HIGH. UP 16th and Elizabeth House 7 rooms. It 60x100 icet. Good value. Worth consideration. MERCHANTS SAVINGS & TRUST COMPANY 5-R 0 i,i BUNGALOW NEAR HAWTHORNE AVE. $2400 Easy Terms , Modern In every respect: has 2 bed- rooms, clothes closet, reception hall, large linen closet, living and dining room (with opening; built-in window, hall neat; 1 rooms all newly tinted. porcelain fTiath. porcelain eink with back, large front and rear porches, rear porch ! latticed, cement walk and full base : ment. full-eizeJ lot. In a good nelgh '. borhood and onlv a few blocks from good cor service. Nice terraced lawna and vervthtng In first-class condition. This ' lot Is worth half the prce asked for this 600 DOWN AND ONLY $15 A MONTH. RALPH ACKLEY ! 606 Corbett Bldg.. Portland, Or. i (CliULA VISTA The new addition Just placed on the I market; closest to city of any addition len the market; at reasonable prices. !50x 100-FOOT LOTS You can get an ideal homeslte for 10 per cent down, with $10 per month! and have all the conveniences of the city; rat end of Hawthorne carline; a 12-inch I Bull liun water pipe is laid past this properly; graded streets; land level; fttt It today. ! RAND, READ 8 GO. ; 316 BOARD OF TRADE BLDG. 1 (o 5-AcreTracls Cleared ready for cultivation; O. W. P. electric and Powell Valley macad amized road; 10c fare; 35 minutes' ride; abundant water supply piped under pressure for domestic and Irrigation purposes. Electric lights, . telephone, free mall delivery, fins public school, $500 t- 1750 per acre, on easy terms. Let us build you a bungalow on an acre. Suburban Homes Club Tract THE WHITCOMB COMPANY, ,10:1-303 Lambermens II 1(1., Corner Fifth and Stark Streets. THINK OF IT Beautiful Stone Bungalow 7-rooms and hot-water heated, hard wood floors; parage: fine view of mountains; only a 25-minute car ride. " "Will make easy terms to right parties : if taken at once. fKICE, 55500 Don't phone; come in and see us. Hartman & Thompson Chamber of Commerce Building. WILL TRADE A FARM FOR A CITY HOME "We have a rice 90-acre farm, well Improved, on the electric line; good house and barn and all outbuildings; 5 acres orchard, CO acres In cultivation, 18 acres river botton; good team, 4 good cows, hogs and chickens, all farm tools. Will trade for Portland property to the value of five or s.x thousand dol lars, or sell on easy terms. Wallace Investment Co. Room 517-518, OrkoiIsi Building-. I AVENUE Over quarter block, near Russell; fair 'Income now; $10,000,. half cash. J. R. STIPE . 720 Chamber Commerce. PRICES ADVANCE NOV. 12 BUY NOW Jl'ST THINK. LOTS 50x147 ON MOUNT TABOK FOR $550. $25 doy&$io a Month G. I- Webb. 341 Sherlock Bid. Tentfi Street Very choice downtown lot, near Stark i street. Price. $36,000. ItlSSE-LL A BLYTH, Commonwealth Building. . 50x100 Corner I'nion ave. and East Pine; streets improved; some Income. Owner, 426 Henry Bldg. C. W. CATHER IRVINGTON RESIDENCE $5250 A beautiful, new, strictly modern bungalow. Half block Irving-ton car. Improved streets and cement sidewalks. In the finest residence district. THE piSS-LAWRESCE CO, 34S Alder Street. YOU r : 1 IRRIGATED ID J ORCHARD HOMES Xn the beautiful Sutherlln Valley, south western Oregon. Ten and twenty-acre tracts, close to the new and thriving- town of Sutherlln 3O0 per acre. One-quarter down, balance Ore annual payments, per Orchards carsd for until bearing. Call and get Booklet and see 100 or more Photographs. The Souther-AIbertson Company SM OAK STREET, rORTLAKO, OHJESOX. HOME SITES $3500 ' .Very sightlr lot on Ravensvlew Drive, surrounded by beautiful homes. Unobstructed view. $4500 Corner. 96x100. on Thompson street. Irvington. All street Improvements) paid for. $7000 A choice lot, containing 8300 square feet in Nob Hill Terrace, head of Love Joy street. Kine view. $8750 Corner 100x150 on Hancock st. All Improvements paid for. $9000 80x100 on VTest Side: water, gas and ewer laid to lot line: bltulithic streets. Away from flats and apartments. GEO. D. SCHALK Main 302, A 2393. 364 Stark St. WEST SIDE CLOSE IN One and five-acre tracts, all In cul tivation. Oood house and barn on one of the tracts. Half mile to electric carline. 7 miles to Front-st. wholesale houses. Finos wagon road. No river to cross. Best of soil. Near school. Acre tracts, $350 each. . Five-acre tracts, $300 per acre. Easy terms. J. S. Sullivan 421, 433 Henry Bldg., Cor. 4th and Oak. New and Beautiful 6-Room Dwelling Two full stories and large light base ment. Hih terraced lot, 60x100 feet, and lawn; reception hall, den, pantry, bath and large linen closets. Cozy and comfortable and ready for immediate occupancv. Fine furnace, kitchen range and electric fixtures Installed. Floors and stairway stained; linoleum on kitchen, pantry and bathrooni floors; shades, screens, laundry tubs, china press, hall rack, window and hall seats, wood lift, medicine chest, etc, all go with the house for 13500; terms for quick purohaser. One block from 17th and Alberta streets, "A" car. Apply 1001 East 17th street, north. LAST CALL! FOR Yt, BLOCK. OlON AVEM E, NUAR 1. UN 8111 12. 825,000 Buy It now or lose your opportunity. WAREHOUSE SITES, Fifteenth St.. East Second and Third sts. Apartments and flats and apartment and. flat sites. To Buy or Sell See Us. dOSEPHH.JOHNSTOH 32-33 'Lufnyette Bldr 'Washington and Sixth lOth-Street Corner Fine corner on Tenth street South; has 4 modern 8-room houses; rent is $146 per month; pays over 8 per cent on the price asked. $19,000 Tou can pay $5000 or more cash, balance 1 or 5 years. Next week the price goes to $20,000, and It will be cheap then. Grussi & Zadow 317 Board of Trade Bldg., 4th and Oak. $6SOO New 7-room house, with .reception hall, furnace. fireplace. hardwood floors, sleeping porch, built-in side board, lavatory and toilet on each floor, cement basement, large attlo, paved street, restricted district. Excellent car service. A bargain. STRONG & CO. Financial Agents, 605 Concord Bldr. A New and Substantia! Home BllLT OF concrete: blocks, Strictly modern, with fireplace and fur nace; In fact, all the latest conven iences; 7 rooms, all beautifully fin ished. Three lots, with all kinds of fruit, such as cherries, apples, etc Price, $4500. Half cash. THE Dl'XIV-LAWREXCE CO, 248 Alder Street. $4000 . New -room house, near Hawthorne ave.; 1 bedrooms, fine sleeping porch, fireplace, cement basement, gas and electricity. Splendid value for the money. STRONG CO., Financial Agents, 605 Concord Bldg, ' Fine Store on Oak Street between 2d and 3d streets. Best of locations for a wholesale or printing business. New brick stores on 18(li and Washington Rents reasonable. Portland Trust Company of Oregon S. E. Cor. Third and Oak Sts. 1 Tibbetts Addition We have six (6) very choice lots in block 36. Tibbetts Addition, that can be sold at bargain prices. This block is bounded by E. 18th St., E. 19th St.. Brooklyn st. and Tibbetts st. A location that is quite central and convenient to various carlines. Inside lots, $700. Corner lots, $860 to 900. Call earlv and make your selection, for they will not last long. Wakefield, Fries & Co. 85 Fourth Street. WE MUST SELL nnn 130 cash, 16 monthly buys a fine OZUU ly located lot, restricted district, splendid view. Ofin Splendid building lot, very close uUU in on W-W carline: terms. nrn $36 down; corner, 60x108; graded wOOU streets; water; fine homes going up all around it. tCnfl S0 cash, balance to suit: lot in OOUU restricted district; fine view; cure to double In value in a few months. t C C fl Elegant corner lot. a stone s ODOU throw from Laurelhurst; cement walks and curbs. Bull Run water, electric lights, shade trees; a swell proposition at the right rrice. nrn Fine lot on Thompson street; all dOOU improvements In and paid for; terms. ICn 60x100 lot in Irvington Park; fine )40 U site for immediate building; $100 cash, 310 per month; snap. RABB & PATTON, s , 90 FIFTH ST. . . ! - - Choice quarter block on Grand ave nue and East Oak St.; cash; balance on terms. Jno. P. Sharkey Company 1224 Sixth St. STOCKMEN, ATTENTION ! Owner retiring from business and going to Europe offers finest stock ranch In Oregon for sale; 3008 acres, one-fifth un der cultivation; Winters 4000 to 6000 sheep; forest reserve rights for Summer range; well improved with ranch buildings, etc.; running water for irrigation and also springs; can buy 2000 head of sheep and some cattle now on the place if desired; JO- miles from fine R. R. town of 2000 population. This is a great buy at $8 per acre; easy terms. See it at our expense. Catterlin, Smith 6 Co. Lumbermen's Bldg. NOB HILL HOME On Johnson st, near loth; elegant 10 room house, all large rooms, den off re ception hall and conservatory off dining room. 6 sleeping rooms, large outside sleeping porch, i fireplaces, bath and i toilets, pase-pantry and china closet, full cement basement with furnace; every thing absolutely modern and a fine view of entire city. C. C. BARKER, 316 Board of Trade Bldg. $8500 One of the best renting sections of the West Side; 3-year-old flaui leased which pay 12 per cent on price; 16 minutes' walk to P. O. F. O. NORTHRUP J1S Couch Bldg., 4th, near Washington. TO LEASE Brick warehouse, 100x100, two stories, corner 10th and Johnson sts. Apply to J. McCraken 72 Front St. WAREHOUSE SITE 100x200 On Carline. PRICE S57.000. Nothing In the city will compare with location and price. L. K. MOORE, 617 Boerd of Trade. On Broadway Two new, modern houses. , Five and six rooms. Full lots. Will sell separate. Terms to eult. Inquire room 324 Beck bldg. OREGON ST. Corner 100x100, fair Income, one block west of Union ave.; $26,000. Sure to increase when new steel bridge Is built Sengstake & Lyman 90 FIFTH ST. Business Properties Absolutely the choicest and closest In locations in West Side retail district to day. A. D. MARSHALL 0S Ablnxtoa bldg, Future Business Center of Portland Latest developments along the railroads and riverfront sur rounding the Penin s u 1 a indicate more and more, from - day to day, that the great future business cen ter of Portland will be on the Peninsula be tween the rivers. University Park Occupies the center' of the Peninsula there fore must some day be the business center of the future Port land. Only a little thought and a little investigation will .be necessary to convince any reasoning minds' ' of the . probability of ' these statements com ing true. Real estate values are advancing rapidly. Is there any good reason why you should not have part of this certain gain to owners of lots at Uni versity Park? You can speculate on our money by paying down 10 per cent, bal ance $10.00 monthly, without interest if you will pay each install ment when or before due. Prices Advance Twelve dollars per front foot till Nov. 1. After that date a big advance will be made. Get in now before the advance. Prices and Terms Nothing down and nothing for three years are the aston ishing terms we give to those who will build modern five or six-room houses or cottages. Francis I. McKenna . 617 Commercial Block. Second and Washington. Portland, Oregon. Speculators On the Peninsula WOKK ON THE TUNNEL AND EAILROAD YARDS BEING RUSHED CLOSING OUT THE ADDITION Jn order to close out the addition, I can sell you 6. bunch of lots at McKenna Junction that will make you rich. I can now sell these lots on installments for 25 per cent more than I am asking for half cash. Remember that there are no other lots for sale at McKenna Junction. Remember that these lots are on 100-foot boulevards. In 12 months these lots will be worth three times present .prices. Remember that there is more ac tivity on the Peninsula at present than in any part of Portland. The city map will convince you that McKenna Junction is the key to the future of the Peninsula. For plats and particulars call or address W. H. Grindstaff 510 Commercial Block Tel. Main 6009 FOR SALE Beautiful Residence and Quarter Block Holladay's Addition Southwest corner East 11th and Clackamas streets, close to Irvington and Broadway cars; price, $15,000. third down; includes carpets, light fixtures ana sanitary cleaning ma chine. Investigate at once if seeking ex tremely desirable home. Further particulars', inquire M'CARGAR, BATES AND LIVELY, Tailing Bldg., City. FARMERS, ATTENTION! Finest wheat ranch in Morrow County; 5 miles from it. R. town of 3003 popula tion: 960 acres of land. 850 under culttva- I 3 ESUVt 1..iah.l. nf whnnt a Tt A 21)0 tons of hay this year; 200 acres Summer tallow not in crtt jw , im provements, 2 orchards, plenty of water, threshing outfit, blacksmith outfit, farm Implements, horses and everything com plete; tffi.OOO takes the outfit, or 2Z per i abai tho land: terms S1O.O0O cash. balance 10 years, 6 per cent. This is a real Duy. ssee it at uui eiireuoc. Catterlin, Smith 6 Co. Lumbermen's Bldg., Some People Are Always Too Late BUT AFTER READING THI3. GO .TO J KRAEMER. 90 FIFTH ST., and learn of the corner lot, 50x100, offered by him .U will be convinced that this is Just the time to avail yourself of picking up a business lot for 3300 that will yield a. net revenue of 10 per cent as soon as a suitable building is erected thereon. READ, THINK AND ACT. KRAEMER, 90 FIFTH ST. will tell U all about it. Close-in Property For Sale and Lease BY Sengstake & Lyman 90 FIFTH ST. LEASE OR RENT Cheap, at 22d and Tliur sts., large building or, vacant ground; fine for factory. JENNINGS & CO. 20i5 Ore'gonian Bldg. NOTHINC DOWN NOTHING FOR 3 YEARS Wo will sell choice residence lots at University Park, without any payment on the purchase price Tor three years, to those -who will build modern resi dences. Money to loan to homebullden. FRANCIS I. McKEXNA, 617 Commerclnl Block4 Second and Mortgage Loans on Improved City Property Bull dins Loans. Installment Loans. Wm. MacMaster 302 Worcester Block. Burnside Street Corner The cheapest left on the street. Can give good terms for short time. F. 0. Northrup SIS Coach BldsTi Aear Washington. READ CAREFULLY In order tu etraiishien out the crimp in my finances I munt make a acrifice. Now Melon, 1 will -U out of my 650 acre ram h near I'ortl.-md the 250 acres tliat are all I-vel bottom land, nearly all in I'uHivnfioi and have 10,000 worth of improvements on. for a price that will hynotl)!.t you. Other people would chiirtfe you 1300 per acre I will cliarKe $75. Electric line will soon run through Ic Soil is unsurpiiBaable. Sub Irrigated and can be Irrigated by three streams. Will ulo sell the whole ranch, all stocked, or take up to f 10.000 -in city income property. No one ever of fered a hotter bargain. Owner, 517 Chamber of Commerce. UNION AVENUE 50x100 CORNER, $5000 IMPROVED CORNER, $7500 LOT AND HALF. WITH HOUSE, $5500 CHAPIN & HERLOW, 33a Chamber of Commerce. FARM THE BEST YET 135 acres, 14 '4 miles from Portland, on a fine road. Tou can sro the year round out In your automobile; 110 acres under cultivation, 12 acres beaver dam, 10 acres fine orchard; grood 7-room house. 2 large barns, fruit house, onion-house, chicken-houses: 2 wells, several springs; Tualatin River forms south and west boundaries; can easily be irrigated and made one of the best truck garden farms anywhere. There goes with the place 14 head cat tle, 9 horses, 19 pigs, 150 chickens, 3 wagons, 1 heavy hack, harness and tools and implements to farm the place. This is a money-maker and will pay you to Investigate if vou want a high class place. Price Is 1200 an acre. Will take some city property as part of the purchase price. Terms and particulars SEE ESPEY, B17 Chamber of Commerce. Irvington Bargain $9000 Part Cash Buys six-room, newly-built and furnished home on one of the best residence streets in Irvington: strictly modern throughout in every respect. This house has only been built a short time and furnished completely with the very best furniture, carpets and draperies; two blocks from the new Broadway carline; streets all in and walks. This is the best bargain to day for anyone wanting a modern fur nished home practically new; everything in the house. This can be handled for part cash, as the -parties are called East: balance good terms. Phone owner, C 2548 or Main 4215. HAWTHORNE AVE. SNAP Seven-room bungalow, kitchen, pass pantrv, dining-room, sitting-room, re ception hall, three bedrooms, bath and toilet, gas anu eieciuu iialuico, win dow shades, full cement basement, with laundry trays; piped for furnace; nice lawn and a good neighborhood. This Is one of the best snaps we have. Owner lives In Spokane, and wants his money to invest there. Price, $3500, easy terms. RAND, READ 6 CO. 316 Board of Trade Building:. A Good Home Of seven rooms and bath; concrete base ment; supplied with gas and electric light of modern design; concrete walk and sewer provided and paid for; J4200 buys it, and can be handled with $1000 cash, remainder 2 years at 6 per cent; is now rented at $30. For details see JULIUS KRAEMER, 90 FIFTH ST. Willamette Heights New five-room house, all modern conveniences, hardwood floors; full lot, with fine view. Price, $4250. Terms. RUSSELL BLYTH, Commonwealth Ilulldlng. Peninsula Acreage For subdivision. A money maker. Brong-Steele Co. 110 Second, st. IDLE MONEY? Put it to work. Fine platting proposi tion; $10,000 to $20,000. S. T. WALKER 604 Corbett Bide. $15,000 Invested in railroad right of way and survey at a point where conditions are Just ripe will make the best oppor tunity in the Northwest for a big kill ing. Principals only. , AJ 475, Ore gonian. 100x100 $20,000 INCOME $3275 A. BACKUS, 518 Board of Trade Bids. $6500 INVESTMENT Three houses, all rented and bring ing in a fine income; close-in property, on East Side, convenient to carlines. THE DUNN-LAWRENCE CO., 24S Alder Street. AfENOE Last Chance, for Good Buys at Present Prices 100x125 Corner at Russell St. Some income. $21,000. 100x125 Corner Union Avenue and Sacramento, $13,000. 100x100 Corner between Russell and Broadway. Small income. $1(500, 50x100 Corner Union Ave. and Schuyler, $5000. 85x100 Corner Union Ave. and Knott. Small income. $12,500. 62ioxl00 Corner Union Ave. and Sacra mento. Good buildings. Income $S0. $15,000. 6212x100 Corner Union Ave. and Morris. Small income. $70,000. Several sales made on Union Ave. during the past week at prices higher than quoted above. Better act quick. Goddard6Wiedrick 243 Stark Street. Sightly Willamette Heights Unobstructed view of the mountains, beautiful grounds, modern home, lot 75x100. An exceptional opportunity to se cure a fine home rasonable. Price $6700. Call today. 1014 Savier St. New. thoroughly modern. 8-room .house; lot 50x100; hardwood floors, two fireplaces, built-in china closet, book case, seats, etc.; kitchen finished in white enamel, equipped with cooling closet; sleeping porch; concrete base ment and every modern convenience, and Is one of the most complete homes in Irvington. Price $000; very rea sonable terms. This property is easily worth $1000 more than price named. Address owner, A 47S, Oregonian. DRTH-WEST Two very desirable quarter blocks, 16th st., near Thurman st.; fair in come; price most reasonable. Now is your opportunity. A. H. BIRRELL CO. 202 McKay Bldg., 'Third and Stark. '8 The or, BEST place In Portland to buy. GEOGRAPHICAL CENTER and MOST DESIRABLE resUtnco property bt the city. SEEING IS BEMEVIXl BETTER go and see the many CHOICE resi dences under constructiou and tt Im provement coin on. Tlie Oregon Real Estate Company liEAMI AVE. A MULTNOMAH ST. MORTGAGE LOANS Lowest rates and terms to suit; spe cial rates and favorable terms on large loans on business properties. Fund Loaned for Private Investors. A.H.BIRRELL CO. 202 MeKny Bldic 3d & Stark. INVESTMENTS We offer investments netting- 6 per cent to 18 per cent; $20,000 up; several choice quarters in unimproved Inside and terminal property. Catterlin, Smith & Co. Lumbermen's Bids. MORTGAGE LOANS On city property, at reasonable rate. CLARK -COOK COMPANY, G Board of Trade Building;. ' - Phones Main 8407, A S-uS. Home Holladay Addition