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About Capital journal. (Salem, Or.) 1919-1980 | View Entire Issue (Jan. 19, 1920)
PAGE FIGHT THE DAILY CAPITAL JOURNAL. SALEM. OREGON. MONDAY. JANUARY 19. 1920. fi5' " Msumrainicel. . ; van ' ' - - 1 r f . V.I" - w.: m'vMMi 4 tr" That's the way to put it ! dj THERE USED JO BE AN OLD QUESTION ASKED OF MEN BY THEIR FELLOWS AND BY LIFE INSURANCE SOLICITORS- DO YOU CARRY LIFE INSURANCE?" BUT THAT QUESTION IS OUT OF DATE. NOBODY CARRIES LIFE INSURANCE; THE THING IS AN IMPOSSIBILITY, FOR LIFE INSURANCE WON'T BE IN THE POSITION OF BEING CARRIED. IT IS NO BURDEN ON ANY MAN'S BACK. IT IS AN AUTOMOTIVE VEHICLE THAT CAR RIES EVERYBODY WHO INVESTS IN IT. BUT LET'S NOT JUGGLE WITH WORDSWHAT DO WE MEAN WHEN WE SAY THAT LIFE INSURANCE "CARRIES" THE MAN WHO BUYS IT? cm To begin with, there is something that every decent man feels with regard to the future of wife and children that is actually a load on his mind and on his heart a load that cripples his efficiency in other things; that either makes him reckless in his expenditures, because he sees no way of meeting adequately this problem of the future welfare of his family, or that makes him miserly and unhappy for the same reason, This load, life insurance as sumes and carrie in such a way as to absolutely relieve the man of his burden. It starts him out every day care free in reference to future obligations in case of his sudden death or serious illness. Again, life insurance carries you into first-rate habit which is hard, otherwise, to form, viz., a habit of systematic saving. "Yes, but," you say, "a man must carry life in surance before it can carry him." This might be true it there were not so many additional things which are intensely personal, in which life insurance actually carrjes the individual who invests in it. For instance, a life insurance policy carries you to the door of the bank and gives you a welcome with the President when you ask him for a business loan, and you would find, if you could explore the back of his mind, that that life insurance policy had carried you very much farther into his good graces concerning that financial transaction than you could have imagined. For Life Insurance A life insurance policy is a Will no lawyer can break. . A Will may serve to light a fire, but a Life Policy will keep the fire burning for your loved ones. . ' T, , The person who carried Life Insurance until death never dies a pauper and yet, strange to relate, 85 men out of every 100, die paupers. Life Insurance is a semi-compulsory method of saving and is the saf est and surest way to lay aside a competency for your own old age or an annual income for your family after you are gone. t Life Insurance guarantees your good name after your death. You desire to be known as one who pays his debts while you are living, then how about the late Mr. Smith or Brown or Jonesdid you leave enough to meet all obligations when he died? Life Insurance guarantees an education . to your children whether you live or die. Life Insurance is the only thing you can guarantee to your family at death. Bad investments, expenses of a last illness or other causes may wipe out your savings, but the Life Insurance comes direct to your family and many times is the only estate. Life Insurance helps your credit ; saves your money; protects your family; prolongs your life many times;' and is the cheapest method of providing an estate. . Life Insurance is the only thing that has not risen in price, in fact it is cheaper today than ever in history of the world. ' The first item on the Family budget should be Life Insurance. Every man, woman and cchild should have Life Insurance. The Younger the age at which a policy is taken the cheaper the cost and the sooner the policy matures in either a paid-up estate or an endowment and the sooner the insured learn that Life Insurance is the best invest ment anyone can make. Again, life insurance carries you into the posi tion of a sizable estate just as soon as the first prem ium is paid. This is a good big argument in favor of the man who invests. Again, in almost every man's life there comes a time when he actually needs to be picked up and carried for a while. Something serious "has happen ed, a big doctor's bill or an unfortunate business ex perience, or something of the sort, has bowled him over. At that time a life insurance policy comes along and actually puts him on his feet and starts him all over again. This, of course, is due to the loan value which life insurance policies always have after the first two years of life. Again, although a life insurance policy hasn't . as many lives as a cat, yet it has been frequently found to be alive when the man who had previously invested in it thought it had died for lack of prem ium payments. In the modern life insurance policy there is a provision which starts a reserve fund working after the premium fund has failed and if a man dies within a certain length of time his heirs will discover that that policy, although apparently surrendered, has full vitality that is to say, is pay able in full to his beneficiaries. There are many other instances in which it can be easily shown that a life insurance policy, under all circumstances, carries a man who invests in it So it is no longer accurate to say that you carry life insurance any more than you say you carry a Unit ed States Liberty Bond, in which you have invested and which can at any time be turned into cash. Id k you very seriously Have you given Life Insurance the opportunity to take you along the road of success in life releasing your energies, your time, your thought for work and for enjoyments which would be impossible if Life Insurance did not carry for you the big liabilities to which we have referred If Lfe Insurance docs not carry you, won't you hail the first Life Insurance salesman you can think of just as you would call up a taxi in order to be carried from one place to another- EE? tfi Want a uick trfP f certainty to insur ance, that jou ant to have a big load taken off your mind concernine the future of vour wjfe ffStomt t0 ha'e Life 7o Z our "family at oncenomical aid will give Today Is National Life Insurance Day This page contributed by the Life Insurance Representatives who resida in Salem, Oregon. r cCA?TT?rE& Di5ri(f Manager, Pacific Mutual, Masonic Temple. 5 J? !K&wJork Llfe Ladd Bush Bank Building. F'p finrnfcAv S 210 Masonic Temple. J. F. IIUTCIIASON, District Manager The Mutual Life of New York. JAS ' hThoS? A travelers In surance Company. fSB'te Metropolitan Life InsS e Company ' wlwt "eent' Reserve Life, Oregon Building.