WEDNESDAY, OCTOBER 16, 2019 ❚ COTTAGE GROVE SENTINEL
PUBLIC NOTICES
PUBLIC NOTICES
PUBLIC NOTICES
Medicare Enrollment Season Is Coming:
5 Tips To Make Sure You’re In The Right Plan
(NAPS)—Medicare’s Annual Enroll-
ment Period runs from October 15 to
December 7, 2019. This is your yearly
chance to shop for insurance coverage
that best meets your needs. People cov-
ered by Medicare will have even more
plans with a host of new benefits to
choose from for 2020.
Here are five things to keep in mind
for Medicare’s Annual Enrollment Period.
1. Review your 2020 coverage
options. Medicare Advantage plan
details change each year, so the pol-
icy that was the least expensive or best
match for you in 2019 may not be
right for 2020. Changes to premiums,
deductibles and co-pays can be costly.
A recent eHealth analysis of people
using eHealthMedicare.com to compare
Medicare plans found that fewer than
one in ten were enrolled in the lowest
cost plan for their personal prescription
drug regimen. Those who switched to
their optimal drug plan stood to save an
average of $900 per year.
2. Look out for drug coverage
changes. It’s common for insurance com-
panies to tweak their list of covered drug
and prices. That can mean higher out-of-
pocket expenses. Check to make sure that
the medications you need are still cov-
ered by your plan in 2020, and pay close
attention to any special rules you need to
follow to get the most coverage for your
medications. Online tools, including
eHealthMedicare.com’s prescription drug
coverage comparison tool, can help you
find the best option for 2020.
3. Make sure your doctors are still
covered. The doctors and hospitals that
participate in your Medicare plan’s net-
work often change each year as well.
Make sure your preferred providers are
covered under your current plan or any
new plan that interests you. The amount
you’ll pay when you get care from a
doctor or hospital that does not partic-
PUBLIC NOTICES
PUBLIC NOTICES
9B
PUBLIC NOTICES
Did You Know?
People covered by Medicare can
choose from more plans and new
benefits in 2020. A licensed agent can
help you select the coverage that best
matches your needs, budget and life-
style. The comparison tool at eHealth
Medicare.com’s can help as well.
Bed Liners & More
Repair
Lead-in copy for online posting
People covered by Medicare will
have even more plans with a host of
new benefits to choose from for 2020.
/// Medicare Enrollment Season Is
Coming: 5 Tips To Make Sure You’re
In The Right Plan
The expert help of a licensed insur-
ance agent can help you get the best
medicare policy for your needs.
ipate with your plan will be higher than
what you’ll pay if you stay within your
plan’s network, and some health insur-
ers won’t cover out-of-network provid-
ers at all, except in an emergency.
4. Compare benefits. Along with
price comparisons, be sure to review
the full range of services and bene-
fits offered by competing Medicare
plans. These can include everything
from preferred pharmacy and mail-or-
der prescription discounts to dental,
vision, hearing and even fitness ben-
efits. And for 2020, many Medicare
Advantage plans will offer supplemen-
tal benefits that provide additional
assistance to people with chronic ill-
ness, such as non-emergency trans-
portation, virtual medical visits, care-
giver support, nutritional counseling
and meal delivery, and air condition-
ing, among others.
5. Work with a professional to
understand your choices. To make sure
you’re viewing a wide range of plans
available on the market, work with an
expert in Medicare products that rep-
resents more than just one insurance
company. It doesn’t cost anything extra.
A licensed agent can help you under-
stand and make sense of all your options
and select coverage that best matches
your needs, budget, and lifestyle.
No Monkey Business!
Bedliners • Truck Accessories
541-463-7939
Twitter feed copy
A #licensed #insurance #agent can
help you select the #Medicare #cov-
erage that best matches your needs,
#budget and lifestyle.
Tag words
licensed insurance agent, Medi-
care, budget, lifestyle, prescriptions,
health, doctor, supplemental benefits,
non-emergency transportation, virtual
medical visits, caregiver support, nutri-
tional counseling, Medicare Advantage
LINE-X OF LANE COUNTY, INC.
745 RIVER AVE., UNIT E., EUGENE, OR 97404 • TRUCKGEAR.COM
Dealers
Google Search Ad
licensed insurance agent, Medi-
care, budget, lifestyle, prescriptions,
health, doctor, supplemental benefits,
non-emergency transportation, virtual
medical visits, caregiver support, nutri-
tional counseling, Medicare Advantage
GMC • Chevrolet • Chevy Trucks
SALES & SERVICES
2775 Row River Rd 942-4415
Ã+Z\6
Mon-Fri: 8am-6pm
Sat: 8am-2pm | Sun: Closed
302 Hwy 99 S. • 946-3943
MARVIN SMITH
AUTO REPAIR
Medicare enrollment season is
coming: 5 tips to make sure you’re in
the right plan / eHealthMedicare.com
/ www.naprecis.com
TIRE & AUTO SERVICE
Repair
Outbrain Native Ad
Zoning changes. Tax increases. Legislative proposals. These are just a few ways
government actions can affect your life and community.
80% of all Oregon adults read a newspaper at least once during an average
week, and 54% read public notices printed there.*
But federal, state, and local government agencies erroneously believe they
can save money by putting public notices on their web sites instead. If that hap-
pens, how will public notices be ... well, noticed? Less than 10% of the U.S. popu-
lation currently visits a government web site daily.**
You should not have to know where, when, and how to look, or what to look
for, in order to be informed. It is the government’s responsibility to deliver notice
to the public.
Transmission Service & Repair
Automotive Repairs • Maintenance Services
Gill'S
People covered by Medicare can
choose from more plans and new
benefits in 2020. A licensed agent
can help you select the coverage that
best matches your needs, budget and
lifestyle.
how will the public notice?
S
Tires
Tweet This
If public notices
aren’t in the
newspaper,
ive lties
t
o
m
o
Aut pecia
INC
• Computerized Diagnostics • Fuel injected Vehicles
• Tune-Ups • Suspension • Brakes • Air Conditioning
518 Hwy. 99 S. • 942-7112
109 Hwy. 99 S., Cottage Grove
942-4466
Reduce
Recycle
Reuse
Take notice.
Your right to know is being served right here: in your newspaper.
* American Opinion Research, Princeton NJ, September 2010. ** U.S. Census Bureau, May 2009.
GALLERY OF SERVICES
AUTOMOTIVE
FLOORING
PHARMACY
Rogers & Son
1205 N. Pacifi c Hwy
Cottage Grove, OR
541.930.7799
'MPPS$PWFSJOHt8JOEPX$PWFSJOH
4BVOBTt4XJNNJOH1PPM)PU5VC4VQQMJFT
Ph:541-942-8522 • rhilgendorf@autoart.biz
%BWF$BSPM3PHFST
(541) 942-0500
1324 E. Main
10#PY
'BY
$PUUBHF(SPWF 03
!SPHFSTBOETPOĘPPSDPWFSJOHDPN
FULL SERVICE
SHOP
Those you can Trust
JOSEPH OSBORN PLUMBING
t1SFWFOUBUJWF.BJOUFOBODFt&OHJOF
t5SBOTNJTTJPOt%JBHOPTUJDTt#SBLFT
RESIDENTIAL/COMMERCIAL
Licensed/Bonded/Insured
8BTIJOHUPOt$(t541-767-2965
Now Taking Credit Cards
YARD SERVICE
541-999-7285
Office: 541-942-6899
Specializing in Powerstrokes
t$PNQMFUF"VUPNPUJWF3FQBJS4FSWJDF
t"$ 5SBOTNJTTJPOt1FSGPSNBODF$PNQVUFS%JBHOPTUJDT
t"4&$FSUJöFE'BDUPSZ'PSE.BTUFS5FDIOJDJBO
CCB#213580
Serving Cottage Grove for over 50 years!
REAL ESTATE
GUNS & AMMUNITION
%FMJHIU7BMMFZ4DIPPM3PBEt
CHIROPRACTORS
Annette Simard, D.C.
Chiropractic Clinic
We’ve
moved.
Let us help you do the same.
BUY • SELL • TRADE • REPAIR
Visit us at:
541-942-8880
616 E. Main St.
Cottage Grove, OR
HEATING & A/C
Free Estimates
24 HOUR EMERGENCY SERVICE
W W W. J I M D O W N I N G R E A LT Y. C O M
CCB#193586.
Residential & Commercial
541-942-8577
RV
OUR HAPPY FAMILY will make
NO JOB IS TOO
SMALL
CALL OR EMAIL
FOR A FREE
ESTIMATE
INSURANCE
JONNY PERREIRA
541-900-0325 CELL
541-649-1486 OFFICE
ROWRIVERCONSTRUCTION@GMAIL.COM
ELECTRICAL
YOUR FAMILY HAPPY
Shelly D Insurance, Inc.
HEALTH . LIFE . MEDICARE
LONG TERM CARE
Please call
South
Valley
Electric
LLC
JAMES GREEN
ELECTRICAL CONTRACTOR
541 -942-3191 541-942-9267
Shelly Dement - Independent Agent
Over 20 Years Experience
SERVING THE COTTAGE GROVE AREA
RESIDENTIAL & COMMERCIAL
CCB#223947
FINANCIAL
Ann White
Certifi ed Financial Planner TM
Investment Advisor Representative
1807 E. Main Street, Cottage Grove, OR 97424
541-942-5535
Maintenance • Clean Ups • Gutters • Yard Service • Moss Removal • Pressure Washing
541.870.8177
Matt Bjornn ChFC, Agent
1481 Gateway Blvd
Cottage Grove, OR 97424
Bus: 541-942-2623
www.bjornninsurance.com
State Farm, Bloomington, IL
1211999
Advertise your
business
in our gallery of
services
$10.75 per week
($21.50 for double
size)
13 week minimum
commitment
or log on to:
LICENSED, BONDED
INSURED
j.green@southvalleyelect.com • 541.942.9912
Serving
Cottage Grove
& Creswell
Offi ce 541.942.6077
1011 East Main St.
Cottage Grove, OR 97424
541.942.9031 | dranetsimard@gmail.com
CONTRACTORS
MUSIC RETAIL/REPAIR
PLUMBING
FUEL OIL
B& A
Automotive, LLC
Open Mon-Fri 9-6PM
Saturday 9-1PM
Drive-Thru or Walk-In
Closed Sunday
DOWNTOWN &
SPRINGFIELD AREA
BUSINESSES:
YARD CARE
Dale’s
BASIC YARD CARE
One time clean up welcome small and large
lawns, garden rototilling
C Storm Damage
trees and trash REMOVAL
A
L
L
541-942-3219
Call or stop by
TODAY
for full details!
(541) 942-3325
116 N. 6th •
Cottage Grove
