E Coosh E E WA: The w^y it is
a lesson
Pgge 4
Letters to the editor
o f th e
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sock gift set. K obe Figueroa, ily it can cause trust issues
H uckleberry At camp
vest. W anda VanPelt, yarn with family members. Prob
I would like to extend my bag. M artin G race Jr., gift lems o r disagreem ents can
th an k you to M erle K irk, bag. D estiny Brookey,-gift always be w orked o ut in a
Feast
By Yvonne Iverson
We gave thanks for our
foods last Sunday; as Huck
leberry Feast was held at the
Agency Longhouse and the
H ehe Longhouse.
N o w it is
time to go out
Spilyay
an d fin d the
Speaks
berries.
S o m e
p e o p le m ay
find that their regular pick
ing spots look different from
the last time your saw them.
Last year some areas were
logged including areas that
w ere p o p u lar huckleberry
picking areas.
The Restoration Crew has
been out this season to clear
m anzanita and brush from
the huckleberry fields.
Many o f the traditional
pickers for Huckleberry Feast
ventured to the other side o f
the Columbia to Mt. Adams,
and reported that they were
able to find a bounty o f ripe
berries.
T he Eagle C rossing an
nounced yesterday that they
are looking to buy huckleber
ries, and I am sure that the
other restaurants and buyers
w on’t be too far behind.
So you better get your bas
kets gathered, or rig up some
new ones so you can get out
in the woods and find some
berries.
G et your camping gear, air
out your tent, and buy some
batteries for your flashlight so
you can go camp and enjoy
nature, b u t m ake sure the
berries go in your basket and
not your belly.
I f you are going to camp,
be careful with fire. This is
the peak o f the fire season,
so make sure your fire is out
- “ d ead o u t” as Sm okey
would Say.
W hen you do go out to the
woods, try to leave it the way
your found it... litter free.
N obody w ants to see your
Pepsi cans, chip bags, and
dirty diapers w hen they are
out picking, so please pick up
after yourself.
Last year the berries were
scarce, so I hope this year
(' everyone can find lots o f
b e rr ie s a n d s to c k th e ir
freezers, can, and make jam
so they can enjoy them all
'«year long.
O u r people are great at
saving our foods and preserv
ing them for tough times, now
we just need to transfer that
1 skill to our money.
Spilyay Tyrooo August 7, 2013
“Camp Naimuma,” Wilford,
Geraldine Jim, Arlita Rhoan,
Frank “Foster” Smith, Gerald
D anzuka,
an d
G reg
Arquette, These people were
a very good inspiration to
wards myself. Their lessons
were educational in culture.
Some I ’ve forgotten a time
back. This for me was like a
refresher course. T hankful
for w hat I know, and have
learned. The staff was very
fun to work with. The m ost
enjoyable part o f camp was
the kids. Smiling faces, their
happy laughter, These chil
dren were very fun to work
with.
Thank you Lillian Libok-
M eto, Wynema Wolfe, Helen
H ow topat, A tasha G reene,
Arsiati, Kwauna Yallup, Israel
Holliday, M onique Moody,
Jason Allen, G lenn Brunoe
Jr., Walden Winishut.
This group o f kids were a
lo t o f fu n to w o rk w ith.
Thank you again.
: Eagles and G olden Feath
ers, Greg Youngman.
Market
The Warm Springs Com
munity Action Team is look
ing for people interested in
learning how to grow organic
vegetables for selling at the
Warm Springs O utdoor Mar
ket next season.
Ideally, trained growers will
then start their own plots and
grow produce to sell the fol
lowing year at our market and
elsewhere. We are hoping to
provide wages for the train
ees and financing for devel
oping your own acreage for
the people successfully com
pleting the training. Please call
541-553-3148 and ask for
Val or Patricia during business
hours, or leave your name,
p hone num ber and reason
why you called on the voice
mail.
Valerie Squiemphen
bag. B irney B oise, cup o f
beads.
C ed ar, g ift bag. M o n a
B aez, clo ck . K a th le e n
Danzuka, stuff bear. Becky
D u d n ey , b a th ro o m rugs.
Viola Kalama, yarn bag. A.G.
Greene, OSU Beavers quilt
m ade by Sheila C lem ents.
Jose Tafaya, twine bag. Reggie
Clements, beaded medallion
with earrings.
M argie T uckta, b ead ed
medallion with earrings. Malia1
Collins, b eaded m edallion
with earrings. Liana Holyan,
b ead ed b elt buckle (extra
large). Lisa Lom as, beaded
watch. Brenda Scott, beaded
hair barrette with earrings. Leo
Jim, beaded belt buckle. Greg
Arquette, beaded belt buckle.
Anita Jackson, painting—War
rior on Horseback. Maurice,
R.B. Design.
Mistakes
An chance to learn from
your mistakes is a good thing.
A person should never resort
to violence as their first op
tio n to solving a p roblem
with anyone. Especially be
tw een family. T h e co n se
quences and outcome can be
never be good when we re
sort to violence o r alterca
tions.
It can be dangerous when
fighting while intoxicated,
because you are n o t really in
your right mind, and you re
ally can’t control yourself or
your emotions. It can affect
the victim physically and emo
tionally.
And if it is between fam
T h e item s w o n in Jake
F ran k ’s final fu n d -raisin g
raffle are available for pick
up. You can pick up items at
the residence, 1550 Tenino
Rd., or items can be deliv
ered. Contact Anna Clements
to make arrangements. W in
ners and items won:
M ateja
S u tte rle e ,
P en d leto n blanket. Birney
B o ise, P e n d le to n Jac k e t.
Carol Lucei, bathroom set.
Cedo Colwash, throw and
Spilyay Tymoo
(Coyote News, Est. 1976)
Publisher Emeritus: Sid Miller
Reporter/ Advertising Director: Yvonne Iverson
Editor: Dave McMechan
Spilyay Tymoo is published bi-weekly by the Con
federated Tribes of Warm Springs. Our offices are
located at 4174 Highway 3 in Warm Springs.
Any written materials submitted to Spilyay Tymoo
should be addressed to:
♦
Spilyay Tymoo, P.O. Box 870, Warm Springs, OR
97761.
Phone:541-553-2210
E-Mail: dave.mcmechan@wstribes.org.
Annual Subscription rates: Within U.S.: $15.00
more positive way. It can also
get you into trouble with the
law, which is where nobody
wants to be. I will learn from
my mistake I made the best
way I can.
Galen Worthrup
Simnasho
powwow
O n beh alf o f the E lev
enth A nnual H o t Summ er
N ights PowW ow and E n
cam pm ent 2013, we would
like to o ffer this letter o f
gratitude and appreciation to
all those that contributed to
make it a special time.
We had a weenie roasting,
fun walking, stick horse rac
ing, inter tribal, powwowing,
camping out, bbq-ing, heck
o f a good time.
It was decided to extend
the powwow to two nights
and we were truly surprised
by the attendance qn both
nights, as our parking lot and
dance floor was full b o th
evenings.
This year a new arbor and
o th er upgrades wdre c o n
structed to enhance and pro
long our little powwow and
we opened our new grounds
on T uesday evening w ith
songs o f our Washat way o f
life.
We had campers, visitors
from Chiloquin and our own
family camped, We had five
meals during the encam p
m en t an d w e fed all th a t
chose to eat with us.
The fun run had 21 par
ticipants o f all ages ranging
from our elders to the babies,
each received a cinch bag for
Yvonne Iverson/Spilyay
The Diabetes Prevention Program held the Second
Annual Family Fun Day on Saturday. Everyone
who showed up received a t-shirt and lunch. There
were a variety of activities including a walk, games
and prizes. Smokey Bear also showed up to join
in the fun and pose for a few pictures. To learn
more about the Diabetes Prevention Program call
541-553-0118.
participating.
We had 7 drums this year,
with three o f them being visi
tors, M orning W ood from
Y akam a, M id n ite R iderz
fro m C h ilo q u in an d T h e
W o o d sm en fro m G ran d e
Ronde. O ur local drums were
Eagle Thunder, Us-wons, Psst
G o Ahead, and Star Horse.
We had a great turnout o f
dancers, and for participating,
T- shirts were shared with the
older dancers and cash was
shared with the younger danc
ers,
O ur dance Specials win
ners were gifted with blankets
and a trophy, the derby win
ners received cash and a tro
phy
Round Bustle — Kaiwynn
Clements, Puthlapa — Katie
Smith, Family Team Dance
— Jarvis Stw yer and sons,
Mackie Begay’s D rum m er’s
Relay — M idnite Travelerz
from Chiloquin.
6 an d U n d e r D e r b y ®
H iram from South Dakota,
7-12 Derby — Josh Olney, 13
an d U p D e rb y — G av in
Begay.
During the pow wow we
publicly thanked those that
o ffered financial su p p o rt,
food donations, helping wher
ever they could. However,
we wanted to also thank Pub
lic Utilities for the use o f the
p o rta -p o ttie s , tab les an d
benches, and Chico for the
use o f the teepee poles.
We are grateful for all the
su p p o rt an d we h o p e we
made you feel welcome, we
hope you ate enough to get
full and we hope we made you
laugh, See you all next year.
Thanks again.
Captain,
Nonie,
Huston, Antone, Ryan,
Tamera, Tillie, and Char
lotte Herkshan.
The n e x t Spilyay
Tymoo deadline is Fri
day, A u g u s t
16.
Thank you fo r writing!
Indian Business Talk
Excellent credit scores save big bucks
By Bruce Engle
Raffle items
Family Fun Day
Eoan officer
W. S. Credit E nterprise
Your credit score is one
o f the key factors in deter
mining w hether or n ot you
will be approved for a loan
for a car purchase and what
interest rate you will be of
fered. B ut the score isn’t ev
erything lenders look at, and
it shouldn’t be.
A steady job is the first
requirement.
T he job m u st produce
sufficient incom e to cover
re n t o r h o m e p ay m en ts,
credit cards, and accounts
w ith stores like Sears, JC
Penney, an d Les Schwab
plus the new payments for
the car.
I f a bad credit score pops
up, a helpful lender may ask
about w hat happened and
why. Lenders know that bad
things can happen to good
people.
A n an sw er m ig h t be
so m e th in g like, “T h e
economy w ent sour, and I
was laid off. I spent my sav
ings on bills and looking for
em ploym ent. We becam e
d elin q u en t. N ow, we are
back working and are pay
ing o ff old debts and are
cu rren t on new er obliga
tions.
In the example, a recent
history o f recovery and “on
time” payments m ight very
well be the deciding factor in
the lender’s decision to ap
prove or deny and w hat in
terest rate to offer.
L et’s look at how much
money you can save by hav
ing good, better, and b est
scores.
cent;
1,399 at 9.9 percent;
and
',924 at the 30 percent
rate.
T h e 5-year loan w ould
cost interest of:
• $775 at 2 percent;
• $4,078 at 9.9 percent;
and
• $14,118 at the 30 per
cent rate.
Credit scores
A score o f about 720 to
750 or so will usually qualify
an applicant for the best in
terest rates available.
A pplicants betw een 620
and 720 will find fair rates
available but little room for
negotiating.
U pper 400s and all 500s
are troublesom e. D o n ’t be
there.
H ere are som e'examples
show ing d ifferen t in terest
rates and terms (months) for
repaym ent, and how m uch
interest a borrower will have
to pay for the privilege o f
using the lender’s money.
Assume a $15,000 loan for
three years, five years, and
seven years, at 2 percent, 9.9
percent, and 30 percent in
terest rates respectively.
Total interest to be paid
for the 3-year loan: .
• Would be $467 at 2 per-
T h e 7-year loan w ould
cost interest of:
• $1,087 at 2 percent;
• $5,853 at 9.9 percent;
• $21,027 at the 30 per
cent rate.
T he1 low est interest rate
arid the shortest term is the
best deal. T hat would be only
$15,467 total repayment for
the 2-percent loan over three
years.
Paying a total o f $29,118
fo r the 5-year 3 0-percent
loan would be hurtful. The
in te re s t alo n e w o u ld be
$14,118.
H aving to pay $36,027
o v e r sev en years fo r a
$15,000 car w o u ld be a
heavy , price to pay for hav
ing lousy credit.
Your mission, should you
accept it, is to compare the
savings you could “earn” by
qualifying for a 2 .percent
loan for three years instead
o f having to finance it at the
same 2 percent for five years
and for seven years. You can
do those calculations in your
head.
Then, do the comparisons
for the other rates and terms
o f repayment. D oing those
subtractions on paper might
be easier. C alculators are
good too.
A nd then, ask yourself
where your ability to access
a ffo rd a b le c re d it is an d
where you want it to be.
H ow to get there is the
next problem. Jf you know
how, great.
I f you don’t, some credit
counseling might be in order.
I f so, you m ight give us a
call.
We do that for free.
C onsum er Credit C oun
seling does some fine work.
You can find others in the
Yellow Pages under “Credit
and D ebt Counseling.” Some
are g o o d ; som e are n o t.
Check them out before com
m ittin g y o u rs e lf to th e ir
charges.
Com paring their fees is
another opportunity to save.
We will talk about some
uses for those savings in an
other article.