SIUSLAW NEWS ❚ WEDNESDAY, SEPTEMBER 27, 2017
Club
from 1A
John said, “The main reason is
to do more projects. There are a
lot of things we could do in the
community that we haven’t
touched. It’s been a traditional
club until now, but ... our ability
to do community projects has
diminished because we can’t
physically do it. This is a good
opportunity for us to keep help-
ing the community.”
Kiwanis currently meets each
Wednesday at noon for a lunch
meeting at Ocean Dunes Golf
Links. Board meetings are held
once a month, also at noon.
The 3-2-1 Satellite Club mem-
bers would be full Kiwanis mem-
bers, but with a schedule to fit a
variety of lifestyles.
The “3-2-1” stands for three
hours of community service, two
hours of socialization and one
hour for a business meeting, for a
time commitment of only six
hours each month.
Kiwanian Daren Hunt, with
Hunt Family Dentistry, said he is
considering
attending
the
Satellite Club since his schedule
makes it difficult to attend the
Scammers
from 1A
The majority of scam calls
aren’t targeted at individuals
either. Credit card companies
receive one fraud attempt for
every 900 calls placed to their
establishment, the Pindrop
traditional meeting once a week.
“In addition to creating your
own projects, you would have
the option to join with the tradi-
tional club’s projects,” Jean said.
“You would be a Kiwanis mem-
ber, and welcome to attend the
traditional noon meetings.”
The Satellite Club will have a
small budget to begin, but that
would potentially grow as the
new group decides on fundraisers
and future projects.
The Kiwanis Board of
Directors would oversee both
aspects of the club and approve
expenditures. In time, up to three
members of the board will repre-
sent the Satellite Club.
Kiwanis does several projects
throughout the year, including
the flag program 11 days a year,
the
free
Community
Thanksgiving Dinner, Rhody
Days Kids Games, events for
youth and students and the new
Game of Life for Mapleton and
Siuslaw eighth-graders, coming
up on Oct. 19. It also works with
Siuslaw High School through
Key Club and Siuslaw Middle
School with Builders Club.
Kiwanis’ fundraisers include
the flag program, where people
and businesses can sponsor a flag
for $30 a year; See’s Candy
sales; the Duck Race on the
Fourth of July, which brings in
$8-10,000; and new events, such
as a golf tournament set for sum-
mer 2018.
“The Satellite Club will be
able to do what it wants, how it
wants,” John said.
This includes setting a meet-
ing time and place to suit the
schedules and styles of new
members.
Some traditional Kiwanis
Club members may join the
Satellite Club, or help get it start-
ed.
Kiwanian Kevin Groves, with
Oregon
Pacific
Financial
Services, said, “I’m excited
about the Satellite Club because
you get to step away from the
traditional meetings and take it
your own direction. It’s a good
way to make a difference.”
Megan Messmer, project man-
ager for the City of Florence, will
be the main communication con-
tact for the group as it forms.
A first meeting is being sched-
uled for October, likely at Carpé
Diem Calzone and Pizza, where
the Satellite Club will select its
first projects.
New members will get a say in
service projects, such as reinstat-
ing a firewood delivery service,
maintaining the landscaping at
Wilbur’s Crest and one of the
city’s pocket parks, picking up a
flag route, getting involved in the
traditional club’s fall activities or
creating something brand new.
“I was in a 3-2-1 Club before,
and it was very convenient,” said
Dawnell Spencer, with Banner
Bank in Florence. “I can’t
emphasize enough how easy it
was.”
Jean said she initially joined
Kiwanis because she saw the
flags go up for holidays, and
wanted to see the program
expand.
“I love driving down the street
and seeing the flags on the main
roads and wishing I could see
them on every road,” she said. “I
wanted to help with that, so I
ended up applying and joining
Kiwanis. I got sucked in, and
now I’m going to be the presi-
dent next year.”
One Kiwanian who has been
instrumental in the flag program
for more than 30 years is Steve
Olienyk.
“I really didn’t intend to be
that steady, but it’s a fun group,”
Olienyk said.
John said, “Kiwanis may have
been good for Steve, but not as
good as Steve has been to
Kiwanis.”
Jean said, “He does flag routes
by himself.”
That will likely change as the
Satellite Club steps in. Two
potential new members have
already worked with Olienyk on
recent flag days.
Prospective members at the
Sept. 20 meeting emphasized the
importance of volunteering and
building community. This echoes
why people have been part of
Kiwanis for so many years.
Hunt said, “I joined two years
ago to get more involved in the
community, to get to know peo-
ple better and to do service proj-
ects.”
Groves, a Kiwanian for one
year, said, “It’s been a blast. It’s a
fun group. I have young children,
and I really like that our focus is
on children with our programs.”
Jean said the Satellite Club
members will track their hours
themselves and there will not be
separate rules for this club com-
pared to the traditional club.
Joining Kiwanis requires
$110 a year in dues, and some
businesses pay for employees to
attend. The membership year
runs from October to October.
“We want you to participate,”
Jean said. “It’s really cool that so
many people are already interest-
ed.”
“It makes my life easier,” John
said.
John added that he has con-
nections for tools and materials
for any projects the Satellite Club
decides to take on.
“The Kiwanis Club is really
bad at patting ourselves on the
back,” Jean said. “It’s not that
we’re bragging. It’s just that, if
you don’t know what we do, then
the community doesn’t know
what we do.”
To learn more about the
Kiwanis 3-2-1 Satellite Club and
its upcoming October meeting,
email Messmer at megan.mess-
mer@ci.florence.or.us.
For more information on
Kiwanis, attend a noon meeting
at Ocean Dunes Golf Links, 3345
Munsel Lake Road, or visit
www.FlorenceKiwanis.org.
Security report found. For retail
stores, one in 1,000 calls are
fraud related.
Many of these calls are
“chargeback” related issues,
where scammers use stolen
credit card numbers to purchase
orders online.
To get these credit card num-
bers, scammers work in a vari-
ety of ways, from stealing
information out of a mailbox to
gaining access to massive cus-
tomer lists from businesses and
government entities.
Scammers employ multiple
tactics to gain those lists. Some
attempt to hack into the data-
bases of institutions, while oth-
ers simply buy the lists from
black market retailers. In some
instances, scammers buy the
lists directly from businesses.
Scammers will go as far as pur-
posely getting a job at a target-
ed company with the express
purpose of stealing informa-
tion.
One of the most well-known
methods of building a list
begins with a phone book and a
silent phone call.
In this scenario, the scam-
mers aren’t targeting business-
es, but individuals. They initial-
ly make test calls, the purpose
of which is not to gain personal
information, but to test if the
potential victim is vulnerable to
an attack.
The calls are short in dura-
tion, usually a minute or less.
The caller, which is actually a
“robocall” computer program,
says nothing.
When the potential victim
picks up the phone, they are
faced with two choices: Say
“hello” or hang up the phone
silently. The person who says
“hello” will become the future
victim, while the silent person
may avoid additional calls.
If the victim remains silent,
it’s possible they could be rec-
ognized as a dead number,
along with disconnected num-
bers or lines that don’t have
answering machines.
Those who say “yes” are
added to a new list of potential
leads.
Once the list is built, the
scammers either sell the infor-
mation on the black market or
attempt to defraud the cus-
tomers themselves.
Those who use the lists uti-
lize the information in a variety
of ways, including opening
bogus accounts to blackmailing
businesses with a threat to
release information. They can
also, as in Hollenbeck’s case,
just start calling victims direct-
ly.
Victims usually won’t be
able to tell if a scammer is call-
ing. “Spoofing” technology can
hide or manipulate their auto-
matic number identification,
the information that feeds a
phone’s caller ID. A scammer
calling from Jamaica could
change their phone number to
read IRS, with a number show-
ing the Washington, D.C., area
code.
The attacks themselves vary
in style. Some scammers will
simply leave a voice message,
informing the potential victim
they won a prize or that they
owe money to a creditor. When
the victim calls back, the scam-
mer knows that the caller is
vulnerable to manipulation and
begins to make their case.
Other times, scammers forgo
the message “phishing” and
start calling victims directly.
To get victims to follow their
demands, scammers will utilize
multiple tactics to gain infor-
mation from the victim.
Sometimes, the scammers
attempt to “cold read” the vic-
tim, where they ask vague but
leading questions that would
naturally elicit a response from
the victim.
In other cases, the scammer
could have an overabundance
of information on the victim. A
simple phone number could
provide a whole host of infor-
mation from a simple internet
search, including a victim’s full
name, address (both present
and past), possible relatives,
birthdate and employment his-
tory. These legal databases
obtain all of their information
from public records.
No matter what information
the scammer has — and it is
unknown what Hollenbeck’s
scammer’s modus operandi was
— they generally end up with a
request for money.
In Hollenbeck’s case, it was
through wire transfer.
Asking for a wire transfer by
phone is illegal.
New rules from the Federal
Trade Commission state that
telephone solicitors cannot
request money via wire trans-
fer, cash reload cards or
remotely created electronic
checks, common requests by
scammers.
When the Siuslaw News
spoke
with
Publisher
Clearinghouse’s fraud depart-
ment, they stated they never ask
for money. They also pointed
out that they never call winners
ahead of time, they just show
up to a home. They will, under
special circumstances, send a
letter to a winner, but it’s certi-
fied with a legal affidavit
accompanying the correspon-
dence.
IRS impersonation is now
the largest phone scam in the
nation, making up more than
half of fraudulent calls in the
U.S. The IRS mails notifica-
tions multiple times before con-
tacting an individual, as do
most collection agencies.
Of course, it’s difficult to
remember all of the rules and
caveats, particularly with the
breadth of institutions that
scammers imitate.
When someone suspects a
scammer, they should report the
instance to the Federal Trade
Commission online at www.ftc-
complaintassistant.gov/#crnt,
or call 888-382-1222.
People can also contact the
company that is being imper-
sonated and report the incident
to its fraud department.
But the best way to avoid
scammers,
according
to
experts?
Just hang up the phone.

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