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About The Sunday Oregonian. (Portland, Ore.) 1881-current | View Entire Issue (Dec. 5, 1915)
in Tnn suyn.iT onrnoxTAX. ronTLAXP. deceiber 5. 101.1. nnn m I ni'JTfTl: -7dZ, ,.,.0.. PQIHJS OH RUNNING Americans do not know M40,UUU HLLUHlU : . . rr. s ; !"'""'" " """, MEANING OF 'LIFE-WASTE FOR HEW SCHOOLS !- 23 1 mmm n i j l,- i li1 SBS j Taxes, Insurance, Expenses Benson PoMeehmc to Get . rtreOSi I n.u.n... &r r.nnrrt S2CO.G0O. ..MA Half ; . -T-T H i t i .11 i. H Has Been Donated. :i -re; -r ----- '4 J IS SOON TO BEGIN jhPY 'r j ; i J SOLUTIONS ARE OFFERED WORK I raakliss lligla. Trrwlltlger riil !"" Abe- ttrH t .If Adllirax tUa Ar l a l.oaata 1 rout :. tn f m.nar anJl ' .T U w. ". ..'hwl irl iilofU"t ta. L.n.l tar ef I I B 1 t J .( te 1 Br.l Kti t cf Ift. r s. r.i o4 H.- Capitol tn mix .! of .- iout pror"lT ftountj- b :3t T;rt.i. N i.i.ao. L.t nt...M 1 :jt lrir lr.t. la At t ernt tlm cctr mla f-tf j tt in. i.ti. tt rs4 rl b.for miy K l .?.t' tit l& coRtr-ti" contrf. U b l l.uft'fel Mr N.r.mor y.t.r- jt t-it ts b'i!;.im cr.a br ti trin: ppto?rtiHoM wouM proWMj r.!y r ovuka.-r T fptmbr. 'ta inAia Jmlnltrt!oa btMln. v&urit t:i b tot4 In lb c.nt.r vt tn croi;, w ii l lon wltHoot k...n.i TV. rl'r will b of wi( t.rra ioI' tr! ir mine. Tb ne bMii!.o 1U prsbtiy b of A I bra '- f tn mchn!cal aai t);,,:i( ti will b. Iiuill at th ,i.-ladis asln conatrwtioa. trtntin. biaaia. bt in.tAl warkiM. tiaem aad alaf tim.b..pinr. ara cot acrouatlne. Vt:!im4t:c. corT. clU aal r.rtr ai b liuikt, a .U a tn ra.ni4-i dri4. pttra kin. naiith.K. rvbijx-ioral drtm. c-p-KHti:it. p.utr-Lta n4 ai.ctrual wtr "- 4r. rrra A C. W. Or.e. ef J K" t-.t. k ta 1U tn. rcir. for tb en". t b tr..l l IUlrrda ItJt.l buiiiii'. at tn ortawt cor. ! of Ut.B'J :.;mool rr.e. ta C'il ef wl b about t;i.-n. A. U Ho-rj. ef MS on tr(. tf'irr-f in crvntr.--t for ta b-uo an t (iu-nRIK of t-i ".ructur. I':u fr ta. orfc w.r prprd b ':-). .a A CUua. I"val arb it.cta. Ti. or! H to iBlwl partitloa f woo.t aiut n.tt lata. aar bath ao4 ar t.)it. cbat! of th. h'atlo (4i m4 tb iai.oa of aa oii b rnio .'i:pmBt Th app.r partioa ( in. uiUS:a "111 b r.to.l4 Ibi a m'Mt.ra apartm.nt. Tn I:4af4 i...l.n t.. a i.ir-t'r Btruetur c- fta trtr bto. . te u ei roa i:np.4cl ; cmdo li kor poftioa. fi.MT rt.a Hat a TW4 0C I'lan ar b.ia r pr.?arwl for a com. tK'iBifr aprtnat t b r 4 la tn I Mmiii 4 tfl' t. al'-a IbcIv4. ac.t t' cotti. A. II. Tab.r I t-.. a' bit-t r.partf ? ta plaa for tht B-l nrvtiifi. Tb. ptaa a titIiB.i In. I ij. a ('u ef eot aioac lb -f tno. la ralifra . Hr-'.c t l.-ftl M h.altB 'll b h-ait..J Iron a c.atrl p! it. T totuit ar I ft moi.ra. wUI tcataia aa ac ef f. rwrra ...-n. aa.t will b 3,1 lm la b:j.. Tb la Itu ,t "f rritru:tt'i X a:'i t b la art .-i:nomv ta b'.tinf an I licbl. lax from tb r.atrat pUat. It will be a roruit. InBovati n la anartciat ku. cuaatructioa la I'ertiaa4. ftaa I 4nta riaa M . W ora w r--tt. ta tort:aa4 Ut .. ft t.iat t comptt.4 rt.B art4 r .f:.ti.. of tb. empo4 'ortlaa4 rfe.iri'tm h 4 b..n !itptL-h. from N. lort ti Arihit.-ta hti.r-.ou. 4t l'o. i n !. n rt"r."l tn et!'.-tal r-nit..-t l l rt:nJ. T ti'r.f ef tb ar lu:! wi.l b ftrKft. triBim4 itn t-'Ta rotca. It b Sit t.t btch ao-t ct about jt.nt. Vatwlna Max Aaa4 Tb co.tr-' t ha. b.a l.t for Iba fivtn4atto ef th p-ope.J tnananWum t t bailt i,t"i th Ttcf rry fn4 fur th. ;iarTl f.m.t.r for tn .L"w MiMtttfia CompaaT. nic r-ntl cmp.t4 bnllJintra at l-alaro anil at i:mc A'-rordisa' t tb f. if., driaa br Ar -t.tt.ct. tjawr.ac A ll.iif .re. tn butM.n will toDtam c'vpt... an-i wiM ro.f about $45.,. i;raB;t. wt.t b. n..i la ta .at.rior ef ti. b'j.Hlriat. R t;.iar. who baa In r,. t. m-inT iM46a"lurr buiilinc la r..ir-.-.. ay tftat lb Ialm buitdiac cRipr- n.ry favorabir tta th for tea ir -. !urr aaJ taal It la au;.rlor In troy -..p.'ta. p-ta;:y la aalta tioa. la K.Balr (arra l.t. Th cuatrai-t tr th .tt.B.ic r r r to r mai t th I'ambrllta blixh. at th. autrit corn.r ef Third a,) VI--rrlior tr.t. w let la.t r.b t M-MiUa4 Hf" I' I. ltnJ tnat b.t.a lii. '' 1 Ui wl! b' ap.nt to ft th. atr-jct-jr for tn ocru-p-ancr ef t l-row B. til. Yol.a Mill 'mpjB. Ta plana f iifn by A. L Orlooa -. rsnaa ttaa.o. Crouo-t in broken l"t w ft at ti Cit! atrcct. !.- trr;oo aJ l.tl-n. for tn con.trm tioo ef a ob arwt ene-halt at.r f.-ani r..ln' f-r (I. KaUn. Th b'lil'tinar r.rmit. la.t wh. clt.a U aa tb probable to.: ef th work, trrhlt.vl tr ttmrnf. ta a!litl.-a to ork ca p'n for h t.fta:. pair to b ana l to th t:-l-mM, I iter I. anl ;h cootru-ioo of f-.. ll'ko r.l-t'-iv-. la Uuriburl. Arcnt:'ti 04 CUu.aoa ar lu eitit p:. en two otb.r cl.nt-.. '-r Willta o laa.. a country r..'tRc ' b.mc butit ua4.r tr.tr ti tmrtioa era a fur ar.-l en..h;t art r.-t iloa th rir bB In t. Jcait Thi rt.n.-. tnsr.tn.r lth a r an t cht' ln-h.)ij. . f tno am poli.rn. ,: coat about $''). A too-atory r-.il-u. la b.in pur4 for ro'ta in M-vntj.n boil-r4 .r I'attoa K.aO. fortiB4 tia-a-Ma. Th ra.r htE ef tM pfep.'i from la B"t yet mi.! pubU. but .t U lhat the pro3i: etp.B'iitar will be ttr. tmm Maa roo4. r.rmrta w.r l.at taat w for to mo4.rn omv n oao for a ro M.' for A. M. H o-' a. ef B-atr-rton. ta t-aribur.t. IB coat to b T" tbr l..u. to 5 A. Tetter .n. ef 1M l"al t.:i r..t. f-r t ra;4o-'e to to erect.4 In Ho, r.tr Tarit for J. A. Itubb.lL Oau.a'n A tTatiaa.n prepare tb plan for te forrrar a'.rwaor. Ta C"ou.nl hao awartl.4 a roatrart far in er.-ttoa af a fram bj14ia la J(.t Tabof rara ta K. ?!Sr 6t4 u tttlU lit Uotar wU TM i J I i-J . " saw 4 . ' ..' r III. ! .4 , J Z-- - .- - i V .S. "," DcpiclUon or Buildings I Taken ' " . - . ' i- 7 -j X Jnlo Account In Estimates as j -rx "!'rZi T"u' ' Ca3 Fowtlblo Returns on In- w .a-hool : I I" I it I 11 . . -J 11 - i. IT rmr t mt of t LimtTi: MimiouiT LriMOPAt oiihcii at twelfth a.m tayloh streets. th. fir.t onit of th Vlrat Mtho.llt Kpt-opal Churf h of Tortland practically I. completed on the for rn.r Var.ona.a alt directly weat of tb church bul!dtnB on tb norlbweil corn.r of Twelfth and Talor "UVhe r.w bolld'.nff will 1 for Punlar nchool pnrpoB-e. and will alao hoo.o th. ,oc.''1 nlertalnment. that are ir, tni-r th. mana.emenl of lb. church. ToKether with th. rn'hln- th? aar buiMina- ha coat arproilmat-Iy llS.ooo. whll th. propo.rd new church bulMIn that l to be 'Ttcttil Smmlr. y oa ,h. atT. o? th. pre.enl ediflr. -II. .w.ll th. Inveatment to about I150.00S la bmldlnRS. Th. P aaTfe, th? entlr. croup ba. been Prepared by Arfhlt.ct. Tourt.llott. A Hummel Th. ffervoral contract forth. 5un.y hol taa been In cb.rj. of K. 11. Whit Th. front cUvatlun of th. tempi, has been don. la terra cotta. t ttd a. th tcma for pom. of th. aairnai. now kepi la th. Va-Invtoo larlc Teaarl VII flo Rellaed. Th. lannel ef the 0-". R. A X. Com- pny front Mock botton to von-.moia jrUoush. arroaa tb I'entaaula. la to be relta'd wlln conrrte a th Br tu tor. It I aa tan! ptr. ef work aal will rott about lt4.0D Tb. die tanr to aboct two mile. Thl tJon-l wa built 'tea jr.ara aatn. II. U Grar.t. of :t Itall tr-t. la Marine a on.-atory re.l'frii-o built at I Atnaworth atr la II ;t-. land I'ark. It w;ti toil $::. fISoa lloaao I Rotas Haiti. J. A. rrtr la lB' a horn butit at Hi f'.t Nint-clh tr.et ortb. betwe'a Otxa and I'alflc elreeta. ta c3t to bo 1 1 ;'). Th comt Eatiea arartmenl but'dlntr fjr aliUna Ha-., betnv ervrted aa the Berth. a.t corner of I'KK.io and llaat i:;.ata atraet. la Bearing compl'tlon. It la It. atorl.e aid ro"'i a tl l" br . fl In area. It la of brick con- trtact.oat. Tb lower portioa I ocru pi.4 by etor.roorna. pro Id. 4 with larare Sue window, and ' tipp.r portion la for aparte-.'Bt. It baa tut I . Two tteaid.ae.a Art ftaaatod. F. I. Tura.r la rotliaclir T-r th mtina of two reeldeoc.a. tja . for J Ik Turner, lo bo b i.il at t.l Lad diaartoa Court, tjaarelhur.t. ta rot to b IIJK. Tb oCh.r la for W. J. Ilranrh. to bo buttt at l-at lft-ntb airt. tn Irclrarton. Th mat will bo l:i'). ITn hai ba prepared by W. 11. Iletvlman. T. It. Cowley Do ttottd Btoeo. T. It. CoW hao kn o it a permit for lb r-t:'0 of a e'er, build nc of brn-k rooatruc ion at 11 Alberta at re. I. th coat to t twaraa w III Ho lUorted. O. 1. Arthur I Ih contrlr for lh crortioa of a brlik carve for J. . Jameaon ton-pany at i-ii KuaH atr..t. Kllrv4 fi"!. A4d:i;on. Alt In. Ta co. m'M be U. f. t;io.e baa tak . out permit for lb. creation of too f.aldenc on at j.o and tn otn.r at - laal Thirlr ilih atreet. lion realdenv will coat it:;. r.i.M.-n A Joplm are repalrinr a warebouao on .aodr boo acard and Kaot Thirty-firat alreeta. Tb coat will be U. REALTY BOARD TO VOTE ctitcixu r itk or t:t.:cTiox MtTTI.H I'UK BILLOT. Ueorae l. Iaalk Ki.lalaa Idea la Alterlaa 'oa.tltatUa lo .l.e rrel4ew..4er Aid. At th. laat meetlnf of the I'.ealty I'oard to be bald thla year, Iecember IT. th. member, will yot upon th. que.ttoo of charnlij th. Uat of th. annual board el'ctloa ahead from the laat lYiday In Marco to the ftr.t Fri day In January. George I', be he Ik. member of th rftevutUe commute, who Introduced tb. propoaod amend ment to th. constitution of th. beard, etplalrfd at Uat rn.lay meoimc lhat a pr.3d'Bt-et.ct taktnaT office in late Marh had Mil. opportunity to ac suaint blmaeif with t.ie dutlee of the offii-o b .'or. the uaual Summer vaca tion perod. IToei4tn th amendment 1 adopted, aa pee m. likely, th annual election of otfu.r. will b held at th ncit refu Ur meeting folic In It adoption, for ta board ha a'-eady decided to ad jo'ira on IwmM' l! until a'ler the (Ir.t of the i'ir on account af the holiday eeeaoo. Ilow.eer. one of th famoua Hea'Sy I'oard "j"!Iy-up"' will b. conducted on th Miair-f of Lrat-r - In th Arra...an tiardena of le Multnomah Motel ondr the til.. "a;ood-by. I'ooa An elaborate . ntartalnm.nl la bin prepre4 for th occaalon by th committe rhairman. l"red A. Jacob, and hla fellow worker. Nomerou priae have boor, offered for thoa who aell th mo.t ticket for t h . o"c aaton. y. S. Clark haatear led th Hat with in promt. of a i hat aa flrat prlae. tiurtnc tb bti.ln. eain laat I'rl day I- II- Mcauchtoa. rhslrm.a of Ih committee oa th. aprlnkler ordi oanca. reported that th commltt rvccnimeBded tlat etl.tlnar buildinsa ft a.low4 to aland without aprinkl.r equipment unle.a repair, are mad. In me butldin: or la uJ for a more ba'ard'u. ba.iB.ea. II a!.o rom mee4ed tnat lb erdlnanr b m4. a part of th. reatular building cod that It mlabt b er.forv.d more readily. The rerort waa adopted a th aenae of the board. Tb. Keaity Hoard will bo preaert at the apctai hearing be fore th. Council t'cmbr It. and th.o will eiplaln lb. board, .land oa lb HueaUou. 1 LARGE EXCHANGES FEATURE REALTY Half Block of Waterfront Property Is Involved in Deal for Fair Grounds. CHURCH TO BUY ANOTHER Utacoln only I 100-AcTts Ranch I l.lirn for Kcaldcnrca and Id l'aranl la.l In Irrlnston, talc Market Is Active. The otatatandlna realty tranaactlona of Ihe pa. I week wer. the echane of p-npertle. effected between I'ercy Ittylh. 11. U Tltiock and K. W. Lad better. t-.. Sander n-!ore trade and th. dec'. ion of th Central Preby te-lan Church to purchaa. Ih former Central Chrl.tlan Church property at lUat Twentieth and Kaat Kalmon treete ilr. H(to-k and Mr. Leadhetter nv In Mr. l:ylh tltl to a half Mock of Ian4 at the eoufieaet corner of Front nd Alder at reel a In exchange for Mr. Urtha quarter mtereat In the npo- Ition properly bounded by Wa.hlng tna. Nineteenth. Morl.on and Twen tieth atreet. and for Mr. Mlyth'a half inter. t In property and lx reion-e at the northweat corner of Tenth and Stark atreet. A mrrtse of 11J.CP0 reaiinc acaln.t Mr. Blyth a Interert In th latter parcel of property waa aa aumed by Mr. IMttock and Mr. Lead better, who, properly waa free of Incumbrance. a aloe of raarh Faehaaae la loXoWO. The Frort atreet property la aa aetrcd at .4040. Mr. Hlyth's ahare In the expoaltlon property at 14.600 and hi hare In th. Stark atrret corner at ll.vi. Indicating that th alua ton on each aid of the exchange waa In the nrlshborhood of lini.om). Mr. nttoek and Mr. Leadhetter each owned a quarter Interest In the es noaltton properly before th nrnulaltlon fr-r Vr. It'.ylh. the olhrr quarter jatlll beina- retained by Mra. Iwl KuaaelL Th. all arquaired by Mr. Ulyth em brace a fronia. of to. feet on Front atreet and extend. 110 feet alonat Al der atreet to the river. A on.-atory brick bulldintr on th. corner house Ih pioneer firm of Everdln A Farrrl. while th. aouthern 25 feet on Front atreet I covered by the four-atory annex to the Kmond Hotel. A wharf la con.tructed above the property on t be river bank. Irvtastaa l-aod Traded For Die Itaara. W. I'. Randeraon. of Naahvllle. Lin coln County, laat week, exchanged 4. acre of hi ratlle ranch aurround- s" 1 n ! HQ l hi if ii. . .--. :--, jrW; -- " . J f TIIK NEW MIKHIDAX sTRlCTi nE WHICH COST l.O00. At a loi.l cost of $11.011.4.. Ih. new .chool Marled four month, ago at h-rldan 1 hi ibeen completed unler th g.ner.l sup.rvl.lon of th. architect. Ern.t Kroner The erior of the 1 Ju"d "5;,; brick with aab-.to roof, and th outald. dimenalon. ar. 5$ by 113 feet. The building h "1" gc feat rmVTwo rotlt.tlon rooma two teacher.- rooms, a library. ...embly hall and a gymnasium. 40 by 165 feet Th. ground, embrace a In i Ir.ir that town lo E. L, George, k Portland real ratat. man. for four residence, and 1 additional vacant lota In Irvlnnton addition. Mr. Sanderson valued hla ranch at ISO an acre and estimated that his atock and eq-JlDmrnt on the place were worth an additional $8500. In return h. received title, to the 11 -room resi dence at the aouthenst corner of East Seventeenth and Stanton atreeta. at a valuation of Slt.uOO; Mr. George' former home at "11 Weldlor atreet, at a valuation of 19000: a $1500 residence property on the south side of Wasco street between East Twenty-second and Kaat Twenty-fourth streets, and a residence on th. east side of Fast Sixteenth street nerr Stanton, at a valuation of 16500. In addition to the 1C vacant lot. scattered throughout th district. Koth Mr. Sanderson and Mr. Georjre aaaumed some mortgage obligations. Tnaatee. Aatborlaed to Boy Cbarea. The trustees of the Central Presby terian Church were Instructed laat week by the church congregation to secure pseealon of the abandoned Central Christian Church property at East Twentieth and East Salmon streets by assuming; the mortgage, now resting against It. The property Is said to represent an Investment of $73,000. but the title will be passed In payment of 115.000 In obligations, part of which wll be met by transfer of Ihe Third Church property where the Central Presbyterian congregation now meet. IIU Lad Deal Closed at Vale. Mnntlc G. Gwlnn has disposed of his Intereat In the Malheur Livestock A Land Company.' which owns $1,000 acres of land In Malheur and Grant countlea. to P. II. O'NcIl and his son. Lowls B. O'Xell. of Los Angeles. Twelve hundred acres are already un der cultivation, and an Irrigation sys tem has been built to Increase the cultivated area to 1000 acres. Mr. Golnn has been with the company for II year. IS .terra Bring ftS.dnO. Kidney Strong last week v paid Howard Everett, president of the Luse l-aod A Ieveopment Company 112.600 for a desirable tract on. mil east of Sutherlln. I'ouartas County. The place Is Improved with six-year-old apple tree. Wheat Ranch ar Cove I Sold. Walter Rees last week sold 220 acre. of wheat land near Covo to A. B. Conlcy. who own several thousand acres In that locality. The price paid is reported at lli.ooo. Til ton Lot lirlnar SMVOO. A house and lot In Tllton Addition. lot 4, In block II. on Eaat Twenty atxth and East Salmon atreet. were purchaaed last week by Charles Mc Allister from Edwin V. Wlest. the con sideration named being $4000. Foxebaae Lot Dell for f loOO. Lot J. In block 14. Foxchase Addition, located near aSumner and East Thlrty nrit streets, was purchaaed recently by Nelson Waldron from Wallace W. Bur nett, the consideration named In the deed being 11000. Rone CHy Properly Tranaferrrd. Seward Hasmussen has transferred title to lot 1 and 4. In block 7. and lot . In block $4. Rose City Park, to William T. Hasmussen for a nominal consideration. The value of the prop erty Is about $1500. The property Is on East Forty-eighth, near TllUmook street and Sandy boulevard. HANDSOME SCHOOL BUILDING IS COMPLETED 1 !' r MM beautifully situated tract of six acre. DT W. D. WH1TCOMB. , . . . Hniiv.red at meeting Apartment Association of Portland at Central Library recently: ntIAftni nf MTTimOn Interest la that - .k. .n..im.ni.hoijia situation as It ex i.ta In Portland today. Concrete facts are e t.iu. than abstract suppositions. and r am, therefore, golns to try and trans late the l"Cl situation Into concrete flicurea In order that we may have a basl. 1 suacest that we build up the financial s!t- . . . .nurtment-hOUSe Ot SaY SO The first reuulslte will be detlnll and loelcal classification of Income and expenditure, so that those wno r. familiar with houses larxer or smaller can translate the resutta w. Into their particular attuatlon. Th... i. not sufficient variation In stxe - . . t,,t what much the uml ,..... r ..enunta will suffice for all. V will first proceed upon iu wi .i k.i .rnnnd and buildinr are owned . . . ...... nt the aDartmcnt-houae, py imw . I and will suppose the valuation 01 - txiiHi,! .nfi tna tuuuiuu v. . bulldinc 40.uK). slvlnB a total Investment . .. - i, . h h. should receive not less tnan'o Pr cent net. which would be t.inoo. Personally. I believe o per coin. b very reasonable, when it Is rememberea that the oiner uses to which the building mac ha out are greatly limited by th ar rangement. Taxes Are Considered. Next the owner must take Into conildera- . . -hik mm, as rexulsrly si death or the hives. If the taxes art " on a 00 per ceat valuation and a 27-"'" levy (and ihe only place they will be any le.a than that la In the world beyond), they 1 1 ' H HI. . " ...... - - i would constitute an annual - '.;2. Next would bo me insurant. . .V... ahAnl the .. .(An to rememDer v ii . mwu only hepe the building owner ns m s"" his money naca iram waiting until a benevolent boll of lightning hits 11. we realize how important thia annual Insurance payment become. On tne oasis ot WO per cent co-insurance clause, and aay a J.6o rate, and a three-year pulley for a two-year premium, we have an annual ex pense of $144. ...m.i1 The next unpieasaninc. m u will be exterior painting, repairs to build- in., mmm- m iv roof. etc. mi nc. 1 "1 l.i .rii.,.i. hut I don't think any radical exception will De laneii """ It at a minimum per annum i .-. . .? ... i rin .lenrectat. True. we do see rraud old ruins standing around .. -.?.. ,h. l,end "Bulll In 1ST3" In 1 ' . "... ,h-u 1 . ..da stone at tne tp, v " . : tt. building inspector win no uouu. dsr condemn. ,w. In any case, we are now couiU,.... . us of the building for a modern apartment, house and not for a -Kallors' Home or ao I. V. W. hotel." inereio.-, -, ... n h .nr,i-ia! Ion and obsolea- th cence charts annum i.w.n into account, I to cover same of 4 per cent per aeems conservative. This mean- Slfioo. There la also in. urii,..- street Improvements, enlallln, an annual expens of say $100. KMlmate Thought Conservative. This gives us sn annual total of $'. which the owner of the tana ana duiiu... . should get over and sbove sny cost of op erating, etc., or a roouthly total of sa: f.'raAnal i v. I believe this Is a conservativa. estimate and sul.Ject to Increase rather than .a-....- if th. ooerator la not an owner. but a lessee, the chances are inai oi. .. will I at least this aum of SjjO a montn. . .. .1 i, m. hH that ne win nv. iu Insurance in lavor oi in. icur . . .. . v m n r also. xou Biia an.. la..r.ni-e haa not yet been pro vided for, altbouaib our beloved Orexon laws do .How recourse to the owner under some conditions. We are now p re pa re o ior ma, " In our journey toward banking rexularly. or am; Icy. aa tne cas. " J - -" liav. accumulated a monthly burden of SiiO. either In the lrm t a ica.e, or. -is perhsps worse still, ownership, since tne former Is for a fixed period, while the lat ter Is sometimes "till death us do part- It n.ay eem wrataaai . . .. . .. n.n. unt i in. i.bl. w". r.,e our Durposcs tonight that arpeara the moat logical. Having acquired the bulld- tr.a by lease or purchase, the equipping th..reof Is next In order. We will estimate th value of the equipment at $10,000. Slne e are somew nai reverslnr the usual pro- cedure. we Ill consider first the retnrn w the operator, rtrsv. inereiui, I"...,- f ,h. money Invested. When public service commissions consider 7 per cent not fair return to puouo unnna-. franchises, glvlne mem a m". f Jo. too certain field, sureiy av pa-i - ' much to aak in mis on,.. -only doe. no monopo'.y exist, but rather n which so many scores fee! they are especially ordained by the Fatea to engage. Ketura to Operator Estimated. Ten per ci-nt on the Investment of $10,000 represent $1000. Thla Item of merest on Investment we sr prone to fstl to take i.i. consideration In maklni our plans, aa did our Southern friend Kastus. Rjstus be. t. .. , ....fl of money, ana me u.iihh declded (ieorxia noi -- ss the do- "I"" I"." -. --L" - ,1a l-h posits made OV oiner. ,, '. dramals made br Kaatus personal, all went we'l Finally, however, one nesro iierlo.a h. wanted hla money back and made appli cation for It. Kaa'.ua looked at nim aim scorn beyond words to express. "Youse p.nt vo moneVT a ny ou inoi anas", don't youse know iha Interest done that up long ago?" v-.. mould be the return to eat the operator for his services. This also we are prone to overlook, but It is a definite posi tive factor. The aame amount of money could be Invested In a mortgage note bear ins: practically the same rate of interest, wl-h less risk ar.d working night and day. besides leaving the operaiora time free. Therefore. If the operator Is going to devote all or a major portion of his time to the menagemenl of the houso. It should return such compensation ss hla tlrr.t would other- ....... .. X -r,' - - -V ..... f 1 - ' . Y ' : : ; ' v1 - I Annual Economic Loss From Preventable Deaths Placed at $1,500,000,000, , or Six Times Greater Than Fire Loss. BT E. E. RITTENHOUSE. president th U'e Extension Institute. Inc., New York City. OW many people realize the ex tent of the loss of money and of human life in thia country from preventable diseases? The American people are quite fa miliar with the meaning of the word "fire-waste." but they are not so con scious of the significance of the word "life-waste." The annual loss in the United States due to fire-waste has been estimated at $250,000,000. This is a vast sum, but the annual economic loss from pre ventable deaths is placed at $1,500,000. 0C0, or six times greater than the fire loss. This is a very conservative esti mate. The actual financial loss from preventable deaths is doubtless much higher than this. It is true that the American people are becoming aroused gradually to the need of checking the needless destruc tion of life as well as of property, but they still place the value of property far above that of human life. For in stance, our municipalities spend ap proximately $1.65 per capita to pre vent fire loss and but 33 cents per capita in public health service. al, 000,000 Die In IO Year. During the past ten years more than S.000,000 people have died in the United States from preventable diseases. Over 27.000 of this number died in San Fran cisco. On the conservative Fisher basis of estimate these deaths have caused Sana Francisco a loss of nearly $65,000,000 during the paBt 10 years. But this is a trifling matter com pared to the human misery in the form of physical suffering, sorrow, poverty, immorality and crime, which has re sulted from this needless sickness and these premature deaths. Why should the life insurance com panies be interested in this subject? The answer is. first, that these com panies have more than 25,000.000 policy holders carrying over $20,000,000,000 of insurance, which is more than six times the circulating medium of the coun try. This is more life insurance than is carried by all the rest of the peo ple in the world combined. The Amer ican showing such extraordinary con fidence In the institution and in the management of life insurance, tt fol lows that the managements of tuese companies have a certain amount of wise bring. Seventy-five dollars per month is surelv not too much for this Item. Re turning' to the investment. In equipment we are agreed that there la a considerable item ...,., Fifteen ner cent per an num on the total lnvestnent would seem extremely reasonable. This means an nual charge of $1500. Insurance Aspect Dealt With. The taxes on personal property on the same basis as formerly used would be $10-. These are Inevitable and unfortunately, are assessed, whether the apartments are filled or not. Insurance Is another necessary evil, ar.d would cost on the basis of 90 per cent co-insurance and $1 rate, about $.10. This does not Include employers' liability, ele vator lial.llltj-. surety bonds elevator In spection, etc., ad Infinitum, all of which are essential as well as expensive. wl". however, content ourselves with this charge of 90 per annum. v .,- . This group of expenses totals 36o2per annum, or aay about $300 per month They mlght be termed "fixed expenses." although included therein is the return to the operator, .i..i. ...Ii.,lnna!alv. Is not fixed. Wa have now assumed a monthly ex- .rf r tsso and are aa yet only ready to begin to atart to get ready to operate. The operating expenses are. of course, sub ject to veriationa tnrougn ioci i""' good management, eic, c... them are rainy reui. un -rr mately as follows: Yearly . $"0 . tiOII .. iM . . S40 . IH" 4S Salary of Janitor Fuel Telephone Electric power and light (net). Garbage collection .JLM48 . 1!04 These Total Monthly ' ' .... ...., tnw tn,ni,i are more Irreg ar in occurence, but are quite as regular in the ultimate analysis, muuucu would be repairs, sav f.lOO a year: iim-mi. and painting. MO a year: supplies Ing Janitor's supplies, elevator supplie lnclud- s, light b!l s etc.. $J40 a year: c.eanins au-. - taini. etc!, pos-lbly $'?0 ing. and Included tnerein wouiu 0 of publicity, aay ! a year , Thra, IrreXUlar expenses imai .ao... - or $109.S as a monthly average Ve nave now accumulated the tidy little sum of $Uo3.0S as a monthly expense. More Pleasant Side la raeen. Turning now to the more pleasant side, the income 30 apartments would prob ably mean eO rooms, exc.usive o a,.e occupied by the operator and he Janitor With all of the apartments occupied all of iha tlm t tie averavaie in nittv roo would be 114.54. This approaches to. close to the millennium to be true. Ac .....1 n...4lil..n. a-1. Drooauiy per of the apartments vacant """ " throughout the year. In winter all be full, in Summer possibly one-third int. Presuming 10 per Vnom be correct, the averse.. would need to be " kllhnl, If the purpose OI operaiinaj w " . " strictly. If there is no oesire 10 a.i -''- int and fittings, men. - such Items tne monm.y ------- -)5.2.1. and the average, income necaasarj per room wouia o. a- Jeautltui ss !' -- may be of be it this beautiful picture of $.0. but rather return to "he hard cold fart that under actual conditions, the average Income neces- n.r room WOUld need tO $17.11. per room be Suggestions Are Offered. t ,i i would offer two suggestions First, that eacn operator nroblem to be his proplem. consider the We are al lo ot the remedy for any condition ,0 be someone, else hand, than our own. much like the young : v. if. -. . .nna. trt t.llnlC sband was mucn wuw.v. nd who was trying to make her realize the necessity of economizing. must both economise. ----- Both of us. sea. lo;... must both economize. ion and I'll cut your hair." ana an a."a j . ,K value The second suggestion wouiu u . - of co-operation. inis siiuanou solved by any one man or dj three or four men. oui oui a., operation of all interested ntedly Poking Suddenly he heard a loud use and he saw a crowd Sphering down tentei noise the street and realized that a grand am glorious fight had started. He cal.ed 1 to his daughter and said: 'Mary run up the .. .,.1.1, and see if tnai is a....-.- fight, or if anyone can get in it." arrange our First, let us i"i" records that wa may be aoie to know the Then after ascertaining te.K-r--5 TZ? very one 'and having realized that, let us tnen mae ul. ,. " co-operate lu remeoying the condition. SMATj home demand big Fred AV. cGnnan compainy epon Sales of Various Iiots. ti. TTrerl W. German Company re ports the sale of lots 12 and 13, block 3 Mount Tabor Place Addition, to Harry Atkins and wife, of Canby. Or., for $1000. This property is Improved with a five-room cottage and is loca-ed at 1500 East Ash street, the vendors being C. A. and Einar P. Olsen. For C. A. Johnson and wife, tne same company sold to Ann Bird lot 6, block 1, Creston Addition, for $940. This property is located at 3013 Fifty first street Southeast, and is Improved with an unfinished five-room bun galow. , . Through the same company John t. Meikl. and wife purchased from Thomas Neeson and wife lot 15, block 12 Freemont Park Addition, the pur- nevoient labor and of giving without ' thought of gain, unfortunately we must be c"n J1a i the oresent day with the ques tton of suf u'ent profit for a livelihood at . on. L a m llncer longer to gaze influence over these 'people and that this power shoiald be used in every legitimate way to promote the wel fare of these people and of the public generally. During the years the life insuranco companies have given the great Nation-wide movement for the conserva tion of life their moral support- They bave now nearly all come to recog nize that a life conservation campaign among policy holders is a proper func tion for life insurance companies, and six or eight of them have made ap propriations to carry on this work. Matter Purely Business. While there is an altruistic side of this work, it is purely a business mat ter with the life insurance companies. At least 30 per cent of the deaths among policy holders are from pre ventable or postponable diseases, and yet the savings from the funds pro vided for mortality (on the net amount at risk) in 100 of the more important companies during the year 1913 was over $44,000,000. Virtually all of this money goes into the surplus from which dividends are returned to policy holders, and it there fore operates to reduce the cost of life insurance. If it is worth while to save this much for the policy holders from the funds set aside for annual mor tality, ii Is worth while to save more, and it is obvious that more can be saved by a reduction in the death rate from these preventable diseases amon; policy holders. The life insurance companies who engage in this life-saving programme are not only reducing the cost of life insurance to their patrons and increas ing the comfort and happiness of thou sands of people who are thus saved from sickness and premature death, but they are rendering a great serv ice to the people at large. The influence of their health educa tional work extends to the general public and assists in stimulating in terest, not only of the individual in the care of his health, but of the gen eral public in the support of the pub lic health service. The life, accident and health insurance companies are now performing a most valuable pub lic service, and it is to their Interest as well as to that of the people gen erally that they should use every atom of their power and influence to spread knowledge of healthful living and of the science of disease prevention generally. chase price being $900. This property is improved with a three-room dwell ing, and is located at 521U Fifty-second avenue Southeast. Mr. German sold lot 22, block 15, Westmoreland, to Albert. Thompson, and to Alice V. McCarthy lot 23, block 15, Westmoreland. These lots were both vacant and are situated on Nine teenth and Clayborne streets. Mr. German reports an active de mand for small homes of this class and price. RENTAL- SITUATION ANALYZED Manager of Home Builders' Rental Department Predicts Prosperity. Analysis of the rental situation in this city by G. G. Rohrer, manager of that department for the Oregon Home Builders, indicates that Portland is far from suffering from an over-supply of homes. In reviewing the situation, Mr. Kohrer declares that, while the demand is not greater than the supply in older houses, that this is not true of modern homes in good districts. An investiga tion of the calls coming in for proper ties of the latter class shows that there are about three inquiries for property to one for tenants. This is particular ly true of homes ranging from five to six rooms, with the bungalow in great er call. "This, too," said Mr. Rohrer. "is in the face of the fact that rents at. maintaining a substantial standing. There is every indication that if this continues throughout the Winter that good renting properties will be at a decided premium next year." Another feature that expresses prem ise, Mr. Rohrer say.", is the demand from new people coming into the city. This usually is first noticeable in call for rental properties. l.llen I. Farnavaorth Buya Tract. Ellen I. Farnsworth lias purchased ot Lena E. Niner several lots in Buchanan's Addition, Sunnypide. Kings Heights and Brentwood, in the South East Side, the consideration named in the deed being $2950. Directors of Prominent Life Insurance Agencies Members of Life Undermriiat Aisuciahon of Oregon Win. Goidmaa, Manager, Ma.nuai 1 A. iic t. upaawnaaa mug. Id. O. C'olton. Manager. MA6SACHUSttl'6 MUX 1AL LIFE. Chamber of Commerce Blcg. ill. L. Harmon, -uautager, PS.SN gLTLAL i-ia-ii. Northwestern Bank Bids. Horace Meckiem, Manager NEW ENlia-A-NU MUTUAL. L.XFK, Northwestern Bank Bldg Alma D. Katz, Manager. MUTUAL Lia'E INSUKANCE CO.-OF N. T, Corbett Bldg. o. M. Sldcum, Mgr. Hir.t.IAVCE LlFti INS CO.. Pittsburg. Pa. 206 Morgan Blug.. Portland, Or. P Lockwood, Vice-I'rea and Gon. Mgr. COLUMBIA LIFii & TKUST CO., U0 2 Stevens BiQg. "petus-Grot.sn.ayer Co., General Ageata, THli TRAVELERS i.NS CO, 303-310 VVliuoX Bidg "g; w! Amesbury. Manager NORTHWESTERN MUTUAL. LIFE INS. Cbi. Northwestern Bank Bidg. Western Oregon COLUMBIA LIFE & Agency, TRUST CO.. 204 Stevens Bldg. a & Bliss, Gen. Agts.. BUILDERS' SUPPLIES and HOME SUGGESTIONS J.C. ENGLISH CO. LIGHTING FIXTURES E. Irving and I'nlon Avenue. Factory to Consumer. Phones E l-'4- liieo. Phone Main tCOS. THE Morgan Wallpaper Co. WALLPAPER 230 Second Street, Near Salmon Street, Therels a Good Paint House in Portland TIMMS, CRESS & CO 184 Second Street