8A | THURSDAY, JANUARY 16, 2020 | COTTAGE GROVE SENTINEL
Senior Law Services
Free Senior Law Services are offered at the Cottage Grove
Senior Center, 700 E. Gibbs Avenue on the 2nd Friday of
the month. To schedule an appointment, call (541) 485-
1017, Ext. 131. Senior Law Service is a program of Lane
County Legal Aid and Advocacy Center. It provides civil
(not criminal) legal services to people age 60 and over
who live in Lane County. There is no charge for Senior
Law Service, donations are welcome and appreciated.
Senior Center
Volunteers
The Cottage Grove Senior Center is looking for
Explaining wills and trusts
volunteers to help at the front desk Monday through
Friday with various three hour shifts available. To find
out more information about this opportunity please
contact Lovey at (541) 942-8751.
I
t’s never too early for
adults to think about
estate planning. Estate
planning is an important
part of money manage-
ment. While it’s easy to
think of estate planning as
just a way to dictate how
your assets are allocated
after your death, estate
planning also can protect
people and their money
should accidents or injury
make them incapable of
managing their finances
on their own.
Some familiar terms
may come up when people
begin planning how they
hope to transfer their as-
sets. Two more common
terms are wills and trusts.
Understanding the distinc-
tions between the two can ship of their minor-aged
help people as they begin children should they pass
estate planning.
away. This is especially im-
portant information to in-
What is a will?
clude in a will, as surviving
The online financial re- relatives may have to go to
source Investopedia notes court to contest guardian-
that wills are legally en- ship if parents do not dic-
forceable documents that tate who they want to serve
dictate how people want as guardians in their wills.
their affairs handled and
assets allocated in the wake
What is a trust?
of their deaths.
A trust is a relationship
Wills should include a in which another party is
host of information, in- given authority to handle a
cluding who a person person’s assets for the ben-
wants to assume guardian- efit of that person’s bene-
OUR HAPPY FAMILY will make
YOUR FAMILY HAPPY
ficiaries. When making a
trust, a person will need
to designate someone as a
trustee, who will be tasked
with distributing assets in
accordance to the terms
dictated in the trust.
There are many types of
trusts, and working with
an attorney who specializes
in estate planning can help
men and women determine
which type of trust, if any,
is best for them.
Both wills and trusts can
be useful when estate plan-
ning. In fact, wills are often
used to establish trusts, and
many people have both a
will and a trust.
Estate planning is an im-
portant part of managing
one’s finances. A qualified
attorney who specializes
in estate planning can help
people write their wills and,
if necessary, establish trusts
that can help surviving
loved ones in the wake of
Is it better to have a will their death.
or a trust?
Senior Flu Vaccine Leaves Us Vulnerable
You got your flu shot this
year, right? Even though
it’s no longer the beginning
of the flu season, it’s never
too late to get your shot. At
this point we’re only in the
middle of an elevated-level
flu season with months still
to go.
Flu hits seniors harder
than any other demograph-
ic. More of us end up hos-
pitalized and with compli-
cations if we get the flu. At
least 70% of deaths from flu
are seniors.
There’s a special shot
for us with three types of
vaccine at four times the
strength. Our shot contains
two A virus strains and one
B. I asked my pharmacist,
“Why don’t they give us all
four vaccine types?” His
answer was that decision
makers calculate each year
which flu three strains will
be strongest and go with
those ... to save money.
This year, however, a B
virus, which usually comes
out in February, was the flu
that launched the season.
How do we get the flu?
From others, often by
breathing air that has the
virus in it from someone’s
sneeze or cough (from 6
feet away and airborne for
several hours) or by touch-
ing a hard surface that has
flu germs on it from some-
one else (for 24 hours).
Some of the ways of pro-
tecting ourselves are so sim-
ple we have no excuse for
not following them. Take
sanitizing wipes with you in
a baggie when you go to the
store and wipe down the
cart handle. (Then throw
the wipe away.) Wrap san-
itizing wipes around the
doorknobs in your home
and let them dry overnight.
Wash your hands often.
And get your flu shot.
The next time you talk
to your senators, tell them
we need a four-way four-
strength vaccine for se-
niors. Saving lives and hos-
pitalizations makes it worth
the extra cost.
Call today to connect with a
TURNING 65 AND NEED HELP WITH
YOUR MEDICARE CHOICES?
Call Paul to
help simplify
the complicated.
541-517-7362
Paul Henrichs ~ Independent Agent
coverage4oregon@gmail.com
Comprehensive Family
Medical Eye Care and
Optical Services
Welcome
Anthony
Grillo, MD
A southern
Oregon native,
Dr. Grillo is a
board-certified
ophthalmologist
specializing in
cornea, external
disease, and
refractive surgery.
Call for an
appointment today!
SENIOR LIVING ADVISOR
INDEPENDENT LIVING • ASSISTED LIVING • MEMORY CARE
A Place for Mom has helped over a million
families find senior living solutions that meet
their unique needs.
There’s no cost to you!
(888) 651-5669
! We’re paid by our partner communities
Portable Oxygen
For The Way You
Want to Live
Includes Everything You Need to Regain
Your Freedom
At just 2.8* lbs, the Inogen One G4 is the ultralight portable
oxygen concentrator you have been waiting for. The Inogen
One G4 is approximately half the size of the Inogen One G3.
Meets FAA Requirements for Travel
Medicare/Part A/
Part B/ Plan G/
Part C/ Part D/
Advantage Plans??
Call 541-942-5000
257 N. 8th St. • www.pcvi.com
Monday - Friday 9am - 5pm
Official LASIK and
Eye Doctors of the
Oregon Ducks and
Eugene Emeralds
Confused or Curious
call Fred @
541-729-8853
Choice Insurance Agency
JUST
2.8 LBS.
REQUEST YOUR FREE INFO KIT TODAY!
CALL TODAY! 1-855-839-0752
*With a single battery. © 2019 Inogen, Inc. All rights reserved.
Heraej=bbkn`]^haHqtqnu
Assisted Living and
Memory Care Apartments
Our beautiful community is designed
for those who need assistance or have
memory impairments. You can be
assured that you or your loved one
will receive the best in care along with
compassionate personal attention from
our well trained staff.
Call or stop by for more
information and a personal tour!
We are available
7 days a week!
S entinel
C ottage G rove
www.cgsentinel.com
FREE Special Event
DEMENTIA SUPPORT
GUEST SPEAKER SUZANNE CAVANAGH,
from Lumen Element
@
cgsentinel
@cgsentinel
#cgsentinel
She will discuss the importance of light as it
relates to addressing dementia.
Wednesday, January 22nd – 6:30pm
(6:15pm refreshements)
For more information call: Linda LaZar (541) 942-0054
1500 Village Dr., Cottage Grove, OR 97424
T
541-767-0080 ฀ www.MiddlefieldOaks.com
Cottage-Grove-Sentinel
1425 Daugherty Ave • Cottage Grove
Refreshments will be served