THE SUNDAY OREGONIAN, TORTLAXD, DECE3IBEK 2."j, 1021
"CITY PAVING PLANT
DEFECTS REPORTED
Tax Body Advises Stricter
Administrative Control.
OVERHEAD IS OMITTED
Many Kxpenre Items Carried by
Private Contractors Should Be
Included, Says KcporU
More riffid requirements and better
control by the city council over the
operations of tne municipal paving
plant are recommended to the tax au
ji rvision and conservation commis
iion in its report to the city council.
In this report many defects in the
operation of the paving plant are
pointed out. and, while the time for
Investigation of the department of
Ynuniclpal activity was limited, a
further Inveatlgation during the com
ing year is promised by the commis
ion.
The municipal paving plant, accord
Ing to the commission's report, is
operating a a particularly favored
bidder, made so by the fact that many
items of expense carried by private
contractors and which should be in
eluded In the municipal paving plant's
lA ol expenses are ignored entirely.
Overhead In Omitted.
Such cost including overhead of
Tent of offices, telephone service,
lights, legal expense, taxes on its
Ilant, office expense at the city hall
and the cost of a "skeleton" force
during the period when construction
work cannot be carried on, is now
carried by the general taxpayers of
the city, according to the report.
The tax commission, In its study,
found that the paving plant, though
bidding on assessment work in com
petition with paving contractors, is
now required to meet the obligations
of private contractors, in that:
1. Its bids are estimates of coit only,
Its agreement bln merely to do the
work of construction at actual cost for
direct labor and for materia., plua a flat
liar(te of 12 cpnt per square yard to pro
vide for indirect iabor cost, plus a 10 per
cnt nuprchargft on the direct labor coats,
to provide for return of loans advanced
from the general fund with interest there
on at fi per cnt.
2. The plant Is relieved of the expense
of Interest on certified checks, required
of all other contractors.
3. The plant furnishes no bonds for
faithful performance under its contracts.
4. The plant omltn from Its overhead
all Items of rent of offices, telephone serv
ice, light and some other attendant office
expense at the city halt, legal expense,
taxes on its plant and expense of "skele
ton" force during the period when con
struction work cannot be undertaken.
fi. The plant charges in overhead no
time of the aiwlstant to the commissioner
of public works, who as shown by the
commission's investigations gives about
one-half of his time to the plant opera
tions. Maintenance Reserve Inadequate.
6. The plant lays aside as maintenance
reserve only one-fifth cent per square yard
per year fin all 1 cent for the five years
of maintenance obligation), which appears
to be woefully Inadequate.
7. The repair and construction opera
tions are carried on through thd paving
plant rotary fund, which permits of re
placement of defective construction, being
paid for from repair items or from repair
surplus.
8. The plant ha profited from the re
pair work. Including that for the city. In
the year lftlM to September 1 to the ex
tent of, 18. ft per cent and from the whole
body of plant repair operations to the ex
tent of ia.2 per cent up to the date men
tinned. . The plant defers Its repair work on
Street maintenance and restoration of sur
face over trenches until construction work
la out of the way, often throwing the re
pair work Into the seutson of inclement
weather, when satisfactory results are not
pra-slble.
10. In many cases the construction
work nhowH evidence of undue haste and
n effort to reduce original costs at the
expense of good workmannhtp.
11. The plant ha apparently deter
mined the extent and sufficiency of the
rf-palr work without reference to the city
enKineer-the officer ultimately responsi
ble for maintenance of this city property.
1 '2, The accounting method of t he
pltmt seem to be standard and adequate
tor all nevenwl t !e4.
13. The plans, is not retiring Us loans
from t he general fund with sufficient
diptch, carrying a large surplus account,
while wtlll indebted to the general fund
In a considerable num.
c) The divided responsibility on con
struction work makes for disputes be
tween officers of the city
d) The superintendent of the plant
lntpeet the mixture from the paving
plant as a responsible city officer and
as apent for the plant fin lti capacity of
contractor) actually controls thern. It is
to be expected that seldom will a batch
be rejected by the city, though no direct
evidence of defective mixture having been
Mmd has been presented to the commis
sion. The commission in the above state
ment merely wishes to call attention to
the anomalous p on-Mian of the superin
tendent, when engaged in plant construc
tion Jobs.
One Defect Corrected,
Many of these deficiencies may be
overcome, according to the report, if
greater attention to adm infiltrative
details and more rigid requirements
with respect to financial matters are
carried out by the city council.
The commission corrected one
defect of the paving plant accounting
through the transfer to the plant
overhead of one-half of the salary of
the assistant to the commissioner of
public works. The evidence to war
rant the transfer of other items now
charged to the general fund to plant
operation account, was not sufficient
because of the short Investigation
that was made, the report stated.
The commission's report on the
paving plant was brought to an end
with the following conclusions:
The statement has been made that the
plant by Its competition has succeeded in
reducing contract prices of bituminous
pavements. The evidence in poHaeaalon of
the commission was insufficient to war
rant such a broad statement, for as Indi
cated, above, the plant charges for produc
tion omit certain substantial Items which
private contractors must include in their
bids and the reduction in material and
labor conts may have had much to do
with apparent reductions in unit prices.
It h unfair, of course, to consider final
prices alone, for the plant la not required
to show profit on Its operations as con
tractors niUHt do and the value of the
produce cannot be determined ahort of two
or three years more. The plant la operat
ing as a particularly favored bidder, but
If it existence serves to eliminate undue
profits the plant, viewed solely aa a con
Htruction agency, may have justified Itself.
There can be no critlciam of the wisdom
of using the plant as a repair agency, pro
vided that the repair work in tarried out
with dispatch and at a time favorable to
good and sufficient workmanship, and that
lepalr and construction operations are com
pletely divorced by financing them through
Independent funds.
The commission purpose to make far
mer examination or me plant operations
durinv the year itm22 and may have defi
nite recommendations to make In lta next
report. Meantime, tt can see no reason
why, under some modified regulations, the
plant should not continue functioning as It
Is now doing both as a repair and as a
construction agency.
DAILY CITY STATISTICS
Vinnnw Marrtar I.lrenaet.
OOH.S-JAfOBMON Strvn J. 0-h. III. of
PhTwooo, Or., una Bertha Jacobgon, It,
of HhTwood. Or.
ANTHON T-SANKORD P. I,. Anthony.
21. of Portland, and Violet E. Sanford, 24,
of Portland.
Jj-(jRUlA-ilOF"MAN Anguj J". Forcla,
in, of Tacolt. Wanh.. and Evelyn I Hoff
man. 18, of yacolt, Waxh.
JORDAN" -ANSEL, Edward Jordan, 88.
of Portland, and lira. Uulda Anael, 31, of
Portland.
HISKZIQ-BOYD John Herri, legal, of
Portland, and Anna Elizabeth Boyd, legal,
of Portland.
CALVERI.EY-SICKLEN Robert Venn
fTalverlev. legal, of Oregon City, Or., and
Lurlile Slcklen. legal, of Oregon City, Or.
JEN1HON-JEN1SON George Jeniaon, 43,
of Oregon City, Or., and Mra. Eva Jeniaon,
3, of Oregon City, Or.
HKARD.SLEY-L.KE F. H. Beardaley. 34,
of Portland, and Minnie Lee, 27, of Aber
deen, w ash. '
Y A NOW -HART Laurence Yanow, 24,
of Portland, and Hazel 1. Hart, 18, of
Portland.
UOOCH-GLAISYER Frank M. Oooch,
21. of Tillamook, Or., and Caroline Violet
OlalMyer. IS, of Tillamook. Or.
M'COKM ICK-M CDRMICK Warren Mc
Cormick, 32, of Portland, and Mra. Hazel
McCormick, 82, of Portland.
ANDERSON-JOHNSON Enoch A. An
deraun, 2.1. of Portland, and A. Adina
Johnaon. 211, of Portland.
MU1.L.ER-PULVER J. A. Muller, 22, of
Portland, and Lela Pulver. IB, of Portland.
LADY-VAN LAANEN Ivan Lady, 22.
of Salem, Or., and Frances Van Laancn, ,
18. of Salem. Or. i
BI.ANKENSH1P i 8IEOE Jamea C.
Blankenhip, 32, of Portland, aud Mra. '
Eva A. Siege. 24, of Portland.
JOHNS-LONG George C. Johns, 33, of
Skamania, W'axh., and Pauline Long, 24, t
of Vancouver, Waah. i
STAMPFLER - CARBAUOH Julea j
Rtampfler. 45, of Portland, and Mra. Mary i
V. Carbaugh. 35. of Portland. I
MITCHELL-HYATT John Fred Mitch-;
ell, .ft), of Portland, and Mra. Grace Hyatt,
30, of Portland. I
PAGE-ENtil.ISH Clarence Page. 29, of'
Cathlamat, Waah., and Muriel Engiiah. 20, i
of Portland.
BE YMER-DUNCAN William F. Bu
rner. 23, of tit. Jnnph. Mo., and Ida Eloia 1
Duncan. 18, of Thermopolis. Wyo. . I
ANDERSON -ME11RENS Charles M.
Anderaon, legal, of Albany, Or., and Mra
Silvia A. Mchrena. legal, of Albany, Or.
BROCK-BO WERM AN Clair G. Brock,
2,1, of Portland, and Anita L. Bowersnan,
20. of Portland.
CHARLES-SMITH Andrew 8. Charles,
3, of Portland, and Pearl Smith, 34, of
Portland.
ROHNER - CUNNINGHAM Archie L.
Rohner, 23, of Portland, and Eivaa E.
Cunningham, 19, of Portland.
DAVIS-DE VAULT Clarence Davis. 23,
of Bryxon, N. C, and Verda W. Do Vault,
19, of Vancouver, Wash.
BEALS-B1E Charles Beals, 22. of Port
land, and Lillian Ble, 21, of Portland.
KLl.NU-s.MDfcju peter K in. 4t. of
Portland, and Mrs. Julia Catherine Snider.
35. of Portland.
ABEND - CARTER Charles ThlliD
Abend, 2, or Portland, and Uienn Carter,
5. of Portland.
GROHS-PETERSON Fred Orohs. 21. of
Portland, and Florence Petersen. 18. of
Portland.
HEHZIG-BOYD John HerrfK. leial. of
Portland, and Anna E. Boyd, leaal. of
roruanu.
Births.
BEACH To Mr. and Mrs. F. W. Beach.
921 East Davis. December 18, a daughter.
VENEBLE To Mr. and Mra. J. E. Vene-
ble, 80 Jefferson. December 12, a daughter.
OK ADA To Mr. and Mrs. E. Okada. 204
Williams. December 13, a son.
SAMPSON To Mr. and Mrs. A. E. Samp
son, 615 Eaat Twentieth, December ltf, a
daughter.
LEWIS To Mr. and Mrs. William A.
Lewla, 1129 Franklin, December 12, a son.
SOHULTZ To Mr. and Mrs. W. W.
Schultx, 2511 Sixty-fourth Southeast, De
cember 13, a son.
McKEE To Mr. and Mrs. George W.
McKee, 1205 Boise, December 19, a daugh
ter. KENNEDY To Mr. and Mrs. William
Kennedy. 238 East Fiftieth, December 14,
daughter.
MORJASI To Mr. and Mrs. A. Morjasl.
807 East Twenty-ninth, December Is, a
daughter.
Basketball Schedule Arranged.
PRINEVILLE, Or., Dee. 24. (Spe
cial.) At a principal's meeting held
here last Saturday, at which prin
cipals of surrounding schools were
present, the basketball schedule was
arranged for the coming season. Cul
ver was admitted as a new member
of the Central Oregon Athletic asso
ciation, this making the association
consist of Prlneville, Bend, Redmond,
Madras and Culver schools.
Owners of Dogs Sued.
DALLAS, Or.. Dec. 24. (Special.)
More than 150 owners of dogs in
Polk county ha been made defend
ants In civil suits filed this week by
.Sheriff Orr, for collection of delin
quent state dog tax. The law provides
that in case of failure or refusal to
pay the license, the owner of a dog
shall be sued and a penalty of $10
costs of suit assessed in addition to
the license fee.
L,a Grande Mason Elect.
LA GRANDE, Or., Dec. 24. (Spe
cial.) Charles W. Bingner has been
elected worshipful masterof La Grande
ledge. No. 41, Masonic, for the year
1922. The other officers, all of whom
will be installed early in January, are:
Lot Snotlgrass, senior warden: Fred
erick 1. Kiddle, Junior warden; Charles
H. Conkey, treasurer, and Krnest R.
Kingo, secretary.
White Slavery Charged.
ASTORIA, Or. Dee. 24. (Special.)
Ray N. Moore and Mable Myer were
held here under J -000 bond each, to
await the action of the federal grand
jury on a charge of violating: the
Mann white slave act. They were ac
cuBed of unlawfully enticing and in
ducing: Elsie McBride to come here
from Spokane, Wash., for immoral
purposes.
Every large city has one newspaper
which, by universal consent, is the
Want-Ad medium of the community.
In Portland It's The OreROnian.
TOO LATK TO CLASSIFY.
a lastinij holiday I'iiesem.
FI RriT ASSOHTM EXT.
1 Climbing Hose (Exelfa.)
1 Boston Ivy.
2 Evernreen Hiinh Honeysuckle.
2 assorted Michelmas Daitiy.
1 Kng. Kavendel.
2 Virion Brunnr Rosea.
SECOND ASSORTMENT.
4 Caroline Tetout Roues.
2 Frau Karl Druschkl.
2 Boston Ivy,
1 Belgian Honeysuckle.
2 assorted Mtnhelmas Daisy.
THIRD ASSORTMENT.
2 Evergreen Bush Honeyuuckle.
2 English Ravendel.
1 Boston Ivy.
6 Caroline Testout Rose.
FOURTH ASSORTMENT.
1 Boston Ivy.
1 American Pillar Rose.
6 Caroline Testout Rose.
2 assorted Mk-helmas Daisy.
FIFTH ASSORTM ENT.
3 English Gooseberries.
3 Rel Sherry Currant.
1 Rosemarlen.
2 assorted Michelmas Daisy.
tt Boston Ivy.
1 American Pillar Rose.
1 Belgian Honeysuekle.
SIXTH ASSORTMENT.
3 Frau Karl Druschkl Roaes.
3 Cllrtrh Brunner.
6 Caroline Testout.
Thin assortment anywhere.
Delivered each in city limits
for .
Out of town orders $1 extra.
PORTLAND HEIGHTS NURSERY CO.
' Phone M0-4!.
W A LX UT BE D ROOM SU I T E.
Walnut bed. spring, dressing table
and dreweer with large mirror, $WX 2
pure white hfHr mattrefee, perfect con
dition, UO each. e Flemish oak dining
c-haim; hand-carved golden oak buffet.
Mnln ::!!
LOST On Saturday morning. between
lth and Yamhill and Uptnan. Wolfe
A Co.'s. a pair of noseglasses with chain
and pin. Klndr plea&e phone Mrs.
Johnson, Main rtt0.
WA NTKD Carpenter work. anything,
anywhere, remodel, reshlngle, garage
build.ing: prices very reasonable. Wood
lawn TittTft.
EXPERIENCED middle - aged woman
wants position of housekeeper; widower
preferred ; h m a good cook and like
children. Phone East .VCtl , M on da v.
LOST One 3-pleoe agate lavalllerj. M iss
Thelma Ward. o"(n o4th at. S. E. Bdwy.
FOR SALE Man'i
coat 4i Call
Washington-
a-uiia size 4t, over
plumbing shop. 2CS
FIVE-FOOT hath, complete. 32 .M; bain,
complete. Ki.nO; toile-t, complete, $26.
W. i Anftey. 'J'JK Washington.
MODERN u-rooni furnished flat. ;J13 Al
berta. St., corner Rodney ave. Tabor
Sa."2. per month.
ty:i tlLISA PT. j-rnnm molern flat,
newly Tinted, $45. Donald Wood worth,
KM 2d st. Main 14M.
FOR RE X T ( 'lean
8X7 Thurman st.
Co.. S."i 4t h st.
f ive-room
Wakefield.
pottage.
Fries &
JF YOl have any unused Viavi riUidie
call Seliwood -Wl,
TOO T.ATF TO CLASSIFY.
A DANDY pianola piano: cost new $875:
not a mar on it, can be had for only
$400 cash or easy time payment. Beau
tiful bench and 42 new rouble roils In
cluded. Ask for the New Orieajis lady
piano In our resale department. Also a
beautiful Thompson player piano, just
like new. only $70. Terms $15 a
month. Oregon Ellers bldg. Take ele
vator. 287H Washington St., bolow 5th.
Phone Main 1121!.
RATES FOR
CLASSIFIED ADVERTISING
In order to rant the more than one
time rate, advertittins miut run in con
secutive Lritues. i
One time 12e per line
Two times (each issue .... 1 lc per line
Three times (each Ism ).. .10c per line
Sven times (each Issue) ... 0c per line
One to six months, per
month $2.50 per line
Six to twelve months, per
month $2. 25 per line
The above rates apply to all headings
with the following exceptions:
Situations Wanted.
Each Insertion. 9c per line
Help Wanted Notice
jLoitt and Jt'ound Imperial Notices
Femonai antral Notices
PropoKaJs Invited Meetlns; Notices
One time lic per line
Two times (each Issue) .... 14c per line
Three times (each issue) .. ..13c per line
Seven times (each Issue) .. .12c per line
One month $S per line
NEW TODAY
Rates Per Line:
Dally Sunday
One time loo 20c
Two times (per Issue) ...15o 19c
Three times (per issue) .... 14o 18c
Seven times (per issue) . . . . 13o 17c
One mouth, daily and Sunday. ...$3.50
Count five words to the line.
2o, ad taken for less than two lines.
Ads run Sundays only chanced at
one-time rate.
Advertisements (except "Personals"
and "Situations Wanted") will be taken
over the telephone if the advertiser is
a Hubftcriher to either phone.
The Oresronlan will receive eopy by
mail provided sufficient remittance
for definite number of IttsueH is sent.
Acknowledgment will be forwarded
promptly.
Advertisements are taken for The
Dally Oreconian until 7:30 P. M.: for
'I he Sunday Oresonlan until 6 P. M.
Saturday.
MEETING NOTICES.
THE ANNUAL GET
TOGETHER MEETING
of the T. P. A. and the
T. B. A. will be held at
the Multnomah hotel
Monday, December 26,
at 8:30 P. M. Dancing,
cards, entertainment,
prizes, etc Current
membership card of
either T. P. A. or T. B.
A. will admit member
and one lady. Guests,
$1 each, including war
tax.
CLYDE EVANS, Sec
DANCE.
FOR PUBLIC.
TUESDAY NIGHT,
everyone Invited. Given
by the live wire council.
Anchor Council. No. 7-Ui,
Security Beneftt associa
tion. Dandy floor and muaic. W'e have
the largest crowds because we have the
beat times; everyone made to feel at
noma. Partner for everyone. Attend
one and you will never mifis another.
W. O. W. hall, 128 11th st., Tuesday
night, December 27. Admission 3. cent.
X MAS-TREE
EN TERTAIN ME NT.
Eureka council, 204. S.
B. A.. Monday evening,
December 2o, East Side
W. O. W. hall. East th
and Alder. A splendid
Xmas programme has
been arranged by Sister
A . Nordst rom , c ha 1 rm a n
of aooial committee. Bia
Xmna tree, laden with goodies for the
children ; dancing afterward! Members
urged to bring the children.
AL KADER TEMPLE. A.
A. O. N. M. S. Nobles who
contemplate a trip to San
Francisco at the time of the
meeting of the Imperial Ses
sion. June 13. 14 and 15 next,
should notify this office on or
before December 81. 1021, In
order that necessary hotel
reservations can be made.
By order of the Potentate.
HARVEY BECKWITH. Rec
MASONIC EMPLOYMENT
BUREAU
Employers needing help of
any description te 1 e p h o n e
Broadway 5258. Only Masonic
help furnished from this of
fice. No charge to employer or employe.
N. H. Atchison, manager. Masonic head
quarters, Multnomah hotel.
OREGON CO MMANDERT.
NO. 1, K. T. Special con
clave Christmas day at 12
o'clock. noon. The usual
Christmas observance will be
followed by the installation of officers.
Pa.-t Grand Commander John B. Cleland
installing officer. Sir Knights should be
in uniform at 11:30 A. M.
C. F. WI EG AND. Recorder.
WASHINGTON COM
MANDERT. NO. 15. K. T.
Special conclave Sunday, 1
o'clock. Annual Christmas
toasts. Hoiournfnff Sic
Knights courteously Invited to Join with
us. By order of
JOHN R. GRAHAM Commander.
CHRISTMAS DANCE.
December 28, Moose hall.
4ih and Taylor sta., beBt
muMc; good floor. A real
good time. Famous Moose
orchestra. Nuf sed.
?,IV? RllEW CEMETERY ASSOCIA
hJ. m I Kar?2ual meftln ot the mem
hers will be held In room A, Central li
brary building, Portland, Or., on Mondav
January u. n22. at 3 P. M. All lot own
ers are members and entitled to partici
pate. A general attendance is requested
r w- M. LADD, President.
W. R. MACKENZIE, Clenai
- ROYAL NEIGHBORS OP AMERICA
MARGUERITE CAMP NO. 1440, meets
every Tuesday evening. 1 14 H Grand ave.
. NELLIE CULPAN, Recorder.
MASQUERADE costumes for rent 381
Yamhill street, near West Park. We keen
masks also. Main 6192.
GUS H. CRAMER.
713 SELLING BLDG.
Main 026.
Jewel and emblem manufacturer
watch and jewelry repairing.
DIAMONDS.
Diamond Sotting and Mounting,
LODGE EMBLEMS, class pins, officers'
Jewels, carry large stock to eeiect fro-n-special
work to order in our own factory
Davids. Jewelers and opticians. 343 Wash
ington street at Broadway.
FRIEDLANDER'S for lodge emblems,
class pins and medals. 310 Washington st.
EMBLEM Jewelry, buttons, charms, pins,
"y.-8'08- Jeger Bros., 181-3 Sixth at!
DIED,
M.w!OT.TE-At tne dence. 252 North
liUh st., Dec. 24, Mary La Motte. aged
43 years, beloved daughter of Mr. and
Mrs. Edmond La Motte. sister of Mrs
Julia Antich and Gaston F.a Motte Fu
neral notice later. Remains at the res
idential parlors of Miller & Tricey.
HODGSON Tn this city, Deoenber IS
John Robert Hod'gson, aged 41 years!
Remains are at the conservatory chapei
of the East Side Funerai Directors. 414
East Alder street. Notice of services
will appear in a later issue.
H EATON In this city. December 21.
Charles A. Heamn, aged 1J years. The
remains are at the conservatory chapel
of the East Side Funeral Directors. 414
East Alder street. Not ire of funeral
will appear in a later issue.
ANDERSON In this city. December 2.
Edward Anderson. aed 4J1 years. The
remains are at the conservatory chapel
of the Kat Side Funeral Directors. 414
East Alder street. Funeral notice will
appear in a later issue.
ANDERSON In this cfty. December 20.
Erick Anderson, aged ft" years. Remains
are at the conservatory chapel of the
East Side Funeral Directors. 414 East
Alder street. Notice of funeral will ap
pear in a later issue.
O'CONNOR In this city, December 17. J.
E. O'Connor, aged 52 years. . Remains
are at the conservatory chapel of East
Side Funeral Directors. 414 E. A Ider
street. Notice of service In a later
Issue.
KAADY At residence, 1 4Jfl MrKenna
ave., Dec. 24. Taj? e Kaady. aged til
years, mother of Phi Hip and George
Kaady Funeral notice later. AlcLatc
at iier, director
WW
DIED,
BRONSON In this city, Dec. 22. William
' E. Bronson. aged 57 years, beloved hus
band of Christian Bronson, father of
Gladys and Irven Donald Bronson of
Portland, and Lila Marie Davis of Che
halis. Wash.: brother of Mrs. Josephine
Vaughan and Mrs. Emma Emery of
Montesano, Wash., and Everett E. Bron
son of Hoquiam. Wash. Funeral notice
later, iiemains at the residence parlors
of Miller &. Tracey.
KING In this city, December 23. Jennie
King, aged 74 years, aunt of Mrs. H. XL
Housen and Mrs. L. H. Latham, residing
in this city. The remains are at the
conservatory chapel of the East Side
Funeral Directors, 414 E. Alder street.
Notice of funeral will appear In a .later
issue.
O'NEIL At Sandy. Or.. Dee. 23. Ellen
O'NVll, aged Htt years, beloved mother of
Mr. and Mrs. Wtlford O'Neil and John
O'Neil of Sandy, and Mrs. J. M. Man
ning of Portland. Also survived by
seven grandchildren. Funeral notice
later. Remains at the residential par
lors of Miller & Tracey.
FUNERAL NOTICES.
(JOOPE Dec. 23, Mary L. Ooode, aged 4ft
years, wife of Jonathan Goode. mother
of George, Pearl, Harry. Mary, John,
Raymond, Virginia and Ma sine Goode;
sister of Agnes L. O'Brien, Mra L. P.
Morrow. John of EI Paso, Tex.; James
of Lowell. Mass., and Harry O'Brien of
Seattle. Wah. Funeral will be held
from residence. 1112 E. Taylor street,
Tuesday. Dec. 27, at 8:45 A. M.. theno
to St. Stephen's church, E. 42d and
Taylor sts.. at 0 A. M., whpre requiem
mas will be offered. Friends invited.
Interment Mt. f"cott Park cemetery.
Seattle papers please copy. McEntee &
Kile re, directors.
RANSOM Dec. 24. st the late residence.
317 Cornell road, Emma Ransom, aged
75 years, mother of William P. Ran
som of Oakland. Cal. : Frank H. Ransom
and Mrs. H. E. Fennell of Portland.
Mrs. J. G. Beach of Pasadena, Cat., and
Mrs. P. A. Kinnnrh of Seattle, Wash.
The remains will be at the abnve resi
dence until 1 P. M. Monday. December
2fl. The funeral service will be held at
2 P. M., at the Unitarian church. Broad
way and Yamhill street. Friends In
vited. Concluding service Portland
crematorium. J. P. Finley &. Son, di
rectors. PENNYCOOK In this city. December 24,
Walter B. Pennycook, aged 5 years,
husband of Janet Pennycook, father of
Mrs. B. V. Marts, Mrs. A. C. Flick. Mrs.
H. Pel per. Charles W. and Edward
Pennycook, all of this city. The funeral
services will take place from the con
servatory chapel of the East Side fu
neral directors, 414 East Alder st., at
2 P. M. Tuesday, December 27. Friends
invited. Interment Rose City cemetery.
DRISCOLL In this city. Dec. 23. Mort
more Drisroll, aged 78 yearn, brother
of Catherine Oonelley of Norwich, Conn.,
and James Driscoll of 128 N. 17th st.
Funerai will be held from McEntee &
Filers parlors. Ifith and Everett st.,
Monday, Dec. 2fl, at 8:45 A. M., thence
to the cathedral, 15th and Davis ts., at
ft A. M., where requiem mass will be
offered. Friends invited. Interment
Mt. Calvary cemetery.
BURNS At the home of his parents, 1191
Borthwlck st-, Robert R. Burns Jr., aged
5 years 10 months, son of Mr. and Mrs.
Robert R. Burns, brother of Janette M.,
H. Leone and Marjorie L. Burns. The
funeral services will take place from the
conservatory chapel of the East Side
funeral directors. 414 East Alder St., at
1U A. AI. Tuesday, Dec. 27. Friends in
vited. Interment Rose City cemetery.
ADAIR Mary Rodney, widow of Samuel
D. Adair, daughter of the late Bishop
B. Wis tar Morris. Funeral from the
home of her brother. William E. Mor
ris. 4134 . Flanders street, thence to St.
4Stephen' Pro-Cathedral, corner of Thir
teenth and Clay streets, where services
will be held at 2 P, M. Interment in
Rivervlew cemetery.
BORDES Joseph Bordea, aged 49 years,
late of 2Vl E. Rim st. N., beloved hus
band of Mrs, Eva Border, Funeral serv
ice will be hi !d Tuesday, December 27,
parlors of R W. Gable A Co .etaolnoin
at 2 P. M., at First Chriatian church.
East 7th and Gllsan. Interment Rose
City cemetery. Friends Invited.
GOOGINS At her residence. 9225 Fifty
fourth ave. S E.. Dec. 23, Valertne Gog
gins, aged 40 years. The funeral serv
ices will be conducted Monday, Dec. 2fl,
at 10 :30 A. M 4 in the mortuary chap"l
of A. D. Kenworthy A Co., 3802-04 H2d
st.. in Lents. Friends invited. Inter
ment Mount Scott Park cemetery.
ORTH At Ocean Park, Wash., December
22, Martha S. Orth, aged 5U years, wife
of F. W. Orth. The funeral services
will take place from the conservatory
chapel of the East Side funeral direct
ors, 414 East Alder st.. at 2 P. M. Mon
day, Dc. 28. Friends invited. Inter
ment Rivervlew cemetery.
WOODLE In this city. December 22, Lucy
woodle. aged HX years 1 month Jtl days.
The funeral services will be held from
the conservatory chap! of the East Side
Funeral directors. 414 E. Alder st.. Mon
day. December 2, at 3 P. M. Friends
Invited. Interment Multmonah cemetery.
II A LI, The remains of Eva L. Hall will
bo forwarded this (Sunday) morning by
J. P. Finley, & Son to Rosehurg, Or.,
where service will be held and Inter
ment made.
BROWN The remains of the late KUisa
Brown will be forwarder todav (Sun
day) by J. P. Finley Son to Silverton.
or., where services will be held and in
terment made.
FTNF.RAT. CAR!".
LIMOCSINKS for tunerals. weddings, shop
ping. Jones Auto. Livery. Marshall 114.
Ft'NF.RAI. DIRFCTORS.
Cremation
$45
Portland
Crematorium
McENTEE & EILERS
Funeral parlora with all the privacy of
a home. 1(1 th and Everett street.
Phones Broadway U1..3; Auto. 01-33.
tf.NOOK & WHEAUJOsV.
Funeral Directors.
Successor to
Breeze & Snook
Belmont at 3..th. Tabor 1258.
MILLER & TRACEY
Perfect Funeral Service for Leaa
Independent Funeral Directors.
Washington street, between 20th and
lilst sts., west aide. Lady asaUtant.
Alain Automatic itic-44
DUNNING & CAIN
FUNERAL DIRECTORS.
445 Morrison bt.. West rihJ.
Phones Broad w av 430 ; Auto
ma tic 545-."s
HOLMAN & SON
(Founded I."i4.)
FUNERAL DIRECTORS.
Third and S.t'.mon Sta. Main 507.
EAST SIDE R'.VRRAL DIRKCTOKS.
(P. S. DU.N.NING. INC. I
The Family Sets the 1'rlce." 414 E. Alder.
I'hone East .'i2. Auto 225-25.
LURCH UNDERTAKER,
East Eleventh and Hawthorne.
Phone Kant 7S1.
FIN LEY'S MORTUARY
MOXTC.OMERV AT 5TH. MAIN 9.
PVCUCO UNDERTAKING CO..
UnLII L.U
Third and Clay. Main 4152.
A.R. ZELLERCQ.,
Phone East 10SS.
OH04 U2d St.. I.enla. Auto. K1S-2L
A. 1. KEN WORTHY & CO..
FLORISTS.
FLOWERS FOR ALL OCCASIONS.
KZL-JtesS) MAIN
4737
YAMHILL AT TENTH.
And Kloral Designs
2'y Hawthorne.
No Branch Stores.
Years on Morrison
street, bet. 4th and
5th. Main 770'..
Smith's Flower Shop
Portland"? Progressive Florists. We spe
cialize in funeral designs. 141 Sixth,
opposite Meier & Frank's. Main 7''Kk
ROSEWAV FLOVVE-H SHOP.
E 41.ST AND SANDY BLVD
FLOWERS FOR ALL OCCASIONS.
WE DELIVER. PHONE US.
J. T. JAUXCEY. TABOR KC73.
NOB HILL FLORISTS.
(Estate Alfred Burkiiardt.)
H, ft. cor. 3d aud. GUean. iLnia 1353.
Portland Business Bulletin
A directory of business firms, jrL-ofessional men, manu
facturers, repair men, etc., classified for ready reference.
Information as to any class of work not listed may be
obtained by calling Main 7070, House 40.
ACCOINTAXTS.
JULIUS R. BLACK, public accountant,
auditor, incom, tax service. Concord
bldg., 2d and Stark. Phone Main 7443.
AiSWA V fc.K AND ANALYSTS.
MONTANA ASSAY OFFICE. 142 Second
street. Gold, gilver. platinum bought.
ATTORNEYS.
E. W". EASTMAN, lawyer. &M Chamber
of Commerce building.
W. P. ADA.MS, attorney! moved to 513
Couch bldg. Bdy. B4o". Consultation free.
BATHS, ETC.
DR. ilc.MAHO.VS batha, Portland: ateam
showers, plunges, tuba, all for 33c: tall
your friemla. Fourth at Washington.
CAKPKT SWEKI'EKS.
AUTHORIZED Biastll carpet sweeper re-
pairman; parts furnished. 5.'3 Morrison.
CEI.Lll.OIi blTTON'S.
THE iRWIN-HoUSUN COMPANY.
3W7 Washlgton. Bdwy. 434. labor 1234.
CHIROPRACTIC.
DR. McMAHON (ill. Man). Portland: 12lh
year. Seven post-graduate research
courses. Rates: Extended time, 81 ad
Juwtnients, $13. restoring health.
CHIROPODISTS.
WILLIAM, Esteiie. Fioreilo and Dewana
De Veny, .(he only scientific chiropodists
and arch, specialists in city. Parlors 3U2
Oerlinger bide., southweet corner Second
and Alder streets. Main 1301.
DR. O. O. FLETCHER Foot trouble sci
entifically corrected: lady assistant. 612
Morgan bldg. Main 8762. "
IR. B. LOUISE COX. chiropodist. 33S
Morttan brdg. Main 418.
Cl.EAM.VU AND DYEING.
REGAL CLEANERS hWhs
Soldiers' overcoats dyed blue or black,
new set of buttons. tH.50 127 N. 8th st.
COI.LE( TIONS.
XETH & CO., Worcester bidg. Main 17U6.
No collections, no charges. Estab. 190O.
DENTISTRY.
DR. B. E, WRIGHT
Third Floor Raleigh Bldg.
Corner Sixth and Washington Sts.
Main 2119. Auto. 2119.
nCr.TKTDY DR- W. KEEXE.
ULllMOini v0 After Kffects.
without Pain.
X-Ray Work.
SMtt Washington St.
Above Majestic Theater.
ELECTRICAL REPAIRING.
MOTORS REWOUND repaired
BOUGHT AND SOLD.
NICHOLS ELECTRIC WORKS.
Phone .127-27. 226 Main St.
GAKAC.B.
STORAGE.
STEAM-HEATED GARAGE.
For live or dead Htorage. 67 N. 12th
t. Phone Bd w y. 4044.
JEWELRY MEG. AND REPAIRING.
ROSS & CO.. WHOLESALE JEWELERS,
319 MOHAWK BLDG.. 3d and Morrison.
IKON WOKas,
PHOENIX IRON WORKS.
Englneera. founders, mechanics, boiler
makers, boiler and blacksmith shop. Of
fice and works, Hawthorne avenue and
Est Third street.
MI SIC TEACHERS.
OREGON Conservatory (school) of Muslo,
2d floor Rupsel bidg. (over the "Lion").
Entrance 165 4 4th St.. cor, of Morrison.
L. CARROLL DAY, teacher of piano and
voice. Broadway 2553. 148 13th street.
FLORISTS.
LARGEST
RETAIL FLORIST
IN
PORTLAND.
S1K Morrison St
Portland Hotel,
Phone Mar. 753.
MARTIN & FORBES
COMPANY
354 Washington St
Main 269
Fine Rosea and Orchlda a
Specialty.
Flowers for All Occasions
Artistically Arranged.
Personal attaitlon siven
wedding, reception, tea
ind table decorations.
Floral tributes promptly
attended to
aMKl'LAMV FLOWER
SHOP.
Morrison t.. bet. 3d and 4th.
Tel. Mnln 419
TONSETH'S FLORAL CO.. 287 Washington
St.. bet. 4th and 3th. Main 3102. A. 1101.
MONTMFNTS.
ft
PORTLAND MARBLE WPSKS
I6B 4th at. Opp. City Hn.II. MT BROS.
OTTO SCHUMANN MAR BLE WORKS
QUALITY MEMORIALS
E. THIRD . PINE STS. PHONE E.743
OREGON HUMANE SOCIETY
Investigates all cases of alleged
cruelty to animals. Offices, room 150
courthouse. Phone Main 378 from
8 A. M. to 6 P. M.
The society has full charge of the city
pound at its home, 535 Columbia bou
levard. Phone any time. Woodlawn
764 Dogs for sale. Horse ambulance
for sick or disabled horses. Small
animals painlessly electrocuted where
necessary and stray animals cared
for. All dead animals, cows, borses,
etc.. picked uo.
NTTW TODAY.
For Sale
Apartment building,
furnished; hi block,
west side; interest
ing income; $40,(HiO;
will accept some
trade, balance cash
and terms.
OWN KR,
AH 322. OHKt.ONIAN.
MORTGAGE .LOANS
Improved Property Installment Re
payment if I-Mired. Balldlnai loao,
Current Kates. Prompt Service.
A. H. Birrell-Gill Co.
16-219 Northwe-tern Bank Build in-;.
Marshall 4114.
STORAGE SPACE
Centrally Located on Track
We can move and store your Roods
m a fine sprinklered hiiildinK.
II A I I.I :, PACK I !i, STUH AGE
CLAY S. MORSE, INC.
4.Vt ;iiam St. Hdwy. 3470.
STORE
FOR RENT
Jan. Jut, 102 Hwt Street, Harare
Store and Banement. Lw Heat.
Lwnt; Lie a He.
JNO. tS. COFf LY
il'RETY BONDS.
INSl KA1SCB.
nu Wtleox Mlda:. Main Miao
FOR MORTGAGE LOANS
See Oregon Investment & Mtn. Co.,
210 Lumber Exchange- Bdg.
PIS
r
KNITTING.
KNITTING WORKS
We make all kinds of Sweater,. Wool
Stockings and Ptttieoats. otiu Larrabee
St.. near Broadway brldgf
OPTOMETRISTS.
"a. Out of the High-Rent District.
Wc " have Money on Your Glaase.
" 23 yeara' experience: most
modern and complete equipment at your
service. Consult us free. Thousands of
satisfied patrons. Dr. Samuel Goodman,
associate optometrist. Main 2124.
-w - i SOS M jrrlnon St.. Bet.
Unas. v. Goodman Front and t ir-t.
, WHY PAY MORE?
fZzZ. Glasses in gold-filled frames
JU fitted to your eyes, (2 30, double
vision glasses at low pricea:
satisfaction guaranteed. Dr. A. E. Hurwitx.
optometrist. 223 First st. Main 451.
DR. GEORG1S KrBliNSTBIN. veteran op
tician: eyes tested, giasses fitted, broken
lens.:, duplicated promptly, very reaaon
ab.e prices. 22i Murriwon st. Main .iQiil.
PATENTS.
PATENTS that protect. Complete appli
cation!, premred by experienced . regis
tered engineer Prompt and confi
dential service. G F McPougall Co..
213 Chamber of Commerce bids.
PATENT ATTORNEYS.
PATENTS Our practice has extended over
a period of 74 yeara. All communica-
' tions atrictly confidential, prompt, effi
cient, conscientious service; handbook
free on request. MDNN CO.. Hobart
bldg., 504 Market at.. San Francisco:
Chicago office, room 810 Tower bldg.;
Washington office, room 103 Scientific
American bldg.; New York office. Wool
worth bldg. '
pATK.Vl'a fiend akeu:n or model for pre
liminary examination. Booklet free.
Highest references, best results, prompt,
nebs assured. Watson E. Coleman, pat
ent lawyer, 624 F St.. Washington, D. C.
R. C. WRIGHT, registered patent attorney.
23 years. It Invention really valuable,
see practicing lawyer. 'tiOl Dekum bidg
HYSlt IANS.
DR. R. A. PHILLIPS, Broadway building,
stomach, buwel, liver, kidney, bladder,
rectal, prostate " and female disorder
without operation.
PI IK. REPAIRING.
PIPF.S REPAIRED
By Experts.
Pipe Shop. 272 Washington St.
I'KINTKKS.
DDIUTIklP F. V. BALTKS & COMPANY
minium i
First and Oak. Main 1V;511-B3
BHEl MAT1C SPEt 1A1.1ST.
FREE EXAMINATION FREE.
The world's greatest rheumatic cure.
IT'S IN THE GOODS; THAT'S ALU
JACK KING'S Mineral Treatmenta
Cured Patients My Best Referencea
JACK KINO, Rheumatic Specialist.
83Ui Fifth St., Corner Oiik.
Second Floor Phoenix HLdK.
TRANSFER AND STORAGE.
SECURITY STORAGE & TRANSFER CO.
Packing Moving Storage.
Money loaned on goods in storage.
63 Fourth St., opp. Multnomab hotel.
Phone Bdwy. 3715.
OREGON TRANSFER CO.,
474 Oil. an St. Broadway 12L
DRAY AGE. STORAGE.
Four Warehouses on Terminal Tracks.
VETERINARY.
ROSE CITY VETERINARY HOSPITAL.
East 7th and Grant sta. Both phones.
Day and night service; 8 veterlnarlaca.
NEW TODAY.
PUBLIC
INFORMATION
Dead and Abcred Trrta Cause
.Numerous Bodily Ailments,
HAVE YOUR TEETH ATTENDED TO
Before the Nerves Are Fx posed
or Irritated, Thereby Dis
posing; of Deud and Ab
scessed Teeth.
IF YOU NEED DENTAL WORK DONE
WE CAN DO IT
To Your Satisfaction
WITHOUT PAIN BY CONDUCTIVE
ANESTHESIA
The 20th Century Proven' Reliable
Method.
Twelve Years' Prnctlre In Portland.
DR. A. XV. KF.FNK.
DR. 11. J. KIK.VKNDAIIL,
Above Majexdc Theater, 3.'lVi Waah.
Inirlon Street.
NORTHWERUG CO.
FLUFF BUGS
Oiliest and best equipped factory In
the northwest. Madu out of your old
worn-out carpets and rugs. Save half
the price of a new rug. Use woolen
clothing.
9x12 RIGS STEAM CLEANED l..-.0.
Eaat 3580. 188 East Eighth.
Parrish, Watkins 8c Co.
Est. 1867.
Prank: E. Watkins, Maitrrr,
Member Portland Kealty Hoard.
Real Estate, Rental,
Loan and
Fire and Automobile
Insurance Agents
Correspondence Solicited,
252 atari. tt Phono Mala 14
For Sale
Two-family modern flat
building and 30x100 lot.
Nob Hill, west side.
Income $80. 00 per month.
$8,000.00, half cash.
OIIKI.OV INVESTMENT
A. MORTUAOE CO.
$11,000
Sacrifice 100x100 near East 2d
and Salmon; common user track.
Cost owner $30,000 and will be
withdrawn if not sold within
few days.
AG 309. OREGOMAN
FRESH EGGSJCR LESS
LA (IRtMlE CREAMERY CO.
Portland'a Selling Affrnts
FOR SPKKR'S
WII.LAM ETI'E VALLEV
FRKNH II R A 1) K I) k:UUS.
t'trat and amhili Sta.
NEW TOrAY.
UCtOQQlSg
ia octver a
KatahllKhrd 1S3
On Tuesday and
Thursday Next
at 10 A. M.
Furniture, Rugs, Etc.
Greetings
To Our Many Patrons
and Friends We
Wish You All
A
Merry
Christmas
We Buy Household
Goods for Cash.
Phone Main 3332
W. C. BAKF.R and XV. It DK AX,
Auctioneer.
PYTHIAX m n.niNc,
Yamhill and Went Park Streets
(Formerly Maxonic Temple llulhllns;)
Auction Sales
AT WILSON'S
AUCTION HOUSE
100-171 SKCOn STREET, KUAR
MOHKISON.
STORE CLOSED MONDAY
MERRY CHRISTMAS
TO ONE AND ALL
ON WEDNESDAY NEXT
AT 10 A. M.
We shall sell the niTKVT OF
S-HOOM I'HIVAI'K HOIK HKIIIIVF.II
to otir S I.KSI(oS for CONVKN
IKMCK OF S Vl.K. Including (iOOII
FI IIMI'IHK, of all descriptions;
WILTON and nolll II It I sski.s
III (.X, Lace Curtains, Bed Linens,
Blankets. Quilts. A. II. (iAS It AM. 10,
HKtllMi STOVP.K, KTC.
FRIDAY NKXT AT 10 A. M
generwl consignments.
SPKOAl, 1NDH KJIEXTS IX Ol R
PRIVATE SALE DEPARTMENT
PIIEVIOI S TO IMK1(IHV.
TKHMS if desired.
J. T. WILSON, Prop.
We Pay Cash for Furniture.
Mnln 1H2A.
Buy This Feivrvcr
rtlHI15 price includes plant and speeifica
X tions, all lumber cut to fit, ready to
erect, lath, ahinRlea, doors and windows,
mill work, build tne paper, nails, paint,
hardware and tin work. We will gladly
give you complete price, including con
struction. More than 100 designs to choose from, or
we will build to your own plan.
If you need assistance in financing your
home we will help you. We can build a
limited number of soldier-bonus home's
immediately.
Dwnfwn fictt
327-8 Artisans Bimi ding
Bromdwmy and Otk, Portland
Talap boo Broadway UtS
FENNER MFG. CO.
raw ! MdUoss Ansa. Fankad. Onp.a
SOME GOOD APARTMENT BUYS
43x104. with two two-room, one three
room and one four-room apartments,
two baths, two toilets, SJ-pa- tCCflfl
rate basement. Price onl.v..00JUJ
50x150, four-flat bulldinir. Tillamook,
near Williams, Income J2QQ0
East Seventeenth, near Madison, lour
five-room flats, income tf I A finfl
,200. Price OltiUUU
East Kifrhth and Burnside, 100 feet on
B u r n s i de, income $150. J g QQQ
East Sixteenth. Irvinfrton, four-flat
b u i 1 d i n b, income $300. J g QQQ
50x100, Union avenue, 4-flat builrtlne:
ir V..: $7500
WEST SIDE
ot 63x100. two five-room flats CTRfin
and house. Income $100. PriceVl JUU
Merrr (hrhtmAN to All and Beat
V fNhfH for a Happy nnd lrcm
prruii Year.
HENRY W. GODDARO, REALTOR
S41I Stark Strret. Mnln KII.
FINE INDUSTRIAL SITE
APPROXIMATELY
l7i2 ACRES
rtvpr 1190 foot of frontage on the
Willamette river in the miimifac
turinsr district, with the Southern
pHcifi. and Ore won Klertrio lines
adjoining- and close to the property.
To close an eRt ite. H price of $fiO,
OuO has been authorized and easy
termts can be arranged.
E.M.ER0WN
1122 orh nntrrn Hank nulldlnir
I
FULL BLOCK
HnundrJ hy
a
I.IMMI KIK, I MO
AKMK. K ST II Mill I -SIH
T K K K T O
KTi:i'llr:N XTUIIKT.
Wakefield, Fries
&Co.
bi iOlUlU STRiiKX.
IS
; TO
I
i illinium in ii i in in i ii mi ifii'ir"fii
rKii$l
1
NEW TOT Y.
Albina
Industrial
Sites
niftht la the Ilrart of h City,
on I.armlirr f-trpet.
rar the llrundwaj ilrldice.
Trackage, Sidewalks
Sewers, Water
Paved Streets
LOTS SO
FEET-.'
V:.$2775
LOTS
FEET
j5.:"a..$2900
Acreage 2c to 4flc Per Square Foot
Trrmn to Suit.
BUILDING ASSISTANCE
Illn.trated I'oMfr t pon Applica
tion, Portland Realty
& Trust Co.
owsEns,
21 1 Railway Kxchnnare HulMlnir. j
rilOB MAIN S 1211.
MERRY
CHRISTMAS
TO YOU
And in the
New Year
to buy or
sell your
good home
or homesite
R. T. Street
KiixtsivK donn. iio.mi:s
hi: w. i oic
UPPER MORRISON
STREET
$6500
A KKV IMECE
iiii:moh r.otio
IX I.IXE t)l'' IIE KLOIMIENT
DOX'T FOIUi ET, WE SAID
UPPER MORRISON
STREET
$6500
$1000 CASH I LI. II win. n
7-1- Chamber nt 'otnnirrr
Ilullt tu Endure"
GREETINGS!
Our custnmTs are our frirnfls
and to our Itlcnils nnd custritncr
our wish Im for A MKHItV
rillMSTMAS and H.U'PY NEW
YiiAi:.
Redlmmle Mldn. Co.. rortlnnd. Or.
E. 11th and Market. Phone K. 5114.
Over
14 Per Cent
Net
on
$50,000
INVESTMENT
A very fin corner
hriok apart rnent -house.
I nc 1 iid i ntf
fiirnitur':, in walk
inR (iitHncp of old
jtohtolf ire.
J. E. HUNT
iiua iinti:ii of tmniEinK,
INSTALLMENT LOANS FOR FORWARD-LOOKING
HOME
OWNERS S per .nt wimple Interest on monthly
loan WHlmire. Option to take up nt
anv time. I e p h y your mnrUHtc
urtiduHlly and easily if yuu liv. and
initantly if jou di-. No ccmmlnal'Mi.
WILLIAM MACMASTER
X' I . S. ntlonnl Hnnk nullilina.
MORTGAGE LOANS
.iotiy available fop loans on fir-t-rlasM
insiiic retail and finaiuia.
j pioj'rt y at 6 prr r;n t uitont
WILLIAM HACMASTE7.
I 32$ L. S. .National Umk Uulldlng.