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About The Siuslaw news. (Florence, Lane County, Or.) 1960-current | View Entire Issue (Dec. 31, 2021)
SIUSLAW NEWS | FRIDAY, DECEMBER 31, 2021 | 5A Moratorium on residential mortgage foreclosures to expire today Watch “In Search of the Lord’s Way” Sunday, 8:00 AM KMTR Cable Channel 12 Western Lane Translator Channel 16.2 Then visit the Florence church of Christ 1833 Tamarack Florence, Oregon Homeowners urged to seek free guidance from housing counselors and experience the joy and simplicity of pre-denominational New Testament Worship. (Romans 16:16) Bible Study: Sunday, 10:00 am Worship: Sunday, 11:00 am www.churchofchristfl orence.org Surfside Restaurant at Drift wood Shores Resort PRIME RIB SPECIAL 12/31/2021 5PM – 9PM Reservations recommended CALL BETWEEN 3PM – 8PM: 541-997-8263 E XT 4 Drift wood Shores Resort 88416 1st Avenue, Florence Let me Showcase your property. Melody Beaudro Principal Broker 541 991-2151 82 Manzanita Way – Immaculate manufactured home in gated Coast Village. Covered decking in the front and side to enjoy the outdoors. Break- fast nook and formal dining. A laundry room off the kitchen. Window treatments included. Two-car carport and deeded driveway parking. $349,000. #3276-21228121 1749 Highway 101 • 541-997-1200 SALEM—The foreclo- sure moratorium in Ore- gon will end on Dec. 31, 2021. The moratorium was established to prevent fore- closures for those who lost income or were unable to pay their mortgage as a re- sult of the COVID-19 pan- demic. The legislation also allowed impacted home- owners to defer their mort- gage payments through Dec. 31, 2021. Homeowners who have fallen behind or are at risk of missing a payment on their mortgage can get free help from certified hous- ing counselors around the state to learn about their options. Homeowners who are on a forbearance plan can also get help from their housing counselors to work with their lender on exiting their forbearance plan and making up any deferred payments. House Bill 2009 autho- rized Oregon Gov. Kate Brown to extend the mor- atorium twice, but the gov- ernor cannot extend the moratorium beyond Dec. 31. Beginning in January, homeowners who used this protection may be expected to resume mortgage pay- ments and select an option to cure their missed pay- ments. “We’ve worked hard throughout the pandemic to keep Oregonians housed and to provide a range of resources to support both homeowners and renters,” Faith – Friendship - Fellowship – Fun CHURCH DIRECTORY To include your organization in this directory, please call us @ 541-997-3441 BAHA’I FAITH OF FLORENCE Ongoing Devotions, Study Circles, Services to the Community, Join us on Facebook. Join your friends via zoom, Monday’s 7:30-8:30pm “SPIRITUAL CONVERSATIONS” Florence Baha’i Community For info: 541-590-0779 FLORENCE UNITED METHODIST CHURCH 2nd & Kingwood • (541) 997-6025 Worship 10:30am Online services at www.fl orenceunitedmethodist.org or fi nd us on Facebook. THE CHURCH OF JESUS CHRIST OF LATTER-DAY SAINTS 2705 Munsel Lake Road, All are welcome! Sunday Worship Services are at 10am & 11:15am. Bishop Larry Farnsworth 541-999-1979 FOURSQUARE CHURCH 1624 Highway 101 (next to A&W) –- 997-6337 Pastor George Pagel – Something for the entire family. Sun. Services: 9:00am & 10:45am Wednesday Bible Study returns this Fall. Website: fl orence4square.com COMMUNITY BAPTIST CHURCH 4590 Hwy. 101, Across from Fred Meyer –- 997-7418 Sunday School, 9:30am – Worship, 10:45am Wed. Prayer - 6:00pm – Wed. Ministries 1-8 Grade 7pm NEW LIFE LUTHERAN E.L.C.A. 21st & Spruce Streets—997-8113 Pastor, Paul Strike • All are welcome. Sunday in-person worship service@ 10:30. Also available to you on website www.fl orencenewlifelutheran.org. CROSS ROAD ASSEMBLY OF GOD Corner of 10th & Maple- 541-997-3533 Sunday 9am PRESBYTERIAN CHURCH OF THE SIUSLAW 1st Service in person 3996 N Hwy 101 541-997-7136 Sunday 11am Internet and in person Sunday services at 10am, 2nd Service in person & Online Call the church for details. Children’s Church (0yrs-12yrs) in person & Online Reverend Greg Wood Wednesdays at 7pm All Welcome. Come as you are. https://www.fl orencecrossroadag.org/church-online Other platforms update after the service. RELIGIOUS SOCIETY OF FRIENDS (QUAKERS) fl orencecrossroadag.org “War is still not the answer.” FCNL We meet Sunday’s at 11am in our homes. offi ce@fl orencecrossroadag.org Call 408-482-1141 or 541-997-4237 for locations. FLORENCE CHRISTIAN CHURCH RESURRECTION LUTHERAN CHURCH, L.C.M.S. 2nd & Ivy - 541-997-2961 - Non-Denominational Worship Services 10 am • Bible Study 9:00 am Service is on Sunday at 10:00 am Pastor Steve Waterman Sunday Service also streaming live at 10am 85294 Hwy. 101 S. – 997-8038 at fl orencechurch.com DVD of Weekly worship service available. www.puppro.wixite.com/rlcfl orence FLORENCE CHURCH OF CHRIST Pre-Denominational (Romans 16:16) ST. ANDREW’S EPISCOPAL 1833 Tamarack Street Church Welcomes You (2 blocks east of Hwy. 101 on 18th St.) Worship Sun. 10am Wed 11am 2135 19th St. Bible Study: Sunday 10am; Worship: Sunday 11am 541-997-6600 standssecretary19@gmail.com Labyrinth & www.churchofchristfl orence.org Garden daily 8am-5pm “Be the change.” FLORENCE EVANGELICAL CHURCH 1318 Rhododendron Dr. • 541-997-2523 SAINT MARY, OUR LADY OF THE DUNES Sunday Service 11am ( Children Sunday School) CATHOLIC CHURCH Mid-Week Activities, all ages. 1.5 miles south of river on Hwy 101 – 997-2312 COVID-19 Compliant Masses have been scheduled. FLORENCE SEVENTH-DAY ADVENTIST Please call our offi ce for details. 4445 Hwy 101 (South of Fred Meyer) – 997-3951 Worship on Saturday 11:00am Adult/Children’s Sabbath School 10:00am FLORENCE UNITARIAN UNIVERSALIST FELLOWSHIP 87738 Hwy 101 at Heceta Beach Road RUAUU? Come explore the answer with us. Sunday Worship Services ~ 10:00am www.florenceuuf.com Give us a call 541-997-3441 to get us your updates or email to: mberg@thesiuslawnews.com Brown said. “With the fore- closure moratorium end- ing, now is a critical time for homeowners who need assistance to take advan- tage of other resources. I urge homeowners who are at risk of foreclosure to get assistance as early as possi- ble. There is free housing counseling, and other re- sources are available that may be able to help them find a way to stay in their home.” Long-term solutions are needed to stabilize home- owners experiencing hard- ship due to COVID-19. In the meantime, there are workout options for those in active foreclo- sure or for the thousands of homeowners in need of assistance to stay safely and stably housed. Most homeowners will need to work with their mortgage servicer or lender to select a workout option. Free help is available Nonprofit homeowner- ship centers offer counsel- ing services for homeown- ers, including budgeting tools for new situations and evaluation of mortgage workout options, such as modifications or adding deferred payments to the end of a mortgage. Hous- ing counselors are knowl- edgeable, experienced, and dedicated professionals who can help homeowners communicate with their mortgage servicers and explore their best options for keeping their homes. Counselors can also help homeowners with available mortgage assistance and foreclosure avoidance pro- grams. Search the full list of free certified housing coun- selors by county through w w w.oregon.gov/ohcs/ homeownership/pages/ housing-counseling.aspx. Homeowners should be aware that some housing counseling agencies may be closed until Jan. 3, 2022 and may take longer to respond due to the holidays and re- mote working policies. In addition to connect- ing with a certified housing counselor, Oregon home- owners should directly contact their mortgage servicers and lenders to see what types of mortgage assistance and foreclosure prevention programs are available. Homeowners who are behind on payments may already have been contact- ed by their lenders or may start receiving calls and mail starting January 1. Anyone who is contacted by their lender should re- spond immediately. Home- owners who communicate with their lenders and ser- vicers have some addition- al protections and usually have more time to figure out their options. “Each person has a dif- ferent mortgage and a different financial situ- ation, so modifications and payment options will vary,” said Emily Reiman, chief executive officer at DevNW, one of the Ore- gon nonprofits that offers free housing counseling and other community ser- vices. “Housing counselors can help a homeowner de- termine what type of loan they have and explain the options available for their situation. We can also help homeowners communicate with their lender and dou- ble-check that homeowners are being offered the assis- tance they are eligible for.” Avoiding fraud The Oregon Department of Consumer and Business Services recommends be- ing extremely cautious with offers to help from unau- thorized companies or peo- ple. Homeowners are urged not to provide financial or personal information un- less they verify the com- pany or person’s licensing status. “Unfortunately, with the end of the foreclosure moratorium, we expect to see an upsurge in scams with dishonest offers of help,” said Chris Coughlin of Oregon Consumer Jus- tice. “Homeowners should respond to their mortgage lender and reach out to a certified housing counselor who can provide free help in figuring out next steps.” There are a number of common warning signs homeowners should look for that may indicate a scam. If a homeowner sus- pects they’re being contact- ed by a scammer, they can report it to the Consumer Financial Protection Bu- reau, the Oregon Depart- ment of Justice or the U.S. Treasury’s Office of the In- spector General. To verify a lender’s li- cense, visit the Division of Financial Regulation’s li- cense page and compare it with the Nationwide Mul- tistate Licensing System (NMLS) license number. To verify a housing coun- seling agency’s status with the state, make sure they are listed on the OHCS website. FACE offers Visual Arts Exhibition The Gallery Committee of Florence Arts, Culture & Entertainment (FACE) is staging the music-themed visual arts exhibition titled “Syncopation,” which will run in conjunction with the Florence Winter Music Festival on Jan. 28 to 29 at the Florence Events Center, 715 Quince St. All levels of art expe- rience are encouraged to participate. This show has been de- veloped to keep the beat with the Winter Music Fes- tival by showcasing artists’ love of music in 2D, 3D or multimedia art forms. The show will be up during the Winter Music Festival and the month of February 2022 at the Florence Events Center. All art in the show will be available for sale. Application fee is $15 for up to three medium to small works, two medium or one larger work per rod. 3D items can be accepted as well and would be placed in a glass case. Artists are asked to keep 3D items un- der 20 by 20 by 20 inches in order to fit inside the case. Multimedia art forms, such as video and sound, will need to be presented digi- tally for viewers to see/hear on their smart devices. If someone is not sure about their presentation of this type of art, they can contact Jo Beaudreau at BeauxArts Fine Art Mate- rials, 541-991-8213, 2285 Highway 101 Suite H. She is a Gallery Committee Member. We are open and ready to assist you! Johnston Motor Company Since 1939 2150 Hwy. 101 • Florence (541) 997-3475 • 1-800-348-3475 FOLLOW US FOR THE LATEST NEWS /S IuSlAw N ewS | T he S IuSlAw N ewS . com The digital & paper ap- plication deadline is Jan. 17 at 5 p.m. Digital applica- tion submission (preferred) is available through bit. ly/2022WinterMusicFest- CallForArt. Art should be in clean condition, odor free and ready to hang on Jan. 18 between 9 and 10:30 a.m. The art pick up day will be March 1 from 9 to 10:30 a.m. People can contact the Florence Events Center at 541-997-1994 for further information. While Syncopation is free to view to the public, community members are invited to join the experi- ence of the Winter Music Festival by purchasing tick- ets for music events. During the Winter Mu- sic Festival, entry into the FEC will be by ticket only. Church to take people ‘Thru the Bible’ Resurrection Lutheran Church is hosting a “Thru the Bible” study beginning Wednesday, Jan. 5, from 11 a.m. to noon. All are wel- come. Pastor Steve Waterman will guide participants on this study each Wednesday as we will go through one book at a time beginning with Genesis. There will be video and instruction, along with everyone re- ceiving a Bible and a note- book at no charge. Resurrection Lutheran Church is located at 85294 Highway 101 South, one mile south of the bridge.
