Local News
Harris
Esperanza
go to school.
“She was signed up for classes in Septem-
ber at Mt. Hood Community College,”
Miller said. “Now, it’s been three months
since her murder and we want the investiga-
tors to know people are watching and we
care. No matter what Ivy was doing, she
was a person and a lot of people cared about
her.”
The Navy Criminal Investigative Service,
is an Article 32 hearing. “An article 32
hearing is roughly the equivalent of a grand
jury,” Little told The Skanner News. “The
purpose is to determine if there is enough
evidence to move forward with a court mar-
tial.”
Cosby, 38, has admitted spending the
night with Harris in a hotel but denies he
killed her. Police identified Cosby as a sus-
pect after seeing surveillance camera
footage of him with Harris the
night she disappeared. The
cameras also caught him the
next morning struggling to
carry a heavy suitcase. The
suitcase was investigated for
DNA. Cosby refused to take a
lie detector test.
The Honolulu Medical
Examiner could not identify a
cause of death for Harris, say-
ing her body was too decom-
posed. Her family say she had
just discovered she was preg-
nant.
Hawaii News Now reports
that Cosby is a bomb technician, based in
Japan. He has served since 1998, with
deployments in Iraq and Afghanistan. His
last combat tour was in 2011. Cosby cur-
rently is on the Marine base. He is tem-
porarily assigned to an aircraft unit in
Hawaii.
‘We want to show support to
Ivy’s family and make sure the
military don’t shove this under
the rug. What’s really bad is
that this man is a marine,
someone who is supposed to
protect us’
known as NCIS, took the lead in the inves-
tigation in late June and plans to prosecute
the case through military courts. Chuck Lit-
tle, deputy director of public affairs for the
Marine Corps base in Hawaii, said the
investigation is continuing and Cosby
remains a suspect. Little said the next step
PHOTO FROM THE WHITE HOUSE
continued from page 1
Jazz legend Thara Memory’s Pacific Crest Jazz Orchestra with special
guest Esperanza Spalding performs its annual gala fundraiser Sunday at
the Gerding Theater. “Nothin’ but the Blues” will showcase the talents of
Hailey Niswanger, Andy Stokes and LaRhonda Steele as well as Esperanza
Spalding. The concert is a benefit performance for Memory’s American
Music Program, which takes jazz music into schools and supports youth
musicians. Memory has been teaching students at King School in
Northeast Portland, among others. Thara Memory won a Grammy this
year for his arrangement of City of Roses on Esperanza Spalding’s album
Radio Music Society. “Nothin’ but the Blues” runs 7:30-9:30 p.m., Sunday
Aug. 18, at the Gerding Theater, 128 N.W. 11th Ave. Advance tickets start
at $35 from tickettomato.com
Quiz
continued from page 1
2. Federal law protects consumers from “abusive, decep-
tive and unfair practices.” Which of the following examples
of debt collection are illegal under that law?
A. A collection agent calls you at all hours to recover a
debt, sometimes even at 2 a.m. or 3 a.m.
B. A collection agent calls and says if you don’t pay your
debt you will be arrested and jailed.
C. Without your knowledge or permission, a collection
agent calls your workplace and tells your co-worker she is
collecting a debt from you.
D. You pay your debt installment on time, but it takes a
week for the collection agency to process it. It posts two
days after the due date. The agency charges you a late fee.
E . All of the above
_____________________________________________
Who is in your corner
when it comes to dealing
with financial products
and services?
Do you know your rights?
______________________________________________
your education debt.
B. The Pay as You Earn program allows borrowers to pay
10 percent of whatever they make above the federal pover-
ty line, and then have the balance of their debt forgiven after
10 or 20 years.
C. If you are in default you can rehabilitate your loan by
paying nine consecutive on-time payments, based on your
income. You only need to make a payment that is reason-
able and affordable for your situation.
D. All of the above.
______________________________________________
4. The Consumer Financial Protection Bureau was creat-
ed two years ago. Since then, how much money has it given
back to consumers because of illegal practices?
A. $100 million
B. $175,000
C. $25 million
D. $430 million
______________________________________________
5. You can enter a complaint to the Consumer Financial
Protection Bureau about:
A. Amanda Marshall
B. Robert Stoll
A. Credit reports and debt collectors
B. Mortgages and student loans
C. Overseas money transfers
D. All of the above and any other financial services com-
pany
______________________________________________
A. Sen. Jeff Merkley
D-OR
B. Sen. Maria Cantwell
D-WA
C. Sen. Patty Murray
D-WA
D. Sen. Mark Begich
D-AK
6. How many complaints about financial products or serv-
ices has the Consumer Financial Protection Bureau
received in the last two years?
C. Kenneth Walker
D. Amy Margolis
3. An attorney from Portland is one of 25 people appoint-
ed by President Obama to the Consumer Financial Protec-
tion Bureau advisory Board. Who is it?
A. Amanda Marshall
B. Robert Stoll
C. Kenneth Walker
D. Amy Margolis
______________________________________________
See ANSWERS on page 6
A. 175,000
B. 7,500
C. 90,000
D. 23,000
______________________________________________
7. A college education is one of the most important path-
ways into higher paying jobs. But the economic downturn
has left 1 in 8 student borrowers in default. Which of the
following is an option for student loan borrowers?
A. Spending a year as a Americorps Vista volunteer
allows you to earn a small living allowance and at the end
of your service receive up to $5,500 (in 2013) to pay off
8. Which Senator from the Northwest has championed
consumer financial rights as a member of the Senate Bank-
ing Committee?
A. Sen. Jeff Merkley D-OR
B. Sen. Maria Cantwell D-WA
C. Sen. Patty Murray D-WA
C. Sen. Patty Murray D-WA
____________________________________________
See ANSWERS on page 6
August 14, 2013 The Portland Skanner Page 3