COTTAGE GROVE SENTINEL AUGUST 30, 2017 3C
PUBLIC NOTICES
PUBLIC NOTICES
PUBLIC NOTICES
PUBLIC NOTICES
PUBLIC NOTICES
WHEREAS a default has been made
in the covenants and conditions of the
Deed of Trust PURSUANT TO SECTION
9 (A)(i), OF THE LOAN DOCUMENTS
“AN IMMEDIATE PAYMENT IN FULL.
AS DEFINED, THE LENDER WILL
REQUIRE
IMMEDIATE
PAYMENT
IN FULL OF ALL OUTSTANDING
PRINCIPAL AND ACCRUED INTEREST
IF; A BORROWER DIES AND THE
PROPERTY IS NOT THE PRINCIPAL
RESIDENCE OF AT LEAST ONE
SURVIVING BORROWER.” INCLUDING
ALL FORECLOSURE FEES, ATTORNEY
FEES AND ADVANCES TO SENIOR
LIENS, INSURANCE, TAXES AND
ASSESSMENTS. WHEREAS, by virtue
of this default, the Secretary has declared
the entire amount of the indebtedness
secured by the Deed of Trust to be
immediately due and payable; NOW
THEREFORE, pursuant to powers vested
in me by the Single Family Mortgage
Foreclosure Act of 1994, 12 U.S.C. 3751
et seq., by 24 CFR part 27, subpart B,
and by the Secretary’s designation of me
as Foreclosure Commissioner, recorded
on 06/27/2017 as Instrument No. 2017-
030808, notice is hereby given that on
09/06/2017, at 10:00AM local time, all
real and personal property at or used in
connection with the following described
premises (“Property”) will be sold at public
auction to the highest bidder: AS MORE
FULLY DESCRIBED IN SAID DEED OF
TRUST Commonly known as: 313 TERRA
LINDA AVENUE, EUGENE, OR 97404
The sale will be held: Inside the main
lobby of the Lane County Courthouse,
125 E 8th Ave, Eugene, OR 97401
The Secretary of Housing and Urban
Development will bid $251,760.64. There
will be no proration of taxes, rents or
other income or liabilities, except that the
purchaser will pay, at or before closing,
his pro rata share of any real estate taxes
that have been paid by the Secretary to
the date of the foreclosure sale. When
making their bids, all bidders except the
Secretary must submit a deposit totaling
$25,176.06 [10% of the Secretary’s bid] in
the form of a certifi ed check or cashier’s
check made out to the Secretary of HUD.
A deposit need not accompany each
oral bid. If the successful bid is oral, a
deposit of $25,176.06 must be presented
before the bidding is closed. The deposit
is nonrefundable. The remainder of the
purchase price must be delivered within
30 days of the sale or at such other
time as the Secretary may determine
for good cause shown, time being of
the essence. This amount, like the bid
deposits, must be delivered in the form
of a certifi ed or cashier’s check. If the
Secretary is the highest bidder, he need
not pay the bid amount in cash. The
successful bidder will pay all conveying
fees, all real estate and other taxes that
are due on or after the delivery date of
the remainder of the payment and all
other costs associated with the transfer
of title. At the conclusion of the sale, the
deposits of the unsuccessful bidders
will be returned to them. The Secretary
may grant an extension of time within
which to deliver the remainder of the
payment. All extensions will be for a 15-
day increments for a fee of $500.00, paid
in advance. The extension fee will be in
the form of a certifi ed or cashier’s check
made payable to the Secretary of HUD.
If the high bidder closes the sale prior to
the expiration of any extension period,
the unused portion of the extension fee
shall be applied toward the amount due.
If the high bidder is unable to close
the sale within the required period, or
within any extensions of time granted
by the Secretary, the high bidder may
be required to forfeit the cash deposit
or, at the election of the foreclosure
commissioner after consultation with
the HUD representative, will be liable to
HUD for any costs incurred as a result of
such failure. The commissioner may, at
the direction of the HUD representative,
offer the property to the second highest
bidder for an amount equal to the highest
price offered by that bidder. There is no
right of redemption, or right of possession
based upon a right of redemption, in
the mortgagor or others subsequent
to a foreclosure completed pursuant
to the Act. Therefore, the Foreclosure
Commissioner will issue a Deed to the
purchaser(s) upon receipt of the entire
purchase price in accordance with the
terms of the sale as provided herein. HUD
does not guarantee that the property will
be vacant. The scheduled foreclosure
sale shall be cancelled or adjourned if
it is established, by documented written
application of the mortgagor to the
Foreclosure Commissioner not less than 3
days before the date of sale, or otherwise,
that the default or defaults upon which the
foreclosure is based did not exist at the
time of service of this notice of default and
foreclosure sale, or all amounts due under
the mortgage agreement are tendered
to the Foreclosure Commissioner,
in the form of a certifi ed or cashier’s
check payable to the Secretary of HUD,
before public auction of the property is
completed. The amount that must be paid
if the mortgage is to be reinstated prior
to the scheduled sale is $251,739.95 as
of 09/05/2017, plus all other amounts
that would be due under the mortgage
agreement if payments under the
mortgage had not been accelerated,
advertising costs and postage expenses
incurred in giving notice, mileage by
the most reasonable road distance for
posting notices and for the Foreclosure
Commissioner’s attendance at the sale,
reasonable and customary costs incurred
for title and lien record searches, the
necessary out-of-pocket costs incurred
by the Foreclosure Commissioner for
recording documents, a commission for
the Foreclosure Commissioner, and all
other costs incurred in connection with the
foreclosure prior to reinstatement. Tender
of payment by certifi ed or cashier’s check
or application for cancellation of the
foreclosure sale shall be submitted to the
address of the Foreclosure Commissioner
provided below. DATE: 06/30/2017
FORECLOSURE
COMMISSIONER:
MORTGAGE
LENDER
SERVICES,
INC. 11707 Fair Oaks Blvd., Ste 202 Fair
Oaks, CA 95628 (916) 962-3453 Fax:
(916) 962-1334 Sale Information Line:
916-939-0772 or www.nationwideposting.
com
Tara
Campbell,
Foreclosure
Commissioner
Offi cer
NPP0313851
To:
COTTAGE GROVE SENTINEL
08/16/2017, 08/23/2017, 08/30/2017
________________________________
covering the following described real
property situated in said county and state,
to wit: Beginning at the Southwest corner
of the W. Miller Donation Land Claim No.
48, Section 34, Township 17 South, Range
2 West of the Willamette Meridian; run
thence North 146.80 feet; thence South
89 degrees 44’ East 731.94 feet to the
True Point of Beginning of this described
parcel; run thence North 100.00 feet to
the South right-of-way of North “A” Street;
thence South 89 degrees 44’ East 60.00
feet; thence leaving said South right-of-
way of North “A” Street South 100.00
feet; thence North 89 degrees 44’ West
60.00 feet to the True Point of Beginning,
all in Lane County, Oregon. PROPERTY
ADDRESS: 6757 A Street Springfi eld,
OR 97478 Both the benefi ciary and
the trustee have elected to sell the real
property to satisfy the obligations secured
by the trust deed and a notice of default
has been recorded pursuant to Oregon
Revised Statutes 86.752(3); the default
for which the foreclosure is made is
grantor’s failure to pay when due the
following sums: monthly payments of
$1,138.40 beginning 05/01/13; plus late
charges of $45.54 each month beginning
05/16/13; plus prior accrued late charges
of ($1,622.00); plus advances of
$12,279.32; together with title expense,
costs, trustee’s fees and attorney’s fees
incurred herein by reason of said default;
any further sums advanced by the
benefi ciary for the protection of the above
described real property and its interest
therein; and prepayment penalties/
premiums, if applicable. By reason of
said default the benefi ciary has declared
all sums owing on the obligation secured
by the trust deed immediately due and
payable, said sums being the following, to
wit: $163,236.81 with interest thereon at
the rate of 4 percent per annum beginning
04/01/13; plus late charges of $45.54 each
month beginning 05/16/13 until paid; plus
prior accrued late charges of ($1,622.00);
plus advances of $12,279.32; together
with title expense, costs, trustee’s fees
and attorneys fees incurred herein
by reason of said default; any further
sums advanced by the benefi ciary for
the protection of the above described
real property and its interest therein;
and prepayment penalties/premiums, if
applicable. WHEREFORE, notice hereby
is given that the undersigned trustee will
on November 28, 2017 at the hour of
10:00 AM. in accord with the standard of
time established by ORS 187.110, at the
following place: inside the main entrance
to the Lane County Courthouse, 125 E.
8th Avenue, in the City of Eugene, County
of LANE, State of Oregon, sell at public
auction to the highest bidder for cash the
interest in the described real property
which the grantor had or had power
to convey at the time of the execution
by grantor of the trust deed, together
with any interest which the grantor or
grantor’s successors in interest acquired
after the execution of the trust deed, to
satisfy the foregoing obligations thereby
secured and the costs and expenses
of sale, including a reasonable charge
by the trustee. Notice is further given
that for reinstatement or payoff quotes
requested pursuant to ORS 86.786 and
86.789 must be timely communicated
in a written request that complies with
that statute addressed to the trustee’s
“Urgent Request Desk” either by personal
delivery to the trustee’s physical offi ces
(call for address) or by fi rst class, certifi ed
mail, return receipt requested, addressed
to the trustee’s post offi ce box address
set forth in this notice. Due to potential
confl icts with federal law, persons
having no record legal or equitable
interest in the subject property will only
receive information concerning the
lender’s estimated or actual bid. Lender
bid information is also available at the
trustee’s website, www.northwesttrustee.
com. Notice is further given that any
person named in ORS 86.778 has the
right, at any time prior to fi ve days before
the date last set for the sale, to have this
foreclosure proceeding dismissed and
the trust deed reinstated by payment
to the benefi ciary of the entire amount
then due (other than such portion of the
principal as would not then be due had
no default occurred) and by curing any
other default complained of herein that is
capable of being cured by tendering the
performance required under the obligation
or trust deed, and in addition to paying
said sums or tendering the performance
necessary to cure the default, by paying
all costs and expenses actually incurred
in enforcing the obligation and trust deed,
together with trustee’s and attorney’s fees
not exceeding the amounts provided by
said ORS 86.778. Requests from persons
named in ORS 86.778 for reinstatement
quotes received less than six days prior
to the date set for the trustee’s sale will
be honored only at the discretion of the
benefi ciary or if required by the terms
of the loan documents. In construing
this notice, the singular includes the
plural, the word “grantor” includes any
successor in interest to the grantor
as well as any other person owing an
obligation, the performance of which is
secured by said trust deed, and the words
“trustee” and “benefi ciary” include their
respective successors in interest, if any.
Without limiting the trustee’s disclaimer
of representation or warranties, Oregon
law requires the trustee to state in this
notice that some residential property sold
at a trustee’s sale may have been used
in manufacturing methamphetamines, the
chemical components of which are known
to be toxic. Prospective purchasers of
residential property should be aware of
this potential danger before deciding to
place a bid for this property at the trustee’s
sale. The trustee’s rules of auction may be
accessed at www.northwesttrustee.com
and are incorporated by this reference.
You may also access sale status at www.
northwesttrustee.com and www.USA-
Foreclosure.com. For further information,
please contact: Nanci Lambert Northwest
Trustee Services, Inc. P.O. Box 997
Bellevue, WA 98009-0997 586-1900
Parks, Tamaron M. and Currah, Troy A.
(TS# 7699.20493) 1002.267572-File No.
________________________________
requested pursuant to ORS 86.786 and
86.789 must be timely communicated
in a written request that complies with
that statute addressed to the trustee’s
“Urgent Request Desk” either by personal
delivery to the trustee’s physical offi ces
(call for address) or by fi rst class, certifi ed
mail, return receipt requested, addressed
to the trustee’s post offi ce box address
set forth in this notice. Due to potential
confl icts with federal law, persons
having no record legal or equitable
interest in the subject property will only
receive information concerning the
lender’s estimated or actual bid. Lender
bid information is also available at the
trustee’s website, www.northwesttrustee.
com. Notice is further given that any
person named in ORS 86.778 has the
right, at any time prior to fi ve days before
the date last set for the sale, to have this
foreclosure proceeding dismissed and
the trust deed reinstated by payment
to the benefi ciary of the entire amount
then due (other than such portion of the
principal as would not then be due had
no default occurred) and by curing any
other default complained of herein that is
capable of being cured by tendering the
performance required under the obligation
or trust deed, and in addition to paying
said sums or tendering the performance
necessary to cure the default, by paying
all costs and expenses actually incurred
in enforcing the obligation and trust deed,
together with trustee’s and attorney’s fees
not exceeding the amounts provided by
said ORS 86.778. Requests from persons
named in ORS 86.778 for reinstatement
quotes received less than six days prior
to the date set for the trustee’s sale will
be honored only at the discretion of the
benefi ciary or if required by the terms
of the loan documents. In construing
this notice, the singular includes the
plural, the word “grantor” includes any
successor in interest to the grantor
as well as any other person owing an
obligation, the performance of which is
secured by said trust deed, and the words
“trustee” and “benefi ciary” include their
respective successors in interest, if any.
Without limiting the trustee’s disclaimer
of representation or warranties, Oregon
law requires the trustee to state in this
notice that some residential property sold
at a trustee’s sale may have been used
in manufacturing methamphetamines, the
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chemical components of which are known
to be toxic. Prospective purchasers of
residential property should be aware of
this potential danger before deciding to
place a bid for this property at the trustee’s
sale. The trustee’s rules of auction may
be accessed at www.northwesttrustee.
com and are incorporated by this
reference. You may also access sale
status at www.northwesttrustee.com and
www.USA-Foreclosure.com. For further
information, please contact: Heather L.
Smith Northwest Trustee Services, Inc.
P.O. Box 997 Bellevue, WA 98009-0997
586-1900 Smeltzer, Bryn T and Terri L
(TS# 7236.26596) 1002.292152-File No.
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TRUSTEE’S NOTICE OF SALE File No.
7699.20493 Reference is made to that
certain trust deed made by Tamaron M.
Parks and Troy A. Currah, not as tenants
in common, but with rights of survivorship,
as grantor, to Evergreen Land Title, as
trustee, in favor of Mortgage Electronic
Registration Systems, Inc. as designated
nominee for M&T Bank, benefi ciary of
the security instrument, its successor
and assigns, as benefi ciary, dated
05/05/10, recorded 05/11/10, in the
mortgage records of LANE County,
Oregon, as 2010-022293 and Modifi ed
2/26/2013 Recording # 2013-011183 and
subsequently assigned to M & T Bank by
Assignment recorded as 2016-048125,
TRUSTEE’S NOTICE OF SALE File
No. 7236.26596 Reference is made to
that certain trust deed made by Bryn
T Smeltzer and Terri L Smeltzer, as
Tenants by the Entirety, as grantor,
to Fidelity National Title, as trustee,
in favor of Benefi cial Oregon Inc., as
benefi ciary, dated 12/13/06, recorded
12/15/06, in the mortgage records
of LANE County, Oregon, as 2006-
089851 and subsequently assigned to
Wilmington Savings Fund Society, FSB,
d/b/a Christiana Trust, as indenture
trustee, for the CSMC 2015-RPL2 Trust,
Mortgage-Backed Notes, Series 2015-
RPL2 by Assignment recorded as 2015-
046249, covering the following described
real property situated in said county and
state, to wit: Lot 4, Atlee Park North, as
platted and recorded in fi le 74, slides
165, 166 and 167, Lane County Oregon
plat records, in Lane County, Oregon.
PROPERTY ADDRESS: 2376 Otto
Street Springfi eld, OR 97477 Both the
benefi ciary and the trustee have elected
to sell the real property to satisfy the
obligations secured by the trust deed and
a notice of default has been recorded
pursuant to Oregon Revised Statutes
86.752(3); the default for which the
foreclosure is made is grantor’s failure
to pay when due the following sums:
monthly payments of $1,772.72 beginning
03/18/15; plus prior accrued late charges
of $177.26; plus advances of ($902.28);
together with title expense, costs,
trustee’s fees and attorney’s fees incurred
herein by reason of said default; any
further sums advanced by the benefi ciary
for the protection of the above described
real property and its interest therein;
and prepayment penalties/premiums,
if applicable. By reason of said default
the benefi ciary has declared all sums
owing on the obligation secured by the
trust deed immediately due and payable,
said sums being the following, to wit:
$277,897.08 with interest thereon at the
rate of 6.75 percent per annum beginning
02/18/15; plus prior accrued late charges
of $177.26; plus advances of ($902.28);
together with title expense, costs,
trustee’s fees and attorneys fees incurred
herein by reason of said default; any
further sums advanced by the benefi ciary
for the protection of the above described
real property and its interest therein;
and prepayment penalties/premiums, if
applicable. WHEREFORE, notice hereby
is given that the undersigned trustee will
on November 27, 2017 at the hour of
10:00 AM. in accord with the standard of
time established by ORS 187.110, at the
following place: inside the main entrance
to the Lane County Courthouse, 125 E.
8th Avenue, in the City of Eugene, County
of LANE, State of Oregon, sell at public
auction to the highest bidder for cash the
interest in the described real property
which the grantor had or had power
to convey at the time of the execution
by grantor of the trust deed, together
with any interest which the grantor or
grantor’s successors in interest acquired
after the execution of the trust deed, to
satisfy the foregoing obligations thereby
secured and the costs and expenses
of sale, including a reasonable charge
by the trustee. Notice is further given
that for reinstatement or payoff quotes
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