Spilyay Tymoo Warm Springs, Oregon October, 4,1991 Page 7 Help toons roallzo Importanco of organization, financial planning There is nothing like a new vear amount of monev budgeted for cur- Discuss buvine practices. If vou both rhertinn nnH u!nn armm for getting organized. This year, help your teenagers Icam about financial planning. It won't be long before ihcv will be living away from home and managing money. Include your teens in family fi nancial discussions, and give them the opportunity to assume responsi bility for many of their own expenses. If you do, you will give them a boost toward financial independence. Here are some tips from Alice Mills Morrow, OSU Extension family economics specialist Explain your family income. Anyone who's old enough to spend money is old enough to understand where it comes from and how far it has to go. Discuss how family long range financial goals affect the amount of money budgeted for cur rent expenses. If you haven't already, think about giving your teens an allowance. Since teenagers have legitimate financial needs (books, clothes, entertainment, transportation, personal care, and services), they also need to learn how to budget for them. An allowance doesn't mean the family is spending more money, it just shifts the re sponsibility for budgeting to the spender. Discuss buying practices. If you teenager is planning an important purchase, it's an opportunity to talk about comparative shopping, reading labels, and interpreting advertise ments. If you use credit cards, explain them to your teens including the costs of credit and the impact credit and credit practices have on family fi nances. If your teenagers don't have a bank account, don't delay any longer. Learning how to use and manage both checking and savings account is essential. At the end of each month. balance your books together and en courage your teens to record what goes in and out and why. Above all, recognize that adult hood and the real world are just around the comer for your teenagers. Help them develop sound financial management practices. Be open and supportive and resist the temptation to make their financial decision. With your guidance, they can make deci sions themselves. Information provide by: OSU Extention Service Warm Springs Office Uve is a bie time commitment for working women. "And yes, that should say 'women,' not working families," says Ruth Natural disposable diapers are coming Parents may soon be able to keen baby's bottom dry and synthetic-free: all-natural disposable diapers are coming. The new, non wo ven cotton diaper is targeted to appeal to baby boomers, who are avid consumers of natural products. "There's a high degree of interest in the product, says Karen Scott, president of One Step Ahead baby products catalog. "Cotton stands for natural. It combines the convenience of a disposable with a more socially conscious approach to diapering a baby." Conserve energy in various ways October has been designated as American Energy Awareness Month. Here are a few energy saving hints that, in the long run, will keep you wanner and should save you money: -Find and fix air leaks around windows, doors, foundations, elec trical outlets, exhaust fans and attic openings. Insulate ceilings, exterior walls, under floors, heat ducts, and hot water pipes. -Use exhaust fans effectively to No oil is fat free No vegetable oil is 100 percent polyunsaturated or monounsaturatcd. Com, soybean, safflower and other kinds of oil contain some saturated fat Coconut and palm oil have a high percentof saturated fatty acids. Caring for elderly is big time commitment on part of working women uuing oran eiacnyparcniorreia- Harmclink, Oregon State University For that reason, it's important to Extension family life specialist "As in talktoyoursupcrvisoratthc beginning, to describe your situation and how you plan to handle the problem. Also find out what isacccptable to youremploycr. Employers are becoming more aware of the problems associated with elder care. Many employers know that helping workers solve family problems improves their job performance and reduces absenteeism. Also talk to your family and get their help. If they understand the kinds of pressures you're experiencing, they may be more willing to help out Harmclink encourages people to go beyond their immediate families for help, too. "If you're the adultchild who is taking primary responsibility for an elderly parent, consult with brothers and sisters to get their support Also, talk with other people who are caring for aging parents. They can help you feci less alone and may give you some good ideas about services for the eld erly available in your community." Money used to satisfy emotional needs Money is more man tne stuii we use can buv somcthine expensive, vou must Child rearing tips given Current diapers contain wood fi ber for the absorbent fluff next to baby's skin, and no-biodegradable polyethylene as the outside covering. Cotton Inc., the promotion and research arm of the cotton industry, says its new prototype diaper has an all-cotton filling and covering; con tains no plastic; and rubber pants aren't necessary. The new diapers are also: Biode gradable, Nonallcrgcnic and Absor bent, but doesn't retain heat. Cotton Inc. says all-cotton fillings could be available within a few months. An all-cotton diaper will take a few years. the past responsibility for this care falls primarily on women the wives, daughters and other female relatives in the family and many of these women work outside the home." A recent survey conducted found that 20 percent of employees were providing some form of care for an older person. "Families provide 80 percent of the long-term care for their elderly rela tives," Harmclink says. "Whether a woman provides carcgiving herself, or manages the carcgiving services by hiring others, the strain of caring for an aging relative while managing a family and job cre ates real time and energy crunches. "It's likely you'll find yourself having to take phone calls at work or taking timeoff todcal with problems or appointments that can't be handled on the phone." control heat and excess moisture at the source. -Use lighting efficiently. Light the areas in your home being used. Select efficient bulbs, tubes and fixtures when replacements are made. -Caulk joints, holes, cracks and openings in the exterior walls of house. Caulking can be applied on interior surfaces as well as exterior. -Wrap water heater tank with in sulation if located in an unhealed space. Employment office open Did you know that there is an Employment office in the Madras Area? The address is 202 Old Culver Hwy, D, Madras. The phone num ber, 475-2382. to get the things we want According to psychologists, we use money to satisfy many of our emotional needs. How often have you felt miserable for some reason, and tried to lift your spirits by making some extravagant irrational purchase? Says one expert on buying psy chology, "Everyone needs acceptance, and if you don't have acceptance for who you are, then you try to gain ac ceptance for what you have." Adds another, "Someone who wants to be loved may go at it by leaving big tips and buying big presents. Anothermotive for overspending is the desire to appear powerful: if you be an important person. At least that's the thinking. Or you may be just out for the type of excitement that only big spending can produce-orbig gambling, like the guy with a bare-bones budget who heads to the casino and flashes hundred-dollar bills around. The key to overcoming irrational spending is becoming aware of it S tudy your buying decisions and patterns: are they appropriate for your income and needs? Are you using money for more than a tool? People who buy for emo tional reasons don't usually analyze their behavior. But it's never too late to change, and no change is too small to help. Are insects bugging your food? Be prepared to fight! What's in a chip? What's in a potato chip? Chips are simply potato slices, fried and salted. Nutrition information per serving: Serving size (10 chips) -1 ounce Servings per 8 oz. container - 8 Calories-150 Protein - 2 grams Carbohydrate -14 grams Fat -10 grams Percentage of U.S. recommended daily allowance (U.S.RDA): Protein -2 Vitamin A - Vitamin C-10 Thiamin - 2 Riboflavin - Niacin - 6 Calcium - Iron -2 Vitamin B6-4 Phosphorous - 4 Magnesium - 4 Contains less than 2 of the U.S. RDA of these nutrients. Thestatementsmadehereare based upon 1977-78 analysisofanationwide sampling by the Wisconsin Alumni Research Foundation. Many insects are pests no matter what the season, but various types of insects that invade stored foods often seem especially bothersome in the fall. Protecting stored foods in the home from insect infestation is a matter of keeping storage areas clean and using air-tight storage containers. Insects usually prefer to establish residence in cereals, flour, com meal, spices, dried fruits and nuts. The chance of insect infestation is greater when people buy large quanti ties of food to store and use over long periods. Flour beetles (or bran bugs) such as the sawtooth grain beetle are common pests. They are reddish brown, hard- shelled insects about one-eighth inch long. Although adults are usually the first to be observed, the brownish-white larvae of these beetles also feed on flour, cereals and condiments. Hour moths like the Indian-meal moth, the Mediterranean flour moth and the meal moth, are gray or reddish brown, and have a wing span of one half inch or more. These moths flying in homes are often the first sign of an infestation. The Indian meal moth may be a special problem in stored walnuts. Mealworms are one-half to three fourths inch long and have adark brown to black hard shell. Here's a bean dip that's delicious with chips 1 pound-12 ounce can (3 14 cups) pork and beans in tomato sauce, sieved 12 cup shredded sharp process American cheese 1 tsp. garlic salt 1 tsp. chili powder 12 tsp. salt Dash cayenne pepper 2 tsp. vinegar 2 tsp. Worcestershire sauce 12 tsp. liquid smoke 4 slices bacon, crisp-cooked, drained, and crumbled Combine all ingredients except ba con; heat through. Top with bacon. Serve with corn chips or potato chips. Makes 3 cups. Need a fast break in the mornings? In a blender, put one sliced banana, 34 cup milk, one teaspoon sugar, 12 teaspoon vanilla, one ice cube. Blend . To control these pests, first locate and destroy the source of infestation. Discard allccfltaminatcd food and clean food shelves thoroughly. A vacuum cleaner with attachments designed for use in hard-to-reach places is handy for removing food particles lodged in cracks. Store seldom-used food products in containers with tight lids. Coffee cans with plastic lids will keep out adult insects, but the larvae can get under the lids. A jar with a screw-on top is better. In addition to careful storage of foods, check dried foods periodically. Usually, thorough cleaning is the only control needed. But if that's not possible, you may want to use a pres surized household insect spray to treat cracks and comers of shelves after re moving all dishes and food. Use sprays only as a last resort Be sure the spray label indicates it is safe for household use. For some men, involvement inchild rearing comes automatically and naturally. For others it initially may seem somewhat strange and uncom fortable. Although the suggestions which follow are directed primarily to new or "expectant" fathers, the prin ciples involved hold true and have ap plication in nearly all stages of parent hood. NOTES FOR DAD Set aside some time to lcam about the pattern of growth that your child will follow. Reviewing books and magazines which discuss children and their development is an excellent place to begin. Taking time to observe and actually be with children will further add to this understanding. Both will help you enjoy your child more by building an appreciation of what to expect and when and why. Start early! If possible join your wife for prenatal or childbirth prepa ration classes. Lend help and support in making arrangements for your baby's homecoming.The earlier you begin your involvement the easier it will be to enjoy your child and feel comfortable as a parent First things first! Begin your par ticipation with your child in areas where you feel comfortable and at ease. One father might begin by heating a bottle of milk...anolhcr by reading to his child...a third by assuming full child care for an hour or two. Branch out from there. Share you child's milestones with your spouse. This will not only foster a very satisfying form of communication between you and your wife, but will help you both better understand your child s development NOTES FOR MOM Collect an assortment of child de velopmcntinformation tokecpathome. Numerous popularly written books (see list below) are available in libraries or book stores which will offer suggestions in times of stress and can be used as general resources for improving parenting skills. Encourage your husband to feel involved right from the beginning. During your pregnancy share with him progress reports from the doctor. Work together in making preparations for the baby. Take some time to discuss your attitudes about raising children. Encourage your husband to take over some of the actual care of your child. Close physical contact allows time for special father-child commu nication and helps your husband to experience first hand your child's re actions. Share your child's milestones with your husband...thc first smilc.thc first tooth...the first day of school. When there is a full exchange of experiences you both can more completely enjoy and understand your child. ' References and recommended readings (paperback editions) Billcr.Hcnry and Dennis Meredith, Father Power, New York, New York: David McKay Co., Inc., 1974. Dodson, Fitzhugh, How to Father, New York, New York: New American Library, 1974. Elkind, David, A Sympathetic Understanding of the Child: Birth to Sixteen, Boston: Allyn & Bacon, Inc., ' 1971. Parents Magazine and Better Homemaking, published monthly by ;' Parents' Magazine Enterprises, Inc., Bcrgenfield, New Jersey. ' Beware of credit abuse ,: How much credit can you afford? Some experts suggest that your con sumer debt level not exceed 20 percent ; of your income. There is a more accurate method of computing an acceptable amount of ' credit debt. Try reviewing your household's budget to determine how ' much money you have each month that could go toward a credit obligation. The overuse of credit can lead to financial problems. Your use of credit may be out of ' control when: You allow some bills to hold over to the next month because you don't -have enough money. You pay only the minimum due ' on charge accounts. ;You have to charge purchases ' more than you like because of lack of cash. You take outa new loan before old ? ones are paid off. ' You cut back on necessities in ; order to pay installments. ' If you recognize these signs, you may want to take steps now to cut back ' on your debts. Help children learn about responibilities You have a lot to do with the atti tudes your children develop toward responsibility. If youargueeverynightabout whose turn it is to do the dishes, put off doing unpleasant tasks until the last minute, or make promises and don't follow through, then you shouldn't be sur prised if your children aren't depend able. If you forget your children until it is Game meats are leaner, better for you uame is better tor you than most temperatures lor game, as high heat other meats. Wildanimals usually don't get fat and when they do the meat is only slightly marbled. Thus game is until foamy. Pour into a large glass. OPnJPnu,uLPTin r, thn wJkrr Yummy recipes sure to satisfy anyone s sweet tooth, fancy a 3.5-ounce serving of bison steak Chocolate Almond Filling 1 (1.25-ounce) envelope whipped topping mix 13 cup Dutch process or unsweetened cocoa 14 cup sifted powdered sugar 13 cup skim milk, chilled 6 ounces Neufchatel cheese, soft ened and cut into cubes 12 teaspoon almond extract Combine whipped topping mix, cocoa, and sugar in a deep narrow bottomed bowl; add milk. Beat at high speed of an electric mixer 4 minutes or until light and fluffy. Add Neufchatel cheese, beating until well blended. Stir in almond extract Yield: about 2 cups. Special French Toasty legg 14 cup frozen orange juice concen trate 12 cup com flake crumbs 12 teaspoon cinnamon 14 teaspoon nutmeg 14 teaspoon ground cloves 1 Tablespoon cookingoilormarga rine 6 slices bread In a shallow dish, mix egg and juice. In another shallow dish, mix crumbs with cinnamon, nutmeg, and cloves. Dip bread slices in egg mixture then in crumbmixture.Cookinoil till browned. Yield: 6 slices. For microwave preparation: prepare as directed. Preheat browning grill 3 minutes. Brush melted butter on skil let Cook 1 minute per slice. Turn slice over half way through cooking time. Yield: 6 slices. Think 4-H! contains only about 2 grams of fat compared with 13 grams in a similar serving of chuck roast (prime grade). The calorie count is less, too (135 for the buffalo, 205 for the beef). Since cholesterol is found in all animal tissue, lean or fat the buffalo and beef have aboutthesameamount(62miUigrams), which doesn'tcrowd the recommended daily limit of 300 milligrams. Like all meats, wild game is rich in vitamins and minerals. The low fat content is one reason why venison and other game steaks are chewy. When cooking braise it in a liquid so it doesn't dry out Chops can be marinated and then broiled. Tough cuts need longer braising or stewing. Most chefs recommend low cooking tends to toughen it Simmered in a liquid for an hour or two, with veg etables added, venison makes a good stew. When cooking game birds, as with any poultry, it's a good idea to remove the skin, since that's where much of the fat is. time to take out the garbage, ask chil- , dren to do things they can 't do, or give children only menial chores and order , them to cooperate, then they will be ; resentful. Ifyoutakeoveranddothingswhcn- ' ever children make a mistake, don't bother to show them how to do things, . or criticize their efforts to do things ' themselves, then they'll never learn. ' But if you: expect children to give as well as receive; set an example for children to follow; enlist children as partners; teach children how to do things themselves;givechildrentimetolearn; , and provide materials that encourage , responsibility. Then you will help your . children become more responsible. , When children learn that their help is , needed if the show is to go on, they t usually get their act together pretty ' quickly. Include children in daily decision making FAMILY MATTERS - When subject arouses, there's a problem in the family (e.g. PERSONAL INTERESTS - Chil- money troubles, job pressures, con- dren would like their parents to show Take special precautions soon with poisons around your home, around your property packaging for prescription medicines, resecure safety feature carefully after using. Safety packaging gives extra protection to vour children. Devise special ways to encourage children's reading To reduce the risk of poisoning: 1. Keep household products and medicines out of reach and out of sight of children, preferably in a locked cabinet or closet Even if you must leave the room for only an instant remove the container to a safe spot Z Store medicines separately from other houscholdproductsand keep these items in their original containers-never in cups or soft-drink bottles. 3. Be sure that all products are properly labelled, and read the label before using. 4. Always turn the light on when giving or taking medicine. 5. Since children tend to imitate adults-avoid taking medications in their presence. Avoid drinking medicine from the bottle. 6. Refer to medicines by thei proper names. They are not candies. 7. Clean out your medicine cabinet periodically, get rid of old medicines by flushing them down the drain, rins ing the container in water, and then discarding it 8. Ask for and use household sub stances which are available in child resistant packaging. Insist on safety There are many fun, practical ways to show your child the importance of reading and its relationship to writing. 1. Give your child the weekly shopping list and a stack of coupons, and ask him to match the items on the list with the appropriate coupons. Let your child keep half (or all!) the money from the redeemed coupons. 2. Obtain a secondhand typewriter for budding authors. Younger chil dren enjoy finding the letters to type their name, while older children can type short stories. Ask them to read their stories out loud. 3. Glue several photographs of your child engaged in different activities to the borders of a plastic place mat Add short captions to each picture. Cover the place mat with clear contact paper, and children will be reading at every meal. 4. When planning a family outing or special event ask your child to write a list of what needs to be done. 5. Instead of watching commercials on TV, children can write and produce their own commercial about a favorite book. Younger children can help with sound effects and props. Gather the family to watch. 6. Encourage children to enter con tests. Reading skills are necessary for following entry rules correctly, and children also learn how to address en velopes and submit entry forms. 7. A cooking kit helps develop culinary and reading skills. Fill a box or basket with a children's cookbook and paper chefs hat. Add packages of pudding or muffin mix, or write out a few of your own simple recipes. 8. Communicate with your child by writing messages and letters. Include short notes, cards.or even funny riddles in your child's lunch bag. Mid-day munchies ? Make a grilled cheese sandwich. Pop a bowl of popcorn. Mix up a bowl of gorp (nuts, raisins and sunflower-seed mixture). Put together ham-cheese-lettuce roll-ups. flicts between parents, death), chil dren don't want to be left in the dark wondering what the problem is. They want their parents to tell them. Fur thermore, when there is a decision to be made that affects them (e.g. al lowance, bedtime, vacations), chil dren want to be given a chance to talk it over. CONTROVERSIAL ISSUES -Children have lots of questions they wish parents would talk to them about (for example, what is sex like? Why do drugs make you high? Is it ever alright to tell a lie?) They don't like it when parents tell them they're too young to understand or it'stoo difficult to explain. EMOTIONAL ISSUES - Children want their parents to talk about their feelings in an open and sincere way. Many wish their parents would tell them they love them. THE BIG WHYS - Children want answers to many of the same questions that puzzle adults. For example, What's God like? Are there people or beings on other planets? Why are people made? THE FUTURE - Many kids ap proaching adolescence want to talk about what it's like to be a teenager. Older kids wonder about college and careers. CURRENT EVENTS - Many children are very aware of national and world events and want to discuss them at home. Children hear a tot about the threat of nuclear war, for example, and need to talk out the anxieties that the more interest in the things they do and like (i.e. their hobbies, friends, sports). PARENTS THEMSELVES -Children wonder about how their par ents behaved and felt when they were children. They especially like to hear about what it was like when their par ents were their age as well as stories about a parent's childhood experience that reveals the parent's emotional side or human failings. Tasty Pumpkin Cupcakes Try these cupcakes unfrostcd for a nutrient-plus dessert The pumpkin is high in vitamin A and the raisins add iron. 1 12 cups whole-wheat flour 1 cup all-purpose flour 34 cup sugar ; 2 Tablespoons baking powder 2 teaspoons ground cinnamon 12 teaspoon ground nutmeg 14 teaspoon salt ; 3 eggs, slightly beaten 1 cup skim milk 12 cup oil 1 cup canned pumpkin 34 cup raisins, chopped 1 Tablespoons vanilla Preheat oven to 350 degrees Fahr-: enhcit (moderate). Place 24 paper baking cups in muffin tins. Mix dry ' ingredients thoroughly. Mix remaining ', mgncnts;addtodryingredients.Stir ' until dry ingredients arc barely moist- ened. Fill paper cups two-thirds fulL Bake about 20 minutes or until tooth-" pick inserted in center comes out clean. i