g THE .SUNDAY OREGOXIAX. PORTLAND, OCTOBER 4, 1914. CHOICE SITES AWAIT BEAUTIFUL HOMES Westover Terraces . Present Best Surroundings for Exclusive Residences. ARCHITECTURAL FIELD BIG Building Department of F. X. Clark & Co. Specializes In Erection of Type Most Suitable to Con tour of Property. One of the decided changes in the purchase of real estate in Portland in the last three years has been the pur chase of homes and homesites for Im mediate Improvement Instead of specu lative lot-buyinff. Buyers have turned their attention more particularly to their own needs rather than to Bpecu- latlTa i n v P I m o r. t Consequently, the opportunity of se curing an attractive and desirable home In Portland's preferred residence dis tricts on easy terms, has become one of the principal attractions for home buyers. An opportunity has been offered to Portland people to secure homes on easy terms in one of the fine West 8ide residence sections in Portland. Westover Terraces, through the build Ins department of V. N. Clark & Co., now presents this opportunity to the home-buyers of this city. This property presents an opportun ity for the most varied type of archi tecture and each homesite is given careful study by experienced architects, taking into consideration the contours of the land and the terrace grades, so that the proper type of homes may be located in suitable places, thereby pro ducing a finished and harmonious ef fect throughout the entire property. Building? Given Special Care. Being confronted with a demand of this nature and anxious to take ad vantage of the large business that would come through this channel of need, F. N. Clark & Co. organized its building department on April 1, with the purpose of operating exclusively in Westover Terraces and Eastmoreland, two of the most beautiful residence tracts in Portland. The results already obtained have proved the actual need of such an or ganization in connection with a wide awake real estate business. The build ing department of this concern has completed a beautiful ?6000 residence Of Dutch colonial type for F. T. Hy slcell; is now bringing to completion a fine colonial residence for H. E. Pen Aell, of the St.' Johns Lumber Company, n no F t7nnn- V,A I.U Y, 4n,i-n dation for a $7500 residence for Isaac D. Hunt, of Wood, Montague & Hunt, find has plans and specifications now prepared for two other residences to cost $7500 each, all in Westover Ter races. Many Xeir Hornet Expected. Sketches and plans for several addi tional beautiful homes are now in process of completion, the names of the purchasers of which are not yet ready for announcement. It Is the belief of F. N. Clark & Co. that within the next year they will con struct at -least 50 homes in these highly-desirable residence districts. W. A. 'tovett. who has had many years'1 ex perience in this business, is in charge of the department. I $30,0 0 0 Trade Tteported. Br. E. -De Witt Connell last week traded his beautiful Home on Mount Adams Drive and Chehalem street, in Council Crest Park, to Frederick A. Xribs for 50 by 100 feet of ground on the south side of Salmon street, be tween West Park and Tenth streets. The Salmon-street property is valued at about $30,000, while the Connell home was valued at $18,000, according to a warranty deed filed Thursday. Dr. Connell assumed a mortgage existing on the Salmon street lot. T. J. Long represented Dr. Connell in the trade, while Harry B. Humphrey appeared as agent for Mr. Kribs. It is understood that Dr. Connell contemplates remov ing the old buildings on his newly ac-c-tiired property with the Intention of ultimately improving it with bachelor apartments or a hotel. i Sandy Boulevard Building Sold. A two-story building located on San dy boulevard, ' between East Seventy second and East Seventy-third streets, has been sold by Captain A. E. -Cann to the Seton Land & Manufacturing Company for a consideration of $14,000. The property has a frontage of 228 feet on Sandy road, of 200 feet on Fre mont street and 105 feet on Seventy third street. The building has four stores on the ground floor and doc tor's offices and living apartments up stairs. A coal and woodyard fronts Seventy-third street. The premises have a monthly rental income of $145. The sale was handled by Stanley S. Firm Gets Two Permits. The Portland Oxygen & Hydrogen Company has given W. C. Moore con tracts for the construction of a one story' frame factory and a one-story steel frame tank to be erected on Sev enteenth street between Center and Boise streets in Boise Addition. The total cost will be about $6000, according to separate permits issued last week. The plans for the work were drawn by E. A. Kinkheimer. Toledo Hunch Brings $14,000. CENTRALIA, Wash., Oct S. (Spe cial.) One of the largest realty deals made in Toledo recently was concluded when F. W. Giard sold his 102-acre ranch neaf there to W. H. Wheeler, of aicMinnville, Or., for $14,000. . The new owner expects to take possession some time this month. The farm is one of the finest pieces of agricultural land on Cowlitx Prairie. Train Sheds Planned. Plans have been completed by the company engineers of the S. P. & S. Railroad for the erection of two train sheds on Tenth street between Overton and Pettygrove streets. The larger shed will be 34 hy 156 feet. Wood and asbestos materials will be used, the cost to .be about $1500. Bock Bids Are Opened. ' Anton Tellar, among 11 bidders, sub mitted the lowest figure, $30,290, for the construction of the one-story mill constructed warehouse to be built on Municipal Dock No. 1, according to plans drawn under the supervision of the commission engineer. Mr. Tellar was awarded the contract. Portland Firm May Get Contract. An unconfirmed report is current in the building circles of Portland to the effect that Hans Peterson, of Seattle, In connection with the Boyajohn-Arn-old Company of Portland, has submitted the lowest bid for the construction of a, $3,000,000 tunnel which, is to be built for the City of San Francisco. The proposed tunnel will run under Twin Peaks from the head of Market street to the Parkside district, traversing about two miles. The work will re quire about two years time. Home in Vernon Sold. Wilhelmina A. M. AVoltring last week purchased a house and lot in Vernon Tor $2800. The property Is described as lot 5, in block 48, Vernon, and lo cated on East Sixteenth, between Brainard and Going streets. John Am berson sold to Margarete O'Brien a tract in Hollywood for $1500. For $3000 H. B. Cookerham sold to J. H. Cookerman a home described as lots 1 and 2, in block 9. in Kern Park, South East Side. In Rose City Park Henry Atwater transferred to W. C. Repass lots 14 and 15, in block 38. Mr. Repass in turn transferred the prop erty to Emma L. Purvine. James Lester Shaw purchased of B. M. Lombard lot 2, in block 14, in Olm stead Park, the consideration being $1500. Joseph C. Gibson sold to P. E. Newell a lot in Belgrade for $1050. The Oregon Home Builders have dis posed of a bouse and lot in Altamead, on the Base Line road, to William Blitsch for $2200. J. G. Hartley pur chased of Fred A. Jacobs six lots in block 26, Berkeley, the price being $920. The Mount Hood Development Company sold to Andrew A. Braun a lot in Proctor Addition for $875. 930,000 Property Sold. S. B. Barker transferred to F. M. H AND SOME iT's iCI ' If f li IF kl&J NEW SECOND CHRISTIAN SCIENCE CHURCH. The exterior of the Second Christian Science Church, at the northwest corner of East Sixth street and Holladay avenue, is practically completed, and the interior finishing is now in progress. An idea of the beauty of the structure may now be gathered' from the outside view, the walls being white and the whole structure being surmounted with an artistic dome. It will be several weeks before the in terior is finished. The members are looking forward with much interest to the time when they can occupy the new church. Pilter, in Laurelhurst, lots 1, 2, 3, 5 to 13, in block 1, and lots to 10. 12, 15, in block 2, and lot 1, in block 3, the con sideration being nominal in the deed. About 26 lots are included in this trans fer and the property is valued at about $30,000. Most of the lots are located in sightly portions of Laurelhurst. R. W. Schmeer sold to Walter A. Tapscott a half block In Tabasco Ad dition, near Hawthorne avenue, for $1200. In Hawthorne Avenue Addition Or ville T. Jackson purchased of Harvey Foressman lot 23 and south 15 feet of lot 24, in block 14, for $2755. Emma M. Osman purchased of Ludvig Anderson lot 22, in block 3, Albina, with some im provements, for $3500. The property is located on Union avenue and Knott street In Belmont Place, Mount Tabor, James O'Marrs sold to J. W. Barnes the east 37 feet of lot 9, for $4500. A house stands on the property. E. E. Lawrence sold to Rollie A. Leisy a house and lot in Thayer Addition for $3450. Several Trades Made In One. Acting as agent for his brother. Dr. Kenneth T. Long, T. J. Long has traded five lots on East Seventy-fifth avenue Southeast to S. A. Weeks for a modern bungalow on East Fifty-third and Sherman streets, also a house on East Sixty-second and East Hoyt streets for two lots in Rose City Park, the con sideration in each transaction being $4000. M. 31. Baldwin Is Purchaser. Mary Cronan Noonan has sold a lot located on East Seventeenth street, be tween Klickitat and Siskiyou streets, to M. M. Baldwin for a nominal con sideration. Frederick M. DeNeffe has deeded a lot described as lot 9, block 4, Westover Terraces, to E. A, Clark for a nominal price of $10. Many Lots Go In One Sale. Herbert Gordon, president of the Lawyers Title & Trust Company, has taken title through S. B. Baker and others to 25 lots in Laurelcrest and three lots in Sellwood, two of the latter being located on the northwest corner of Clackamas and East Ninth streets. $5000 Sale Reported. Improved property located on East Couch street, near Alka street, In Haw thorne's First Addition, has been sold by Reatha Fowler to Norah Michael for $5000. Irvington Lot Sells. A lot located near the northwest corner of East Fifteenth and Stanton streets, Irvington, has been transfer red by E. A. McGrath to J. M. Thomas. The consideration is not made public. Dr. Coe Buys in Albina. Dr. Henry Waldo Coe has paid E. H. Carey $7500 for improved property situated on the southwest corner of Maple street and Haight avenue in Central Albina addition. Rose City Home Goes Up. For Ada M. Peebles, Contractor Charles G. Stevens has commenced the construction of a two-story frame resi dence on East Fifty-ninth street and Alameda. The new home will cost about $3200. Home Begun in Belle Crest. Paul Harden has commenced the erection of a one-and-one-half story frame residence at 707 East Sixty-fifth street. North, in Belle Crest. The esti mated cost of the building Is $2000. $2000 Sale Made in Edgemont. A lot located on the northwest cor ner f East Twenty-fifth and Klickitat streets has been sold by John Stewart to Allen McDonell for $2000. Ontario to lave Xcw Courthouse. The sale of $30,000 in bonds, recently authorized by the voters at a special election for the construction of a, new Courthouse at Ontario, has been sub scribed by two local banks. 10,000 Church Planned. Plans are being prepared at Myrtle Point for the construction of a church that will cost about $10,000. The build ing will be erected next Summer. SALES TOTAL IS BIG Laurelhurst and Olmstead Park Deals Are Made. VERNON DEALS ARE $10,000 Single Lot With Improvements In v Albina Sold for $4146 to A. H. Birrell Trades Involve Resi dences tind Lots. Transfers in Laurelhurst last week aggregated more than $60,000, F.' M. Pilter alone taking title to about 26 lots in different sections of the tract. A lot in Central East Portland was sold. Its value is something more than $4000. A number of residence sales were made in Olmstead Park, aggre gating $20,000. One sale in Albina to A. H. Birrell involving a single lot and EAST SIDE CHURCH NEARLY improvements brought $4146. In Ver non sales aggregating more than $10, 000 were made, all of residence prop erty. In Central East Portland lotj, block 300, was sold by T. L. Perkins to H. H. Carson, the consideration being nom inal. The lot, which faces East Fif teenth street, near East Alder, is val ued at about $4000. T. M. Word transferred to H. H. Northup lot 1, block 9, Sunnyside, the price being $895. M. F. Lawrence pur chased of Sheriff Word fractional lots in block 64, in Sunnyside, the price be ing $2239. Lot Sells for 24X. Lucinda Gibson Renner sold to Mar garet A. Boyer lot 16, in block 16. and a portion of lot 15, block 7, Foxchase Addition, for $2400. Mrs. Renner sold to Muriel C. Orvin lot 14, block 15, Foxchase Addition. George W. Cutshaw purchased of the University Land Company lots 6 and 7 and one-half of lots 1, 2, 3 and 4, all in block 149, University Park, the con sideration being $1500. In Foxchase Addition Albert Donner sold a lot and Improvements for $1900. C. B. Hill transferred to G. A. Derby lot 8 in block 2, Manning's Addition, with a house, the price being $2600. Two lots in Albina Homestead were purchased by James S. Gleason from Henry Kiecker for a nominal consider ation. Mr. Gleason also took title to lot 6, block 15, Williams avenue. Albina Property Brings 414. T. M. Word sold to A. H. Birrell Company lots 7 and 8, in block 4. Cen tral Albina, for $4146. The property is located at the corner of Skidmore and Kerby streets and is occupied with buildings. America A. Douglass sold to James A. Douglass a house and lot 13, in block 4, Firland, for $2500. W. A. Hedges took title to two lots in Hyde Park from the Bankers' Investment Com pany. D. W. Sheahan purchased in Rose City Park lots 5 and 6, in block 86, of James O. Reed for $1250. Hartman & Thompson sold to Gus L. Deines a tract in Parkrose, on the Sandy road, for $1150. Fractional Lots Sell for $3230. George A. Ross took title from George S. Woodford to parts of lots In Failing Addition for $3250. In Riggs Addition J. H. Nash purchased lot 10, in block 4, from S. A. Paul, the price being $1000. H. E. Noble sold to Louise Goddard a house and lot in Tremont Place for $1150. RobeH M. Vanderhoof pur chased of Hiram M. Cole a tract in De Lashmutt & Oatman's Little Homes Addition, the consideration being $2400. The Laurelhurst Company has sold to Caroline A. Barnes lots 19 and 20, in block 87, Laurelhurst, for $2980. J. F; Eddy took title to lot 19, in block 111, Laurelhurst; W. T. Muellhaupt pur chased in Laurelhurst lot 13, in block 50, for $1150; Eunice Sargent took title to lots 7 and 8, block 25, Laurel hurst, for $3150; Arndt Anderson, lot 24, block 32, Laurelhurst; Louise Sla ter, two lots, $2800, and the Laurel hurst Club two lots. $4400. FARM MARKET IS ACTIVE MAN V TRANSFERS REPORTED BY EUGENE REALTY FIRM. Sherman County Wheat Ranch and Farm Change Hands at Agrgrrearate Consideration of $35,000. Several farm sales of importance were closed in Eugene last week by the realty firm of Peterson, Skotheim & Co. For C. A. Bonnett, of Eugene, and associates they sold an 882-acre wheat ranch in Sherman County to C. R. Bruckert, a Lane County farmer. As part of the consideration Mr. Bruck ert transferred his 180-acre place, lo cated 11 miles west of Eugene, to Mr. Bonnett. The aggregate consideration for the two properties is announced as $35,000. The Sherman County farm is equipped wtih hogs. The new owner will dry farm it. Last Thursday the ' same company sold a 160-acre place situated near Creswell to D. M Parry, who has oper ated a, farm near Co burg, Lane County, since liis arrival from the Central West. This farm sold for $9000. The Peterson-Skotheim company also reports the sale to B. R. Cook, of Eugene, of 42 acres & few miles west of Eugene, formerly owned by M. A. Trunnell. By the terms of the deal Mr. Trunnell becomes the owner of a house and lot in Chambers' Addition to Eugene. The value of the proper ties is cited as $5000. Lane County Properties Traded. Arthur Lindley has traded his 36 acre place near Natron to F. J. Berger, the Eugene hardware merchant, for Mr. 'Berger's 400-acre stock ranch, lo cated two miles from Goshen. The stock ranch was listed at $10,000, Mr. Lindley paying $1000 to balance the trade. The deal was made through E. F. Bean. . Clackamaa Acres Bring; C 115 Each. C. E. Sprague, of Kansas, has paid $115 an acre for the 100-acre C. W. Keaselring place, near Molalla, in Clackamas County. The farm has re cently been occupied by Edwin Wag ner. Mr. Sprague's father has also made a land purchase near Molalla. Firm Xear Gaaton Sells for HOOO. J. D. Hill has purchased 60 acres lo cated near Gaston for $8000. The property is well improved, has the Tualatin River running through It and is located only a half mile from an electric line. Weston Farm Traded for Equipment. W. M. Walter has traded his farm near Weston for implements and har- COMPLETED. ness worth about $3500 and has come to College Place Acreage. $20,000 Is Price of New berg Land. Two hundred and nineteen acres ly ing two miles west of Newberg has been sold bf Dr. H. A. Littlef ield to John Williamson for a reported con sideration of $20,000. Ena-ene Man Buys Winona Farm. According to information received from Winona, Wash., S. G. Fisher, of Eugene, has purchased the 360-acre P. M. Moore farm, located two miles west of Winona. The price was $10,800. I. S. Smith, of Marshfield, has pur chased Frank Murr's ranch on Wil lanch inlet for $2000. Forest Grove Farm Is Traded. Councilman B. F. Purdy, of Forest Grove, has traded 105 acres of farm land located at Sholes to F. M. McCleod and J. T. Seth, of Gaston, for 240 acres in the Grand Ronde reservation in Yamhill County. Mr. Purdy" will de velop his new property as a stock ranch. Bandon to Have New Hotel. J. E. Tourtt-1 lotto a 1 , , i tect. is preparing plans and specifica tions for a three-story brick hotel uuuuing,. lo oe called the New Hotel Gallier, to be erected at Bandon, cov ering a site 130x100 feet in dimensions. The building with its furnishings is estimated to cost about $40,000. Bids will be invited when th. nion .- . - f ' . . .j a c tum- pleted, in about 10 days. Couch Property Deeded. Title to the east half of the lot at the southwest corner of Thirteenth and Marshall streets, in Couch's Addition, was transferred last week by J. Broun stein and others to the Title & Trust Company. O. L. Ferris to Build' In Ueanmont. A building permit was issued last week to O. L. Ferris authorizing the erection of a one-story - bungalow on East Forty-fifth street, between Brazee and Wistaria streets, in Beaumont. The new home will cost about $2500. STATE . WILL BUY BONDS Bridge Issne of Clarke County May Go to Washington. VANCOUVER, Wash., Oct. 3. (Spe cial.) Clarke County at any time can dispose of $250,000 worth of its Co lumbia River interstate bridge bonds to the State of Washington, it was learned today by William R. .Fletcher, County Treasurer, from Edward Meath, State Treasurer. The remainder of the $250,000 probably would be taken un by the state, as the money is needed j-ui Liie construction or the bridge. It is up to Multnomah County to sell her bonds, or raise the monev now. so that work on the bridge may be sLarieu. it is assured by the Mult nomah County Commissioners that everything possible will he done to raise" the money on their bonds, and tnere is a general hope expressed here that no more delay may be had, and that the actual construction on the bridge will begin not later than three months hence. SOLDIERS ALSO TO PRAY Colonel Young Will Ireslde at San day Peace Conference. VANCOUVER BARRACKS, Wash., Oct. S. (Special.) With Colonel George S. Young, commander of the Twenty-first Infantry presiding, a meeting for the "prayer of world-wide peace will be held in the post as sembly hall at 3 o'clock, Sunday after noon. Hundreds of soldiers, who daily practice the art and science of war fare, will bow their heads in prayer for the peace of the world, and their chaplain. James Ossewaarae, shall lead them. At 3 o'clock, the church call will be sounded by 18 musicians of the post. The doors of the post assembly hall will open at 2:45 o'clock and the public is invited to attend the services. Chaplain Ossewaarde has chosen for his address on this day, "Over the uarK uiouus, tne Kalnbow. All-teel cars run by trolley now between n ow. jl orit ua xunluo. PLANT UNDERWAY Ground Is Broken and Steel on Site for Buildings to House New Shops. TWO CHURCHES AT WORK Latter Day Saints - and Kose City Park Methodists Erect" Homes. East Side $80,000 Structure Proposed Again. Construction was started last week on the new buildings for the Paciflc Iron Works plant on the acreage site on 'the north side of Sullivan's Gulch on East Thirtieth street. The' ground is covered with material for the new buildings and the concrete foundations are being laid. The, main shops extend to the rail road spur at the west side of the track to facilitate handling building material and structural steel. They will be nearly 300 feet long. A water main has been laid on Clackamas street to the Tvest side of the site from East Twenty-eighth street. Much of the structural steel has been already moved from the present plant at East Third and East Burnside street to the new site, and the entire plant will be moved as soon as the new buildings are completed. The south half of the block where the old plant stands is being cleared preparatory to the erection of the four-story structure for the Blake McFall Company, which will be built by O. E. Heintz at a cost of $90,000. Plans for this building are completed. Work Starts on Two Churchen. The plans for the new church for the Latter Day Saints have been filed and work started on the foundation. It will stand on the southeast corner of East Twenty-fifth and East Madison streets, and the cost is estimated at $20,000. although it will probably run to $25,000, including the furmtyre. It will be a frame building with concrete walls. In the basement will be the Sunday school room, while the main auditorium will be on the first floor, with a capacity of 600. Pope & Burton, of Salt Lake, are the architects. Ground was broken Sunday for the foundation of the new Kose City Park Methodist Episcopal Church on the site at the corner of East Fifty-eighth street and Alameda avenue. Only the basement will be built at present for the immediate use of the church, and later the main building will be erected. The site is valued at $3250. Rev. W. W. Youngson is pastor of this church. JFSO.WIO Flan Vp Agilu. Negotiations are still under way for the construction of an J80.000 brick building on property 90 by 100 feet in area at the northeast corner of East Alder street and Grand avenue. The erection of this structure was proposed some time ago but no architect has as yet been selected. It is oronosed to divide the lower floor into banking iuuiiis una tne upper noor into quarters for the East Side Business Men's Club. N. U. Carpenter has been in charge of the negotiations. Bids Opened For City Barn. When bids were opened for the con struction of the city stables to be erect ed on Sixteenth street near Jefferson street it was found that the lowest price tor the general contract Jiad been submitted by the firm of Parker & Banfield, $38,973. Twelve firms figured on' the work, some estimating the cost above $50,000, the estimate made by the architect, C. C. Rich. Bids were also opened for the heating and electric wiring, but no contracts have as yet been awarded. Conrthoiue To Be Repaired. Architects Whidden & Lewis have drawn plans for extensive repairs to oe made In the basement of the court house. Bids for the work will be received until October 12. The princi pal alterations and additions will be made in the boiler room. Coach School Bids Up. Bids for the general, heating, nlumb- ing and ventilating contracts for the erection of the Couch School on 20th and Glisan streets will be received until October 19 -by F. A. Naramore, superintendent of school properties. The estimated cost of the structure is $160,000. Sheds Will Coat S40OO. Bids are now being received for the erection of umbrella sheds on Yamhill street between Third and Fifth streets for the accommodation of the patrons of the Central Public Market. The estimated cost of the improvement is 4000. Iron and steel materials will be used. Irvlnston Recttdence Beicun.' A bungalow costing- $4500 is being built for A. Juniman at the northeast corner of East Twenty-third and Siski you streets, Irvington. The foundation is now under way. The entire half- block on one-quarter of which the new house will stand is being graded down. Hancock Home Started. Plans have been prepared for a $3500 home for Mrs. Favorette Gilbert, which will be built on Hancock street, be tween East Thirty-fifth and East Thirty-sixth, streets. The contract has been awarded to Stebbinger Brothers, who have started work on the founda tion. Irvington Homes I'nder Way. V. E. Bowman. & Company are erect ing two residences in Irvington on East Twentieth street, costing $4300 each. These structures are of frame with concrete outside coating. A resi dence for Mrs. Josephine B. Paulsen is being built on East Twenty-fourth near Stanton street, at a cost of about $4000. Rex Perkins will erect a two story home in Irvington, to cost $3000. Charles llson is the builder. Gresham to Have New Bnlldlna;. Work has been started on a new brick building to be erected by Arthur Regner at the corner of Main and Sec ond streets, in Gresham. It will be 60 by 50 feet, and it will be occupied by Bert Lindsey. In order to make room for the new structure the dwell ing standing on the site is being moved to one side. The building will be one story for the present. Railroad Starts Dock. The Southern Pacific Company has obtained a building permit for the erec tion of a dock on Front street, between Pavis and Everett streets, to cost ap proximately $11,000. The contract for the work has not yet been let. Railroad to Put In' Piling;. The Spokane, Portland & Seattle Railroad has contracted with the Cow litz Bridge Company for the construc tion of a pile and timber roadway on East Main street between Water street and the harbor line. The work will cost about $2500. Mr. Hrlntx Takes Two Permits. O. E. Heintx, of the Pacific Iron Works, last week obtained a permit for the erection of a one-story shop cost ing $7500 and a one-story shop and foundry costing $9500, on East Twenty ninth and Halsey streets. Both con tracts are in the hands of John Almeter, IRON WORKS ISNDW LIFE POLICY HELD DUTY AS MUCH AS RELIGION Agent Answers Letter of Man Who Says Faith in Lord Is Insurance Enough hy Pointing Out Need of Providing for Wife. BV D. C. UEKRI.V. NO better understanding of life in surance as an institution can be had than by viewing it from two bona fide letters which went through the mails in Oregon recently. One of the letters, I am told, was written by a resident of Orenco, Or., in response to the 'persistent requests of an underwriter, and the' second let ter was the reply sent by the agent of one of the leading life insurance com panies: The letters follow: "My Dear Sir: For several months your letters addressed to me at Orenco. Or., have been forwarded to me here. I thought that by disregarding them you yould finally give it up. but you cer tainly have a remarkable perseverance, so in order that you may not waste any more valuable literature and postage on me, I write you this letter. "I infer from your letterhead that you want me to take out life insurance in your company, but I have all the life insurance I want or need already. How much? I don't believe it could be estimated in dollars and cents. The benefits received already together with those promised for the future amount to a sum Incalculable. "What company is it? The best in existence. No, it isn't yours; at least not the one named on your letterhead. The president is the Lord of the uni verse; the agent is Jesus Christ, who is such a kind and loving agent that he paid the premium for everyone who wishes to take out a policy in his com pany by allowing himself to be killed on the cross. "What is the face of my policy? Sal7 vation from sin and the greatest pos sible blessing 'and happiness here on earth, and the promise of a never-ending life afterwards, which I venture to say, is more than your company will promise. And I am receiving bene fits from the first part of this already. "How much premium do I pay? I gave the agent my heart cash down, with a daily remittance of love, praise and service. Isn't that about the most attractive proposition you ever heard? Better try it for a year, and you'll be a life member." "Dear Sir: I have carefully noted the contents of your letter to me and desire to express my appreciation of the admirable manner in which you have bandied the subject. You certain ly have got out of it all the argument that could be produced from that point of view, and are to be congratulated upon your effort: and yet, as I read your letter, in fancy I see the day when BOND SALE IS PLEASING MUNICIPAL ISSUE OF ICEOO.OOU LARGK.LY OVERSUBSCRIBED. Activity in Securities Taken to Indi cate That War Has Not Entirely Demoralised Market. The ease with which the City of Portland recently disposed of $300,000 worth of municipal improvement bonds, running for 10 years at 6 per cent, is proof that the European war has not entirely paralyzed the local bond market. True, the prices offered were not high, but only 40 per cent of the bidders could be accommodated. The money derived from the sale will be used for street and sewer improve ments. There is no question but that the war has rendered bonds less marketable all over the world. Several local experts recently have expressed an opinion that the market will not awaken materially for some time, but the ready responses to the city Issues are encouraging. The following bond activities were reported during the past week from various parts of the Northwest: BrlOse May Be Built. Kyssa A petition is beins circulated to be submitted to the taxpayers of Malheur County for the purpose of voting bonds in the sum of $30,000. If the bonds carry a bridge will be erect ed across the Snake River. ' Idaho Issue on Market. Idaho Falls, Idaho Bids will be re ceived by the trustees of School Dis trict No. 46 at the office of the clerk, A. H. Beasley, until October 14. for the purchase of $500 worth of bonds of said district, bonds to bear 6 per cent in terest. The money will be used to construct and furnish a schoolhouse. 925,000 Sale at Hood River. Hood River Bids will be received by the board of directors of the East Fork Irrigation District at the office of the secretary, George R. Wilbur, until October 6, for the purchase of $25,000 worth of 6 per cent irrigation district bonds. The bonus will be issued in denominations of 21 bonds for $1000 each, one bond for $300. three bonds for $200 each and six bonds for $100 each, or in such other denominations of not less than $100 and not more than $1000 each, as purchaser may desire. Light System May Be Installed. Yoncalla An election wil be held here in December to vote on the ques tion of additional city indebtedness for Installation of an electric light system. The estimated cost is $6000. $500,000 Issne Up Tomorrow The voters of Roseburg will vote tomorrow on a proposed issue of $500, 000 in bonds to aid the construction -of a railroad from Roseburg to Coos Bay. S7o,000 Road Bonds Sugsested. CATHLAMET, Wash., Oct. 3. The road bonding proposition to build a county highway from Deep River to Oak Point will be put up to the voters of Wahkiakum County at the Novem ber election. A resolution to this ef fect has been adopted by the Board of County Commissioners. The amount of the bonds are fixed at $75,000. Bonds Will Build Schools In Idaho. IDAHO CITY, Idaho, Oct. 3. Bids will be received by the Clerk of School District No. 46, Bonneville County, Idaho, by A. H. Beasley, until 1 P. M-, October 14, for the purchase of bonds in the sum of $5000, drawing Interest at 6 per cent, for furnishing a school house. Said bonds are payable Octo ber 15, 1924, redeemable after eight years. Burnt Area at Burns to Be Rebuilt. Buildings at Burns swept by fire August 31 are to be rebuilt, according to announcements emanating from that interior town. Judge H. C Levens has already let the contract for the erec tion of a one-story stone building, 50x 100 feet in ground area, on the corner of Second and A streets. George Fry and G. A. Bedell are also making arrangements- for extensive improvement of their properties in the near future. Many minor building improvements are under way at Burns. U" Building Cou Ahead. . The Portland construction firm of Boyajohn & Arnold is preparing for the construction of the new administration building being started on the univer sity campus at Eugene. Tle excava tion is now practically completed and tbe concrete laying about to be ini tiated. The contract calls for the com pletion of the building in seven and a halt months' time and the builders your spirit takes its flight from its earthly habitat and the good wife re sumes her place beside the vacant chair, takes up the business cares where your work ended, finds among your papers a copy of your letter to me. As she ponders o'er it; and realizes its value as an asset for providing the necessities of life, will she not, deep down in her heart, wish it were a policy in the Good Old Line Life. . ' "It is certainly a duty one owes to his Creator to give the best there is in him towards his maker's glorifica tion; but ' it is also a duty he owes to the wife and children, who have given him the best years of their lives, to see that their temporal wants are supplied when he adjusts his wings, tunes his harp to the peace and comfort about him and takes his place in the celes tial choir. "To see that when he moves into that house eternal, that they do not move into a tenement house in a back street. "That when he wraps his comfortable robe about him, that they are not out at the elbow and knees. "That while he partakes from the table of his Master, that they are not suffering the pangs of hunger. "That while he sips at the Fount of Life, that their water has not been turned off because the rent was due. "That as he proudly parades the broad and beautiful avenues among God's select, that they are not slinking up a back alley for fear of meeting their old acquaintances. "Could there be Joy in his heart when he looks down upon his wife in a wash tub and his children in a sweat shop, while he reclines in comfort in the home of his Heavenly Father? "Will the thought of his comfortable robe in Heaven protect his loved ones from hunger and the Wintry winds of earth? "After the funeral comes the doctor, the undertaker, the butcher, .the baker and the landlord. "Will the children come home from school and go to work? "Will the mother close up the piano, tear up the rugs, sell off the furniture and with a child in each hand, trudge out into the desert of life's never-ending struggle? "Father is dead. The provider Is gone. "My friend, before the sun goes down, apply to some great life insur ance company, God's instrument for protecting the helpless, and by their great seal decree that your wife and children shall not be subjected to the humiliation of an unequal financial struggle in the dark days following your final leave taking." are trying to beat the contract by two months. The general contract for the work was let at a figure of $89,000. Lodge Buildings to Go Up. The Moose Lodge at Dallas is plan ning the construction of & lodge build ing at that place. At Independence. Homer Lodge, Knights of Pythias, is considering the erection of a two-story brick building to cost about $5000. At Cathlamet. Wash., the I. O. O. F have purchased a location on which they propose to erect a lodge home. $3000 Home Begun. Charles Wilson has commenced the erection of a two-story frame residence on East Irving street between East Thirty-fourth and East Thirty-fifth streets Tor Rex Perkins. The new home will cost about $3000. Bonds Voted for Two Building!.. At Marshfield bonds in the sum of $10,000 have been voted for the erec- t tion of a gymnasium. The citizens of Alvadore. in Lane County, have voted $4100 for the erection of a school build ing at that place. Irvington Gets Netv Residence. On East Twenty-first street, between Klickitat and Fremont streets, Irving ton. A. Pajimen has broken ground for the erection of a one-and-one-half story frame dwelling. The permit cites $4500 as the probable cost. A. W. Christensen Ballds. A. W. Christensen is building a $2000 home on East Forty-fourth street be tween the Sandy road and Tillamook street. The building will extend one-and-one-half stories above the base ment. Directory of Prominent ' Life Insurance Agencies Ivl embers of Life Underwriter Association of Oregon Win. Goldman, Manager. -' MANHATTAN LlJ. Oreeonian Bids. H. G. Coltou, Manager, MASSACHUSETTS MUTUAL Llt'H. Chamber of Commerce Bldg. K. L. Harmon, Manager, PENN MUTUAL LIFE, Northwestern Hank Hldg-. Horace Mecklem, Manager, NSW ENGLAND MUTUAL LIFE. Northwestern Hank Bldg. Alma X. Kata, Manager, MUTUAL LIFE INSURANCE CO. OF If. T. Corbett Hldg. G. M. Slocum. Mkt. RELIANCE LIFE INS. CO., fittsburgh. Pa. zuo juorsuu uiug., t-oriiana, or. S. P. Lockwood, Vice-Prea. and Gen. igr. Spaiding Eldg. Pettia-Grosamayer Co.. General Agents. TUI TRAVELERS' INS. CO 8U3-H10 Wilcox Bldg. T. H. McAllla, Manager. UNION MUTUAL LIFE INS. CO- SSI Sherlock Bldg. John Fauer, Manager, PRUDENTIAL. INS. CO. OF AMERICA. Rothchlld Bldg. E. W. Amesbury, Manager. NORTHWESTERN MUTUAL LIFE IN 3. CO, Northwestern Bank Bldg. Judd Lowrey, Manager, AMERICAN CENTRAL LIFE INS B03 Dekum Bldg. CO, McCarger, Bates & Lively. Managers. AETNA LIFE INSURANCE CO, Yaon Bldg. Charles J. Little Agency. Inc., Managers Western Oregon. IDAHO STATE LIFE INSURANCE CO., 606-607 Veon Bldg. Phone Main 3411. J. Win. Johnson, Agency Director, WESTERN STATE LIFE INS. CO.. 201-2 Northwestern Bank Bldg. Phone Marshall 4070. IT- Have an Artistic Home Beauty of design costs less than anything el a vou put into a house, yet It returns you most in satisfaction and profit. Complete plans, int-ludlns full details nd apet'if ict ions. Five Doliars, We can save you money In building, s well as in plana. tiee some of our house now building for fine work, for little money. A. H. FABhB, ARCHITECT. 360 AiaawurlU Ave, twiUawa