January 16, 2019 The Skanner Portland & Seattle Page 3 Honoring Dr. Martin Luther King, Jr. America cont’d from pg 2 Blacks at 46.3 percent; but still lower than its earlier pre-crisis rate of 47.7. Housing also remains troubled for renters as well. According to the National Low-Income Housing Coalition, the nation lacks more than 7 million affordable rent- al homes that affect 43.8 million families. More- over, 11 million families pay more than half of their income on housing and are considered se- verely-cost burdened. As of January 3, over 1,100 HUD contracts with landlords for its Section 8 rental voucher pro- gram expired. By Febru- ary, another 1,000 more contracts are expected to expire. At press time, the stalemated federal government shutdown continued, leaving mil- lions of people uncertain about their lives, or live- lihoods or both. While landlords and HUD fig- ure out the paperwork, 1.2 million families re- lying on this vital rental support program remain at risk. Also caught in partisan bickering of a federal government shutdown are men and women — the military and civil servants — whose ser- vice to the country is deemed so essential that they must continue to work without knowing when another paycheck will arrive. Another 800,000 furloughed fed- eral workers may be at home; but like others af- fected by the shutdown, they too still need to pay their rent or mortgage, honor their financial ob- ligations and take care of children as best they can. When times are tough financially, a range of predatory lenders seize opportunities to tempt those who are hard-pressed for cash with interest rates on loans that would make a bookie blush. When a loan of only a few hundred dollars comes with interest payments that double or triple the cash borrowed, preda- tory lenders are ready to exploit those with few or no financial op- tions. Those who are unpaid or underemployed — those who are working but failing to earn a sal- ary comparable to their education and training, student loan repay- ments can take a finan- cial backseat to hous- ing, utilities, or other daily living needs. At press deadline, the federal shutdown was approaching the 1995 shutdown record of 21 days. In 1967 Dr. King ad- vised his Stanford University audience, “Somewhere we must come to see that social progress never rolls in on the wheels of in- evitability. It comes through the tireless ef- forts and the persistent work of dedicated in- dividuals…. And so, we must help time, and we must realize that the time is always right to do right.” This year, may we all honor Dr. King and do our respective efforts to make America live up to its promise of op- portunity for all. Charlene Crowell is the Center for Responsible Lending’s Communica- tions Deputy Director. She can be reached at Char- lene.crowell@responsi- blelending.org. The Skanner News would like to thank the following sponsors for their support of the 2019 Martin Luther King, Jr. Special Edition Bureau of Environmental Services CARE Oregon City of Portland Procurement Services Constructing Hope Enterprise Holding Home Forward Kaiser Permanente Lilly Multnomah Athletic Club Multnomah County Purchasing NW Natural Oregon Lottery Pacific Power & Light PCRI Portland Community College Portland State University Portland Trail Blazers Prosper Portland Providence TriMet Turner Construction Uber University of Oregon Vancouver Avenue Baptist Church Wells Fargo MLK’s Vision Matters Today for the 43 Million Americans Living in Poverty Joshua F.J. Inwood The Conversation n April 4, 1968, Martin Luther King Jr. was assas- sinated in Memphis, while fighting for a 10-cent wage increase for garbage workers. These efforts by King were part of a broader and more sustained initiative known as the Poor Peo- ple’s Campaign. King was working to broaden the scope of the civil rights move- ment to include poverty and the end of the war in Vietnam. King and his leadership team planned to bring thousands of poor peo- ple to Washington, D.C., where they would camp out on the Na- tional Mall until Congress passed legislation to eradicate poverty. King was convinced that for the civil rights movement to achieve its goals, poverty need- ed to become a central focus of the movement. He believed the poor could lead a movement that would revolutionize society and end poverty. As King noted, “The only real revolutionary, people say, is a man who has nothing to lose. There are millions of poor people in this country who have little, or nothing to lose.” With over 43 million people living in poverty in the United States today, King’s ideas still hold much power. O The Poor People’s Campaign In the last three years of his life and ministry King had grown frustrated with the slow pace of reform and the lack of funding for anti-poverty programs. In 1966, for example, King moved to Chicago and lived in an urban slum to bring attention to the plight of the urban poor in north- ern cities. His experiences in the South had convinced him that elimination of poverty was im- portant to winning the long-term battle for civil and social rights. It was also at this time that King began to think about leading a march to Washington, D.C., to end poverty. King explained the cam- paign saying,: “Then we poor people will move on Washington, determined to stay there until the legislative and executive branches of the govern- ment take serious and adequate action on jobs and income.” King was assassinated before he could lead the campaign. And while the effort continued, the campaign could not meet King’s goals of poverty elimination, uni- versal access to health care and ed- ucation, and a guaranteed income that would keep people out of pov- erty. Why it matters today At a time when millions in the U.S. are poor and disenfranchised, the Poor People’s campaign re- mains as relevant for the U.S. as it was 50 years ago. Consider the ev- idence: At least 1.5 million households in the United States with about 3 million children are surviving on cash incomes of no more than $2 per day. A 2017 United Nations report found infant mortality rates in the U.S. to be the highest in the devel- oped world. Children alone com- prised 32.6 percent of all people in poverty. The World Income Database found that the U.S. has the highest rate of inequality among all West- ern countries. Making this situation worse, many of the welfare and poverty elimination programs have been cut back or eliminated. A recent Washington Post investigation found that extreme poverty has nearly doubled since major wel- fare reform efforts in the 1990s under then-President Bill Clinton. How can King’s ideas help today? At the core of King’s anti-pov- erty message were two key ideas. The first was a guarantee that the federal government would pro- vide every able-bodied American with a job. The second was for the federal government to provide a national basic income that would ensure a minimum concrete sum of money for every American re- gardless of their employment sta- tus. In his 1967 speech at Stanford University, King argued that the time had come to “guarantee an an- nual minimum — and livable — in- come for every American family.” The idea was to ensure every U.S. citizen would be able to live above the poverty line. King was assas- sinated before he could present a fully developed policy proposal. Currently, several Nordic na- tions, most notably Finland, are considering such a proposal. Two economists, Debraj Ray and Kelle Moene have argued that a uni- versal income has the potential to boost GDP and productivity. The premise is that if you give people who currently lack means more money to spend, they will contrib- ute to the economy through in- creased consumption. As Americans ponder the un- finished work of the Poor People’s Campaign, I believe a guaranteed national income is one idea that needs to be examined. Joshua Inwood is associate profes- sor of Geography Senior Research Associate in the Rock Ethics Insti- tute, Pennsylvania State University.