Image provided by: University of Oregon Libraries; Eugene, OR
About East Oregonian : E.O. (Pendleton, OR) 1888-current | View Entire Issue (April 9, 2019)
NATION Tuesday, April 9, 2019 East Oregonian A7 Tribes emerge as key players in debate over sports betting By STEVE KARNOWSKI AND GEOFF MULVIHILL Associated Press ST. PAUL, Minn. — Native American tribes have emerged as key play- ers in the legislative debates over whether states should legalize sports betting, with some opposing the idea because it could threaten their casinos and others sup- porting legalization but only if they retain a monopoly. In many states, tribes are fighting sports betting or taking a go-slow approach because they worry it could force them to reopen decades-old agreements that give them exclusive rights to operate casinos and offer certain forms of gambling. “The tribes have a major- league seat at the table,” said Bill Pascrell III, a lobbyist for gambling interests seek- ing legalized sports betting across the country. Six states have joined Nevada in allowing sports gambling since a U.S. Supreme Court ruling last year opened the door to its expansion, and legalization is being considered in more than 20 other states. AP Photo/Rich Pedroncelli, File In this March 19, 2019, file photo, Zack Shelton, of Swish An- alytics, left, explains how to place a bet at the Skyloft Predic- tive Gaming Lounge inside the Golden 1 Center, home of the NBA’s Sacramento Kings, in Sacramento, Calif. In Minnesota, a bill seek- ing to legalize sports bet- ting cleared its first hurdle earlier this year, passing a committee in the state Sen- ate. But that’s likely to be as far as the measure goes, in large part because the state’s politically potent tribes oppose it. Gambling “is the only successful economic devel- opment tool the tribes have ever had,” John McCar- thy, executive director of the Minnesota Indian Gam- ing Association, told the committee. The tribes, which operate 21 casinos and have given millions in campaign dona- tions, are especially con- cerned about allowing sports betting on mobile devices, which they fear could invite wider internet gambling that could threaten their casinos. In Texas, the only sports betting bill is almost certain to die. It was introduced by a Democrat, the minority party, in a state where casino operators from neighbor- ing Oklahoma and Louisi- ana have donated millions to keep gambling out. Two Oklahoma tribes, the Chick- asaw and Choctaw nations, have given more than $5 million to Texas officehold- ers and candidates since 2006. Sports betting mea- sures introduced in Arizona and Washington state are also considered longshots, mostly because of tribal ambivalence or opposition. In some states where tribal gambling is preva- lent, sports betting bills have not been introduced at all. That’s the case in Okla- homa, as well as California and Florida, which are home to politically influential tribes that have been cool to the idea. But elsewhere, casi- no-operating tribes are the ones leading the legalization efforts. The Mohegan and Mashantucket Pequot tribes have exclusive rights to casino gambling in Con- necticut and are working with the governor’s office to add sportsbooks. Two tribal casinos in New Mex- ico began running sports- books after the Supreme Court decision, even though the tribes never received explicit permission from the state. In North Carolina, a bill pushed by the Eastern Band of Cherokee Indians would allow the tribe to offer bet- ting on sports and horse races at its casino near Great Smoky Mountains National Park, without forcing it to make any substantial concessions. Conservative religious groups have warned about the dangers of more gam- bling, but the legislation has so far sailed through com- mittees in the state Senate. The tribe is one of the state’s top political contributors. The bill’s sponsor, Republican Sen. Jim Davis, lauded the tribe for bring- ing jobs to an otherwise dis- tressed portion of western North Carolina. “They’ve been incredibly good stewards of the reve- nue, and it’s transforming that community,” he said. Like other power- ful interest groups, tribes ensure they have access to lawmakers and governors through political contribu- tions. Tribal governments have contributed more than $114 million to state- level candidates and polit- ical committees over the past decade, according to an Associated Press analy- sis of data compiled by the National Institute on Money in Politics. In some states, includ- ing California, allowing sports betting would prob- ably require a constitu- tional amendment. That and tribal reluctance means the NBA’s Sacramento Kings will have to wait longer, per- haps indefinitely, to allow gambling in a suite the team dedicated for that purpose inside the Golden 1 Center arena. Arizona is the rare exam- ple of a state where tribes are the key players in the legalization debate but are on opposite sides. The Navajo Nation is pushing for a measure that would give tribes the exclu- sive right to operate sports betting off their reserva- tions in exchange for shar- ing winnings with the state. Tribes could put betting kiosks in non-tribal bars and private clubs. But other Arizona tribes oppose the legislation, say- ing it could hurt existing casinos on reservations. Secret Service director pushed out in latest Trump administration shakeup By ZEKE MILLER, COLLEEN LONG AND JILL COLVIN Associated Press WASHINGTON — U.S. Secret Service Direc- tor Randolph “Tex” Alles has been pushed out of the Trump administration, amid a burgeoning shake-up in the upper echelon of the Department of Homeland Security. White House press sec- retary Sarah Sanders said Monday that President Don- ald Trump had selected career Secret Service offi- Secretary Kirstjen cial James Murray to lead the agency, say- Nielsen and a recent ing he will assume security breach at the role next month. the president’s pri- vate club in Florida. She added Alles will Still, it comes be “leaving shortly,” amid a spate of turn- though the agency over across DHS Alles later said he would that began last week leave in May. Alles’ departure stems when Trump withdrew from a personality conflict his Immigration and Cus- within the agency, three toms Enforcement direc- officials said, speaking on tor’s nomination to stay on the condition of anonym- permanently. ity to discuss the personnel After Nielsen’s depar- ture, an empowered Ste- matter. The officials said it was phen Miller, the immigra- unrelated to the resigna- tion hawk and White House tion of Homeland Security senior adviser, is also eye- ing the removal of Lee Fran- cis Cissna, according to two of the people. Cissna is director of U.S. Citizenship and Immigration Services, which runs the legal immi- gration system. Alles, a former Marine general who had no prior ties to the Secret Service, was recommended to the post by former White House chief of staff John Kelly. He had been the acting deputy commissioner of Customs and Border Protection. In a message to the agen- cy’s workforce, Alles said he was not fired, but said Trump had “directed an orderly transition in lead- ership for this agency.” He expressed “regret” he was not able to address the department before the news broke. Confirmed in 2017, Alles inherited an agency that had been dealing with a series of security and personnel issues. Weeks before he was nominated, a man jumped the White House fence and spent 15 minutes roaming the grounds. His appointment was set to fulfill the recommenda- tions of a group of former senior government officials that reviewed the Secret Ser- vice in 2014 and found that it was an “insular agency” in need of an outsider to lead it. But Alles’ unfamiliarity with the agency led to con- flicts, said the officials. Murray, the assistant director of the office of protective operations, had served as the special agent in charge of the agency’s Washington field office. Sanders said Alles “has done a great job at the agency over the last two years,” and said Trump is thankful for his service. This is more than great rates This is more savings for wherever you’re going. Platinum Savings Account % 2.10 Guaranteed Fixed-Rate CD Annual Percentage Percentage Yield for 12 12 months months Annual Percentage Yield Yield for an for an Annual P Annual for Annual Percentage Annual Yield Percentage Yield for 12 months with of least 11-month money with new new money money deposits of at Annual with with new new money with deposits new money deposits of Percentage at least 11-mon Yield 11-month for term an term 2 2 $25,000 and a minimum daily account deposits of at least $25,000 $25,000 and $25,000 a minimum and daily a account deposits of at least $25,000 minimum daily account deposits 1 11-month term with new money balance of $25,000 or more 1 1 balance of $25,000 or more % balance of $25,000 or more 2.40 deposits of at least $25,000 2 Offer expires May 31, 2019. Business owner? Talk to a banker for details. Offer expires 31, 2019. Business owner? Business Ask an about our business savings rates. Offer May expires May 31, are 2019. owner? ® customers eligible to receive additional bonus interest rate on these accounts. Offers available in AZ, CA, CO, ND, NM, NV, OR, SD and WA. 3 Offers available in AZ, in CA, NM, ND, NV, OR, and OR, WA. Portfolio Wells Fargo® customers are eligible ® to customers receive an additional bonus interest rate on an these accounts. bonus Offers available AZ, CO, CA, ND, CO, NM, SD NV, SD and by WA. are eligible to receive additional in 1. To qualify for this offer, you must have a new or existing Platinum Savings account and enroll the account in this offer between 03/25/2019 and 05/31/2019. This offer is subject to change at any time, without notice. This offer is available only to Platinum Savings customers in the following states: AZ, CA, CO, ND, NM, NV, OR, SD and WA. In order to earn the Special Interest Rate of 2.08% (Special Rate), you must deposit $25,000 in new money (from sources outside of Wells Fargo Bank, N.A., or its affiliates) to the enrolled savings account and maintain a minimum daily account balance of $25,000 throughout the 1. To To To offer. qual qualify if The y for for this this offer, you must have a new or exi must ting (APY) Pl have Savi ngs Platinum account and Savings l the account account s enroll offer between 03/25/2019 and account 05/31/2019. This the offer i account s subj ect to starting change at on any the tim date e, wi the t This hout account noti s offer in is avai able onl and y to at Pl any ati for num ngs during customers the month follo is period wing subject states: AZ, daily CA, term of 1. 1. this corresponding Annual Percentage Yield for um this offer is 2.10%. The enrol Special Rate will in and be thi applied to the the account enrolled savings for a period of 12 months, the offer. However, any Savi day without that 12 in offer the account for offer, this you offer, you a new or existing Platinum Savings account and in 05/31/2019. this offer between 03/25/2019 05/31/2019. This to only to Pla qualify must have a s new or atin existing in this offer enroll between 03/25/2019 and offer ce. is is Thi enrolled subject to l change time, notice. This offer is that available balance change is less ND, than the $25,000 minimum, the Special Rate will not apply, and the interest rate will revert to the standard interest rate applicable to your Platinum Savings account. As of 02/15/2019, the standard interest rate and APY for a Platinum Savings account in AZ, CA, CO, ND, NM, NV, OR, SD and WA CO, NM, NV, OR, SD and WA. In order to earn the Speci a l Interest Rate of 2. 0 8% (Speci a l Rate), you must deposi t $25, 0 00 i n new money (from sources outsi d e of Wel l s Fargo Bank, N. A . , or i t s affil i a tes) to the enrol l e d savi n gs account and mai n tai n a mi n i m um dai l y bal a nce of $25, 0 00 throughout the at NV, any time, without notice. This offer Interest is available to Platinum Savings customers in the money following states: outside AZ, CA, CO, ND, NM, NV, OR, SD and WA. In order to earn and the maintain ND, balance NM, Interest OR, SD and WA. is 2.08% In order to earn the Special Rate of only 2.08% (Special Rate), you must deposit $25,000 in applicable new (from of is sources of and Bank, Wells Fargo Bank, N.A., or of its affiliates) to is based the enrolled enrolled savings account a m with an CO, account of $0.01 and above 0.05% (0.05% APY). Each tier shown reflects the current minimum daily collected balance required to obtain the APY. Interest compounded daily paid monthly. The amount interest earned on the daily collected balances in the account. Special Rate of (Special Rate), you must deposit $25,000 in new money (from sources outside Wells Fargo N.A., or its affiliates) to the savings account term of of thi this s offer. The The correspondi ng Annual Percentage Yield (APY) for Yield this offer (APY) is 2.10%. The Speci al Rate wil be appl ied Special to the enrol led savi ngs be account for to a peri the od enrolled of 12 months, startin account g on the date for the a period account of is enrol l months, ed in the offer. However, on for the any date day duri the ng account that 12 month period that in the dai offer. ly account term offer. corresponding Annual Percentage for this offer is 2.10%. The Rate will applied savings 12 starting is enrolled the However, for and maintain minimum daily account balance of $25,000 the term of is $25. this A offer. The corresponding Annual Percentage (APY) for this offer The Interest Special Rate Upon the expiration of than the the 12 a $25, month promotional period, standard interest rates apply. Minimum to l throughout open a to Platinum Savings account monthly service fee of ngs $12 applies As in of any month the the account falls interest below Yield a $3,500 minimum daily balance. Fees is may i 2.10%. reduce earnings. rates are WA variable and an bal a nce i s l e ss 0 00 mi n i m um, the Speci a l Rate wi l not appl y , and the i n terest rate wi revert the standard i n terest rate appl i c abl e to your Pl a ti n um Savi account. 02/15/2019, standard rate and APY for a Pl a ti n um Savi n gs account n AZ, CA, CO, ND, NM, NV, OR, SD and will be is applied to Wells the enrolled account a apply, period 12 months, starting the the to account is or enrolled in the offer. However, for any day for during that 12 month period that less than the $25,000 minimum, Special Rate will and of the interest rate will to on the Offer standard interest rate Banking applicable to your Platinum Savings account. of 02/15/2019, the standard interest rate and APY for a Platinum subject balance to change without notice. Fargo may limit savings the the amount you deposit to for a not Platinum Savings account to an aggregate of revert $1 million. not date available Private Wealth customers. 2. Annual Percentage Yield As (APY) is effective accounts opened between 03/25/2019 to 05/31/2019. The Sa wi t h an account bal a nce of $0. 0 1 and above i s 0. 0 5% (0. 0 5% APY). Each ti e r shown reflects the current mi n i m um dai l y col l e cted bal a nce requi r ed to obtai n the appl i c abl e APY. Interest i s compounded dai l y and pai d monthl y . The amount of i n terest earned i s based on the dai l y col l e cted bal a nces i n the account. the daily account balance is less than the $25,000 minimum, the Special Rate will not apply, and the interest rate and will revert to the standard interest rate applicable to on AZ, your Platinum er is 11-month subject to change at any time, without notice. This offer is available only to Platinum Savings customers in the following states: CA, New Dollar CD special requires a minimum of $25,000 brought to Wells Fargo from sources outside of Wells Fargo Bank N.A., or its affiliates to earn the advertised APY. Public Funds Wholesale accounts are not eligible for this offer. APY assumes interest remains deposit until maturity. Interest with an account balance As of $0.01 and above is 0.05% (0.05% APY). interest Each tier rate shown and reflects the for current minimum Savings daily collected balance in required to obtain the ND, applicable APY. OR, Interest is and compounded daily an and account paid monthly. The amount of interest earn Savings account. of promoti 02/15/2019, the standard a account Platinum CA, CO, NM, NV, with balance Upon the expi expiration r Payment ation of the of of interest 12 the month o based nal peri on od, term: standard interest less rates appl 12 interest y months . Minimum (365 to days), open apply. a interest Pla APY ti Minimum num may Savi be ngs paid is a $25. Platinum A monthl semi-annually, y service account fee account of or $12 at appl ie AZ, s in any month the the service account fal fee ls terms bel of ow $12 a $3, 12 applies 5 months 00 mini in m SD um any dai month ly interest bal WA ance. the Fees may paid reduce earni below n quarterly, gs. Interest rates minimum are of vari $0.01 a or ble annually. and is compounded daily. on CDs is For terms than monthly, quarterly, maturity (the end of term). For of or more, may be monthly, semi-annually, A fee Upon the 12 month promotional period, standard rates to open Savings is $25. A monthly account falls a $3,500 daily balance. s Fargo Bank, N.A., or its affiliates) to account. the enrolled savings account and maintain a vate Rate minimum account balance of v Interest $25,000 throughout and above is 0.05% (0.05% APY). Each tier shown reflects the current minimum daily collected balance required daily to obtain the applicable APY. is compounded daily the and paid subj e ct to change wi t hout noti c e. Wel l s Fargo may l i m i t the amount you deposi t to a Pl a ti n um Savi n gs account to an aggregate of $1 mi l i o n. Offer not avai l a bl e to Pri Banki n g or Weal t h customers. 2. Annual Percentage Yi e l d (APY) i s effecti e for accounts opened between 03/25/2019 to 05/31/2019. The for early monthly. withdrawal will be imposed and could reduce earnings on this Special Rates are applicable to the initial term of the CD only. At maturity, the Special CD will automatically renew for a term of 6 months, at the interest rate and APY in effect for CDs on renewal date not subject to a Special The amount of interest earned is the based on you the deposit daily to collected balances in the account. Upon the expiration of the to 12 month promotional period, 2. standard interest Yield rates apply. subject to starting change without notice. Wells Fargo may limit amount a be Platinum Savings account to an Fargo aggregate of $1 any million. Offer not available Private Banking or Wealth customers. Annual Percentage (APY) is is effective for ac 12 Rate, months, the the account is accounts enrolled in the offer. However, for day during that 12 month period that the daily account unless the Bank has notified you a on otherwise. 1,2. n date Due to of the new money requirement, may only opened at Fargo your fee local N. of branch. Wells reserves the right to APY. modify or c Funds discontinue the e falls offer at below any time without notice. Minimum new money deposit requirement of t at unti least $25,000 for this offer 11-month New Dol l a r CD speci a l requi r es a mi i m um $25, 0 00 brought to Wel l s Fargo from outsi d e of Wel l s Bank A . , or i t s affil i a tes to earn adverti s ed Publ i and Whol sal e accounts are not el i g i b l e for thi s offer. APY assumes i n terest remai n s on deposi l maturi t y. Interest Minimum to open Platinum Savings account is $25. A sources monthly service $12 applies in the any month the account a $3,500 minimum daily balance. Fees may reduce New Interest Dollar special requires a the minimum of consumer $25,000 to deposit brought to If Wells Fargo from sources outside of consumer Fargo Bank N.A., or its affiliates to money earn the in advertised Public Funds and Wholesale accounts are not eligible for this offer. APY only and 11-month be As transferred to CD another account to variable qualify for on any other offer. you wish to in take advantage another deposit offer new you of Platinum will be APY. required to do in ND, so with account another deposit y, SD as stated in ly the offer requirements and as earnings. rates are and change without notice. Fargo may Savings to money an aggregate of million. gs account. 02/15/2019, standard interest rate and for a Wells Platinum Savings account NV, OR, and is cannot compounded dai of l daily. y. Payment of interest on CDs is based term: For subject terms l term: ess than 12 months (365 days), terest may APY be Wells pai of d monthl y, quarterl y, semi - limit annual ly the , or requiring at amount maturi a t minimum y quarterly, (the you end of deposit the semi-annually, term). deposit, For to terms a AZ, 12 at CA, months or CO, more, terest may NM, be term). paid new monthl y, terms quarterl semi - months annual , $1 or or WA annual ly. A interest fee may is compounded Payment of interest on CDs is based on For terms less than 12 months (365 days), interest may be paid monthly, or maturity (the end of the For of 12 more, Offer Offer not cannot available to Private Banking or Wealth customers. Annual Percentage Yield (APY) effective for Offer accounts opened purchased, between to 05/31/2019. 11-month qualifications. be combined with any other consumer deposit offer, except the Portfolio by 2. Wells Fargo $500 offer, available from March 25, 2019 is until May 31, 2019. cannot be reproduced, sold, 03/25/2019 transferred, or traded. 3. The Portfolio by The Wells Fargo program has New a $30 monthly be for earl y wi t hdrawal wi l be i m posed and coul d reduce earni n gs on thi s account. Speci a l Rates are appl i c abl e to the i n i t i a l term of the CD onl y . At maturi t y, the Speci a l Rate CD wi l automati c al l y renew for a term of 6 months, at the i n terest rate and APY i n effect for CDs on renewal date not subj e ct to a Speci al and e APY. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Dollar CD special requires a minimum of $25,000 brought to Wells Fargo from sources outside of Wells Fargo Bank N.A., or its affiliates to earn the advertised APY. Public Funds and service for fee, early which withdrawal can be avoided will when you have one the following in qualifying bank deposit $50,000 Rate or more any automatically combination of qualifying banking, through Wells Fargo APY be imposed and of could reduce qualifying earnings balances: on this $25,000 account. or more Special Rates are linked applicable to the accounts initial (checking, term of savings, the CD CDs, only. FDIC-insured At maturity, IRAs) the or Special CD in will renew for linked a term of 6 brokerage months, (available at the interest rate Wholesale accounts are otherwi not eligible for new this offer. APY not assumes on daily until compounded daily. of interest on CDs is Rate, unl and e in ss credit the any Bank has month noti (including fied you se. mortgage 1, account 2. Due to balances, the money requi rement, accounts may If onl the y interest be Portfolio opened minimum at remains your lo Fargo cal branch. Wel deposit ls Fargo is terminated, reserves the maturity. right bonus to Fees modi interest fy Interest or di may sconti on nue all is reduce the eligible offer savings at any earnings. tim accounts, e without noti discounts ce. Payment Mi Interest nimum or fee new waivers money deposi t requi rement of at services, least based $25, will 000 discontinue is on for thi term: s offer $12 Advisors, applies the falls below a $3,500 balance. rates are variable and LLC) balances 10% of certain mortgages eligible). by Wells relationship the rate and on other products and and revert Rate, unless the less Bank than has notified you otherwise. 1,2. Due interest to the new may money be requirement, accounts may only be semi-annually, opened at your local Wells Fargo reserves the the right term). to modify or terms discontinue the months offer at any time without notice. may Minimum new to mon For terms 12 months (365 days), paid monthly, quarterly, or branch. at maturity (the end of For of 12 or more, interest be onl y and cannot be transferred to another account to qual i f y for any other consumer deposi t offer. If you wi s h to take advantage of another consumer deposi t offer requi r i n g a mi n i m um new money deposi t , you wi l be requi r ed to do so wi t h another new money deposi t as stated i n the offer requi r ements and the Bank’ s then-current applicable rate or fee. For bonus interest rates on time accounts, this change will occur upon renewal. If the Portfolio by Wells Fargo relationship is terminated, the remaining unlinked Wells Fargo Portfolio Checking or Wells Fargo Prime Checking account will be converted to another e Banking or Wealth customers. 2. Annual Percentage Yield (APY) effective for could accounts opened between 03/25/2019 to paid and monthly, annually. fee for early withdrawal be imposed and reduce earnings this account. Special are 05/31/2019. applicable to the initial only cannot be quarterly, transferred to semi-annually, another account to or qualify for any A other consumer deposit offer. If will you is wish to take advantage of another consumer deposit on offer requiring a minimum new Rates money deposit, you will be required to The do so term with another ne checking of qual product ificati CD o or ns. closed. Offer cannot At be maturity, combined with the any other consumer Rate deposit CD offer, except the Portfolio by Wells Fargo $500 for offer, a avai term lable from of March 25, 2019 unti at l May the 31, interest 2019. Offer cannot be and reproduced, purchased, sold, for transferred, or on traded. 3. The Portfol date io by Wel ls Fargo program to has a a $30 monthly the only. Special will automatically renew 6 months, rate APY in effect CDs renewal not subject Special Offer cannot be combined with you any other deposit offer, except the money Portfolio by Wells offer. Fargo $500 offer, assumes available from March 25, 2019 remains until May local 31, 2019. Offer cannot be reproduced, purchased, sold, transferred, or traded. 3. sed © APY. Funds are eligible this APY interest deposit maturity. Interest 2019 qualifications. Wells Bank, reserved. Deposit by consumer Wells Bank, Member Rate, the Bank notified Due to the FDIC. requirement, accounts only nsured be IRAs) opened branch. Wells reserves the labl right to Wel modify servi Public ce Fargo fee, unless whi ch can N.A. be All avoi rights ded and when has you Wholesale have one products of the fol offered lo otherwise. wi accounts ng qual ifying Fargo bal 1,2. ances: $25, N.A. 000 not or more in new qual NMLSR ifying lin ID for ked 399801 bank deposit accounts (checki ng, savings, may CDs, FDIC-i or $50,0 at 00 or your more in any on combi nation of qual ifyin until g l Fargo inked banki ng, brokerage (avai e through ls Fargo iness owner? ers are eligible to receive an additional bonus interest rate on these accounts. service fee, (the which end can the be offer avoided when you have For one of terms the following qualifying balances: $25,000 or more in qualifying may linked deposit accounts (checking, savings, only CDs, and FDIC-insured IRAs) transferred or $50,000 or to more another in any A combination of qualifying or discontinue time notice. deposit requirement of at bank least $25,000 this offer account to at maturity of term). of Minimum 12 paid monthly, semi-annually, or and annually. Advisors, LLC) and any credi other t balances (in the clu at ding any 10% of deposit mortgage without bal offer. ances, certai n mortgages not to el months igible new ). If advantage the money Portfol or io by more, Wel ls another Fargo rel interest ationshi p is terminated, the be bonus in offer terest rate on all el is igi for ble a savi minimum n quarterly, gs accounts, and discounts or cannot fee deposit, waivers be on other you products servi required ces, wil disconti n do ue fee and so revert to qualify for consumer If you wish take of consumer deposit requiring new money will be to with Advisors, LLC) and credit balances (including for 10% a of term mortgage of balances, certain mortgages not interest eligible). If the rate Portfolio and by Wells Fargo in relationship is for terminated, the bonus interest rate date on all eligible savings accounts, and discounts or fee waivers on o te CD will automatically renew 6 months, at the APY effect CDs on renewal not subject to a Special the Bank’ s then-current appl i c abl e rate or fee. For bonus i n terest rates on ti m e accounts, thi s change wi l occur upon renewal . If the Portfol i o by Wel l s Fargo rel a ti o nshi p i s termi n ated, the remai n i n g unl i n ked Wel l s Fargo Portfol i o Checki n g or Wel l s Fargo Pri m e Checki n g account wi l be converted to another another new money deposit as stated in the offer requirements and qualifications. Offer cannot be combined with any other consumer deposit offer, except the Portfolio by Wells Fargo the Bank’s then-current applicable rate or fee. For bonus until interest rates on 2019. time accounts, this change be will reproduced, occur upon renewal. If the Portfolio by transferred, Wells Fargo relationship is terminated, the remaining unlinked Wells Fargo Portfolio Checking or Wells Fa $500 25, 2019 May 31, Offer cannot Minimum purchased, sold, or traded. 3. of The Portfolio by Wells Fargo program has a $30 checking offer, product or available closed. from March t to modify or discontinue the offer at any time without notice. new money deposit requirement at least $25,000 is for this offer checking or closed. monthly product which can be avoided when you have one of the following qualifying balances: $25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, © minimum 2019 Wells service Fargo Bank, N. fee, A. All or ri money ghts $50,000 reserved. Deposi t products in offered by combination Wel will ls Fargo be Bank, N.A of . Member FDIC. to NMLSR ID 399801 uiring a © FDIC-insured new deposit, do with new money deposit as stated the and offer and IRAs) or more any qualifying linked banking, brokerage (available through Wells Fargo Advisors, in LLC) credit requirements balances (including 10% of 2019 Wells Fargo Bank, N.A. All rights reserved. Deposit you products offered required by Wells Fargo Bank, N.A. so Member FDIC. another NMLSR ID 399801 mortgage balances, certain mortgages not eligible). If the Portfolio by Wells Fargo relationship is terminated, the bonus interest rate on all eligible savings accounts, and discounts or y 31, 2019. Offer cannot be reproduced, purchased, sold, transferred, or traded. 3. The Portfolio by Wells Fargo program has a $30 monthly fee waivers on other products and services, will discontinue and revert to the Bank’s then-current applicable rate or fee. For bonus interest rates on time accounts, this change will occur upon renewal. If the Portfolio Fargo relationship the remaining of unlinked Wells Fargo Portfolio Checking or Wells Fargo Prime Checking account will be converted gs, CDs, FDIC-insured IRAs) by or Wells $50,000 or more is in terminated, any combination qualifying linked banking, brokerage (available through Wells Fargo to another checking product or closed. onus interest rate Fargo on all Bank, eligible savings accounts, and discounts or Wells fee waivers on N.A. other products and services, © 2019 Wells N.A. All rights reserved. Deposit products offered by Fargo Bank, Member FDIC. NMLSR ID 399801 will discontinue and revert to p is terminated, the remaining unlinked Wells Fargo Portfolio Checking or Wells Fargo Prime Checking account will be converted to another