1 I THE CAPITAL JOURNAL SATURDAY, JANUARY ZUMft vr" "I1-"1 -zZZZZZZicaaxcaxBB j TO FAY p P A jWj P Tf W "TODAY IS PAY YOUR BILLS PROMPTLY DAY" s fits (7s V AH V Your Reputation as a Citizen Demaiicf570if Credit is simply a matter of convenience. Every man and woman desires to keep their credit good. There is but one sure way to have a good credit and that is to "Pay Your Bills Prpptly." 'How can you be sure that you are going to be able to pay your bills when they are due? You must save first and when you contract a bill you must know in advance where the money is coming from to pay that bill. The merchants are to blame for Bad. Bills as much as the people who contract them. It is so easy to get credit Any one can have things charged. The merchant should know that the man or woman who asks for credit is able to pay promptly before credit is extended. Every person who asks for credit should be sure that they will be in a position to pay promptly before they contract a debt and all will be well Too many people think that it is right to buy goods on their credit whether they are We they can pay promptly. They simply take a chance and "IF they cannot meet the bill when due they let the merchant worry. This destroys credit and is the worst . handicap an yone can have. Pay your biEs promptly and keep your credit good. It pays to pay promptly It pays morally It pays financially It inspires confidence It establishes credit It commands respect It brings success in social and business life You can be thrifty by buying Oregon Made Merchandise You can help upbuild Salem and become thrifty by Purchasing SALEM MADE MERCHANDISE SALEM INDUSTRY Means Thrift for every person in Salem Dis trict and stands ready to provide employment for additional popula tion. Write to your friends in the east who may be thinking of moving to the west and tell them to investigate this section. Families for more fruit tracts, more laborers; more capital can be used in this section. Help Salem by advertising your city.' It avoids debt It avoids worry It avoids trouble It avoids embarassment It avoids suspicion It avoids failure It avoids scandal THE PERSON WHO PAYS DEBTS PROMPTLY ESTABLISHES A REPUTATION FOR INTEGRITY AND COMMANDS THE GOOD WILL AND CONFIDENCE OF FRIENDS, BUSINESS AND PROFESSIONAL PEOPLE-THE BUTCHER, THE BAKER AND CANDLESTICK MAKER-LIKEWISE THE BANKER, THE DOCTOR, THE LANDLORD, GROCER AND OTHERS. THE PERSON WHO DOES NOT MEET BILLS AND OTHER OBLIGATIONS PROMPTLY-WHO IS PROCRASTINATWr mrm' OR WHO PAYS UNDER PROTEST, IS DISCREDITED, BRINGS REPROACH UPON HIMSELF OR HE RSELF ANT) p f t?t pp? FRIENDS AND RELATIVES. SECTION ON IjiL ; 1 f ! Is ' ! I fall I A DEBT IS LARGELY A TRANSACTION BASED ON HONOR. DON'T CONTRACT AN OBLTrATrnxr vmr SEAR YOUR CONSCIENCE-DONT DEMORALIZE YOURSELF BY REFUSING TO PAY WHAT vmr frVfi1 N0T MEET- DON'T YOUR BEST ASSET. A GOOD REPUTATION IS ONE OF THE GREATEST ENJOYMENTS IN LIFE TLY 0WE- G0D CREDIT IS THIS SPACE CONTRIBUTED BY THE SALEM BUSINESS MEN'S LEAGUE