DEBUTANTES OF THE WHITE HOUSE SET WINTERING society by way of the hi White House! What blushing ' "butF in all the land would not con sider such an introduction the crowning fea ture of her entire career, no matter how it might be crowded with other triumphs latert Such an honor has fallen to a number of girls in the national capital this winter. Not only have they entered society in the season with Miss Ethel Roojevelt, daughter of the President, but have had the distinction of be ing known as White House "buds.",, , is a distinction that will become a cher ished, part, of family history. In years to come the descendants of these "buds", will be able to "point wtth pride" to the fact that mother or grandmother entered society through White House portals, and as friends and associates of a Presidents daughter. ' Standing' with relueUnt fet t -v " ' Where tn brook nd rivr meet, ,. Womanhood nd childhood fleet. Longfellow. , WHEN the poet wrote thoae llnla he wu not thinking, evidently, of Utter-day Introduc tions Into eociety. Tb vorde "reluctant f of have nothing' in common with the feeling tbt anlmatei an up-to-date maiden entrance Into eoclety. Her feet are not reluctant Certainly not when ahe enter society by war ' the White Houaa. . - 'Among aome of the very Interesting cewa dla patchea that have come from Washington thla winter, one the most interesting told how the President, for the first time In his more than aeven years as chief eecutlvev "played aeoond fiddle" at a White House function "and really enjoyed the unique experi ence. . .. . ' , :': - ' -V'.';' It was upon the occasion that witnessed the social debut of his daughter Ethel. On the evening of De cember ft ahe was formally preaented to society at a briUIant ball given in the East Room of the White Uouee, . '. . . :. , . ' Oh that momentous" occasion the President of the - TJnlfed Statea became a Secondary figure. He was not the center of attraction. A news story, relating th Incident of the evening, stated:, "Sometimes the President would be In the Kast Room, sometimes In ths corridor, and several times he wandered into the Blue Room. He appeared to enjoy the novelty ef "playing second fiddle' at a formal event In the White House. "He found hi greatest pleasure In making the -young- people happy. The girl forgot all about Miss Ethel's father being President. . They were out for -good time, and they had It" , ,OP KIND HEART . ' Mr a Roosevelt Is a woman Of kind heart and keen appreciation. Eh realised that all the Washington so ciety "buds who were to bloom this winter could not attend the "coming out" of Miss Ethel. ', .. . Some had functions of their owntllmltattons of space had to be considered, too, In making out the list of invltattona , . . .- .' - '. ' " ' "' So, like the thoughtful woman ahe is, Mrs. Roose velt decided upon three big social events at tb White House thla winter for the benefit of Washington buda In the administration set Those not able, for one rea- son or another, to be present at one function could at tend another. A solution worthy of a social Solomon and which brought Joy to many a young heart in Washington. For Washington, this season, possesses one of ths largest and most attractive groups of debutantes ever known in that rapidly growing center of fashion and aoclety. - There aro a great number ef "buds" in Mis Ethel Roosevelt's set or In the administration set. Miss Claire Wright, for instance, is one ef these. She represents, in a way, the Judiciary, being a daugh ter of Justice Wright, of the Supreme Court of the -District of Columbia. - .. : Justice Wright came largely Into publio view soma . time ago by reason of hf famous decision committing President Samuel Gompers and other labor leader to Jail. '" - Such Incidents In hr father official career bother vouns; Mlsa Wright little. However, she ie spoken of as being one of the "smartest" girls of the debutant season, with a most attractive personality backing uu a pleasing appearance. . vbs o( in most important representative of ths L4;:.;:;r;:. THE OREGON SUNDAY "a?''"ea'''Se' it -nr if yvwvtv 2JrjnT.z. f army aet is Miss Dorothy Williams, daughter of Lieu- tenant Colonel and Mrs, John K. Williams. Miss Will iams Is a sister of Mrs. Joseph Letter, and has been for . aome months the envy of the majority of her eon temporaries because of the fact tht even before the season opened, ahe and her relatives were making ar rangements to have a brilliant "coming-out" ball In the famous Letter mansion In Washington. Miss Dorothy Gatewood, another of the favored "Ethel Koosevelt aet,"' Is very popular among the young people of the national capital. She Is. a daugh ter of Medical Inspector and Mrs. Jamea D. Gatewood, and seema deatlned to a brilliant social career. . FAVORITE IN ARMY SET 1 - . , i Although not directly connected wRhthe army set. Miss Katharine Crane la exceedingly popular among army families, and her social career will be in that circle, undoubtedly. v She is a daughter of Mrs. J. Bur ' aett Crane, and la a, frequent visitor to families of Army officers at West Point and Governor's Island. Miss Brooks, daughter of Mrs, E. C Brooks, Is : spoken of as being one of the most attractive girls of the winter's debutantes, and has a large circle of warm admirers. , The same comment might be made of Miss Mallory Church, daughter of Mr. and Mrs. Melville E. Church. Miss Church is one of the attractive representatives of the strictly residential set in Washington. Three debutantes have come from the ranks of the diplomatic corps this winter. They are Miss Mar guerite Moncheur, daughter of the minister from Bel glum; Miss Eva Lagercrants. and Miss Mary Lager cranti, daughters of the Swedish minister. Miss Monoheur Is the daughter of the Belgian min ister by a former marriage, and ia apoken of as a most attractive girl. Her education was completed in a convent near Philadelphia, and. In addition to her high culture, she lias imbibed enough of America's social life to fit her for highest successes In this country's fashionable circles, . . Comparatively newcomers are-the Misses Lager erants; they reached Washington only a few week w mm, WHY do women borrow money! ' If you were to put that question to , erery person .nd every interest in a great city that haye to do with tbo lend ing, of money you would elicit the most remark able variety of answers that have startled the atmosphere since the Sphinx embarked in busi ness in ante-classic days or since Ann exercised woman's r inalienable privilege of ratiocinating about her age. . , , But the most astonishing answer of all would come from those personages in the financial world who have the most money to lend. Ask them why women borrow money, and they will answer: " - "They don't as a general thing." - ; But even financiers can't know everything. IT MAT be that the financier ha before his daunted eyes ths fear of Hetty Green, who. far from being a borrower, la the great money lender of Amerl-. can enterprise. But it may not be that be Is hampered by any professional reticence regarding womy as clients, for he is perfectly willing ts discuss their peculiarities, and that with small unction of flat tery tor their pretty sou!. ' ") "Women don't borrow much money.' said-Mis !-; urer of a leading loan and trust company. "Finance would starve to death If it had to depend oa the loana it' makes to women. Why don't they borrow T Well, to begin with, nearly all women are "plkera"; and, to end with, they haven't the collateral. , "In the laat halt a dosen years I have, loaned the -top sum t ail among our loans to womia 110,00 - - , JOURNAL, PORTLAND, SUNDAY EORNING, JANUARY 24, ' J 909 :- K. "1 ' .;!V, if 5 ago. They are aald to be charming g'mls, and much la expected of their future social career in Washington. While the cabinet circle was not directly represent ed at the first White House entertainment, because the cabinet families had no debutante to offer, Miss Martha Bacon, daughter of the assistant secretary of state, was regarded aa representing that especial official aet' Miss Bacon had virtually made her debut, as her parents, not long before, had given a brilliant dancing entertainment tor her at their summer home on Long only once. She was very rich, and she had experience la securities, with some hundreds of thousands etj them earning dividend for us on deposit. "" th observed tnat the market w very much de pressed, and bought a block of perfectly safe stocks tbat was so big a to require 120,000 more cash than., h bad ia hand. Sh gave us the-collateral, took the ... ., -. . . IPM A WA Island. She had an active social season during the summer, but, of course, her appearance at the White House function marked her formal entry Into capital aoclety. The congressional set has furnished an Interesting debutante in Miss Elisabeth Woicott Parker, daughter of Representative Richard Wayne Parker, of New Jersey. One of the brightest girls in Washington. Mlsa Parker, has already paved the way to what ia expected to be a brilliant social career. She la an Intimate friend of Mlaa Ethel Roosevelt, and haa been the gueat of the President's daughter at the White House. TYPICAL "SERVICE" BELLES In addition to Miss Dorothy Williams, the army pre sents Miss . Caroline Murray, daughter of Brigadier General Arthur Murray; Mlsa Lillian Duncan Baxter, granddaughter of the late General Thomas Duncan, and grandniece of General J. M. Wilson; Miss Frances Webster, daughter of Major and Mrs. E. K. Webster; Miss Margaret Knight, daughter of Major and Mrs. John T. Knight, and Miss Julia Heyl, daughter of Col onel C. H. Heyl. Miss Baxter la spoken of aa a typical army girl. She belonga to a family which has been identified with the service through a number of generations. In her younger days Miss Webster was a classmate of Miss Ethel Roosevelt and Miss Helen Taft at school. "She also comes of a family that has figured creditably In the nation's history. Representing the Marine CorpsMs Miss Bessie Ses sions, stepdaughter of Lieutenant Colonel B. R. Rus sell. Helping Miss Gatewood represent the navy Is Miss Annie Irwin, daughter of Commander William M. Irwin, retired. Miss Irwin boasts of a long line of female ancestry famous for beauty, accomplishments and social prominence. Kentucky presents to national capital society one of Its most charmlnir girls, - Miss Wyndham Rosser. daughter of Mrs. William Dennis. It Is said that alt the graces of the women of her state are embodied In Miss Rosser, who has traveled extensively and is highly accomplished. . An interesting debutante of the season Is Miss H 4 money, bought the stocks, held them a an additional Investment and paid her debt as her Income gave her the requisite surplus. Then she had her new stock and her collateral. "The new stock is earning her now a fine dividend on her investment. She wasn't gambling In stock In any ' sense; she was simply Investing arjd, being wealthy enough to do It on a big scale, she borrowed v' In order to operate big. "But tbat woman, even on her aure thing, waa a conspicuous exception. . Sometimes only sometimes -women with small fortune hear some man telling ' about' the great opportunities In a wildcat stock that is selling for almost nothing, arfd borrow a thousand .' or so to take a flyer. "A first-class stock will seldom, or never, tempt such a woman Into the stock market It Is the-bargain stocks framed-up frauds, whose promoters be9 long near the atone pile with massive chains and ear- ' ' nest hammers aa Intimate appendages tbat catch their borrowed money. : . : , - ' "They get a hunch tbat such and such a wildcat Is a really thrilling bargain, and then they plunge wtth all the ecstatic abandon of a young lady hurling her self Into a basin of water. It's a case of them asking themselves, "Mother, may X go la to swim T and answer ing themselves. 'Yes, my darling daughter. But don't forget the hickory, limb, and don't get In the water- over your toes," - -"About once a year some woman out of the many millions in ths Vetted -States- leaee 110,000 In cheap MOilY? Carrie Louise Munn, daughter of Mrs. C. A. Munn. It was rumored Just before the opening of the season that Miss Munn was to become the bride of Theodora Roosevelt, Jr., who has started upon & business career for himself and. was recently appointed an aide, wtth the rank of major, upon the staff of Governor Lille y, of Connecticut - ;" : . Both Mrs. Munn and her daughter are 'Intimate friends of the President's family. Mrs. Munn is wealthy, and her home in Washington has been the scene of a number of notable entertainments. ' ' '' From the Pacific coast Miss Amellta Talbot haa en tered Washington aoclety. She and her' mother are spending the winter at the national capital. Mlsa Tal bot belongs to a distinguished San Francisco family. Eveh far-away Honolulu is represented, as Miss Frances Hatch, daughter of Judge and Mrs. Hatch, of the Pacifio islands. Is spending the winter in Wash ington with her parents. " ' "Those who have watched Mlsa Ethel Roosevelt grow Into young womanhood from a child of 10 were charmed with her tonight," a dispatch describing the brilliant coming-out function at the White House stated. ;'X::-':-f "She la not regarded aa a beauty, but she presented a pretty picture tonight. In assisting her mother she manifested that charm of manner and ease which have always characterised her. Miss Ethel Is well poised.' wholly at her ease, and she received the congratula tions of her guests with exceedingly pretty com posure." Miss Roosevelt's season In the White House will be short, but she evidently means to make the most of It, Her close friends atate that she is genuinely grieved ' at the prospect of leaving the executive mansion, which has been her home for more than seven years, and she makes no secret of the fact. The brilliant season which now engages her atten tion is expected to be a memorable one, both for her and her young friends who have had the pleasurable distinction of entering society with her. A Dog That Rides Horseback a LITTLE brown mare, harnessed to a light wagon, stood In front of a store in an Ohio city re L Ja. centiy. Mounted on the back of the animal was a curly little dog, which plunged about, barking furl ously at the passing pedestrians. After a while the dog lay down very composedly on the mare's bark; and gased around him with much satisfaction. No coaxing would Induce him to leave his position. Pres ently, a half-grown boy came out of the store and climbed' Into the wagon. "How did your dog learn to ride horseback?" ha was asked. "He first began to climb on the mare's back during the cold weather two years ago," said ths boy. "Hit got to sleeping there because it kept him warm. The mare liked It, because It kept tier warm, too. Now he ridea on her back nearly everywhere ahe goes." stocks, and then' you hear of the untimely fate of ths financial adventurer in skirts. , Don't believe It-any more than you believe in the' -fortunes they tell of women.wlnnlng through brokera . "They simply don't win, and don't lose, as a sex. They are concerned only with hanging on to the in come that la paid them by their trustees every three or six months; and. if they can rest In complete se curity as to the safety of the principal, they will ad lust their expenses to that income so nicely that, when dividend day arrives, they have on hand pre cisely the nickel which brings them to the offlce to get It and. sometime the nickel 1 represented by an exchange ticket" , V On the other hand,' In minor matters, a numerous claaai of women are prone to be borrowers beyond the limit of their paying capacity. Th poorer they ar the more prone they are to borrow. The explanation Is to be found both In the necessities of their situ-" tlon and In the lack of prudence which serves to kee p them needy. : Sales which are practically loan are most fre euently mad to the poor, and largely to the women, for a vanity wilt Inspire hope and confidence where a necessity will Incite only to caution and. economy. Vanity, too, is th ruling motive that sends wonic-i borrower to th "loan sharks" the feeling that they positively must have such an imposing piece of fur niture, or such a fascinating article of Jewelry, or such a gown for uch-and-such an important eecasinr,. 1 Tet, too often with the "loan sharks." as it Is u i ally with the licensed money lenders of the pawn broker class, the causes that move women to l..rr are far moro i-nmnulaor- than those of mere w!h . whim. Those are the tragedies of borrowing dire poverty means tbe sacrifice of some cheiiM,- I , session, or the extra vsffnee -of a hushan.i. a h. ,-i brother urges the woman into the -lut.r. if , from which only some miraculous reform or - marvelous chance can rescue her. The may make half their unholy profits f ro .. , folly; but the pawnbrokers, as a rule, gain r , , , their legitimated interest from wonian .-). In the main, the financier Is r Kht V ,.,. by clasg, re "pikers" in finance, low And .-, haven is all they ask. Having that only , .,., , stress of need can drive them fortn upon t!. . sea of debt, in whose vast hon..r I waves they pabltually deacry noiUiu t it v.., ruin.