. . I1M UEM tm Place or'Effe Insurance Is ToYd By 11 A. MoKttey: ' ' 'Htfw Is' life Insurance related to i thrift? ' A lite insurance policy is j undoubtedly a strong; Incentive to, thrift,, and, Inrtbe. words o Pres ident Coolldge, "every policy. is. a , declaration of independence, . a charter for economic freedom. 'He who 'holds one has oVercoine ad versity." Lord Nelson In his 'will left his wire and daughter "to the tender care of the "British Nation, to which I have'glren my life." Ills wife and daughter prar ltatcd to the poor house. '"Some wiao sage has said, "you can gauge to- what degree of civil ization a man has attained by the amount of life insurance he has for' his dependents, and a wife can raeasare her husbands lote by the amount of insurance he carries for;her.M Andwhy not? Isn't the institution of life-insurance purely the result of civilization? There has ben found no evidence of any scheme of life insurance practiced by the heathen tribes, . In. the United. States, the per capita ; life Insurance -carried is higher 'than any other country In the world. It is , because the amount we carry as a nation is in direct proportion to the degree of civilization we. have attained. Yet "a' recent government ; survey dis closed that less than ten percent of the economic value of . human life in the United States Is covered by. : insurance, which ; "naturally would imply that ninety percent of our population is either phys ically or morally unable to' get In surance or to Imprudent to 'avail themselves ef the benefit of it. i The Institution of life insur ance' fs one ef the finest things In the world when 'viewed In its proper Bense, but unfortunately, far too many fall K, realize that tbeylhave a wonderful heritage. The '' institution is comparatively young. When our forefathers as sumed family obligations they had no way by wh'cb they could create an estate -quickly to "maintain their families in event of prema ture death, but today the young man' assuming family obligations ha3 "a 'snap, 'fie 'Isn't VompetlftT to, gamble, -with -fate. Ha-cas -call in his favorite insurance tfoiinseldr who "can fix rip an estate "tjtiicldy if .'he is in jgood physical state. In the United States approxi mately 11.000.000 people die every -year. The. number . dying in a single day Is about Ithirty percent -greeted than the popula tion of Salem. ! , - If there is no more than the material facts of man, a woman and offeprlng.but if one sees In the group, the spiritual miracle tf the Father, the Mother, " with Children to grow up and succeed to the beliefs, and aspiration of the parents their life insurance has a service to render second in importance, only to life itself. The, life insurance salesman's position Is unique. To be suc cessful he must be a combination of a salesman and a minister, be cause in the final analysis a man Is not life Insurance, rather he Is converted to It; Yes, with "the prudent, life insurance ' is para mount in the orde of thrift. BHllEGOu WE PAY CASH FOR YOUR frun mmm AND TOOLS Capital Har1va? & Furniture CoJ .Beet Prices Paid .' XS3 !f . Coral Igt. Phone 47 r . "v mm 11 ? -m' IS COICIL Cut in Salary of Caretaker Demands j Explanation M Believe 'Aldermen i i i " - i -1 l The secretary of the park board Is to appear before the city icouncjl at their next regular meeting and explain why T.'I Hafgrav, care taker'of Marion and Wilson parks was ousted and his salary Reduced $L0 without proper notification according to action taken lasi msht -ji. ;;;--:! -r : - In -a well-worded letter, TV- I Hargrove outlined his 'past : record with the Salem parks. 'During the time 'since he was 'employed on the parks be has been a care ful worker and during the past tew ears has eared for; more than 12 acres of lawns of the jrity parks. This has taken .much titoe and labor, for the past Beason has been a dry one. Nevertheless, the beautiful flowers in Wilaon and Marlon park have called forth, the praises of the j touristsl'who 'have visited the city.:;.:'. 'j j During the j past i4w taonths Mr. Hargrave was given a $50. de crease in his wages and ;f he thought it was not lair hat he should be treated in such fa man ner. He stated that he was will ing to go ahead with his trork of it was agreeable with the officials. Following an addresa 'by Coun cilman Dancy,'' who stated that a man who had! given taithful ser vice "to the eity should Tnot be dis missed from the payroll unless some provision had been made for him. j As the city has ,no pension of any sort, it Is ot 'possible. 'to make any recommendations, in that manner. 1 I f I 1 Btirilick, Sneaker of House, j Declares State on. Road to - Proper legislation v "When anyone wants to start an 'ism they usually pick 5 on Oregon." declared Denton G. Bur dick ot Klamath Falls, speaker of tte house of representatives, in an address before ' the Chamber of Commerce yesterday. "Taxpayer and industry hare paid the penalty and will continue to do so until the' freak legislation la done away with and the confi dence of the' business world resorted." he said. "Oregon is coming into her own at 'the pres ent time and an era of wonderful development is "being ushered In. The competition with' older and more, highly " developed states is coming to an end." ; - "The freak laws of Oregon have the result of further retard ing the -development of the state, rather than attracting more capi tal and developing 'the communi ties toward an equal 'footing with other states." ' .; V f j 7 j There will be an attempt made during the present legislature to prevent the passage of additional freak legislation and. efforts will be made Co restore the lost confi dence of ;. the people of other state's, Mr. Burdick said, j ' ' ' The speaker cited Florida as a state that had passed legislation, which made It impossible for ah income or. an inheritance tax be ing imposed in that' state for the next "25 years. As a direct 'result money began .to pour into that state, and. conditions -were changed :11 within ; a few months. Ii proved to be'a 'bigger thing than the oil rushes of some of the mid dle west states. The speaker ad vocated , such a plan for Oregon and stated that the same results would 'be felt here. . J f "The "state must , do something to get "settlers - here, -efforts must be made to have the situations at tractive here or else the settlers will 'not come. Protection must be offered the businesses j and monies that come 'into the com munity," was the closing remark of the speaker. ) j,-J ' . A. S. Dudley, manager of the Oregdn State ; Chamber of Com merce added "remarks that! sup ported the statements made by the main speaker. V J j The influx of tourists that1 is to be with Oregon next summer must be cared for and a definite pro gram established, he said.-1 J. S. Tate, head of the Oregon Retail Merchants "association was another speaker and he stated that a few freakish laws would undo much gocd that had been ac complished in the .past. ' ! ' j Tom Kay, state treasurer, stated that he was not in favor of the income tax that Oregon 'has lust repealed, but that he was wholly , It may yet j be . necesslry f; for someone to invent a ) crOss-word muzzle. Louisville Courier-Jour- naL : . ! , i ! In favor of an inhetitanee tax, providing a national tax was Im posed by all states! of! the union. ASTHMA 1 j Jx No cure for h, but welcome v relief Is often brought bv V VapoRud 0TlTMiMoJar9U4 Yrt BUS MEASURE TO DEVELOP INTO ROW ; (CtatbUMd-trMe ps 1) for .distance over unpaved roads. Combination carriersj would be governed by a combination of the tates for each of the classes. ' After necessary j charges have been met, 90,percent of the bal ance is to be distributed as fol lows: three-fourths lo the" state highway fund andf one-fourth to be -paid by the secretary of state to Ihe ounty treasurers In pro portion t to the amount of license fees received from each county. . i "Itev. Harry. Johnson, pastor, of the Central Christian church, Opened the : session with- prayer. r, Other bills introduced Into the house yesterday wre! as follows: HB 47, by Mr,, Bailey Amend ing section 4 G94 Oregon laws rela ting to agreemerits between county courts and cities for road work. . IIB 4S. Mr. Buchanan To amend section 11, chapter 412 Oregon laws 1921 j relating to time limit 'for refund of tax on motor vehicle f uelsj j TIB 49, Br. Mr. Buchanan To amend section .290 Oregon laws, relating to attachable property. HB 50, by Mr. Buchanan To amend section 3976 Oregon laws, relating to elective officers. HB 51, by Mr. IS'orth Bill to re-enact sections 2224-46 Oregon laws relating to disposition and disbursement of moneys collected under prohibition laws of Oregon. HB 52, hy Mr. Haslett To Fmake it unlawful for stock to run at large in portions of Hood River county. . ! . ' 'l HB 53, by Mr. Fisher A bill to amend chapter J 6 Oregon laws of 1919, pertaining to livestock running at large Jin Douglas county. ' f" " ; I HB 54, by iIr.,Shrck To amend section 3, subdivision 5,; chapter 371 Oregon laws 1921, standardiz ing and regulating (use of spot-j lights, headlights and front lamps of motor vehicles, j HB 55, by: Mr. Shrock To amend section 5259 Oregon laws, providing for inspection of paro chial and private schools. HB 56, bys Mr.! Fuller To amend section 6617 Oregon laws. regarding placing peace officers under hazardous occupations act : HB 57 by j Mr lvinsIow To amend : section 7, chapter 118, Oregon laws 1921,! relating to publishing of budgets. HB 58, by ' Mr. ' Oakes To amend chapter 87 Oregon laws 1923, providing for creation of a third stock, district. . ! HB 59, by Oakes and Swan To repeal chapters;, 10 and 205 Oregon ; laws 192y and 1923, providing revenue for highway by regulation and taxation of motor carriers- ; jn.j p! ; HB 60, By 3rr. North Requir ing all state funds to be deposited in state ifeasuryJ!tHil!JN)!i;'! -' V HB 61, hy Mr. MoCaJlfater Relative to salary of justice of the peace of Marion county. HB 62, by, Mr. , Coffey To amend section 4003 Oregon laws, relating to form of official ballots. HB 63, by Mr. Lonergan To control possession, sale and use of pistols and revolvers. HB 64, By Mr. Cramer To amend section 6797 Oregon laws, pertaining to employes abd method of payment.. :-:!:! J i: I1 ':i J! i ! ' i" HB 65, by Mr. Cordon To amend section 4393 Oregon laws, relating to payment of taxes. ! H B 66, by Mr, Shrock To amend sections; 5043, 5187 and 5212 Oregon laws, regarding use of text books for public schools. HB 67, by jplackamas county delegation Fixing business hours for Clackamas county officers. COBIL&lb' IIITOi 0 Mass of Detail Considered By City Fathers at Their Regular Meeting Swift Seals Declared Ideal for Live Saving ' -i I . ' HAMBUnO, Jan. 17r The aun tanned life saver at summer re sorts may be put out of business by the trained jsea lion, accordihg to predictions ? made by Captain Hans Winston, a local animal trainer.;- ' 1 t : '- 'Hi 'lm Captain Winston contends that he has a seal which could save half a dozen persons In rough wa ter while the ordinary human life saver was wrestling with a single Individual. The sea lion trained to save lives has been taught to grab men by the back of the neck in the water and swim with them tp safety without injury 'from ibis jaws. . A mass of detail was ground out by the council at its meeting ; fast night. Two petitions were grant ed to erect rilling Stations at 2025 Fairgrounds road and at Mission and South Liberty. Petitions ' for the installation of a sewer on the street leading to the properties of (he new flax j mill to .be erected soon 'was considered. It is neces sary that the; land be drained be fore the erection of the building and the installation of the ma chinery can take place. South Salem residents desire a regular patrolman for their part of the city, according to a petition read before the "meeting. Others ask for the placing of a sewer in the Idlewies district and a pave ment on University. A total of 39 applications; for licenses to conduct hotels, rooming and; apartment houses for 1925 have been made. Permits to sell soft drinks were granted to Saar, 181 South Liberty; D. O. Lear, 720 Df Butler & Allbright and R. Hons.! A permit to operate a poolroom was granted to Butler Sc. Allbright. I After its "second appearance be fore the -citycouncil the franchise to the Capital Ice & Cold Storage company to place a spur track on Trade street was granted. At the last meeting; the same franchise was acted upon, but was vetoed by Mayor Giesyj because of a lack of description of.' the property. Permission was granted the Sa lem street railways to route: the new busses over a temporary route 'while the pavement was repaired on D street, j Since the cold wea ther the street has been badly damaged by jsome of the heavy traffic that j has passed over it. The railway company claims !that they cannot operate their busses over such a roadway, because of the wear on the busses. The new routings add about one-half mile additional travel to each bus j and accommodates a few additional pa trons of the line. The busses will not travel on D between Sixteenth and Capitol. " j 'Damon Fle'ener was sworn in as councilman last night and his: first official act was to vote on the franchise to the Capital Ice & Cold Storage; plant. i Carl Bahlberg seeks to purchase lots from the city of Salem in Oaks addition.: A deed was authorized from the city to H. H. Wohmnich for property in Oaks addition. The opening up of a new city territory, made possible by action of the city council, was one bit of business. The -vacating of Leslie street between Commercial and the slough is desired. f t h e - increasing Indiscretions against " the law,! The vpollce board has decided "that there are certain beats and certain Jobs that only sturdy womenl can hahdle properly,: and that henceforth a good sized corps of policewomen will be maintained by the depart ment, 'j 4 The police department first put women on the" force during the war, abd 'they proved their value. They are particularly useful today In" controlling the venturesome df tae male sex who jeopardize ped estrians of the other "sex. It Is no unfamiliar sight in .London to see some man being -gently es corted, to headquarters on the arm of a policewoman, and the women arrest on an average as many law violators as a corresponding num ber of men. ' 2 ;''.':. ,;; . '.- Women members of the Lon don force are expected to obey the ordinary regulations of the de partment with the exception that they do not do all-night work nor Hollow -. the stringent rules con cerning trim haircuts. They do howev.er, have'to .report at certain times for drill and Inspection, and their buttons and j, shoes 'are ex pected to be just as glossy as those of their blue-coated, brothers. The women wear uniforms de signed, except for the skirt, like those of the men but their hel mets are just a little more femin ine and Individualistic, with a lower crown and j wider brim. There are- no regulations prohibit ing the womenl. from marrying, but, according to the records, only 11. of the present jforce are mar ried and only six are widows. The new members to be added to the force have been chosen from among the women! who, in many cases,' sacrificed home ties to per form police duty in! London during the "war. ,J y MAC WOOD MADE HAPP1T MAN BIRMIXGIIAM A THRIftT! BIRMINCIIAM. RnE., 3z Mainly through the artivitU the Municipal Bank, thT5 rh ! rapidly 'qualifying for tho T2,h tlon of being the thriru, i ,7 country. Since Us Inception t 1919, the bank has han.ii.... .- 1 000.000, and; the numW r .J"" Bactidns 'total S.OOo.oot). Df tw lors numbering lTo.ooo $25,000,000 to their; credit. 21' hew accounts; are beinr oppnV , the rate of $() weekly. ! SSsissis 1 ' ' MC FID OLD S WOMEN If! LONDON ! WIN RECOGNITION AS POLICE OFFICERS pONDON.j Jan. 17. London's 75 j policewomen have been so busy during the last year that they are going to have another group of 50; ! sisters ; to help them, against Few men get the surprise In life that was the lot of Alfred J. Magwood, Indian War areteran with 10- years active service, when he received his official notification a few days ago that he had been placed on the pension roll. Short ly after New; Yearns Mr. Magwood noted his good luck In a news dis patch, but when " he. opened the letter ho found a check for $1816, covering the time s since the pen sion act first took effect in 1917. Mr. Magwood applied about six months" ago, and expected if grant ed the pensfbn-would apply from that date. ; It Is no exaggeration to say that he is the happiest man in Polk county, and for good rea son. He will receive $20 a month from now on. Polk County Observer,-'- "!'. J -. Vancouver Sun-We should at least have a universal language in which to say, ''Gotta match?" 7Z. rMi-n-i rN? , 1 WHOOPING COUGH Hard on child hard on parents. 'Control dreadful whooping and coughing, help to quiet sleep with CHAMBERLAINS COUGH REMEDY Every user is a friend t - I Phyiiclani wun aaiEn neg'.ectb, coughf and eclds tad tell cf the iu lnz corapllctien that -may raJt ing phyaicUns now prescribe. BALSAJH? for ftll breachUl affections. BALSAilEi is pure Tegetble preparatou mi, from newly diaeoTe red plant. Dr Bi' T, Crabtxe. Anderson, Jdo., writes- - uav ii w iwi 11 j iiiMtuce ana mv family. .. It is ouick, sura and safe iu lti action like nothing else." . Toward the end of the inflm-nza demis a froTermnent physician noti.,1 a trib of Indiana in Nerada, v the v pf oil, from a natiTe plant wre immi;'.. from the rarapes of Inflaenzs. n, Umi( these oils amonc hia white patents ar then in. a hospital overflowing "death" eases.) News of the results s, t the world and for some time it a i.',t possible to supply the demand. BALSAMEA has now been standardize,! and ffivea uniformly miraculous reNu!t m four ways :x li It soothes the infla;n,-,l membranes .'and relieves, irritation. It increases secretion of jmncous n,l t;-r mits easy expectoration. I 3. It stimulate pores of the akin in throwing- off liiwlt poisons and 4, It strikes at the r:i-. tbecking germ i action inmiediatery. . Jo not confnae it with: ordinary' hskin cough syrups that are only aootliin . rupa and do not go to the ha-e if if,, trouble. Unlike other couch miii-iii BAISAMEA is free from coal t:ir' nj other hannfol narcotics. rinni,i to take and absolutely safe to rive to ,'lnM.-,.,! Be sure you jeet BAL-HA-M K.-A Vi'h tl picture of ; the, Indian n Guaranteed to relieve any roiih, i:u tuat tec from what eanse, of your iinn.f.v tail-. All drargists ski BAUSAMKA. In S.,!,ra boy It fronj ji C- Perry, the druggut Ad. ' . -i- .-.!. "tMireveiaeat wss almett Jaaualata." writes Mrs. A. Lyaeh. I03S : Kamas 8t, San Fraaetsee, after fliviSf BALSAMEA U ktr snail daushter whs iuf 1wed frsni spasstsdle Crsaa Give It te year ehiltfrsa. let Us Help You- SOLVE YOUR HEAG PROBLEM Just 'give lis your name and address and we will have our salesman call and go over your heating problem with you with out any obligation on your part "EASTMAN SIBLOCCT FURNACES $79.60 and up, Installed Complete EASTMAN BROS (Formerly BUverton Blow Pipe Co.) Silverton, Oregon Read the Classified Ads. ' THE (ifEbPLE'S CASP STOftE asMBMaasn I I T i v. ! rooms This -good quality stiff . 'bristle brodm, now selling' regularly-for $1.00, while ! they last ' r 1 'i Pure Cane Stigar Lirnit 10 polinds'to a feustb-' mer or sack.'lots. It l Bulk Gocoa 4 Pounds 15 1 . ' 3 : . . - - ,. . . - t ' - i (... . . ; rn- h , - . : - M t . , -. -f I ? i i TTTOTm A TFTn nTT TTT1 THU I Jr.;- 1 li -A A JJ lh U i 1 1 ! "7! . . - . v. -- . . . .. . - ' 3 - . - 1 - I i - -1 ! i ! - - I. 174 North Commercial Street ! . j C O. D. Orders Girnh Prompt Attention People;of "Salem and Vicinity have in the past few weeks, taken advantage of our closing out specials which have meant a great saving Order to dispose of a few over stocked lots we are offering a special lower reduction on these listed items for four davs onlv RRATl! - VVV..VIIUVM "'; iuiuiuci 1.111a otuviv vi quctiiiy iiiercttnuist; iius lormeriy uccn marnea auwn oeiow wnoiesaie COS1 Order to dispose of a few over stocked lots we are offering a special lower reduction on these listed items for four days only m-fiQp'S9 Fir fid ay am:a .,atlcsEaIay FL Flour "will be higher next week. Flour' is advancing right along. Xay in .your, supply ight.now. . . . . Snowdrift, 49 pound sack ....-. . $2.34: 24 pound sak :;::i.. ..1.15 10 pound sack L : 1 .580 'Olympic, ;49 jiburid "sack . 24 pound -tsaek : ....... ,Lj$2L20t J lO pbundck ;r....: .Slc TJel 2Ionte 49 J)ouhd sack ....J$2.S5' Laird This nriflA nn Tjird la ' cheaper than yoa can buy : it wholesale today. f . ; . No. s tall ........ j.S4c NoTlO mill t . . . .-. .fel.otS f Pure Lard la bulk, i , I lb. : j.lOc" BHnK "yoiir container I" - , v jt , j , f . sMaasMiaiariaajkisasaaasaaBMaSkajsa lb.' can 3 lb. can . . ,8,1b. can . . .:'. 40j- . i.73c ' v I f , -SMk- oap TVhlte Wonder, 3 bars 10c Eay Iay, ,3 bars . . -Oe Swiss-Rose, reg.,10c ; bar. BPowder IS oz. can . . . . . . , .39c; j . 2H Tb. can . i . ittS V5 lb. ran ...... Catsup Itinger "Brand, per . bottle : . . . . . VISc Del Monte,' per bottle 20c Preferred atoek . . ... ,-lc' Royal Club . . . U . . .lc. Upton's -1 lb. tin H lb. tin ...... - Royal "Clttb, - Japan ; 1 Ib.-pkg. ...... H lb. pkg. . Itoyal Club, English 'Brealtfast-A- 1 lb. ptg. - )4 lb. pkg. . . . . J70e .40c; .C9c- 35c 60c' 33c 3F3EE ! ' Royal Club, Impound tin r Royal Club, 3;poUnd tin . M. J. IX, 1 pound tin . ... 31. JT. 3 'pound 4in . Peaberry Coffee.'in:bijlk .. 3 pound '. i i ii-. . f All Coffees have advanced 3c lb. "r Our price'is fight. ' :.:.,49c ..$ll45 .J57cl ..$1,68 ..i.:39c M$1.15 .Canned. - - , - 4 Vegetables Puree Tomatoes, No. 2yt can I 12c Empress sugar corn, No. 2 tin ...1 12c Standard Peas, No. 2 tin .......12c Libby's Pork and Beans, "medium, 11 cans ,.98c Lima Beans, No. 2 tin 9c ,Full Cream Cheese 1 Pound r. .i;-.:.2.c 2 Pounds ....-.- 45c Wash Boards Brass , 49c Glass ....l...i--"9c Macaroni Elbow Maccaroni, 4 lbs. 23c Sinclair's o cans 25c THfe PEOPLE'S -CASH Tp'tiZ