THE STJNDAT OREGONIAy, PORTLAND, MARCI! 14, 1915.
10
TWO PALATIAL HOMES NOW NEARING COMPLETION ARE AMONG PORTLAND'S FINEST.
RURAL SALES VIE
SOME NON-INSURED MEN
"2 BEAUTIFUL HOMES
BEST BUILT IN YEAR
ARE DECLARED SELFISH
Harry Richey Gives Two Fundamental Reasons Why People Do Not Carry
Life Insurance One Reason, First, Is Because They Cannot Get it,
WITH CITY DEALS
Bowman Residence on East
Side Costs $35,000 A. H.
Maegly Spends $40,000.
ARCHITECTURE IS UNIQUE
Structure 'n Arlington Heights
.Means IiiTCftnicnt or Prolmbly
feO.OOO AVIieii Furnifh
' Jngs Are Ineluled.
Pre-eminent anions? the residences
built in Portland within the past year
nre two now receiving the finishing
touches, the J. U Bowman residence on
the north side of Knott street between
Knat Seventeenth and East Eighteenth
streets, in Irvington. and the A. H.
Maegly residence, located on Kingstoa
venue and Parkside Drive in Arlington
Heights.
Each of the families will move Into
their new homes nest month. The Bow
man home has been completed and the
yard cleared but the scaffoldings were
taken down from the Maegly residence
only last week.
The beautiful Bowman home, wnlcn
stands In the center of an entire half
Mock, has cost the owner about $35,000.
The building is three stories high, being
one of the first large residences built
In Portland of hollow tiling. The ga
rage standing at the rear, facing East
Seventeenth street, matches the general
tvpe of the residence in architecture and
the grounds surrounding the Bowman
place have been landscaped on an elabo
rate scale. The architects In charge of
the. work were iiuis r. tawreuo uj
t iniaiii
The Maegly residence has been under
wav for nearly a year, n niso
hollow tile construction, with a Spanish
tile roof. The architecture is Italian
w....iuini-e. The building Itself has
ncii.iaaauo - - -
. tin nnn hut the entire invest-
inr-iuriinc th fumishinK!1. will
amount to between i0.00i and 60.000,
according to present estimates.
There are 11 rooms, not Including
leeping-porches and auxiliary rooms.
The fininh. and equipment of the in
terior will make the Maegly home one
cf the feature residences of Portland.
The living-room is done in Narra ma
hogany supplemented by white enamel
tuu an eggshell finish In the adjoining
rooms. The tapestries are to be silk.
Among the special appointments are
the bronze and silver statuary hard
ware and the frieze work done by Er
nest Thomas. From any point along
the front of the building, which ex
tends two full stories above a full base
ment, a commanding view is afforded.
The plans for the Maegly residence
were made by Architect John V. Bennes
and the construction supervised by his
office.
F. W. Pracl 4a Build la Westover.
Fred W. Prael. superintendent of the
American Can Company, took out a
building permit Friday for the erection
of a two-story frame residence at 1059
Cumberland road, in Westover Terraces.
John Hedstrom has taken the contract
at 15500. The plans were drawn by
Earl A. Roberts.
Mr. Stelnbaeh Stars Repairs.
A. B. Steinbach obtained a building
permit last week for repairing the for
mer Edwards home at Main and St
Clair streets, which he purchased re
cently for $22,500. The work, which
will be done by A. Ibsen, will cost about
1 7 QUO.
Hirsa Garden Be Extended.
Mrs. Solomon Hirsch. who recently
bought the triangular strip of property
adjoining her present home site on the
west has commissioned Edgar M. Laz
arus to sketch a landscaping scheme to
he carried out in improving the pur
chased parcel in conformity with the
original lawn and gardens. In connec
tion with this plan a 3000 fireproof re
taining wall is being built aroud the
triangle by the Friberg Construction
Company. The workmen have been busy
fur several days on both the Washing
ton and Ford-street sides.
Old Uailmark Being Rased.
To make way for the $125,000 Tudor
Arms apartment building that is to be
erected on the property recently pur
chased by the Royal Arms Company at
Eighteenth and Couch streets the plo
nker residence of the late George H.
"Williams, the "Grand Old Man of Ore
gon." is being razed. This building has
long eerved as one of the landmarks in
that section.
.Working Plana Bring Drawn.
A new set of working plans will be
out about April 1 for the construction
f a two-story brick and mill building
by Rodney L. Glisan at the northwest
vomer of Fourth and Couch street.
The plans for this building, as prepared
by the architects. Houghtaling & lou
can. were announced and illustrated In
The Oregonian several weeks ago. It is
understood that the premises have been
Irnscd to wholesale concerns. The prob-
hle cost is $25,000.
The same firm of architects is receiv
ing bids from selected contractors for
the proposed J50.000 Elks' Temple to be
built at Klamath Falls.
Clothing Firm Expands.
Fecau.-'e of the expanse of its busi
ness activities the Wonder Clothing
Company, which has been located in
Portland three years, has enlarged its
nuartors at 142 Third street, near Alder,
by the occupancy of the adjoining cor
ner store and the addition of the second
story of the Chambers building. Now
the store has a total floor space of
about 7000 square feet.
95O0U Hone Brcaa on Heights.
Carl I'enton has commissioned Con
tractor M. W. Eorenz to construct a
tvro-story frame residence on Vista
avenue, near Patton Road, in the at
tractive residence tract known as
Georgian Court. The estimated cost of
the work is $5000.
1. Pnrdin Starts Six Residences.
Building permits were issued at the
City Hall Thursday to G. C. Purdin for
the erection of six $1800 residences on
East Sherman and East Grant streets in
Gilham's Second Addition. The street
numbers on East Sherman street are
given as 1371. :37J and 1368, while the
numbers on East Grant street are 13CS,
3370 and 1374. All of the dwellings will
extend one story only.
East Oak Street Gets Home.
For Mrs. M. . Galloway and Mrs. I
Thompson. Contractor F. J. West last
week commenced the erection of a two
story frame residence at 454 East Oak
street. The probable cost is given as
$2500.
Revised Flans Being Completed.
Camp and PuPuy. architects, are
completing revised plans for the pro
posed clubhouse and office building, of
the East Side Holding Company. There
was some difference of opinion between
the holding company and the building
committee of the East Side Business
Men's Club as to arrangement of the
oiubrooins on the second floor, but this
iu heintr adjusted.
The structure will be built on the
-ortheast corner of East Alder street
?nd Grand avenue, the Citizens Bank
,"ruoving the corner 40 feet and the
clubhouse the iide 60 lect. TUey will
Sfzs? priori stose: xc' KL' 1
- Ills vsrr&$ lx i m m i! Ill '?'
1
V nf
t.Z- &0wm3nr JfreUsS-Z. J?ZJZrZ S& z? S?j Z?A.
. : 11.. An a ..nit fnimflfition.
Siana pratuLaiij " " ' -
but to distinguish the bank from the
clubhouse me ironis win " uln.c....v.
The general arrangements of the club s
apartments on the second floor include
an assembly hall, gymnasium, billiard
hall and reception rooms, oiore jou...
will take up the ground floor, one of
which will probably be occupied by the
East Portland postal station.
The clubhouse building has been fi-
,1 v. u ,niH!ner mm nan v
and will be erected this Spring. The
East Side Business aiens uuu m
. .. ji.oi.mra tn lease the sec-
ond floor for five years with privUege
of renewal at a """"" " ,,, c
of the bank and clubhouse will be
about $40,000.
Bids for New Plant.
Bids are being received by the Coin
u.i,in. Manufacturing Company for
the erection of the new plant on Hol
gate street in the South East Side.
where the company m-euu ""'"""rr
IT l s. anr r11 1 1 fl 1 11 2T
a three-acre sue. amc --
will be two stories high, and of brick
and mill construction. Jacobberger &
Smith prepared the plans. Contracts
will be let probably this week. The
cost will be about $25,000. Machinery
will cost an additional
Greshnm Building Finished.
The one-story brick building erected
for E. Osborn. in Gresham has oeen
finished. It cost $5000 and is the first
structure to be built in the burnt dis
trict. Mr. Osburn had his former but d-
ing insured in tne "OI T,iAh
tj.?ii.,f Association, of Salem, which
closed its doors. He had a policy oi
$2400. . ,
High School Contract Is l.et.
2. rn of Portland,
r ,,:;'.ek to erect
?Hchool bunding in
Gresham, tneir diq ui '''- rv "T,.
lowest. Work will start on the struc
ture at once. .
building is not id " - .
"""" ? i...:ui were oreoared
Plans lor inis uunu...e, - ...
by Ernest Kroner, of Portlan It will
be a two-story " .-
140 bv t5 ieei mi -This
first unit will take care of 150
students. Cm the secona
emhlv hall 50 by 70 feet.
with .Vuse 18 by 16 feet. At the rear
will stand the gymnasium 40 by
, with ceiling 18 feet high
structure, iith el""V ,,tb. A
and fitted witn six "- -
ana ""' caDacity of 150
onThe Your-acre-'sue- rn North Main
street In Gresham. which was pur
chased by the Gresham district. The
butlding will serve five school districts.
w Homp to coat
Thomas Vlgars. a Portland I builder.
a erecting a one-story clue.. -
Humboldt .between East Harrison and
CyPrss streets. The cost will be $4000.
Mr Vlgars is his own contractor. H. E.
De'peef is erecting a on.-.toW ryl
dence on East Sixty-second street be
tween East Glisan and East DaMs
streets, the cost to ue -vw.
Murphy are the contractors.
Two-Story iiuiioiob.
A two-story frame bakery and dwell
ing is being erec en tor -
Nichols on r.asi iisi.... --
Thirty-sixth and East Thirty-seventh
streets, at a cost of $2500. I. I- Kahla-
now is the puuuer.
Knot Side Residence Rising.
. , eor4ttfl on a one-story
. . ris mrfmnrt street, be-
rrame awtriuua v.. -- - . .
tween Eighth and Ninth streets for It
Markeson at a cost w ,.vw.
. ...:,ji .. nr.o.stnrv frame Tr-
dence on East Oregon, between Sixty-
first and sixty-iniro
11500. . . . ,V t
J. Agnew nas taiveu k------
erect a one-story resiaencc
between Milwaukie and East Eleventh
streets, to cost $2500. J. P. Barton Is
the contractor.
. New Home to Cost iou.
... s -D..H to hnvine a story and a
wawthorne ave-
ha t resiuenco uui.
nue. between East Seventy-second and
East Seventy-iounn
$1600. Robinson & Heisner are the
contractors. Work has been star tea
on a one-story frame uweiuns on
Ninety-fourth street, between eixiy
ftfth and Sixtv-slxth avenues, to cost
$1500. H. E. Bradley is the contractor.
Repairs costing $zuu are oeinK muo
. i. vi.iMinv nn TTninn avenue, be
tween Prescott and Skidmore streets.
Mrs Jennie Smalley is having a one
story dwelling erected on Sixtieth ave
.. hetwenn Seventy-f ourth and
Seventy-fifth avenues.
R. B. Rice Builds f-t."iOO Residence.
T? T? Rice has taken out a permit
for the erection of a one-story frame
dwelling on Wasco street, between East
Thirty-seventh and East Thirty-eighth
. . tIRAA IV W U'anr.
wortb 13 the contractor and. builder,
--
PORTLAND REALTV BOARD GETS
DUTCH TICKET.
'Steam Roller" Schemes Aronscd Emer
ald Isle Boys and They Promise '
Excitement March 26.
Did you know the Germans and the
Irish had declared war on each other?
Well, in so far as the personnel of
the Portland Realty . Board . is con
cerned, such is the case.
At last Friday's meeting of the board
a political ticket, neatly and formally
printed, made its appearance, outlining
which German should be elected to each
of the offices to be filled by the mem
bers of the board at the annual elec
tion, March 26.
Not to be outdone, the Irish conting
ent of the board held an Indignation
meeting immediately thereafter and
laid dire plans to circumvent the force
of the German combine. It is under
stood that a full Irish ticket will be
presented at next Friday's meeting.
The Germans, led by "Heinrich Wurt
ael" Fries, are planning to stage a
noisy "German night" on the eve of the
election. In the hope of landing a big
flock of neutral votes in the German
bandwagon German songs, German
antics and German refreshments will be
dispensed, it is hinted. Now comes the
rumor that the Irish will swoop down
on this political roundup and break up
all the furniture and noses.
Here is the "steam roller" ticket as
presented to the board last Friday by
Florian Hermann Fuchs, amid loud
shouting of "Hoch den Deutschen Im
Amerika":
President. Herman Von Borstel. .
First vice-president, . Herman Moehler.
Second vice-president, George Hermann
Klelnsorge "
Third vice-president, Carl Hermann Rlng
ler. Secrotary. Heinrich W. Frie.
Treasurer. Claus Hermann Oehler
: DELEGATES TO CONVENTION. '
Johannis E. Hermann Cronan. ,
George D. Hermann Schalk.
Wllhelm Hermann Mall.'
Hermann Metiger. . .
George E. Hermann . Englehart.
Those who look upon the business of
election as serious are scouring the
board membership to find a. man-to All
the shoes of Dean Vincent", who insists,
in spite of general protest, upon step
ping "down and out," after presiding
over the' destinies of the organization
for two years. F. E. Taylor is being
mentioned prominently as his probable
successor. The secretaryship appears
to bo between F. I Purse, incumbent,
and H. I Idleman, who is being urged
to Decome a canuiuaLe. r
p.hn. fifrt, 1'ron.rl v Changes.
James D. Hart has taken title Jto
fractions of lots in diocks j, .
1 4 t ' J 1 " ; T.hn. T-l ti o-! t- from
V 3LI1U 1 ' ' " - - - .
R. L. Glisan. The property lies north
and soutn oi iieimont street, -mc
sideration. named in the deed was $8500.
Lots 25, 26. 27 and 28, in block 12,
Peninsula, were purchased by Veronica
K. Schneider, from John H. Foster, the
consideration being $1300.
Theodore J. Hoist has transferred to
Matilda J. Hoist two lots in Elizabeth
Irving's Addition, for a nominal con
sideration. J A. Hubbell transferred to
C. L. Starr several fractional lots in
McSlahon's Addition, south of. Division
street, for $2400. .
Edendale Home Changes Hands.
Lizzie D. Roberts took title last week
to the south half of lots 15 and 16, in
block 1, Edendale, from John A.' Zel
ler. The price was $3000. A house went
with the transfer. The property is on
East Thirty-ninth, near Belmont street.
Three lots, 18, 19 and 20, in block 17,
East St. Johns, were purchased by E.
W. Reder from Charles C. Lightfoot,
for $1850. The Realty Associates sold
lot 1, in block 7, Holgate Addition, on
Milwaukie street, to Tillie Wagener,
for $1050. Lot 4, in block 6, Bartsch
Park, on East Yamhill, between East
Thirty-eighth and East Thirty-ninth
streets, was purchased by Samuel
Holmes, from Fred S. Allyn, for $3000.
Groveland Home Brings $4888.
Catherine F. Miley has taken title
to lot 8 in block 9, Groveland Park, on
Division street, from T. M. Hurlburt,
for $4888. The transfer includes a
modern home. In Vernon, John Dahl
quist has bought lot 9, in block 50.
from E. A. Lundquist. for $1300. In Ina
Park, lot 6, in block 14, was purchased
by R. E. Martin from W. B. Reese, for
$2215. This property is on East Twenty
first, between Alberta and Emerson
streets, in the Vernon district
Roaedale Property Is Sold.
In Rosedale, Louise Schroeder took
title to lots 1, 2 and 3, in block 6, and
lots 1. 2 and 3, block 6, Rosedale An
nex, the consideration for the six lots
being $2700. Sale was made by Eliza
beth McCullom. The Laurelhurst
Company transferred lot 8, in block
50, Laurelhurst, to Lorena H. Marshall,
for $1000. A quarter block, in Gregory
Heights was purchased by F. C.
Schrumm for $750. The property is
described as. lots 45 and 46, in block 14.
SJ4O00 Dwelling Is Started.
' Randall R. Howard has started the
erection of a two-story frame dwelling
on East Fifty-seventh street, between
Sandy boulevard and Brazee street. It
will cost $4000. Mr. Howard is his own
builder.
WASHINGTON STREET ADDS "TAXPAYER."
SEW BLILDING OWNED BV E. J. DALY AND G. F. RODGERS.
' The newest building on .Washington street has just been completed
on the north side of that thoroughfare at its intersection with the
eastern line of Thirteenth street for E. J. Daly, a Portland real estate
man, and George F. Rodgers, ex-Mayor of Salem, who are joint own
ers of the corner. . p
The structure, which was built as a "taxpayer, is one story, of
brick construction and is divided into six stores, some of which already
been leased. It cost tne owners uuuui .
i was the architect.
White and buff colors, regarded as the best reflectors of light are
embodied in the mural color scheme and to overcome tne usual enect
of lateral light from windows, skylights have been placed at proper
intervals on the roof. It is estimated that the devices will reduce the
artificial illuminating period an hour and a half each day.
have
ton
Parcel on Washington and
King Streets Sells for
$26,000 to Doctor.
WOMAN . BUYS IN EAST
Eva A. V. Bailey Takes $250,000
Chicago Property, Trading in Her
Farm Junction City Land
Sold for $54,000.
The prominence of rural transactions
over the large bulk of semi-important
sales closed in Portland property sug
gests a consideration of both in com
mon. The only noteworthy inside Port
land deal involved the sale by A. C.
Pike of a 50 by 100-foot parcel at the
southwest corner of Washington and
King streets to Dr. Luther Hamilton of
Portland and his brother Walter Hamil
ton, a druggist of Roseburg. for $26,000.
The new owners contemplate improving
the site immediately but have not yet
determined upon the type of the pro
posed building. Ivan Humason acted as
the agent in the transaction.
Portland Woman Buys In Chicaso.
From. Chicago came the announce
ment that Eva A. Wilson Bailey, of
Portland, purchased from Joseph P.
Peurrung, of Cincinnati, the Douglas
Park Auditorium property in that city,
B-i.rtnc- Tinft navment her apple or
chard in Rogue River Valley, Oregon.
The Chicago property, wmcn ei""'
75 by 136 feet at the northwest corner
. . ,i Ani svftnues is said
to be worth about $250,000. A mortgage
of $130,000 stood against tne lanu.
which is covered with a four-story
building including five lodge halls, five
stores and a hall having a seating ca
pacity of 1700., The yearly rental Is
said to be more than $30,000.
Another farm trade closed at Eu
gene bv the Sam Rugh Realty Company
gave C. B. Ryckman possession of a
i;ior farm three miles south of
Junction City in exchange for 1080
acres in Sherman County, Kansas,
formerly owned by H. A. Myers. The
j-i i,.i.i S4 nnn more than $18,000
i msh chnnerinsr hands. The Kansas
land, which is divided between alfalfa
and bunch grass, was placed in the
transaction at a valuation of 5JJ.&0 an
acre while the Lane County parcel
brought $125 an acre..
W E. Burke of the Brown Diking
Company of Portland, reported that
sales aggregating $40,000 had been con
tracted tor during the past 30 days in
. i... -minH Slouch tracts along
the railroad tracks about 15 miles this
side of Astoria. Already nine lammes,
mostly Italians, have gone on this soil
to engage in truck gardening and
dairying. The land is sold on a long
time contract plan.
f 10,000 Sale Concluded.
A deed filed for record at the Court
house last week completed the trans-
Trvotoi-iclr A Kribs to Dr. E.
DeWitt Connell of improved residence
property on the soutn siae oi oamiuu
street between West Park and Tenth
tnr I4fi mid Tha fact that the
contracting parties had negotiated the
transaction was tola in ahh uit6""i
somi months ago.
Small Sum Deeds Costly Property.
According to the terms of a deed re
corded last week Mr. and Mrs. R. F.
Banker have given title to Mary R.
Hawkins to two full lots and two frac
tional lots In the half block lying Just
.v. r fnn-ntv fnurthnuse. A con
sideration of $1 is cited in. the instru
ment.
15,000 Square Feet Get l-0O0.
For a stipulated consideration of
eionnn nnrMhw Knlhrook Durham has
deeded to A. D. McDougall 15,000 square
feet located at tne neao. oi xnujino...
street in Blytheswood near the beauti
ful home of Mr. McDougall.
Glisan Street Sale Told.
Emily J. Noon last week gave title
to Andrew R. Porter to the southwest
corner of Fourteenth and Glisan streets,
nAncM.ratinn of 10 heiner stiDUlated.
The property is described as lots 6 and
7, block , coucn jaaiuon.
Big Dairy Ranch Leased.
The 1400-acre Sun Dial ranch at
Trdutdale has been leased by Ganten
bein & Vetch, dairymen at Parkrose.
for a term of five years commencing
April 1. All stock and equipment now
on the ranch are included in the trans
action. J. fi. Edwards Takes Third Interest,
John G. Edwards has taken from Ed
gar J. Daly a one-third interest in lots
5 and 6, block 98, East Portland. This
property is the four-story brick build
ing that covers the northwest corner
of Grand avenue and Belmont street,
which cost in erection more than $50,
000. The quarter block, exclusive of
the building, is worth about $50,000.
This transfer gives Mr. Edwards full
ownership in this property. The amount
Involved in the transfer is not given
In full.
I. E. Fenton Buys In Laurelhurst.
The Laurelhurst Company has trans
ferred to I. E. Fenton lot 13. in block
41, Laurelhurst, for $1350. T. M. Hurl
burt has transferred to J. M. Potter
c cnH & in hlonk 2. Orchard
Homes, to East Portland, the prico be
ing $2700. S. Thompson has purchased
two lots, 13 and 14, in block 36, Rose
City Park, from the Security Abstract
& Trust Company, ior 3uu.
Lincoln Pnrk Home Brings S300O.
Bessie McCuliom last week purchased
the west 40 feet of lots 9 and 10. in
block IS, Lincoln Park, on h remont
and East Ninth streets, from F. W.
Schroeder, for $3000. A home was in
cluded in the transfer. A quarter block
in Lincoln Park, including lots 2 and
3, in block 7. Lincoln Park, were pur
chased by Christian Holweger, from
Emily P. Burback, for $950. In Lincoln
Park Annex Samuel Carl took title to
lot 14, in block 10, from E. W. Strong,
for a nominal consideration.
Kenton Property Is Sold.
Th. Anmrtcan Realty Conmanv has
purchased an undivided half interest
in lots 22 and 23.. block 4, in Kenton,
from William Heusner, administrator
of the estate of John A. Heusner. The.
., ..m.H tn the lonrl was 110.000. A
11 ILU J.tl. . 1. ... .
two-story concrete building occupied
the lots, wmcn are in tne central pari
of Kenton. .
J, Armstrong; Buys Home.
George J. Armstrong purchased in
Flrland in the Southeast Side, lot 8, in
block 1, from Silas M. Couey. for $1500.
In Vernon, J. J. Wetzler purchased lots
19 and 20, in block 3, from F. W.
t. tn Jl nnn. The nroDertv is
on East 'Ninth, between Killingsworth
and Emerson streets.
Sale Closed In Jonesmore.
The sum of $2000 was paid by R. R.
Quick for lot 11. in block 22, in Jones
more, in the Montavilla district, to
Henry A. Olsen, a home going with
the transfer. In the Elmo tract, lot 9,
In block 3, was purcnasea uy r. in.
Lonergan, from S. W. Stryker, for $800.
Benjamin Dewdney purchased lot 10.
In block 19, Rose City Park, on East
Fifty-third, near Stanton street, of
Agnes Parsons McNaushton, for .1.750.
BY HARRY KICHEY.
IN OUR newspapers, periouicais anu
insurance journals we read, from
time to time, articles written by
some of our leading National char-i
acters in which they eulogize them
selves for carrying a large amount of
life insurance, and give the reasons
which impelled them to take it. A
man who does the right thing at the
right time and in the right way has
more or less reason to be proud, and
the successful man who Is successful
because he carries life Insurance, or
who carries life insurance because he is
successful. Is justified in giving his
views and reasons on such an impor
tant subject for the guidance of others
In like circumstances.
However, did you ever read an arti
cle written by a man who did not carry
life insurance, eulogizing himself be
cause of it, or giving any logical rea
son for not availing himself of the pro
tection which life insurance affords?
No. There is only one reason which a
man, who is an insurable risk, consist
ently can give for not carrying life
insurance, and that is that his death
would create no financial loss to any
one. Such are few and far between.
In giving reasons why some men do
not carry life insurance, I do not Intend
to convey the fdea that there are many
such, but there are a great many more
than have any legitimate reason for
being without it.
Selfishness One Reason.
There are two fundamental reason
why some men do not carry life in
surance: The first is because they
cannot get it, and the second Is because
of their natural inborn selfishness.
We have no criticism to make of the
man who cannot get life insurance,
aside from warning others that to all
of us there comes a time when we can
not pass the examination, and a little
procrastination may rob our family of
a protection which we would give
many times its worth to have. No man
rejoices in the fact that he cannot get
life insurance, and his constant regrets
and worries constitute a price which
far exceeds what life insurance would
have cost him. Some one has said:
"If a man could die twice, what a lot
of life insurance he would carry the
second time." This applies with equal
effect to the man who cannot get it
now. To every solicitor he gives the
same reply "I would carry insurance
if I could get it."
The second reason why some men
do not carry life Insurance their nat
ural inborn selfishness may be sub
divided as follows: First The man
who has no conception of the responsi
bilities of life.
Second The man who is just natur
ally selfish, and
Third The man who, through self
ishness, refuses to talk or think of the
subject long enough to get a fair con
ception of its usefulness.
First There is a class of men who
come into this world, live to all ap
perances like other men, marry, raise
families, and in due time die. We
know not whence they come or whither
they go. "Don't care" was their answer
to everything proposed. They had no
initiative, no idea of responsibility, glad
to be able to take care of themselves
and wanted everybody else to do the
same, not excepting the children they
helped to bring into the world and the
wife that bore them. They do not carry
life insurance.
Class Too Absorbed in the Penny.
Second There is a class of men we
meet every day, successful rather than
otherwise from the viewpoint of the
dollar, who are so absorbed in the
penny that may be made today that
they lose sight of the dollar which may
follow on the morrow. They can see
nothing but the dollar sign and their
principal ability lies in hanging on to
what they get regardless of the uses
to which it might be put to advantage.
The future welfare of their families,
the future welfare of their estate Is
lost sight of in the squeezing process
which is going on today. Nothing ap
peals to them but the glitter of the
gold, and what they leave behind In
most cases entirely is lost, because
when they did invest they wanted too
much for their money. They do not
carry life insurance.
Third None is so blind as he who
will not see. None so deaf as he who
will not hear. Too busy to talk, too
busy to think, but not too busy to get
sick nor too busy to die. The man who
will do it tomorrow perhaps; the man
who will see you next week; the man
who shelves a life insurance proposi
tion to read the funny column in his
paper; deaf to your entreaties and blind
to your propositions. How the devil
floes love a procrastinator! These men
do not carry life insurance.
A man 60 years of age, written for
his first life insurance policy the other
dav. gave as his only reason for not
nfving taken It sooner, that he had
never taken the time to look into it.
He was particularly fortunate In b
ing able to get it so late In life, but Ik
Is nothing ahead financially, for he is
making up In his premium today for th
premiums he has not paid in the psst.
and for all these years his family car
ried the risk.
Some women, reared in refinement
and luxury, are today eking out a,
miserable existence In some menial po
sition, because some men did not carry
life insurance.
There may be a reason why men w
do not carry life Insurance do not car
to brag about the fact that they are
uninsured.
Life insurance is the most reasonable
proposition a man can contemplate and
he owes it to himself, as well as thoo
dependent upon him. least to look
into the subject sufficiently to under
standing take it if it appeals to him,
or give himself a Justifiable reason
why he does not.
llolladar's Addition Home old.
The south half of lot 4, In block 27,
Holladay's Addition, corner East Tenth
and Hancock streets, with houoe. was
purchased by Belle A. Morloy from K.
M. Morley for $4000. In the Wellerlov
Addition six lots, located in blocks 10
and 12. were purchased by Francis
Welsh for $1500 from the Wellcsley
Land Company. In RosFmcro A. J. Mc
Crum purchased lot 1. In block 11.
from Mollle L. Hcrschler. paying $100n.
This lot Is located on East Thirty-seventh
street between Thompson and Bra
zee streets.
Adams Wheat Land Sold for $800 0.
PENDLETON, Or.. March 13. (Spe
cial) Lowell L Rogers, of this clt.v.
one of the leading grain-growers of
the county, has just paid $S000 for
acres of wheat land adjoining hi
farm, near Adams. Narcisso 1-a Course
and wife are the sellers. The land
is located on the Umatilla reservation
and is known as the La Course allotment.
CENTEROTTRAFFIC
Municipal Traffic Engineer
Reports
The report shows that in ten hoiii H of
an average day 117.044 pedestrians Pas.i
the intersection of Filth and Washing
ton streets. In an hour 1 1 -S vh '';
not including streetcars, pass tho lnlei -
SeinlBoston 112.000 pedestrians pass by
the busiest corner in a ten-hour dav.
5044 less than at Fifth and V asliinKton
streets: In an hour 652 vehl.; .-h .pass
bv the Boston busy corner. V If th .in.l
Washington shows nearly double that
nUInbPittsburg 96.000 pedestrian? nvo
recorded in ten hours. This is -l.n"
less than go by the Fifth and Washing
ton corner In the same time.
Right at this location offices him!
stores may be rented at very low rules.
Apply 30J Swetland building, "t this
busy corner. ,
RORTGAGEI'AAHC
AMY AMOUIff trOJUItOIT Wti 9 IlU 1 j 1 I
Directory of Prominent
Life Insurance Agencies
Member of Life Underwriter
Association of Oregon
Win Uoldffiim, Ususcsr,
MAJsHAllA.N 1.11.
orcMomsn mlK.
H U. Colluu. Muxir.
MABSAOHlitiKTTS ill, IXA1. 1.1F.
CbsmbT ot Commrc Mlds.
H. L. Hurinou. ilur,
t-fc.N.N MUTUAL Lll k.
(ion liwmurn liiuk H.d.
Horses MKkleui, Mnr.
NEW hMlLA.SU MUTUAL Lltfc.
KortllwMltrn Mint MIUs.
Alma U. est. jn,
MUTUAL LU-B INSLKAM-h. CO. OF M. I.
MU Corb.tt Bias.
"" a. M. blocuai, Mr.
RELIANCE LI M l'ltlJur.
Rt-IA,,or..n bid... 1-ortlsnd. ur.
Z v Lotkwoocl. vice-rres. nuu.
coLUMlilA l.lt K iKLor w.
bpaldlm Bid.
Pttl-Oromer Co., Unrl Ail
THfcl TKAVIil.UllS' l.SS. CU
John I"ur. Msuer.
CREDENTIAL INS. CO. OK AMERICA.
Kothchlld Bld.
NORTH WF.STBHN MUTUAL 1.1 KK INS. CO.
NORTH w r. Mtern Bink Wig
Judd I.owroy, ManT.
AMERICAN CK.NTKAL l.IKhi LN3. CO.
&03 1'fKiim B;d.
The Morgan Wall
Paper Co.
wish to announce that they have
opened temporary quarters at
213 Second Street, Cor. Salmon,
with a complete new line of
Wall Papers
BUILDERS' SUPPLIES and
HOME SUGGESTIONS
Rector System
A Perfect House-Heating System
Economical to Operate
Portland Gas and Coke Co.
We Have
business and residential rare
bargains FOR EV LIU BODY.
THE KHKU A. JACOBS CO..
38 Washington Street.
SHOPE BRICK CO.
303 EAST MORRISON
Phone East 1S33.
Will build you a beautiful brick
house at tho prico of wood con
struction. Fireplace work specialty.
SUPERIOR SERVICE
BEST QUALITY
M. L. KLINE
Wholesaler. Ksultless I'lnmMis nnd
llrstlus; .Material.
84-S8-S7-S9 FRO.T STRKET
There Is a Good Paint House
in Portland
TIMMS,CRESS&CO.
184 Second Street
M. J. Walsh Co.
I.UiHTI0 FIXTI'RKS.
F.f.F.CTRIC !. roSTIUCTIMJ
AMI fcXliCTIUCAI. M 1'PI.IKS OF
ALL, HIMJS.
311 STARK ST. BOTH rHOK.