EASTERN OREGON MARKETPLACE Tuesday, January, 14, 2020 613 Houses for Rent Hermiston -New executive single family home. Top line feature thru out a must see, security enhanced garbage and lawn service included 3br 2ba No smoke $2100/month 12 month lease Text for appointment 503-789-3868 643 Business- Sales Opportunities 643 Business- Sales Opportunities Notice: Oregon State Law re- quires anyone who contracts for construction work to be li- censed with the Construction Contractors Board. An active license means the contractor is bonded and insured. Verify the contractor’s CCB license through the CCB Consumer Website: East Oregonian Page 5A ADVERTISERS: LOOKING TO REACH A KEY AUDIENCE SEGMENT ? www.hirealicensedcontractor.com Looking for a new place to live? The classified ads offer a complete section of homes, apartments, and mobile homes to fit your needs. Check daily for new listings! Advertise Here! HOMES SELL FAST IN CLASSIFIEDS! WHY store items you’ll never use again? Exchange them for cash with a low-cost ad in the classifieds. Hermiston-New spac super NRG efficient Duplx unit W/MIni-Split heat/ac system 2br 2ba All appls included Master W/WIC & Europe- an WI tile shower Quartz CT’s Tile & LVT flrs Large attached SGL car gar Pvt fenced back yard Lrg cover back patio Exc parking Garbage and Lawn care included No smoke $1590/month Text for appt 503-789-3868 LOOKING for livestock buyers? Place a low-cost classified ad. JUST RELEASED + ENJOY THESE BENEFITS Section remains in homes all week UMATILLA COUNT Y MEMORIES Streaming, puzzles and TV listings You OWN your fixed ad space all year Hardcover book Limited supply Attractive rates Limited Time Offer $44.95 plus tax & shipping SCREEN time Heirloom quality, 144 pages • Historic photos of Umatilla County from the mid-1800s through 1939 • Books are selling quickly — order yours today! Learn more and order online at Umatilla.PictorialBook.com Contact your Angela Treadwell, Sales Manager today to schedule an appointment! or call 800-522-0255 atreadwell@eastoregonian.com or call us today! 541-966-0827 TAX GUIDE | DEDUCTIONS Summer Tax Savings Opportunities Did you know that some of your summertime activities, pursuits and investments can result in tax credits and deductions? If you volunteered, worked a summer job or sent your kids to day camp over the summer, the IRS allows certain deduc- tions and credits for all these common activities. Of course, if you purchased a home or got married, these big life events are also can trigger tax changes. Here’s a noncompre- hensive list from the IRS: Marriage: If you were mar- ried this summer, you might miss tax-related notices from the IRS if you don’t update your name change to the Social Security Administration before April 15. Summer camp rebates: You can’t claim overnight camps, but summer day camps could count as day care under the Child and Dependent Care Credit. Summer jobs: If you took on part-time work or a sum- mer job, your employer is required to issue you a W-2 — unless you worked as a free- lancer or part-time contractor, then you must report your own earnings. Knowing your status — employee or contrac- tor — can help you at tax time. ITEMIZING Because of the larger per- © ADOBE STOCK sonal exemption enacted as a result of the Tax Cuts and Jobs Act of 2017, many people are forgoing itemizing. But for cer- tain filers, itemizing can result in several deductions, accord- ing to the IRS. Here’s just a few for those who itemize: Homebuyers: New home- owners buying after Dec. 15, 2017, can only deduct mort- gage interest they pay on a total of $750,000, or $375,000 if married filing separately, in qualifying debt for a first and second home. For existing mortgages if the loan originat- ed on or before Dec. 15, 2017, taxpayers continue to deduct interest on a total of $1 million in qualifying debt secured by first and second homes. Donations: Those long-un- used items in good condition found during a summer clean- ing and donated to a qualified charity may qualify for a tax deduction. Taxpayers must itemize deductions to deduct charitable contributions and have proof of all donations. Volunteering: Driving a per- sonal vehicle while donating services on a trip sponsored by a qualified charity could qualify for a tax break. Itemizers can deduct 14 cents per mile for charitable mileage driven in 2019. Summer work: Although workers may not have earned enough money from a sum- mer job to require filing a tax return, they may still want to file when tax time comes around. It is essential to file a return to get a refund of any income tax withheld. There is no penalty for filing a late return for those receiving refunds, however, by law, a return must be filed within three years to get the refund. Withholding: Newlyweds, summertime workers, home- owners and every taxpayer in between should take some time to check their tax with- holding to make sure they are paying the right amount of tax as they earn it throughout the year. A withholding calculator on irs.gov helps employees estimate their income tax, credits, adjustments and deductions and determine whether they need to adjust their withholding by submit- ting a new Form W-4, Employee’s Withholding Allowance Certificate. Taxpayers should remember that, if needed, they should submit their new W-4 to their employer, not the IRS. In addition to these tips, taxpayers should visit irs.com for the full schedule of deduc- tions and credits that may be available to them.