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About The Sunday Oregonian. (Portland, Ore.) 1881-current | View Entire Issue (Jan. 28, 1912)
4 A TTTK SUNDAY OREGONIAX. rORTLAXD, JANUARY 28. 1912. 14 sun us suit The Way to Buy a Talking Machine Is to OLD LAW IS CLUB ONE Or WORLD'S GREATEST TENOR VOICES TO BE HEARD IN PORTLAND SOON. 10 LOAN SHARKS . . ..- v . ' -- - : Receiver to Be Named for Northwestern Phone Co. Penalty for Usury Is Forfeiture of Claim to State School Fund. MANY CASES UNDER EYE Dearth of Collection Salts I Notice able In Courts Since Attorney Started Agitation to Aid Burdened Victims. Insurious Interest upon a loan, either direct or Indirect, works forfeiture of the claim to the state school fund, with costs upon the plaintiff, under an Ore- iron statute, and In this enactment, hitherto allowed to lapse, the coterie which Is warring against loan sharks have found a weapon that they will wield wherever possible. Under con structions of the statute, it Is not necessary that the Illegal Interest shall be especially stated as such, but If the borrower In any way has paid money or other valuable thlnirs for the loan. It becomes the duty of the court to render Judgment for the amount of the loan, without interest, to the school fund, and to assess the costs upon the lender. It Is the Intent of the Investigators to brine this statute before the court whenever an attempt Is mads to col lect upon a usurious loan. Waaaaa's Case Heard. An elderly and deserted woman. pay- Ins; her savings month after month to save hsr chattels from attachment on loan contracted by her absconding husband, told her story to Attorney Hurst yesterday. She names R. A. Frame as the person who msds the loan. The debt. 1100. was contracted in Iecember. 110. and soon afterward the woman's husband deserted her. lea Tine her to support herself and daughter by nursing and sewing. Every month she has paid IS to renew the loan, and still owes 1110. though she has paid 174 in all. Frame says that he lent the money for O. A. Albrieht. a waiter at the Heidelberg restaurant. Notlre was served upon Ashley A Rumelln yesterday by an attorney that his client, a borrower from them, would make no further payments and that they might sue as quickly as they saw fit. The case was one where the bor rower had paid more in fees than ths face of his note, which he Is still held to owe. Leva Xaa Attvaspta .. Great Impetus has been given tha movement by tha adhesion of Senator Pen Selling-, who offers to furnish $10. eoo toward a fund of 1:5.000 to make loans to the worthy indigent. It is believed that there will be no difficulty In making up that amount or mora. Senator Selling's Idea la to keep the matter In the hands of a few persons, who will retain control of tha money. mploylng an experienced man to ad- minister the fund. Jacob Lesser, a money lender call ing himself the V. a. Realty Company, attempted to play Joke on Attorney Hurst, following tne announcement that aid would be furnished to worthy borrowers. Hurst first becama aware of tha fact when his stenographer ush- tred In. one after another, about a loxen seedy persons who said they bad come to borrow money. A little questioning brought forth the fact that Lesser had sent them, whereupon the attorney called him up and threatened to prosecute him as a nuisance n ne lent any more. Policemen and city firemen enjoy a preference in the offices of loan sharks and have to pay only I per cent a month on their borrowings, instead of the customsry 10 per cent, says a for mer member of the fire department, telling Ms experience to Attorney Hurst. The man said that while ha was on the extra list of the department he had to cay 10 per cent, but as soon as he was given a regular berth tha Interest was reduced. Leaders Attack Wage. This informant borrowed 173 In 1505 from Ashley Rumelln. and carried the losn for two years, paying nearly 1100 interest in the time. Then ne be came discouraged, quit his position and defaulted in his payments. He left the city and In his absence a Judgment for ti: was taken against him In tha Justice Court. Ha returned hera last Whiter and began working in a con fectionery establishment for II a day. on which he supported his father and mother. News of his return reached tha monev-lenders and they attached his wages, obtaining 110. He quit his position and sougnt worn: wnere nis wages would not be within reach of the execution. Further light on the operations or Ashley Rumelln Is furnished by Sec retary of State Olcott. whd write to Attorney Hurst that this firm was re cently taken to tasx by state Ban a Examiner Wright and warned that it mast cesse doing this class of business or loss Its privileges as a state bank. Then, says Mr. Olcott. the firm organ ised the Security Company, with a cap. Ital stock of liOOO. aa a cover for It operations. This company was Incor porated by E. M. simonton. or ins Ames Mercantile Company, recently balked In Justice Court In an attempt to recover on a loan; D. T. priori, a manager in tha office of Emmons 4e KramoES. attorneys for S. J. Kamlnsky. a collection agent who handles a large shara of this class of business, and M. S. ilontelth. an accountant. Olewtt Ready ta Help. Secretary Olcott expresses keen In terest In the work of the Investigators and offers any help within his power to break the grip of the loan sharks. That the m"oey-!enders. through tha publicity given their activities, have, for the time at least, abandoned ef fort to recover their claims through the courts. Is again shown by tha caae of R. W. Boggs. a molder in tne Inde pendent Foundry. This man borrowed J'9 from Ashley Rumelln several years ago, and paid them In all about liS on the loan. About two months a go suit was filed against him for tha face of th note, with Interest and at torney's fee. Ills attorney filed ds mnrrer a few days later and the case I- banging at that point, the demurrer not having been argued, though weeks have elapsed. TF.LKG RAPHE H3 GIVEN HELP YYeMrrn I nkin Strikes Blow at Prac tices of Loan Sharks. Tiv announcing Its Intention to loan emergency and by subjecting employes who assign any part of their wage to creditors to Uoaitd.ais discharge, ths CONSPIRACY IS CHARGED JOHt Jf cCO BMACK. Tha wonderful new tenor. John McCormack, who has been creating comment In leading muslc-circlea of the world. Is coming to Portland under tha direction of Lois Steers-Wynn Coman. The roost rare and praclous of ail gifts In tha realm of music to day Is the possession of an inspiring tenor voice. No satisfactory ex planation has ever been riven as to the causa of the scarcity of tenors, but tha fact Is everywhere recognised that as a class they are very nearly extinct: and when one Is created ha is cherished and idolized In the world af art. ' , , . What emperor of tha earth aver had such heartfelt homage paid him as did Jan de Resxke? And now that a romantlo new star has risen In tha person of John McCormack. tha musical world Is rapidly becoming interested. This young tenor Is In the beginning of his career, yet fresh and un spoiled by tha honors that are being heaped upon him by kings and people In three continents. McCormack at 2 years old is acclaimed the greatest living tenor. He has an entrancing voice ranging from C. to C sharp, perfectly even and fluent throughout, and under complete CnBt"lts power of appeal who can describe? It Is this and the en thusiasm, humor, and Imagination of his personality that have caused htm to spring so suddenly Into fame. These qualities have helped him greatly In his operatic roles. As Turlddu In "Cavallerla Ruetlcana" he took London by storm on oocaslon of hla debut at Covent Garden. Few equal him as Rodolfo In "La Bohema." which he sings to Melba's Mlml. Great ovations have been tendered him when he sang the leading tenor parts In Travlata." "La Sonambula," "Lucia." "Lak me " -Faust " "Don Giovanni" and "Madame Butterfly." McCormack Is now singing with Melba and her opera company In Australia, and comes from there direct to Vancouver. B. C and thence to Portland. Western Cnlon Telegraph Company has struck a blow at the "loan sharks" and their usurious practices. The avstem of making loans was adopted a year ago and baa proved so succsssful that the company now be lieves that employes who avail them selves of these privileges no longer need to make assignments of their wages. In a recent circular to Its employes officials of the company said: t!ffMtiv Jaanarv 1. 101 1. the company announced that It would make advanras of aaiarlea or wages to deserving employee who. through muronmt tr illness, aeaia or other urgent iKHiltr. required financial tnlilincf. Intending thereby to make It un necessary for ear emptor of thie company to appiy to a loan oroaer lor aeeiaiancv nd to aaalm his wagea la consiaeratiaa of an advance by such broker. The piaa baa been followed ror 13 montna ana required the company to advance many thousand of dollars. The niblMt haa bad careful considera tion and the company la new convinced tbat occasion will not arise In which a deserving employe will And It necessary to aaalgn hla wagaa. It Baa. ineraiora. oeen oeiarminea that the practice of aaalgnlng wage must ceaae. and a violation of ihla rale will sub ject the offending employe to Immediate discharge. W. A. Robb. manager of the Portland office of the Western Lnlon said yesterday that during the past year five loans were made to employes In this city, who were hard pressed for money on account of sickness, or who required' immediate assistance to pre vent unnecessary axpense in household matters. "In the aggregate the sum loaned was about faOO, he added. "The In stallments are always promptly paid and no applications for loans have been denied excepting In one Instance, when the applicant deslrsd to complete a real estate payment to save Interest. "The year's experience In loaning to employes has been that our employes are well able to take care of them selves financially, excepting under ex traordinary circumstances. In the ex traordinary circumstances the Western Union will help, but will not permit assignment of Western Union salaries to loan sharks or others owing to the provision It haa made to protect em ployes from borrowing elsewhere at nsurious ratss of Interest. "Any employe making assignments of salaries will be discharged and I be lieve that such procedure Is a greater protection to employes against them selves, by requiring them to live within their means, than the financial assist ance, which la, however, always avail able." The conditions under which loans to employes are made are as follows: Loans shall be made only to relieve dire necessity, ordinarily such aa that occasioned directly or Indirectly hy sickness or death la the family of an employe. Advances shall not be made simply to fund existing Indebtedness to tradesmen, nor to permit the payment of a debt on which monthly or weekly payments might be made by the employe No toana shall be made If the applicant has outstanding assignment or assignments of bla earnings. The amount advanced shall not exceed one month's salary of applicant and must be repaid In regular monthly Installment of 10 per cent of the amount advanced. .Vo interest la charged. A second loan to the same employe can be made before entire repayment of first loan only under exceptional circumstances, and the amount of the new loan plus any balance remaining on the old one must not exceed the limit of one month's salary. In general way. It Is believed that the matter of determining whether a loan shall be made, and tbe amount of same (within the limit of one month's salary) should be left to tbe head of tbe department In which the applicant la an employe, euh5ect always to the above-mentioned conditions and to prompt report of the same to the dlstrtot commercial superintendent for confirmation. Bell Interests Declared to Bo Seefc lag Control of Independent Con ecrn Through Foreclosure Following: Bond Issue, Charles E. Sumner won his suit be fore Judge Gatens yesterday In his effort to have a receiver appointed for the Northwestern Long Distance Tele phone Company, on the property of which the Title Insurance St Trust Com pany, of Los Angeles, was seeking to foreclose because of default on bond Interest. The Judge announced that he will name a receiver tomorrow morning. As It was apparent that the combatants could not agree upon a re celver, the Judge will himself select one. Attorney H. Wilson, representing Colonel Sumner, went Into the details of the alleged mismanagement of the telephone company and charged that P. L. Willis and William A. Mead had conspired, after obtaining control, to "freexe out" the minority stockholders and turn the company over to the Bell Interests. Attorneys for the North' western Long Distance Telephone Com pany and the Title Insurance & Trust Company retaliated by saying that Colonel Sumner's principal desire Is to force someone to buy him out. Creditors Are Considered. "It Is apparent that the friendliest feeling exists between the plaintiff and the defendant companies In this case, said Judge Gatens. "Other creditors In addition to the bondholders are en titled to consideration. I believe that the appointment of a receiver would redound to the benefit of both parties to this controversy if governing mo tives are as pure as here set forth. Colonel Sumner Intervened as a de fendant some time after the fore' closure suit was filed, alleging manlp ulatlon by Willis, Mead and others. He Is a minority stockholder, obtain Ing his interest some years ago when he promoted practically all the Inde- Dendent telephone companies in mo Northwest, Including the long distance line now In controversy. He started suit In California and compelled the return to the treasury of "50.000 In bonds Issued after the parties he is now fighting had gained control of the property. Illegal Isane Charged. "The National Securities Company, which flnanaed the Independent com- pantea. owes the Northwestern l"Sr Distance Telephone company ,vv, said Colonel Sumner. "This will de mand tha attention of the receiver. There la also a bond Issue of 1120.000 issued illegally to be looked after. The company Is doing well and the stock should pay per cent wnn proper piu .nnL The Bell people got the in dependent company In Tacoma, but they will have a fight on their hands before they get this one. snna tima no Willis and Mead con trolled the stock and the biggest part of the bond Issue." saia Auomcy in hla argument. "Now It Is In the hands of a San Francisco bank. The bank does not own it and admits it. but the president of the bank says In his affidavit here that he Is authorized to act for the holder, whose name Is not disclosed. The person no uia- eloaari is the Bell Telephone company, .-.I it would ba really that company foreclosing on the Northwestern Long Distance Telephone company n m A.finRtirA suit nrevalled." This is the second time that the com pany has been in tne nanus w celver. W. D. Tyler, the former re ceiver, was appointed because of the Item of ,88.000 on which the National Securities Company, controlled by Wil lis, Mead and others, sought to evade payment, according to Colonel Sumner. The claim was purcniwu and Mead and associates nu mo celver dismissed. RECEIVER FILES REPORT Assets of Four Southern Oregon Companies Are $3023. Inventories showing the combined assets of the Pacific Western Company, the Grants Pass & Rogue River Rail way Company, the Rogue River Town- PORTLAND HAS ONLY ORCHESTRA IN THE WORLD COMPOSED EXCLUSIVELY OF ONE-ARMED MUSICIANS. . V I . - : '. i . . '., ?.-. ;:- -1 STAXDIXC, LEFT TO Rlfinx, A. R. SPKF.AnBOROlCH. JACK WEDEU I- STEIN, R. 8. FRANK, SEAT ED, LEFT TO RIGHT, L. M. COX, XV. H. TIE.KEX, A. K. IIA.V8OX, B. R. AHEAD. Portland has ths distinction of having ths only one-armed orchestra In the world. It Is known as the Amend-Krank One-armed Orchestra, and Is Incorporated and chartered under tha laws of Oregon. The offi cers and the Instruments they play are: B. R. Amend, piano, president; Arthur E. Hanson, violoncello, secretary; R. 8. Frank, violin, musical director; Frank R. Spreadborough. manager. The other members are: William Tien ken. mandolin; L. Stein, first cornet; Edwin Carpenter, sscond cornet; Jack Wedel. trombone, and Lester M. Cox. drum and traps. Every one of the members has- lost an arm through accidents happen ing in Oregon and Washington. A unique feature Is the playing of Instruments requiring two hands, thus necessitating two men playing on the same Instrument at the same time. Get Records, Needles, Etc., With It The Place to Buy a Talking Machine Is Where Selection Can Be Made of All Makes and All Records Side by Side, and Not From an Agency Selling But One Make Study the Great Combination Offers of Eilers Music House For $59 we furnish a superb modern hornless talking machine producing tonal results hitherto found only in $150 and $200 types, and we include 24 choicest selec tions of disc records, among them such subjects as the six-voice rendition of "Lucia" and the soul-stirring "Rigoletto" Quartet. Read this offer carefully. Noth ing more priceworthy has ever been obtainable and it will probably never be duplicated. Many have thought it necessary to pay $13 for the two above-mentioned subjects alone. For $59 This beautiful machine with 24 latest and best selections included $7 cash and $4 a month. The big delayed shipment has come but we're selling these wonderful machines bo rapidly that there'll not be many left after Wednesday. Make your selection right away pay later. This new Talking Machine of latest hornless type produces In every way the results obtained heretofore only in Instruments that cost f 160 or $200. Many additional advantages aside from the extraordinary low price are now offered to each buyer. Most superb records, among them selections like the famous Rigoletto Quartet, and also the Lucia Sextet, for which two subjects alone many talking-machine devotees have had to pay (13. will be included with each ma chine sold. Or buyer's own selection of records will be supplied. This wonderful new talking machine may be purchased on terms of $7 cash and II a month until f.59 all told has been paid. No extras. The machine and the records will be sent on three days' free trial to any home In the city or state. So confident are we that the Instru ment will please even the most criti cal, that we agree to refund all money paid by any purchaser who may not in every way be satisfied with the in strument. An unconditional guarantee as to ma terial and workmanship accompanies each instrument sold, the guarantee being signed by the manufacturers and countersigned by us for Portland, Or. The instrument is furnished in very choice mahogany case, and also in quarter-sawed oak or fumed oak. " The finest selected woods are used in the construction of the cases, and the finish is as perfect as found upon the most expensive pianos. Needless to reiterate, this hornless talking: machine Is simply perfect in tone and quality. The instrument is equipped with largest size turn-table, and the very best, thoroughly noiseless triple-spring motor. It will play six records with one winding, and has a new regulation device, whereby the music can be rendered at exact tempo positively true to pitch. The machine has a new concert sound reproducer, which eliminates the heretofore objec tionable rasping noise of needles. A clear, thoroughly natural tone is pro duced, such as has never heretofore been obtained in any instrument cost ing less than $150 or $200. The machine Is equipped so that the famous fiber needles can be employed, which preserves talking-machine rec ords so that they last practically for ever. In this machine the concealed horn is built separately from the motor, which permits the tone to come forth without any interference. The sound boards in this machine are carefully selected and so placed as to reproduce a tone absolutely lifelike. Modulating door 8 have been provided whereby the tone volume can be definitely regu lated and reduced or augmented at will. The price is, as stated, $59; cash or payments of $7 cash and $4 a month. This includes free the big selection of records stated in the foregoing. The instruments are now on sale in the Talking Machine Department of EUers Music House in their fine new building on Alder street, at Seventh. Also Investigate Our Great $ A Bona Fide Free-Trial Offer That Means Free Trial This Is No Misleading Offer, Such as Has Been Appearing Over the Signature of Another House Which Tries to Make You Buy Records Upon a "Free-Trial" Proposition. a i -j4T ' ,'...,--' 1 St a t ' 1 J- . - , J ' I y i w r , ' A most remarkable list of records and manv other extra inducements are included in this erreat $196 combination offer. Caruso will supply two, one by Melba, one by Tetraz- zinni, one duet by Gogorza and Eames, two selections by Mary Garden, two by Alice "Mioloon Tver Vv T)flTri "RiaWrinm t.wn hv OUtta "RVprrnafflrl nnA hv lVrmirl Powell, the V10- linist; one by Fritz Kreisler, one by Harry Lauder, the Sextet and a selection from "ljucia," tne Itigoietto quartet, twenty-live popular selections ana lour 01 uie latest dance selections. If our selection does not meet your desires you are also at liberty to choose your own selections. As stated above, we also include, besides these forty- ai'.I- cnliirtiATic Ana Vin-n1-nol -Fi 1 or naoloc onI -n.n rrr cfol nAPrllpc! nnrl lso t.hfl new wonder, the fiber needle cutter, which will trim your old fiber needles and make them new again. And the price! $196 cash, or $28 now and $12 a month; no interest if paid for in one year. Three days' free trial. Telephone us to send this out, if you nriTir,f inTiTronioTiflv io11 of TollriTitT Afo -! ino TToQrlnimrrpre "F!ilfVK ArilSir. TToilSP. All 1dlUiVb ,UU f lilVll bl VU.l UU J..llll X'XUVUUIU AVUUVUMX x..o.i. --' --- -' - the makes of talking machines and all the records all the time. Eilers Building, Alder street at Seventh. site Company, and ths Land Company of Rogue River, to be worth $3,023.58, were filed in the Circuit Court yester day by Receiver Jon C. Jenkins, who was appointed a few weeks ago at the request of H. L. Chapln. The assets of the two last-named companies are asserted to be worth nothing. The several hundred feet of track laid by the railway company and tbe trestle over the Rogue River construct ed by the same company are estimated to be worth $2800, and the assets ot the Pacific Western Company, the hold. Ing conoern, are scheduled as worth $423.88. The four corporations were organ ised to build a railroad for 30 miles, with Grants Pass as a terminus, to develop a townsite called South Grants Pass, and to sell farm land and lots In townsites along the railway right of way. The plans fell through be cause of conflict among the men inter ested. H. L. Chapln is now under indict ment in Grants Pass, on a charge of conducting a lottery in connection with tha sale of lots in South Grants' Pass. 9350 Awarded for Auto. VANCOUVER, Wash.. Jan. 27. (Spe cial.) John Stuber. of Camas, who sued the Spokane, Portland & Seattle Railroad Company for $1000, alleged to be due for smashing his automobile Au gust 10, 1911, was awarded $350 by a Jury yesterday. Stuber had been in possession of the auto for an hour When he attempted to cross the tracks of the company in Camas and a freight train demolished the machine. DENT'! Toothache Gum Used by millions of people for past -25 YEARS Get the genuine DENT'S All Dru Storea 15c A
