Page 2 a'1'1’ ^ o rtla n h QDbseruer January?, 2013 Crowd Control On any given weekend, large crowds o f party-goers come from all corners o f the metro area and overflow the Old Town/ Chinatown venues, sidewalks and streets. « -> »w if. * »fUt . Ç *i ’ >"X - . / 1 •V <•' . ’ V i" - c o n t i n u e d f r o m front o w n e rs. “T h e th e o ry is p e o p le can w a lk o u t in to th e stre ets an d h av e m o re a re a to w a lk , so th e re w ill be less b u m p in g an d s h o v in g ,” said G u th rie . “ T h a t’s th e lo g ic b e h in d it, w e w ill see if it w o rk s .” H o b o ’s and o th er businesses in the area didn ’ t have m uch o f a choice but to accept and adapt to the c ity ’s decision. G uthrie is optim istic that it w ill bring m ore party people dow n and profit businesses w hile k e ep ­ ing the crow ds safe. H ow ever, he w orried the loss o f parking after 10 p.m . w ould n eg a­ tively im pact his d in n er patrons as they have to rush through an 8 p.m . o r 8:30 p.m . d in n er to get back to their cars and m ove them . B ut he w as relieved after the first w eekend and holiday trial. “N ew Y ears w as great. F antas­ tic,” he said. “O bviously people found som ew here to park. W e w ere very very busy. A nd I think e v ery ­ body w as.” rC Home Loan I Trouble . s Î - Workshop ,»«, *a< »«••»*'Bwwmh‘'' J S x-- S »' ’i » « ■ R ' ' ' ;<< . B BANKS The best reward for saving money is...well, more money. S.T.A.R.T. is the automatic savings plan that lets you save at your own pace. Save $1,000 and you’ll earn a $50 U.S. Bank Rewards Visa® Card. Keep the balance for a year and earn another $50 U.S. Bank Rewards Visa Card. G -O O Savings Today And Rewards Tomorrow' And now saving money has never been more rewarding. U.S. Bank was named “Best Basic Checking and Savings” by MONEY® Magazine, October 2012. Start today! All of W branch y us r Ä Ä serving you® Eubank usbank.com/START • ) 800.720.BANK (2265) Ä Ä k ä s’ T x r a r wn » «« W ells F a rg o is h o stin g a free H o m e P re s e rv a tio n W o rk sh o p at th e O re g o n C o n v e n tio n C e n te r on T h u rsd a y , Jan . 17, fro m 9 a.m . to 7 p .m ., fo r W ells F a rg o c u sto m e rs fa c in g fin a n c ia l h a rd sh ip s. W h ere p o s sib le , m o rtg a g e b o r­ ro w ers w ill re c e iv e a d e cisio n on a w o rk o u t, lo an m o d ific a tio n , o r o th e r o p tio n s , o n site o r sh o rtly fo llo w in g the w o rk sh o p . O p tio n s in c lu d e the b a n k ’s o w n loan m o d i­ fic a tio n p ro g ra m an d th e fe d e ra l g o v e rn m e n t’s H o m e A ffo rd a b le M o d ific a tio n P ro g ra m . R e g istra tio n is u rg e d to g u a r­ a n te e th e a b ility to m e e t o n e -o n - o n e w ith a re p re se n ta tiv e . V isit w f h m e v e n ts .c o m / le a d in g th e w a y h o m e o r c a ll 800- 4 0 5 -8 0 6 7 . W a lk -in s a re a lso w e l­ co m ed . S o m e lo a n c u sto m e rs m ig h t be e lig ib le fo r o p tio n s c re a te d by a s e ttle m e n t w ith a tto rn e y s g en eral in O r e g o n a n d e l s e w h e r e . H o m e o w n e rs w h o o w e m o re on th e ir m o rtg a g e th an th e v a lu e o f th e ir h o m e m ig h t b e e lig ib le to re fin a n c e th e ir lo an b a se d on c ri­ teria in clu d in g d em o n stratin g a b il­ ity to rep ay . T h o se w h o are u n e m p lo y e d o r u n d e re m p lo y e d an d m e et b a sic g u id e lin e s m ay a lso b eg in the p ro ­ c e s s o f a p p ly in g fo r O re g o n ’s H a rd e st H it p ro g ra m , w hich p ro ­ v id e s up to 12 m o n th s o f m o rt­ g a g e p a y m en ts.