National Thrift Week Is Sponsored by the Y. M. C. A., With Oilier Organizations Cooperating, ftfaking Up a Gigantic Endeavor-.
. V There Are 46,762,240 Persons in the United States With Savings Accounts Amounting to the Vast Sum of $24,696,192,000
SECTION TWO
PAGES I TO 8
THRIFT WEEK
JANUARY 1 7-23
t WAY BETTER THAN LAST YEAR
SALEM, OREGON, TUESDAY MORNING, JANUARY 17, 1928
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oxr'xrT'XT'rv q vtt mtti yf.ar.
1
i
1
1
oil
NEED IN THIS CITY
- i ii
11 HORI
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1
Construction of Such Build-
ing Would Be Real Thrift
Program Here
Thrifty American Shows
English Friend Methods
Thrift Not Only Means Saving of Money; But the Wise
Spending of Monev, Time and Effort To Do
the Most Good To All
"H'it was a blawsted H'amerl-' that bring such extravagant re-
"I believe that a civic auditor
ium In Salem would be one of the
thriftiest things the city could
adopt," Bays Hon. V. f. lysnop.
former state senator, city mayor,
andelways a civic leader.
"Thrift doesn't mean to hoard
your money in the bank or in an
old sock or on your person as a
temptation to the foopad to bump
you off at night. It isn't thrift
to get one's throat cut for one's
savings: a man is worth so much
more alive and working than dead
and unable to enjoy the floweTs
they send him. A man ought to
work, and make his money, wliich
is that much of his life that he
l.ns lived and has not yet spent,
work along with him. One can't
i,.. thriftv and merely hoard
money.
"What's that go to do with au
jlitoriums: A 101. :iauy inc..
l ave made money in Salem. The'r
fVnilies and their businesses are
beyond want. Their money was
made and grew up here. It ought
to work. Just as its owners work.
can who did it." said a traveler
commenting on an unprecedented
usurpation of authority in driving
down a dangerous spike that tor
clothes an menaced shins In the
gangplank of a ship In an Europe
an port.
"Yes . a there for years.
turns In comfort for their little
cost. Thrift your money's worth.
Another Salemite has needed
glasses. 'I ain't going to be an
old man," he stubbornly said. "I'm
going to be young and not wear
glasses." Well, he didn't wear
them, but he moped around like
and we kiw it; but we 'ad ourltne can wnen me ooys weu we
-..!. o novor rinnp it. E paper sack over us neaa. lie naa
come along, seen the spike, and
blime, he got a bloomink "ammer
and drove h'lt h'in!"
That was an European tribute
to the thrifty genius of America
that takes the short cuts toward
doine thintrs that ought to be
done.
It ought to be true, even if It is
vastly uncharacteristic of all
America. Thrift tells a man when
to work, when to buy, when to
sell. . Avarice and ignorance and
laziness put in their oar, and many
a perfectly good thrifty plan goes
galley west and crooked, with ev
erybody knowing better all the
time but nobody doing anything
about it.
headaches that made him hate
even himself which was perhaps
a just retribution, for he earned
all the hate he got. He said he
was a kid, or a colt, but he wasn't
he was an old buck who could
n't see well or be comfortable to
have around. One always enjoyed
seeing him wabble away; he might
never come back!
And then, thrift took him by
the scruff of the neck, shook his
liver loose, made his heels rattle
on bis wishbone, and said to him:
"You get those glasses now!
Can't fool anybody you need 'em.
Get the m n o w !
He got them. Now he can see.
His headaches and his family's
injtji..- A- Ca am man ucm laiuis uuu uw vnu uai mi
has been having an ingrowing toe-! shins are all simultaneously gone
... . . 1 1 a a n'nti Vila r t o oCoa A Tint molro
nail that made him a cross, cranKy"c -.
How could it work better than in.t.ripple. He didnVkiek the family hlm ld- but young. Neighbors
returning to the community some
service "of a public nature no
charitv. but a decent, grateful.
irmir-honHofl investment for the
public good? Like a big auditor
ium! That would be real thrift. It
would give Salem a place to hold
great political and public meet
ings of the character that ought
to be held In the state capital.
There is no adequate place for big
conventions, city or county or
Mate or national, that could be
held here if we had a place. It
isn't quite np to the average small
taxpayer to provide such a place:
it ought to be the duty and the
privilege of that to whom the
'(immunity has been most kind,
to provide such a place.
"No. I don't mean for these
men to buy long-titme bonds, to
l?o repaid. I mean as a gift for
tlio hall itself, like Carnegie gave
bis libraries: then the city could
finance the upkeep. There is
rnough surplus money in Salem
to finance this deal, without mak
ing a ripple In finance, without a
wrinkle of anxiety or a quiver of
actual financial pain.
"It would be thrift for those
who can afford it, to make such
a gesture or tbankiuiness
towards, the community that has
given them so much. Thrift means
petting value received; there isn't
a man in Salem able to get In on
such a deal, who wouldn't thrive
mightily In buying and earning
the public regard and his own ap
proval, by chipping in.
"Let's thrift-lze a public audi-
A have a place where
we can all'meet at one time and
enjoy ourselves"
i . . . . i - .
cat, because it might hurt theme to me nouse, wno usea io
sore toe. but he did other things; sneak by as if it read "Small Pox"
that only cross men do. He hoi- or Biting uog.
lered about that sore toe, like it
was the national debt; and instead
Thrift! Not hoarding his mon
ey, but spending it for a good pur
of settling it. as Coolidce has been! pose. Fifteen dollars worth of
paying the debt, he just let it run. I glasses has bought the family a
Then one day, his wife got hini hundred dollars worth of comfort
a pan of hot water, and said, "Now' But in the bank the money would
you soak that quarrelsome foot, have paid only 4 per cent
and don't you Bay another word
unttl you've trimmed that nail so
it doesn't hurt. Not another word
you fix that toe!"
He fixed it. It felt like a mil
lion dollars. He smiled, he laugh
ed, be brought the family a box
of candy; he made friends with
the ca:. that at first wouldn't trust
him as his family did and today
he's talking for running for office
because he feels so good toward
everybody.
That's thrift making one's self
comfortable enough to be decent.
Not running the family into debt
by some wanton extravagance, but
just doing the easy, decent things
Those two Salem men are enor
mcusly typical of the America that
thinks of thrift only in terms of
saving money or time, until the
truth gets nnder their skin that
thrift is really the wise investment
of time or money or effort.
Of course, they had to be thrifty
enough to work, and to raise the
price of the corn-razor and the
glasses. But the real thrift came
in wise spending.
Maybe you have a pet peril
that you like to nurse and coax
and be scared about? You? Be
thrifty enough to see if it isn't
fraud that ought to be thrown out
into the alley.
PERSON PUG
T
HIT OBTAINS 1
HAPPINESS AND
SUCCESS ALLIED
Man's success and happiness
are so closely related to each
other that it Is hard to think of a
person Dossessing one without the
other. "We think the man who isTgjfisb, people who save their mon-
L cnrkafiii mutt be happy, and
that the man who Is
a nappy rausi bo sutcttsaiui. ,
The term Success means money
to the man who cannot be happy
unless he has the good things of
hio world. It means quite an
other thing to the man who Is sat
isfied with fewer of the worldly
th'nes but depends for his happi
thinrs of the spirit and
lives a life of service.
Thus we see at the outset that
because of our individuality, we
do not and cannot aU ubo the
Fame definition or "yard stick" In
determining whether we are suc
cessful or not.
The Lord's word to Joshua in
the eighth verse of the first chap
ter of the book of Joshua conta'ns
a spiritual message that we can
not ignore in defining success. He
paid to Joshua, "This book of the
law shall not depart out of thy
mouth: but thou shalt meditate
therein: for then thou shalt make
thy way prosperous and then thou
shalt have rood success." Just
what is meant by "good success
is for you and mo to determine.
There is one thing, however, on
which I am sure we can all agree.
We must all have enough of this
world's goods to keep the stalking
specter of worry from our door-sieps.
Who gains by Thrift Week and
what it implies?
A very devout man who was
asked to join in the Thrift Week
campaign, by speaking for thrift
as a spiritual uplift, said, in ef
feet:
"It Beems to me largely .a .bank
ing move, to get everybody to save
more money to put into more
banks so they will have more to
loan. No, I believe I can't Join.
And yet thrift built the church
where devoutly he helps spread
the "doctrine of the Master who
saved broken lives, who gathered
up all the crumbs at the table lest
any food be lost. The thrift of un-
PROMISES TO PAY
ey for this purpose, keeps the
church going. Thrift pays his
church benevolences the minis
terial salary, retiring fund, the
poor, fund, hospitalization, Christ
mas cheer for the out-of-lucks, ev
erything that the church does or
even thinks.
Thrift might indeed put some
money into banks; but again, it
will take cheap money out of the
bank and invest It in industries
that pay wages and keep men and
women and children alive. It is
no more a banker's affair than it
Is a doctor's, or a farmer's; it does
not necessarily connote saving
money any more than it connotes
saving wood or coal or shoe-leath
er, or paper scraps for the junk
man, or frazzled nerves for the
housewife, or rheumatism for the"
laborer.
Bless you, it's all thrift to stop
wanton waste and turn resources
into assets. Thrift has decreed
that the big employing industries
shall put up machine guards to
make their factories safe; the
death and cripple rate has dropped
amazingly since life-thrift laws
came into being. Thrift says that
Salem should buy a lot more fire-
fighting machinery, the most ex
The estimate was recently made
that If all the pledges ever made
to the Jfjrst Methodist church of
Salem could now be paid in full
there would be cash to build the
1150,000 new church and com
munity center plant that the or
ganization needs, and perhaps to
endow it so that it would support
Itself.
This would doubtless be true of
almost every church in Salem, or
anywhere else, according to its age
and 'membership. It means that
so manylo not pay their bills
promptly and -far too many not
at all.
There is an old adage. "Two kins
of payment are ruinous to good
business payment in advance
that cannot insure proper service
and never paying." Paying "pig
in-a-poke" fashion, buying things
that one does not know, on which
one cannot force a guarantee or
proper service, is certainly not
thrift. It violates every principle
of thrifty money's-worth buying
This argument might of course be
carried to a destructively logical
National Thrift Week
National Thrift Week is a movement based on the
fact that Thrift Is an Important factor pointing toward
the attainment of success and happiness. It is a move
ment which aims to teach the principles of Thrift to
every man, woman and child in every community all
over the United States. This campaign on behalf of
a more thrifty nation is fostered by the Y. M. C. A.
and endorsed by forty-seven of leading civic, indus
trial, educational and religious organizations of the
country. .
National'Thrift Week has an historical background
of significance. It always begins on January 17 the
birthday of our great American apostle of thrift, Ben
jamin Franklin. Each of the days which follow are
devoted to some specific thrifty enterprise.
Miracle of Honest Habit
Witness in Buying Home
Thrift Is Big Game and One Needs Training To Play It
Clean and Hard; Idle Money No More
Thrift Than Idle Men
(An Interview with D. W. Eyre,
President "United States National
,Bank)
"He showed me his account
book where he had bought a
home, and had paid for it in in
stallments. The payments ran
over a period of years, with al
most monotonous regularity the
first of every month, a new entry
of exactly the contract price.
"I said 'monotonous," but it
it, but if it's in a thrifty way. get
ting value received, in property, in
service. In community or humane
uplift, he Is a good risk.
"Thrift gets to be a game, like
solitaire, or golf, or any other
game. It gets to be a habit to try
to beat Old Man Extravagance,
Old Man Ignorance. In buying
worth while bargains from the
counter of business. It Is thrift to
get a better school than one had
COLLEGE GRADUATE
REAL LABOR
Systematic Work and Thrift
Enables Him To Con
tinue With Studies
wasn't really that. It was more1 expected for the tax money; it is
of a miracle; the miracle or aimrut to add a little more paving
Proclamation
January 17th, 1928, will mark the two hundred and
wenty-second anniversary of the birth of Benjamin Frank-
in, who in his private life arid his public activities consis-
ently practiced and advocated the principles of frugality,
bresight and self-control. It is a fitting tribute to his
memory that we should, during the week following his
birthday, give particular thought and attention to the pre
cepts and policies which guided him in his personal achieve
ments and in his devoted and statesmanlike services to our
country.
Civilized mankind is distinguished from primitive
savagery by a willingness to exercise present self-denial in
order to insure future self-development and self-respect.
ndustry and pride of possession have, throughout history,
been powerfully conducive to the welfare of the individual
and the advancement of society.
At this time when the pressure of population is be
ginning to make inroads upon the traditional abundance of
our natural resources, it is desirable that we should pause
to give thought to the uses of thrift, which go far beyond
he saving of money. Thrift implies a wise and constructive
employment of all possessions, both private and public, in
order that they may yield the largest and most desirable
returns. New aspects of the importance of personal and
public thrift appear daily, and we have abundant evidence
of waste and disaster which might have been averted by
intelligent foresight and careful planning.
Now, Therefore, I, I. L. Patterson, Governor of Ore
gon, do hereby preclaim that week of January 17th to 23rd,
1928, as "Thrift Week," and urge that during this period
our schools, churches, and all other civic and educational
agencies give consideration to the importance of the thrift
fyl husbandry of private possessions and the careful con
servation of public resources.
In Testimony Whereof I have hereunto set my
hand and caused the Seal of the State of Oregon
to be hereto affixed this 9th day of January,
A. D. 1928.
I. L. PATTERSON,
habit of honesty and faithfulness
that will let nothing stop its or
derly course.
"What did the bank do when he
talked over a loan to set him up
in business? What do you sup
pose It would do? What do you
o when the spring comes do
you say 'Naw, there ain't goin' to
be no crops this year I won't
plant a danged seed, won't drive
a single cow tp pasture, won't set
a single egg?' You do nothing of
the sort; you say, 'aha, here's an
other spring! "There have always
been springs, and after them
omes seed time and harvest and
something to eat for the winter
that Is sure to follow! Me, I'll
plant a bigger crop than ever; for
he coming of the seasons simply
can't fail they always come!'
"That's what the bank did.
That's what all banks do, all the
ime. They're looking for men;
Governor.
SAM KOZER
Secretary of State.
Health One Essential
Thrift Qualification
Good Hobby May Often Be" Used With Beneficial Results
Proper Course To See; Physician and Follow
His Advice At All Times
Health Is Thrift.
The average life span today is
about 58 years, and it is raising
with astonishing rapidity. Fewer
people are victims of infantile dis
eases; fewer die of the old-time
enidemic8: industrial accidents
are reduced by factory laws con
cerning safe- working conditions;
hazardous occupations are made
inocuous by science: and people
laugh more and live longer there
for. It's going to be more of an
old people's world than the an
cients ever dreamed young
conclusion, ana ..up ou-.u. ,e Q defy the grime reaper
together; for it would ruin credits Hye Qn towards the century
ana muruer counacucc, uai
would be as unthrifty as could be
imagined.
But never paying is theft and
betrayal of confidence and prac
tically every sneak-thief sin that
can be rolled Into one ruinous
package. The "Pay-Bills-Prompt-
ly" day in the Thrift Week cam
paign was planned to correct some
of this evil. "Many bills are passed
over through sheer forgetfulness
But it is the debtors who so con
veniently and comfortably forget;
it Is not the creditors who wait
anxiously for the money or. eyen
more for the proof that their faith
in their debtors whom they have
favored, la not misplaced.
. No one wants to believe that he
pensive because the best machine' has been trusting a snake, a
to he had. to save against the peril, skunk, a renegade, a forgetter, an
of fire. Thrift says to bnild
churches, gymnasiums and parks
instead of encouraging saloons and;
brothels to grow; not to save mon
ey In the bank, but to spend It for
better cities and better people.
Money for parka, gyms, churches,
schools, the splendid Salem band
concerts, isn't bank moneyr but
it's the hixhest form of thrift. In
that . it buva , flomethiajr worth
lngrate. No one really beneves
that the man whom he has fav
ored and who still owes him, really
forgets the bill. The creditor
might be able, and even glad, to
carrr the account longer: bat it
is like blood poison to feel that a
debtor Is wilfuUy avoiding pay
ment or acknowledgment. One
gets to hate the very, sight or nam.
mark.
But there are for too many sick
and infirm. Too many worry
themselves and their families and
friends into the grave. Too many
train their own nerves to kick
them In the Blats or tramp on
their corns or gouge them in the
eye, for the sake of being Invalids
and getting a little notoriety. If
Hickman the murderer has any
streak of insanity, it must be the
uncurbed desire for notoriety that
led him into horrible crime; not
all, perhaps, with the thought of
his being arrested and hanged in
public, but for the self-approval of
being a criminal mat me ponce
eouldnt catch.
It's all the same spirit with the
invalid that imposes on others
wtth Btorlpn of "operations" and
aches and pains, tormenting him-j
self with the imaginary pains un-
til he becomes a pest. It Isn't al-i
ways "He;" the mania for self
pity and self-imposed ill-health is
common gender, "
One might be a fool to say off
hand that there are no broken
'egs, hardened arteries." sightless
eyes: certainly mese nay pea w
on the road that used to be an Im
passible mudhole. Idle money is
no more thrift than Idle men
standing around waiting for, but
too cowardly or too laiy Jo ask
for, or aceept a Job. Thrif(TIs the
game of getting value received
out of every thing one does; the
charity of helping a brother, or of
encouraging a worthy business
that needs a lift, setting of a new
mark -of efficiency of any kind.
Can I do It? Have I the stamina
to do more and better and more
honest and helpful business than
I did last year? Can I make my
community better? Can I help
my church or lodge or street or
state to be a bit more prosper
ous in any way?
"That is the game of thrift. One
has to train for if, as one trains
for football, gold. ring, 'rassle or
anything else. One has to note
and live up to vital factors of reg-
not for million-dollar deposits, ularity. of enough exercise to earn
from gamblers or freaks who may
go"broke or go crazy any minute.
but for the business, however big
or little, of the men who are
steadily on the Job.. The thrifty
men, who save their own time and
energy by being on time with their
promises: who provide for their
bills, and whose word is good un
der whatever conditions. One
doesn't need a lot of cash In hand
to be thrifty enough to attract a
banker's attention: he may be
spending it aU as fast as he gets
a win. I lie young man wno nail
paid his house bill so regularly,
was only typical of thrift; the stu
dent who tries to earn his grades,
without a dollar to spend, is like
wise important in the eyes of the
bank or any other honest Judge.
He's playing the game, clean and
hard; and he can be Old Man
Thrift and all his family without
having a million in the bank.
"For thrift is not banking
alone; it is always the man hlm-.-,elf."
CHURCHES BUILT
MOSTLY BY THHIFT
FIFTEEN GROWS
II
CO PE IT N WORK
of the "forgetter" whom be be- facts and not as phantasms. Bat
Uevea does not forget, most people could be health'er and
more comfortable to friends and
neighbors, and to themselves
than they are. The grouch who
could stop his grouching that
ruins the family comfort and
drives the kids out into the street
may be no less of a criminal than
Hickman who said that bis victim
died of fright.
The doctor can tell you most of
the things that are wrong. A good
book of jokes may help on th
things that the doctor can not Bee
with physical eyes. A good hobby
old collecting stamps, guns, plants
flowers, reading up on Africa, th
study of snakes Roosevelt was
one of the greatest snake author!
ties in the world, and one great
engineer loved him for Just and
only that, because it was the en-j
gineer's hobby oh, anything can
be made a hobby. It's good medl-J
cine; onlt, that one doesn't want
to keep lti by the barrel-ful or the
hayrack load, standing around in
other people's way and being
worse than the old grouch. ....
Here's about the proper course
for the thrifty health that makes
lives sweet and long:
See the doctor; one, a dozen
times; the best doctor you can
get.
Do what he tells you. Do it.
and believe in it.
Keep doing It.
Think Just how you impress
others; try yourself on the dog.
in the mirror, in the microphone.
A pheasant voice, a pleasant look,
a decent attire, help a lot.
Pick a hobby that can interest
others besides yourself. The
mere crank hobby la only another
idocy, not a saving grace the
lone' wolf! who insists oq howling
alone Is everybody's prey.
Be thrifty of other people's
nerves, as well" is your own.
Hearth; ts thrift. .' '
Thrift built the splendid old
First Methodist Church of Salem,
rated as one of the most imposing
buildings of its kind in America,
in a time when men worked for a
dollar a day and sugar cost up to
15 cents a pound.
But the money wasn't wasted.
if it did cost a tremendous heart
breaking sum. It was invested in
a better community, in better
laws, better schools, safer Invest
ments, the industries of today.
It could have been spent for
booze, or for gambling, or for
any vice or foible or gim-crack
that a community could buy.
Doubtless the men who did not
help buy the church, said to those
who did, "Hey, you fellers, what
do you get out of saving for a
thing like that? Why don t you
have a good time with your money
like we do? What's the use or
saving Just to give it away and
get nothing for it? If you ain't
a-going to spend it like we do,
why don't you save it? You ain't
got the first idear of thrift!"
A few years ago a Turkish giant
wrestler came to America, where
he fairly wrecked and all but
hntrhorpd everv wrestler who
dared meet him. He was so
thrifty that he he put all his win
nings into gold coins, that he car
ried in a belt around his waist.
Going home, one of the richest
men of Turkey, the ship was
wrecked. The boats failed, the
men had to go overboard. The
giant wrestler, so thrifty that he
couldn't trust banks or anything
but himself, was so loaded with
gold that he sank like a lump of
lead; perhaps he's going yet, he
was so heavy. He lost his own
life, and all the money he had
hoarded for his family.
Thrift is not hoarding money:
it may be ppending it to the last
cent. Thrift means a proper bal
ance between income and outgo;
a proper balance between cost and
worth. Buying a Junk car for ten
dollars may be Idlocj; buying a
good one for a thousand may be
real thrift if one needs that class
of car. Neglecting rooa ana
health and clothing in order to
save money, and be spend-thrlfty
where spending enough to keep
the body strong and well Is su
premest thrift.
Frazzling Jhe nerves to get an
education, or to save a little cash
in store or home or anywhere, is
terribly wasteful. It Is the falsest
kind of economy. -Russia has
nought $11,000,000 worth of
Fordson tractors, to replace the
vomen and the dogs and the men
who have heretofore drawn the
plows fa Russian field, Eleven
millions looks. Ilka a lot of moBer
Fifteen local organizations
service clubs, business associa
tions, good-citizenship groups
have joined in the 19 28 Thrift
Week campaign. The Salem Y. M.
C. A., as it has done for the past
seven years, is the speaking spon
sor, the errand-boy to carry the
message to every door and every
consciousness; but of course the
others really do much of the work.
If there is and praise for any
body, give it to the other fellow,
who Joined because he wanted to
help; the Y, having this as a mor
al duty, does what it has always
pledged itself in Its own conscious
ness to do and duty may not
claim too large a share of praise.
But since the work Is being done,
and somebody ought to be named,
name the loyal goodfellows who
have helped to get the message
across in this Thrift special.
Thrift is not so much a mat
ter of exact procedure, like a
chemical reaction or a mathemat
ical proposition; it is an atmos
phere, a condition of mind and
heart. If this Thrift special can
help any one to realize that all
civilization is built on another's
thrift on what the pioneer has
conquered and saved and devel
ooed and that today owes the
future a debt that nothing but
thrifty service can possibly pay, it
will have gained its objective.
This doesn't tell any man precise
ly how to be thrifty, as one would
tell the pared road to Portland;
I but it tries to create the atmos
phere of saving helpfulness, of
obligation that will cheerfully save
and build where inclination might
waste and leaf on the job.
The Statesman has cooperated
loyally in taking' this message to
the public. The Y. M. C. A. hopes
that the reading public will enjoy
what is offered in the spirit in
which it is given, and that the
thrift that last year built $3,000,-
000 worth of new buildings, in
Salem, and promises this year to
go even higher, and that Is hitting
snch a tremendons stride la build
ing better chnrch.es, schools,
parks, everything else that makes
life good, will seem attractive
enough In this newspaper special
section to make an eternal friend
ship for the thrift that saves to
give and grow.
It is a more or less prevalent
custom among certain self-made
critics, to say that the average col
lege graduate comes out into the
world with not a glimmer of an
idea as to useful work, and no
more of a glimmer of the obliga
tion he owes to Humanity to do it.
Here Is a little thrift story of
one Willamette graduate, a Salem
high school boy, who has grown A
up right here in town.
I Working his way through high
sphool and college, by cannery
or sawmill in summer and carry
ing a raper route i in winter, he
finished Willamettp without ow
ing a dollar. There was no white
collar Job clamoring for his col
legiate diploma, the summer after
he graduated; so he and another
young college boy took a Job on
the highway. They wheeled "hot
stuff" cm one of the state high
ways; a hard Job, so that most of
the men quit because they couldn't
stand it big, work-trained men,
the kind who say that "College
ain't worth a dam It takes us
feller to do the work of the world
while them shirkers loaf." The
two collegians did their work so
well that they got a bonus pr'ce:
and then, the others who hadn't
been scared off by the hard Job.
quit because the boss was "favor
in?" the collegians.
The graduate got a whiter-collar
Job. that fall, teaching as he
had prepared to do. He saving
his money. Next summer, he had
enough cash to finance a house;
ind he had gained enough skill In
the high school manual traiulifg
department to get carpenter's
wages on his own job. The next
year, he did the same thing, with
a bigger house, selling the first
with enough down payment to
help finance the second.
With enough money saved each
year from Heaehing, to finance his
living and' the two buildings, hi
rold the two on contract, with
monthly payments that are easy
for the buyer and safe for him.
With this, money assured his two
years' teaching saving, his two
summers' carpenter work, and b's
owner's profits he Is now financ
ing his master's degree in one of
ihe great universites of America.
He never owned a car! Couldn't
afford if!
But at the big university, he
had the money to buy a hundred
dollars worth of grand opera and
oratorio and orchestra tickets, the
big things that one never sees in
the little towns. Big, world-fa
mous productions, that thrill the
soul, that captivate the imagina
tion. His master's degree comes"'"
with enough fine things that the
"poor" man couldn't afford, to
make the two postgraduate years
a lifelong pleasure, besides what
they bring in ability and training
for a worth-while career.
"I couldn't afford a car," he
says. "Needed the other things. ,
Anybody can buy a car, or borrow
it or even steal it. I'll have a car,
of course, when I get ont of the
university; every man should have
one, or two. But I needed my
money for a more important pres
ent use, and so I saved it. It Is,
buying for me the same kind of
education that almost any young
man can have. The fellows on ;
the highway and in the sawmill
used to say they never had a
chance. A mn who says he has
no chance, says of himself, "I am
a root, a toaier, a ner, ana i a
rather lie out of work than do it
for what it would poy.' ' "
One can save for a worthy par
pose, and still keep human.
GIGANTIC WORK
IN THRIFT WEEK
National Thrift week is spon
sored by the Y. M. C. A. Natural
ly enough, the local associations
spread throughout every state of
the Union, are leaders in the
work. Today, it is true that many
other organizations co-operate. In
some instances, the Chamber of
Commerce, the Realtors, or other
groups similar in character have
taken over the direct manage
ment. This is as it should be. Na
tional thrift Is a gigantic endeav
or; so big that there is room for
everyone. Yet Is is an inspiration
to note, as the report of eacn
year's work is made out, that the
originators of this enterprise are
still the prime movers. -
SYSTEMATIC HAVINGS
Ten important steps toward fi
nancial success follow:
. 1. Work and earn. 2. Hake a
budget. 3. Record expenditures.
4. Have a bank accor.nt. 5. Carry
life Insurance. - Own your own
home. . 7. Make a will. 7. Invest
In life aecuritles. f. Pay bills
promptly. 10. Share with others.
'Sly frt?4ir ' iS
while.