendering the per-
formance necessary to cure
the default, by paying all costs
and expenses actually incurred
in enforcing the obligation and
Trust Deed, together with
trustee's and attorney's fees
not exceeding the amounts
provided by said O.R.S. 86.778.
It will be necessary for you to
contact the undersigned prior
to the time you tender rein-
statement or payoff so that you
may be advised of the exact
amount, including trustee's
costs and fees, that you will be
required to pay. Payment must
be in the full amount in the
form of cashier's or certified
check. The effect of the sale
will be to deprive you and all
those who hold by, through
and under you of all interest in
the property described above.
In construing this notice, the
masculine gender includes the
feminine and the neuter, the
singular includes the plural,
the word "grantor" includes
any successor in interest to
the grantor as well as any
other person owing an obliga-
tion, the performance of which
is secured by said Trust Deed,
and the words "trustee" and
"beneficiary" include their re-
spective successors in inter-
est, if any. The Beneficiary may
be attempting to collect a debt
and any information obtained
may be used for that purpose.
If the Trustee is unable to con-
vey title for any reason, the
successful bidder's sole and
exclusive remedy shall be the
return of monies paid to the
Trustee, and the successful
bidder shall have no further re-
course. Without limiting the
trustee's disclaimer of repre-
sentations or warranties, Ore-
gon law requires the trustee to
state in this notice that some
residential property sold at a
trustee's sale may have been
used in manufacturing
methamphetamines, the chemi-
cal components of which are
known to be toxic. Prospective
purchasers of residential prop-
erty should be aware of this
potential danger before decid-
ing to place a bid for this prop-
erty at the trustee's sale. If
available, the expected open-
ing bid and/or postponement
information may be obtained
by calling the following tele-
phone number(s) on the day
before the sale: (888) 988-6736
or you may access sales infor-
mation at salestrack.tdsf.com
Free legal assistance: Oregon
Law Center Portland: (503) 473-
8329 Coos Bay: 1-800-303-3638
Ontario: 1-888-250-9877 Salem:
(503) 485-0696 Grants Pass:
(541) 476-1058 Woodburn: 1-
800-973-9003 Hillsboro: 1-877-
7 2 6 - 4 3 8 1 h t t p : / / w w w. o r e -
gonlawcenter.org/ and Oregon
Law Help Site (providing more
information and a directory of
legal aid programs) http://ore-
gonlawhelp.org/ORlindex.cfm
and Oregon State Bar Lawyer
Referral Service 503-684-3763
or toll-free in Oregon at 800-
452-7636 http://www.osbar.org
http://www.osbar.org/public/ris
/ris.html#referral and informa-
tion on federal loan modifica-
tion
programs
at:
http://www.makinghomeafford-
able gov/ TAC# 985659W PUB:
01/06/16, 01/13/16, 01/20/16,
01/27/16 DATED: 10/08/15
CHRISTOPHER C. DORR,
OSBA # 992526 By CHRISTO-
PHER C. DORR, ATTORNEY AT
LAW DIRECT INQUIRIES TO:
T. D. S E RV I C E C O M PA N Y
FORECLOSURE DEPARTMENT
4000 W. Metropolitan Drive
Suite 400 Orange, CA 92868
(800) 843-0260
(Jan. 6, 13, 20, 27, 2016)
TRUSTEE'S NOTICE OF SALE
File No. 8296.20330 Reference
is made to that certain trust
deed made by Joshua Taverne,
as grantor, to First American,
as trustee, in favor of Mortgage
Electronic Registration Sys-
tems, Inc. solely as nominee
for HomeStreet Bank, its suc-
cessors and assigns, as bene-
ficiary, dated 10/28/13, record-
ed 10/31/13, in the mortgage
records of Polk County, Ore-
gon, as 2013-011486 and sub-
sequently assigned to Home-
Street Bank by Assignment
recorded as 2015-011486, cov-
ering the following described
real property situated in said
county and state, to wit: Lot 5,
Block 3, Dimick Addition, to the
City of Dallas, Polk County,
Oregon. (Plat Volume B2, Page
53) PROPERTY ADDRESS: 179
Southeast Hankel Street Dal-
las, OR 97338 Both the benefi-
ciary and the trustee have
elected to sell the real property
to satisfy the obligations se-
cured by the trust deed and a
notice of default has been
recorded pursuant to Oregon
Revised Statutes 86.752(3); the
default for which the foreclo-
sure is made is grantor's fail-
ure to pay when due the follow-
ing sums: monthly payments
of $975.66 beginning 06/01/15;
plus late charges of $0.00 each
month beginning 06/16/15; plus
prior accrued late charges of
$147.10; plus advances of
$0.00; together with title ex-
pense, costs, trustee's fees
and attorney's fees incurred
herein by reason of said de-
fault; any further sums ad-
vanced by the beneficiary for
the protection of the above de-
scribed real property and its in-
terest therein; and prepayment
penalties/premiums, if applica-
ble. By reason of said default
the beneficiary has declared all
sums owing on the obligation
secured by the trust deed im-
mediately due and payable,
said sums being the following,
to wit: $141,587.69 with interest
thereon at the rate of 4.5 per-
cent per annum beginning
05/01/15; plus late charges of
$0.00 each month beginning
06/16/15 until paid; plus prior
accrued late charges of
$147.10; plus advances of
$0.00; together with title ex-
pense, costs, trustee's fees
and attorneys fees incurred
herein by reason of said de-
fault; any further sums ad-
vanced by the beneficiary for
the protection of the above de-
scribed real property and its in-
terest therein; and prepayment
penalties/premiums, if applica-
ble. WHEREFORE, notice here-
by is given that the under-
signed trustee will on March
28, 2016 at the hour of 10:00 o'-
clock, A.M. in accord with the
standard of time established
by ORS 187.110, at the follow-
ing place: inside the new lobby
at the Jefferson Street en-
trance of the Polk County
Courthouse, 850 Main Street, in
the City of Dallas, County of
Polk, State of Oregon, sell at
public auction to the highest
bidder for cash the interest in
the described real property
which the grantor had or had
power to convey at the time of
the execution by grantor of the
trust deed, together with any
interest which the grantor or
grantor's successors in inter-
est acquired after the execu-
tion of the trust deed, to satisfy
the foregoing obligations
thereby secured and the costs
and expenses of sale, includ-
ing a reasonable charge by the
trustee. Notice is further given
that for reinstatement or payoff
quotes requested pursuant to
ORS 86.786 and 86.789 must
be timely communicated in a
written request that complies
with that statute addressed to
the trustee's "Urgent Request
Desk" either by personal deliv-
ery to the trustee's physical of-
fices (call for address) or by
first class, certified mail, return
receipt requested, addressed
to the trustee's post office box
address set forth in this notice.
Due to potential conflicts with
federal law, persons having no
record legal or equitable inter-
est in the subject property will
only receive information con-
cerning the lender's estimated
or actual bid. Lender bid infor-
mation is also available at the
trustee's website, www.north-
westtrustee.com. Notice is fur-
ther given that any person
named in ORS 86.778 has the
right, at any time prior to five
days before the date last set
for the sale, to have this fore-
closure proceeding dismissed
and the trust deed reinstated
by payment to the beneficiary
of the entire amount then due
(other than such portion of the
principal as would not then be
due had no default occurred)
and by curing any other default
complained of herein that is
capable of being cured by ten-
dering the performance re-
quired under the obligation or
trust deed, and in addition to
paying said sums or tendering
the performance necessary to
cure the default, by paying all
costs and expenses actually
incurred in enforcing the obli-
gation and trust deed, together
with trustee's and attorney's
fees not exceeding the
amounts provided by said ORS
86.778. Requests from persons
named in ORS 86.778 for rein-
statement quotes received less
than six days prior to the date
set for the trustee's sale will be
honored only at the discretion
of the beneficiary or if required
by the terms of the loan docu-
ments. In construing this no-
tice, the singular includes the
plural, the word "grantor" in-
cludes any successor in inter-
est to the grantor as well as
any other person owing an ob-
ligation, the performance of
which is secured by said trust
deed, and the words "trustee"
and "beneficiary" include their
respective successors in inter-
est, if any. Without limiting the
trustee's disclaimer of repre-
sentation or warranties, Ore-
gon law requires the trustee to
state in this notice that some
residential property sold at a
trustee's sale may have been
used in manufacturing
methamphetamines, the chemi-
cal components of which are
known to be toxic. Prospective
purchasers of residential
property should be aware of
this potential danger before
deciding to place a bid for this
property at the trustee's sale.
The trustee's rules of auction
may be accessed at
www.northwesttrustee.com
and are incorporated by this
reference. You may also ac-
cess sale status at www.north-
westtrustee.com and
www.USA-Foreclosure.com.
For further information, please
contact: Heather L. Smith
Northwest Trustee Services,
Inc. P.O. Box 997 Bellevue, WA
98009-0997 425-586-1900 Tav-
erne, Joshua (TS# 8296.20330)
1002.284275-File No.
(Dec. 30, 2015;
Jan. 6, 13, 20, 2016)