A p ril 17.2013 Çortlanh (Dbaeru er , Page 7 LIBERATION 5JT * =» =j - Annette Steele, 80, is battling to save h e r N o r th e a s t m t h Auon ilo photo by D onovan M. S mith /T he P ortland O bserver . recently assumed Lending Nightmare c o n t i n u e d f r o m page 3 struck a leak, S teele looked to the b an k fo r a fix-up loan again; but instead they looked to h er fo r p a y ­ ing an outstan d in g debt that was adjustable rate, reverse m ortgage, w hich allow s hom eow ners, 62 and o ld er to borrow m oney against the co m p o u n d ed by interest and had value o f th eir hom es. Steele, took grow n to $97,000. out 45 percent equity on her p ro p ­ It is a c o st the retired house erty, and once again, began faith ­ cleaner and great-great grandm other fully m aking her paym ents, this time, can n o t afford. to the bank. W ith the house now in foreclo­ A few years later, w hen her ro o f sure, and no law y er w illing to take h er case until recently, she had been forced to rep resen t h e rself alone in court fo r o v er a year. Local organizations, W e A re O r­ egon and the B lack W orking G roup both aim to support struggling w ork­ ing-class individuals and fam ilies in the m idst o f urgent hardships. In conjunction w ith one another, both groups have been in stru m en ­ tal in not only d rum m ing up support fo r Steele around the co m m u n ity through canvassing the n eig h b o r­ hood and various dem onstrations, but also taking the fight directly to Fidelity, the bank w hich has m ost recently assum ed the title to S teele’s h o u se. L ast m onth, S teele and W e are O regon leaders p lead ed their case directly to F id elity ’s regional litig a­ tion office in Seattle, dem anding that the b an k ’s director o f legal coun­ sel sign o v er the title o f her hom e; they refused, and a call for Fidelity to respond by M arch 29, also w ent u n an sw ered . T he threat o f eviction still loom s o v er A nnette S te e le ’s head every day, but she refuses to leave her hom e w ithout a fight. In the ev en t that the s h e r if f s office show s up at h er d o o r to en­ force an eviction, the ch air o f the B lack W orking G ro u p ’s n u m b er is posted at h er front door fo r im m ed i­ ate contact. S teele w arns, in w hat has becom e a bit o f a tradem ark phrase o f hers, “I d o n ’t have a gun, but I ’ve got ho t w ater ready to go every d a y ” w ith a light chuckle that m asks h e r bravery. THE SPINACOLUMN TM An ongoing series of questions and answers about Am ericas natural healing profession. Part 12. Regular Checkups; As important to your back as they are to your eyes or teeth. Q A Dr. Billy R. Flowers : I d o n ’t h a v e a n y s e rio u s back problem s. W hy should I see a C hiropractor? ; T h a t is a g o o d q u e s tio n . Som etim es we d o n ’t realize that a sm all crick in the neck o r som e slight back discom fort is beginning o f larger problem s w hich are often m uch m ore d ifficu lt to treat at a later stage in life. Unfortunately, eight out o f ten A m eri­ cans will be struck dow n by severe low back pain at one tim e or another. The m echanical or structural defects o f the back usually develop slow ly and with very little pain, but if left untreated, may disable you for days, m onths or som etim es perm anently. The likelihood o f disability increase dram atically in over 30. Fortu­ nately, we are able to avoid m any spinal p ro b lem s w ith regular, precautionary checkups. Just as an eye exam o r dental checkup prevents potential problem s or corrects the problem s or in its early stages, so do Chiropractic checkups. Detected early, spinal defects are not only easier to treat, but m ay save a lot o f pain and m oney, as well as reducing the chance o f a disabling spinal disorder. T o ar­ range for your checkup, or for answ ers to any questions you m ight have about your health, call our office at the num ber below. Flowers' Chiropractic Office 2 124 NE Hancock, Portland Oregon 97212 Phone: (5 0 3 ) 2 8 7 -5 5 0 4