10 THE SUNDAY OREGON! AX, - PORTLAND, MAY 16, 1915. NEW BANK BUILDING she is busy spot Excavation for First National Structure at Fifth and . Stark Well Under Way. COST WILL BE $400,000 Inundation Plans Received Large Number of Other Structures Are Kising and Others Projected. w Doicns of Homes BtilK. TW that the exterior of the new Meier & Frank scyscraper is cora rleted the focus of the general public Is turned toward the commencement of work on the site of the proposed new First National Bank building on the iouthwest corner of Fifth and Stark Here' workmen are busy, under the direction of F. H. Miles, excavating and preparing the foundations and footings for the 1400.000 butldlns that la about to rise. The foundation plans and the bare Fifth street and Stark street elevations have been received by the bank officials. but the final Planw. including the perspective of the building, have not jet left the archi tect's offices in Boston. According to the plans as tentative ly decided upon the building -will hav ground, second, mezzanine and third floors. The main entrance is to be from the Fifth-street Bide, which will have three openings, surrounded by six massive columns extending the full eiKht of the building, as la true of the Athenian Parthenon, after which the J'ortland building is patterned. It 1 understood the exterior will be gran ite or marble, with highly ornamented cornice cut in tho same material. tirtlnnd Klrm tiet Pendleton Job. Th Tortland architectural llrm of John-son - Mayer, assisted by Ray. mom! W. Hatch, a Tendleton architect, have been chosen to draw up the plans and Biwciflcations for the proposed J3.000 Carnegie library building at Pendleton. Tho specifications of the building have not yet been decided upon, but it Is announced as probable that the ex terior will bo or hollow tile with a stucco tlnlsh. Provision will be made for the erection of book stacks and various reading-rooms on the main floor nn;l an auditorium and heating plant in the basement. Plana Completed for Three Job. Plans have been completed by State Architect Knighton for the early erec tion of the $100,000 wing to the East ern Oregon Hospital at Pendleton and I by Architects Doyle & Patterson, of Portland, for the three-story ware house to cover the property of the Mason. Ehrman Company at Fifteenth and Overton streets. The bids have been received by Ar chitects Root & Kerr for the J30.000 three-story brick warehouse to be built at Fifteenth and Irving streets for the D. P. Thompson estate. J. Fred Staver has leased this structure to the Aluminum Company. The permit for the excevatlon was taken out Tuesday by C. J. Cook. Chicago Kealty Men to Come. The published itinerary of the Chi cago Realty Board for its trip to the Pacific Coast this Summer, on account of the annual convention of the Na tional Association of Real Kstate Ex changes at IjOS Angeles. announces that the Chicago delegation will spend Hunday, July 4, in Portland. Tho spe cial train will arrive in the morning and remain until 11:45 I'. M. The pam Thlet sent out by the board points out that the Portland Realty Board has promised a hearty brand of welcome and entertainment. F. E. Taylor, president of the Portland board, an nounced Friday that he would soon appoint a committee to look after the entertainment of the visitors. Herbert Gordon, chairman of the committee on tho Los Angeles conven tion, announces that 12 have already Fignified their intention of going south, but that the committee will not rest until at least 25 have been lined up. Uan Vincent Gets Honorary Pont. Mayor Albee last week appointed I'eati Vincent, ex-presldent of the Portland Realty Board and one of the new directors of the Chamber of Com merce, a member of the board of ap peals of the Building Inspection Bu reau to succeed J. C Ainsworth. re signed. Big Job Is Started. The Shell Oil Company has directed Contractor Thomas Mulr to construct circular retaining wall on Its newly acquired property near Linnton. This work is but a preliminary step toward the proposed expenditure of $500,000 on docks, warehouses and reservoirs in that vicinity. The plans for the Improvements were prepared by Keitza &. Storey, Seattle engineers. M'estmnrelnnd Ciets 1'5(M Home. B. T. Allyn obtained a permit last week for the erection of a $2500 resi lience at 3 356 East Eighteenth street. Westmoreland. The building will ex tend one story only. Club Order Additional Repairs. Pursuant to plans drawn by Lewis I. Thompson, alterations are now being made on the tifth floor of the Com mercial Club building at an approxi mate cost of $3000. The work is in the hands of -McHolland Bros. A din ing-room will be located on this floor to replace the former Rosarian room. which was eliminated by the recent al terations made on the seventh floor. Residence Contract Given. "H. F. Staley, of the United States Forestry Service, last week commls Moned F. K. Bowman & Co. to erect a Keveii-room residence for him on ilamblet avenue, between East Twen ty-sixth and Twenty-eighth streets, at an approximate cost of $5500. Among the features of the proposed new home wui be the sun and sleeping norches two fireplaces, hardwood floors, tile natris ana white enamel tinish. The ar chitecture will be Colonial. Slxtli-Street Lease la Closed. The lease of Sixth-street frontage in me uregonlan building to Jaeger Bros jewelers, closed recently, was nego- naien oy n. carqueville, of the A H. Blrrell Company. Extensive al terations will be made in the present stores occupied by the Tonseth Floral Shop and by the Bakeronian Theater before the jewelry firm moves to Its new quarters. -. tV. liarendrtek Geta New Home, A. Y . Barendrick last week commis sioned the Oregon Home Builders to begin construction Immediately upon . ,uvw Hume in uimsieaa. rne arc.nl teetural plan approved bv Mr. Rnren drlck calls for a seven-room Colonial house of two stories. The home will bo original In style and effect, narrow weather-boarding being detailed with lattice and pergola work. R. W. Steel to Erect Residence. Ray W. Ssteel has started a S2S0I) residence on East Fifty-eighth street between Last Lincoln and East Sher man streets. H. A. Askwith la tbe contractor. faul Dick la erecting a dwelling on East Fifty-second between East Yam hill and East Taylor streets, the cost to b $2000. George W. Gordon & Sons are the contractors. Permit Issued for Kennedy School. John Almeter. contractor, has taken out a. permit for erection of the Ken nedy schoolhouse, to be built on East Thirty-third street between Jessup and Simpson streets, the cost to be $26,000. The permit calls for a one-story frame building. St. Johns to Get Bis Docks. The Star Sand Company expects to erect a large dock on the waterfront in St. Johns to cost from $35,000 to $40,000. It will be used for handling sand and gravel, the ballasting of ships and storage of coal for ships. The company applied for a permit to erect this dock between the St. Johns Lum ber Company's plant and Richmond street. It Is expected that the con tract for the erection of the dock will be made soon. Four-Story Building Contemplated. Negotiations are in progress by which a four-story modern fireproof structure will be erected on the north east quarter block on Grand avenue and East. Alder street. Instead of the two-story building that has been pro posed. Hassalo Lodge of Oddfellows desires a meeting placo on the East Side and are negotiating with N. U. Carpenter, who represents the holding company of the East Side Business Men's Club and the Citizens' Bank, with a view to taking two upper sto ries of the proposed four-story build ing. The holding company of the East MASON.EHRMAN & COMPANY ARE TO SPEND $35,000 ON m 'il JTIljffi M If lii id i1 i !H.H I .i,... Mifc(Tfm 8- 11 jiH BlILDINCi ABO CT TO RISK OX FIFTEENTH AD OVER.TO.X STREETS. Mason, Ehrman & Co. will commence shortly to erect a new building. 150 by 100 feet, on Fifteenth and Overton streets, which will mike the third valuable piece of improved property owned and used by the firm in carrying on its large business. The new building will be three stories, of brick and mill construction. It is to be completed by Au gust 1, according to the plans of Doyle & Fatterson, architects. The property has 150 feet of trackage on Fifteentn street, making lt.ldeal for warehouse and manufac turing purposes. The firm will continue Its offices and principal business in its seven-story building at Fifth and Everett streets; the new premises being required to take care of Increased business. The walls of their new building will be of brick and practically fireproof. A large amount of flooring and heavy timbers will be used in the interior. The building itself will cost about $35,000 and the in vestment, including the cost of the ground, will total about $80,000. Side Business Men's Club was organ ized with a capital stock of $25,000, and work would have been started on a two-story building but for the nego tiations of the lodge. To handle the larger proposition will require more than double the capital and the stock of the holding company will have to be Increased to $75,000 or $100,000. Residence to Cost 10M. The Oregon Home Builders have started the erection of a two-story res idence on Regents drive, corner Bryce street. The cost will be $6000. Oscar Hatten has started a one-story frame cottage on East Thirtj'-f irst street, between Hawthorne avenue and East Madison street, the cost to be $1500. P. H. Shuep is the builder. Williams & Fossler have started to repair a residence on EHSt Ninety- second street, between Fiftieth and Fif ty-ur.h avenues, the cost to be $1500. Mllwaukle to Spend tO.OOO. It is estimated that It will cost Milwaukio $40,000 to complete the municipal water plant now under con struction. Tho first contract for about three miles of pipe line costing $16, 600, was given to Gleblsch & Joplln, of Portland, who are completing this first contract. An eight-inch water main is being laid to connect with the Bull Run . water system through Errol Heights, and si-inch mains are being laid in other portions of the town. This is the beginning of the municipal water system, which must now be com pleted before the people of Milwaukie can hope to secure Bull Run water. Commissioner Daly has agreed to spend $12,500 in laying a connecting main for the Milwaukie system and Mil waukie will lay Its main to this Bull Run main. Water bonds to the amount of $20,000 were sold, bringing little more than $19,000, but now more bonds must be sold to complete the pystem. The Supreme Court has decided that the city has authority to proceed with the erection of this water plant, and work Is now in progress on the first line of pipes on the prin cipal streets of the town. B.1SOO Residence Started. C. S. Huntington has started on the erection of an $1800 residence on East Forty-eighth street, between East Lin coln and East Grant streets. John N. Keeler is having a $2000 residence built on East Eighteenth be tween Knapp and Rex streets. L. Fries has started the erection of a $400 frame building on Holgate near East Forty-eighth street. William A. Adams Is the builder. L. G. Anderson is repairing a resi dence on East Sixty-sixth street, be tween Fremont and Klickitat streets at a cost of $400. L, G. Anderson is the builder. PLANS ARE READY FOR $100,000 STATE EASTERN OREGON HOSPITAL, TO RISE NEAR PENDLETON. STATE ARCHITECT KNIGHTON'S PERSPECTIVE OF PROPOSEB WING OK EASTERN OREGON ASYLlilL SALEM, Or., May 13. (Special.) State Architect Knighton has completed the plans for the $100,000 wing to the Eastern Oregon Insane Aylum. near Pendleton, and work on the structure will be started aa aoon as the contract is let. The appropriation for the building was made by the last Legislature to ac commodate the increasing number of patients. So far as the exterior Is concerned, the wing is a counter part of one already erected, but the interior arrangement is entirely different. Bids for the work will be opened here next Wednesday. The building will be a three-story-and-basement structure of reinforced concrete, with a etucco exterior. It will bo L-shaped. 53x164 feet, with two wings 32x28 feet In dimension. $15,000 TRADE ONE OF DEALS OF WEEK Half Interest in East Side Structure Is Given for Two Farming Tracts. RIVER FRONTAGE IS SOLD Spokane-Astoria Terminal Company Is Said to Plan to Build Dock. Several Houses and Many Lots Are Transferred. The outstanding realty transaction of tho past week involved the transfer of an undivided one-half interest in ii is ss ii 11 11 - II JSUsP inn inn the two-story and basement brick building, covering 145 by 100 feet on the southeast corner of East Ash street and Grand avenue, from Dr. George B. Van Waters to J. O. Elrod, at a valua tion of $75,000. For the title to this property Mr. Elrod gave to Dr. Van Waters an 80 acre farm, located at Holbrook in the northwestern end of Multnomah Coun ty, ajid 680 acres of wheat land in Sherman County. The building on the East Side is now occupied by the Sul livan's livery stable and a garage. The other half interest in the prop erty Is owned by Dr. Andrew C. Smith. The trade was handled by W. J. Davie. The sale of 2300 feet of river front age, located between Astoria and War renton and extending three-fourths of a mile inland, was announced last week by the Ferguson-Stuart Timber Company. The purchaser, the Spokane Astoria Terminal Company, is said to be composed of wealthy grain dealers of Eastern Oregon, who purpose to erect docks and warehouses on their newly-acquired property and ship wheat to the site through the agency of the Celilo Canal. The price named in the deed transferring the property is $30,000. HouMe and Lot Deeded. The large modern residence located on the east side of East Fifteenth street North, between Multnomah and Wasco streets, was formally deeded last week by the Oregon Real Estate Company to Edward Hirstel, a nominal consideration being reported. The Hirstels have occupied the residence for some time. A lot located on the north side of Irving street, between Twentieth and Twenty-first streets. In Couch's Addi tion, was transferred last week by John M. Pllle to Laura T. Swezey. A consideration of $10 was cited in the deed. New Tract Is Opened. Donald Macleod has taken the sell ing agency for Holladay Acres, a newly platted tract, eight miles from Portland on the Estacada carline, not far from Kendall Station. Holladay Acres will be sold in 'tracts of one acre and more. The plat was admitted for record at Oregon City last week. 4ir.O( Sale Told. The Base Line Land Company has sold to Anna C. Heilborn lot 13 In block 3. Westmoreland, for $4150. Jean McMath took title to lot 10 in block 20. Ladd's Addition, from Alice M. Rosenbaum. the consideration named in the deed being nominal. C. V. Bergen Buys Two Lots. C. V. Bergen has purchased two lots In Brainard for $2000. This piece of property is described as lots 17 and 18 in block 13. A house was included in the transfer. Lot 6 in block 11. El ,-R5K3E3. items " El 'm is im frr mw.m nif 1 Tovar. on the Peninsula, was purchased by Lizzie Roberts from the Brong Com pany, the price being $700. The Tay lor Investment Company transferred lot 6 in block 1, Laurelwood Anne;. South East Side, to T. C. Croston for $S00. Crystal Springs Lots Sold. Three lots in Crystal Springs Addi tion were purchased by J. C Dow from John S. Peek for $200. The property is described as lots 14. 15 and 16 in block S, Crystal Springs Addition. Lots 5 and 6 in block 4, Rosemead. were purchased by Leo Stanwood. of the Northwestern Trust Company, the consideration being $950. J. H. Blom has taken title to lot 19 in block 18, Laurelhurst. from the Laurelhurst Company for $1300. St. Johns Sale Made. Gilbert W. Overstreet purchased a house and lots 15 and 16 in block 10, St. Johns, from Amanda V. Rogers for $4500. J. B. Holbrook sold to M. H. Barnes lot 15 in block 2. Marengo Addi tion to St. Johns, for $400. Edwin Kround Buys Lot Edwin L. Fround has taken title to lot 5 in block 28. McMillen's Addition, from C. Lina Whitmarsh for $2000. A half block-in Northern Hill. Including lots 30, 31, 32 and 33, block 10, were purchased by William M. Jensen from George E. Weller for $1500. Mary S. Raymond transferred to C. Fred Good win lot 6 in block 3. Wiberg Heights, for $1000. L. R. Webber purchased lots 15 and 16 In block 4. Gregory Heights, the consideration being $1700. NEW WAREHOUSE. v Lena E. Niner transferred several lots lr Hawthorne Avenue Addition to A. G. Clark for $3500. Ladd Addition Lot Sold. Benjamin A. Bellamy has purchased lot 14 in block 20 In Ladd's Addition from the Ladd Estate Company, the consideration named in the 'deed being $2000. Henry Freeborough has trans ferred lot 9 in block 5, Welchborough, to Nels P. Hansen for $500. Mount Scott Lot Sold. C. K. Barber has taken title to lot 6 in block 6, Mount Scott Park, from C S. Hoskins for $2000, a house being Included in the transfer. Lots 10 and 11 in block 24. Willamette, were pur chased by Edna Leonard from Henry Fetterly for $500. John Hinkel pur chased lot 15 in block 16, Lincoln Park, from Gottlieb Gorr for $900. Kntll N'llson Builds Home. Emil Nilson nas started the erection of a one-story frame residence on Fast Forty-first street, between Tilla mook and Hancock streets. Cost will Le $!000. Mr. Nilson is his own build er. Kate De Vaney is erecting a frame building on Monroe street, between Union and Rodney avenues, the cost to be $300. John Finner is the builder. J. J. Judy is having repaired a story and half home on Kelly, between Sweeney and Floral avenues, to cost $300. E. A. Graf has started the erection of a dwelling on Forty-eighth avenue, between East Fifty-sixth and East Fifty-seventh streets, to cost $1000. W. Ruffer is having a residence on East Taylor street. between East Thirty-sixth and East Thirty-seventh streets, repaired at a cost of $250. Several Small Sales Reported. W. H. Copeland has purchased the south half of lots 17 and 18 in block 3, Williams Avenue Addition, paying $2000. J. W. Amery has taken title to lot 6 In block 95, in Irvington. from the Realty Associates, the price being $1350. C. D. Haason has taken title to lot 18 in block 14, Ina Park, from H. Abraham for $850. Lebanon Tract Is Traded. KENNEWICK. Wash.. May 15. (Spe cial.) The 20-acre ranch of Dobbins & Dougherty, six miles east of Kenne wlck, valued at $12,000, has been traded to C. H. Schmadeka for 200 acres near Lebanon, Or., valued at $16,000. The Dobbins & Dougherty ranch Is a fruit and alfalfa farm, highly Improved. Fred Rasmussen Builds Home. Fred Rasmussen will erect a one story residence on East Fifty-first I street, between Sandy boulevard and Thompson street to cost $2000. NEEDS POINTED OUT Salesmanship Is Prime Factor, Says Exchange Head. PERSISTENCY RANKS HIGH Intimate Knowledge in Dealings Must Be Backed by Honest, Ener getic Ability for Success of Operations, Is Set FVrth. "There is no part of the real estate office so important, none so interest ing as the selling end of it." says B. G. Koebbe. president of the Salesmen's Association of the St. Louis Real Es tate Exchange. "The successful real estate salesman of today Is the prime factor of the en tire real estate community, for capa bility as a salesman is essential to make one pre-eminently successful In the realty profession. "The qualifications of a real estate salesman to be successful are many. He must have a pleasing and a. con vincing personality. He must be ener getic, backed up with ability. He must be frank and honest In his dealings. Besides possessing these qualities he must study his prospective purchaser as to his human nature. He must be familiar with the property he Is trying to dispose of, must be able to reason and point out the existing value, must know about the cost of construction, and ho must be able to answer any and all questions, as to the enhancing or depreciating values pf the section in which he is to make a sale. 'A salesman should never give opin ions off-handed. He should be careful in his statements to a prospective pur chaser, and make none that cannot be borne out when his client makes his investigation. No matter what business a man may be in, he must enjoy It In order to be successful. "Another great factory is persistency. We have in St. Louis a streetcar ad vertising firm who use as their slogan, 'Persistent Publicity Pays.' This has always appealed to me, not so much because it is catchy, but because it is the truth. If you advertise, do so con tinually If you want results. Just so with the real estate salesman, if you have a prospective client, don't let htm get away from you. unenthuslastlc over the proposition, but stick with him. be patient to a degree and Impress on his mind that delays are dangerous. "The real estate salesman is the primo factor of the real estate office. He represents the buyer,, the seller, the taxpayer, the landlord, thus becoming of such Importance that I leave it to your imagination to see how far it would reach." MATERIAL LIST NEEDED CHANGE IN MECHANICS' LIEN LAW IS BLOW AT DISIIONESTV. Benefit to Property Owner Expected, as He Now Can Foree Contractor to Pay Up Bills. The recent Legislature amended the mechanics' lien law so as to require material men. In order to preserve their former lien right, to furnish the owner of the property sought to be charged a duplicate statement of the materials furnished. The section of the statute amended is 7416. and will be in effect after May 23. The amended portion reads as fol lows: "Providing further, that every person furnishing material of any kind to be used in the construction, alteration or repair, either it whole or In part, of any building, wharf, bridge, ditch. flume, fence, machinery or aqueduct, or any structure or. superstructure, shall, within ten days of the time such ma terial is delivered to any person or con tractor, deliver or mail to the owner or reputed owner of the property on. upon or about which said material is to be used, a duplicate statement of all such material delivered to any contractor or person to whom any such material has been sold or delivered, and no material men's lien shall be filed or enforced unless the provisions of this act have been complied with." The Supreme Court of Washington held, in the case of Kingel vs. Newman, 1-b Pacitlc 943. as follows: "Under R. and B. code, section 1133. which requires a sub-contractor, in fur nishing materials to the principal con tractor, to furnish a statement of such materials to the owner, the statement need not sta. the price or prices." This amendment should result in a benefit to property owners, as they will have notice within ten days after ma .erial has been furnished on a Job hether the material man will look to them for payment, and can protect themselves, compelling the contractor to pay his bills. Dishonest contractors will not be able to purchase materials on the credit of their job, as heretofore. Material men will be obliged to rely more on the in dividual Credit of the contractor. The amendment does not change the right of laborers to file their liens for wages earned on Jobs. TWELFTH-STREET LOT SOLD Hawthorne Residence and Five-Acre Gladstone Tract Traded. Herbert Gordon, president of the Lawyers' Title & Trust Company, has purchased from v illiam Hahn a 50xlL'5 foot lot on Twelfth street, near Main street, for a price thought to be about $20,000. This property is known as lot 3 and the east 25 feet of lot No. 6, block "F," Portland. Mr. Hahn accepted as part payment a fine home in the Haw thorne district on East Thirty-second street and a five-acre tract in Web ster Acres, near Gladstone. The deal was negotfated by the F. E. Taylor Company. Mrs. C. A. White to Have Residence. For Mrs. C. A. White work has been started on a story and half residence on East Twelfth, between Knott and B. Beat Is the contractor. E. Jacob B. Deat is the contractor. E. Jacob- sen is having a garage built on East Taylor street, be'ween East Thirty' ninth and East Fortieth streets at a cost of $200. G. A. Thompson is the bu'lder. Daniel Land Company has started on the repairs of a dwelling on Couch street, the cost to be $200. Kern Park Quarter Block Sold. In Kern Addition, South East Side. lots 17 and 18 in block 10 were pur chased by John L. WyckoiT from M. E. Gould, the consideration being $3000. A homo went with this transfer. Lot 21 In block 109, in Norwood, was pur chased by M. Goldberg from T. M. Hurlburt for $1817. George A. Ross transferred lot 9 in block 1, Rossdale. fo John C. Albright ror $3100. Jessie feragisch purchased lot In block 4 Mecbtilde. for $1000. INSURANCE HELD TO BE DUTY OF MOTHERHOOD Misunderstanding Is Blamed for Fact That Few Women Even Encourage Husbands to Protect Family Against Poverty Resulting From Death. IS THERE any human characteristic greater In Intensity than a mother's love for her children? A mother will sacrifice everything for her children, and only death will stay her hand In their defense. Why is it then that the average wife and mother neglects to ask or to encourage on the part of her husband, the one simple transaction which will make her burden leas, should the husband die prematurely V One great reason is that the women of America do not understand life In surance. It is not their fault; they have never been Informed. There are in this country at this moment approximately 3.00J.000 widows: more than 2,00O.OOU are more than 45 years of age, while considerably more than 1,000,000 are at least. 65 years old. Ninety per cent of the lattor class are either wholly or partly dependent upon the charity or generosity of others: only five per cent of the people of the United States who reach old age arc in a position of financial independence. Six million women living In America are now working for wages, and 3i per cent of all widows are compelled to earn their own living. A reliable authority of the State Government of Massachusetts claims that 94 our of every 100 women die poor in spite of large patrimonies. These are facts which should be known by the women of America. A DODUlar knowledge or lire insurance by the women of America means the ORCHARD SALE $25,000 DOUtiLAS fOCSTV rRl'XE RASCH CHAMiGS OWNERSHIP. Lane Connty Farm Sells for f 18,000 and 2Vew Owner" Will Develop Place for Dairy Pnrposes. What is rated as one of the largest prune .orchards in the state, situated near Glide, TJouglas County, was trans ferred last week by Mrs. Grace Wing Baker, of Roseburg, to J. H. Bond and sons, of Linn County, at a valuation understood to be $25,000. The deal was closed by Peterson & Skotheim. Eugene realty dealers. Mrs. Biker is tne wire of the Rev. Charles W. Baker, rector of the Episcopal Church at Koseburg. In exchange for the 200-acre rancn Mrs. Baker receives a 157-acre farm in Linn County, near Halsey, and a resi dence and small tract in the outskirts of Junction City. 3KO Aeres Bring S1S.0OO. D. R. Hill has sold his 360-acre place near Alvadore, Lane County, to J. A. Holcomb, of Fern Ridge, for $18,000. The new owner intends to develop the place as a dairy ranch. Mr. Hol comb also has a 266-acre farm on tern Ridge less than a mile from the newly acquired holding. Two Farmers Make Trade. The report comes from Prineville that Frank H. Foster has taken title to the 600-acre M. L. Brown place near Paulina, together with 200 head of cat tle, other stock and machinery at a valuation of $20,000. By the terms of the transaction Mr. Brown gains pos session of. the Foster farm on the John Day River. Ranch ear I nlon la Traded. At a trading value of $18,000, the Golden Rule Company, of La Grande, has taken title to the 860-acre Kohen kamp ranch, located on Little Creek, a few miles east of Union. The Golden Rule Company Is said to have given a stock of merchandise at Flora, Or., for the full consideration. Montana Man Bus Oregon Raneh. John Hendrickson, a recent arrival from Montana, has paid Ralph Shafer $12,000 for the Aaron Isaacs 33bO-a-re ranch on McKay Creek. In the Umatilla country. J65.00O MAUSOLEUM IS IM-AX Portland Company to Build Struc ture With IO0O Crypts. The officers of the Portland Mauso leum Company John S. Bradley, J. M. Leiter, Floyd J. Campbell and Ralph Coan decided yesterday to erect a $65,000 mausoleum on property about to be purchased by the company on East Fourteenth 6treet. between Bybee and Duke avenues. The proposed building, as designed by Architects Lawrence & Holford. calls for a reinforced concrete and marble exterior with provision for about 1000 crypts. The building will cover about 58x250 feet. The plan is to have ten family compartments with ten crypts each, and the other 900 to be in dividual. The same company last year built mausoleums in Eugene and Salem and is now contemplating the erection of one at Astoria. The officers expect to start the Portland building within 60 days. ALAMEDA PARK SITE BOUGHT Dr. C. J. Smith to Build Home and Dr. W. E. Stewart Buys Itesldciico. As a site for a new $15,000 residem-e. Dr. C. J. Smith, Democratic candidate for Governor at the last state election, has purchased two lots in Alameda Park district. located on the north side of Regents Drive, near the top of the hill and extending through to the Alameda. Including street improve ments, the property brought $4400. It embraces 14.000 square feet. The plans are now being prepared for Dr. Smith's home. The Hutchins-Therkelaen Company, which made the sale to Dr. Smith. haB also sold an attractive new residence situated on the north side of Tilla- BUILDERS' SUPPLIES and HOME SUGGESTIONS Rector System A Perfect House-II?ting- System Economical to Operate Portland Gas and Coke Co. 4 J.C. ENGLISH CO. LIGHTING FIXTURES C Irving aad Unloa Avenue. Factory t Consumer. Phones 13 1245, C lUS. Phone Mala 1005. THE Morgan Wallpaper Co. WALLPAPER 21S Seeond Street, A'ear Salmon Street. eventual solution of rcany soclologicul problems. It means the elimination to a larg extent of state Institutions tucH as old ladies' homes, almshouse, asy lums, reformatories und prison; ade quate life Insurance would lianiMi from the daily press of heartrfiidiriK and gruesome stories of child labor and the white slave traffic. There is not one married woman in a thousand who urges her husband to in sure his life. There is not one inarrie! woman in 500 who even offers en couragement for her husband to lnbur) his life, when the husband conwi'lcra it desirable and consults hts wife. As the matter now stands, woman is the cause of life insurance, an uncon scious and indifferent cause, with no relation to the act or to the ultimata effect of the act. She is not dynamic in the situation. The act of a husband taking out insurance, and the protec tion which accrues to her at tho tlmo when material support is most needed, are merely Incidents, and she as the cause, as well as the beneficiary, has not been volitionally active. In nearly all business transactions, the cause is virile and compelling, and the stronger the initial impulse the more surely and quickly follows the resultant act and consequent effect. Therefore. life insurance as It Is written today, speaking broadly, has ltn genesis In a "dead center"; a policy In placed on the life of man not because of the cause, but rather in spite of tho cause. mook street, between Fast Twenty seventh and East Twenty-eighth streets, to Dr. W. E. Stewart for $6000. This residence was built and owned by F. L. Stile, of the Royal Building Company. The exterior is of brick and stucco, while hardwood floors and an, old ivory flnlsli feature the interior. WESTOVEK WORK UXDEU WAT Preparations for Service. Commodi ties to Top of Terraces Are Made. The new improvements for Weotover Terraces up to the top of the hill are now under way and a forco of men Is laying th water and gas mains, pre paring for the paving, laying of side walks and for telephone anil electric conduits. Bltulithic pavement Is spe cified in the contract. "This completion of Wettover Ter races is the best Indication of faith In Portland that has been evidenced since the first of the yearfl" .ild F. N. Clark, of F. X. CIa.rk & Co.. yester day. "I believe Westover Im now In the mid.st of building activity more pronounced than that of any other high-class district In Portland. A num ber of the mot beautiful homes li;ive Just been completed or are under con struction at the present time." Among these new homes are I hose for F. W, Prael. K. A. Holmes, M. E. T'ennell, Frank N. Clark and Major Henry C Jewett. -All of these resi- denres lean toward the Colonial type and compare favorably with the other fine homes on the terraces. -rnnd tnn da to Be Erected. Two or three grandstand, are lo he ereetexi on Grand uvenue at u cost of $250 each by the East Ude HuMnera Men's Club. One will be built on Grand avenue and East Ankeny sireet, one at Grand avenue and East Alder street on the northeast corner, and the third, if built, will stand near Hawthorne ave nue and Grand avenue. H. L. Camp, chairman of the committee, was In structed to proceed with the erection of tin. grandstands at. o;ice. prepara tory to the parades of the Rose Fes tival. Kmil .1. Relraon llutld Home, Emil J. Rrlrson is erecting a one story dwelling on East Twenty-third, between Ainsworth and llelnian ave-r-es. Cost will be $2000. E. J. Sher man is the contractor. Sarah McLeod is having the dwell ing on Forty-first avenue in the South Fat Side repaired to mt $,. Directory of Prominent Life Insurance Agende Members of Life Underwriter' Aiiocialion of Oregon Win. Cluldman, Manager, MANHATTAN l-li-JU. Grcjcuiuau J-odtf. II. a. Onltun, Manber, MA.iriACIil'Sllls Ml TLAI, K L. Harmon, MnnuKto. PK.N.N MLlfAJ. Noriliwebltrn -(nk illdtf. Hurace Mekiem. Manager. NEW KNOL.ANO ML'lUAI. LIFE, Northwestern -Bank lldv. Alma D. Katz. Manager, MUTUAL, i-lfci! IN-srUANCli OF N. T. Corl,tt Hid.;. O. M. tlocum. Mgr. REUANCK L.1KI2 INi i'0 . I'lttaburs, Pa. liOM Morgan bt'lg., Kortlwnrt. Or. tj. P. LockwooU. Vles-I'reg. and O'n. Mgr. COLUMBIA I.ll'E TKLiiT CO., Spalding HUlg. I'ctlia-'iroaariiHyer "n., l-n-rul Agea. t, THE TKA Vh'I.KHS INS. CO.. 3l'8-:tl0 Wilcox Ultln. John i'auer, Manager. PKULiENTlA I. l.NS. CO. uf AMERICA. HotlichlM Milil. K W. Anichury, Manaxr, NOKTHWEHTEKN MUTI'TI, I. IKK INS. CO. NorlliwMitrn Hank Hldg. Judd Lowrey, Manager. tMEIUCAN' CKSTKAL I.IKK IN 03 kum Bid g. 3 CO. Weitrru Wirxuii oKrili -yt rOM'MBIA Lit e fc TKt KT ""0 PtHg V HM.y. iirn. Agt K p M tn K Blflf. SUPERIOR SERVICE BEST QUALITY M. L. KLINE 'Wholesaler. Kaultleas Plumblua; aad lieatlua. Material. M-S6-&7-&H KKO.Vf MKEE1 There Is a Good Paint House in Portland TIMMS,CRESS&CO. 184 Second Street ' M. J. Walsh Co. Lighting Fixtures Kverythinp Klectrlral carried In stock. Kverythina Klertrtosl Installed. Fireplace. Hoc r and wall Tiling:, aaleuro-ms nit Mtajk at, llwtfa. I'nonea.' . . MORTGAGE 8 A A Mra