10
TTTTS STTNTJ AY OREGONIAN. PORTLANn. NOVEMBER 9., iOlDl
INTERESTRATE CUT
HELD SWEEPING 01
Albright Measure Would Af
fect All Business.
BANKS PARTICULARLY HIT
Attorney-General Submits Opinion
on Proposed Amendment to
Constitution of Oregon.
SALEM, Or., Nov. 8. (Special.)
That the proposed constitutional
amendment initiated by J. F. Al
bright of Oregon City, fixing the
lt-Kal rate of interest in Oregon at 4
per cent, will apply in ordinary busi
ness transactions, was the opinion
srtven by Attorney-General Brown to
day in response to an inquiry from
Will H. Bennett, state superintendent
of hanks.
"if you will examine the provisions
of the proposed amendment," says
:lr. Brown'e opinion, "you will ob
serve that the rate of interest is
fixed at 4 per cent per annum upon
all money after the same becomes
due, but upon contracts interest at
the rate of 6 per cent per annum, and
no more, may be charged by the ex
press agreement of the parties."
In reply to a second inquiry the
attorney-general holds that the rate
ot interest provided in the proposed
amendment will not affect contracts
executed prior to the groins into ef
fect of the said proposed amendment.
Effect on Banka Noted.
"The attorney-general also holds
that if the amendment becomes a
law banks will not be permitted upon
contract to lend money up to the rate
rf 3 0 per cent per annum, aa now
provided by law. In this connection
the opinion holds that no notes exe
cuted after the adoption of the pro
posed amendment could draw more
than 6 per cent.
In case no rate of interest ia speci
fied 4 per. cent may be charged upon
all moneys after the same becomes
due. In the event a person agrees to
pay Interest but no rate ia specified,
the attorney-general holds that 4 per
c:nt is collectible. Regarding what
would be usury under the amend
ment, the attorney-general said:
"By substituting the maximum
rate of 5 per cent as provided by the
proposed amendment, instead of 10
per cent as now provided in the Ore
gon statute, everything that is usury
now would be usury then. In brief,
any rate of interest above 5 per cent,
coming- within the rule announced,
would be usury under the proposed
constitutional amendment."
Coinmlsalonai Cut Off.
"In addition to what is said above,
must be added that if the new amend
ment goes into effect, no brokerage
or commissions for making or secur
ing, or in connection with making a
loan, can be charged.
. ."The amendment will not prohibit
the ordinary bank custom of dis
counting or rediscounting commercial
paper by deducting the interest in ad
vance." ;Regarding the effect of the pro
posed amendment upon what is known
as the pawnbrokers' act, in which
licensed persons are permitted to lend
on an interest rate up to 3 per cent
per month, the attorney-general holds
that no new license could be issued
td persons under the act which would
permit the charging of more than
the amount provided in the amend
ment. "As the licenses then in existence
would expire in December," saya Mr.
Brown's opinion, "as provided in 1 ie
act after the November election,
whether the act - would be deemed
an impairqient of their license rights
to charge more until such expira
tion in December, it is not necessary
to decide."
RATE CHANGE IS BACKED
IDAHO EXPERT CRITICISES
fjiHADEJD FREIGHT TRAFFIC.
Testimony Continued at Hearing
! :ifor Adjustment From East 19
Intcrmountain Territory.
SALT LAKE CITY, Utah, Nov. 8.
Witnesses for the shippers who seek
an adjustment of freight rates from
eastern points to the intermountain
territory continued to give testimony
ab a hearing before examiners of the
interstate commerce commission here
today. Chief testimony today was
given by H. V. Pritchett, representing
the Utah traffic service bureau, and
lueonard Way, rate expert of Idaho.
Testimony given by Way was ques
tioned by Seth Mann, representing the
San Francisco Chamber of Commerce,
and J. N. Teal of the Portland Cham
ber of Commerce.
, Way told the examiners he did not
believe in graded freight rates for
very sidetrack, but believed a change
from the present system was neces
sary. Under the prevailing system, he
Said, freight rates from the east to
-the intermountain territory were the
same aa those to Pacific coast points,
in some cases hundreds of miles far
ther west.
,;"The hearing will be resumed again
Monday.
REFORMS TO BE TALKED
CHRISTIAN CITIZENSHIP COX
"iEREXCE MEETS THIS WEEK.
Variety of Momentous Problems of
'. :' International Interest Slated
; '.!:, for Discussion.
; I PITTSBURO, Nov. 8. Christian
statesmen and social and moral re
formers from 47 countries of the world
will assemble in Pittsburg during
;!'Armistice week," beginning tomor
rtiw, when the third world's Christian
citizenship conference will be held.
The conference has not met since 1913,
when sessions were held in Port
land Or. '
A variety of momentous problem
of international interest, including
those pertaining to social, moral, in
dustrial, economic, civil and political,
activities, will come before the o6n- i
vention. The purposes of the meet- :
ing as outlined in the call issued by
the National Reform association, are:
To promote the cause of Christian
internationalism; to further the ef
fort to establish a just and lasting '
peace among the nations of the earth;
to help conserve the moral interest
of the .world, and to aid in solving the
world' moral problems.
For two year nine International
commission of nine members each
have been compiling reports on world
conditions to be presented to and
acted upon by the conference.
- Many speakers, some of them for
eigners, have accepted invitations to
address the conference aessions here,
including Joachim Alexopolulos. dean
of the Greek church, synod of the
United States; Ygnaclo Bonlllas, Mex
ican ambassador to the United States;
Policarpo Bonilla, former president
of Honduras; Captain U. N. Bachman,
special envoy of the United States
peace commission to Russia; Dr. Cal
deron, ambassador to the United
States from Bolivia; Pierre Chotch.
minister of justice of Montenegro;
P. C. Change, educator of Tientsin,
China: Mile. J. Merle D'Aublgne, or
ganizer of French war relief agencies;
Countess D'Ursel, lady-in-waiting to
the Queen of Belgium, and Dr. Danjo
Kbina, editor, of Tokio.
SCHOOL CLINIC DEFENDED
TEACHERS TESTIFY TO BENE
FITS GIVEN CHILDREN.
Seattle Protective League in Suit
to Enjoin District From Pay
ing for Service.
SEATTLE, Wash.. Nov. 8. (Spe
cial.) High school and grade teach
ers testified today to the benefit ob
tained by Seattle school children
through the medical department of
the board of education in the proceed
ings before Superior Judge Calvin 8.
Hall, wherein O. C. McGilvra and
other member of the Public School
Protective league are seeking to en
join the school district from spending
public moneys for the maintenance of
the school clinic.
The testimony in effect was that
there had been no injury to the child
because of medical, dental or surgi
cal treatment, but there had been per
sonally observed by the witnesses
hundreds of instances where the ef
fects had been beneficial and where
the pupils had improved in scholar
ship, deportment and general school
work. Thorwald Siegfried and Ed
ward Judd represent the plaintiffs.
Attorney Siegfried said that while
it is charged in the complaint that
the medical, surgical and dental treat
ment had done irreparable damage
to children subjected to it. the plain
tiffs had decided not to offer any
testimony on that line and to confine
their case solely to the allegation that
there is do authority in law for the
maintenance of a medical department
by the school board.
MRS. GRANT IS BURIED
Active Clubworker and Red Cross
Leader Laid to Rest.
Funeral services for the late Mr.
Josephine Virginia Grant, resident of
Portland for the last 13 years, were
held at the family residence in this
city yesterday, Rev. W. G. Eliot offi
ciating. The interment waa at the
Mount Scott cemetery.
Mrs. Grant died Thursday night fol
lowing an illness of three weeks. She
had been active in club work and waa
a tireless worker for the Red Cross.
She was a member of the Portland So
cial Science club, the Sumner Women'
Relief Corps and the Daughters of the
American Revolution..
She was born in Georgetown, O.,
August 12. 1853. Her girlhood waa
spent in Illinois, her early married life
in Iowa and later she went to Pueblo,
Col.
She is urvived by Mrs. W. B. Bailey,
daughter, and a little granddaughter,
Virginia Grant Bailey of Portland.
DAMAGE HEARINGS NEAR
Burden for Washout of Lands May
Fall on Pierce County.
TACOMA, Wash., Nov. 8. The first
of several suits for damages, aggre
gating $300,000, filed against Pierce
and King counties by land owners
along the Puyallup river who say
that work on the river has resulted
in washing away their land, will be
heard by Superior Judge J. M. Card
Monday, it was given out today.
If the claims are sustained Pierce
county will have to meet the pay
ments alone, as under the terms of a
contract made January 19, 1914, be
tween Pierce and King counties, dam
age claims resulting from work on
the river must be paid by the county
In which the plaintiff lived.
$40,000 in Taxes Not Paid.
ROSEBURG, Or, Nov. 8. (Special.)
Delinquent taxes -amount to $40,000
In Douglas county, according to a
statement issued from the tax col
lecting department. This is approxi
mately 8 per cent of the total amount
of second-half taxes due October 6.
not give
fine
OU are
reminrl-
w
ed now, in
plenty of
time, about
that last
year's re
gret after it
was too late,
for Christmas a
! REAL MUSIC
PUBLIC AUDITORIUM
l Today 3 P. M.
"Billy" Bone on largest pipe
organ in Northwest.
Eloise Anita Cook, soprano.
; ANY SEAT 10 CENTS
Oriental 3&ug
You will want to take
plenty of time to look
through our exhibits; we
advise that you start now;
take no chances on failing
to get just the thing you
want at the price' you want
to pay now while we are
in a logical position to save
you money.
123 A
Better Pay Too Much Than
Too Little
It you pay tbo much for a good piano you have certainly
lost a part of what you paid ; but if you pay too little and
get a Worthless piano, you have lost it all.
Don't buy pianos on price. There is no price small enough
for a piano that is sure to disappoint.
Forty-six years ago we adopted this policy:
"We never permit a customer to pdp loo much
for his satisfaction or loo Utile for his safety."
The Euphona Player Piano
Here is a moderately priced Player Piano that is so thor
oughly pleasing that it is bought by many homes which
could easily pay twice as much. It is good all through
not a weak spot or a poor piece of material in its whole
makeup. Hundreds of homes cherish and enjoy its ease of
operation and control, and especially its musical qualities.
Convenient payments.
LATEST MUSIC ROLLS ALWAYS IN STOCK
Morrison Street at Broadway
yilgrBAUen(.
AND rUrBJN PIANOS
SI MUSIC I
MASON
ma afaata. oau.
ITAlJ'tlNSl
ff
KXRSCHB
11 FOR STYLE! F
;AUi
l CLOTHES
LUE !
OR QUALITY I FOR VA
BIG STILL IS HIED
VAXCOCVEB OFFICEItS FIXD
OUTFIT IX CHICKEN HOUSE.
block of Moonshine Liquor Seized.
Clew Found on Man Arrested
in Portland.
VANCOUVER, Wash., Nov. 8. (Spe
cial.) The larg-est still yet found for
making' moonshine whisky was raided
today by Sheriff George Johnson and
Deputies Laws, vv'iley and Wright
and Bert Yates, deputy county at
torney, at Walnut Grove, about six
miles from Vancouver. The large still
was in one end of a chicken house
covered with tar paper. Among the
articles seized by the sheriff waa a
huge copper retort, made for the pur.
pose, an acetyline gas tank and
burner used for cooking, seven bar
rels of raisins all crushed and in
process of fermentation, a wagon
load of raisins, demijohns and a
wooden tank more than five feet
hifrh and five feet In diameter.
The still waa on a small place re
cently bought on contract by M. E.
Gak and a Mr. Avey. Mr. Avey went
to Portland today and was caught
there by the Portland police having
in his possession 20 gallons of the
finished product. In his pocket was a
contract of sale, and it was by tracing
this in the county records that the
location of the still was discovered.
Several gunny sacks were also found
filled with pint bottles of the raisin
alcohol, or moonshine whisky.
Several trucks were required to
transport the still, barrels and other
paraphernalia. The grapes in vat
were dumped out but the whisky was
taken to the county courthouse.
The still was found locked up so
that the sheriff was compelled to
break the lock, a search warrant hav
ing been secured before the raid.
lem, Or., Nov. 8. (Special.) Under
the direction of the university auxil
iary of the Willamette Chapter Red
Cross, the drive for membership
among students of the institution be
gan yesterday. The chapel period
was devoted to talks by overseas men
on the work of the lied Cross organi
sation, Victor Collins telling of theit
care for the wounded. Harold Miller
praising their canteen service, and
Ray Attebury speaking- of the socie
ty's future plans and work.
NORMAL TEACHER QUITS
Mrs. Margaret C. Curran to Join
Faculty at Dillon, Mont.
OREGON NORMAL SCHOOL, Mon
mouth, Nov. 8. (Special.) Mrs. Mar
garet C. Curran, member of the fac
ulty of the Oregon Normal, has ten
dered her resignation to the board of
regents. At the end of the present
school quarter she will take up her
new duties as a member of the
faculty of the state normal school at
Dillon, Mont. She is to receive (3000
a year.
Mrs. Curran this week delivered an
address before the Yamhill county
teachers' institute, held at McMinn
ville. She will spend Monday, Tues
day and Wednesday at Lakeview.
President J. U. Ackerman also spoke
at the Institute at McMinnville.
Overseas Men Laud Red Cross.
WILLAMETTE UNIVERSITY," Sa-
CATTLE BRING $200,000
One Rogue River District Delivers
10,00 Head to Portland.
ROSEBURG, Or., Nov. 8. (Special.)
All records for cattle shipments
from the Rogue river valley have been
broken this year, according to local
cattlemen.
From the Applegrate district alone
1000 cattle have been shipped to Port
land this fall, which br trips a canh
return to the cattlemen of approxi
mately $100,000. None of the steers
brought less than 9 cents a pound and
the lowest price received for cows
was 7 cents.
Other districts have not reported.
10th and Alder
Largest Oriental Rug Dealer in the
nascM
v
Hyacinths
Tulips
Daffodils
a splendid collection of
SPRING FLOWERING
BULBS for the open ground
and Winter Flowers indoors.
FOR A SUCCESSION OF WINTER FLOWERS Hyacinths,
Tulips, Narcissi, Crocus, Lilies and many other free-blooming
beautiful flowers can be grown in pots or boxes in your home
and are sure to bloom. N
FOR OUTDOOR PLANTING Our splendid offerings of Giant
Darwin and May Flowering: Tulips, Hyacinths, Daffodils and
Crocus new and distinct varieties of great beauty will com
mand attention wherever grown.
FOR EARLIEST FLOWERS INDOORS Roman Hyacinths, "Pa
per White" Narcissus and China Lilies will bloom in six to ten
weeks.
SPECIAL "Progressive," the best of the Evergreen Straw,
berries planted now will fruit heavily in the early spring.
Prices: Per dozen, 60c; 100, $3.00; 1000, $20.00.
OUR AUTUMN CATALOG of Fruit and Ornamental Trees, Berry
Plants, Rosesj Bulbs, Flowering Plants, Vines, . Ferns and
House Plants lists only such varieties as have proven worthy
and satisfactory, and you will find it to be a dependable guide
to your purchases. Mailed Free on Request.
til '
ls
-
Uncle Sam's Advice
On Clothes
When you set out to buy
clothes, says the United
States Government, go
with a definite purpose.
To get all-wool fabrics,
jg smartstyle,goodtnHoring,
value that's a purpose
Uncle Sam would certainly approve.
And that is the very purpose these
IGrschbaum Clothes are made to fill.
$lpw in our windows Kand our cabinets
the new autumn styles in
suits and overcoats
hegley 8 Cavender
COR. FOURTH AND ALDER STS.
genuine
C7
P
11
i
t
!
:
ai 1$
but it is known they have done as
well. From Jackson "county complete
It ia estimated the rattle sales this
year will total more than 200,000.
Phone your want ada to The Orego
nlan. Main 7070. A fin-ir,.
$6000 Garage Started.
SHERIDAN, Or.. Nov. 8. (Special.)
C. W. Cook, contractor of this city,
has Ktarted work on a hollow tile
Kara Re for Drumeller Brothers, pro
prietors of the North Hide Clsrape.
which recently whj sruMed by n $7"ort
fire- In which 13 automobiles were
burned, tome totally lott.
The new g-arase will be absolutely
fireproof, will coal about $6000 and
will be used entirely for storage pur
poses. The old rarase will be used
for a repair and maoMn1 shop.
A strip of land eisrht inches wide
and 40 feet long; In the central part
of liazt-Hon. Pa., has Just been trans
ferred by ded to a man who nepded
this Pinali piece of ground to pet ao
ctts to his large tract of land behind
It
The Electric Washer You've Been Waiting For!
Wringer
Perhaps you don't know you've been waiting for the
Gainaday, but you'll know when you give it a trial.
It's new to Portland, but it comes backed by the
enthusiastic support of thousands of satisfied users
all over the country.
The mechanical construction is perfect
exclusive features make it superior
to the ordinary washing machine. The
Gainaday gives more and better serv
ice for the money.
Arrange for a demonstration
by phoning or calling on
W. H. Wahl
43 Fourth Street
Distributor in Oregon
Phone Broadway 5579
G. P. A. Profit
Sharing Coupons
Scott Electric Co.
Fifth and Oak
Phone Bdwy. 1820 t
.Northwest.