t (Sec. T) Statesman, Satcm, Ore, Sun., M.ir. IS, X
fill ygM ilIUJ LlnnMWI 11(111 Ulif
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...either in Benefits or in Cash Refund .
GREATLY NEEDED FEATURES NEVER BEFORE
UDKD IN 1 "HOSPITALIZATION" POLICY j
tfSXD Tr QUO: uCOSSCi
! '
It Cuinot h cancelled ordis
ccalini'cd byth3 company, even if
ycu bsccms a, "poor risk"
If you contract tn illness that becomes chronic or have an acci
dental injury that i likely to tend you back to the hospital
time after time, you become what insurance men call a "poor
risk." Under tome policies the company can refuse to renew
when your next premium is due. This may leave you without
any, protection whatever, as most companies will not issue
insurance to a poor risk.
Now read this carefully. It Is one of the most revolutionary
features ever incorporated in a low rate accident and health
policy; Policy NC 701 under the laws of your own State
cannot be cancelled or discontinued by the company on any grounds
, whatever except fraud on the part of the applicant! (Cancellation
of course, is automatic when the face amount qf the policy has
been paid in claims or the policy holder has reached age 75.) .
No matter how often you are sick or hurt no matter how
much money you collect no matter how little you have paid in
no matter what the nature of the illness or injury that took
place after your policy was in force the company MUST pay
every loss specified for each sickness or accidental injury cov
ered by the policy until the full face amount of the policy hat
been paid whether it is for $2500.00, 15000.00, or 17500.00.
s Rates cannot bs rased.. ever!
The cost 'of NC 701 depends upon your present age. The younger
you are the smaller the premiums you pay and the larger the
amounts available in face values. And the rate or premium you
pay at your present age can never be raited! Even if you insure a
baby at the age of three months, the low, low infant rate will
never be raised when he reaches manhood or old age. If you
tart at the low rate for your present age, your rate in years
to come will always be the same.
AC
$3
kit accumulates "cash value"
for you or your heirs
Under most hospitalization and medical expense policies, you get
paid only if you get sick or are injured. You may pay premiums for
twenty years or forty years or longer without having a claim then
for some reason drop your policy. The ordinary policy has bo Value
whatever you don't get a penny of refund for the money you have
paid in and never used. Under these same circumstances the NC 704
Policy accumulates whst insurance men call "cash value." If you
drop your policy the company pays you the accumulated cash value
in amounts which are plainly printed in your policy. If you die, the
cash value is paid to your heirs or your estate.
Benefits nsver can ba reduced
la many hospitalization policies the benefits are reduced when you
reach age 65 even though you may have paid in for years and
never had a claim. The benefits under the new NC 701 never can
be reduced. Under the laws of your own State, the company can
not put "riders" on a policy already in force to exclude certain
Ulnesses or to reduce benefits. Your NC 701 remains in force
unchanged to age 75 or until the face amount of your benefit
coverage is used up.
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Ycu receive tlic full face value
of yepr policy in benefits cr refund!
Yes, you must receive face value of the policy either in benefits paid,
as specified in the policy when you are sick or hurt, or in cash at
' maturity if you stay well With ordinary health snd accident policies
the person who stays well never collects a penny. But under the
legally binding terms of the NC 701 and by keeping your policy in
force you must collect the full ca$h value of your policy! At the age of
75 a $5000.00 policy against which no claims have been made pays
you $5000.00 in cash to provide funds for the care you may need
after that. If claims for illness have been paid during the life of the
policy, only a percentage of the amounts paid is deducted snd you
still receive in cash the remaining cash value which is clearly printed
in the policy. ,
vSDuGO Cm 1M C?(IIiXKiuOECl OGEE
a All five of the costs of sickesss
cr accidental injury are covered
This amazing "hospitalization" policy pays up to $7500.00 for
women and up to $5000.00 for men for five different costs of
illness or injury listed below. It includes; rrr.mJ...m
1. PAYMENTS FOR HOSPITAL ROOM AND BOARD (indud
ing general nursing care) at the rate of $8.00 a day for an
unlimited time for illness, for two full years of injury up to the
full face value of the policy. .
DOCTOR BILLS. Payments at specified daily ratee for medical
treatments by your own doctor whether you are in the
hospital or at home or even for your visits to him in his
office. Payments begin with third visit snd continue until you
. are weU or for two years for injuries or until the entire face
value of the policy is paid. : '
3s SURGEON'S FEES. Payments for surgeon's fees of specified
amounts for almost every kind of operation ever; performed
(except face lifting, tooth extraction or other "cosmetic" or
oral surgery). After policy is in force for ten months an addi-
tional allowance of up to $80.00 is made for childbirth, or any
complications of a pregnancy occurring 30 days or more after
date of policy.
3a HOSPITAL EXTRAS. Payments of specified amounts are pro
rvided for operating room, anesthetics, electrocardiograms,.'
blood tests, metabolism tests, X-rays, (teeth excepted) blood
transfusions, oxygen, iron lung, and ambulance service.
Ca MEDICINES. You can also be paid up to $50.00 for medicines,
drugs, or dressings prescribed by your doctor whether you
are in or out of the hospital. '
AU of the above payments apply for each separate sickness or acci
dent or for costs arising out of a recurrence of the same sickness
ninety days or more after you were discharged by your physician.
The exact amounts available are clearly printed in your policy in
large type and the only limit on the total amount you can collect is
the face value of the policy ranging from $3000.00 to $7500.00 for
women and $2500.00 to $5000.00 for men. Exceptions and limitations
are all clearly stated In the policies.
1
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St.
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THIS lOLICY-NC 701-18 OFFERED ONLY BY BANKERS UFB CASUALTY COMPANY
The few exceptions such as mental illness, acts of wsr, simple rest cures, etc., are clearly stated in the policy. Hernia, heart disease,"
tuberculosis, tonsilectomy, etc., are covered only when occurring six months after issuance of the policy. Benefits for most illnesses
begin 30 days after date of policj; benefits for accidental injury begin from first day. Policy NC 701 is not yet available in all states.
CAN BE TAKEN OUT BY SELF-SUPPORTING MEN OR WOMEN
UP TO ACE 45 -Parents also can take out NC 701 for a child at
any age from three months up. When he finishes school and starts
to work, be can take over his own policy and continue it at the
same low infant rate. NC 701 is not available to unemployed adults,
and does not extend to losses covered by Workman's Compensa
tion or Occupational Disease laws. . '
REMAINS IM FORCE TO ACI 75 NC 701 covers you without
change of rate or benefits until you reach the age of 75 or until the
full amount of the face value of the policy has been paid. If you
die before the age of 75, your heirs are paid the residual accumu
lated cash value, as provided in the policy.
' . i i
i 1.4; -T i I Sn. I
- "And John says that if he stays well, "
he will get $5000.00 back!" .. ,
AND THAT IS ONLY ONE OF THE SIX UN
USUAL FEATURES NEVER DEFORE OFFERED
THE AMERICAN PUDLIC AT SUCH LOW RATES
Bankers Life & Casualty Company again dares to challenge the entire Insurance
Industry by offering the public a sickness and accident policy so different that
everyone who sees this page will want to read every detail of every outstanding
feature right down to the fine print. Tear it out take it home read it tonight
carefully, thoughtfully, fully. Then mail the coupon for details of the benefits and
the costs that apply at your present age. No charge no obligation to buy. But you
must at least know about the unusual protection that is now,available to you.
A Cash Refund for Staying Well! No matter
what you may have learned about "Hospital
ization" insurance in the past, you can forget
it now. An entirely new kind of protection is
now available to every man and woman in
good health who works for a living and for
the children of these people. Protection can
start as early as three months of age and cover
you continuously until your 75th birthday, or
until every cent of the face value of the policy
has been paid to you whether you are sick
or well Think- of that you even get a return
of cash for staying well!
Offered ONLY by Bankers Life I Casualty
Company This remarkable new policy
NC 701 is not issued by any company in the
world except Bankers life & Casualty Com
pany, an old Line legal reserve stock company
that operates under the local laws of each State
in which it haa offices. Policy NC 701 is quali
fied under these state laws.
Guaranteed Renewable Only You Can
Cancef Almost all accident and health policies
provide that the company may cancel the pol
icy on any premium payment date and this is
often done when the policyholder has suffered
an illness or accident that may lead to frequent
further claims. At the very time when you may
need protection most it can be taken away
from you. Under the terms of the NC 701 Policy
only you can cancel. As long as you pay your
premiums the policy remains in force until the
full face value has been paid to you.
Continuous,- Uninterrupted Protection
The conquering of desdly disease; the longer
life span of our people; and the need for con
tinuous, uninterrupted protection to peater
age has made obsolete the hospitalization poli
cies based on statistics of even a decade ago.
Read, now, the provisions of the policy made
possible by the actuarial figures based on the
vital statistics of today the policy that many
insurance agents say is 10 years ahead of its time.
Rates for Your Present Ago . . . Free
Send your name and birthdate so we can supply
you with complete details showing the amount
of coverage available at your age and exactly
what it will cost per month or per year. Thet
is no obligation and no charge whatsoever for
this information.
An Old-Line Legal Reserve Stock Company
OFFERING LIFE INSURANCE; AND BBOAD COVERAGE ACCIDENT AND HEALTH POLICIES,
BOTH GUARANTEED RENEWABLE AND RENEWABLE AT OPTION Or THE COMPANY
BANKERS LIFE & CASUALTY CO.
m mi eeisst
e m i e a e e ser,
in
MAIL THIS TREE IIIFOnT.lATIOrr COUPON
THIS IS NOT AN APPLICATION FOR INSURANCE. IT IS MERELY YOUR
REQUEST FOR FREE INFORMATION ON THE NEW NC 701, POLICY
GUARANTEED RENEWABLE TO AGE 75. IN RECEIVING THIS INFOR
MATION YOU ARE NOT UNDER THE SLIGHTEST OBLIGATION TO BUY
CI. I. 4 CCO.
BANKERS UFt A CASUALTY CO.
I 4444 W. Uwitece Ave jj(.3U
' Chlct 90, Rllsels '
I CenUMMBt Pbaat supply me with Informa-
IUoa tatae and benefit available to s ;
erwMi tt my at uaUr the provwion tt ,
your aw policy NC 701, which it GUAR-
IANTEED RENEWABLE TO AGE 75. It
cltariy understood tkat I do not place
- - ylf under the slightest ohJifatlon by re
I auMtinf this information and that there h
I bo chart 'or thi inform tioa now er at any
MR, MRS. or MISS..
e
ADDRESS.,
CITY.,
lOftfsr-
.STATE.,
I
I wos bem la rfce vewr.
HOMI OFFICII CHICAGO 30, m.