Page 2 June 20, 2012 It’s not how many points you have — it’s what you can do with them. With FlexPerks,® your points go farther. At just 20,000 C^bank Fie: FlexPoints you earn award flights up to $400 in value on more IT U 30 1534 5 b l8 than 150 airlines. You can also redeem for cash or merchandise. Choose FlexPerks for you or your business. Apply at any U.S. Bank, flexperks.com or 800-360-2900. All of 10 Financial Innovations That Make Your Life Easier in 2012. -Forb««. January 10.2012 np serving you* The creditor and issuer of FlexPerks credit cards is U.S. Bank National Association NO, pursuant to a license from Visa U.S.A. Inc., and the cards are available to legal United States residents only. ©2012 U.S. Bank. All rights reserved. Eubank