- - .... -J ;:-;v:.;- .-. - v.; ,THE
ortcoit Sunday jourjiAU PORTLAND, cui:day ::c july -tv i::?,
. !')A;inF siTiiflTinn iibitioos dutier
.iwOvJlUUMUli UllUlllIUli ;
AT 'FRISCO IS CL
Some Companies Welching, butOthers Paying
. Up in Good :bnaperirom j)ixty,to;oeY
I entv-Five Per Cent of Policies to Be Paid;
: - i, (Bpeelat plepatra by Leased Win te Tke Jbersaiy
''J en Francisco. July It. The feature
;, v pf the peat week in. insurance circles
V was the ntteranceon Wednesday lest.
V , of an official document purporting , to
;-v.bs a official tatement of the posi
" tloa taken by the Commercial Union,
w V Palatine, Alliance an Norwich Unions
- commonly Known nw m .
. "earthquake companies. The earth
, ". quake companies, of course, ar those
- whM policies contain an earthquake
t clause, purporting to axernpt tham from
' lublllty , for loa occasioned "directly
' or Indirectly" or "by or through" earth-
quaxe, s -, . . . :
For three months following tha San
' Francisco conflagration theea eompanlea
' maintained absolute alienee, ' the while
, "! It was generally rumored that they had
; ' it-clded to claim absolute protection
' under their earthquake .: clause. Then
I at last , they aent - representatives out
i here i to "look . over Jtbe situation. -
,. These men esjna saw and concurred In
-the official . statement Issued last
4 .Wednesdays That haa been the subject
of much discussion. i -4 - ": .
,i. I- J. Brads AH prwmim.'-' ;
v Tha statement, in th.e first place,
was not Issued from the offices of the
.' eompanlea but . from their, attorney
' and bearing the sla-natures of tha men
' "; of law. . It was oold and chilly, and sent
. : the spirits of Hie reader down to sere
. - It held out little hope, for Us one en
court tine; sentence was hed-ed and
.' f hemmed in with qualifications and Ural
' , verbiage. The statement started out
, " with the declaration, by these attorneys
' that the measles; of the so-called earth
quake clause was without question and
Its legality beyond .doubt; in a. word,
f that the" clause covered the entire- sit
uation and rendered the - eompanlea
t liable for not one dollar.., Then It went
. on to say that. '. notwithstanding the
security of their position, the com-
. panles proposed to pay in full claims
- ; where there was no question ss to their
i legal liability. . .
- The. companies proposed, according to
t thia statement, to- trace Area back to
i their , origin and wherever the earth-
quake should be found to have played
,. Ha part they would absolutely deny
- , liability. And so forth and ao on. -
' "W don't owe at all,- but will - pay
; .' where we find we owe. We'll pay and
" ' we won't pay; but In the main we won't
pay." Such as the substance of this
; f lawyer's document. '.- i . .. ... ... (
1 v - . ' Btay Pay atom Claims. '.
'. Since Its utterance the Paclflo coast
' manager of the Norwich Union and tta
New York tributary, the Indemnity, haa
' written to his agents what appears to
' be a liberal -Interpretation Of hie law
;' yer'a definition of his poaltionv He con-
' gratulatea hia agents that his eompanlea
' have not take advantage of tha earth
quake clause to deny total liability and.
ba . announceah!e -Intention ef recog-
-nliing all. clalma, .either by payment In
run or hy compromise, according to
: their respective) merits, where It does
l not appear that the earthquake waa tha
direct cause of the Are loss. . . .
-' Thia latter haa awakened a hope in
the hearta of policy-holders that after
lall the omelal statement referred to was
but a bluff. Intended to calm the fears
of British' stockholders and reinsurers
.' (who have feared that, without their in-
terventlon the- Pacitle agents of thase
companies would throw their - money
away) and that when It comes to ad-
I Justing claims the "earthquake" - com-
-panles "will e "no more technical, no
..- more exacting than their associates
-whose policies lack tha protective pro-
vision. .
Manager Mulllns of the Commercial
- Union, Alliance -and Palatine la yet to
: vaf;derbilt steered glear
i of john d. rockefeller
Reggie - and Wife Return -Ar-
range tn Midocean for Hold- ;
tXT ing Charity Bazaar. : -;
(Special Mssateb by Laaeee Wire to Tae Jesrael)
.. New York, July II. Mr. and Mrs.
Reginald VanderbUt, who arrived from
. Europe today on tha American liner
; America, did two things during the voy
age ever that gives them added dla
. 1 tine tloa. First, VanderbUt got off the
beaten track of sycophany and toady
. ism by Intentionally avoiding John D.
Rockefeller. Neither he -nor his wife
were Introduced to the much-sought
, man the richest in the world. " To
.-those who were cognisant ef the sltua-
Uon It waa profoundly interesting, this
i avoidance by the scion of one of . the
. ..1 wealthiest men of hia time of the man
, who la today the lord of lucre.
-t i The second thing which made the
trip of the Vanderbllts notable was the
'; use of the wireless telegraph by Mrs.
.. VanderbUt in arranging, probably for
t the first time In midocean, for her
basaar In aid of St Mary's orphanage
In Providence. Rhode Island. The af
; fair Is to be held in Sandy Point farm,
V Portsmouth, New Hampshire, the Van
, derbllU' estate, and it doubtless will be
,the largest and most successful charit
, able movement ever aided by the ao--,
elety women who affect Newport AI
; ready more than $10,000 worth of ar
. tides have been contributed, and some
About the
EYE GLASS
, -v-
Tljey re free from the pinching tentetion to the note, and give
splendid cau end comfort. This is brought about by simple, but
rweH-ctntrived spring, whereby they wili never drop off. The ap
peirance te greatly improved also by their modern end up-to-date
construction. . ( . . .
OcuilstV Prescriptions Accurately Pilled
COR. THIRD AND
Manufacturing Jewelers.
FARING
be heard from. - But ' hs nakbeen IT
years on the coast, has up to the present
crisis borne and excellent reputation ana
is looked tofor a square deal when the
Urns comas to act- . .'-Vi' ; ; ".
' -fireman's Vnnd Tatlure. ;i
Within the past seven days the great
local corporation, - the pride of Cali
fornia, the Fireman's Fund, has thrown
up its hands. -
First Of all was announced the failure
of' the Home Fire Marina, then two
days later, the parent corporation fol
lowed suit. The affairs , ot the Fire
man's Fund, are truly In a complicated
condition. ' It has to -carry not only ts
own liabilities, estimated at not leaa
than f (.000,000, but also those of the
Home, placed at IXOOO.000, and those of
the Paclflo Underwriters, figured at 11.
100,000. -...:. . -
Now, directly after the catastrophe
it waa announced by President Dutton
that there waa nothing to fear, that
these corporations would settle their
liabilities in full, dollar for dollar.
Then came the newa that the directors
had organised a new concern, called the
Fireman's Fund Insurance corporation,
for the writing of new business. ' Next
followed the announcement that the
Fireman's Fund Insurance corporation
had taken over tha buslneaa of the Fire
man's Fund Insurance company, had
reinsured it In fact, and Incidentally
had taken unto itself the ld corpora
tlon's reinsurance reserve of $1,400,-
000.- Another announcement waa that
an aasessment of too per cent bad been
levied on the stock of the Home Fire 4
Marine and that the Fireman's Fund
had transferred $800,000 of Its property
to help its companion to- make good. - -
H Sfforks to Save Home. ; , f
Desperate efforts, in a word,' were
made to save the Home Fire A Marina
and at the same time to aet the new
corporation on ' Its feet, all at the ex
pense of tha Fireman's Fund. It now
turns out that expectations In the way
of salvage, not tie speak of reinsurance,
have not -4een realised, and that the
creditors of both 'corporations will be
lucky If they get 00 cents on the dollar,
It Is expected, i too, - that - some perti
nent questions will be asked regarding
the transfer of $00,000 fronv-the Fire
man's to tha Home, and the deal by
which the new Fireman's Fund corpora
tion waa made possible will be investi
gated, in all probability. . ,
v . Situation Clearing. .
For all these and other drawbacks tha
insurance situation is regarded as clear
ing. There are a number of quitters,
and the action taken by the Austrian-
Phoenix and the Trans-Atlantic, neither
ox wntcn baa any excuse to deny liabil
ity, aave that, in their estmatlon. the
conflagration was caused by the "act of
God, against which no provision can
no jtnaaa, has arousaJt etorm or in-
lalgnatlonj BuT the , big. businesslike
corporations are paying up, and big
losses are being settled every day, . It Is
prophesied that in the mala the tale of
the insurance crisis In. 8aa Franolaco
will to told In the fire Insurance lists.
In which the financial statements of
tha-eompanlea are given; in a word, that
settlement is a question of surplus on
The prophecy Is also made that when
the last claim has been settled it will
be found that from- tS to 11 per .cent of
the Insurance has been paid.
Opinions vary as to the amount - In
volved. Some insurance men place it
aa high as $260,000,000. - But Uis cal
culating men, who figure 'by blocks and
averagee, do not estimate the total loaa
at above (171,000.000. . It la a well
known fact . that San Franoiaoo was tin
derlnnured.
of the most prominent colonists of the
Rhode Island watering places have been
assigned to booths.
Mrs. VanderbUt arranged the prelim
inary details by cable, but her enthusi
asm In the work was. suoh that she
could not wait until the Amerlka docs
to complete them. - She made the wire-
leas slssle for a while and then rest
ed; content that the success . of . her
worthy project was assured.
CROP PROSPECTS ARE
GOOD NEAR GERVAIS
- (Seeds! Oiapatrh te Tie SeanuLI
Oervala, Or., July Ji.-rThreshlng will
begin Monday actively. , Machine man
have gotten their threshing machines
ready but have not yet threshed enough
to tell how much fall wheat will turn
out to the acre. They claim, however.
that the outlook la over average of
past years. Oats especially promise a
large yield and the quality la going to
be excellent- Spring grain may not be
aa sign average aa the fall sown grain.
MAN HURT IN MILL
; 7 DIES, FROM INJURIES
. Eugene, Or July t$. Wesley J. Wy
eoo, who received serious injuries Tues
day morning at the Hyland Lumber
company's sawmill at Mabel, died In
tha Eugene hospital this morning with
out having regained consciousness sfter
tn accident. The injury, which neces
sitated the removal of the frontal bones
of the head and a part of the brain, was
ao serious that the doctors scarce hoped
for recovery. -- ' ;
Celebrated
MOUINTIISQ
WASHINGTON , STS.
Diamond Importers.
is ii mm
Servant of Millionaire) Hathaway
, Poses as Captain of Indus
try and Financier.
PLANS ROAD BETWEEN
SIBERIA AND AMERICA
Lwhil Walkinc ' About Employer's
Grounds Talks Freely of Series of
Tracki'snd Tunnels Under Bering
Straits. ;-: '..?.- : '' v" - , I ''s :')-'':
(Special Mepatch by Leased Wire to Tee Jaareel)
New York, July ii. Ceellus W. Bwen
sen. butler in the magnificent country
home In East Orange, New Jersey, of
Charles .liathaway, the - Wall aereet
broker, many times a millionaire .and
head of the firm of Charles Hathaway
at Co., is under investigation by the poat-
offlce authorities. fiwensen In president
of the Cesllus Banking company and
the 'Washington-Alaska Transcontinental
Railway company, which latter concern
has ambitions that might arouse the
envy of the captains of finance through
out the United States. The ' butler
freely admitted today that the banking
company title was named for him. -
A . well-known 4 mercantile agency,
about a year ago, reported most unfa
vorably concerning the Cesllus com
pany, recently - reported again In the
aame vein to a. publio man in Orange,
and aince then the agenoy - has been
asked by an Orange bank for a special
report. - Bwensen denied, however, today.
that he ' was engaged In anything but
legitimate enterprises.
During a walk about his employers
grounds Swensen talked freely of hia
ambitions to have tha railway company
build a series of tracks and tunnels
across Alaska and over and under Ber
ing straits and thence Into Siberia, form
ing a through means of communication
between the eastern and western, hemis
pheres.
Printed matter of the railroad and
banking concerns mentions 107 West
Twenty-seventh street as the offices.
At leaat one prospective subscriber for
stock in the railroad company was told
that the home office was at 117 West
Twenty-fourth street.
Swensen Is not known In either Place.
The Weat Twenty-seventh street build
ing Is a three-story and basement resi
dence structure.- On the first floor -is
the real aetata and insurance offloe ef
J. Gulalln. ? He knows nothing about
Swensen or his eompanlea - A Mrs. OIo
vanny keeps boarders on the other
floors. Her boarders, about Si In num
ber, are French waiters and butlers out
of - employment, with occasionally - a
Swede or Dane among the number. She
says she never heard of Sweneen. but
men in the secret service of the post-
office department aay - that - mall ad
dressed to Swensen at 107 West Twenty-
seventh street reaches him.
rjMJtlLLLDJCQREJaJUBED
, lH , TROLLEY WRECK
Los Angeles Suburban Car It
Struck by Southern Pacific
Train Near dneonta. ;
(Ipeeial Dispatch by Lessee Wire te The Jon real)
Los Angelea. Cel., July St. The Blsrra
Madras car leaving Los Angelea at 1:10
o'clock thia afternoon was struck by the
Southern Pacific train from Pasadena
at Oneonta Park Junction at 1:40. An
Unknown - woman passenger waa killed
and a score Injured, several seriously. -
The wrecked ear. in response to the
conductor's signal, had started te pro
ceed aorosa the track when the South
ern Paclflo train, running at a terrific
rate of speed .down hill, shot around a
sharp curve and struck the electric car
squarely In the center. The engine,
the tender and the first car were de
railed. - ' . - 1
The engine went Into the ditch, falling
is the carJhe accident happened
ao quickly that none had time to escape.
Tbe.motorman waa badly injured, me
conductor was able to asaiat In taking
care of the' Injured, among whom are
Miss Edna Hederly and Mlas Mabel
Roencer. '
Miss Hederly is seriously injured, nut
Miss Spencer escaped with scratches.
AU the Injured are being brought to the
Sisters' hospital on special trolley care
aent to tha scene of the accident by the
Pacific Electric company..
Relief cars carrying physicians, nurses
and surgical appliances were aent from
Pasadena immediately after the news
of the accident was received there.
IRON DYKE MINES
WILL BE OPERATED
. (soeelal Dtepairt te The oorsal.)
Salem, Or.. July It. The following
articles of Incorporation were filed
thm morning in tne orrice or, tne secre
tary of state
The Dorrance Lumber company of
Kewbrrg; capital stock. $1,000; Incor
porator, D. W. Dorrance, R. I David.
M. H. David.
Portland Sc Sandy. River El ec trio
company, of Portland; capital atooK,
tlto.000 Incorporators, M. F. Donoboe,
Dan J. Malarkey. Charlotte Ohio.
The Iron Dyke Copper company. In
corporated under thi laws of Pennsylvania.-
with a capital stock of $100,
000. filed a declaration of Intention to
do a general mining bualnesa at Home
stead, Baker county, Oregon.- A power
of attorney was given to Frank - E.
Pearce to manage tha business in Ore
gon. . ' ' '.- "
Eschislv ' of Insurance - eompanlea,
S41 corporations have been formed, up
to date, tn do business In Oregon. This
does -not Include corporations-organised
under tha laws of other states, doing
business -In-Oi
ERVAIS HARDWARE i
. . STORE BURGLARIZED
(Speelsl Dispatch te The Joerasl.l
Oervals, Or., July tt. Thieves en
tered the hardware store of B." - A.
NaWiman Friday night and stole an as
sortment of knives and rasors valued
at ovtr 110. .Entrance was affected
through a window In the rear. There
la noi clew to the perpetrators.
8 an sis Thanae
arvaia. Or.. July 11- A heavy
thunder storm visited this section at
four a. m. It wss accompanied by
little rain. No dames was don to the
crops nor 014 it Interfere wit, harvest
Yea
Are
cor.e
Credit
- - -
Astninstor '
vRurjs. 01.73
27x54 inches. They corns in
noral and oriental patterns
and are mad of aa excep
tionally' good grade of ex
minster that ' would . easily
sell for U50. ,
Cream Pitcher
5 Cento
(U"'5"
Prettily modeled Cream
Pitcher in mottled cream
and blu. It will hold 10c
worth of cream, and usually
sells for - that- much.- Whfl
they last 5c I
cannot be
41-3x15
.10-6x12
9-4x12-5
FtAr.lES THREATEU
YACOLT
Forest Fires Break Out With Re
newed Energy and Town Is
in Immediate Danger.
WEYERHAEUSER LUMBER
CAMPS ARE DESTROYED
Number Pour Has Already Beta
Consumed, Two More Are Par
tialy Burned and a Fourth is in
Peth of the Flames. :
' (Bssciai Maneteh te The learaaU ' ''
Vancouver, Wash., July It. A forest
fire that first broke out on last Tues
day and which was thought to be ex
tinguished broke out again laat evening
and if the present strong wind continues
it is feared the logging town of Yo
eolt, - in the northern part of Clarke
oounty. will be completely . destroyed.
Since early laat evening the entire pop
ulace of Taoolt'has been fighting the
fire, ' which Is slowly creeping town-
ward. , ' ' .... - . .:
Camp number 4 ef the Weyerhaeuser
Timber company was the flrat place tQ
be consumed by . the names. Camps t
and t have been partially burned and
Camp t la threatened. Residents ef the
threatened district fear a repetition of
the fires of four years ago this sum
mer, when hundreds of lives were loot
and hundreda of thousands of dollars
worttf ot timber and buildings were de
stroyed. ,
Last Tuesday a smair ' brush fire
fanned by a Strong' wind got into tha
tlmberbe!l near Tacolt and soon the
woods were a rasing furnace. The wind
went down on Wednesday and -the fire
was thought to be out. But laat even
ing a few smoldering logs were soon
fanned into a blase by a strong north
wind and the fire was worse . then
ever. ....... ....
The operating off ielals of the Taoolt
branch ef the Northern Paclflo have
given orders t hold la readiness two
locomotives In ease It becomes neces
sary to remove the populaoe from dan
gar. The people of the xaooit district
have learned from their experience with
the fire of four years ago that where
there appeara to be little fire may In
few hours- become a deathtrap. Laat
evening aa engine t the Weyerhaeuser
A6AHI
Our Rorjular Prices aro aa Lovy or
Lower than those of any 1 Oaloa norr
-. No merchant who wishes to continue) la basins will seS thlnss
at s loss; we wouldn't do It, anJ neither would yoi but.we do
'claim to sen lower st all times than any one In the city.' Comparison
of prices and vluee is what we invite." Nothing pleases us better
- than to get a customer waa has looked through every store in town,'
' The result is always tha same another asms Is added to out long
: list of satisfied customers. ; , e i .
Mc:dvb Morris n
Chdr Frcmo
Sxceedingly well ' mads of highly, polished
golden quarter-eawed oak, with patent self
sdjusting ratchet back. A fine Chair at any
time and especially eo when you com home
tired st aight..- , . . -
Cushions com at all price: Verona valours.
tapestry, -brocaded
leather, from $4.00 to
WILTON RUGiS
You 'know the , kind thick, soft, rich-looking Bugs, in exclusive design sad colorings, ,
orientals and plain reds snd greens with handsome borders. Rugs that will give constant erv--c
for 20 years, and then look good. " W hay the largest assortment in the city at prices that
equaled, and are always pleased to snow tnem wnetner you wisa to any or
. ............ ... . . . .V. . .. . , .990.90
........v.v..,,.4W.....t..i...f'B;o
TW.......i.....".............f4.B0
OT.Wra-3xI0-6
;'. DR. B. K. WBIOHT. ' '
e M4MMMMMMMM
logging railroad waa rescued from the
flames .only after It had been run
through the fire for a mile, charring
the woodwork badly.
. Farmers throughout this county are
preparing for forest fires. A Strip s
era! feet wide is being plowed around
the houses and every precaution is be
ing taken to guard against heavy prop
erty ana lire loss.
Several small fires have started dur
ing the paat week la various parts of
the county, but with the exception of
the one at Tacolt all have been put
out neiore any damage was cone.
BOYS GET LIQUOR.
Ossmde Ze artarted - ta
aInsf 'Salssie Mlaois.
(Soed! Disrates. 1 te the leonal.t
Vancouver, Wash., July it. The po
lice and city council of Vancouver are
determined that the practloe of selling
liquor to minors shall be atopped, Late
ly several oases where .boys la ' their
teens have been able to procure liquor
have been reported. The laat ease of
thia kind resulted la the arrest and
conviction of two boys upon the charge
of disorderly conduct. ..
Friday night Bob S nod grass and Tom
and Joe Kinney secured liquor from I
Masuretsky and became Intoxleated te
such aa extent that the three became
mixed up In a Small riot, Soodxrasa
and Tom Kinney were arrested and will
spend a term In the county jalL Joe
Kinney will probably be taken In charge
and tried Monday. All three ..bors are
under II yeara of age. Joe Kinney Is
eui 11 years wo.
-I V ,- T:'V 23 Ct. , m -r';'
iKrXm iMJm,fnW VV: able $wd, the tame ss -k ; ttJ ) K
Jm r'mi;J.-' xV,v,tJie ltoo.2;; -.j:. ;.'J;::v:
A handsom one mad of
polished golden oak. la a -pleasing
oriental design
octagonal in shape, the
farorit
reloura sad
fZOJOH. , v
Bpantaa jaoecaaa
anally worm again
much as we
S-JxlO-d ............... ; . 1 1 . , . ' . . i J. M.'
6x9 MB.'
jx ..............f
mtMtMMeieeMeeeeMee
It Makes You Jump
.': m WHAT? VV::
A Drop of Ice Water In the' Cavity ot Your Tooth
And then What a toothache. It will spoil your vacation If you are trying to
'; enjoy one and make you sour and 111 natured. Why don't you get the
- tooth filled T Carelessness perhaps. It Is a great mistake te allow teeth to
go from bad to worse without consulting - dentist. How many people there '
" are wearing plates that if they had given their teeth the slightest attention :
could have eaved them. We can work wonders with bad teeth or teeth, that
seem almost useless. Call and see us. Examination will eoet yen nothing. '
. TscB coomun ornoM or en nrr . ,
DR. B. E.
. THE PAINLESS DENTIST ,
342 Washington Street, Corner Seventh
OFFICS HOXTRB A. M. TO P. K.J T:I0 TO 1:10 P. M.J SUNDATS
...... ,- !, TO 1 PHONB MAIN Mil. " . .,
. ;,- '; ';';
DAY BOAT FOR ASTORIA ?
CONNECTIONS WITH BOATS AND TRAINS FOR OCBAN BBACHIS. .
' TK2 V ; ' '.. 1 VaM-rUM TbM.AM.tAi
' TttftWHTM
..
XS3. : ':' 9AXLT (BZOX7T . .V-'.'";
Dctvccn Portland cnd'Afitoria -
LtXAVCt'C TAYLOa STtiZZT tOCK AT 7 a. a.
FheAa!t!a 613 yy.-'y-"'.
Masuretsky, ' the aaloon-kseper. was
arrested and fined IH. He was warned
that if he was eaught belling liquor te
minors again hie Hoe use would be taken
front him. So wrought up are the mem
bers of the dtty council that It le like
ly at the next meeting ef that body fur
ther action in Masuretsky's ease may be
taken and It le barely possible that he
may yet lose hie tight to dispense
liquors for hia act of Friday night
Several ef the eouneQmea are aaowa to
: $1X3 '
Co;vn ' --NS c-j t
$leCD . ; ''S-'-'.V, -i
.V:,,; ir u ; , A- mm;:, ,
"Tabouret 'A rrl-', WM'' H:';v
m ',01.50 :; J v : ;'-
mm
aattera. with the .
- Turkv ana
ask for it
nox.
- e
'J
WRIGHT
))
S ftwVI MUWU W V.i
-, -v. ....
be hi favor of such action.
. It was stated by a well-known local
oltlsen today that It was possible for
o i'-Jtrng' 11
So JCzii&su' I I
minors to secure liquor In a half dosen V
Genuine Bargains: ,
fttlO Lin an Suits for IS.I5, colors
and white, Monday at - .
, Ut PALAIS ROTAL, 1 '
- r 71 WaUiiutoa.etis4. '
. .. . ..4
lit-.-