Spilyay Tymoo, Warm Springs, Oregon September 15, 2005 Home loan program expanding for tribes (AP) - The US. government is expanding i program provid ing low-cost home loans to American Indians in the state of Oregon. The Confederated Tribes of Coos, Lower Umpqua and Siuslaw had asked the US. De partment of I lousing and Ur ban Development to expand its low-cost home loan program to cover all of Oregon - not just reservation land. The program requires a lower down payment than the loans traditionally available through the Federal I lousing Administra tion loan program. Instead of three percent of the loan amount, American In dian homcbuycrs will be re quired to put down just 2.5 The federal program guarantees 100 percent of the money loaned under the program, which makes the loans attractive to lenders. percent of the amount. The program also allows homcbuycrs to apply for a higher loan amount. The ceiling for Federal Hous ing Administration loans in Lane County is $177,150 for a single family dwelling. Under the pro gram now available to tribes, American Indian homcbuyers Howlak Tichum Darla Anne Sam Darla Anne Sam of Warm Springs passed away August 29, 2005. She was 45. Mrs. Sam was was born December 30, 1959 in Redmond to parents Harrison Davis Sr. and Florene Comedown. She was married to Morris Sam on October 10, 2001 in Warm Springs. Mrs. Sam was a lifelong resident of Warm Springs. She was employed as bead worker for the Confederated Tribes of Warm Springs Work Force Development Department. She is survived by her hus band Morris Sam; brothers Dominic Davis, Dalton Davis, Dixon Davis, and Harrison Davis Jr., all of Warm Springs; sisters Dinah Merrifield and Flora Susie Davis, both of Warm Springs. A daughter, three brothers and two sisters pre ceded her in death. Oliver Bruce Moses Oliver Bruce Moses of Warm Springs passed away August 27, 2005. He was 46. Mr. Moses was born Au gust 29, 1958 at Redmond to parents Oscar Moses and Kathleen Kalama. Mr. Moses was a lifelong resident of Warm Springs. He was self-employed as a plumber in addition to being employed by Warm Springs Forest Products for 10 years. He is survived by his chil dren, Jered Oliver Moses and Coleicia Kathleen Moses, both of Warm Springs; brothers Victor Moses, Jo seph Moses, William Moses, George Moses and Todd Danzuka, all of Warm Springs; sisters Joann Moses of Warm Springs, Fran Moses Ahem of Madras. Two sisters, Lilly Ann Walkler and Patricia Moses, preceded him in death. MEMORIES IN STONE Custom Designed Memorials Hand Engraved In Goldendale For Over 18 Years Pioneer Rock & Monument 509-773-4702 201 QeltonBoad FO Box 546 QddendsirfYA 98620 www.plonocrrock.com Wkrm Springs M&rktf y Imiifo Arte tod Crtffe 282 Wkrm Springs St Wkrm Springs, OR &Z6t (S41)S&IS$T Need help with a legal problem? Legal Aid Services of Oregon provides free assistance to low-income Oregonians in many civil cases. Call us at 385 6944 on Mondays and Tuesdays. Or come see us in person on the second and fourth Wednesday of every month from 1 to 4 p.m. at the Madras Employment Department, 257 SW Third. For sale to tribal members Computer systems, including Dell PC model GX1, moni tor, keyboard and mouse. PC has windows 98 and Office 2000. Complete system $ 1 50. All equipment is used and no warranty is offered. Call Tribal Property at 553-3295. can apply for up to 150 percent of the standard loan limit "A lot of the problems we've had with FHA it that loan limits are not keeping up with the rapid increases in home prices," said Pam Negri, the regional spokes man for the Department of Housing and Urban Develop ment The boom in housing prices locally was a big part of why the confederated tribes asked to have the loan program ex panded, said Ron Brainard, Tribal Council chairman. The expansion of the pro gram will benefit all American Indians in Oregon. "As long as my tribe can help all the tribes in Oregon, we're proud to do so," he said. The confederated tribes have 801 members. The Department of Housing and Urban Development said the 2000 census showed about 85,000 people in Oregon who were American Indian or Alas kan Native. The federal program guaran tees 100 percent of the money loaned under the program, which makes the loans attractive to lenders, Negri said. Because of the loan guaran tees, even borrowers with credit problems can qualify rather than going into the sub-prime market, Negri said. "But this is a great loan pro gram even for someone who has good credit," she said. Workshop on family unity There is a workshop today, Thursday, Sept. 15, on family unity. The workshop is on the Family Unity Model, an intro duction to family group decision making, an option for strength ening families. The Family Unity Model (FUM) invites family, extended family, friends, and community to act as primary decision mak ers for their children. This work shop will look at the foundations of FUM, its history, and the ad vantages it offers children, fami lies, communities, and agencies that work with them. This work shop offers families, casework ers, supervisors, managers, policy makers, as well as judges, court officers, community advo cates, attorneys, the knowledge, skills, and materials to under stand and participate success fully in a FUM conference. The conference, lasting until 4 p.m. today at the Warm Springs Community Center., is sponsored by Extraordinary Young People. Presenters in clude Jim Nice of the Family Unity Project; and Mary McNevins, of the state depart ment of human services. Births Sophia Alexis Brunoe Bruce P. Brunoe Jr. and Angie Brunoe arc pleased to an nounce the birth of their daughter Sophia Alexis Brunoe, born August 19, 2005. Father's parents are Bruce P. Brunoe Sr. and Frances Brunoe. Mother's parents arc Ann Binder and Don Binder. Amber Josephine VanPelt Chct VanPelt and Theresa VanPelt arc pleased to an nounce the birth of their daughter Amber Josephine VanPelt, born August 29, 2005. Amber joins brother Isaiah and sister Margaret. Waurica Hennassie Miller Marlon Ray Miller and Maurica Lynn Cortcz arc pleased to announce the birth of their daughter Waurica I Icnnassic Miller, born August 19, 2005. Father's parents arc Doris and Joseph Miller. Mother's parents are Minnie Charley and Martinez Cortez. Madaline Elizabeth Webb John and Lisa Webb are pleased to announce the birth of their daughter Madaline Elizabeth Webb, born August 24, 2005. Madaline joins brothers Colton and Preston, and sis ter Kasheena. The father's parents are Harry and Donna Webb. Grandmother on the mother's side is Roma Cartncy. George Ray Picard Clairessa Picard of Warm Springs is pleased to announce the birth of her son George Ray Picard, born August 25, 2005. Grandparents are George Picard Jr. and the late Mary Lena Heath. Great grandparents are Darlyne Araiza and the late George Picard Sr. Stone Unveiling Memorial for Trndee Anne Queahpama-Clements Date: September 24, 2005. Schedule: 8:30 a.m. - Unveiling of stone at Agency Cemetery. 10:30 a.m.-Washat Service Simnasho Longhouse. Requesting all past Miss Warm Springs, dressed In regalia, powwow friends In memorial and special tribute, honor and to remember Trudee Queahpama-Clements on this special day. Madras Faint & Glass Serving Central Oregon for 40 years --VJ i Madras n-. ft HZ Viin I Chip Repairs $59.95 Specializing in. . . Commercial & Residential Auto Glass Windshield Repair Shower Doors Mirrors & Screens Direct Insurance Billing 7:30-5:30 M-F 9-4 Sat 1076 SW Hwy 97, Madras, OR 97741 475-211 6 Wang . . .now this is REAL Bar-B-QH! Cafe 31188 1f Southern style cookin' & hospitality! We know you deserve great food and service W e care about doing it right! Ok. w r4 2.:OD ON SITE DAILY! Beef Brisket Turkey Breast Chicken Pulled Pork Ribs Sausage BEST OF SALAD BARS! STUFFED BAKED TATERS! TaEie Out Welcome! Mon-Fri 11-2 & 4:30-8:00 Sat 11-7 35 'd' STREET MADRAS, OR 97741