10B SIUSLAW NEWS ❚ SATURDAY, MAY 28, 2016 850 ✦ VEH. & BOAT PROMO 850 ✦ VEH. & BOAT PROMO Picture not yet available Facts And Tips On Keeping Mobile Payments Safe 1991 FORD F150 99 BOUNDER 36’ RV 4X4, double cab, runs good. 160K miles $1,500 541-997-5225 D L SO 16FT. CLASSIC WIDE BOTTOM Large slide, new roof, washer-dryer, jacks, air, camera. V-10 Ford. Clean. Under 37,000mi. $18,000 541-999-1477 36’ FOUR WINDS WINDSPORT RV 6hp Mercury long-shaft, oars, anchors, ready to fish. $3,500 541-305-5148 1.5ba., Triton V10 w/Allison 5-speed trans., tow pkg., 2-slideouts, 2-ACʼs, electric awning, self inflating day bed mattress, W/D hookups, rear camera, 5500 Onon Marquis generator, 15,600 Miles. $64,500. Bill Trapp: 541-997-5063 or 541-991-6738 14 1/2’ NATIVE WATERCRAFT ULTIMATE 96 JEEP GRAND CHEROKEE LARADO Prop drive, paddle or peddle. 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Monte 503-769-7183. (NAPSA)-You may have heard about mobile payments-using your smartphone, tablet or other mobile devices to pay for purchases. Mobile payments can be conve- nient, but are they safe? After all, smartphones and other mobile devices that can access the Inter- net are basically personal computers that you carry around with you. You can store your contacts, passwords and other personal information on these devices. In the case of mobile payments, you may be storing fi nancial account information on them-information that someone else could use to make purchases or use for other fraudulent pur- poses. Even with a mobile phone that doesn’t have Internet access, if it has texting capability it could be used without your per- mission to charge pur- chases to your wireless account. So it’s wise to guard your mobile device as you would your check- book or wallet. Consumer Federation of America says that there are many things that you can do, and that industry is do- ing, to keep your personal information secure when you make mobile pay- ments. Security Features Built Into the Payment Process There are many kinds of security features that may be built into the mobile payment process. Look for the answers to some basic questions when you consider using mobile payment applica- tions or wallets. • What authentica- tion credentials (i.e., password, PIN number, biometric, etc.) does the payment service require to make payments? • Are your fi nancial account numbers and other sensitive informa- tion stored on your device or remotely, and how are they secured? Are the payment account num- bers tokenized? • What account infor- mation is transmitted to make the payment? • Is encryption used to protect your personal in- formation in transmission and storage? Most mobile pay- ment services require a password or PIN number to open the application. Don’t share this infor- mation with anyone who doesn’t have your permis- sion to make payments using your accounts. Some mobile applications have added the option of using a biometric such as a fi ngerprint or facial scan to increase the level of protection against an un- authorized person making transactions. Others may email or text message confi rmation of payments to double-check and en- sure that they were legiti- mately made. Your payment ac- count information might be stored in a secure chip on your mobile device or on the server of the pay- ment service itself. In some cases, what’s stored on your device is not your actual account number but a substitute for it, 999 ✦ PUBLIC NOTICE 999 ✦ PUBLIC NOTICE A public meeting of the Swisshome - Deadwood Rural Fire Protection District will be held on June 9, 2016 at 6:30 P.M. at the Swisshome-Deadwood RFPD office, Swisshome, Oregon. The purpose of this meeting is to dis- cuss the budget for the fiscal year beginning July 1, 2016, as approved by the Swisshome - Deadwood RFPD Budget Committee. A summary of the budget is presented below. A copy of the budget may be inspected or obtained at Banner Bank, Mapleton, OR, between the hours of 9:30 a.m. and 12:30 p.m. This budget is for an annual budget period. This budget was prepared on a basis of accounting that is the same as the preceding year. Contact: Dave Green 541-268-4340 fi nancial institution, a retailer that you do busi- ness with, or a trusted app store. • Protect mobile de- vices that can access the Internet from hackers and malware by using secu- rity software and keeping it updated. • Be extremely careful when you use free public Wi-Fi. • NEVER jailbreak or disable the security fea- tures of your phone. • Beware of messages from criminals pretend- ing to be from your fi nan- cial institution or some- one else you trust asking for your account number or other personal infor- mation. • If you receive an email unexpectedly ask- ing you to click on a link or open an attachment, beware. If it’s from an unknown source, de- lete it; if it looks like it’s from someone you know, check with the person di- rectly before you do any- thing. • Never give access to your device to anyone who contacts you unex- pectedly and only deal with tech support com- panies that you know or whose reputations you have checked out. For more about how to protect your privacy and security when you make mobile payments, go to www.consumerfed.org/ mobilepayments. These new educational materi- als were produced with a grant from the Digital Trust Foundation. 999 ✦ PUBLIC NOTICE 999 ✦ PUBLIC NOTICE A public meeting of the Mapleton Fire Department will be held on June 8, 2016, at 6:30 P.M. at the Mapleton Fire Hall, Mapleton, Oregon. The purpose of this meeting is to discuss the budget for the fiscal year beginning July 1, 2016, as approved by the Mapleton Fire Department Budget Committee. A summary of the budget is presented below. A copy of the budget may be inspected or obtained at Banner Bank, Mapleton, Oregon, between the hours of 9:30 a.m. and 12:30 p.m. This budget is for an annual budg- et period. This budget was prepared on a basis of account- ing that is the same as the preceding year. Contact: Carol Baxter 541-268-4721 FINANCIAL SUMMARY - RESOURCES Actual Adopted Amount Budget Last Year This Year 2014/2015 2015/2016 FINANCIAL SUMMARY - RESOURCES Actual Adopted Amount Budget Last Year This Year 2014/2015 2015/2016 Approved Budget Next Year 2016/2017 TOTAL OF ALL FUNDS Beg. Fund Bal./Net Working Cap. 304,090 300,000 315,000 Fees, Licenses, Permits, Fines, Assessments & Other Service Charges 0 0 0 Interfund Transfers / Internal Service Reimbursements 10,000 15,000 5,000 All Other Resources Except Current Property Taxes 5,222 4,750 3,950 Current Year Property Taxes Estimated to be Received 50,462 53,415 53,982 Total Resources 369,774 373,165 377,932 FINANCIAL SUMMARY – REQUIREMENTS BY OBJECT CLASS. Personnel Services 0 0 0 Materials and Services 43,781 68,021 62,065 Capital Outlay 4,856 196,000 219,600 Debt Service 0 0 0 Interfund Transfers 10,000 15,000 5,000 Contingencies 0 10,000 50,000 Unappropriated Ending Balance and Reserved for Future Expenditure 311,137 84,144 41,267 Total Requirements 369,774 373,165 377,932 FINANCIAL SUMMARY – REQUIREMENTS AND FULL-TIME EQUIVALENT EMPLOYEES (FTE) BY ORGANIZATIONAL UNIT OR PROGRAM* Name of Organizational Unit or Program FTE for that unit or program Fire Department 48,057 263,521 281,665 FTE 0 0 0 Not Allocated to Organizational Unit or Program 321,717 109,644 96,267 FTE 0 0 0 Total Requirements 369,774 373,165 377,932 Total FTE 0 0 0 STATEMENT OF CHANGES IN ACTIVITIES and SOURCES OF FINANCING* There are no prominent changes in the budget from the prior year. PROPERTY TAX LEVIES Rate or Amount Imposed Imposed Approved 2014-2015 2015-2016 2016-2017 Permanent Rate Limit Levy ($2.1452 Per $1,000) 53,612 55,709 56,823 STATEMENT OF INDEBTEDNESS Debt Outstanding: None Debt Authorized, Not Incurred: None Long Term Debt . . . . . . . . . . . . . . . . . . . . . . Estimated Debt Outstanding on July 1. Publication date: May 28, 2016 Here is how it works… We will put a graphic or photo in the box to the left. You find it somewhere in the classifieds. Come into our office, Enter your name, phone number and describe where you found the graphic or bring in a clipping to attach to your entry into the drawing for a gift certificate. Inianapolis 500 Mile Race either another account number or a “token” that represents your account. This adds another level of security, not only against intruders trying to get your account numbers but from data breaches at points along the payment chain, such as payment processors and retailers, because they only get the substitute numbers. As mobile payments evolve, so will these security fea- tures. When account infor- mation is transmitted to make the payment, it is usually encrypted-turned into a code that can only be read by parties along the payment chain that need it and who have the “key” to unlock the code. Retailers and others are also using encryption and security tokens to make account numbers, pass- words and other sensi- tive information that they store unusable if someone illegally accesses it. There may be addi- tional security features provided by the mobile device operating system, the mobile payment ser- vice, the payment pro- vider (such as your pay- ment card issuer) or the merchant. Tips for Keeping Your Mobile Payment Secure • Have your mobile device automatically lock when not used within a designated period of time. • Keep your pass- words and PIN numbers to yourself. • Only download pay- ment apps and other soft- ware from sources that you trust, such as your NOTICE OF BUDGET HEARING NOTICE OF BUDGET HEARING Graphic Search Saturday’s Graphic What To Know Before Booking A Vacation Home Approved Budget Next Year 2016/2017 TOTAL OF ALL FUNDS Beg. Fund Bal./Net Working Cap. 169,550 182,400 197,000 Interfund Transfers / Internal Service Reimbursements 10,000 10,000 10,000 All Other Resources Except Current Year Property Taxes 4,929 3,930 3,720 Current Year Property Taxes Estimated to be Received 112,007 114,763 121,495 Total Resources 296,486 311,093 332,215 FINANCIAL SUMMARY – REQUIREMENTS BY OBJECT CLASS. Personnel Services 26,090 32,500 32,200 Materials and Services 37,264 50,600 48,140 Capital Outlay 19,276 98,150 108,040 Debt Service 28,300 27,275 26,125 Interfund Transfers 10,000 10,000 10,000 Contingencies 0 37,849 45,967 Special Payments 0 0 0 Unappropriated Ending Balance and Reserved for Future Expenditure 175,556 54,719 61,743 Total Requirements 296,486 311,093 332,215 FINANCIAL SUMMARY – REQUIREMENTS AND FULL-TIME EQUIVALENT EMPLOYEES (FTE) BY ORGANIZATIONAL UNIT OR PROGRAM* Name of Organizational Unit or Program FTE for that unit or program Fire Department 110,930 208,525 214,505 FTE 2 2 2 Not Allocated to Organizational Unit or Program 185,556 102,568 117,710 FTE 2 2 2 Total Requirements 296,486 311,093 332,215 Total FTE 2 2 2 STATEMENT OF CHANGES IN ACTIVITIES and SOURCES OF FINANCING* There are no prominent changes in the budget from the prior year. PROPERTY TAX LEVIES Rate or Amount Imposed Imposed Approved 2014/2015 2015/2016 2016/2017 Permanent Rate Levy (Rate Limit 1.3869 per $1,000) 76,825 80,284 85,171 Local Option Levy 38,775 40,521 42,987 STATEMENT OF INDEBTEDNESS Estimated Debt Outstanding (NAPS)-Renting a va- cation home has become a popular choice among travelers, made easier than ever by trendy peer-to- peer sharing sites. Rather than squeezing into a ho- tel room, vacationers are spreading out and taking advantage of such ben- efi ts as extra space, conve- nience and privacy. Before booking a home base for what’s meant to be a re- laxing getaway, however, travelers need to consider from whom they’re rent- ing to ensure a trouble- free experience. Here are some important things to know before booking: What are the options? Even before beginning the search for a vacation home, it’s important to understand the differ- ent types of rentals you can choose. Rentals differ when it comes to destina- tion, number of bedrooms and overall style. What many people don’t realize is that they differ in other important ways, such as whether they’re rented out by a professional man- agement company or the individual homeowner. For those travelers who want added peace of mind, most professional manag- ers have established ser- vice and quality standards for their properties, unlike renting directly from an owner who isn’t necessar- ily qualifi ed to deliver a hospitality-grade experi- ence. In fact, a recent Wyn- dham Vacation Rentals survey found that approxi- mately seven in 10 guests who have experience rent- ing both ways prefer the managed option. What can you expect? The last thing vaca- tioners want is to check into accommodations that differ from what they had in mind, and not in a good way. According to the same survey, 46 percent of vacationers are not confi - dent they’ll get what they anticipate if renting direct- ly from a vacation home- owner. To overcome that, 999 ✦ PUBLIC NOTICE Other Borrowings Total Publication date: May 28, 2016 25,000 25,000 ask the homeowner spe- cifi c questions about the property, from distance to the beach to included housewares, or consider working with a profession- al manager who can better vet the home. Whom can you call? If the hot tub breaks or the kitchen’s miss- ing promised appliances, know whom you can contact for timely as- sistance. Not being able to get problems solved quickly if renting directly from an owner worries 62 percent of vacationers, according to the survey. Don’t be caught off guard. Professional managers can ensure you have 24/7 assistance. If you’re rent- ing from the individual owners, see how available they’ll be. If they live out of state and can’t offer help, be ready for the possibil- ity that you might run into obstacles during your stay. How well maintained is the property? Renting a home direct- ly from an owner you don’t know can certainly cause apprehension. Nine in 10 owners (88 percent) who have rented their home themselves admittedly “dread” something about doing it on their own, from cleaning to keeping up with regular inspections. Don’t shy away from ask- ing questions. If you don’t feel confi dent in the an- swers, consider working with a professional man- ager. For more information on the benefi ts of a profes- sionally managed vacation rental home, visit www.Va- cationDifferently.com. 999 ✦ PUBLIC NOTICE NOTICE OF BUDGET HEARING A public meeting of the Mapleton Water District will be held on June 14, 2015, at 7:00 P.M. at the Mapleton Water District Office, Mapleton, Oregon. The purpose of this meeting is to discuss the budget for the fiscal year begin- ning July 1, 2016, as approved by the Mapleton Water District Budget Committee. A summary of the budget is presented below. A copy of the budget may be inspected or obtained at Mapleton Water District Office between the hours of 10:00 a.m. and 2:00 p.m. This budget is for an annual budget period. This budget was prepared on a basis of accounting that is the same as the preceding year. Contact: Frank Wilson 541-268-4348 FINANCIAL SUMMARY - RESOURCES Actual Adopted Amount Budget Last Year This Year 2014/2015 2015/2016 Approved Budget Next Year 2016/2017 TOTAL OF ALL FUNDS Beg. Fund Bal./Net Working Cap. 102,339 95,000 115,000 Fees, Licenses, Permits, Fines, Assessments & Other Service Charges 161,285 156,179 163,179 All Other Resources Except Current Year Property Taxes 677 725 320 Current Year Property Taxes Estimated to be Received 0 0 0 Total Resources 264,301 251,904 278,499 FINANCIAL SUMMARY – REQUIREMENTS BY OBJECT CLASS. Personnel Services 98,331 106,660 111,200 Materials and Services 62,885 71,550 72,150 Capital Outlay 4,302 68,000 84,000 Contingencies 0 5,694 11,149 Special Payments 0 0 0 Unappropriated Ending Balance and Reserved for Future Expenditure 98,783 0 0 Total Requirements 264,301 251,904 278,499 FINANCIAL SUMMARY – REQUIREMENTS AND FULL-TIME EQUIVALENT EMPLOYEES (FTE) BY ORGANIZATIONAL UNIT OR PROGRAM* Name of Organizational Unit or Program FTE for that unit or program Water District 165,518 246,210 267,350 FTE 2 2 2 Not Allocated to Organizational Unit or Program 98,783 5,694 11,149 FTE 2 2 2 Total Requirements 264,301 251,904 278,499 Total FTE STATEMENT OF CHANGES IN ACTIVITIES and SOURCES OF FINANCING* PROPERTY TAX LEVIES Rate or Amount Imposed Imposed Approved This Year Next Year 2014-2015 2015-2016 2016-2017 STATEMENT OF INDEBTEDNESS Debt Outstanding: None Long Term Debt Estimated Debt Outstanding on July 1. Your family can enjoy peace of mind staying in a profes- sionally managed rental. Estimated Debt Authorized, But Not Incurred on July 1 0 0 Publication date: May 28, 2016 Good Luck NO ONE found the Motorcycle Safety Month it was out getting a Safety Check Gift Certificates must be picked up within 2 weeks of winning Deadline for today’s paper: Monday by 3:00 PM Wednesday’s Graphic