THE OUEGOX STATESMAN: SATl ItnAY. JAXI AHV 17. tVZO.
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. Today is the annlrcrsary of the bhih of Benjamin Franklin. What better day
could have been selected for National Thrift Day, the beginning of National Thrift
Week? - Today is the day that thousands of loyal American citizens, many right
. in our town have started a practice of systematic accumulation by opening a bank
M f account f Tbdayrir the day that thejr hay e selected to make an end of needless
- extravagance and establish a surplus in their name in a local bank. Those who al
. ready have a bank account have chosen today as an appropriate time to add ma
terially each week to the surplus which they are in the habit of maintaining in
i their bank. I
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In this way they propose to rise to the occasion, just as' they did so many
times during the "war and help their country tide over a period of severe economic
strtts. In this way they propose to do their part to assure a continuance of the
unusual prosperity which business in general is enjoying at the present time.
How many of you who read these lines realize fully all the advantages of
having a bank account? How many know even' the four main benefits, which
such practice brings to a man? For the benefit of those who are not familiar
with these benefits we will enumerate: .
FIRST: f
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It brings a man a very def-
? inite standing in his com-
munity. His friends and
business associates regard
him with respect He finds
. the merchants with whom
he deals are glad to do bus
. iness with him on a credit
basis. J He finds that they
' treat him more as a man of
affairs.
SECOND:
Paying by check rather
than in cash means greater
convenience and greater
safety. There is never any
fussing to make the right
change. There is never any
necessity of having on hand
a large supply of cash,
which is always unwise and
dangerous. There is no dan
ger in sending a check
through the mails. There
is no bother in getting and
filling a receipt Your can
celled check is always held
as sufficient receipt
THIRD;
A surplus in the bank means
that you are always ready
to meet emergencies. A sud
den call for ready money
finds you prepared. You
are able to take advantage
of discounts on .bills and
notes for prompt payment
You need never pass up a
business opportunity which
requires a certain amount
of immediately available
funds to swing the deal
FOURTH:
A inan who keeps a bank
account establishes for him
, self a certain earning pow
er. His business associates
know what his capabilities
are and when there is need
for him to negotiate a loan
he finds that he is consid
ered a good risk, his credit
is good. The officials of his
bank are ever ready to help
him out after he has once
won their confidence as. a
man of systematic business
habits and of definite earn
ing power.
All these and many others are the benefits which you will derive from a bank account Visit a banker in your town and get him to explain in greater detail just what a bank
. account would mean Jto you. No matter how small or large your requirements arethere is a bank near you which will serve you efficiently, courteously, safely.
Get into the habit of building for future needs. Start today a bank account and make it a point to increase your surplus each week. The time will come when you will real
ize fully the importance of having on hand a reserve which you can turn into immediate cash.
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Remember, the teachings of Benjamin Franklin that
"a penny saved is a earned,, and save, Save, SAVE!
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Every person in Salem should be a Bank depositor in 1920 Salem Banks
stand ready to help you to become "Thrifty.,,
v
National Thrift Day or
"Bank Day"
LADD & BUSH
UNITED STATES NATIONAL
CAPITAL NATIONAL '
SALEM BANK OF COMMERCE
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