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About The Oregon statesman. (Salem, Or.) 1916-1980 | View Entire Issue (Jan. 18, 1920)
" g .'7mT:- ; ; : JT " ',T j'-, "THE PRECOX STATES-MA: BUXPAV. JAXrARV 181030 l
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That's the way to put it
There used to be an old question asked of men by their fellows and by
life insurance solicitors "Do you carry Life Insurance?
But that question is out of date
Nobody carries life insurance; the thing is an impossibility, for life insurance woxj't be in the position of being carried.
It is no burden on any man's back. It is an automotive vehicle that carries everybody who invest, in it
But let's not juggle with words whatvdo we mean when we say that life insurance "carries" the man who buys it?
To begin with, there is something that every decent
man feels with regard to the future of wife and chil-.
dren that is actually a load, on his mind and on his
heart a load that cripples his efficiency in other
things; that either makes him reckless in his expendi- '
tures, because he sees no way of meeting adequately
this problem of the future welfare of his family, or that
makes him miserly and unhappy for the same reason.
This load, life insurance assumes and carries in such
a way as to absolutely relieve the man of his burden.
It starts him out every day care free in reference to fu
tore obligations in case of his sudden death or serious
illness. ; t : . -. . . ; - j . j
Again, life insurance carries yon into first-rate habit
which is hard, otherwise to form, viz., a habit of syste
matic saving. ' "
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"Yes, but," you say, "a man must carry life cusrsnce
before it can carry him." This might be true ii there
were not so many additional things which axe istessrly
persona, in which lif e insurance actually carries the
individual who invests in it For instance, a life in
surance policy carries jrou to the doer of the back and
gives you a welcome with the President when you ask
him for a business loan, and you would find, if you
could explore the back of his mind, that that life insur
ance' policy had carried you very much farther into his
good graces concerning that financial transaction than
you could have imagined.
REASONS FOR LIFE
A life insurance policy is a Will no lawyer can break.
A will may serve to light a fire, bnt life Policy will
keep the fire burning for your loved ones.
The person who carried Life Insurance until death never
dies a pauper and yet, strange to relate, 85 men out of every
100 die paupers. t"Ti
Life Insurance is a semi-compulsory method of saving
and is the safest and surest way to lay aside a competency
for your own old age or an annual income for your family
after you are gone.
Life Insurance guarantees your good name after your
death. You desire to be known as one who pays bis debts
while you are living, then how about the late Mr. Smith or
Brown or Jones did you leave enough to meet all obliga
tions when he died?
Life Insurance guarantees an education to your children
whether you live-or die.
'-- Lift Insurance is the only thing you can guarantee to
your family at death. ('Bad investments, expenses of a last
illness or other causer may wipe out your savings, but the
Life Insurance comes direct to your family and many tmf
is tho only estate- ..- ... .....
Life insurance helps your credit; saves your money;
protects your family; prolongs your lift many times ; and is
the cheapest method of providing an estate.
Lift insurance is the only thin thai has not risen in
price, in fact, it is cheaper today than ever in the history of
uxe wono.- '
The first item on the Family budget should be Life
Every man, woman and child should have Lift Inxur
ance. The Younger the act at which a Dolicv is taken the
cheaper the cost and the sooner the policy matures in either
a paia-up estate or An endowment and the sooner the in
sured learn that Life Insurance is the best investment any
one can make."
Again, life insurance carries you Into the position of a
sizable estate just as soon as the first premium is paid.
This is a good big argument in favor of the man who
Again, in almost every man's life there comes a time
when he actually needs to be picked up and carried for
a while Something serious has happened, a big doc
tor's bill or an unfortunate business experience, or
something of the sort, has bowled him over. At that
time a life insurance policy comes along and actually
puts him on his feet and starts him all over again. This,
of course, is due to the loan value which life insurance
pplicies always have after the first two years of life.
Again, although a life insurance policy hasn't as many
lives as a cat, yet it hisfbeen frequently found to be
alive when the man who had previously invested in it
thought it had died for lack of premium payments.
In the modern life insurance policy there is a provision
which starts a reserve fund working after the premium
fund has failed and if a man dies within a certain
length' of time his heirs will discover that that policy,
although apparently surrendered, has full vitality
that is to say, is payable in full to hi beneficiaries.
There are many other instances in which it can be eas
ily shown that a life insurance policy, under all circum
stances, carries a man who invests in it So it is no
longer accurate to say that you carry life insurance any
more than you say you carry a United States Jiherty
Bond, in which you have invested and which can at
any time be turned into cash.
LET US ASK YOU VERY SERIOU
Have you given life insurance the opportunity
to take you along, the road of success in life,
releasing your, energies, your time, your thought
; for work and for enjoyments which would be
impossible if life insurance did not carry for you
the big liabilities to which we have referred.
If life insurance does not carry you, won't yea
hail the . first life insurance salesman you can
think of just as you would call up a taxi in or
der to be carried from one place to another
won't you call this man up and tell him that you
want a quick trip from. uncertainty to, insur
ance; that you want to have a big load taken
off your mind concerning the future of your wife
and children, and in short that you want to have
Jife insurance, carry yon and. your family safely,
.smoothly, to the place of financial security that
will be at once economical and wiH give you a
sense of welfare quite inexpressible!
SLY . jrn .
tvk. .4 1 . ' -e.
This.page contributed by the Life Insurance :RepresenUtiv
H. A. COOPER, DISTRICT MANAGER, PACIFIC MUTUAL, MASONIC TEMPLE
E. F. SMITH, NEW YORK LITE, LADD & BUSH BAHKBOTLDTNa
P. J. CLIBBORN, DISTRICT MANAGER OREGON LITE, 210 MASONIC TEMPLE
.-J, P.HUTCHASON, DISTRICT MANAGER. THE MUTUAL LOT NEWYORK
A. C BOHNSTEDT, FIELD AGENT, TRAVELERS INSURANCE 'COMRaOT
JCHOON, SUPERINTENDENT METROPOLITAN LIFE INSURANCE COMPAWV
G. F. BOOTH, GENERAL AGENT, BANKERS RESERVE LIFE, OBEGON BUILDING
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